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October 1, 2010

RIDING DANGEROUSLY

Old Tires Have Drivers Riding In Unsafe Vehicles Reporting Al Sunshine - Shoney Dutton recently lost her sister in a tragic car crash after the tread on one of her van’s tires separated and caused the van to flip and catch fire.

ALSO INSIDE I-Team: Dade’s Easy Card Becomes Easy Fraud Re-Financing A Growing Temptation For Homeowners Experts Warn Of Insurance Woes If Hurricane Hits Landlord Scams Could Hurt Unknowing Renters Energy Waves Knocking Out Prostate Cancer Cells Buyers Cashing In On Miami Real Estate Market Clubbing At The Game? It’s Happening At Sun Life

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I-Team: Old Tires Have Drivers Riding Dangerously Reporting Al Sunshine MIAMI (CBS4) —S h o n e y Dutton recently lost her sister in a tragic car crash after the tread on one of her van’s tires separated and caused the van to flip and catch fire. Dutton says “I just hope people will look at their tires because it means everything.” The tires on the van were already used when they were purchased. But after investigating the accident, police blamed the crash on the tire’s age. They were six years old. Sean Kane is a tire safety expert who’s studied 159 cases in which aging tires separated and caused accidents involving serious injuries or deaths. Kane warns, “even if they’ve never been used, as they age the material inside them degrades over time.” But manufacturers argue strongly that tire age is not a factor.

“should be replaced after six years, “regardless of remaining tread”...or risk “serious injury or death.”

But it turns out re-selling old tires is not even regulated in Florida or most other parts of the country.

But CBS4 News tried checking out tires around South Florida to see how old they were, it turns out it’s not very easy at all.

And that worries local driver John Carney who said, “They should have some kind of rules. People could be riding on bad tires, not even know it, and end up getting into a bad accident.”

Lt. Alex Annunziato of the Florida Highway Patrol pointed out that while tires are supposed to carry manufacturing dates that are branded into them, it’s sometimes still very difficult to find them, as he checked out tires with CBS4 Chief Consumer Investigator Al Sunshine. Annunziato said, “ It’s not easy. It supposed to be here or the other side. You’d have to be someone who’s in the industry or works on tires to tell that.” Service Manager David Perez says you have to know exactly where to look. He spotted a small box on the side of the tire with a 4-Digit DOT Code. Perez advises “most of the time it’s right here. It’s this 1409 DOT number showing this tire was made the 14th week of 2009.” Perez said he sees bad tires every day around South Florida, improperly cared for or rotting from old age.

Traffic safety investigators worry more and more financially-strapped drivers may be putting themselves at risk riding on aging tires without knowing how potentially dangerous they can be. Trooper Alex Annunziato warned, “Certainly having bad tires greatly increases your risk of having a serious accident resulting in something tragic.” For years, auto safety advocates pushed for manufacturing or expiration dates to be clearly marked on tires so everyone can find them. But tire makers say that would be too confusing and expensive. In the meantime, CBS4 Chief Consumer Investigator Al Sunshine recommends checking your tires for cracks or other problems and replacing before they fail and cause a serious accident.

The problem? Industry insiders say what does affect a tire’s performance condition are its service life, how it’s used, whether or not it’s been maintained and how it’s been stored. Many car manuals warn drivers that tires

Perez says too many people are putting off buying new tires because of the bad economy, and in many cases, cashstrapped consumers are buying old, used tires.

October 1, 2010

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I-Team: New Round Of Wackenhut Arrests Reporting Jim DeFede MIAMI (CBS4) — A new round of arrest warrants were issued Friday afternoon against current and former Wackenhut executives as part of the ongoing investigation into the company’s alleged efforts to deliberately defraud Miami-Dade County. Miami-Dade police department’s Public Corruptions Investigations Bureau began looking into Wackenhut’s actions in November 2006 when allegations were made that they were billing the county for hours when guards were supposed to be at their posts, but were not – a condition referred to as a “Ghost Post”. From 2002-2005, investigators found Wackenhut billed the county in excess of $76,000 or roughly 3,500 service hours, which were not performed. Investigators said they believe this was just the tip of the proverbial iceberg and that the actual fraud committed by Wackenhut management/employees was somewhere between 3 and 6 million dollars based on an audit conducted by Miami-Dade County’s Audit Management Services. “They were cheating the taxpayer not only of money but of security,” Miami Dade State Attorney Katherine Fernandez Rundle told CBS4 News earlier this month when the first round of warrants were issued against five former Wackenhut managers. “It is once again an example of how the Metro Dade Police Department and this office are not going to tolerate that.” On Friday, warrants were issued against three more individuals, including Eduardo Esquivel, Wackenhut’s vice president of the Florida Region; Rene J. Pedrayes, the company’s former Florida vice president; and Erika Reyan, a secretary for the company who is accused of entering deliberately false information into the company’s payroll system in order to create phony invoices for Miami Dade County to pay. The three individuals were making arrangements to surrender to police Friday evening.

The allegations contained in the arrest warrants is almost identical to the evidence police presented earlier this month in announcing the arrests of five former Wackenhut employees. Those employees were: Elijah Pendleton, 67; Roberto Pereira, 45; William Acosta, 43; Robert Alvarado, 42 and 50-year old Nathan Holmes. Each was charged with a single count of racketeering. Pendleton was the project manager for Wackenhut who oversaw the lucrative five-year contract. There are two significant differences to Friday’s warrants. First, the new warrants show that at least one of the individuals arrested earlier this month, Robert Alvarado, is now cooperating with prosecutors and is providing detailed information on how the company allegedly operated. The second significant difference is that Friday’s warrants include a current Wackenhut executive, Esquivel. Prior to Friday, Wackenhut could say that any problems or mistakes that may have occurred involved former employees. Esquivel’s attorney Scott Srebnick, said the charges are “baseless” and that Esquivel “had no role in the day to day operations of the security contract.” He claimed the state attorney’s office “rushed to judgment before affording me an opportunity to show that Eddy is 100 percent innocent.” Late Friday, Wackenhut issued a statement: “We remain confident that the facts will show that the company did nothing wrong and we will vigorously defend our reputation and the reputation of our management. We have always maintained that if anyone is guilty of these allegations, then they have stolen from both Wackenhut and the County. We stand by this statement. Wackenhut does not, and never has condoned any wrongdoing.” David Markus, an attorney for Rene Pedreyas, said his client is innocent of the charges. “This is a witch hunt and it’s really unfortunate,” he said, as his client was surrendering to police. “They have been investigating this case for years and years and years and they always said that Rene wasn’t on their radar screen.”

