San Diego Veterans Magazine September 2023

Page 1

WE WILL NEVER FORGET

VETERANS

Resources & Support

TOUR OF WINGS - POW/MIA

MUSIC THERAPY

MENTAL HEALTH

FIGHTING PTSD

TRANSITION

Strategies, Advice & Tips

Successful

Transitioning Stories

Overcoming roadblocks IN TRANSITION

Careers In Law Enforcement

DIEGO Vol. 6 • Number 9 • September 2023 M A G A Z I N E
VETERANSSAN

US Navy (1987 – 1993) US Air Force (1993 – 2013)

PTSD treatment can turn your life around. For more information visit: www.ptsd.va.gov/aboutface

2 WWW.SanDiegoVeteransMagazine.com / September 2023
“I’m happier with myself. Having been in therapy, period, has helped me be in a better place now.”
Rogelio “Roger” Rodriguez, Jr

You Could Get 25,000 Bonus Points on Back-to-School Purchases

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not earn rewards. Please allow up to 8 weeks after the 90-day period for the 25,000 points to post to your rewards balance. Account must be open and not in default at the time the 25,000 points are scheduled to post to your rewards balance. Limit of one promotional offer at account opening. Valid for offers applied for between 5/1/2023 and 8/31/2023. Navy Federal reserves the right to change or end this offer at any time without notice. ²Statement credit for annual Walmart+ Membership subscription only. Does not apply to monthly Walmart+ Membership Subscription. You will receive a one-time credit on the statement following your initial Walmart+ Annual Membership purchase. Your Walmart+ Membership will auto-renew annually following enrollment, and your credit or debit card on file will be charged for an additional term at the fee(s) in effect at that time. You may cancel your Walmart+ Membership by calling Walmart Customer Care at (800) 924-9206 or through your Walmart Account. Walmart is a registered trademark of Walmart Apollo, LLC. ³Navy Federal More Rewards American Express® Cards earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, and supermarkets, and 1 point for every $1 of other net purchases. Merchant transit categories classified as railway, ferries/water trip, taxis, limousines, bus lines, charters, tour buses, tolls, road/bridge fees, and parking/lots will receive 3 points for every $1 of net purchases. A supermarket, food delivery, transit, gas station, or restaurant purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. For more information, view the More Rewards American Express® Card Program Description at navyfederal.org The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. © 2023 Navy Federal NFCU 14222 (5-23)

WWW.SanDiegoVeteransMagazine.com / September 2023 3 Hurry—this offer ends Aug. 31, 2023. Apply today! Visit navyfederal.org/morerewards.
With More Rewards, you can also enjoy:
Start the new school year with a More Rewards American Express® Credit Card and earn 25,000 bonus points when you spend $3,000 within the first 90 days of account opening.¹ Plus, you can get a one-time $49 statement credit when you purchase an annual Walmart+ Membership.² Federally insured by NCUA. ¹Offer valid for cardholders issued new Navy Federal More Rewards American Express® credit card accounts. To be eligible for the 25,000 points offer, you must make $3,000 or more in net purchases within 90 days of account opening. Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may
Plus, earn 1X points on all other purchases.³ 3X Points at Restaurants & on Food Delivery³ 3X Points at Supermarkets³ 3X Points on Gas & Transit³ Travel Discounts & Perks Our Members Are the Mission

www.SanDiegoVeteransMagazine.com

Welcome to San Diego Veterans Magazine!

SDVM is a veteran-focused magazine throughout ALL San Diego & Southern California. It serves to assist all veterans, active military as well as their spouses and families.

It is the leading veteran magazine emphasizing resources & support and focusing on topics and issues facing today’s veteran community. SDVM focuses on resources, support, community, transition, mental health, inspiration and more...

The content is the driving force behind our magazine and the connection it makes with our veterans, service members, military families, and civilians.

The magazine is supported by the city of San Diego and a distinguishing list of veteran organizations & members, resource centers, coalitions, veteran advocates, and more. We are honored to share the work of so many committed and thoughtful people.

Despite all the challenges, our team has upheld their focus and let not one opportunity go to provide resources and support to our veterans & military personnel.

On behalf of our team, we wanted to take this moment to say THANK YOU to the readers and our military-veteran community for supporting our magazine. With that support we aim to make a difference and continuing to make a profound impact on the quality of life for our veterans, military personnel and their families.

If you want to catch up on the current and past issues, please visit: www.sandiegoveteransmagazine.com/archives

mikemiller@sdvetsmagazine.com

www.sandiegoveteransmagazine.com

Publisher Editor-In-Chief

Mike Miller

Monthly Columns

What’s Next Transition

Eve Nasby • Kristin Hennessy

Human Resources

Paul Falcone

Veterans in Business

Barbara Eldridge

Successful Transitioning Stories

Dr. Julie Ducharme

Risky Business

Hadley Wood

Franchise Frontline

Rhonda Sanderson

Real Talk: Mental Health

Hope Phifer

PTSD: Reclaiming Control

Robert ‘Bob’ Cuyler, PhD

TLC Caregiving

Kie Copenhaver

Art & Healing

Amber Robinson

Legal Eagle

Kelly Bagla, Esq.

Family Law

Tana Landau, Esq.

Midway Magic

David Koontz

Veterans Chamber Commerce

Joe Molina

Contributing Writers

Wounded Warrior Project

Raquel G. Rivas, WWP

Disabled American Veterans

San Diego Veterans Coalition

Veteran Association North County

(In-House) Correspondents

Holly Shaffner

CJ Machado

4 WWW.SanDiegoVeteransMagazine.com / September 2023 San Diego Veterans Magazine 9528 Miramar Road, #41 San Diego, CA 92126 (858) 275-4281 mikemiller@SDVetsMagazine.com
San Diego Veterans Magazine is published monthly. Submissions of photographs, Illustrations, drawings, and manuscripts are considered unsolicited materials and the publisher assumes no responsibility for the said items. All rights reserved
EDITOR’S LETTER
WWW.SanDiegoVeteransMagazine.com / September 2023 5 8 Midway Magic: Seawolf To The Core 10 Tour of Wings - POW/MIA Wings 12 The Day We’ll Never Forget (9/11) 17 SD Military Women’s Luncheon 18 Liberty Station Heroes Festival 19 Operation Dress Code 20 Resounding Joy: Music Therapy Program 24 Real Talk: Let’s Talk Postvention 26 PTSD: Hypervigilance and Hyper-Arousal 28 TLC: Why Am I Still Here 30 Successful Transition: Michelle Curran 32 What’s Next: Transition Tango 36 Human Resources: Self-Reviews 38 How Exploring Industries Benefits Veterans 40 Overcoming Roadblocks in Transition 44 Business for Veterans: Grow Your Business 45 Risky Business: Acts of Terrorism (Insurance) 46 Franchise Frontline: Robert Roskowski 48 Legal Eagle: AI Common Mistakes 50 VCCSD: Building Wealth 51 Real Estate Guide: Online Home Value 53 San Diego Veterans Coalition 55 Veterans Association of North County 56 Legally Speaking: CA Divorce Process 58 Careers in Law Enforcement 60 SDPD Ride Along - A Story of Two Marines 64 From Navy Sailor to SFPD
INSIDE
ISSUE
SEPTEMBER 2023
THE
* Cover Photo by Tobe Roberts - Pexels
6 WWW.SanDiegoVeteransMagazine.com / September 2023 As a partner of the We Honor Veterans Program, Hospice of the North Coast is dedicated to providing optimal end-of-life care to the honored men and women who have fought for the freedom and security of our nation. 2525 Pio Pico Dr., Suite 301, Carlsbad, CA 92008 | www.hospicenorthcoast.org Veterans Program Call 760.431.4100 COM M I T T E D TO VETERANS

HONORING OUR VETERANS

Memorial Amphitheater Avenue of Flags

Contribute Today and Help Keep the Vision a Reality!

As a tribute to the 30,000 Veterans and their loved ones interred at Miramar National Cemetery, the Support Foundation continues to beautify the grounds with memorials and hosted patriotic ceremonies.

Our latest project, the Memorial Amphitheater, incorporates permanent guest seating at the Flag Assembly Area host to the Memorial and Veterans Day services held at Miramar National Cemetery among other patriotic events.

Your continued support of The Support Foundation’s mission is greatly appreciated by all who visit the Cemetery.

Ways To Donate:

Scan the QR code or visit our website at www.miramarcemetery.org

Mail check to Miramar National Cemetery

Support Foundation Attn: Amphitheater Fund, 6906 Miramar Road, Ste C-142, San Diego, CA 92121

The Support Foundation is a 501(c)(3) organization. Tax ID #65-1277308

WWW.SanDiegoVeteransMagazine.com / September 2023 7
SCAN ME
Carillon Tower

Seawolf to the Core

Danger lurked around every corner, every minute of every day.

It was another miserably hot and humid summer night along the Mekong River when the squadron scrambled to provide emergency air support to a South Vietnamese army outpost that was under attack by an overwhelming Viet Cong force. Petty Officer Gary Ely, a seasoned UH-1 Huey helicopter door gunner with Seawolves of Navy Helicopter Attack (Light) Squadron 3 (HAL-3), made sure his door-mounted mini gun was ready for action as his aircraft raced into battle.

enlistment versus two years if drafted into the Army, my dad advised me that I would at least have clean sheets to sleep on instead of in a foxhole somewhere.”

Little did Ely know at the time, but the continuous and intense combat action he would see during his first two years in the Navy involved just about everything an Army soldier experienced, except for the foxhole.

Because of his aircraft mechanic training in high school, Ely graduated from Navy boot camp designated as an aircraft structural mechanic. Initially assigned to the aircraft carrier USS Coral Sea (CV-43), he was surprised to receive a new set of orders a day prior to the ship’s departure on deployment to the Western Pacific. He would soon be heading directly to Vietnam as a member of HAL-3. By January 1970, after aircrew and gunner training in San Diego, Ely was off to Bình Thủy in the Mekong Delta. Until his assignment to HAL-3, Ely hadn’t thought much about helicopters.

“It was at this time, I became aware of the aircrew opportunities ,” said Ely, a USS Midway Museum volunteer since 2008. “All personnel headed to HAL-3, maintenance guys as well as aircrew, were subjected to a training syllabus. Aircrew gunners got six months. I volunteered to be a gunner.”

Engaging in a close-air strike with both door guns and rockets, Gary’s crew attempted to repel the advancing enemy attack. After flying half the night, and refueling and rearming four times, they finally beat back the assault, saving the lives of those manning the outpost while risking their own.

Just another typical night for the Seawolves in Vietnam.

Ely had always been fascinated by aviation. While attending Des Moise Technical High School in Iowa, he began training to be an aircraft mechanic. Upon graduation in 1967, he gave college a shot, but soon found it wasn’t for him. No longer a student, his options were few – drafted into the U.S. Army or join another branch of the military.

“My folks thought being a sailor might be a better choice,” said Ely, whose father served in the Navy just after World War II. “Even though it was a four-year

His first few months “in country” were occupied flying logistics missions throughout the Mekong Delta. Once assigned to HAL-3’s Detachment 9, he found himself in the heart of the fighting, stationed upriver on a massive floating naval barge known as a YRBM.

“We were anchored in the middle of the Mekong River about 3,000 yards below the Cambodian Border,” said Ely, who has more than 5,000 volunteer hours with Midway’s aircraft restoration and docent teams. “For the next 14 months I flew as a door gunner with Det 9.”

Flying in support of naval special warfare operations and the mobile riverine forces, Ely was routinely involved in perilous combat missions that centered about search and destroy patrols, close-air support, SEAL team insertions, search and rescue, medical evacuations, and reconnaissance.

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Gary in Vietnam

The naval barge that was his home base in the Mekong River was never wholly regarded as a safe haven as enemy attacks could happen at any time.

“One late night our scramble horn sounded, but the call was for general quarters,” recalled Ely. “As we all jumped to put on our boots we heard explosions. A Viet Cong assault team positioned along the river’s edge launched four rocket propelled grenades at our YRBM. One of our gunships had taken a direct hit. Fortunately, after all was said and done, we only had one person wounded in the attack.”

Although discharged from the Navy in 1973, Ely’s bond with his comrades is as strong today as it was when he was in Vietnam. Even after 50 years, the brotherhood that exist with those he served remains unbreakable.

“I think it is the same pride and respect all of us Vietnam veterans have for each other, except it is much more personal,” said Ely, who worked as a civilian aerospace engineering technician for the Navy for more than 30 years. “Having served in such an unpopular war and experiencing the lack of support from the folks at home, kind of inspires us to stick together. Having lost shipmates during our squadron’s existence also fuels our comradery.”

