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Broward About CBS4 PRint publications

The CBS4 Newspaper is the only news publication distributed within 100% of Publix Supermarkets in Broward County. The CBS4 Newspaper is dedicated to providing professional, relevant and award-winning news to the residents in Broward County. Our editorial focuses on local business and community news which includes health, sports, real estate, automotive and entertainment news. REAL. LOCAL. NEWS. DELIVERED! Editorial team NEWS DIRECTOR Liz Roldan lroldan@cbs.com ASSISTANT NEWS DIRECTOR Nick Bourne nbourne@cbs.com Managing Editor Alissa Merlo amerlo@cbs.com Executive producer Miguel Fernandez mfernandez@wfor.cbs.com Jorge Gonzalez jgonzalez1@cbs.com Alex Hernandez ahernandez@wfor.cbs.com ANCHORS Cynthia Demos cdemos@cbs.com Rick Folbaum rfolbaum@cbs.com Walter Makaula wmakaula@cbs.com Eliott Rodriguez erodriguez@cbs.com Marybel Rodriguez marybel.rodriguez@wfor.cbs.com Irika Sargent isargent@cbs.com Rudabeh Shahbazi rshahbazi@cbs.com WEATHER NEWS John Gerard jgerard@cbs.com Lissette Gonzalez lgonzalez@wfor.cbs.com Craig Setzer csetzer@wfor.cbs.com Michael Smith msmith@cbs.com REPORTERS Carey Codd cdcodd@wfor.cbs.com Peter D’Oench peter.doench@cbs.com Gaby Fleischman gfleischman@cbs.com Joan Murray jmurray@wfor.cbs.com Gary Nelson gnelson@wfor.cbs.com Lauren Pastrana lpastrana@cbs.com Ted Scouten tscouten@cbs.com Natalia Zea nzea@cbs.com

LIFESTYLE / ENTERTAINMENT REPORTER Lisa Petrillo lpetrillo@wfor.cbs.com executive producer, special projects & investigations Cari Hernandez chernandez@cbs.com CBS4 INVESTIGATES Jim DeFede jdefede@wfor.cbs.com Michele Gillen mgillen@cbs.com Jasmine Kripalani jkripalani@cbs.com David Sutta dsutta@cbs.com SPORTS Jim Berry jberry@wfor.cbs.com Mike Cugno mcugno@cbs.com Leo Gomez gomezl@wfor.cbs.com TRAFFIC Vanessa Borge vborge@cbs.com WEB JOURNALISTS Lisa Cilli lcilli@wfor.cbs.com David Dwork ddwork@cbs.com John MacLauchlan jmaclauchlan@cbs.com Giovanna Maselli gmaselli1@cbs.com

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Contents Nov-Dec 2015

FEATURE 10 Rudabeh Shahbazi: A Global Perspective 16 Virtual Reality Used To Sell Real Vacations, Real Estate Health

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20 Breathe 24 New Procedure Freezes Fat Away 27 Dental Hygiene Real estate

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34 Will the New Mortgage Disclosure Laws Delay Your Home Purchase? 38 10 Essential Supplies for DIY Movers Home

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44 Water Filter Buying Guide 52 5 Ways to Decorate Your Deck life

28 Catered to Your Skin

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62 Shattered Showers

DNA Testing Offered For Personalized Skin Care Treatments

67 Windshield Projection Auto

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73 All-New 2016 Fiat 500X Named Top Safety Pick by IIHS 77 90 years of Chrysler Brand Celebrated With Anniversary Edition Models

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Work in Paradise Workers Take Their Tech To Paradise For â&#x20AC;&#x2DC;Workationsâ&#x20AC;&#x2122;

c b s 4 n e w s pa p e r | Nov-Dec 2015

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by Marybel Rodriguez marybel.rodriguez@wfor.cbs.com

growing number of workers are taking their tech and heading to paradise for something called a “workation.” When Vanessa Van Edwards and her husband set out to travel the world, they didn’t have to leave their careers behind. “We literally had our entire office in our computer, on Skype, and with our phone,” said Edwards. It’s not all work and not all vacation. Experts said “workations” like the trip Edwards took are growing in popularity and the benefits go beyond fun. “We were able to network with people and industries we had never thought we’d be able to. And even if it’s the same work, the different atmosphere inspires you. It’s, it’s a way to really recharge your life, recharge your work,” said Edwards. “Workation retreats” are popping up in locations around the world. “What’s allowing more people to do workations is the new work flexibility. So bosses, teams are much more open to working with a virtual person,” said Edwards. Co-working and co-living sites like the Surf Office offer travelers office space and the ability to meet new people all while enjoying the local surroundings. “They run yoga workshops. They do wine tastings. They do sort of group communal dinners. Already in the short time I’ve been here, I’ve actually made a lot of very interesting connections and I’m hoping to kind of forge new business relationships,” said Surf Office visitor Ruper Clage. “I feel like I can be more productive in a workation. You have a lot more creativity and

freedom and mental space to, to be able to produce,” said Surf Office visitor Desiree Tavera. A workation isn’t just for independent workers or individual employees. Some companies are getting in on the trend and taking their employees on a group workation. Zen Payroll CEO Joshua Reeves said staying and working together in a beautiful setting is a great way to build community. “Sometimes just literally changing environment can create a big impact in terms of helping someone think about what they’re doing differently,” said Reeves. A recent survey found 75 percent of employees rank workplace flexibility as their top benefit. Dan Schawbel, founder of workplacetrends. com, said the workation is one way to give employees the flexibility they seek. “The workation is becoming increasingly popular because employees know that they’re getting less and less personal time but they want more and more flexibility. It’s one way employers are coping with this,” said Schawbel. For those considering taking an extended workation, Edwards suggests starting small, with a weeklong trip, to get a sense of logistics on the road and when you’re away, make the most of the local environment. “Go to networking events. Try a meetup you’ve never done before. Do a dance class. Do a cooking class. It gets you out of your daily routine. That’s what workations are all about,” said Edwards. Edwards said dealing with different time zones can be a challenge of a workation since 9 a.m. where your office might be in the middle of the night during your travels. Others point out that in order to succeed at a workation, you have to have good selfdiscipline since you’re managing your own schedule.

