July Market Report 2021

Page 1

San Francisco July 14, 2021 Sales Meeting Selected Angles on the Market Presented by Patrick Carlisle


San Francisco House Price Appreciation Median House Sales Prices, 2012 – Present, by Quarter

As reported to MLS, per Broker Metrics

$1,900,000

Median sales price is that price where half the homes sold for more and half for less. It is a very general statistic that typically disguises a wide range of prices in the underlying sales.

$1,800,000 $1,700,000 $1,600,000 $1,500,000

Seasonal fluctuations are common, and it’s not unusual for median sales prices to peak for the year in spring (Q2). Longer-term trends are more meaningful than short-term changes.

$1,400,000 $1,300,000

Pandemic hits

$1,200,000 $1,100,000 $1,000,000 $900,000

$1,888,000

$1,650,000

$1,600,000

$1,625,000

$1,660,000

$1,550,000

$1,575,000

$1,580,000

$1,697,500

$1,545,000

$1,500,000

$1,550,000

$1,620,000

$1,610,000

$1,500,000

$1,362,500

$1,440,000

$1,300,000

$1,350,000

$1,280,000

$1,350,000

$1,308,500

$1,245,000

$1,225,000

$1,325,000

$1,112,500

$1,121,000

$1,036,500

$1,100,000

$968,000

$935,000

$900,000

$975,000

$809,000

$829,400

$750,000

$770,000

$666,000

$800,000 $700,000 $600,000

Median sales price is that price at which half the sales occurred for more and half for less. It is a very general statistic that can be affected by other factors besides changes in fair market value. All numbers are approximate and subject to revision. Last quarter may change with late reported sales.

Q2 2021

Q1 2021

Q4 2020

Q3 2020

Q2 2020

Q1 2020

Q4 2019

Q3 2019

Q2 2019

Q1 2019

Q4 2018

Q3 2018

Q2 2018

Q1 2018

Q4 2017

Q3 2017

Q2 2017

Q1 2017

Q4 2016

Q3 2016

Q2 2016

Q1 2016

Q4 2015

Q3 2015

Q2 2015

Q1 2015

Q4 2014

Q3 2014

Q2 2014

Q1 2014

Q4 2013

Q3 2013

Q2 2013

Q1 2013

Q4 2012

Q3 2012

Q2 2012

Q1 2012

$500,000


San Francisco Median House Price Changes

2021 YTD reflects sales through 6/30/21, reported to MLS by 7/3/21

Year-over-Year Changes, since 2000 Year-over-Year Change in Annual Median House Sales Price

$200,000

Partial year data for 2021 should be considered preliminary until fullyear data is available.

$175,000 $150,000 $125,000 $100,000

$150,000

$50,000

$175,000

$85,000

$90,000

$165,942

$153,281

$155,869

$75,511

$4,051

$35,488

$12,014

$112,453

$98,553

$40,762

$43,921

$39,295

$25,000

$119,814

$50,000

$-

Pandemic hits ▼

$75,000

$0

-$75,000

-$100,000 -$125,000

No adjustments made for inflation.

$(49,458)

2008 financial markets crash ►

$(103,109)

-$50,000

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD

$(70,631)

-$25,000

This analysis reflects approximate year-to-year median dollar price changes for houses. On a percentage basis, the 2021 YTD change was 9%, far below the 29% increase in 2000 (dotcom peak). The condo median sales price was basically flat from 2020 to 2021 YTD.

Data through 2020 per the California Associations of Realtors for existing single family dwellings; 2021 an estimate using NorCal Regional MLS data. Data deemed reliable but may contain errors and subject to revision. All numbers are approximate. Changes in median sales prices are not perfect reflections of fair market value.


Bay Area Median House Sales Prices: Percentage Appreciation 2019 (full year) to 2021 YTD (first half): Median Sales Price Change San Francisco

16%

Sonoma County

18%

Solano County

21%

Napa County

25%

San Mateo County

26%

Santa Clara County

28%

Marin County

29%

Alameda County

32%

Santa Cruz County

32%

Monterey County

36%

Contra Costa

39%

Median House Sales Price % Increases, Pre-Pandemic (2019) to Present (2021 YTD) Partial-year data should be considered preliminary until full-year data is available. Historically, median sales prices have often peaked for the calendar year in Q2. Median sales prices are affected by factors other than changes in fair market values.