Ely is a long-time member of the Seawolves Association, an organization dedicated to his unit that flew in Vietnam from 1967 to 1972. The association started in 1986 after several former Seawolves got together during a Veterans Day parade in Chicago. The group still holds reunions every two years.

“Our goal is to perpetuate the name of the elite HAL-3 squadron, and continue to strengthen those friendships begun in Vietnam,” said Ely, who is currently the association’s treasurer. “The unique history of our squadron will most likely become a future benchmark for active duty squadrons of today.”

www.midway.org/give-join/volunteers

www.midway.org

WWW.SanDiegoVeteransMagazine.com / September 2023 9
volunteers@midway.org
Gary on the Midway

“TOUR OF WINGS” - POW/MIA WINGS

Superhero steel wings to bring awareness of MIA from the Vietnam War

To commemorate the closing of the Coronado Historical Association’s Open Doors: Vietnam POWs Fifty Years of Freedom exhibit and National POW/MIA Awareness Day, CHA is hosting the “Tour of Wings”, an international tour to raise awareness of Prisoners of War (POW) and Missing in Action (MIA). The impressive steel wings are comprised of dog tag “feathers” that represent the 1579 still MIA from the Vietnam War. Each dog tag is embossed with the name of the MIA veteran, branch of service, location last seen and date of disappearance-similar to the POW/MIA memorial bracelets concerned citizens wore during the Vietnam War in hopes of their return.

The POW/MIA Wings is an art piece based on the wings that belong to the super heroine character LT Williams in the story Purple Foxes United.

The historical fiction story was inspired by the Son Tay Raid, the most daring mission executed to save Prisoners of War. Many of the characters are based on legends of carrier aviation and Honor Flight San Diego alumni veterans. Some of the characters you will recognize as they are Coronado Island icons such as WWII paratrooper Tom Rice, Distinguished Flying Cross recipient Commander Chuck Sweeney, “Ace of Two Oceans” Commander Dean “Diz” Laird, and USMC combat pilot Major General Bob Butcher.

“It’s been a long time in the making, and I’m grateful to share it with the world as I believe it to be an expression of God’s divine love and hope for humanity,” stated CJ Machado, creator of the Purple Foxes United story. The story includes animation,

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FREE DIGITAL DOWNLOAD AT: www.Force-Con.com
ALL PROCEEDS GO TO HONOR FLIGHT SAN DIEGO

anime and clever robot characters to ignite the curiosity within our youth and encourage them to want to learn more about our military history and some of the characters highlighted based on real-life veterans and their experiences.

It took years to complete the POW/MIA Wings part of the project and it was a collaborative effort involving many talented artists and sponsors. Jay Stargaard with Stargaard Art welded the steel wings, John Campbell with VetArt.org constructed the display stand and thanks to the generous support of Logo Tags, the exclusive dog tag supplier of our military, the wings are now on tour for public display.

The POW/MIA Wings were featured in the annual Coronado Fourth of July Parade with Force-Con and received the highest honors, the Admiral Stockdale Award and Military Heroes Award – 2022 & 2023. They will be on display at the Coronado Historical Association located at 1100 Orange Avenue from September 12 through September 15, National POW/ MIA Awareness Day when CHA’s exhibit closes.

On Tuesday, September 12, a special presentation will introduce the Tour of Wings with a short film to include segments from the Pueblo and Courage documentaries by Director Bill Lowe and Legends of Carrier Aviation produced by the Tailhook Association and Speed & Angels Productions.

A rare panel with the “Pueblo Incident” crew members Bob Chica and Earl Phares, WWII child POW Tom Crosby, and POW Legends of Carrier Aviation will follow.

This event is open to the public and is very limited with seating. To purchase tickets, visit: https://tinyurl.com/coronadohistory-tickets

The “Tour of Wings” will be on display on the west coast in various locations until Veteran’s Day 2023. For more information on the west coast Tour of Wings schedule, visit: www.Force-Con.com

September 15, 2023 is recognized as National POW/ MIA Awareness Day. To raise awareness and support the POW/MIA families, a free digital download of the Purple Foxes United story is available online www.Force-Con.com, our gift to you in honor of the POW/MIAs from the Vietnam War.

A version of the screenplay is also available to support Honor Flight San Diego and their mission to return our veterans to Washington D.C. To visit their memorials.

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Photo Courtesy CJ Machado - Mt. Soledad National Veterans Memorial
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FLASHBACK

WWW.SanDiegoVeteransMagazine.com / September 2023 13
Article - DAV “September 2021” * Andy Marshall is no longer the DAV National Commander
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WE WILL NEVER FORGET

Support the 9/11 Memorial Donate today to sustain the 9/11 Memorial.

www.911memorial.org

The 9/11 Memorial & Museum is committed to providing relevant and engaging learning opportunities for students, teachers, families, and the general public.

WWW.SanDiegoVeteransMagazine.com / September 2023 15
* Photo by Tobe Roberts - Pexels
16 WWW.SanDiegoVeteransMagazine.com / September 2023 www.navy-cycling.com

San Diego Military Women’s Luncheon

A 33-Year Tradition

What started as a few military women wanting to get together for lunch in 1989 has evolved into an annual tradition that is now 33 years old - The tradition is actually older than some of the women who attend!

The luncheon is marketed as the “Kick-off to Veterans Season” and typically 150+ women attend from WWII era to today’s active duty. The women who are just beginning their service to our nation truly enjoy meeting those who paved the way for them to serve.

This year’s luncheon is on Saturday, Oct. 21 at Veterans Association of North County (VANC) in Oceanside. The guest speaker is the newly selected Secretary of the California Department of Veterans Affairs, U.S. Navy Veteran, Lindsey Sin. An added feature this year is a screening of a 13-min documentary titled, “Time for Change: The Kathy Bruyere Story.” It is about a local trailblazer and long-time luncheon attendee who paved the way for women to serve at sea.

Check-in and social hour are at 10:30 a.m., with lunch and program beginning at 11:30 a.m. The cost is $40 per person and tickets must be purchased in advance by scanning this QR code:

If you cannot make the luncheon and want to sponsor an active duty or veteran woman to attend, there are options for that too.

For more information about the luncheon, please email: sdmilitarywomensluncheon@gmail.com

33 rd ANNUAL MILITARY WOMEN ' S LUNCHEON

You are invited to the 33rd annual Military Women’s Luncheon! Women from WWII era to today’s active duty will be in attendance to celebrate our sisterhood. This luncheon is always the kick-off to Veterans Day events in San Diego with women from every branch and every era. This year’s program includes keynote speaker, Secretary of the California Department of Veterans Affairs, U.S. Navy Veteran, Lindsey Sin. There will also be a showing of a 13-min documentary titled, “Time for Change: The Kathy Bruyere Story” about U.S. Navy CAPT (Ret.) who blazed trails for women in the military.

When: Saturday, October 21, 2023

Time: 10:30 a.m. arrival, 11:30 a.m. lunch, 12:30 p.m. program

Where: Veterans Association of North County (VANC), 1617 Mission Ave in Oceanside

Over 200 women are expected to attend so get your tickets today. Tickets are $40 and must be purchased in advance. To purchase a ticket, go to: https://33rdMWL.eventbrite.com

For more information, please email: sdmilitarywomensluncheon@gmail.com

WWW.SanDiegoVeteransMagazine.com / September 2023 17 33 rd Annual Milita

Liberty Station 2023 Military Heroes Festival

Since 2018, San Diego’s Liberty Station (https://libertystation.com) has celebrated active military members and their families at the property’s Military Heroes Festival—an invitation-only, superherothemed celebration. On Saturday, August 19, 2023 the former Naval Training Center and its partners hosted more than 2,200 active-duty individuals and their families to enjoy a day dedicated to honoring and celebrating their service.

This annual event provides military personnel and their families with free groceries, diapers, haircuts, children’s backpacks stuffed with school supplies, toys, prize giveaways from local businesses, live entertainment and the chance to meet-and-greet with their favorite superheroes.

Through the support of 430 volunteers and property partners, Liberty Station donated more than 16,500 pounds of groceries, $160,000 worth of clothing and shoes, 450 packages of diapers, 560 school backpacks and 175 free haircuts at this year’s event. The event also provided an appearance by multiple San Diego sports teams, including the Gulls and San Diego Sharks, live music, kid-friendly funzone and more.

In 1923, San Diego’s Naval Training Center (NTC) welcomed its first recruits. Today, this property has transformed into Liberty Station, exemplifying an adaptive reuse success story that honors the property’s Naval history while celebrating its transformation into one of San Diego’s top destinations for dining, arts and entertainment. The 361 acres of beautiful Spanish Revival-style buildings, which once housed nearly 2 million soldiers, now serves as a bustling commerce center of over 170 businesses, including restaurants, artist studios, entertainment venues, fitness centers and more.

With these rich military roots, Liberty Station is passionate about honoring its past and celebrating the military members that call San Diego home. In 2023, the property is celebrating one hundred years of excellence, first as the Naval Training Center and now as a vibrant community hub. Liberty Station continues to preserve its impactful military roots through events like Military Heroes Festival.

On October 29, Liberty Station will host a community celebration as a conclusion to its year-long Centennial Anniversary recognition. From noon to 4 p.m., Liberty Station will host festivities such as trick or treating, live entertainment, a costume contest, crafts, prizes, recognition of living NTC recruit and burial of a time capsule.

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For more information on Liberty Station’s Centennial Anniversary and its Legacy Weekend, visit www.LibertyStation.com/Events/Centennial

Operation Dress Code - Back in San Diego on Sunday, November 5th!

Active-duty women and female veterans – are you looking to make a career change? If so, then this event is for YOU!

Operation Dress Code is back in San Diego for an 8th year. It is an annual event that EMPOWERS Women to Reimagine Possibilities, Reinvent Careers, and Redesign Post-Military Lives. It is accomplished by collecting new and slightly used business attire, shoes, purses, and accessories then hosting a pop-up boutique for the ladies to “shop” for new wardrobes.

The event will also have resources and breakout sessions to help with resumes, professional headshots, and so much more to make a seamless transition. New for 2023 is a Job Fair that provides a rare and unique career fair that is for, and about women who have served in the U.S. Armed Forces.

How can you help?

• Donate new and slightly used business attire, shoes, purses, and accessories.

• Host a donation box at your place of business or your local organization.

OperationDRESS CODE

• Volunteer to help sort clothes and pick up donation boxes.

• Volunteer to help set up and tear down the event on Nov. 4 & 5.

• Volunteer as a personal shopper on Boutique Day –Nov. 5.

• Donate to help sponsor this event – all donations are tax-deductible.

• Register as an attendee for your personalized shopping experience.

• Tell your friends, family, and networks about the event!

The pop-up boutique will be held on Sunday, Nov. 5th from 9 a.m. to 4 p.m. at the Paradise Point Resort in San Diego. Registration for attendees begins on Oct. 4th. There is no charge for active-duty women or female veterans to attend.

For more information about the event, scan this QR code: Or go to: www.operationdresscode.org

OPERATION DRESS CODE

Sunday, Nov. 5th at Paradise Point Resort in San Diego!

Operation Dress Code is an annual event to help women who have served in the U.S. Armed Forces transition to the workforce by providing them with the professional attire and resources needed for civilian life. There is no charge to attend.

Clothing Drive - Oct. 4 to Oct. 20. Look for pink Operation Dress Code clothing bins stationed at businesses throughout the San Diego area, where supporters can donate new or gently used professional clothing, shoes, jewelry, accessories, and handbags.

Boutique Day – Sunday, Nov. 5. This is a free shopping day at our pop-up boutique designed specifically for women who have served in the U.S. Armed Forces. They are treated to a personalized shopping experience designed to help them get the clothing needed to start the next chapter of their professional lives. There will also be hair and make-up experts on hand to help prepare the women for free professional head shots, and a variety of workshops for job success!

Registration is important to ensure all women who enter the Dress Code Boutique receive a personalized experience. Registration will open on Oct. 4th at: www. operationdresscode.org

Volunteers are needed to help sort clothing in the weeks leading up to Boutique Day, plus on Nov. 4th for set-up, and Nov. 5th as personal shoppers and to help tear down the event.

For more information about clothing donation, registration, or how to help, please scan this QR Code:

WWW.

Veterans Benefit from Free Music Therapy Program

“Thanks to the expertise and generosity of the music therapist, I’ve been afforded the unexpected gift of expression and introspection.”

