MILITARY FINANCIAL ESSENTIALS
MONTHLY INCOME
MONTHLY FLEXIBLE EXPENSES
All Wages & Salary Income
______________
Utlities (electric, water, sewer, etc.)
______________
Other Income
______________
Groceries
______________
Eating Out
______________
Clothing Self
______________
Cable Bundle/Cell Phone, etc.
______________
Clothing Spouse/Children
______________
Personal Care
______________
TOTAL MONTHLY INCOME:
MONTHLY DEDUCTIONS Federal Taxes
______________
FICA Taxes
______________
State Taxes
______________
Insurance (health, dental, life)
______________
Other (including allotments)
______________
Other (including allotments)
______________
Auto Expenses (gas, oil, repairs, etc.) ______________ Entertainment/Recreation/Hobbies
______________
Other Children Expenses
______________
Discretionary (cigarettes, alcohol, etc) ______________
TOTAL MONTHLY DEDUCTIONS:
MONTHLY FIXED EXPENSES Mortgage/Rent
______________
Auto Loan(s)
______________
School Loan(s)
______________
Other Loan(s)
______________
Car Insurance
______________
401K, IRA, etc...
______________
Savings
______________
Child Care
______________
Credit Charge Cards
______________
TOTAL MONTHLY FIXED EXPENSES:
Other
______________
Other
______________
TOTAL MONTHLY FLEXIBLE EXPENSES:
MONTHLY INCOME
+__________________
MONTHLY DEDUCTIONS
-__________________
MONTHLY FIXED EXPENCES
-__________________
MONTHLY FLEXIBLE EXPENSES -__________________
MONTHLY CASH FLOW
+/-__________________
TOTAL MONTHLY CASH FLOW GOAL: