Fast Property and Development Finance-ACM Finance Australia

FAST PROPERTY & DEVELOPMENT FINANCE

Born in 2000, ACMF are s competitive and reliable property finance firm, focusing on urgent refinancing, bridging and construction finance.

ABOUT US ACMFinanc e

ACMFinance was established in 2000 as a pure asset-based lending business & brokerage, providing a 100% funding solution. Fast forward to 2010, where there was a need for a specialist lender for builders and developers, in particular top-up lending to complete a project, we evolved into a boutique lending business. Specializing in our core business of funding development sites and development projects, we have grown exponentially over the last 12 years. Our Brand The name stands for Australian Commercial Mortgage Finance. The logo; a silhouette of a kangaroo, which is where we take inspiration from, a hard-working Australian owned company. We are a passionate team working with our clients to achieve their goals, from raw land to the finished product. Point of difference We only deal with a core group of investors, investment funds as well as our own Fund making up the top-up. This allows ACMF to work with credit committees and board members direct. We have the ability to make up any short falls that may be needed. Simplicity

Our basic philosophy is transparent, simplified, asset-based lending with clearly defined and flexible repayment paths.

RESULTS

We are a passionate team working with our clients to achieve their goals, starting from raw land to the finished product. Our key executives each have decades of experience in Construction, Banking, Property Development Finance ,Legal, Bridging Finance Accountancy, Auditing, and other related experience.

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THE MARKET

The private debt markets more than doubled in 2021 to $1.4billion says Australian Investment Council. This was aided by stricter banking regulations implemented after the global financial crisis. Australia is well behind Europe and North America, where roughly 50% of commercial real estate is funded by the private market. The trend in Australia is changing and private credit will start to be seen as the first resort instead of the last like international markets. We have seen time and time again borrowers who have been borrowing from their bank for years have turned to the private sector for the first time and will continue to do so. ACMF is looking to capatise on this billion dollar industry

Leadershi p 95%

Timelin e

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What We Do

LAND FINANCE – site acquisition funding. Typically, $2m - $20 through our lending partners URGENT SHORT-TERM FINANCE – bridging finance from $1m - $15 (larger case by case) through our lending partners.

CONSTRUCTION LENDING – $2m - $200m funded with our core group of investors. REAL ESTATE FINANCING – Low Doc Medium Term Financing .... through our own Fund STAND-BY FACILITY – Internal funding in the event of cost overruns in projects and the borrower is unable to complete.

JOINT VENTURE LENDING – Loans Management & Long-Term Monitoring of loans on behalf of the lender. Co-management of mortgage lending, monthly investor reports and recommendations.

The Problem

Problem 1

Borrowers want private lending that is reliable and transparent.

Problem 2

Introduce the problem to solve--make sure your audience can relate. Present it in a way that makes old solutions sound obsolete.

Financial s

ACMFinance Group has had exponential growth over the past 12 months, with the introduction of our Fund as well as broadened relationships directly with reputable developers and builders throughout the east coast.

Financial Overview Jan - Nov 2022

Income - $1,200,000

Growth Phase

268 Growth Fund

ACMFinance

Continue to build relationships directly with Property Developers and Builders. Continue to grow the fund to be the Second Mortgage Funder on all construction loans.

ACMF makes x income on every 268 loan that is settled and this allows ACMF to settle loans where others cant.

With a database of Developers, Builders, Architects and Brokers exceeding 20,000 Australia wide, we aim to grow ACMF by x in 2023.

Accelerate Digital Transformation & Automation of Loans

Expand Direct Innovation Culture Developer Relationships

Nurture

COMMERCIAL PROPERTY LOANS

• We offer commercial property loans, refinancing, 1st and 2nd mortgages.

• We offer simple applications and competitive rates.

• We help borrowers navigate when they need an urgent loan or additional capital to finish a project.

• Our interest rates reflect the LVR risk profile as well as the term of the loan.

• Lending is based on straight real estate asset values, development product demand & borrowers’ repayment plan.

Best Service

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Give

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Good Service

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Our Impact

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Data And Fact

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92% Our Tagline

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