Based on 2019 and 2021 YTD median house sales prices per CA Association of Realtors or NorCal Regional MLS. Data derived from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate.


San Francisco Bay Area Real Estate Market Cycles Home Price Increases & Declines, by Percentage, 1984 – 2021* https://www.spglobal.com/spdji/en/indices/indicators/sp-corelogic-case-shiller-san-francisco-home-price-nsa-index/#overview Updated through April 2021

Market Peaks & Bottoms Approximate Percentage Changes A simplified, smoothed-out graph*

Financial markets crash

Per CoreLogic S&P Case-Shiller Aggregate Index for Bay Area Houses Seasonally adjusted. Not adjusted for inflation.

2012 – 4/2021 + 143%

2002 – 2006/07 + 72%

* The years between market peaks and bottoms are not accurately represented, but entered as straight lines between high and low points to illustrate percentage changes over time. Shorter-term fluctuations are not reflected on this chart. All numbers are very approximate and subject to revision.

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

2010

2009

2004

2003

2002

2001

2000

1999

1998

1997

1996

1995

1994

1993

1992

1991

1990

1989

1988

1987

1986

1985

1984

Junk bond boom

2008

Approximate % value changes based upon S&P CaseShiller Home-Price Index for 5-county metro area (aggregate sales index, seasonally adjusted). Different price segments were affected very differently in the scale of their subprime bubbles and resulting crashes.

Dotcom boom

1991 – 1994 - 11%

High-tech boom, then pandemic

Subprime bubble

2007

1984 – 1990 + 100%

Dotcom Pop/ 9-11 - 5%

2006

1989 SF earthquake

2007 – 2011 - 40%

2005

1995 – 2001 + 100%


Median Sales Price: San Francisco 2-Bedroom Condos 3-Month Rolling Data, per Infosparks

Pandemic hits ▲


In the following comparisons of June monthly data, 2019-2020-2021, the most useful comparison is between June 2019 and June 2021, as the pandemic significantly distorted the numbers in June 2020.


Infosparks, single month data

New Listings Month of June

Infosparks, single month data

Active Listings Month of June


New Listings Coming on Market by Month San Francisco Market Dynamics & Seasonality

Sept. 2020

1000

Sept. 2019

For houses and condos

900

Spring 2021

800 700

Spring 2019

600

Aug. fires

Feb. 2020

500 400

MidSummer

300 200

Pandemic Hits

December

100

December

Per Realtor.com Research: https://www.realtor.com/research/data/, listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers should be considered approximate.

Jun-21

May-21

Apr-21

Mar-21

Feb-21

Jan-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

Jun-20

May-20

Apr-20

Mar-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Mar-19

Feb-19

Jan-19

Dec-18

0


San Francisco New House & Condo Listings Coming on Market 12-Month Rolling Data – a Very Broad Overview

Infosparks, 12-month rolling data

12-month rolling data: Each data point reflects the total of 12 months of new listings. 1/12 of these numbers will equal an average month within each 12 month period. Using 12-month rolling data generally eliminates seasonal fluctuations from the trend line but will disguise and lag shorter term changes.


Infosparks, single month data

Listings into Contract Month of June

Infosparks, single month data

Closed Sales Month of June


San Francisco Market Dynamics & Seasonality Houses, condos, co-ops and TICs as listed in NorCal Regional MLS, per Infosparks.

Listings Accepting Offers (Going into Contract) by Month

March-May 2021

The June number of listings going into contract was down about 15% from the March-May average. It is not unusual for market activity to begin to slow in June, typically continuing to cool through August before picking up in early autumn.

800

Oct. 2020

700

October 2018

Spring 2018

Spring 2019

October 2019

600

500

Summer

400

Summer 300

January 200

January

Does not include many new-project condo listings and sales not reported to MLS. Data from sources deemed reliable but may contain errors and subject to revision. All numbers are approximate. Last month estimated based on available data: Late reported activity may change this number.