—James, participant

San Diego, which has the largest concentration of military in the world, is at the center of a mental health crisis. Our county has over 20 military installations, encompassing 140,000 personnel. Nearly one in four active-duty members show signs of a mental health condition— five times higher than the civilian rate. In addition, almost 300,000 veterans call San Diego home, a number that annually grows by 15,000 as service members transition to civilian life.

Resounding Joy, a local nonprofit, has been addressing this growing mental health crisis for more than 13 years. The experiences and challenges you and your family face are unlike any other. And even after service, the transition to civilian life never quite ends. Sounds of Service, the organization’s military music therapy program, honors the contributions of active-duty and veteran military service members year-round through the healing power of music. In 2022, the program provided music therapy to 235 military members.

Music can function very differently from person to person, and Sounds of Service reflects that. We provide a continuum of music engagement from clinic to community, from music therapy to music wellness. For some, music may function as an escape from their symptoms of PTSD, the stress of life or distraction from physical pain. Others might experience music as a means to connect more deeply with themselves: their emotions, memories, trauma or identity.

Tia Mae Frostrom, MT-BC, is the current director of the Sounds of Service program. “When I was teaching guitar groups at the Chula Vista Vet Center, many veterans shared how their increased focus during guitar learning has served as a reliable distraction from depression, loneliness or other mental health struggles they may experience. One student, Donna, found guitar playing improved her mental health significantly and chose to personally advocate to the Center to allow take-home guitars for continued support outside of groups. Some vets also noticed improved dexterity and motor skills with guitar or instrument learning.” Frostrom added, “It’s an honor to see the impact and value of music therapy day to day.”

The connection between the military, rehabilitation and music is not new. In fact, the American Music Therapy Association was founded in 1950 in large part because volunteer musicians witnessed the impact music had on the morale and rehabilitation of WWII veterans, yet recognized they weren’t equipped with enough knowledge and skills to be effective.

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According to the National Endowment for the Arts, which regularly awards grants to support the Sounds of Service program, music can touch us emotionally, bring people together, facilitate learning and remembering information, challenge our ability to remain focused, strengthen our lung capacity, and enable our bodies to move in time.

Sounds of Service welcomes all military-connected individuals and families regardless of disability rating, discharge status, reserve status, or any other red tape/ paperwork. Offerings include:

• Private Sessions

Develop skills in drums, guitar, keyboard, voice, ukulele, or more while improving your mental and emotional toughness. Manage stress, increase focus, and improve your relationships. No experience or instrument needed. Sessions can be adapted to any injury.

• Band Practice

Share, learn and write your favorite songs together in preparation for concerts. Open to San Diego’s military, veterans, first responders and their families. No experience or instrument needed. Mondays: 5:30-6:00 p.m. setup/sound check; 6:00-8:00 p.m. rehearsal.

• Drum It Out

Make some noise! Unleash creativity with your military, veteran and first responder peers. Free and open to all. Mondays 4:30 – 5:30 p.m.

• Songwriting Workshop

In-person/online songwriting group for active-duty service members, veterans, first responders and their families. No experience or instrument needed. Every Friday 2:00- 3:00 p.m.

All programs are facilitated by board-certified therapists, so you can be sure that we’re informed and experienced with the specific challenges you may have, such as TBI, PTSD, or depression. Sounds of Service has also participated in multiple projects with Creative Forces®: NEA Military Healing Arts Network, an initiative of the National Endowment for the Arts in partnership with the U.S. Departments of Defense and Veterans Affairs and the state and local arts agencies, with administrative support provided by Americans for the Arts and the Henry M. Jackson Foundation for the Advancement of Military Medicine.

To learn more about Resounding Joy, a 501(c)(3) nonprofit organization, or to inquire about music therapy individual or group sessions, please visit https://resoundingjoyinc.org

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MENTAL HEALTH CARE for Veteran & Military Families

Cohen Clinics provide therapy to post-9/11 veterans, service members, and military families, including National Guard and Reserves.

All sexual orientations and genders welcome. LEARN MORE vvsd.net/cohenclinics

WWW.SanDiegoVeteransMagazine.com / September 2023 23
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Real Talk: Mental Health

Let’s Talk About Postvention

Disclaimer (sensitive topic): In recognition of September’s Suicide Prevention Awareness Month, this column is focused on educating readers on postvention, an intervention conducted after a suicide, mostly via support for bereaved individuals, which may include family, friends, professionals, and other peers. It is important to know that those who are grieving may be at increased risk of suicide themselves.

My name is Maya Issa, and I am an Intake Coordinator at The Steven A. Cohen Military Family Clinic at VVSD, San Diego. I am here with Maegen DeGroff, who is a Licensed Professional Clinical Counselor at our Cohen Clinic at VVSD. Today, we will be discussing the topic of postvention. When the topic of suicide comes up, we often hear about suicide prevention or how to prepare for or ensure a suicide does not occur. It is not as common to hear about postvention or post attempts.

Maya: Maegen, can you explain what postvention or post attempts refers to?

Maegen: Yes, Maya, here is a breakdown that might be helpful for folks to understand.

In the world of mental health, prevention means implementing tools, tasks, concepts to help individuals limit the likelihood of negative mental health experiences before they happen.

Intervention means implementing tools, tasks, concepts to help individuals change and improve mental health experience when mental health symptoms or experiences are actively occurring.

And postvention means implementing tools, tasks, concepts to help individuals recover from and

prevent likelihood of relapse of a recently passed mental health episode, specifically in this context, losing a loved one to death by suicide. Postvention can be short or long term to promote healing and help process the negative effects of suicide exposure. It can serve as a secondary prevention to minimize the risk of future suicide and provide accurate and easy to access information.

Additionally, the word post-attempt is terminology used in psychology or psychotherapy that refers to a period after a suicide attempt, in which someone survived a suicide attempt or an individual who had intention of making an attempt but received intervention prior to harming themselves (such as safety planning with a clinician and/or going to the hospital).

Maya: Why is postvention important?

Maegen: Postvention is about helping people who have recently experienced the loss of a loved one due to suicide in the aftermath of that event. It is to help people process and heal from suicide loss. It is also an attempt to assist individuals and families in accessing interactive and compassionate community care.

Maya: What is the impact of suicide loss on families and the greater community?

Maegen: The impact of suicide loss on a family and community is significant. Loss of a life often of someone at an age that is very premature hinders communitiesfrom receiving the gifts and talents that individual may have bestowed upon a community had they remained living. Family members suffer incredible grief, emotional disruption, and environmental disruption in the wake of such a death. Instability that may occur in a family or community system after a suicide loss increases likelihood of increased mental health needs and/or crisis which negatively impacts an individual’s ability to be successful in taking care of themselves, taking care of others, and in engaging in work or school.

Maya: What are warning signs to be aware of during the grief process after a death by suicide?

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Maegen DeGroff

Maegen: Grief is a normal response to loss of suicide and can be an ongoing emotional process. Common feelings of grief can include sadness or sorrow, anger, confusion, and shock or disbelief. This may go on for many months for some individuals. There is no prescribed timeline for how long difficult emotions may persist. Additional warning signs may include persistent crying spells, isolation, anxiety, overwhelm, panic attacks, poor focus or concentration/brain fog, racing thoughts, ruminating (looping) thoughts, intrusive thoughts about death or dying, irritability, agitation, rage, and thoughts or intent of hurting yourself or someone else.

It is important to be aware of how frequently these feelings and experiences happen, how intensely they feel when they do happen and how long they occur when they happen. The more persistent and consistent these feelings or experiences may be the more likely it is that you may need enhanced support. It is also important to be aware how some of these grief responses may be interfering with day to day functioning. Take notice of impairments in functioning such as, inability to do typical tasks like get out of bed/ getting dressed, going to work or school, taking care of things around the home, caring for pets, or loved ones, and taking care of responsibilities.

Maya: What are some essential practices for supporting survivors of a suicide loss?

Maegen: Interpersonal support is critical. Check in on your people, in multiple ways, multiple times. Call, text, write notes, stop by. You don’t have to overstay your welcome or intrude on anyone’s boundaries but making your presence known and making sure people are not isolated in their grief is important. Don’t assume someone is OK because they appear to be functioning or stable on the outside. Don’t assume that if someone says they are OK today means they will continue to be OK on other days. Keep checking back.

You can also ask survivors what they may need during their grief, and they may be able to tell you ways that you can show up for them. However, a lot of people are unsure of what they need when they are in deep emotional suffering. Sometimes it can be helpful to do things that may make the person feel supported without asking them. Examples can be helping alleviate getting groceries or meals, helping with taking care of the home, children, pets, helping them to get out of the house for fun or relaxing activity. These are just a few examples; there are many other ways people can be of service or of support. Do what is within your resources and your comfort zone.

If it can make a small positive impact on the survivor of suicide loss, they will likely appreciate the thought and intention.

Also, educate yourself on suicide loss as a mental health condition and crisis. It is important not to stigmatize or judge the person who died by suicide. Educate yourself on grief after the death of a loved one if you haven’t experienced it yourself. There are many professionals, educators, and motivational speakers that specialize in this topic.

If you notice the survivor of suicide loss is going through any of the warning signs, you can help support them in getting additional support from supportive community networks (i.e.: church, grief support groups or networks, nonprofit programs that focus on suicide loss and/or grief and/or medical professionals like psychotherapists, psychologists, psychiatrists, or medical doctors.

Maya: How can we help someone else who has had a suicidal episode and continues to struggle with mental health?

Maegen: Being kind and supportive, check in on them frequently, don’t take offense if or when they may not be ready to talk or may not be receptive at your attempts to be supportive, encourage connection and engagement with a mental health professional, help them find resources for mental health treatment if they haven’t been able to do that themselves, help them identify multiple support people or networks, practice active listening, validation, and a nonjudgmental stance when it comes to their experiences.

Suicide Prevention Month may be especially difficult for survivors of suicide and survivors of suicide loss. If you are dealing with challenging thoughts, feelings, or grief, get the support you need to be well and encourage loved ones to do the same.

The Veterans Crisis Line (dial 988, then press 1) is confidential, free, and available 24/7/365 for anyone experiencing or concerned about a mental health emergency. And free, confidential support can also only be a text away.

If you’re a veteran in crisis or concerned about one, text 838255 to reach caring responders 24/7

And get more information about our Cohen Clinics at VVSD mental health services by visiting: vvsd.net/cohenclinics.

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PTSD: Reclaiming Control

The Dual Phenomena of Hypervigilance and Hyper-Arousal

In previous discussions, we delved deep into the four ‘clusters’ of PTSD symptoms: intrusive thoughts and memories, avoidance, hyper-arousal/hypervigilance, and changes in mood and thought. This month, our spotlight turns to the dual phenomena of hypervigilance and hyper-arousal.

for hypervigilance. The body must be perpetually ready, given that dangers can appear in mere moments.

(Part 2 of 2)

The prefix ‘hyper’ is hard to miss, emphasizing that these reactions are intense and beyond ‘normal’ experience. Delving into hypervigilance, we understand it as a ceaseless monitoring of one’s surroundings, searching for potential threats. In my graduate days studying psychology, I still vividly remember an enlightening moment when a professor posed a question: “Why doesn’t anyone sit with their back to the room?” Quite simply, not being alert or ‘checking for cheetahs’ goes against our primal instinct. PTSD amplifies this instinct and puts it into overdrive, even when no potential danger is nearby.

The trauma-tinted lens of PTSD alters perceptions. Our nervous systems become wired to guard against new traumas by being intensely focused on identifying sights, sensations, noises, or smells that remind us of the original traumatic event(s). While such an instinct is valuable for survival, its magnification in PTSD steals away the joy of ordinary life experiences.

Consider the example of the veteran who faced the terrifying ordeal of an armed robbery in a parking lot. Parking became a potentially life-threatening situation. He would scan the lot for the most isolated spot, where he was least likely to be ambushed. But at the same time, if the spot was too isolated, no one would be around to help. Over time, his hypervigilance branched out, making him wary of any man resembling his attacker. Constantly observing hands, gauging intent from eye contact, or sensing being followed – one can only imagine the draining nature of living like this on a daily basis.

But where does hyper-arousal fit into this narrative? Essentially, hyper-arousal is the physiological backup

Our intrinsic survival mechanisms – ‘fight’ or ‘flight’ – are universal responses we’ve all likely experienced. The palpable quickening of the heart, rapid breathing, heightened alertness, diminished pain response –all are manifestations of our body preparing for imminent threat. The robbed veteran, for instance, felt this surge not just during trauma reminders, but in an almost perpetual state.