“We were able to network with people and industries we had never thought we’d be able to. And even if it’s the same work, the different atmosphere inspires you. It’s, it’s a way to really recharge your life, recharge your work.” Vanessa Van Edwards

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Rudabeh Shahbazi A Global Perspective

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hile other college students were enjoying spring break by the ocean, Rudabeh Shahbazi’s feet were in the desert sand instead. She chose to forgo beach volleyball and club-hopping to instead report on the Iraqi refugee crisis in Jordan and Syria. It strikes us that this intelligent and unassuming woman might just be the female version of “the most interesting man in the world.” But our suggestion to that effect is met with an immediate, yet polite, dismissal, “Aw, thank you,” she says with a self-conscious chuckle, “I’m really NOT that fascinating.” We respectfully disagree. Born in Germany to a Canadian mother and an Iranian father, it was perhaps inevitable that Rudabeh would adopt a global perspective at a very young age. Like so many other first-generation Americans in South Florida, she is the child of immigrants. When the Iranian revolution began, her mother left with just one suitcase. Her father later followed, and when Rudabeh was only three years old, the family moved to the U.S. Her parents both worked at Harvard before settling in rural Oregon, where Rudabeh grew up. Every summer as a child, Rudabeh would travel to Iran with her archeologist father, who has since passed away. They would visit extended family, and she would learn about the ancient city of Persepolis, a UNESCO World Heritage site of which her father was once the director. She would accompany him on archeological digs and got to experience the restoration of Cyrus the Great’s tomb. But most of all, she remembers it as a special time spent with her dad. “We would go out walking at night in the moonlight in Persepolis, just the two of us, and he could tell me about ancient Persian kings and queens who had lived there.” From an early age, Rudabeh’s parents instilled in her the importance of education. It’s something in which she believes very strongly, and it’s what motivated her to get involved with the non-profit organization School on Wheels. Founded by a retired schoolteacher in Los Angeles, the program strives to support, mentor and enrich the education of homeless children. The students were there for many different reasons. Some were escaping domestic violence. Others had parents dealing with substance issues. Still others had just fallen on hard times. As an SOW volunteer, Rudabeh tutored children of all ages. “For these kids, it was a safe haven,” she says. “The ones I worked with all lived in homeless shelters, but a lot of others lived in cars or motels. They didn’t have any kind of stability. It was a place for them to go and be artistic and get caught up on homework, and to learn about things they were interested in. It was a place where adults would engage and do the coursework with them and read to them and get them prepped for school. Your odds are so diminished when you’re pulled out of school and you’re getting shuffled from place to place.” Rudabeh still marvels at the impact the tutors had on their students. “They just made such a difference in these kids’ lives,” she says. “For a lot of them, it was the only adult they had who actually cared about them and followed up with them and wanted to see their education through. And I think that’s really important – even for adults in the workplace – I think it’s really important just to

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have someone who believes in you. For me, that’s the biggest motivator.” The children and families she met through SOW left a lasting impression on Rudabeh. “They all impacted me in some way,” she says. And amidst the gut-wrenching glimpses of dysfunction and despair, Rudabeh would occasionally see a glimmer of hope and potential in those young faces. “There was one family with three little brothers just a few years apart. They were so sharp and had such a good work ethic, and they were so interested and curious about the world. For kids like them, I really believe that education is the key to developing the skills they need in order to turn the corner and be successful.” After graduating from Pepperdine University with her undergraduate degree in journalism, Rudabeh had the opportunity to work on the documentary film “King Leopold’s Ghost.”

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Based on the book by the same name, it chronicles exploitation and genocide in Colonial Africa. She now calls the filmmakers friends. “The two women I worked for are still really, really dear to me to this day,” Rudabeh says. “It was probably my first experience working with very strong women who were independent, smart and curious, and who were really good at what they did. They took me in and mentored me in a way that a lot of people unfortunately don’t in this business. So that had a big impact on me.” When Rudabeh decided to further her formal education through postgraduate work, she chose the University of California at Berkeley. “I loved that they had a focus on international journalism,” she says. “My professors were huge inspirations to me even before I went there, so it was kind of a dream come true to be able to learn from them one-on-

one. I love the history of UC Berkeley and the impact on the world that people there make all the time. All of the professors, all of the staff there, are constantly turning out investigative pieces and breaking stories with thoughtful, thorough journalism.” But her priorities necessarily shifted when her father became seriously ill halfway through her post graduate work, and she declined an internship opportunity at a Cairo newspaper to instead spend time with Dad. Not once has she regretted that decision. “That was a really tough time of my life” she says, “but I’m very grateful that I got to spend a little time with my father.” As fate would have it, the change of internship plans landed her at a local TV station. There, she worked on long-form investigative pieces. “I never expected to be in TV news, but I fell in love with it,” she says. “I fell in love with the breaking

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stories, and the immediacy and excitement of it, and how every day is different. It was just so fast-paced, and I love that. I think it’s an exciting career; you have the opportunity to learn new things every single day,” Rudabeh says. ”You’re working with interesting people who are great storytellers. You get to tell other people’s stories. You get to make an impact in the community.” And she began making an impact very early on. In her second year of graduate school, Rudabeh pitched her professors a Masters’ thesis project on the Iraqi refugees pouring into Jordan and Syria. They all turned it down. Instead of choosing another subject for her thesis, she “made it happen anyway.” “I contacted a newspaper reporter there and she led me in the right direction,” Rudabeh says. “I just packed up with a camera and went. “I booked cheap little hotel rooms and went to Jordan. I rode on a turnip truck from the airport to the hotel.” Still, the ever-modest Rudabeh minimizes the monumental task of documenting the exodus of more than 50,000 Iraqis a month across the borders to Jordan. “It wasn’t like I had to look far and do a lot of digging,” Rudabeh says, “you just had to be there to tell the story.” And tell the stories she did – venturing into refugees’ homes (in one case, a crumbling storage closet where a disabled woman lived) to

