5+ units

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The 2020 San Francisco Apartment Building Market January 2021 Market Report for Residential 5+ Unit Buildings Pandemic, shelter in place, unemployment soars, terrible financial hardships for many residents and small businesses, new ways of working, office buildings empty, people move, vacancy rates climb, rents plunge, sales drop, rigorous limits on evictions, new landlord-tenant laws, dreadful fires, an anxious presidential election, interest rates to historic lows, stock markets to new highs, and IPO mania breaks out again. A year of extremes and a challenging year for the residential income market. 5+ unit residential income buildings. Sales reported to MLS. This market consists of a relatively small number of sales, of buildings of widely varying sizes, qualities and financial characteristics, across a broad range of locations: This makes meaningful statistical analysis more difficult. Data from sources deemed reliable, but may contain errors and subject to revision. 2020 numbers are estimates using data available in early 2021: Late reported sales may alter these numbers. All numbers are approximate.


Median Sales Price Trends since 2011 San Francisco 5-15 Unit Residential Apartment Buildings 2011

2012

2013

2014

2015

2016

2017

Sales reported to MLS

2018

2019

2020 $6.0 $6.1 $6.0

Median Sales Prices in MILLIONS of Dollars $6

$4

$3

$2

Millions of Dollars

$5

These prices are gross generalities reflecting sales of a wide variety of buildings of differing sizes and qualities, in locations of differing values. For 10-15 unit buildings in particular, the relatively low number of sales is also an issue. (There were only a handful of sales of buildings of 16+ units in 2020.)

$4.6

$4.8 $4.8

$4.4

$3.6

$2.8 $2.4

$2.6

$2.9 $2.8 $2.7

$2.6 $2.8

$2.0 $2.1 $1.5 $1.6

$1

$-

San Francisco 5-9 Unit Buildings Data from sources deemed reliable, but may contain errors and subject to revision. All numbers should be considered approximations.

San Francisco 10-15 Unit Buildings


Annual Sales Volume San Francisco 5+ Unit Residential Building Sales 187 180

146

151

146

152

157

160

143

137

140 120

110

| Bottom of market | 94

100

86 75

80 60 40 20 0

2009

2010

2011

2012

2013

2014

2015

2016

These analyses were performed in good faith with data derived from sources deemed reliable, but may contain errors and are subject to revision. All numbers are approximate.

2017

2018

2019

2020


Multi-Unit Residential Property Sales, 5+ Units Sales reported to MLS

2020 Sales by San Francisco District 5-8 Units

9-15 Units

Noe, Eureka & Cole Valleys (D5)

20

Russian, Nob & Tel Hills; Financial Dist. (D8 N.)

3

9

2

5

Richmond/ Lake Street/ Jordan Park (D1)

7

Inner Mission Downtown, Tenderloin, Civic Center (D8, S.)

4

7

Sunset/ Parkside (D2) Hayes Valley/ NoPa/ Alamo Square (D6)

6

10

Pacific Heights/ Marina/ Cow Hollow (D7)

3

2

2

1

1

1

16 + Units

The city’s 5+ unit apartment market is dominated by buildings of 5-8 units. The great majority of SF apartment buildings were constructed prior to 1940: Victorian, Edwardian, Spanish Mediterranean & Marina-Style architecture. Almost all buildings sold in 2020 were of wood-frame construction.

2

Data from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate. May not include all mixed-use building sales.


San Francisco Residential Rents – Estimated & Approximate Weighted Average Asking Rent, Q1 Data Points, 1994 - Present - 20% to 25%

- 8%

Average Residential Asking Rent Q1 Data Points Except Last Reading as Noted

$3,500 $3,250

Even with the 2020 drop in rent rates, San Francisco is still the most expensive rental market in the country.

$3,000 $2,750

Last reading estimated for end of Q4 2020

- 5%

- 25%

$2,500

Dotcom peak →

$2,250

↑ 2012 recovery $2,000

↑ 2008 financial markets crash

$1,750 $1,500

Due to the different ways these numbers are calculated, plus free-rent and other incentives now common in the market, these are very general estimates of the overall trend in rent rates.