While the ‘fight or flight’ mechanism typically activates during real threats for most, for those grappling with PTSD, it remains perpetually on. This chronic heightened state, a result of protracted stress, holds the PTSD sufferer in its grip. The ramifications? Strained relationships, resorting to alcohol or other substances for numbing, and an array of maladaptive coping strategies – including the previously discussed avoidance tactic.

The myriad of reactions and behavioral patterns stemming from PTSD aren’t arbitrary; they’re deeply rooted in traumatic experiences. There is hope, and healing available for those who experience hypervigilance and hyper-arousal. In next month’s column, we’ll cover changes in moods and thoughts, and eventually explore in detail the available paths for PTSD healing.

Cuyler is chief clinical officer of Freespira, an FDA-cleared non-medication treatment that helps people with panic and PTSD manage their symptoms by learning how to regulate their breathing. - www.freespira.com

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Post Traumatic Stress Disorder does not always allow the affected to seek help. Lend a hand and provide them with methods of help, listen and be a friend.

San Diego Veterans Magazine works with nonprofit veteran organizations that help more than one million veterans in lifechanging ways each year.

Resources & Articles available at:

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CAREGIVING TLC

Any one of these things can cause stress and strife in an individual’s life and as we age, often these stressors come in multiples. My mother will often call or text me with the most recent obituary notice of a friend or acquaintance she has lost, complete with a photo from the local newspaper. It’s the first place she looks when she opens the paper. And it hurts her heart to know that many of her peers, colleagues, and friends are dying before she does. Furthermore, it’s likely a reminder of her own mortality, prompting her to silently ask why she is still here.

As the old saying goes, dying isn’t the hard part – it’s the living that’s the hard part. Those of us left behind have the hardest part, saying goodbye and remaining here to live out our years without that person by our side.

So many of my aging clients ask this question aloud to friends, family, and/or anyone else within earshot. And I never know quite how to answer this very personal and probing question. It’s a big question. It’s a haunting question. And to me, it’s a question that lies at the heart of “what is my purpose here on earth”. The answer differs for each of us and continues to change and morph as we age. What was our purpose in our 30s and 40s may no longer be what drives and fulfills us in our 70s and 80s.

According to the National Council on Aging, of the 46,000 suicides per year (in 2020), over 9,100 were attributed to those over the age of 65. Older adults tend to plan suicide more completely and carefully and are thus more likely to succeed (versus their younger counterpart). And aging men are more likely to commit suicide than aging women.

Suicide in older adults has been linked to a number of causes, such as episodes (often multiple) of grief caused by the loss of friends and family members, the loss or perceived loss of independence and/or autonomy, chronic illnesses and the pain or stress these can cause, declining cognitive ability, and financial stressors.

Suicide is a tough topic to talk or write about…yet this issue is partially dedicated to just that – suicide awareness and prevention. And while there are numerous warning signs of suicide – loss of interest in things previously enjoyed, avoiding social situations, giving away prize possessions, neglecting self-care such as grooming, bathing and taking medications, and becoming preoccupied with death – I think we all can internally sense when something is “off” with a close friend or loved one.

I think we all have an internal compass that signals us when something is not quite right for ourselves and others. And if we can stop and listen to what that inner voice is telling us, maybe we can begin to ask the kinds of questions necessary to get to the heart of what is making another sad. Ask the kinds of questions that probe into what is making another feel like they no longer want or need to be of this world. Ask the kinds of questions that may feel hard and uncomfortable but are oh so necessary. And maybe, just maybe, we can help another find an answer to the question “why am I still here” that rings true and feels purposeful.

988 Suicide & Crisis Lifeline

The 988 Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States.

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“Why am I still here?”
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Successful Transitioning Stories

Michelle Curran

I am a small town girl from WI who grew up painfully shy turned Lead Solo for the USAF Thunderbirds. I have a passion for pushing my limits, inspiring others, fitness, and mountains.

In early 2022, I left active duty to found Upside Down Dreams. I travel the country speaking to organizations on lessons of grit, perseverance, determination, and teamwork.

What drove you into the military and aviation?

I grew up in a small town in northern Wisconsin, not a military family and not an aviation family either. I did not have exposure to either one of those. As I got close to graduating, my parents did not have a college fund for me, so I had to look at scholarship options. I applied for an ROTC Air Force scholarship and got one. I was focusing on Criminal Justice and was wanting to become an FBI agent. But then we visited an Air Force base and

I saw fighter jets for the first time, it was two F-15 jets, and they took off at full afterburner at dusk and it was this pivotal jaw dropping moment where I just thought, how do I become that? So, I changed careers and began going after a pilot spot and then graduated and went straight to pilot school, mind you, I had zero experience.

What was it like entering into the Air Force as a female pilot?

I knew I was going to be one of the few women in pilot training. But I didn’t really think about me as one of the few women going in but more of just what I needed to do to succeed. I did very well and that did make some people unhappy. But I went on to fly F-16s from there. I put a lot of pressure on myself, and I felt like I was under a microscope. We were setting the standard for women pilots, so I felt I had to be top in everything I do. But as tough as it was, I eventually became comfortable with who I was and moved onto a second assignment and really took risks and pushed the limits which lead me to apply to the Thunderbirds.

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You’re such an inspiration to our youth especially young women who want to go into areas of the military like you. What is your best tip for them?

Probably the most important thing to do first is research each different part of the military and see what interests you the most and what are the paths to get there. You must find what is the best path for you. So, there is not one cookie cutter way that you must do it. Take initiative to how you move yourself forward.

How was the transition from the military to a public speaker?

I feel like my transition has been amazing and sometimes I feel guilty for saying that, as I know many do struggle with transition but hoping my transition will inspire them on their transition. The hardest part was losing my community. I have had to be very intentional in building my new community of friends. I think why it worked so well for me was I was in a unique spot coming in off the Thunderbirds. But I still had to make very intentional decisions before I left the military to make my transition smooth. Something I tell people is you don’t have to do the thing that seems like the most natural transition of what you have done in the military. Think about the things you really love, that get you excited, and for me was having those moments where I got to see they were having a positive impact on them and help change their life by encouraging them to go after something that they did not quite have the courage to do.

How do you transition your military skills to civilian jobs?

As far as skills we think about our hands, for example, I can fly a jet so I should fly a jet when I get out. We have a lot of soft skills that we don’t recognize how valuable they are in a high-pressure environment, working in high performing teams and being innovative. The grit and perseverance that happens in the military there is no option to quit. And we take those skills for granted, and we don’t realize not everyone has those. The key is recognizing them and figuring out how to sell them to the civilian market. I also looked at where I would have gaps when I planned to leave, and I wanted to make sure I filled those gaps before I got out. I went to public speaking school to prepare myself and it was a good investment and often when we are transitioning, we need to make sure we can fill those gaps.

If you could go back to your younger self and give yourself advice, what would you say?

As women in the military, we feel we have to prove ourselves and we have to do it all on our own. And we are taught not to have weakness and I was leaning into that hard, that I couldn’t show weakness and I wish that I would have asked more questions, not struggle alone,

and find a mentor. But I wasn’t willing to let them help me. So, I would tell myself for anyone in any career, be ok being a little vulnerable with people and reach out to those mentors.

To learn more about what Michelle is up to go to https://macecurran.com/home - or email info@macecurran.com

And check out how Synergy Learning Institute is helping veterans transition. click the link below www.synergylearninginstitute.org

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Michelle Curran, Former USAF Thunderbird Pilot

WHAT’S NEXT

Transition to Civilian Life

TRANSITION TANGO: MASTERING YOUR JOURNEY TO CIVILIAN SUCCESS

Steve Axel is a pro-bono coach at The Honor Foundation whose 3-month, 120-hour program assists Navy SEAL’s and Special Operators to successfully transition from the military into civilian roles. He has 29 years of corporate experience and 15 years as an Executive and Transition Coach. Today, he’s sharing 4 golden nuggets to help transitioning veterans pave their path to success.

Unleash Your Imagination

Steve recently worked with Scott, a Navy SEAL of 14 years, who was struggling with whether he wanted to stay in the military or do something on his own. To kick start the process, Steve conducted a Brain Mapping session to open up all possibilities for consideration. Steve asked Scott to list EVERYTHING he was potentially interested in pursuing with no constraints. His vast list ranged from owning Mixed Martial Arts studio to being an astronaut. Now what? Try on each role one-by-one. Imagine you’re in it. Are you happy? Are there concerns or potential drawbacks? Are you fulfilled?

After 2 weeks of role-playing, Scott arrived at his decision. He wanted to be the first Navy SEAL to walk on Mars. Today, Scott is attending MIT, completed a BS degree in Oceanography and is finishing up his PhD thesis. While he may not be the first Navy SEAL to walk on Mars, Scott is living out his dream by opening his career aperture to the fullest. Lesson? Dream beyond the horizon and go for it. Your fulfillment awaits!

Navigate Your Timeline

You’ve heard it before, because it’s essential. START EARLY! Steve’s first question for anyone exiting the military is: “When’s your EOS date?” That’s the launchpad.

A 12-month window is ideal. The first half is all about nailing down your desired direction, locations, financial requirements, and engaging spouses, partners and/or family in the discussions.

The next half is your opportunity to leverage the Skill Bridge program. This is where a sponsoring company ‘hires’ you for work at no cost, while you continue to receive military pay. This mutually beneficial arrangement mitigates risk for both parties and allows each to “try before you buy” and make sure it’s the right fit.

Getting Personal with EQ

Now, let’s get personal. Everyone has their own unique EQ (Emotional Quotient) which dictates your Emotional Intelligence. This is your ability to understand, use, and manage your own emotions in positive ways to relieve stress, communicate effectively, empathize with others, overcome challenges, and defuse conflict.

Why does this matter? In the military, the lines of authority are clearly defined by titles and roles. This isn’t always the case in the corporate world. Things get blurry. You may have authority over a particular division, but in a matrixed environment, you may not have full control. And that is where your communication, or EQ skills, play a vital role.

As an example, Steve recently coached a brilliant 22year Navy SEAL and quickly realized that his personality was not suited to a corporate role. His command-andcontrol style and aversion to working with teams less intelligent than himself were key tip offs. After providing some candid feedback, he chose to partner with another veteran who possessed excellent people/EQ skills and together they established a lucrative technology consulting company. He emphasizes that you can be successful in any role as long as your EQ syncs with your environment.

Corporate Commander vs. Startup Maverick

Veterans offer prized corporate skills: leadership, strategy, problem-solving and agility. Corporate paths have merits and pitfalls. Success hinges on company culture, risk tolerance, and team caliber. Conversely,

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in the right setting, you can forge stellar teams, achieve prosperity, and, with equity, generate legacy wealth. Steve suggests conversing with current/ex-staff for culture insights—to help you decipher if it’s your fit.

Want to go solo? Entrepreneurship provides pure freedom on what you do and how you do it. Is it hard to be a successful entrepreneur? Absolutely. The challenges are real, yet so are the potential rewards. Steve knows from experience as a top marketer for three NASDAQlisted companies, that a robust go-to-market strategy is essential. Who’s your target audience? What sets you apart? How will you attract and retain clients, and at what investment? If it sounds like the show “Shark Tank,” that’s because it is!

If you’d like a sneak peek on entrepreneurial life, Steve suggests watching Shark Tank. He says, “every potential entrepreneur should watch the show to learn how investors think and the criteria they use to capture value. That, in turn, will help you craft a successful strategy to acquire capital and launch your new business.”

Learn more about the Honor Foundation: www.honor.org

www.linkedin.com/company/the-honor-foundation

Contact Steve Axel at steve@axelcoaching.com

Questions, looking for resources or answers? Reach out to Eve at: eve@bandofhands.com www.linkedin.com/in/eve-nasby-given-hiring-expert

WWW.SanDiegoVeteransMagazine.com / September 2023 33 www.bandofhands.com
www.bandofhands.com

eve@bandofhands.com

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WWW.SanDiegoVeteransMagazine.com / September 2023 35 www.pitbullsnPearls.com Become a certified IT professional in 15 weeks with no prior experience necessary! Talk to our friendly veterans admissions counselor today! • GI Bill & MyCAA Approved • Flexible Schedule • Online & In-person Hybrid Classes • Small Class Size • Hands-on Training • Lifelong Job Placement and Career Counseling • Technical Support Specialist • IT Support Technician • Network Administrator • Network Analyst • Systems Administrator Why ICOHS College? Career Outcomes: The median IT job salary in the US was about $88,000 last year. READY TO TAKE CHARGE OF YOUR CAREER? admissions@icohs.edu (858)581-9460 www.icohs.edu

Transition to Business HUMAN RESOURCES

Quarterly and Annual Self-Reviews and Professional Development

pivots or changes in plan that may become necessary, and celebrate achievements. Sounds simple enough, right? Well, in truth, many managers aren’t trained on how to do this, will argue that they’re way too busy to set aside 30 or 60 minutes per quarter for each of their direct reports, and fear any confrontation that may result from delivering potentially bad news. The result: performance discussions are avoided and pushed back to your anniversary date and left unaddressed during the year.