Jun-21

May-21

Apr-21

Feb-21 Mar-21

Jan-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

Jun-20

May-20

Apr-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Feb-19 Mar-19

Jan-19

Dec-18

Nov-18

Oct-18

Sep-18

Aug-18

Jul-18

Jun-18

May-18

Apr-18

Feb-18 Mar-18

Jan-18

100

Mar-20

Pandemic hits


Unit HOUSE Sales by Month since 2018 San Francisco Market Dynamics & Seasonality House Sales

Condo, Co-op, TIC Sales

Spring 2021

Closed sales are a lagging indicator: Sales closing in one month generally reflect accepted offers in the previous month. Spring 2021 sales volume ran well above seasonal norms. Condo sales hit an all-time high.

450 400

May 2019

350

Sales reported to NorCal Regional MLS, per Infosparks

Condo

Dec. 2020

Oct. 2019

300

March 2020

250

House 200 150

Late Summer

Jan.-Feb 2021

100

January

Pandemic hits

50 January

Does not include new-project condo sales unreported to MLS.

Activity reported to NorCal Regional MLS, per Infosparks. Data from sources deemed reliable but may contain errors and subject to revision. All numbers are approximate. Last month numbers estimated based on available data.

Jun-21

May-21

Apr-21

Mar-21

Feb-21

Jan-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

Jun-20

May-20

Apr-20

Mar-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Mar-19

Feb-19

Jan-19

0


San Francisco Residential Sales since 2005 12-Month Rolling Data

Highest 12-Month Sales Volume since 2005 Infosparks, 12-month rolling data: Sales of houses, condos, co-ops, townhouses, TICs

12-month rolling data: Each data point reflects the total of 12 months of new listings. 1/12 of these numbers will equal an average month within each 12 month period. Using 12-month rolling data generally eliminates seasonal fluctuations from the trend line but will disguise and lag shorter term changes.


San Francisco Luxury HOUSE Sales Closed Sales Priced $3 Million+, by Month June 2021 70

Luxury house sales hit a dramatic new high in Spring 2021. Luxury home sales have hit new peaks in every county in the Bay Area.

60

50

Oct. 2018

May 2019

May 2018

Fall 2020

40

30

January

January

January

January

Oct. 2019

20

10

Pandemic Hits

As reported to NorCal Regional MLS, per Infosparks. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate. Last month data estimated using available data.

Jun-21

Apr-21

May-21

Mar-21

Feb-21

Jan-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

Jun-20

May-20

Apr-20

Mar-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Mar-19

Feb-19

Jan-19

Dec-18

Oct-18

Nov-18

Sep-18

Aug-18

Jul-18

Jun-18

May-18

Apr-18

Mar-18

Feb-18

Jan-18

0


San Francisco Luxury CONDO Sales* *Condos, co-ops & TICs as reported to NorCal Regional MLS, per Infosparks

Closed Sales Priced $2 Million & Above, by Month

Spring 2021 60

Luxury condo, co-op and TIC sales hit a new high in Spring 2021. May 2018

50

April 2019

Oct. 2019 40

Oct. 2018

30

20

10

As reported to NorCal Regional MLS, per Infosparks. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate. Last month data estimated using available data.

Jun-21

Apr-21

May-21

Mar-21

Feb-21

Jan-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

0 Jun-20

May-20

Apr-20

Mar-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Mar-19

Feb-19

Jan-19

Dec-18

Oct-18

Nov-18

Sep-18

Aug-18

Jul-18

Jun-18

May-18

Apr-18

Mar-18

Feb-18

Jan-18

Pandemic Hits


San Francisco Home Sales - $5 Million+ Closed Sales, 3-Month Rolling Data, since 2016 June 2021 60

50

Spring 2019 IPOs Spring

40

Spring

30

Fall

January

January

January

January

Fall 2020 20

10

All residential property types, as reported to NorCal Regional MLS, per Infosparks. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate.

May-21

Mar-21

Jan-21

Nov-20

0 Sep-20

Jul-20

May-20

Mar-20

Jan-20

Nov-19

Sep-19

Jul-19

May-19

Mar-19

Jan-19

Nov-18

Sep-18

Jul-18

May-18

Mar-18

Jan-18

Nov-17

Sep-17

Jul-17

May-17

Mar-17

Jan-17

Nov-16

Sep-16

Jul-16

May-16

Mar-16

Jan-16

Pandemic Hits


Infosparks, single month data

Months Supply of Inventory By Property Type Month of June

Infosparks, single month data

Months Supply of Inventory By Price Segment Month of June


Infosparks, 3-month rolling data

Median Days on Market By Property Type 3-Months through June

Infosparks, 3-month rolling data

Median Days on Market By Price Segment 3-Months through June


San Francisco Market Supply & Demand Months Supply of Inventory (MSI), January 2018 – Present 11

Condo MSI

10

House MSI

9 8

Months Supply of Inventory (MSI) measures how long it would take to sell the existing inventory of listings for sale at the 12-month-average monthly rate of sale. Lower readings indicate stronger demand as compared to supply. Since autumn 2020, MSI numbers have plunged as demand has soared.