cbsmiami.com hear their stories of devastation and loss. The most difficult part, she says, was when the Iraqis would beg her to take them back with her to the U.S. Rudabeh says. “It’s always heartbreaking so see people without a home, but it’s also a very complicated issue. When there are such big numbers of them, it’s a very difficult problem to solve. It takes resources, and it puts a strain on infrastructure and the economy. They need education and healthcare and everything else. I don’t really know what the solution is.” As a journalist, Rudabeh is unaccustomed to speaking about how a story affected her personally, so she paused when asked, then said, “You look at things in a different way. You don’t see issues as black and white. You recognize that every issue has a human face. There are people behind the numbers and people behind the stories. When you actually see the people, I think it changes your perspective a little bit. It shapes your world and your viewpoint in a different way, and it helps you look at every situation in a different way.” In the year following her work in Jordan, Rudabeh assisted a classmate in documenting the plight of the Hmong exiles still living in the jungles of Laos and Thailand. She was deeply touched by the people they met. “We slept in little huts with chickens in the room,” she says, “but they were so generous to us. They took us in. They hardly had anything to offer, but what they did have, they offered it to us. It’s a different perspective on what you actually need. When you see these people and they have joy in their lives, everything is relative -- material things and spiritual things, all of it is relative. You should be grateful for everything you have. You don’t really need that much.” Back home, after receiving her Master’s degree, Rudabeh was an education reporter at KEPR-TV in Pasco, Washington before joining KNXVTV in Phoenix. There, she received a

regional EMMY Award for her coverage of a stranded community waiting for aid after a storm that paralyzed Arizona. She was also nominated for a political EMMY for her continuous

coverage of Arizona’s controversial immigration law, and for a team coverage EMMY. She provided extensive live coverage of the shooting of Congresswoman Gabrielle Giffords

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13 in Tucson that left six people dead and more than a dozen wounded, and she was the only journalist to interview self-help guru James Ray after a deadly sweat lodge ceremony in Sedona. Rudabeh went on to become a reporter and fill-in anchor at KABC-TV in Los Angeles, where she covered a wide range of national stories, including wildfires, shootings at LAX and Santa Monica College and the Asiana plane crash in San Francisco, as well as the Academy Awards in Hollywood. While in Southern California, she also investigated illegal foreclosures and interviewed numerous celebrities. Rudabeh’s advice to young journalists who aspire to follow in her footsteps: “You have to be willing to pay your dues. You have to be willing to move all over the country and to not spend holidays with your family. Those are all sacrifices that I think you have to be prepared for and willing to make in order to grow and to make it in the business.” Beyond that, she says, “You have to be a strong writer. I think that’s probably the most important thing. You have to have the fundamentals down behind the scenes. I would say don’t focus on being polished on camera, as much as developing the journalism skills you need. You have to be resourceful and you have to be able to get out of your comfort zone.” It’s a bit difficult to determine where on earth the limits to Rudabeh’s comfort zone might be found. She accumulates passport stamps faster than a caffeine junkie racks up Starbucks Rewards points. When asked how many countries she’s visited, it took her some time to count. When she finished, the answer was 37 countries on five continents. In addition to her work in Jordan and Laos, Rudabeh studied abroad in Costa Rica and the United Kingdom as an undergraduate. As a tourist, she has visited Vietnam, Cambodia, Paris, Greece, Mexico and Brazil, among

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“I never expected to be in TV news, but I fell in love with it. I fell in love with the breaking stories, and the immediacy and excitement of it, and how every day is different. It was just so fast-paced, and I love that. I think it’s an exciting career; you have the opportunity to learn new things every single day. You’re working with interesting people who are great storytellers. You get to tell other people’s stories. You get to make an impact in the community.”

Photo by Ginelle Lago, GMN Artistic

others. Notwithstanding her globetrotting experience, she still has a lengthy destination wish list, with the African continent at the very top. “I love exploring new cultures,” Rudabeh says. “I love seeing the beautiful places, meeting interesting people, eating exotic food. When everything familiar to you is gone, being out of your element helps you understand yourself better and appreciate what you have. And of course, traveling broadens your horizons and gives you depth and perspective.”

Rudabeh Shahbazi

But here at home in South Florida, she appreciates the simple pleasures: Savoring a cafecito and croissant at a dog-friendly sidewalk café in Brickell or South Beach with her Shih Tzu mix rescue dog, Lila or enjoying a morning yoga session before heading to work at CBS4, where she co-anchors the 5:00 and 11:00 p.m. newscasts. Her co-anchor, Rick Folbaum, describes Rudabeh as exuding positive energy and enthusiasm. “She is also extremely smart,” he says, “and she’s quick on her feet, which comes in handy when we’re covering breaking

news. But most important, and what I think South Floridians will respond to most, is her genuine warmth. She’s authentic, very down-to-earth and quick to laugh. I couldn’t be more excited to share the anchor desk with her.” Since joining CBS4 last summer Rick says Rudabeh has made an immediate impact in the newsroom. “She speaks up on stories she’s passionate about and gets her hands dirty during the process of putting our newscasts together. She’s not someone who’s going to just show up,

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hit the makeup room and then read off the teleprompter. Rudabeh has years of quality broadcast journalism experience, and she puts that to work for her, and us, every day.” When asked about her future goals, Rudabeh is characteristically philosophic, “There is such a big, vast world out there, it makes me more curious,” she says. “The more I know, the more I see, the more I want to see and the more I feel I need to see.” A global perspective indeed. One thing is for certain: We’ll be watching.■

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Virtual Reality Used To Sell Real Vacations, Real Estate David Sutta dsutta@cbs.com

hey are calling it the next version of websites – virtual reality. If they are right, you will be buying everything from vacations to real estate virtually. Dan Riordan has a lot to smile about these days. “We’ve already written contracts on a third of the building,” he told CBS4’s David Sutta. Riordan, who is the sales director for Turnberry’s Ocean Club, said he’s been moving four million dollar oceanfront condos with ease thanks

