Beaver Insurance

from Western Chester County Life Fall/Winter 2022

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Beaver Insurance Agency, Inc.

By Marcella Peyre-Ferry Staff Writer

Beaver Insurance Agency, Inc. is a family business that is now in its third generation, featuring insurance through Allstate.

“Our grandfather started as an Allstate employee inside of a Sears store, and then moved into our main office here in Thorndale about 40 years ago,” said Rob Beaver. “Mom and dad ran the agency the past 25 years. My brother Andrew and I took over at the beginning of this year. We officially bought the agency January 1. We both worked here for years, and that’s a big, exciting change for us.”

Larry and Erin Beaver are still active in the every day working of the agency, while Rob and Andrew work toward the future of the business.

Beaver Insurance Agency, Inc. offers Allstate insurance products covering all your needs for auto, home and life insurance. Every step in the process from examining your needs to selecting a policy, to resolving claims can be done directly through the office.

“The nice thing is, Rob was a claims adjuster for five years he has a lot of experience,” Andrew Beaver said. “We can help, especially for young drivers who don’t know what to do when there is an accident.”

“I think first and foremost our job is to educate the client and give them the right coverage. We go over it with them,” Andrew Beaver said. “It’s really important to us that people get the right thing. We spend the time to walk through it with them. We help them understand the risks.”

“When you get the policy with us, we help you with any changes you need,” Rob Beaver said. “People can walk in the office, we’re here. We have a good online presence as well, and on social media. We have Allstate curated pages, then our own pages as well.”

Working strictly with Allstate had advantages. For those who are interested, there is also an app available for safe driver rewards that will track your driving and give discounts. Allstate works with Good Hands Repair Network shops that provide quality auto repair work that is guaranteed.

In the event of a major disaster, when entire communities are affected, Allstate is one of the first insurance companies to be on site to take care of homeowner claims.

“Some of these small companies can’t respond the way we can,” Rob Beaver said.

Costs are always a concern, especially in today’s financial climate. “Allstate has great rates. Right now we’re in an environment where companies are raising rates, and Allstate is trying to lower rates,” Rob Beaver said.

Just as important as the cost is the coverage, and Beaver Insurance Agency, Inc. wants its clients to get what they really need. “We tell people that renewal is a good time to check in with us, especially if there are any major changes. We are talking to our clients pretty frequently,” Rob Beaver said. “We try to be comprehensive with an insurance plan.”

The agency can also help with IRAs and retirement planning. “If we can’t do it, we can connect you with the people who can,” Rob Beaver said.

“We have been here for three generations and we’re here to stay. We really care about our community. We want people to come to us and talk with us to see that they are protected properly,” Andrew Beaver said.

“Today, a lot of businesses are going to corporate ownership. We are a family-run, local agency that is involved in the community,” Rob Beaver said.

Rob Beaver remains in the Thorndale office, while Andrew Beaver has also opened an office in Chester Springs that can be found under the name Beaver Agency LLC.