↑ Dotcom bubble pops $1,250

1st quarter data points except, as noted for last reading - per RealFacts LLC, for larger buildings. 2017-onward estimated using data from a number of rental data websites. Does not include rentals of single family dwellings, condos or units in smaller apartment buildings (which are often larger & more expensive). Data from sources deemed reliable but may contain errors and subject to revision. All numbers are approximate.

Q4 2020

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

2010

2009

2008

2007

2006

2005

2004

2003

2002

2001

2000

1999

1998

1997

1996

1995

1994

$1,000


San Francisco 5+ Unit Apartment Building Sales

$557

$561

2019

2020

$542

$550

$560

2018

Average Dollar per Square Foot Values

$533

$501 $500

$450

$435 $396

$400 $348

$350

$250

$268

$284

$285

2012

$257

$266

2010

$296

2009

$297

$300

2011

$330

$232

$200

Because of the relatively small number of sales and the huge variety in buildings sold, average dollar per square foot is a very general statistic when applied to investment property sales. Data is from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate. Outliers deleted when identified.

2017

2016

2015

2014

2013

2008 to 9/15/08

2007

2006

2005

2004

2003

$150


Average Gross Rent Multiples San Francisco 5+ Unit Apartment Building Sales 18

17.6

17

17.8 17.3

17.3

16.5 16.0

16

15.9 15.3

15.6

15 14.3

14 13.2 13

12.5 12.1

12 11

10 9 8 2007

2008 to 8/31/08

2009 2010

2011

2012

2013

2014

2015

2016

2017

GRM is calculated by dividing the sales price by the annual gross rents. It is a very general statistic and all numbers should be considered approximate. This data is from sources deemed reliable, but may contain errors and subject to revision. Outlier sales that would distort the statistic were deleted from the analysis when identified. Based on data provided by listing agents.

2018

2019

2020


Average Cap Rates San Francisco 5+ Unit Apartment Building Sales 6.0

6

5.8 5.4

5 4.6

4.8

4.7

4.0

4

3.8

3.9

4.0

4.3

4.3

2019

2020

3.9

3

2 2007

2008 to 8/31/08

2009 2010

2011

2012

2013

2014

2015

2016

2017

Capitalization rate calculations – sales price divided by net income (excluding mortgage costs), or return on investment as if the property had been purchased all cash – are only as good as the income and expense data provided by listing agents, and should be considered general approximations. Data from sources deemed reliable, but may contain errors and is subject to revision. Outlier sales that would distort the statistic were deleted from analysis when identified.

2018


Average Price per Unit San Francisco 5+ Unit Apartment Building Sales

$450,000

$400,000

$350,000

$300,000

$250,000

$291,000

$223,000

$236,000

$265,000

$328,000

$352,000

$404,000

$453,000

$431,000

$476,000

$485,000

$472,000

$150,000

$288,000

$200,000

2007

2008 to 8/31/08

2009 2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

$100,000

Because of the huge variety in buildings sold, this is a very general statistic when applied to SF investment property sales. This data is from sources deemed reliable, but may contain errors and subject to revision. Outlier sales deleted when identified. All numbers should be considered approximate.


Average Price per Unit – Selected Submarkets 5+ Unit Apartment Building Sales in 2020 $673,000

Size of the building, size of the units, specific location, condition, architectural style, tenant profile, and current and potential rent-generation of the units - all these factors will affect this very general metric very significantly.

$472,000 $419,000

$429,000

Hayes Vly NoPa - Alamo

Sunset - Parkside

$491,000

$383,000 $317,000

Inner Mission

Richmond, Lake St, Jordan Park

Russian, Nob, Tel Noe, Eureka, Cole Hills; N. Beach Valleys

Neighborhood titles often stand for larger districts. Data from sources deemed reliable but may contain errors and subject to revision. Adjusted for outlier sales that significantly affected average. Numbers should be considered very approximate since a very wide variety of buildings are in this mix.

Pacific Heights Marina


San Francisco 5+ Unit Apartment Building Sales 2020 Sales by Price Segment

Sales reported to MLS

5-8 Unit Buildings

9-15 Unit Buildings

16+ Unit Buildings

17 16

Median Sales Price, Median Size, Avg. $/Sq.Ft. Value 13

• 5-8 Unit Bldgs • 9-15 Unit Bldgs

$2,640,000 $4,690,000

4,700 sq.ft. 10,600 sq.ft.