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in part to some pretty cool technology. A wall of televisions in his office resembles a video game. On the screen, however, is no game. It’s a 54 story building which won’t even break ground until next year. But potential buyers can see it now – virtually. Riordan explains “We don’t want to wait until 2018 when the building is finished for people to say ‘Oh wow, that’s cool’. We want them to say that now,” said Riordan. Gonzalo Navarro grabs a game controller to demonstrate how it works. “If I want to look up I just hit this,” explained Navarro as he pushed buttons and the screens updated instantly. By using the controller, Navarro can take a virtual walk through the lobby, tour the 70-thousand square foot Sky Club, check out the amenities and even swim in the pool. “Doors are opening for us and now we are going to go outside and you are going to be able to see what happens on the exterior. How far we are from the beach? How big is the pool,” he told Sutta. Navarro’s company ARX is behind the technology. “You basically have designed a video game,” said Sutta. “Actually it’s a video game engine, but without the shooting part,” he replied. Or car racing, or football. And it’s very real, especially when you try it with a virtual reality headset. Sutta put one on and started in the lobby. “Everywhere I look, it’s as if I am there in the building,” he said. “I look up I see the

chandelier and the details in the ceiling. I look left there are couches and furniture. I step out to the pool. Everything is scaled exactly as it would look. It’s very real. I actually start to get dizzy.” Navarro said that’s pretty normal. “It gets a little dizzy because it’s real. And your mind tells you there is something wrong because you are moving but you are not moving,” said Navarro. It takes ARX about three to six months to build a virtual project like this and there is no shortage of work. Real estate companies are now lining up to build virtual models, because it’s very effective. “You can tell them something a thousand times but if you can show them something, well a picture is worth a thousand words right,” said Riordan. Could this be the future of real estate sales centers? Is it possible we are going to be taking virtual tours in our own homes? Navarro said it’s just a matter of time, perhaps just a couple of years out. “This is going to be a step further. It’s going to be like the next website. You project yourself into the project. You walk around. You like it and then you come to the sales center and close the deal,” he said. And while it’s real estate today, the applications for virtual reality could be endless. “Imagine when my kids can say we are going to go on a field trip to Rome tomorrow. And they are in school and they just plug the things in and they go ‘Okay, this is the Roman Colosseum and you can see the guys there playing’. It will be so exciting for them. And even for tourism. If you can’t go to Paris, now you can, virtually,” Navarro said.

“We don’t want to wait until 2018 when the building is finished for people to say ‘Oh wow, that’s cool’. We want them to say that now” Dan Riordan

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Helping a Family in Need is Just a Click Away

or the past 23 years, Neighbors 4 Neighbors has connected those in need with those who can help, and your support has been critical to our success. Because of you, last year’s Adopt a Family 4 the Holidays program helped 3,537 people. Here’s the breakdown: 1,237 children and 677 adults were matched with caring adopters. An additional 259 people, not eligible for “adoption” were served through gift cards, and 1,364 toys were collected and distributed. In total, Neighbors 4 Neighbors, and you, served 3,537 people through Adopt a Family 4 the Holidays. More families than ever are being submitted for help by our nonprofit partners, and their stories will touch your heart. As a registered adopter you can browse family profiles, and select based on location, nonprofit provider, or number of family members. Best of all, you get to meet the family

you are helping, and share the joy. Join our partners Publix Super Market Charities and Baptist Health Primary Care and visit our site   www. aaf.neighbors4neighbors.org and see for yourself how reward-

ing our unique program is. In a post survey, most adopters tell us it is the highlight of their holiday. And many Adopters return year after year to find a new family to assist. Can’t do the “Adopt” thing? We need

gift cards to serve large families, and those not able to have a one on one experience. Operation Elf provides a $25 Publix gift card for each family member, as well as a $25 gift card to a retailer for each child under 18. Although human kindness is our greatest asset, we depend on monetary donations to purchase gift cards and provide emergency assistance. Your financial contribution, in any amount, enable us to continue providing hope and a hand up to those in need this holiday season. Neighbors 4 Neighbors is a 501©3 nonprofit organization, and your contributions are tax deductible as allowed by law. You may make a secure credit card donation by going to our website at www.neighbors4neighbors.org You may also mail a check to: Neighbors 4 Neighbors, 8900 NW 18 Terrace, Doral FL 33172.

Neighbors 4 Neighbors is generously supported by the Herbert Hoover Foundation and The Children’s Services Council of Broward County.

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Breathe... Less-Invasive Sinus Surgery Provides Quick Relief For Patients

David Sutta • dsutta@cbs.com

hronic sinusitis is one of the most common reasons people head to the doctor. Traditionally, surgical options have been a last resort due to the painful side effects—but now that’s changing. A new approach has patients breathing freely almost immediately. Breathing easy is something Lori Whalen of Plymouth, Massachusetts forgot how to do. “I had a great deal of pain and pressure here and there and all through my head,” said Whalen. Like one out of seven Americans, Whalen had chronic sinusitis. That’s when the sinus tissue is so inflamed that fluids don’t drain and can become infected. “Just a constant malaise for two months, just feeling horrible, and then finally a fever of 102, after 7 days I waited and I went to the doctor and she said, ‘we need to get this taken care of,’” said Whalen. That led Whalen to Dr. Anit Patel, an ENT specialist at the Beth Israel Deaconess Medical Center in Plymouth. He is now doing a less-invasive method of sinus surgery. “It’s a big difference and traditionally with sinus surgery, you are removing a lot of tissue

and bone and these days we don’t do that,” Dr. Patel said. Instead, with a slender probe and a video monitor, he can avoid any incisions and still open the passage ways by removing diseased tissue. Then he implants a device called propel. A company video shows how, after the sinuses are cleared, the device springs open while emitting a localized steroid over several weeks which slowly dissolves while keeping inflammation down. “That steroid is only local, as opposed to taking a steroid by mouth which can have side effects throughout the entire body,” Dr. Patel said. Recovery from the procedure is a big improvement from traditional surgery. “Traditionally you are out of work for 2-3 weeks, you have those large packs that come out of your nose, you have black eyes,” Dr. Patel said. Patients can usually go back to work the next day. Whalen said she had no pain at all—and went through spring with barely a sniffle. “I was the most pain free thing, like I said, dental appointments, cleanings are worse,” Whalen said.