However, even in environments that don’t formally recognize quarterly feedback windows, you have the right to ask for time on your manager’s calendar to discuss your professional development and performance feedback. Whether the organization formally recognizes quarterly feedback sessions or you’re asking for one yourself, look to the following questions to help guide your conversation and put your best foot forward:

Alert: Some companies perform quarterly professional development meetings, and many issue formal annual performance reviews. It’s important to know how to put your best foot forward when being asked to participate and prepare for such meetings. First, the good news: managers who meet with their employees 1-on-1 every quarter tend to be excellent leaders. They make the space for staff members to provide input regarding their overall performance, review their self-identified goals, and share successes. Next, the not-so-good news: many companies only issue annual performance reviews and often fail to provide real-time feedback to both recognize your achievements and to help you course correct and learn your trade. In those cases, it’s important that you conduct your own annual self-review rather than simply wait for your manager to issue the annual performance review to you (which you passively receive and have little ability to influence).

Quarterly Reviews and Professional Development Meetings

Quarterly reviews can be as simple as setting aside time and making space once a quarter for employees to share accomplishments, discuss how they’re progressing toward their goals, consider any potential

How can you quantify your achievements in terms of increasing revenue, decreasing expenses, saving time, or increasing customer satisfaction? What would that look like in terms of dollars or percentages? How can we figure out how to turn your achievements into bullets on your annual self-review?

How would you grade yourself in terms of doing your best work every day and feeling like you’re firing on all cylinders in terms of your overall performance and selfconfidence?

What professional or career-related opportunities are you most excited about pursuing?

Is any additional training or education required to help you meet your goals?

Do you see any stretch opportunities or areas where you’d like to assume additional responsibilities or gain broader organizational exposure?

How will you plan to strengthen your capabilities in the areas of leadership, communication, and team building?

What can your manager do to help you meet your goals or otherwise assist you with your own career and professional development?

How can you and your manager partner as co-leaders to make things better for the rest of the team?

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Annual Performance Appraisals and Self-Reviews

Similarly, many (but not all) companies issue annual performance reviews to their workers, and it’s important that you conduct your own self-review and share it with your manager about two weeks before your annual performance review is scheduled. Why? Because you want to have input into your performance and accomplishments and likewise influence the feedback and score you may be getting. Taking the time to provide your own feedback proactively speaks volumes about your level of interest in the organization, your career, and your job performance. As such, providing proactive feedback works a lot better for you than simply waiting to hear “how you did”—and makes it easier for your boss to construct your review since you provided the details about your achievements throughout the year. Self-reviews can take on many different forms but should focus on three key areas:

How well did you perform over the performance appraisal period?

How would you grade yourself in the areas of performance, conduct, timeliness, project management, customer care, agility, quality, creativity, and other factors?

How can your supervisor support you further in terms of providing the appropriate amount of structure, direction, and feedback in order for you to do your best work every day with peace of mind?

What are your goals for the upcoming review period, and what will be the measurable outcomes so that you’ll know you’ll have achieved them?

The most self-motivated employees will provide their superiors with spreadsheets, productivity charts, letters of recommendation, and other “bells and whistles” to demonstrate their accomplishments. In short, it’s your chance to shine. Gently reminding your manager of your commitment to the organization, the highlights in your performance, and your dedication to achieving hard-core accomplishments can go a long way in helping you stand out among your peers and demonstrate company loyalty and a heightened level of self-awareness and self-confidence.

You can connect with Paul on LinkedIn at www.linkedin.com/in/paulfalcone1

Paul Falcone (www.PaulFalconeHR.com) is a management trainer, executive coach, and bestselling author on hiring, performance management, and leadership development. www.HarperCollinsLeadership.com

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From Military Service to Professional Success: How Exploring Industries Benefits Veterans

In today’s highly competitive job market, it has become increasingly important for job seekers to adopt a proactive approach when looking for employment opportunities. Rather than solely relying on a traditional resume, it is more productive to develop a comprehensive list of industries that align with one’s skills, interests, and aspirations. By focusing on industries rather than specific positions or companies, candidates can cast a wider net and uncover potential job prospects they may have otherwise overlooked. This approach allows veterans to explore various career paths within their preferred industries and engage in targeted networking efforts, ultimately leading to greater chances of finding the right fit. In addition, developing a list of industries showcases adaptability and openmindedness, demonstrating an ability to think strategically about one’s career trajectory and navigate the ever-evolving job landscape. Therefore, while resumes remain essential tools for presenting qualifications and experiences, taking a holistic industry-focused approach can significantly enhance productivity in the job search process.

Here’s what you need to do:

1. First, pick 3-4 industries that interest you the most. This will help you narrow down your job search.

When embarking on a job search, it is crucial to first determine your areas of interest. By picking 3-4 industries that resonate with you the most, you can streamline your focus and optimize the chances of finding a fulfilling career path. This approach allows for a more t argeted exploration of job opportunities and

maximizes the likelihood of securing meaningful employment. Moreover, identifying industries that captivate your attention ensures that you will be engaged and motivated in your chosen field, promoting long-term professional satisfaction. Additionally, narrowing down your options can help save time and effort by allowing you to direct your energy towards industries where you are likely to excel and thrive. Ultimately, by carefully selecting these industries at the outset, veterans can enhance their job search strategy and increase the chances of finding a role that aligns with their interests and aspirations.

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2. Next, find 3-4 companies in each industry that align with your values and offer opportunities for growth.

Next, in order to ensure a successful match between your values and the companies you are considering, it is crucial to identify 3-4 organizations in each industry that align with your personal ethics and provide ample opportunities for professional growth. By thoroughly researching and analyzing various companies within an industry, one can determine those that not only share similar core values such as integrity, diversity, and sustainability but also offer favorable prospects for career advancement. This meticulous approach allows veterans to dig deeper into a company’s mission statement, corporate social responsibility initiatives, employee benefits and development programs, and overall business practices. Choosing companies that genuinely prioritize ethical principles while providing avenues for career progression will contribute significantly to job satisfaction and long-term success in the professional realm.

Once you have an idea of what you’re good at and what you enjoy doing, it’s time to research different companies. Look for companies that have positions or roles that align with your qualifications. For example, if you’re interested in technology and have coding skills, you might want to look at companies like Google or Microsoft. If you’re passionate about animals and have a caring personality, you could explore jobs at veterinary clinics or animal shelters.

3. Identify multiple roles or positions within the listed companies that align with your qualifications, considering your professional background, expertise, skills, interests, strengths, personality, and personal style.

Qualifications are the things that make you a good fit for a job. They can include your professional background, expertise, skills, interests, strengths, personality, and personal style. So, when you’re looking for a job, think about what you’re good at and what you enjoy doing. Are you great at math? Maybe you could be an accountant or an engineer. Do you love helping people? Maybe you could be a nurse or a teacher. The possibilities are endless!

4. Once you have this list, you can prioritize it and start reaching out to hiring managers to learn more about what they’re looking for.

Now that you have a list of companies that have positions or roles that align with your qualifications,

it’s time to find the perfect match. Take a closer look at each company and the specific roles they offer. Read about the job descriptions and requirements to see if they match what you’re looking for. You can also reach out to people who work at those companies to learn more about what it’s like to work there.

5. Lastly, create a customized resume tailored to the job you’re applying for.

Once you’ve found the perfect match, it’s time to apply for the job and pursue your dreams! Update your resume and write a cover letter that highlights why you’re a great fit for the position. Don’t be afraid to show off your skills and accomplishments. Then, submit your application and cross your fingers. Remember, it’s okay if you don’t get the job on your first try. Keep trying and never give up on your dreams!

Here are a couple of articles you might find helpful:

• “The Transition Process - Simplified! - Bottom Line Up Front (BLUF)”

• “REBOOT Your Life and Career Seminar Teaches Military & Veterans How to Use Affirmations to Unlock Potential & Create a New Identity”

Feel free to check them out and gain some valuable insights.

Also, you can log into the www.MYTT365.online app, and in the Veteran-Friendly Employers section, you can explore different industries and find potential employers in San Diego.

That’s it for now! This is Maurice’s scientific approach to finding jobs. Good luck with your search! You can reach me directly at maurice@nvtsi.org

WWW.SanDiegoVeteransMagazine.com / September 2023 39

Overcoming the roadblocks to finding employment after service

SD Veterans Magazine had a chance to speak with Jena Hedrick-Walker: Military family support programs and psychological health services expert and Directorof Strategic Development at Loyal Source Government

Services

SDVM: Why is finding employment one of the most difficult transitions for Veterans after service?

Jena Hedrick-Walker: Finding employment after service can be a more daunting journey than people may think for a Veteran. The environment is completely different. When in the military, your source of income is secure. Even if the location changes or the job role or rank changes, military service members know their income is certain.

Additionally, the culture is different. In the military, Veterans don’t necessarily have the option to choose their boss or where they want to work. The idea of having to procure income from an unfamiliar source that is culturally different is a significant life change, and anyone going through a significant life change will experience stress and even insecurity.

There is good stress, eustress, and bad stress, distress. Finding a new form of employment after service is eustress, but regardless it’s stressful. Stepping into a new situation can cause increased anxiety or decreased self-confidence.

SDVM: Are there practices or habits Veterans can implement to make that transition easier?

Jena Hedrick-Walker: The first recommendation I would make to a Veteran looking for employment after service would be to establish a routine. The routines enforced in the military are instilled in Veterans, and Veterans typically thrive within a routine after service.

I’d encourage Veterans to set parameters around the job search. Job hunting brings rejection at times, and it’s easy to get overwhelmed and even obsessive over

securing employment. Setting specific timeframes around the job search can be helpful Maybe it’s two hours a day dedicated to job hunting and no more. It’s important to also take time to check in with yourself. Dedicate time to fun activities with family and friends as well.

I would also implore Veterans to ask questions. Seeking out mentors and networking with people that have knowledge and skills about job hunting or other industries of interest is highly beneficial. People want to help people. If a Veteran says, “I’m a Veteran, this is my experience. I don’t know how this will translate into the civilian world. Can you take 15 minutes to speak with me about this industry?,” people will be receptive to that and lend a hand.

SDVM: What can potential employers do / or what should they be aware of when hiring Veterans to help the transition?

Jena Hedrick-Walker: I would encourage potential employers to keep an open mind. When you first pick up that resume, there might be experience listed that doesn’t seem to be a fit. Instead of writing them off, pick up the phone and give them a quick call to learn more. There is a reason the Veteran thinks their experience and their skills would be beneficial in the position. Give them the opportunity to explain why — and don’t be afraid to ask questions. Veterans want the chance to tell you about their experience and how it will translate.

SDVM: What resources are available for Veterans struggling to find employment?

Jena Hedrick-Walker: There are several excellent resources available for Veterans, and I’d encourage Veterans to take advantage of them. Veterans Affairs (VA) is a great resource. There are people at the VA that have truly dedicated their lives to supporting Veterans. It’s also about the relationship between Veterans and resources. Making a call and finding someone you relate to and have a connection with could be the best person to talk to about specific needs. The relationship can make all the difference for Veterans utilizing the VA.

The National Resource Directory, Hire Military, Veterati and Loyal Source Government Services are also fantastic resources for Veterans seeking employment.

SDVM: Are there specific types of jobs that are well suited for Veterans transitioning into the workforce?

40 WWW.SanDiegoVeteransMagazine.com / September 2023

Jena Hedrick-Walker: If you look across our military service members, you’re going to see people from all walks of life with all different passions. Society needs to be careful about classifying Veterans as only Veterans. They are unique humans with a culture and a specific history with individual experiences. The fact that they are Veterans is just an added bonus to who they are.

We can’t pigeon-hole Veterans into a box. There’s not necessarily an industry or a specific job that Veterans as a whole would be better suited for than another. Veterans, like anyone else, have interests and hobbies. I once met a war ship captain who loved botany and wanted to be a plant biologist after service. Veterans are some of the most creative people I have met.

SDVM: Are there any specific qualities that Veterans bring to the workforce?

Jena Hedrick-Walker: Veterans make some of the most loyal and diligent employees because they know how to survive and thrive in challenging environments. In the military, you’re thrown into difficult situations and trained to figure it out and persevere.

