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North Country SavingsBank
Come See Us!
Let us help turn your dreams into reality!
Assistant Vice President MLO# 1100939 Regional Lending Manager Loan Originator ncaster@ncsb.bank 518.317.7777
Jenny Bradish
Saranac Lake Lending Office 68 Main Street Saranac Lake, NY 12953
Robi Monica
Malone Lending Office 453 East Main Street Malone, NY 12953
Emily Moore
Plattsburgh Lending Offi ce 1 Broad Street Suite 3 Plattsburgh, NY 12901
Low Down Payment Options
As low as 3% down** 10% down for vacation & secondary homes!**
In House Lending
NO minimum credit score with 20% down! Loan decisions based on local underwriting Low or no closing cost options Satisfactory alternative credit accepted!
FINANCING AVAILABLE Modular Homes Double Wides & Single Wides
Purchase Plus Improvements
Up to 80% of cost to purchase property PLUS cost of improvements OR as completed appraised value (whichever is the lesser amount)
Construction Loans
Up to 80% of total cost of projects OR as completed appraised value (whichever is the lesser amount) Sweat equity is considered for approved owner builder towards the cost of the project ONE closing, NOT two
Home Equity Line of Credit
Owner occupied residence ONLY Borrow up to 90% of equity based on your credit score Borrow up to $400,000
**Private Mortgage Insurance** (Information as of April 3, 2019)