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c b s 4 n e w s pa p e r | Nov-Dec 2015

C O N T E N T S P O N S O R E D A N D P R O V I D E D B Y S E N I O R M E D I C A L A S S O C I AT E S

Breast Cancer Awareness Some Brief Statistics: 1. Breast Cancer is the #1 Diagnosed cancer worldwide and is the leading cause of death in females. 2. Those most likely to be affected are: ▪ Caucasian females ▪ Obese-BMI >30 ▪ Dense breast tissue ▪ Post-menopausal ▪ Women who have never had children ▪ Women who had children later in life-20% lower risk with 1st child born at 20, 10% lower risk with child born at 25 and 5 % lower risk with 1st child born at 35 ▪ Early onset menarche Looking at the above list many people would think there is very little they can do to prevent breast cancer. There is actually plenty that can be done! 1. Limit or eliminate alcohol intake to no more than three drinks a week. - But.. But... But, what about my wine you ask? Listen, while red wine might have some antioxidant effects it should still be limited to no more than 3 glasses/ week. That is less than a bottle of wine/weekly. Consider the savings! Besides, if you drink more than that you will not be in the right frame of mind to exercise the next day.... Not to mention not sleeping! 2. Exercise, exercise, exercise! There is a link between obesity and breast cancer? Walk, walk and walk some more! What is walking going to do for me you ask? Plenty, walking improves overall health, mental clarity and mood. 3. Quit smoking. If you are a smoker you know what comes next,quit! Studies have shown a relationship between invasive breast cancer and smokers versus non-smokers. 4. Diet. While the research has not conclusively linked dietary factors to an increased risk for breast cancer, diets high in fruit and vegetable consumption have resulted in lower risks for breast cancer versus people who consumed large amounts of processed red meats, refined grains, sweets and high-fat dairy. 5. Screenings. Calling all Women, do not be afraid of a mammogram. This annual exam could save your life. Most Breast Cancers are detected through Mammography. More good news, Breast Cancer deaths have been declining since 2007. We can not say for certain, but the emphasis on yearly screenings has helped this decline. We recommend:

a) Under age 40. If you have family history or concerns, tell your doctor. b) 50-70 years old. Yearly screenings with Mammography should be part of your medical routine. c) Under age 70. If you are in good health keep screening. In conclusion, while we may not be able to change our genetics we can positively affect and change the factors that contribute to disease and illness. The power to change your life lies inside all of us, all one needs to do is to seize hold of that power and use it to our advantage. Dr. Mohsin Jaffer has been practicing family medicine in Broward County for nearly 30 years focusing on the care of seniors. His practice, Senior Medical Associates has 12 convenient locations throughout Broward County. Contact Senior Medical Associates at (954) 532-4121 to schedule a complimentary Meet and Greet for you or your loved one today. Dr. Jaffer is also very keen on being active in the senior community. Senior Medical Associates is always seeking outlets for community involvement. Whether it be a health lecture, sponsored meal, or club project please reach out we would very much enjoy partnering with you.

c b s 4 n e w s pa p e r | Nov-Dec 2015

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New Procedure Freezes Fat Away c b s 4 n e w s pa p e r | Nov-Dec 2015

ou’re told you have to sweat your fat away. Well a new device is letting patients freeze their fat away instead. It’s called CoolSculpting. When Crystal Guerra looked in the mirror all she saw were those extra pounds she couldn’t drop. “My biggest problem area was probably my stomach, my tummy, because I had that bulge,” said Guerra. And like many people those last five to ten pounds were the hardest to lose. “It’s hard to tone up and get rid of those trouble areas no matter how much you work out,” said Guerra. But then she heard about a new procedure called CoolSculpting. It has a gel patch that clamps on to the skin and freezes the fat cells beneath. “Basically the fat comes in direct contact with this cooling plate which drops down to a cool enough temperature that freezes your fat cells without freezing anything else,” said Tanya Patron, a physician’s assistant for Miami Plastic Surgery. She says those frozen fat cells die and are

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Vanessa Borge • vborge@cbs.com

then flushed away by the body over the next few months. But there is a strict criteria for patients. “It’s not meant for patients that are overweight or obese. It’s for healthy patients that are about ten to fifteen pounds of where they want to be,” said Patron. The procedure is quick. “I came in in the morning, I had my hour session and from there I went straight to work,” said Guerra. Because there is no surgery and patients are seeing impressive results, they keep coming back for more. “Once I saw those results I wanted to do my arms and my thighs,” said Guerra. There are cosmetic surgery providers that do not offer CoolSculpting, because they claim it is ineffective compared to traditional liposuction. Patron agrees that in some cases liposuction might be a better option. “It can start at $750 to $900 depending on the applicator so if you are treating a left and right side that can be $1500 and then we recommend two

sessions so that can really start to add up,” said Patron. “At that point it might be time to have a conversation with your physician to see if you are a better candidate for liposuction.” Some medical experts believe CoolSculpting may harm the liver. Dr. Roberto Viel, a cosmetic surgeon from the London Centre for Aesthetic Surgery, was quoted in the British newspaper The Daily Mail as saying: “…the liver could become overloaded and body could struggle, causing lethargy. I wouldn’t advise someone with liver problems to have a treatment like this.” Currently, because it’s a relatively new procedure, there is a lack of research into its long-term effects. But CoolSculpting is approved by the FDA. And remember you still have to put in the work even after the procedure. “This is not a solution for the rest of your life. You do still need to go to the gym and you do still need to eat healthy so it doesn’t come back,” said Guerra.