Veterans also tend to be highly ethical individuals. When you are sworn into the military, you promise to uphold a set of core values during active duty and in all aspects of your life and that will carry on post-service.

Finally, Veterans tend to have a lot of supervisory experience. As they progress in rank, they are given more and more responsibility and the opportunity to excel in leadership and management.

SDVM: Is there anything else you’d like to add?

Jena Hedrick-Walker: I think it’s important to remember that we need to approach every single Veteran as an individual with strengths. Society habitually believes that when you come out of the military you’re damaged. I would argue that Veterans are some of the most resilient people I’ve met, and they are made stronger by their service rather than broken.

About the Author

Jena Hedrick-Walker: Military family support programs and psychological health services expert and Director of Strategic Development at Loyal Source Government Services

For more information, visit https://www.loyalsource.com/veteran-services

Finding a job in the civilian world may seem easy at first. After all, you have learned skills, practiced leadership and demonstrated initiative that will make you successful wherever you go.

The reality, though, is that it can be difficult. In fact, it can be downright depressing, demotivating and you may feel totally disillusioned.

Veterans In Transition is dedicated to you and to helping you succeed in your transition.

For editorial & monthly columns regarding transitioning to business, career advice, tips, workshops, transition to education, entrepreneurship, straight-forward legal tips for Military and Veteran Business Owners and more visit Veterans In Transition at www.tinyurl.com/SDVM-Transition

WWW.SanDiegoVeteransMagazine.com / September 2023 41
VETERANS IN TRANSITION Transitioning out of the Military into the Civilian Workforce? www.SanDiegoVeteransMagazine.com
42 WWW. PREPARE FOR YOUR CALL TO SERVE { Become a military chaplain by earning a MASTER OF DIVINITY degree { Proven record of more than 200 chaplain graduates IN-PERSON OR ONLINE www.evangel.edu
WWW.SanDiegoVeteransMagazine.com / September 2023 43 sandiego.edu/msscm

BUSINESS FOR VETERANS

Take Action to Grow Your Business Tracking & Measurement, What It Can Do for You!

Socrates said, “The unexamined life is not worth living.” If that’s true, then surely the unexamined business isn’t worth owning.

In my 30-plus years of business experience, I’ve found that entrepreneurs usually have better diagnostics performed on their car than on their business. A typical oil change can have a 17-point checklist. But our business—the vehicle that supports us and usually a number of others—rarely gets the same detailed inspection.

Probably the most ignored or avoided area I have seen with small business owners is a system or program in place for regular review of progress. Just like any game, there must be a score card in order to determine the outcome. Nothing is accomplished by setting objectives, resolutions, behaviors unless there is a way to measure them.

#1. How often do you review your outcomes?

In business a monthly or quarterly review will help determine where the shortfalls maybe, to allow for timely corrective action. In some cases, even weekly assessments are necessary.

The tool for accountability asks, “How am I doing?” The answers provide you with what you need to know about your business or yourself in order to improve and/or increase your results.

#2. What does it take and how do you begin?

Tracking your progress means having systems set up that provide you with information.

#3. What do you need to track?

How much do your customers spend with you?

How old are they?

How did they hear of your product or service?

What did you gross this week, month, quarter, year?

Did you make a profit?

What is your break-even point?

What are the trends in your business market?

How many prospects &/or contacts did you make?

How many new customers did you attract?

What about behaviors?

• Time on high priority, high payoff activity

• Scheduling appointments • Planning time

• Prospecting • Organizing • Attitude • Spending

• Level of energy • Rewards

It takes persistence to accomplish your goals, you must continually work on self-development in order to have noteworthy success at any endeavor.

It takes having a way to continually remind yourself of your goals & results. Everyday you must take action toward them. The daily reminders will result in long term persistence which enable you to achieve the success you want to have both in business and in lifestyle.

The Challenge: Pick one of the suggested tracking areas above and implement a system to assess your progress and results.

Barbara Eldridge has built a solid reputation as a Results strategies specialist, within industry and business over the past 40 years. Her unique message, since starting Mind Masters 30 years ago for entrepreneurs and small business owners, continually stresses vision, purpose and values as the key elements of business philosophy. www.mindmasters.com

44 WWW.SanDiegoVeteransMagazine.com / September 2023

Insurance Info & Risk Management Tips

Can Acts of Terrorism be Covered by Insurance?

As a business owner, you always need to be diligent about protecting your assets and understanding your risks and exposures. While terrorism may be a low risk to your business, you may wonder if your insurance policy extends coverage to Acts of Terrorism.

Insurance companies need to offer the coverage to you OR automatically include the coverage for little or no additional premium. If the coverage is offered, you do not need to purchase it.

Is Terrorism Coverage something worth having?

It depends on the scope of your business and the cost of the coverage. For many small to medium sized companies, the risk would be so slight that purchasing the coverage would not make sense. Also, in order for the TRIA coverage to become ‘triggered’, a terrorist act must meet the following criteria:

• Be Certified by the Federal Government as an Act of Terrorism.

• Be an act that is dangerous to human life, property, or infrastructure and results in damage within the U.S. or U.S. sovereignty.

• Result in over $5 million of property and casualty losses.

• Be a violent act or an act that is dangerous to human life, property, or infrastructure.

• Cause damage within the United States or other area of US sovereignty (e.g., a US embassy, airplane, ship).

• Be committed as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the US government by coercion.

• NOT be an act of War.

Prior to 9/11, a standard business insurance policy included terrorism coverage as part of the policy package. Since terrorism was a relatively low exposure on US soil, insurance companies built that coverage into the policy for no additional cost, thinking they had a very low risk. The aftermath of 9/11 nearly bankrupted major insurance companies with over 43 billion in claims and losses. It was, and still is, the largest global insurance loss in history. Not surprisingly, insurance companies removed terrorism coverage from the standard coverage offering and made it nearly impossible (and unaffordable) to purchase.

In 2002, the Federal Government stepped in and created the Terrorism Risk Insurance Act or TRIA that mandated insurance companies to offer terrorism coverage at a reasonable price. The act was set up to be a temporary bridge solution to a potentially large problem, but it has since been renewed 4 times –2005, 2007, 2015 and 2019 (in place until 2027) with bi-partisan support.

Considering that the last Certified Act of Terrorism was 9/11, 22 years ago this month, I would say that purchasing the coverage is not something I recommend to my clients. But things can change, and it is always good to know it is available if we need it!

If you have any Business Insurance questions, please reach out to me. www.hlinwood-insurance.com

WWW.SanDiegoVeteransMagazine.com / September 2023 45
RISKY
BUSINESS

Franchise Frontline

Success Stories & Resources

Former Marine Powers his Community with Batteries Plus

To Robert Roskowski, a former U.S. Marine Corps Sergeant, community is vital. Whether it was overseas in Afghanistan or right back home in Tennessee, Roskowski consistently felt empowered by servicing his communities. Now, as a franchise owner of a Batteries Plus location in Sevierville, TN, Roslowski is

continuing to service a community by meeting all of its power needs.

“Batteries Plus allows me to hone in on my time spent securing the American public in the military by allowing me to provide for the power and energy needs of families and businesses in the area,” Roskowski said. “It’s service of a different nature, but of continued significance in sustaining communities and helping to push them forward.”

Roskowski served in the Marine Corps from 2008 to 2016 and was awarded the Purple Heart after being wounded by an IED while conducting combat patrols in Afghanistan. He served in various locations, including Japan and Afghanistan, before returning to the United States and working at the Recruiting Sub Station in Chattanooga, TN from 2012 to 2015.

During his time at the recruitment center, a drive-by shooting assault took the lives of five military personnel that Roskowski worked with closely. Due to the injuries sustained in Afghanistan, he was medically retired from the United States Marine Corps.

After leaving the military, Roskowski became a police officer for thePigeon Force Police Department in Pigeon Force, TN. While servicing his local community hewas directly involved in a shootout with a young man charged with killing his mother. Both Roskowski and his wife, Kristen, decided then was the best time to step away from law enforcement and look for a career that had a career-marked road similarly to the military.

The couple wanted to open a franchise that they could work at together as a family and came across Batteries Plus. The Roskowskis were impressed with the Batteries Plus business model and its prospects for future growth, given the world’s steady move towards an increasingly battery-powered society, and the benefits the brand made available to veteran franchisees, namely the $10,000 discount he would be automatically qualified to receive off of the franchise fee.

Roskowski felt that Batteries Plus was the perfect fit for him and his wife as they were both able to work together at the franchise. In December of 2021, Robert and Kristen opened their Sevierville, TN Batteries Plus location. The structured nature of the military and police force has similarities with business ownership, especially franchising since it feels more like a family than work.

“Opening my own Batteries Plus was one of the best decisions I’ve ever made,” Roskowski said. “I’m now able to spend time with my family at work and at home. My wife works here too and my kids have even come in to help out on some days. It’s a reminder of what’s important in life and a reminder that Batteries Plus was the right choice.”

Roskowski’s military experience and education have helped him in his current role as a business owner. The similar schedule-oriented structure of the military and police force is what Roskowski wanted to continue with in his next career venture. He found the transition from Marine to franchise owner smooth as the franchising model also has a clearly marked road forward to realize success.

The Roskowskis’ Sevierville store is the first Batteries Plus location in the area, and the couple may be eyeing more locations in the future. However, for now, it is important for them to be near their family and have something together that also brings the greater community together.

To learn more about one of Forbes®’ Best Franchises to Buy in America, visit www.batteriesplusfranchise.com

46 WWW.SanDiegoVeteransMagazine.com / September 2023
WWW.SanDiegoVeteransMagazine.com / September 2023 47 ENROLL NOW AT WFW.ORG Workshops for Warriors is a nonprofit school that provides veterans and transitioning service members with hands-on training and nationallyrecognized credentials in CNC machining, CAD/CAM programming, and welding. Our students earn credentials that open doors to jobs anywhere in the U.S. Call us at (619) 550-1620. CAD/CAM Programming CNC Machining Welding DoD SkillBridge Organization BEFORE SERVED HONORABLY. AFTER EARNED A CAREER IN JUST 4 MONTHS.

legal Eagle

Straight-forward

WHAT ARE THE MOST COMMON MISTAKES OF AN AI WHEN DRAFTING A BUY/SELL AGREEMENT?

Artificial intelligence (AI) is rapidly changing the world, and the legal profession is no exception. AI-powered tools are now being used to draft contracts, including buy/sell agreements. While AI can be a valuable tool, it is important to be aware of the potential pitfalls of using it to draft legal documents.

Many people believe AI technology works in the same way as a human brain, but that’s not the case. Many current AI systems work in manners different from humans. For example, they review data using machine learning, or algorithms, rather than cognitive processes. AI is adept at processing data, but it cannot think abstractly or apply common sense as humans can.

One of the biggest risks of using AI to draft legal documents, such as a buy/sell agreement is that the AI may not be able to understand the nuances of the law. This can lead to the agreement being incomplete or inaccurate. Additionally, AI may not be able to take into

account all of the specific terms and conditions that are important to the parties involved in the transaction.

Another risk of using AI to draft a buy/sell agreement is that the agreement may not be enforceable. This is because AI-generated agreements may not meet the legal requirements for a valid contract. For example, the agreement may not be signed by all of the parties involved in the transaction, or it may not contain all of the necessary terms and conditions.

Finally, using AI to draft a buy/sell agreement may create legal liability for the parties involved. This is because the parties may be held responsible for any damages that result from the AI-generated agreements.

If you are considering using AI to draft a buy/sell agreement, it is important to be aware of the potential risks. You should also consult with an experienced attorney to ensure that the agreement is complete, accurate, and enforceable.

48 WWW.SanDiegoVeteransMagazine.com / September 2023
legal tips for Military and Veteran Business Owners

Here are some additional tips to avoid common mistakes when using AI to draft a buy/sell agreement:

• Use a reputable AI-powered tool that is designed for legal drafting.

• Make sure that the AI-generated agreement is reviewed by an experienced attorney.

• Be sure to include all of the necessary terms and conditions in the agreement.

• Have the agreement signed by all of the parties involved in the transaction.

• Keep a copy of the agreement for your records.

Although AI in the legal sector enhances the work of attorneys, but it cannot replace them.

Becoming a business owner, you control your own destiny, choose the people you work with, reap big rewards, challenge yourself, give back to the community, and you get to follow your passion.

Knowing what you’re getting into is smart business because the responsibility of protecting your business falls on you.