Markus claims Pedreyas even passed a polygraph test showing he wasn’t involved in the fraud. Markus said the only reason his client was being arrested was that the individuals arrested earlier this month are making up stories about Pedreyas and the others to save themselves. Police, however, contend their case is strong. In addition to billing for posts which were not manned, investigators said they also found instances when Wackenhut would bill the county for full hours when their guards left early, when guards left their assigned posts to relieve other guards and when Rail guards were positioned at stationary posts to alleviate shortages. In the latter two circumstances, the county was reportedly billed full hours for two positions. Det. David Colon said the problems for Wackenhut began in 2002. According to Colon, Wackenhut did not have the manpower to cover all of the transit stations and the company feared that if county officials found out, Wackenhut would be fined or possibly even lose the contract. “So it was very important for Wackenhut to submit paperwork that made it appear that posts were being covered when in fact they weren’t and people were being paid when in fact they were home,” Colon explained to CBS4 earlier this month. At the time, Colon made clear that detectives believed others within Wackenhut’s management knew what was taking place. “It is an ongoing investigation,” Colon said. “We have reason that he is not the highest person within the organization of Wackenhut that knew and authorized for this to continue.” Sources told CBS4 News that the investigation is still ongoing and police and prosecutors are anxious to see if this newest round of arrests will lead them to others within the company. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

I Team: Dade’s Easy Card Becomes Easy Fraud Reporting Jim DeFede MIAMI (CBS4) — Installed last year at a cost of $42 million, the Easy Card system is supposed to make Miami Dade transit fast and simple. Regular riders can buy an Easy Card, load it up with cash, and then use it to get around the county. You just swipe your card and go. But for almost a year, the system allowed credit card thieves to buy thousands of dollars in Easy Cards -- and then sell them for cash to unsuspecting passengers. And even though Dade County officials knew this was a potential problem -- they failed to install the security measures needed to stop it. As a result, Miami Dade Transit’s Easy Card became easy fraud Take Monday June 21, for example. At 1:40 pm an individual using what appears to be a lost or stolen Visa, bought $200 worth of Easy Cards at the downtown Government Center. Thirteen minutes later, at 1:53 pm, the same visa card was used at the Overtown Station to buy another $600 worth of Easy Cards.

By 2:10 p.m. the thief rode the train two more stations north to the Civic Center where they hit the Easy Card machine hard, racking up $3,000 in less than ten minutes. Forty minutes after the spending spree began there were just under $4,000 in charges on a single credit card. The next step is to convert the Easy Card to cash, selling them at a discount to unsuspecting passengers. As you can imagine, there are no shortage of folks who would pay $50 for a $100 Easy Card. Not surprisingly, riders were dismayed, by the county’s failure to protect them. Riders wondered why the county vending machines aren’t equipped with the same safeguards you can find at any gas station pump – namely requiring credit card users to punch in their zip code before a purchase can be made. “That doesn’t make any sense,” said Miriam Delgado, a transit rider. “If someone wants to do something with the system they are going to find a way [to cheat it], but I think they should think these things through prior to establishing a system such as this.” The county initially thought the problem was isolated at three of its 22 stations. But a transit study states, “Further analysis indicates fraudulent activity in all locations.” How much fraud? The county isn’t sure, but in the last year credit card companies

have demanded repayment from the county of $79,000 in charges. Miami Dade Transit issued a statement to the I Team stating: “We are very concerned and are working to resolve this issue.” Karla Damian, a spokeswoman for Miami Dade Transit, said the county adopted the exact same system used in Atlanta and that the Atlanta system doesn’t require an address verification system. In an email she stated: “Following initial internal discussions in mid-June, MDT stepped up monitoring in July and put in place new control measures to prevent fraud. As of July 27, EASY Card credit card transactions are now limited to three per credit card per day, and credit card purchases per transaction are now limited to a maximum of $112. We also have implemented daily monitoring of credit card activity to identify suspicious or possible fraudulent transactions.” “MDT is now working with Cubic, the EASY Card system’s vendor, to add a security feature to the EASY Card vending machines that will require zip code verification for all credit card purchases beginning this October, at no charge to MDT,” Damian continued. “This verification system was not part of the EASY Card system when it came online in October 2009 because the contract called for implementation of a service-proven automated fare collection system, and no other system in the nation required zip code verification at the time. In fact,

MDT’s EASY Card will be Cubic’s first automated fare collection system that features zip code verification at card vending machines, placing MDT at the cutting edge of industry fraud prevention efforts. “ Damian went on to state: “It should be noted that credit card fraud represents less than 1 percent of our credit card fare revenue. Since October 2009, when the EASY Card system was officially implemented, it has saved MDT approximately $15 million by substantially reducing fare evasion and improving operational efficiencies. Also, MDT has in place an internal task force that meets regularly to discuss and address any issues with the EASY Card system. “ Despite Transit’s assertion that the contract with Cubic did not require the installation of an address verification system, the county Inspector General’s Office has launched its own review as to why a verification system wasn’t installed at the outset. Ironically, the Inspector General’s Office became aware of the problem because the deputy Inspector General had her Miami home broken into recently. The burglar used one of the credit cards stolen from her home to buy a pair of Easy cards. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Braman Launches Mayoral Recall Drive Reporting M i c h a e l Williams MIAMI (CBS4) — Miami billionaire auto tycoon Norman B r a m a n announced Monday he will lead a recall petition drive aimed at removing Miami-Dade Mayor Carlos Alvarez from office. Braman is furious about a nearly 14 percent property tax rate hike approved late last week by an 8-5 commission vote. For now county commissioners who approved the hike are escaping Braman’s attention. The mayor is his sole focus. Braman told a news conference, “This outrageous tax increase has been enacted while citizens are suffering economically, property values have crumbled.”

Mayor Alvarez has two years left in his second term in office. He has already survived one recall effort, but it had nothing like the financial resources Braman can bring to bear.

than they were a few years ago.

Alvarez told reporters after the announcement, “I have never lost any sleep over any election and you know why, because at the end of the day the citizens will decide.”

The numbers fly and the emotional temperature keeps climbing.

Braman called it morally wrong to have a tax hike to help pay higher salaries to county employees next year. “The mayor’s budget,” Braman said, “calls for a $132 million increase in salaries.” Alvarez, upon hearing that statement, had a quick response. He said, “It is an excellent sound bite, $132 million in salaries, but it is disingenuous.” The mayor and county manager argue that salary givebacks from county workers are never included in the conversation, or the fact that those workers are being paid less

Miami-Dade County Manager George Burgess said, “We negotiated $225 million of salary reductions.”

Braman lost his legal fight to block the Marlins stadium deal in Little Havana. He says the recall effort is not a bid for payback, but he is angry over what he calls out of control spending and debt on everything from the Performing Arts Center to Miami International Airport. And Braman is tired of people complaining but doing nothing about it. He said, “They say I am afraid of the county, I am afraid of the city, well damn it I am not afraid.” Braman’s lawyer says a recall drive petition will require an estimated 48 to 52 thousand signatures from registered Miami-Dade voters and those signatures would have to be collected within 60 days of the start of that drive. If enough

signatures were certified a special recall election would then have to be held within 45 to 90 days. The mayor said such a recall election might cost the county $4 million in county taxpayer money. In the meantime, Alvarez maintains his approved budget averted firefighter and police cuts, and the gutting of social programs. Alvarez said, “I don’t want to be the mayor that compromises public safety. I don’t want to be the mayor that, quite frankly, craps on public service and the quality of life for our people.” He will find out soon enough whether that stance keeps him in office. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Thanksgiving Attack Survivor Now Sharing Story helicopter, the emergency room, the attack itself. Angry and obsessed, Paul Michael Merhige had joined his family at his cousin’s Thanksgiving dinner in Jupiter. As the evening was winding down, police say he got a gun from his car and opened fire on his relatives inside.