$577/sq.ft. $505/sq.ft.

There were too few 16+ unit sales to calculate meaningful statistics.

5

5

2

$1.5m $1.99m

$2m $2.49m

$2.5m $2.99m

$3m $3.99m

$4m $4.99m

Sales reported to MLS. Data from sources deemed reliable, but subject to error and revision. All numbers to be considered approximate.

$5m $6.99m

$7m $9.99m

$10m+


San Francisco Apartment Building Market – 5+ Units New Listings Coming on Market in Quarter 80

5+ unit buildings, MLS listing activity, per Broker Metrics

The number of new listings in Q4 2019 was unusually low – perhaps due to the new COPA legislation that went into effect in September.

70

60

50

40

30

20

10

Data from sources deemed reliable, but may contain errors and subject to revision. Based upon MLS activity: Not all for-sale properties are posted to MLS. All numbers approximate and subject to revision.

Q4 2020

Q3 2020

Q2 2020

Q1 2020

Q4 2019

Q3 2019

Q2 2019

Q1 2019

Q4 2018

Q3 2018

Q2 2018

Q1 2018

Q4 2017

Q3 2017

Q2 2017

Q1 2017

Q4 2016

0


San Francisco Apartment Building Market – 5+ Units Active Listings Listed for Sale at End of Month

5+ unit buildings, MLS listing activity, per Broker Metrics

90 80 70 Pandemic hits

60 50 40 30 20

This does not include the large portfolio of Veritas owned apartment buildings.

10 0

Data from sources deemed reliable, but may contain errors and subject to revision. Based upon MLS activity: Not all for-sale properties are posted to MLS. All numbers approximate and subject to revision.


Percentage of Listings Accepting Offers in Quarter San Francisco 5+ Unit Building Market Dynamics

Per MLS sales data

60%

50%

40%

30%

After pandemic hits 20%

30%

57%

35%

38%

18%

32%

29%

32%

33%

34%

29%

13%

18%

19%

Q4 2017

Q1 2018

Q2 2018

Q3 2018

Q4 2018

Q1 2019

Q2 2019

Q3 2019

Q4 2019

Q1 2020

Q2 2020

Q3 2020

Q4 2020

Q2 2017

58%

Q3 2017

10%

These analyses were performed in good faith with data derived from sources deemed reliable, but may contain errors and are subject to revision. All numbers to be considered approximate.

0%


San Francisco Apartment Building Market – 5+ Units Listings Closing Sale in Quarter since 2017 Q2 2017

Q3 2019

Q2 2018

45 40 35 30

After pandemic hits

25 20 15 10

46

35

35

38

44

33

39

21

44

47

35

29

17

18

22

Q3 2017

Q4 2017

Q1 2018

Q2 2018

Q3 2018

Q4 2018

Q1 2019

Q2 2019

Q3 2019

Q4 2019

Q1 2020

Q2 2020

Q3 2020

Q4 2020

Q1 2017

35

Q2 2017

5

Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

0


Average Days on Market until Acceptance of Offer San Francisco Multi-Unit Residential Sales since 2010 | Bottom of market | 99

100 90

5-8 Units

9-15 Units

97

86

83 77

80

74 68

70

69

67 57

60

60 56

56

66 67

67

2019

2020

59

58 52

48

50

48

47

40 30 20

10 0 2010

2011

2012

2013

2014

2015

2016

2017

These analyses were performed in good faith with data derived from sources deemed reliable, but may contain errors and are subject to revision. All numbers to be considered approximate.

2018


Compass is a real estate broker licensed by the State of California, DRE 01527235. Equal Housing Opportunity. This report has been prepared solely for information purposes. The information herein is based on or derived from information generally available to the public and/or from sources believed to be reliable. No representation or warranty can be given with respect to the accuracy or completeness of the information. Compass disclaims any and all liability relating to this report, including without limitation any express or implied representations or warranties for statements contained in, and omissions from, the report. Nothing contained herein is intended to be or should be read as any regulatory, legal, tax, accounting or other advice and Compass does not provide such advice. All opinions are subject to change without notice. Compass makes no representation regarding the accuracy of any statements regarding any references to the laws, statutes or regulations of any state are those of the author(s). Past performance is no guarantee of future results.


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