For more information on how to legally start and grow your business please visit my website at www.BaglaLaw.com

Disclaimer: This information is made available by Bagla Law Firm, APC for educational purposes only as well as to give you general information and a general understanding of the law, and not to provide specific legal advice. This information should not be used as a substitute for competent legal advice from a licensed professional attorney in your state

WWW.SanDiegoVeteransMagazine.com / September 2023 49 Legal Pearls! PEARLS OF WISDOM for Avoiding Business Litigation Award-winning attorney, Kelly Bagla shows you how to avoid legal pitfalls FROM DAY ONE! Legal Pearls! - The quick and easy guide for avoiding business litigation. Award-winning Attorney Kelly Bagla distills the legal information every business owner needs to know to avoid costly lawsuits and protect personal assets. Now every entrepreneur can apply the same legal steps and strategies used by top attorneys. • AVOID COSTLY BUSINESS LITIGATION • PROTECT YOUR HARD-EARNED ASSETS • BE READY WHEN LEGAL ISSUES ARISE NEW FROM KELLY BAGLA! Get your copy at amazon today! www.tinyurl.com/Legal-Pearls

Veterans Chamber of Commerce

Building wealth for your family

Building wealth for your family is not merely an aspiration; it is a well-researched and proven process that requires strategic planning and informed decisionmaking. By adopting a proactive approach and implementing sound financial practices you can secure your family’s financial future and ensure prosperity for generations to come. In this article, we will delve into essential strategies and ideas on how to build and effectively preserve wealth for your family.

Establish Clear Financial Goals

The significance of establishing clear financial goals cannot be overstated. According to a survey conducted by Northwestern Mutual, individuals who set specific financial goals are 2.5 times more likely to feel financially secure than those without defined objectives. By involving your family members in this goal-setting process, you not only create a sense of ownership but also foster a shared vision, driving collective efforts towards financial success.

Develop a Budget

Data from the National Foundation for Credit Counseling reinforces the importance of budgeting. Households with a budget save 20% more of their income compared to those without one. Creating a budget enables you to track income and expenses meticulously, identify potential savings, and allocate funds towards wealth building endeavors systematically.

Build an Emergency Fund

The significance of building an emergency fund is highlighted by a report from the Federal Reserve, which indicates that nearly 40% of American households would struggle to cover a $400 emergency expense. Setting aside three to six months’ worth of living expenses in an easily accessible account acts as a financial buffer, safeguarding your family’s long-term investments from unforeseen financial setbacks.

Invest Wisely

Investing is a fundamental pillar of wealth-building, and data from various sources reinforces its potential. Over the past century, the S&P 500 has yielded an average annual return of approximately 10%, as reported by SlickCharts. Diversifying your investments across different asset classes, as suggested by Modern Portfolio Theory, allows you to optimize returns while minimizing risk, contributing to sustained wealth growth.

Real Estate:

Investing in real estate has long been considered a wise financial decision, and the numbers support this notion. The National Council of Real Estate Investment Fiduciaries (NCREIF) Property Index data reveals that commercial real estate investments have delivered an average annual return of 8.9% over the past two decades. By owning property, your family not only gains a place to live but also secures a potential source of rental income and capital appreciation.

Focus on Education

Investing in education is an investment in your family’s future prosperity. The U.S. Bureau of Labor Statistics emphasizes the impact of education on earnings, revealing that individuals with a bachelor’s degree earn, on average, 80% more than those with just a high school diploma.

Save for Retirement

A report by the Employee Benefit Research Institute (EBRI) underscores the importance of retirement planning, as 79% of Americans express concerns about having enough money for retirement.

Minimize Debt

Data from the Federal Reserve shows that the average U.S. household with credit card debt carries a balance of approximately $6,000. Minimizing high-interest debts promptly not only frees up resources for investments but also prevents the erosion of wealth over time, enabling your family to achieve their financial goals faster.

Summary

It is obvious that we use debt at some point, we may ask for a loan to buy a car, a house or to pay medical bills, regardless of the situation it is critical that we investigate the terms of the loan as there could be extremely high interest and way over 20%. – There are ways to “Become Your Own Bank” if you are interested in learning more about this just send me an email, I will be happy to chat with you about this awesome option!

https://www.vccsd.org/radioshow.html

* Disclaimer: This is for informational purposes only and based solely on my personal experience. Make sure you contact a qualified Attorney to actually create living trust for your family.

50 WWW.SanDiegoVeteransMagazine.com / September 2023
The Veterans Radio Show: Share your story: Be our guest on the show - visit our website at

Real Estate Tips for Veterans & Active Military

Are Online Home Value Estimates Accurate?

In today’s digital age, it’s common for homeowners and prospective buyers to turn to online platforms for real estate information. Zillow and Redfin are two of the most popular online tools for estimating home prices, and while they can provide great insight into the real estate market, they don’t necessarily consider all of the factors that go into estimating home value.

These online valuation estimators have their limitations and should only be used as a starting point. Their algorithms rely predominantly on the information that is publicly available; they don’t account for things like current condition or renovations made since the last public update. As a result, the information may not be the most up to date and therefore, provide sellers with a false sense of value.

Automated home value estimators can be useful for providing a rough idea of a home’s value, but they cannot replace the human expertise of a real estate agent or professional appraiser.

The fastest and easiest way to getting an accurate picture of your home’s value is to enlist the help of a licensed real estate agent. Any real estate agent you contact will gladly provide a FREE Broker Price Opinion (BPO) at your request for the chance to earn your business. In this way, you will have the opportunity to compare multiple opinions of value while simultaneously interviewing agents to potentially list your home for sale. Local agents will do all the research to provide you with the most up to date, accurate data on your specific market area.

For more information on buying or selling a home, contact Michelle Muniz at (619) 214-0131 or email at michelle@jmxinvestments.com

www.sdsellhome.com

michelle@jmxinvestments.com

WWW.SanDiegoVeteransMagazine.com / September 2023 51
Real estate Guide
52 WWW.SanDiegoVeteransMagazine.com / September 2023WWW.SanDiegoVeteransMagazine.com / September 2023 39 RSVP at www.supervisorjimdesmond.com/veteran

THE SAN DIEGO VETERANS COALITION IS A COALITION OF OVER 150 UNIQUE NON-PROFITS, BUSINESSES, GOVERNMENT AGENCIES AND EDUCATIONAL ENTITIES ALL UNITED BY THE GOAL OF SUPPORTING MEMBERS OF OUR COMMUNITY WHO SERVED OUR COUNTRY IN THE ARMED FORCES, THEIR FAMILIES, AND THEIR CARETAKERS.

SAN DIEGO VETERANS COALITION

The San Diego Veterans Coalition was organized in 2009 and incorporated as a non-profit on May 24, 2011. Using the Collective Impact Model, SDVC is a premier San Diego County-wide monthly convener of over 150 unique member and participating organizations, businesses, and agencies, as well as convening many of that body in our four action groups, and other activities and events. The Collective Impact Model is based on leveraging relationships with other veteran and family serving organizations so that we may provide veterans and their families with a complete array of services and other opportunities.

Many of the organizations that belong to SDVC specialize in one field (education, housing, employment, healthcare). Knowing what services each other provides, we can offer comprehensive support to our local Veteran community. We are proud to work alongside a wide variety of non-profit and for-profit organizations, as well as governmental agencies and individuals.

The SDVC is a catalyst that inspires collaboration and cooperation among service partners to deliver premier support for Veterans in the San Diego region and beyond.

SDVC is proud to have partnered with ONWARD OPS, which has partnered with the Veterans Administration, the Department of Defense, and local communities to support service members through the process from military to civilian life by matching them with one-on-one sponsors in their specific community.

ONWARD OPS Sponsors all complete a VA-Certified Sponsor Training Course and the Community Integration Coordinators are all validated as best-in-class, trusted, and capable partners in their local region. Our national network, working with the department of defense, the department of veterans affairs, and the department of labor, brings a team together in one common mission: to securely provide the information and relationships needed to help every transitioning service member successfully make the journey out of the military and into civilian life.

WWW.SanDiegoVeteransMagazine.com / September 2023 53
EDUCATION, EMPLOYMENT & EDUCATION E3 VETERANS EMPOWERED SUCCESSFUL & THRIVING VEST FAMILY LIFE ACTION GROUP FLAG PHYSICAL & EMOTIONAL HEALTH ACTION GROUP PEH SDVETSCOALITION.ORG
ACTION GROUPS
@SDVeteransCoalition @sd_vc @SDVetsCoalition EMAIL: INFO@SDVETSCOALITION.ORG © San Diego Veterans Coalition 2023 JOIN THE SAN DIEGO VETERANS COALTION COMMUNITY • COLLABORATION • COOPERATION TOGETHER WE CAN DO MORE CHECK OUT THE SDVC CALENDAR OF EVENTS AND THE ANNOUNCEMENTS PAGE ON THE SDVC WEBSITE! JOIN THE FORWARD MOVEMENT JOIN CONNECT SUPPORT DONATE
SPONSOR A MILITARY SERVICE MEMBER ONWARDOPS.ORG
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Welcome to the Veterans Association of North County

HERE FOR YOU WHEN YOU NEED US

Here you will find several resources, programs, services and opportunities for Veterans, Service Members and their families. Our goal is to be your one stop shop for all things, so don’t hesitate to contact us at any time. Programs and services vary, and include additional information for each. We have two Veteran Services Representatives (VSR) here at VANC, read all about them below in Addtional Services at: (www.vanc.me/services-programs)

OUR MISSION

VANC is a 501(c)(3) non-profit organization created and operated by Veterans as a one-stop resource center for all active-duty military, Veterans, and their families. We centralize services from diverse agencies to assist with jobs, education, finances, health, and wellness.

OUR VISION

We seek to honor and support those who have served our country, bridging the past, present, and future. VANC is a vibrant gathering place in North San Diego County, where all Veterans, active-duty military, and their loved ones can reach out for help and community. VANC engages and informs local Veterans organizations, service providers, and individuals, helping them work together. VANC seeks to be a model for other organizations that serve the military community.

JOIN US FOR AMAZING UPCOMING EVENTS

There’s always engaging things happening at VANC and with our partners. Check our calendar here for regularly scheduled events, meetings and opportunities here at VANC (www.vanc.me/events#calendar)

WE LOVE OUR ASSOCIATION MEMBERS AND THEY’RE HERE FOR YOU TOO. VANC is open to all military, veterans and friends of the military. If you would like to become a Veterans Association member, Contact Lori at lori@vanc.me to learn more.

www.vanc.me

WWW.SanDiegoVeteransMagazine.com / September 2023 55
WWW.VANC.ME

Legally Speaking

Military Focused Family Law Facts

California Divorce Process: How to Get Started

Getting a divorce can be emotionally tolling and legally complex. Knowing how to get the process started can help ease the stress of divorce. There are several steps that everyone must take to initiate a divorce. Before filing for divorce, you should carefully consider if it is the right decision for you and your circumstances. Have you exhausted all options before proceeding with a divorce and are you ready for divorce? With the exception of certain unique situations, it is also a good idea to discuss divorce with your partner rather than blindside them with divorce papers. Once you are ready to proceed with a divorce, you should take the following preliminary steps:

1. Consider Meeting with an Attorney: An attorney can be a valuable tool during a divorce. A family law attorney (divorce attorney) can help you understand your rights, obligations, and options during the divorce process.

2. Make Copies of Important Documents and Inventory Household Items: Make copies of all documents related to your assets, debts, income, and expenses. These include your bank statements, tax returns, insurance policies, mortgage statements, retirement account statements, pay stubs, and credit

retirement account statements, pay stubs, and credit card statements. In addition to financial documents, you may want to consider copying family photographs, home videos, and other sentimental items. You also may want to inventory household items of value. You can take pictures or video if it is a significantly valuable item.

3. Secure Your Personal Documents: You will want to move your passport, birth certificate, Social Security Card, and medical insurance cards to a safe place.

4. Change Your Passwords: Change your passwords to your phone and personal accounts, including your email, social media, and cloud storage accounts.

Now you are ready to file. Every divorce starts with filing the Petition and ends with entry of Judgment.

Filing for Divorce

If you are a service member you will have to consider where to file. In a typical divorce, a spouse will file in the county where they live. In the case of service members, you and your spouse may be from one state, married in another, and are stationed elsewhere. For example, you may be from New Jersey, but you were stationed

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in Florida where you got married. Now you live in California so where do you file? Normally, to file for divorce in the state of California, either you or your spouse must have lived in California for six months, as well as three months in the county you plan to file in—except in military divorces. In the case of a military divorce, one of the spouses must reside in the state or be stationed in the state of California.