MIAMI (CBS4) — It could hardly have seemed the stuff of speeches then, the tubes in his throat, his lifeless arms, the vivid recall of gunfire and ambulances. A week out of his coma, voiceless and all but paralyzed, Patrick Knight prayed with a priest in his hospital room. The priest let slip what seemed then the cruelest phrase: “Let her watch over him.” It was this way that Knight learned, three months after the massacre in Jupiter, that his wife was dead, not pregnant at home with his unborn child. On that day in March his gut heaved, but his immobile body could hardly mourn. On Saturday, Knight will be onstage, another speech in another town. For the gathered crowd he will recount how he learned to walk again after the shooting, how he learned to swallow, how he learned to sleep alone. The speech will be billed “Overcoming Challenges When Tragedy Strikes,” a new topic for this motivational speaker. The 37-year-old Miami attorney will not dwell much on the particulars of his tragedy, on the slaughter that Thanksgiving Day in Jupiter, when police say Knight’s brotherin-law killed Knight’s pregnant wife and three other family members and all but killed him. What he will do, he says, is describe a journey, his own odyssey from that harrowing day, from loss and mourning and near-certain death, to his reclaimed life, less than a year later. “I just feel so blessed,” he says. “I know it feels crazy to say that.” When Knight woke in late February he could remember the ambulance well enough. He could remember the

When the killer had vanished, he left four dead, including Knight’s wife, Lisa Knight, 33; her twin sister, Carla Merhige; their aunt, Raymonde Joseph, 76, of Jupiter; and their cousin’s daughter, Makayla Sitton, 6. Shot in the stomach, Knight writhed in pain as the massacre unfolded, watching Merhige finish his work. He didn’t know it then, but his wife, shot in another room, was dying. At St. Mary’s Medical Center, he begged to be sedated. He was placed into a medically induced coma and did not wake for three months. No one thought he would live, let alone go on to tell the tale. The bullet tore open his stomach, spilling a Thanksgiving feast into his innards, prompting a series of infections so bad that doctors were sure he would die. In early February, three weeks before he was brought out of the coma, his parents were told to make funeral arrangements. But then, unexpectedly, his drugs began to work. He improved and eventually was revived. Waking up was brutal. His muscles had atrophied so much that he could not move his arms or raise his head. Until he noticed he could wiggle his fingers, he feared paralysis. It was not difficult to slip into self-pity. He had gone from a happily married soon-to-be father to a half-dead widower in a decayed body. He had lost Lisa, the love of his life, the woman he had known he would marry two months after meeting her four years earlier. “I cried a lot for a long time,” he says. “I could feel it in my stomach and my whole body would convulse with sorrow. I was really at a breaking point.” It was three weeks before he could touch

his face. He had to relearn everything. How to raise his arm, how to sit, how to swallow.

blessings and not misfortunes. It is an existential call to take control, self-help adorned in a narrative of tragedy.

For weeks, he could manage only a Frankenstein walk. Striking the ground heel before toe seemed beyond him. He had to relearn how to write, how to run, how to brush his teeth.

Since his recovery, he has told his story a few times to small groups in South Florida, which greet the account with a mix of wonder and disbelief.

He realized that to survive he had to focus on himself, on his recovery, on his own relation to his sense of loss. “You get to decide how you want to carry it for the rest of your life,” he says. “Because you can’t get rid of it. You can’t make it go away. But you get to choose how to carry it.” He had told himself, over and over, as he lay in bed in St. Mary’s intensive care unit, that his story must be the most devastating, the most wrenching, the most horrendous in the entire hospital. He soon decided he was wrong. He met quadriplegics. Victims from Haiti’s earthquake were trickling in. He saw people who had lost entire families and half their limbs. “In a strange way it helped me,” he says. “That is when I stopped the victim mentality.” By summer he had somehow returned to work as the in-house attorney for a Miami auto insurance company. Since then, he has completed four trials, he says, and won them all. Before the shooting, Knight had started a small side career in motivational speaking. His success in recruitment and organizing as a volunteer member of a Miami chapter of Junior Chamber International — a social networking group for young business people — had led to several speaking gigs around the world. He started a company, KnightVision Seminars, and began speaking on business topics, delivering presentations such as “Critical Analysis in Project Planning” and “Blending the Intergenerational Workforce.”

“They just look at me incredulous the entire time I talk,” he says. On Saturday, he will give a speech in Detroit to a Catholic men’s group of 500 people. In November, he will tell his story again to an audience of 2,000 at a Junior Chamber conference in Osaka, Japan. He knows it can seem odd, less than a year into his new life, that he can seem so upbeat. Sometimes he surprises himself. But he says his attitude owes to his central message. “Basically you have to be your own cheerleader,” he says. “At the end of the day it’s me who has to get out of bed.” As more groups show interest in his story, he grapples with how to deal with the financial questions. Should a church group pay to hear his tale? He isn’t sure. In Detroit, he will have his travel expenses compensated, he says, but his only payment will come from an informal collection during his talk. One talk he is not looking forward to will be at Merhige’s trial. Palm Beach County prosecutors are seeking the death penalty, and Knight is expected to be a star witness. He doesn’t relish the prospect. His life’s goals haven’t changed, he says. He wants to marry again, to start a family. A killer took his first family, he says, but he didn’t erase their love, their years together. No killer could do that. “No one can ever take away the moments that I have from that chapter in my life,” he says. “I had something special.” (© 2010 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed.) news powered by

Now, though, he has a different story to tell. He says it is about not being a victim but a survivor. It is about focusing on

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October 1, 2010

Third-Party Candidates Could Tip Close Elections political scientist. “They’re disgruntled primary losers, and they want revenge,” he said. Among the nation’s most famous, or infamous, third-party efforts was Ralph Nader’s 2000 presidential bid. He won enough liberal votes in Florida to keep Democrat Al Gore from carrying the state and becoming president.