When was the last time you had your hearing checked? Hearing loss affects 37 million Americans. It ranks as the 3rd most common medical condition in the U.S. and can be detrimental to everyday communication and your social life. The Following Warning Signs May Indicate a Hearing Loss: • People seem to mumble frequently • During a conversation you cannot understand words • You have to ask people to repeat themselves frequently Recapture the sounds you have been missing. Experienced and licensed Audiologist Ric Cox and his team will provide you with the compassion and personalized care you deserve. Affordable Hearing Aids offers testing and all of the latest hearing aids, plus ear and aid cleaning. We offer something for every budget.

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6317 Stirling Rd • Davie, FL 33314 | Email: workoutkingspro@gmail.com c b s 4 n e w s pa p e r | Nov-Dec 2015

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dental hygiene

House Republican has proposed the creation of a program that would offer financial help to dentists who practice in underserved areas. The bill filed by Rep. Travis Cummings, of Orange Park, will be considered during the 2016 legislative session. It comes after years of discussion about a lack of dentists in some low-income parts of the state. Cummings’ bill would lead to the creation of “dental care access accounts,” which would include state and local funds. Dentists who agree to practice in underserved areas could use money from the accounts for such expenses as repayment of dental-school student loans and investment in dental-office facilities and equipment. “The Legislature recognizes that maintaining good oral health is integral to overall health status and that the good health of residents of this state is an important contributing factor in economic development,” the bill says. “Better health, including better oral health, enables workers to be more productive, reduces the burden of health care costs, and improves the cognitive development of children.”

Proposal Would Help Dentists In Underserved Areas

c b s 4 n e w s pa p e r | Nov-Dec 2015

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c at e r e d to your skin

DNA Testing Offered For Personalized Skin Care Treatments Rudabeh Shahbazi â&#x20AC;˘ rshahbazi@cbs.com

c b s 4 n e w s pa p e r | Nov-Dec 2015

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s more people want to find out what’s going on inside their bodies, doctors are offering patients a way to personalize their skin care and it involves taking a look at an individual’s DNA. When Beverly Galloway decided to work on her skin care regimen, she wanted a plan that was tailored just for her so she tried Skinshift. “They took the swab. They sent it off to the lab and said you know we’ll be in touch in several weeks when we get all the results back,” said Galloway. She tried a simple cheek swab to learn more about her skin and the specific skin care areas she should focus on. The idea behind the testing? “We’re looking at something called single nucleotide polymorphisms. They’re the differences in one person’s body’s function versus the other,” said Integrative Health Physician Dr. Ruthie Harper. Harper founded one of the major companies using DNA analysis for skin care. She says the DNA report can provide a deeper look at the strengths and weaknesses of an individual’s skin.The test she uses looks at the genetics behind five different factors: collagen formation, antioxidant protection, sun protection, glycation protection, and sensitivity control. “And that report is going to tell you specific information about high, medium and low priority areas of skin health and beauty so that you can make specific skin care decisions. The goal was to get faster results, better results, more cost effectively with, with less trial and error,” said Harper. Dermatologist Dr. Sejal Shah also offers DNA testing to her patients. She believes personalization is the future of healthcare.

“Skin care customization is kind of where we’re going and the DNA test just takes that to a whole other level. It just gives you a sort of guideline as to how you should be tailoring your skin care,” said Shah. Not everyone is convinced DNA testing, which can range from $99 to $400 and up, is the key to fighting wrinkles, dark spots and more, at least right now. “Rest assured that there is more similarities in our DNA than there are differences and most of the products that you have available now will do just great for you even if you don’t know your own specific DNA,” said Dr. Doris Day who is the Clinical Associate Professor of Dermatology at NYU Langone Medical Center. Shah acknowledged that as understanding of DNA gets better, the technology will improve but, she said, that’s not a reason to skip the test altogether. “That’s what you can use right now as a guideline. It’s not to say that in 10 or 15 years we won’t have more information and things will be better, but that’s just how medicine and technology changes,” said Shah. Galloway is on board. She says she’s changed her skin care routine since learning her results, and she’s already seen improvement in her skin tone and texture. “It just feels healthier, which is important to me,” said Galloway. Doctors point out that, of course, the environment plays a big role in your skin health. For example, Dr. Shah said everyone should wear sunscreen and if you’re in an environment with more pollution, you’ll want to use products that provide antioxidant protection, even if a DNA test didn’t identify that as a priority area.

c b s 4 n e w s pa p e r | Nov-Dec 2015

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c b s 4 n e w s pa p e r | Nov-Dec 2015

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b u siness spotli g h t

I Power

BY YORDANKA CORDON

The

of THREE

c b s 4 n e w s pa p e r | Nov-Dec 2015

t’s no secret that exercise in conjunction with healthy eating habits can lead to increased longevity and help keep the mind and body feeling young. Creating a workout plan, which not only focuses around consistency, but it’s also tailored to your every need and desire, is exactly what Workout Kings provide. Spearheaded by three men who have become family along the way, this personal training gym focuses on all aspects of its clients well being. “We focus and believe in quality,” said Lousaka