Inventory soared in the aftermath of shelter in place

7 6

5

Demand soared in late 2020, dropping MSI figures

4 3

Pandemic hits

2

MLS data per Infosparks. Last reading may change with late reported activity. Does not include new-project condo activity unreported to MLS. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate. Different analytics programs sometimes define this statistic differently.

Jun-21

May-21

Apr-21

Mar-21

Jan-21

Feb-21

Dec-20

Nov-20

Oct-20

Sep-20

Aug-20

Jul-20

Jun-20

May-20

Apr-20

Mar-20

Feb-20

Jan-20

Dec-19

Nov-19

Oct-19

Sep-19

Aug-19

Jul-19

Jun-19

May-19

Apr-19

Mar-19

Feb-19

Jan-19

Dec-18

Nov-18

Oct-18

Sep-18

Aug-18

Jul-18

Jun-18

May-18

Apr-18

Mar-18

Feb-18

Jan-18

1


Infosparks, single month data

% of Sales over Final List Price Month of June

% of Original List Price Month of June


Percentage of Listings Accepting Offers by Quarter San Francisco Market Dynamics since 2016 The higher the percentage of listings accepting offers (going into contract), the stronger the buyer demand as compared to the supply of listings for sale.

60%

55%

50%

45%

Pandemic hits

40%

35%

53%

44%

53%

52%

58%

49%

58%

53%

56%

44%

48%

48%

55%

41%

48%

40%

29%

35%

43%

48%

60%

Q3 2016

Q4 2016

Q1 2017

Q2 2017

Q3 2017

Q4 2017

Q1 2018

Q2 2018

Q3 2018

Q4 2018

Q1 2019

Q2 2019

Q3 2019

Q4 2019

Q1 2020

Q2 2020

Q3 2020

Q4 2020

Q1 2021

Q2 2021

25%

Q2 2016

30%

Residential market activity reported to SFARMLS, per Broker Metrics. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers are approximate. Late reported activity may alter the number of the last period.


Price Reductions on Active Listings San Francisco Real Estate Market Dynamics & Seasonality

For houses and condos

Oct. 2020

The number of price reductions usually climbs at the end of the spring selling season before the market (typically) slows down for summer, and surges at the end of the autumn selling season before the (usual) big mid-winter slowdown. (In 2020, sales volume peaked in December.)

500 450 400

The SF market softened in the first 5-6 months after the pandemic struck, but then heated back up.

350 300

October 2018

October 2019

250 200

Pandemic hits

October 2017

150 100 50

Per Realtor.com Research: https://www.realtor.com/research/data/. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers should be considered approximate.

May-21

Mar-21

Jan-21

Nov-20

Sep-20

Jul-20

May-20

Mar-20

Jan-20

Nov-19

Sep-19

Jul-19

May-19

Mar-19

Jan-19

Nov-18

Sep-18

Jul-18

May-18

Mar-18

Jan-18

Nov-17

Sep-17

Jul-17

May-17

Mar-17

Jan-17

0


Excerpts from the report, “Status of the Re-Opening of the San Francisco Economy” issued on June 24, 2021 by the Office of the Controller & the Office of Economic Analysis of the City & County of San Francisco; Lead authors Ted Egan, Ph.D., Chief Economist & Asim Khan, Ph.D., Senior Economist

More than 45% of small businesses in SF remain closed.

The five-county San Francisco metro area continues to lag comparable metro areas in office attendance, with a weekly office attendance rate below 20%. As of Q1 2021, the commercial office vacancy rate remains very high at over 16%. The pre-pandemic average was below 6%. At about 35%, the hotel occupancy rate, though recovering, remains well below the pre-pandemic average, which was close to 80%. Travel at SF International Airport, though recovering, is still almost 70% down from 2019.