WASHINGTON (CBS4) — Whether they are sore losers or never-say-die patriots, third-party candidates threaten to tip a handful of congressional and gubernatorial races to contenders who otherwise might have lost this fall. Nine-term Rep. Mike Castle of Delaware is the third prominent Republican to consider a third-party bid this year after a suffering a stinging setback at the hands of tea-party-backed conservatives. If Castle decides to make an independent run for Senate, he will join Florida Gov. Charlie Crist and Alaska Sen. Lisa Murkowski in refusing to let GOP primary voters force them into retirement. While Crist, Murkowski and Castle are well-known politicians, many third-party campaigns are lonely, low-budget affairs with little hope of winning more than 2 or 3 percent of the vote. But in extremely tight races, that could be enough to swing the outcome between the Democratic and Republican nominees. In several cases, Democrats hope to benefit from third-party campaigns by conservatives with tea party ties, who threaten to pull votes from the Republican nominees. That’s the hope of two hard-pressed House Democrats in Virginia, Tom Perriello and Glenn Nye. Their well-financed GOP opponents failed to persuade one or more of their unsuccessful Republican rivals from mounting independent campaigns, which conceivably could siphon away enough conservative votes to sink the GOP nominee. Third-party candidates rarely win, but they’re sometimes successful “in pulling the rug out from under the nominee” who defeated them in the party primary, said Ross K. Baker, a Rutgers University

Connecticut voters elected third-party candidates Lowell Weicker as governor and Joe Lieberman as senator, but few other Americans have matched their success. This year’s most visible third-party campaigns are being mounted by prominent Republicans who fell victim to tea party-backed candidates who labeled them as too accommodating to Democrats. Crist left the Republican Party in April when it became clear that Marco Rubio, a tea party favorite, would win the party’s Senate nomination. Republican officials hope Crist’s independent campaign will pull about as many votes from Democrat Kendrick Meek as from Rubio. That probably would lead to a Rubio win, unless Crist can take huge numbers from both rivals. More recently, Murkowski, who lost the Alaska GOP nomination to tea party favorite Joe Miller, has launched a write-in campaign to try to keep the seat she has held since 2002. Political insiders say the effort probably will fail, as has every Senate write-in campaign since 1954. But it’s hard to predict whether Murkowski would pull more votes from Miller or from Democrat Scott McAdams, leaving Miller’s front-runner status slightly in doubt. On Friday, top GOP officials were urging Castle to drop the notion of a write-in campaign after his stunning loss to insurgent conservative Christine O’Donnell in the Senate primary. “I just think write-ins are long shots,” said Sen. John Cornyn of Texas, head of the Republican Senatorial Campaign Committee. “As chairman of a party committee, it is our responsibility to support the nominee, the choice of the primary voters, and that’s what we’re going to do.”

Some third-party candidates are hurting Democrats as well. A Green Party candidate in Arkansas is likely to take votes from Democratic Sen. Blanche Lincoln, who is trailing Republican John Boozman in polls. In House races, Republicans hope to benefit from a Hispanic independent candidate who might pull votes from Rep. Loretta Sanchez, D-Calif. In a Michigan race, a tea party candidate and a Green Party candidate might essentially cancel each other out in Democratic Rep. Mark Schauer’s re-election battle against Republican Tim Walberg. Third-party candidates also are affecting governors’ races. In Colorado, Republicans say anti-immigrant crusader Tom Tancredo killed the party’s already slim hopes in the open gubernatorial contest by running as an independent this fall. In Massachusetts, independent Timothy Cahill vows to stay in the gubernatorial race despite the resignations of two top staffers. Some Republicans worry that he will hurt GOP challenger Charles Baker’s effort to oust Gov. Deval Patrick, D. In Minnesota, Tom Horner, a moderate former Republican, is running an impressive independent bid for the open governor’s seat. He trails Democrat Mark Dayton and Republican Tom Emmer in polls, but both see Horner as a possible threat. Minnesotans elected independent Jesse Ventura as governor 12 years ago. Texas Republican Gov. Rick Perry is favored to win re-election on Nov. 2, but supporters are keeping a wary eye on Libertarian candidate Kathie Glass. A strong showing by her might help Democrat Bill White.

Rhode Island’s gubernatorial race features two prominent third-party candidates: independent Lincoln Chafee, a former GOP U.S. senator; and Moderate Party candidate Ken Block. The Republican nominee is John Robitaille, and the Democrat is Frank Caprio. Elsewhere, long-shot third-party candidates conceivably could cause headaches for Republican Senate nominee Roy Blunt in Missouri and Sen. David Vitter, R-La. Finally, the oddest of alternative choices could swing the intensely watched Senate race in Nevada, where Senate Majority Leader Harry Reid is fighting for his political life against Republican Sharron Angle, a tea party favorite. Nevada voters can choose “none of the above” on their ballots. Democrats think a number of voters who dislike Reid will find Angle too extreme and inexperienced, and they will choose “none of the above” to register their discontent. If enough voters do so, it just might hand Reid a fifth term. Associated Press writers Becky Bohrer in Juneau, Alaska, and Jim Kuhnhenn and Liz Sidoti in Washington contributed to this report. (© 2010 CBS Broadcasting Inc. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed. The Associated Press contributed to this report.) news powered by

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October 1, 2010

Re-Financing A Growing Temptation For Homeowners Reporting Al Sunshine MIAMI (CBS4) — It’s not quite a Shakespearean quote, but with the mortgage rates fluctuating to a 57-year l o w ; homeowners are asking, ‘to re-finance or not to refinance, that is the question.” But refinancing may not always make “dollars and sense” for every homeowner looking to save a little extra money each month. “My rate was 5.5%; my rate is going to be 4.75%,” said Laura Filipowicz. She and her husband Joe bought their home last November. Now, they are refinancing without any origination fees. “We figured if it is no cost, why not do it,” added Filipowicz. “Anyone who’s owned in the past or even

recently is refinancing because we’re at an all time historic low. You could save several hundred bucks most times at no cost,” explained mortgage broker Eric Lipp. The Filipowicz’s have an FHA streamline loan. They only had to show they made their payments on time. But Lipp said most re-fi’s aren’t that easy. “You have to go through an appraisal, show your income documentation for two years, even if you have a W-2 you have to show tax returns, pay stubs assets all that stuff,” added Lipp. And with new regulations in most cases the appraisal now comes out of your pocket. If somebody is going to pay 3000 in costs, and they save 150 a month, it pays for itself in 20 months. If you plan to move in the next year the only re-fi that would make sense is one without the origination fees. “People we refinanced in the 5% ranges now come in to get the 4% ranges,” Lipp

said. So should you re-fi? • Let’s say you purchased your home two years ago with an interest rate of 6% on $500,000.00 • For a 30-year fixed, refinancing it at 4.75% will save you $389.00 a month. • If you purchased your home less than a year ago with an interest rate of 5% on $500,000.00 for a 30-year fixed, refinancing it at 4.375% will save you $187.00 a month

But what if you are underwater in your home? “Unfortunately in most cases you can’t refi,” said Lipp. That’s because your home is worth less than you paid. Either stay with your loan, or if you have to sell consider a short sale. Remember when you re-fi, you start the loan all over again. It’s not for everyone. “I’ve had people call me and say, ‘OK,

I’ve got a fifteen year fixed. I’m 5 years into this thing, I’m going to re-fi and if you run the numbers and if they’re going to keep the house long term then over the life of the loan they’re going to pay more in interest. They should just keep the mortgage they have,” warned Lipp. For homeowners like Joe and Laura, the move paid off. “Any money you can save any time, good economy, bad economy is always a good thing,” Laura said. Most homeowners with credit scores of 660 and above can qualify for refinancing. The very best rates are reserved for those with credit scores above 700. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Protect Yourself Against Facebook Scams Reporting Al Sunshine

Thompson said.

you endorse the video and they should click on it.