b u siness spotli g h t Polite, owner at Workout Kings and former NFL player. “We don’t believe in diminishing the confidence of our clients. We build them up.” Polite, along with his two partners, Kern Leader: personal trainer, nutritional coach and holistic stress management coach; and Ben Dominique: personal trainer, nutritional coach and certified yoga instructor, created Workout Kings in order to offer more than just your average workout. With a total combined experience of more than 20 years, this team is sure to whip anyone into a healthy lifestyle. “The whole purpose of what fitness is, is to be healthy and be able to function properly,” said Leader. “We don’t sell false dreams, this is a lifestyle and it’s not achieved over night.” Trained to provide a range of services and cater to any age group, these men are willing to go the extra mile for their clients by providing a family oriented atmosphere and rewarding those who work hard to achieve their goals. Part of the evaluation offered by this team includes an in depth consultation to find out exactly what the client is looking for and to make sure they design the best program to meet the client’s need and expectations. But it does not stop there. This team is heavily involved in the community and adamant about giving back and setting the right example for many kids who may have not had positive role models growing up. Taking part in things such as career day, providing boot camps for kids and mentoring them, along with a foundation for single mothers created by Polite, it’s just a few of the many ways they help out. “Belittling someone will not make them feel any better, we try to break away from that,” said Dominique. “Weeds are automatic, you have to feed your mind the good stuff, and that’s exactly what we try to do with these young kids and our clients.” Aside from all the community service and the personal training at their gym, they also offer boot camps and group workouts throughout different parks. However, they will not sacrifice quality for quantity. “We keep our group workouts small, this way we can give the proper attention to the individual and make sure they are executing their exercise correctly,” said Leader. So whether you choose to have a one-on-one session or workout in a small group setting, you will always find yourself getting 100 percent of all these men have to offer towards fitness.

From left to right: Kern Leader: personal trainer, nutritional coach and holistic stress management coach; Ben Dominique: personal trainer, nutritional coach and certified yoga instructor; Lousaka Polite: owner and former NFL player.

The whole purpose of what fitness is, is to be healthy and be able to function properly. We

don’t sell false dreams, this is a lifestyle and it’s not achieved over night.”

c b s 4 n e w s pa p e r | Nov-Dec 2015

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Will the New Mortgage Disclosure Laws Delay Your Home Purchase?

Beginning October 3, new documents will add time to the closing process. Hereâ&#x20AC;&#x2122;s the one thing you need to know so you can write offers that will close faster than competing buyers.

c b s 4 n e w s pa p e r | Nov-Dec 2015

C o n t e n t p r o v i d e d b y z i l l o w. c o m

eginning October 3, 2015, home buyers applying for a mortgage will receive new rate and fee quote forms from lenders. These federally required consumer disclosures, which go by the name TILA-RESPA Integrated Disclosures (or TRID), will make it easier for you to understand rate and fee quotes from lenders. However, they will also slow down your home-buying process. Lenders must not only deliver these new rate and fee disclosures to you twice during the home loans process — after application and before closing — but also must comply with disclosure timing rules in the beginning and end of the loan process. Speed wins when writing home purchase offers, and this extra time can mean the difference between a seller accepting and rejecting your offer. Here’s how to optimize your timing so you can write offers that will close faster than competing buyers.

Closing disclosure and timing rules

Loan estimate disclosure and timing rules

What is the fastest timing for the new disclosure process?

The first new disclosure is called the Loan Estimate. This document clearly shows your rate quote, loan term, line-item fees, and cash needed to close. Before the lender can collect fees for critical next steps in the loan process — like ordering an appraisal, which your loan can’t close without — the lender must also obtain your intent to proceed based on the quoted terms. The Loan Estimate must be given to you within three days of applying for a mortgage. The federal agency that made and enforces the TRID rules — the Consumer Financial Protection Bureau (CFPB) — allows for mail or electronic delivery of the Loan Estimate. If you applied with a lender who’s using mail delivery late on a Wednesday, they would mail your Loan Estimate and intent-to-proceed disclosures Thursday, you might get it Saturday, and they couldn’t collect fees and order your appraisal until they received your consent Monday, which is already day six into the process. If you applied with a lender who’s using electronic delivery late on a Wednesday, they could deliver your Loan Estimate and intent-to-proceed disclosures for you to consent to online that evening, and they could collect fees and order appraisal that same evening — all on the first day of the process.

The second new disclosure, called the Closing Disclosure, looks almost exactly the same as the Loan Estimate, which makes it easy for buyers to review the closing terms and compare them to the originally quoted terms. It also provides further clarity on closing costs by showing which line item costs are paid by buyer, seller, and third parties. The lender must provide this document to you at least three days before closing. The new CFPB disclosure rules don’t allow Sundays and holidays to count in this three-day waiting period, and day one is the day after you get the Closing Disclosure. For example, if a lender sent your Closing Disclosure on a Wednesday, the three-day waiting period is Thursday, Friday, Saturday. Then they can fund your loan and close your home purchase on Monday, which is day six from the time you received the disclosure.

Prior to October 3, 2015, you could fund the same day you got final disclosures, and real estate agents are accustomed to writing purchase contracts based on this old timing. As of October 3, your agent and lender must coordinate closely when writing purchase contracts to make sure your agent accounts for these new TRID timelines to write the fastest contract possible. • Shortest timeline post-application: If your lender is mailing disclosures, the CFPB’s new TRID rules add about six days in the beginning of the process from application to appraisal order. If your lender is using electronic disclosures, they can go from application to appraisal order in one day. • Shortest timeline pre-closing: All lenders must comply with the three-day waiting period after the Closing Disclosure is ready. But as the example above illustrates, the pre-closing waiting period is actually more than three days. So here’s the key to making sure your mortgage process goes as quickly and smoothly as possible: When you find a lender in your current home shopping journey, ask them about their process for the new TRID rules, and have them clarify closing timelines for your real estate agent before you write any offers.

c b s 4 n e w s pa p e r | Nov-Dec 2015

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Recently Sold Broward County

180 Cameron Dr, Weston, FL 33326 SINGLE FAMILY | Built in: 1993 Sold: 9/29/2015 for

$512,500

Size (sq. ft.)

beds

2,491 4

baths

ee this upgraded home in desireable neighborhood in Weston (The Lakes). 4/3W/2 car garage, newer roof, brand new a/c, accordian hurricane shutters, beautiful pool area. Vaulted ceilings/crown molding throughout living areas. Totally upgraded kitchen w/ss appliances. Newer washer/dryer w/separate laundry room. Newer water heater. Totally upgraded bathrooms w/granite & custom designed. A+ schools, walking distance to schools, religious entities.