The Divorce Petition

If you are filing in California, California uses standard uniform forms for the divorce process, many of which are mandatory. All divorces start with a Summons (FL110) and Petition (FL-100). If you have minor children of your relationship, you will also need to file a declaration related to your children’s residences over the past five years, called the Declaration Under Uniform Child Custody Jurisdiction and Enforcement Act, or UCCJEA (FL-105). The forms get filed at your local courthouse. The spouse who files the petition is the ‘petitioner.’ The spouse who will be served with the petition is referred to as the ‘respondent.’

The petition includes facts about you and your spouse’s relationship, including dates of marriage and separation, your residence(s), and your general position on the issues. (Custody and Visitation, Child Support, Spousal Support, Property Division, and Attorney’s Fees). The Summons (FL-110) is a notice to your spouse that you have filed for divorce, and they have 30 calendar days to respond. It also contains a set of standard Family Law Restraining Orders, commonly referred to as the “ATROs.”

Serving the Divorce Papers

By law, you must inform your spouse that the legal process for the divorce has begun. “Serving” the divorce papers simply means giving your spouse copies of the documents you filed. However, you cannot do this yourself. The ‘server’ must be either a friend, relative, or acquaintance over the age of 18, a county sheriff, or a professional process server. The server must fill out a Proof of Service form and file it with the Court clerk. Once you have done so, congratulations, you have successfully initiated the divorce process.

If you have not yet retained an attorney by this point in the process, it would be wise to do so.

For more information about misconceptions about divorce, check out our website: www.frfamilylaw. com or call (858) 720-8250 and ask to speak with military family law attorney Tana Landau

This article is intended only for informational purposes and should not be taken as legal advice.

WWW.SanDiegoVeteransMagazine.com / September 2023 57 Legal Experts with Humanity Time for a Fresh Start. Call 858-720-8250 or visit www.frfamilylaw.com to schedule a free consultation. Flat-fee law packages available. Military Divorce and Retirement, 20/20/20 Spouse, Survivor Benefit Plans, Support Orders, and more. No nonsense. No hidden fees. Discounts for service members. Move forward without breaking the bank. Our military expert family law attorneys are ready to push your case to the finish line.

Opportunities in Law Enforcement

You’ve served your country, now serve your community!

Military and law enforcement have had a longstanding relationship with overlaps in training exercises, equipment, and, most important, personnel.

It is not uncommon for a service member to make the jump from the military to law enforcement as both professions look for the same characteristics; leadership, fidelity, chain of command, and teamwork are all common themes in both professions.

Quite understandably, many American military veterans often gravitate to a career in law enforcement when the time comes to rejoin the civilian workforce.

The two professions have many fundamental similarities; from the uniforms they wear with pride, to the firm command structure they serve under, to great personal risk they endure while protecting those who cannot protect themselves.

The following agencies are actively hiring & proudly support our veterans, active military and the families that keep together.

58 WWW.SanDiegoVeteransMagazine.com / September 2023
www.rva.gov/police/personnel www.rva.gov/police/personnel
WWW.SanDiegoVeteransMagazine.com / September 2023 59 Veterans! Join Our Team CHANGE Be the SFPD Salary $103,116 - $147,628 TEXT “JoinSFPD” to (415) 704-3688 www.JoinSFPD.com

SDPD Ride Along: A Story of Two Marines

When I asked to go on a ride along with the San Diego Police Department, making a special request for any veterans-turned-cops, I expected a really serious, possibly dangerous, afternoon of shadowing our city’s toughest crime fighters.

What I got was an afternoon of heartfelt service to our San Diego community, honorable humility and a lot of respect.

When I asked whether former Marine Sergeant Major, Mark Wright, and his partner, former Marine Staff Sergeant, Sean Bunch, had rank or titles he said their titles were just San Diego police officers. They are relatively new partners, but act like they’ve known each other for years, which is usually the case when you get Marines together.

Wright is a newer addition to the force, coming on board two years ago, with Bunch only having two years left.

Most of our particular day was cruising around beautiful Balboa Park running car tags to see if they were current, from cars not displaying proper plates and placards to those double parked. Bunch says they often catch parole violators or even stolen cars doing just this. I was struck as I watched both officers go out of their way to look in and around vehicles to find plates or disability placards not displayed correctly so as to avoid issuing superfluous tickets.

“We try to give everyone the benefit of the doubt,” said Wright. “We’re not out to get anybody.”

Although, both officers confirm that enforcing even the most basic of park rules can yield large payoffs. During a recent patrol Bunch spotted an individual smoking in the park, which is illegal. As he circled back round, the individual turned and rapidly tried to walk away, which activated immediate suspicion. He was detained and came back with a warrant for numerous kidnapping and child molestation charges.

Currently, these brothers-in-arms spend their days patrolling the entirety of Balboa Park.

Although neither men are taking fire or kicking in the enemy’s door on this beat, like during their time in Iraq or Afghanistan, they still work hard to serve their local community. Service which can range from tracking down criminals to answering questions from lost pedestrians, to giving out stickers to kids and never backing down from a chance to turn on those flashing red and blues just to make one of them smile.

Both men say a lot of what they do is talk with museum owners and those living in the neighborhoods surrounding the park about their concerns. A shared concern by all is the park’s homeless population.

Bunch says their posture towards the homeless is mostly that of assistance, adding there are many resources available for those who would take them.

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Officer Sean Bunch Officer Mark Wright

The city spends a lot of money on resources,” said Bunch. “The biggest problem we run into is whether or not the [homeless] people want them, and a lot of them don’t.”

Thus, the men tend to run into the same issues with the same people pretty often. Although frustrating, they have learned that respect goes a long way when challenged with these repeat offenders. Bunch recalls spotting one such offender in the park, who was in violation of his parole and wanted on warrant. He was unable to get to the offender immediately, but still apprehended him with a verbal request. The parolee waited patiently to be hand-cuffed and arrested, simply out of the respect he held for the law man.

“Being respectful of everyone despite their lot in life goes a long way in this job,” said Wright.

Both men say a huge part of their work is being able to connect and communicate with the myriad of people they meet daily.

Bunch says he feels he and Wright are lucky to come to the force later in life, given it means they have a wider frame of reference for those they meet and serve daily. “We deal with people who are going through all kinds of things in life,” said Bunch. “And it’s helpful to be able to say, ‘hey I know what you are going through, I’ve been there.”

As the day progressed, I realized that both gentlemen definitely had a long list of tough and unique life experiences to pull from. Both proudly served the United States Marines for years, traveling to war and all over the world, experiences that yield much wisdom as well as many a story.

Bunch, for instance, did not come to the force straight from the Marines, but from Hollywood. Surprisingly, he is a member of the Screen Actors Guild, working as a military advisor on various productions, like Lonestar 911, and appearing in some as well, such as one of the most recent Men in Black movies.

“I grew up outside of LA,” said Bunch. “So, I’ve always just kind of been around the business and found a place for myself there with all my military experience.”

Bunch hopes to return to work in Hollywood after he leaves the force, bringing with him a new level of experience and respect.

Wright, who retired from the Marines as a Sergeant Major never worked in Hollywood, but he does have plenty of stories about being a proud grandfather, father and new amputee. When I entered the Central Division Station and met him, he said he was just getting back to work after some time off after losing his leg.

Wright remained unscathed during his over-20-years in service, overseas deployments and endless combat train ups. It wasn’t until after service that he lost his leg in a motorcycle accident late one foggy night a little over a year ago. Wright says it had been an eventful second watch and he was leaving the station about 2 AM on his motorcycle when it happened.

“It was only about two minutes from work,” said Wright. “I was coming around a curve and entered into what I thought was fog, and as I’m entering, I see a headlight and side mirror in my lane.”

That headlight and mirror became an entire car that was blocking Wright’s entire side of the road.

“I was a heuy crew chief in the Marines and reverted to my training from that, grabbed my shoulders, braced for impact and went flying like a human lawn dart over my handlebars,” said Wright.

Wright landed in the ditch on the side of the road. He says he realized immediately that he had a back and leg issue. He learned that a bystander had called 911, but he requested they call back and state that the injured motorcycle rider was a policeman with the San Diego Police Department and expedite services. This one request would become pivotal in saving Wright’s life.

Continued on next page >

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“What I didn’t know at that time was that I had severed two arteries in my leg, and I was bleeding out,” said Wright.

What Wright would learn later is his heel had also been torn off on the wrecked car as he sailed past it into the ditch. After much pain and many surgeries, Wright would finally lose his leg from the knee down. says he doesn’t let it get him down, though. He’s proud to continue to serve as one of our city’s finest.

Both he and Bunch take much pride in their time as Marines and as San Diego Police Officers. Each officer comes from strong military stock, with Wright’s grandfather being a World War II veteran and Prisoner of War and Bunch’s father a decorated veteran of Vietnam.

All in all, this Army vet’s afternoon with two Marines was an impressive one. Both seasoned public servants, these honorable men have discovered you must give respect to get it, that violence is often not the answer and the most important thing to keep in mind along the way, is a good, human dose of empathy.

SDPD Ride Along

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For more information visit www.joinSDPDnow.com or email us at SDPDrecruiting@pd.sandiego.gov SDPD NOW HIRING
Officer Sean Bunch - Amber Robinson (SDVM) - Officer Mark Wright
WWW.SanDiegoVeteransMagazine.com / September 2023 63 www.joinSDPDnow.com SDPDrecruiting@pd.sandiego.gov

From Navy Sailor to San Francisco Police Officer

Changing careers can be exciting, exhilarating, and filled with trepidation. Meet Officer Cindy Ovares who has made the transition numerous times – from active-duty service member, to student, massage therapist, teacher, and now police officer.

The life experience she gained in those previous longterm jobs set her up to be successful today. She is doing what she’s always wanted to do – have a career that is challenging and rewarding.

Cindy was like many seniors in high school as she contemplated what she would do after graduation. When the Navy recruiter called the house looking for her brother, the recruiter instead got an eager, independent 17-year-old woman who wanted to find adventure. Just a few months later, she was off to “see the world” and start her first career.

As an Aviation Machinist’s Mate, Petty Officer Ovares was a jet engine mechanic. It was a male-dominated job, and she wanted to prove that anything a man could do, she could do better. She attended military schools in Florida and Virginia to learn her trade, and was later stationed in Lemoore, California. She was attached to VFA-22, an F/A-18 Super Hornet squadron, that deployed on ships. After serving four years on active duty, she earned Post 9/11 GI Bill education benefits, and chose to leave the Navy to attend college.

After completing her bachelor’s degree in Secondary Education and being a fluent Spanish speaker, she was hired to be a high school Spanish teacher. The job was gratifying; but also, under resourced, understaffed, and had little room to grow professionally. She wanted something new and challenging, was drawn to the community where she grew up, so, in her late 30s she applied to be a police officer.

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“Being able to talk to people, figure out what they are going through, and what they need is a huge portion of the job. I enjoy interacting with the public, and engaging in what I call verbal judo.”
- Officer Cindy
Ovares

Officer Ovares was accepted to the San Francisco Police Academy and has been an officer for the last three years. She is a foot patrol officer working in the Tenderloin District – a 50-block area that has a storied history, and has been known for homelessness, drugs, and crime.

“Being able to talk to people, figure out what they are going through, and what they need is a huge portion of the job. I enjoy interacting with the public, and engaging in what I call verbal judo,” said Officer Ovares.

For Officer Ovares, the parallels between serving in the military and serving in law enforcement made the transition go smoothly:

• Routine – You know what to expect before your shift begins (what time to report, what uniform to wear, the structure of the day).

• Camaraderie – The bond between fellow officers is like the bond between your fellow military brothers and sisters.

• Variety – Every day is different with different assignments and duties, so the job is never boring.

• Benefits – Include a competitive salary, paid vacation days, floating holidays, and sick days, healthcare, retirement, and special pay for certain assignments and being bilingual.

As a Latina giving back to her community, she admits that the job comes with highs and lows. Officer Ovares recommends a career in law enforcement for those military members looking to make a smooth transition to a new chapter.

To learn more about the San Francisco Police Department, or to connect with recruiter, go to: www.sanfranciscopolice.org/your-sfpd/careers

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66 WWW.SanDiegoVeteransMagazine.com / September 2023 JoinCDCR.com
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www.SanDiegoVeteransMagazine.com San Diego Veterans Magazine A Veterans Magazine by Veterans for Veterans Resources Support Transition HEALTH Community Voted 2020, 2021 & 2022 Best San Diego resource, support magazine for veterans, transitioning military personnel, active military, military families & veteran organizations

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