However, it quickly resurfaced. ( C B S 4 ) Facebook has opened up a new world of staying in touch and getting to know people and everyday it opens you to scams. “These kinds of scams were designed to try to make people fall for them because criminals are very clever about them and they are trying to actively find ways to get us to click on things,” Cyber Security Expert Jason Hong said.

One of the two new scams says 99percent of people can’t watch more than 25 seconds of a video. “The interface doesn’t really give us much information about what might happen if you click on this,” Thompson said. However, if you copy and paste the URL as instructed, problems will arise.

Roger Thompson is the chief research officer for AVG and leads a global team of cyber security researchers. His group is putting out the warning about the Facebook scams.

“It says loading and it says 99-percent of people can’t watch the video, then whoops something happened automatically. Our invitations have been sent and now it’s going to post a profile all automatically. This is the interesting thing, it’s all happening automatically,” Thompson said.

“These guys had 600,000 victims before Facebook noticed and shut it down,”

What’s happened is every person on your friends lists has been sent a message that

Meanwhile, the bad guys are collecting all the profile information. “Who knows what they are doing with that information. Maybe nothing, we don’t know,” Thompson said “This might be a field test before they start doing other kinds of attacks like this to see how many people are likely to fall for it,” Hong said. Ironically, you never actually get to see the video. The other attack is more direct. It starts with an “I will never text again” message and if you click, your friends will again be barraged and you will be led to an IQ test. If you take the test, a $9.95 charge will automatically show up on your cell phone. Most cell phones don’t yet have the fraud

limits like credit cards. “This might be a weakness that the criminals are trying to exploit, in that they don’t have those kind of limited liabilities,” Hong said. Until you notice it on your cell phone bill, the bad guys will keep collecting the money. If it does show up on your bill, you should contact your carrier. As for the other virus, if you’ve been hit, run anti-virus software on your computer. Then go to a different computer to go on Facebook. Click on “Account” then “Settings” and then change your password and tell your friends to change theirs as well. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

HURRICANE SECTION 2010 Everything You Need To Know To Be Prepared This Hurricane Season.

• Tracking Map • Emergency Phone Numbers • Safety Information • Important Articles

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Experts Warn Of Insurance Woes If Hurricane Hits Reporting Al Sunshine MIAMI (CBS4) — Insurance experts are warning that the growing popularity of state-backed insurance programs in coastal states, like Florida’s Citizens’ Insurance, could mean difficulties paying the claims when disaster strikes without asking all insurance customers to pay surcharges to cover the cost. Florida insurance experts say that there is currently no solution. As reported by USA Today, experts point to Florida, which imposed more than $4 Billion in surcharges to all state insurance customers following the disastrous hurricanes of 2004 and 2005. As private insurance has become harder to get, Citizens’ has grown until it covers property worth more than $400 billion. Any storm that sends claims over $15 billion...less than half a percent of the property covered...would likely mean new surcharges for almost all kinds of insurance. Florida is just one state. Eight coastal states have seen tremendous increases in the amount of property covered since Hurricane Katrina in 2005, and experts worry that a major storm

could strain the resources those plans have to pay claims. Those state plans currently cover more than $630 Billion in property, with just $6 Billion, or about 1 percent, in reserves to handle claims. While the plans can collectively tap about $11 billion in reinsurance, state-backed plans might have to turn to surcharges or other source of income to pay claims. Craig Fugate, once head of Florida’s Department of Emergency Management and now Director of the Federal Emergency Management Agency, is concerned about the states’ ability to pay claims after a major storm. “If they have a major hurricane such as Andrew, they’re going to be in a lot of trouble,” Fugate said. Today, we have nothing,” said South Florida insurance agent Dulce SuarezResnick. She said even baby steps toward solving the problem were halted when Governor Charlie Crist vetoed a bill passed by the 2010 legislature. “There is no solution right now,” she said. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

October 1, 2010

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Hurricane Map Terminology Saffir-Simpson Scale of Winds: Category 1: 74-95 mph Category 2: 96-110 mph Category 3: 111-130 mph Category 4: 131-155 mph Category 5: over 155 mph

Hurricane

Tropical Disturbance or Tropical Wave: A cluster of clouds and thunderstorms in the tropics without a defined circulation. Tropical Depression: A rotating system of thunderstorms in the tropics with winds of less than 39mph. Tropical Storm: A rotating system of strong thunderstorms with top sustained winds of 39 to 73 mph. Storms are named when they reach this strength. Hurricane: An intense, rotating tropical weather system with sustained winds of 74 mph or higher. Tropical Storm Watch: Tropical Storm conditions are possible in the watch area within about 36 hours. Tropical Storm Warning: Tropical Storm conditions are expected in the warning area within about 24 hours. Hurricane Watch: Hurricane conditions are possible in the watch area within about 36 hours. Monitor CBS4 and the CBS4 Hurricane Network partners for information regarding the storm. Your hurricane preparations should be underway. Hurricane Warning: Hurricane conditions are expected in the warning area within 24 hours. All preparations should be complete and if evacuating, you should be on your way to a safe place. Storm Surge: A mound of ocean water up to 20 feet high that can come ashore with a hurricane. Evacuation zones are identified by the likelihood of being flooded by this rising water. Most hurricane related deaths are from storm surge flooding. Storm surge flooding can occur over 100 miles of coastline and may extend inland several miles.

October 1, 2010

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Landlord Scams Could Hurt Unknowing Renters Reporting Jorge Estevez HOLLYWOOD (CBS4) — Imagine paying rent to someone you thought was your landlord only to find out a complete stranger was cashing in your money. To make matters worse, you find this all out after the bank tries to come and kick you out because the house you thought you were renting house has been under foreclosure the entire time. One south Florida renter only had three days to get out of the place she called home in Hollywood. “It was a Wednesday and I had to be out by Friday. I thought how is this possible,” Tracy Vonella told CBS4’s Jorge Estevez as she recalled her thoughts when she realized she was being evicted.