There are signs of recovery in apartment rents in San Francisco. However, average asking rents remain approximately 19% below pre-pandemic rates.

These excerpts were compiled and edited in good faith, but may contain errors and subject to revision. Readers are encouraged to review the complete report, which also includes other statistics and insights.


San Francisco Employment Trends Per California Employment

Number of Employed Residents since 2000

Development Dept. (EDD)

2019- May 2021

Employment Numbers by Month January 2000 to May 2021

575,000

According to CA EDD, San Francisco employment numbers dropped by approximately 92,000 (16%) in the immediate impact of the pandemic, but then recovered 37,500 jobs through May 2021. EDD estimates that the civilian labor force – the number of residents able to work, not the number employed – is currently down by about 40,000 (7%) since early 2020, which suggests some decline in population (probably predominantly relocated tenants).

550,000

525,000

500,000

Dotcom peak

May 2020 ------

475,000

2007 – 2008 peak

450,000

425,000

400,000

EDD data. Last month’s data is labeled “preliminary” by EDD. EDD often goes back to revise past data releases. Data from sources deemed reliable but may contain errors and subject to revision. All numbers should be considered approximate.

Jan-21

Jun-20

Nov-19

Apr-19

Sep-18

Feb-18

Jul-17

Dec-16

May-16

Oct-15

Mar-15

Aug-14

Jan-14

Jun-13

Nov-12

Apr-12

Sep-11

Feb-11

Jul-10

Dec-09

May-09

Oct-08

Mar-08

Aug-07

Jan-07

Jun-06

Nov-05

Apr-05

Sep-04

Feb-04

Jul-03

Dec-02

May-02

Oct-01

Mar-01

Aug-00

Jan-00

375,000




Statistics are generalities, essentially summaries of widely disparate data generated by dozens, hundreds or thousands of unique, individual sales occurring within different time periods. They are best seen not as precise measurements, but as broad, comparative indicators, with reasonable margins of error. Anomalous fluctuations in statistics are not uncommon, especially in smaller, expensive market segments. Last period data should be considered estimates that may change with late-reported data. Different analytics programs sometimes define statistics – such as “active listings,” “days on market,” and “months supply of inventory” – differently: what is most meaningful are not specific calculations but the trends they illustrate. Most listing and sales data derives from the local or regional multi-listing service (MLS) of the area specified in the analysis, but not all listings or sales are reported to MLS and these won’t be reflected in the data. “Homes” signifies real-property, single-household housing units: houses, condos, co-ops, townhouses, duets and TICs (but not mobile homes), as applicable to each market. City/town names refer specifically to the named cities and towns, unless otherwise delineated. Multi-county metro areas will be specified as such. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers to be considered approximate. Many aspects of value cannot be adequately reflected in median and average statistics: curb appeal, age, condition, amenities, views, lot size, quality of outdoor space, “bonus” rooms, additional parking, quality of location within the neighborhood, and so on. How any of these statistics apply to any particular home is unknown without a specific comparative market analysis. Median Sales Price is that price at which half the properties sold for more and half for less. It may be affected by seasonality, “unusual” events, or changes in inventory and buying trends, as well as by changes in fair market value. The median sales price for an area will often conceal an enormous variety of sales prices in the underlying individual sales. Dollar per Square Foot is based upon the home’s interior living space and does not include garages, unfinished attics and basements, rooms built without permit, patios, decks or yards (though all those can add value to a home). These figures are usually derived from appraisals or tax records, but are sometimes unreliable (especially for older homes) or unreported altogether. The calculation can only be made on those home sales that reported square footage. Compass is a real estate broker licensed by the State of California, DRE 01527235. Equal Housing Opportunity. This report has been prepared solely for information purposes. The information herein is based on or derived from information generally available to the public and/or from sources believed to be reliable. No representation or warranty can be given with respect to the accuracy or completeness of the information. Compass disclaims any and all liability relating to this report, including without limitation any express or implied representations or warranties for statements contained in, and omissions from, the report. Nothing contained herein is intended to be or should be read as any regulatory, legal, tax, accounting or other advice and Compass does not provide such advice. All opinions are subject to change without notice. Compass makes no representation regarding the accuracy of any statements regarding any references to the laws, statutes or regulations of any state are those of the author(s). Past performance is no guarantee of future results.


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