In Vonella’s case, she was paying rent to her landlord who she says never told her he was in foreclosure. “I was shocked. There has got to be a mistake something,” said Vonella. The bank had taken possession of the home and she had nowhere to go until she came to Fabrizio Santoro’s office. Santoro has been buying and selling foreclosed homes for more than ten years. “Yes we are a business and we are here to profit, but we will not profit if we do not help the people,” said Santoro who helped Vonella get an extension and find a new place to live for free. It is a practice he is doing more often with so many homes in foreclosure in South Florida and so many people getting scammed. The most popular scam is when strangers take over abandoned foreclosed homes and pretend they are the owners. “The tenant comes in and starts paying rent not aware that the person she is

paying rent to is not the owner,” said Santoro. Once the bank gets around to processing the foreclosure, the ‘renters’ are out of luck and forced to move. So how can you avoid foreclosure fraud? • Check if your property has previous foreclosure filings. • Verify the person you are paying rent to is the property owner • Familiarize yourself with your landlord’s financial situation • Talk to your new neighbors All good advise that Vonella and other renters should never forget. “I do not want to go through that again. I don’t think anyone would,” said Vonella. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

October 1, 2010

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October 1, 2010

Miami-Dade Unemployment At All-Time High Reporting Tim Kephart MIAMI (CBS4) — While some areas of the country may be starting to see employment slowly start to tick upward; the state of Florida is lagging far behind. Friday, the Agency for Workforce Innovation reported the August unemployment rate statewide was 11.5 percent, up 0.2 percent from July. The news in Miami-Dade was staggering.

In August, the unemployment rate for Miami-Dade soared to an unheard of 14.4 percent. The August rate was a jump of more than 1 percent overall in MiamiDade. The numbers translate to more than 188,000 workers being out of a job in the month of August. Miami-Dade’s numbers are also 2.8 percent higher than in August 2009. Broward County escaped the debilitating losses Miami-Dade County saw, but still saw its unemployment rate tick up by 0.2 percent to 10.7 percent in August. Broward County now has a little more than 106,000 workers looking for a job. The best area in South Florida for jobs is

Monroe County, which saw its August unemployment rate stand at 8.5 percent. This broke down to more than 3,600 workers in the Keys looking for work. The numbers were 1.3 more than in August 2009.

Industries that have lost jobs over the year included: construction, financial activities, information, and manufacturing. The industries gaining the most jobs is private education and health services.

While Miami-Dade’s numbers were unheralded, the county still only ranked as the number 8 county for worst unemployment rate. Hendry County posted the highest unemployment rate with 20.6 percent. Broward County was ranked 47th and Monroe County ranked 63rd out of 67 total counties.

Statewide, there are 51 counties that have double-digit unemployment rates.

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October 1, 2010

Energy Waves Knocking Out Prostate Cancer Cells destroy prostate cancer cells without radiation. Men with recurring prostate cancer can enroll in the clinical trial at NYU Langone Medical Center. Results show that it reduces some of the side effects common with other prostate cancer treatments.

months after the HIFU treatment. HIFU also allows greater precision than radiation therapies and can be used as a primary treatment for prostate cancer. HIFU may be used as a salvage therapy following failed radiation therapy and safely repeated in the event that disease recurs locally. NYU Langone was the first academic site

NEW YORK (CBS4) â&#x20AC;&#x201D; September is Prostate Cancer Awareness month. Each year over 32,000 men will die from prostate cancer and about 1 in 6 men will be diagnosed during their lifetime with the disease -- the second most common type of cancer in men. Clinical trials are underway on a minimally invasive treatment for prostate cancer. The technology uses highintensity focused ultrasound (HIFU), or high energy sound waves, to safely

Using an incision-less technique, the HIFU probe is inserted into a patient and ultrasound technology is used to target the prostateâ&#x20AC;&#x2122;s cancerous tissue with high energy sound waves, raising its temperature up to 100 degrees Celsius in seconds, effectively vaporizing the prostate cancer. This minimally invasive procedure causes minimal damage to surrounding healthy tissue and has a low risk of side effects such as incontinence and erectile dysfunction. In a small U.S. safety trial, 91-percent of the participants had a negative biopsy 6

in the United States to begin enrolling men into clinical trials for HIFU and its faculty member serves as the national medical monitor for one of the FDA clinical trials for this technology. (ÂŠ MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Kids Say They Can Get A “Digital High” With Music Reporting Cynthia Demos MIAMI (CBS4) — The digital age has reached a new high as kids around the country get a “digital high” simply by donning a pair of headphones and listening to music that reportedly induces a state of ecstasy. It’s called I-Dosing, a new way of getting a “digital high” using music. Music can take you places. It can move you and change your state of mind. “That’s why we listen to music,” said Dr. Bryon Adinoff, a psychiatrist. “It [music] makes us feel different things. It makes us feel happy or sad.” But, can music or tones get you high? That’s the idea behind a new downloadable

craze called I-Dosing. Creators of the socalled digital drugs say by listening to certain tones and beats, listeners can trick their brain into thinking they’re high on things like heroin, alcohol, or LSD, without actually taking the real drug. A quick search on YouTube pulled up dozens of videos of people, many of them children, I-Dosing. Some of the videos end in almost violent reactions. But Dr. Adinoff says I-Dosing is nothing more than a placebo effect. “When you tell somebody they’re going to experience something, they will,” he said. “Placebo effects are very, very powerful.” On one I-Dosing website that claims its tones can “powerfully alter your mood,” user after user claims it really works. “To relate that to the use of marijuana, or alcohol, or ecstasy, or heroin, there’s no evidence that I know that there’s a connection between those,” said Dr. Adinoff.

Lois Jordan is a drug addiction expert. She says whether I-Dosing really works or not isn’t the issue, it’s more about why kids are doing it in the first place. “They don’t need to spend their time having a crusade against the I-Dosing,” Jordan said of those against it. “What they need to do is spend more time getting these young people some help.” Jordan worries that after repeated use IDosing may lead the user down a more dangerous path. “What’ll happen is, they’ll build up a tolerance and what used to be euphoric, won’t,” Jordan said. “So, at some point, they’re going to start doing some other things.” Jordan says there are certain ways to talk to children if it’s suspected they’re using something like I-Dosing, or actual drugs or alcohol. For starters, don’t go into attackmode when beginning a conversation. Doing so will cause the child to shut down and not talk. Attacking their actions will also force them to withdraw.

Jordan suggests asking them about their feelings and trying to appeal to them on an emotional level. Let the child know how their drug use affects you and the family emotionally. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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Dade Medical College Honors Gildiana Soza Reporting Jorge Estevez MIAMI (CBS4) — The memory of a little girl who captured the hearts of South Florida will live on through a generous gift in her name. In conjunction with CBS4.com, Dade Medical College set up a contest to honor the little girl who lost her battle with cancer. The founder of Dade Medical College, C.E.O. Ernesto Perez, was so touched by Gildiana Soza’s courage that he gave Soza’s mom, Diana Hislop de Soza, who lost everything during her daughter’s illness, a full scholarship to start a new career.

basically,” said Ernesto Perez.

pacemaker.

With the help of CBS4.com, Dade Medical College also set up a contest to offer another full ride to their new School of Nursing in Miami in memory of Gildiana.

“It kind of opened my eyes, seizing the day and wanting to make a difference in the world,” said Perez about the second chance at life he has received after his surgery.

Hislop was there to present the 3rd place winner with a thousand dollar grant, the second place winner with a $1,000 dollar grant and the first prize winner, Brian Perez, with a $60,000 full ride all in her daughter’s memory.

And through the nursing profession, Perez hopes to make that difference and honor a little girl who also left her mark.

“She could know that under her name people will remember her the way she was with a big smile,” said Diana Hislop de Soza. “If she at that age can be so strong, it kind of gives you the motivation that you could do anything,” said Brian Perez who won the scholarship worth $60,000 dollars.

“Hopefully I will represent her memory to the best of my ability and make her proud as well,” said Perez who plans to start school in the fall. Dade Medical College plans on giving away a scholarship every year to honor the little girl’s courage. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

“I could not imagine being in a situation this young woman was in dire straits

Perez has overcome his own fight. At 24, emergency heart surgery to install a

October 1, 2010

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October 1, 2010

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New Lipo Procedure Has Patients Tickled Reporting Cynthia Demos BOCA RATON (CBS4) — There’s a new liposuction procedure that has patients tickled with the results. Instead of traditional liposuction, new mom Chari Depersio has a few trouble spots she can’t seem to get rid off with diet and exercise. “I’ve been going to the gym for 3 months straight, 5 days a week, my whole body looks great other than those areas post

baby,” said Depersio. When nothing else worked the 27-year old decided to try liposuction, but not the traditional kind. “I’m having tickle lipo done on my love handles, my abdomen, and the fat right below my bra,” explained Depersio. Tickle lipo is described as being special because of the tickling feeling, instead of pain. Boca Raton plastic surgeon Daniel Man says a special cannula that produces a unique vibration causes the sensation and tricks the nerves into thinking there’s no pain. But the benefits don’t end there.

“In many procedures either heat or ultrasound is known to cause a lot of swelling inflammation and delay in the final results and here you bypass all that,” explained Dr. Man.

choose to stay awake for the procedure.

Dr. Man also said the heating methods are replaced by cooling techniques so there’s less swelling and bleeding. Recovery time is quicker and patients can be back to work in a day or two. In addition, the fat that is removed from the body can be used in other areas.

“There is a tickling sensation, yes, not bad at all,” said Simon.

“There’s no damage to the cells, it’s very kind to the cells and you can use these cells to graph somewhere in the body like face anywhere in the body.” Because the pain is minimal, patients can

That’s Jennifer Simon did. She had her inner thighs done and said she had no discomfort.

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October 1, 2010

Local Chefs Hope To Serve Up Gulf Seafood Recovery Reporting Lisa Petrillo MIAMI (CBS4) — After months of watching gallons and gallons of oil leaking into the Gulf waters; many seafood lovers- wonder; is any of it safe to eat? In an effort to show that it is White House Chef Cris Comerford along with the Louisiana Seafood Association asked more than 20 chefs to gather in New Orleans recently and see for themselves.

“What we saw were clean waters that never saw oil and I think the further away from source of spill the safer it is,” saids Michael Schwartz, Executive Chef of Michael’s Genuine in the Miami Design District. He and Peter Vaugthy, Head Chef of Red the Steakhouse on South Beach were 2 of the 3 chefs from South Florida who just returned from the region. They toured for 2 days and both were truly surprised at what they found. “As a chef, was I was unaware what seafood grounds were open and surprisingly 80 percent of the fishing and shrimping areas are open and taking

product,” asked Peter. “What we found was there’s probably more rigorous testing going on in the Gulf than other body of food.” Peter and Michael both prepared their Louisiana Gulf Shrimp dishes for CBS4’s Lisa Petrillo and Lisa gave both a delicious thumbs up. “What we saw is amazing product, procured and harvested by amazing people that work their asses off,” said Shcwartz. And for these award winning chefs who will both use seafood from the Gulf waters in their restaurants; they say it’s

time to spread the word. “They sent me shrimp- I tasted them, I cooked with them and that’s changed the concept for me. They are safe and available,” Vaughthy said. “We say the people we visited harvested safe seafood. Do your homework; learn about the suppliers; learn about the food, make educated decisions anyway,” Schwartz said. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Buyers Cashing In On Miami Real Estate Market Reporting Al Sunshine MIAMI (CBS4) — It’s a problem for thousands of families in South Florida and around the country: Is it better to rent or buy? A national research service now says the answer in Miami is getting a lot easier. Trulia, a national real estate service, found rock bottom pricing and record low interest rates are teaming up for a one-two punch that’s giving the Miami market one of the top ratings in the country for communities where it’s now cheaper to buy than rent.

Trulia listed Miami number 3 nationally behind only Arlington Texas and Minneapolis, for reduced home prices. But local real estate experts warned property taxes and insurance costs are still major considerations when deciding whether renting or owning around South Florida is the best bet. “If you’re going to be here long term for at least 4-5 years, buying may be a better deal for you,” warned Miami Realtor Christopher Zoller. “But from a cash only standpoint, if you’re going to be here for less time you’re better off renting right now.” While price cuts may be growing nationally, Trulia found the Miami market’s now well below the national average for

close-out pricing. The highest number of “reduced listings” is in Minneapolis, where almost half of the current listings are considered “reduced,” to move them in a stagnant market. Trulia found the national average to be 26%. Miami’s now down to 18%; and that gives us a ranking of 49 out of the top 50 markets nationally for the fewest number of “Close-Outs.” “We are not as bad as we used to be. Some prices are now starting to come back up,” Zoller said. The biggest improvements in South Florida have come from high-end, single family homes which started to see some gains earlier in the summer. But much of the new

Miami market strength is based mostly on foreign investors. The biggest challenge for the housing market remains finding qualified buyers with good enough credit, and high enough incomes, to take advantage of the deals that are now on the market. Because of continuing foreclosures, there are still expected to be more homes on the market than qualified buyers. That means selling prices may not see much more growth for a while; and that ultimately means more good news for bargain hunters. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

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October 1, 2010

Clubbing At The Game? It’s Happening At Sun Life tables, dance floor and DJ booth, the space creates a nightclub experience for the fan before, during and after the game that feels a lot like LIV nightclub at the Fontainebleau Miami Beach hotel. The team rushed to get the space open in time for the Dolphins home opener against the Jets. Wednesday, when reporters had a tour, it was little ,pre than empty space. By a few hours before Kickoff Sunday, it should be a full nighclub complete with a bar, big screen TV’s, and a lot of luxury. MIAMI GARDENS (CBS4) — Can’t decide between heading to a South Beach club or going to see the Dolphins play the jets at Sun Life stadium? Now, you don’t have to. Starting with Sunday night’s Jets game, Dofans can go clubbing at the game, at a special game-day club called “The Experience by LIV at Sun Life Stadium.” 400 fans can party in luxury, for a price. The “Liv Experience” is a specially constructed area in the West End Zone on the 200 and 300 levels measuring more than 10,000 square feet and capable of accommodating up to 400 fans. Complete with a pair of bars, private cabanas and

When Dolphins CEO Mike Dee announced the LIV experience last month, he described it as a place “where nightlife meets live football.” He also said, “What we want to do is bring an energy and bring the environment that is reflective of South Florida’s biggest party, which is what we’re trying to achieve. It’s the entertainment around the game, which has been part of Steve Ross’ commitment since he purchased the franchise.” Sunday’s game also features Marc Anthony singing the national anthem along with Fergie, who both happen to be “Dolphins limited partners”, also known

as minority owners. There’s also a special halftime performance by Enrique Iglesias. Fans who purchase the special access passes will get to sit on leather couches similar to the ones inside the LIV nightclub and even the cabanas situated on the upper level of the SOBE club will be reincarnated. There also will be traditional stadium seating. “It’s going to be unlike anything that’s ever been contemplated,” Dee said. “It probably will be replicated but we’ll be first, and being here in Miami we should be first. This is different from the Ocean Drive Club because this has a view of the field. This is in the seating bowl and it’s part of what makes it special and unique.” Two DJ booths will host some of the world’s top DJs as they stop in for special performances, collaborate with other musicians or relax in any of the eight luxury indoor cabanas and mingle with Hollywood’s elite celebrities. Immediately outside the party experience, overseeing the player tunnel will be the seating area for up to 280 fans, all with

access to the club. With extra-wide, theatre-style, padded-seats and outdoor couches, guests will be able to watch the live action of the game like no other in sports. An additional 300 guests will be able to enjoy the game from inside the club while enjoying all of its luxurious amenities. The experience at Sun Life Stadium will offer valet parking, a private VIP entry by the players’ entrance, access to the club and outside seating, celebrity appearances, musical performances and other exclusive benefits at Miami Dolphins’ games. It is a separate offering from other ticket packages and memberships. Pricing for the new experience will vary by space reservation and game. The Dophins did not release information about how many people paid to visit the Club for Sunday’s game. (© MMX, CBS Broadcasting Inc. All Rights Reserved.) news powered by

The Adtimes Newspaper October 1, 2010 Edition

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October 1, 2010

Horoscopes provided by www.starlightastrology.com

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PUBLISHER Tony Gambirazio ART DIRECTOR Tammy Kukic DIRECTOR OF SALES Cesar Rodriguez ACCOUNT REPRESENTATIVES Ines Collado Melissa McAndrew Mayra Ron Ayla Sedlacek INSIDE SALES Sarah White OFFICE MANAGER Montserrat Surroca

Aries (Mar. 21-Apr. 20)

Libra (Sept. 23-Oct. 23)

Do not lend money or belongings to friends. Be aggressive and colorful, and you will get your way. Set aside any decisions regarding your personal life this month. Resist any idle chatter. Your luckiest events this month will occur on a Friday.

This will not be the day to start new business ventures or make drastic changes in your career. You are best to look into investments that will grow in value over an extended period of time. Work diligently and you will get ahead this month. Stomach problems could prevail if you haven’t been watching your diet. Your luckiest events this month will occur on a Sunday.

You will be viewed as a sensitive, compassionate individual and others will ask you for advice. Try to keep to yourself; work diligently on domestic chores and responsibilities. You may interest some of them in a service you have to offer. Keep your thoughts to yourself for the time being. Your luckiest events this month will occur on a Wednesday.

Scorpio (Oct. 24-Nov. 22)

Sagitarius (Nov. 23-Dec. 21)

Gemini (May 22-June 21)

You can find out important information if you listen to friends and relatives. Keep on your toes when dealing with others. Take care when dealing with older relatives. A need to express yourself may come out in creative ways. Your luckiest events this month will occur on a Friday.

Your attitudes at work will open new avenues for you. You may find yourself in a predicament with family members. You could experience unusual circumstances and meet eccentric individuals. Try to calm down emotionally about personal financial matters. Your luckiest events this month will occur on a Thursday.

You’ve been in a rut and you need to do something that will help you break the pattern you’ve fallen into. Your irritability will lead to family squabbles. Your intellectual wit will bring greater popularity with your peers. Losses are evident. Your luckiest events this month will occur on a Tuesday.

Taurus (Apr. 21-May 21)

Aquarius (Jan. 21-Feb. 18)

Capricorn (Dec. 22-Jan. 20)

You should be in business for yourself. Someone you live with may feel totally neglected. Your determination and stamina will make your work look flaw less and effortless. Before you proceed be sure to talk your plans over with those they will affect. Your luckiest events this month will occur on a Thursday.

Don’t be too hard on your mate. You may find your self in a romantic situation. You may find your mate somewhat perturbed. Not everyone will be pleased with your plans. Your luckiest events this month will occur on a Saturday.

Small business ventures can earn you extra cash. Don’t let domestic problems interfere with your objectives. You will want to take off and have some recreation. Make sure to arrange in advance to spend quality time together. Your luckiest events this month will occur on a Saturday.

Pisces (Feb. 19-Mar. 20)

Virgo (Aug. 24-Sept. 22)

Cancer (June 22-July 22)

It’s time to reevaluate your motives. Put your energy into behind the scenes activities. You can make gains if you work in conjunction with others. Problems with gas, oil, or water in your home may disrupt your routine. Your luckiest events this month will occur on a Wednesday.

Overindulgence will be a problem if you are out in a social setting. Sudden changes will occur through communications with friends or in-laws. Don’t overreact if your partner has a poor attitude. Take a different approach; make an offer they just can’t refuse. Your luckiest events this month will occur on a Tuesday.

Don’t let others put unreasonable demands on you. Ideas may sound good, but be careful if people are just looking for handouts. Be careful; your ideas are good but make sure that you’re realistic and start off on solid ground. You will not impress others by being foolishly generous. Your luckiest events this month will occur on a Thursday.

FRANCHISING Tony Gambirazio • DISTRIBUTION The AdTimes Newspaper powered by CBS4.COM is distributed in high foot traffic locations in the Miami-Dade, Broward and Palm Beach county areas such as Publix, Winn Dixie, Sedano’s, CVS, Navarro Discount Pharmacy, Blockbuster, 7-Eleven, Bally’s Fitness, Sears, Big Lots, K-Mart, Regal Cinemas & Sawgrass Mills Mall. ADVERTISING Advertising information can be obtained by calling our general sales office at 305-477-1699. visit us online at www.theadtimes.com

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Complete the grid so each row, column and 3x3 box Iin black borders) contains every digit 1 to 9.

September 17th Solution

8 9 7 4 3 5 6 2 1

1 4 3 6 8 2 7 9 5

5 2 6 1 9 7 3 4 8

3 5 1 2 7 4 8 6 9

4 6 8 9 5 1 2 7 3

9 7 2 3 6 8 5 1 4

2 3 9 8 1 6 4 5 7

7 1 4 5 2 3 9 8 6

6 8 5 7 4 9 1 3 2

7 4 8

3 2 1

9 4 1 5

3 5

8 6

8 7 9 4 6 3

Look For Our Next Edition: OCTOBER 15, 2010

1 9 5

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Leo (July 23-Aug. 23)