4720 N 31st Ct, Hollywood, FL 33021 SINGLE FAMILY | Built in: 1973 Sold: 10/8/2015 for

$744,897

Size (sq. ft.)

beds

3,076 4

baths

arge golf course home located on a quite street in one of South Browardâ&#x20AC;&#x2122;s premier neighborhoods. Completely renovated to a tasteful, modern & neutral tone with finishes such as; 32x32 porcelain floors, top of the line GE SS appliances Cafe series, LED lights throughout, exotic white granite, custom wood cabinets, custom wet bar, wine fridge & white quartz countertops, unique & modern chandeliers in bathrooms and foyer. Great open layout & split plan bedrooms. New driveway, newer roof, new landscaping.

c b s 4 n e w s pa p e r | Nov-Dec 2015

C o n t e n t p r o v i d e d b y z i l l o w. c o m

Recently Sold Broward County

7725 NW 39th Ave, Coconut Creek, FL 33073 SINGLE FAMILY | Built in: 2006 Sold: 10/6/2015 for

$1,425,000

Size (sq. ft.)

beds

7,440 5

baths

roperty subject to Court approval persuant to 28 USC 2001. Magnificent Luxury 5 BR/7.2 BA plus Private Music Studio, Billiards Room, Library/Study & Movie Theater, Estate on 1.5 Acres!! Every upgraded imaginable. Private Security Gate, Across from Adios Golf Club! Huge backyard,Featuring 5 Ensuite Bedrooms (each w/ own full bath) State of the Art 10 seat Movie Theater, Billiards Room with complete built-in Wet Bar, Library/Study,Commanding Master Suite including both his & hers seperate bathrooms!!

2429 Del Lago Dr, Fort Lauderdale, FL 33316 SINGLE FAMILY | Built in: 2009 Sold: 10/20/2015 for

$6,700,000

Size (sq. ft.)

beds

baths

7,300 5 6.5

he ultimate in waterfront living in the heart of exclusive Harbor Beach! Rare opportunity to own on desirable Del Lago Isle! 110 Ft of deep water dockage w/unobstructed intracoastal views offering direct ocean access! Pristine architectural detail throughout this 9,650 sf 5 bed 6.5 bath luxury estate! Prepare culinary delights in your gourmet kitchen! Breathtaking rotunda foyer & grand staircase leads to private master wing with his/her master spas & terrace! Privately gated,superior location,endless features!

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Essential Supplies for DIY Movers

c b s 4 n e w s pa p e r | Nov-Dec 2015

C o n t e n t p r o v i d e d b y z i l l o w. c o m

Sure you’ll need boxes, but add in these other must-haves and you’ll be moving like a pro

M By Natalie Wise

oving can be a stressful time, especially if you’re taking the DIY route. Aside from the day-of essentials — coffee and donuts for you and your crew — you’ll want to gather these 10 must-have supplies ahead of time to make packing (and unpacking!) as smooth as possible. Most of these items can be ordered online or picked up at a local storage company, rental company or hardware store. 1. Boxes: Heavy-duty, wardrobe & specialty When you’re doing all the heavy lifting yourself, it can be tempting to scrimp on boxes and ask for used ones from local stores. This is a time-consuming process, and you’re likely to get odd-shaped boxes or produce boxes without lids. While some hand-me-down boxes are fine, you’ll also want to invest in new heavy-duty boxes built for moving. Don’t forget to pick up specialty boxes for mirrors and artwork, and wardrobe boxes with hanging racks to make putting your closet back in order a snap. 2. Packing tape Next, you’ll need packing tape, and lots of it. Packing tape can be expensive, but price indicates quality. Cheap tape is often flimsy and sticks to itself, requiring you to use more of it. Heavy-duty tape is a one-strip operation on the bottom and top of the box. Buy in bulk to get the best deal and avoid last-minute tape runs for expensive single rolls. 3. Moving blankets These can be standard blue moving blankets or just ones that are on their way out anyway and that you won’t mind getting a few grease strains or tears. These are mostly to protect furniture from jostling and so you can stack boxes or more furniture on top. If you’re packing a car or pickup truck, blankets are also useful for lining the trunk or bed so you don’t leave stains or scratches. Moving blankets also can be taped around bannisters to avoid damaging them on moving day. The more blankets you have on hand the better, so ask friends or family if you need more, or hit up a thrift store. 4. Stretch plastic wrap A roll of mover’s stretch plastic wrap that seals to itself can be a miracle-worker on moving day. Use it to bundle boxes together, keep plastic bins closed, hold rugs rolled, keep cabinet doors in place and so much more. The plastic wrap sticks only to itself and leaves no residue, so it’s a mover’s best friend.

5. Bubble wrap Of course, bubble wrap is a must-have for any move and is particularly useful for keeping delicate plates and bowls secure inside boxes. Use small bubbles for more delicate items and larger bubbles for larger items. With bubble wrap and the next two items on this list, all of your fragile items will be well-protected. 6. Packing paper Packing paper is a different animal than standard tissue paper or even brown paper used for mailing. This is a thin, flexible paper that is unbeatable for filling in boxes to keep items from shifting. You can use it much like bubble wrap for less-fragile items. The rule of thumb for moving is that nothing should move inside a box, so stuff packing paper to your heart’s content — or at least until nothing is rattling around anymore. 7. Paper towels Paper towels are another essential tool to keep within arm’s reach during your move. Not only are they useful for spills and cleanup, but they also can be a packing tool. Stuffing paper towels inside fragile vases or mugs will help keep them protected. Place a paper towel between dishes when stacking to prevent scuffs and dings. The best part: You can collect all of the paper towels when you get to your new place and use them for cleaning. 8. Carpet protection Most DIY movers won’t think of this one, but mover’s carpet protection film is a good investment. This is a different film than the stretch moving wrap and it won’t shift or drag on carpet or stairs. With the constant going in and out, carpet is sure to take a beating. If you add in a muddy, wet or snowy moving day, carpet protection is essential. 9. Easy moving sliders and/or a dolly When you’re moving by yourself, those little disks that you place under furniture to move it across the floor without lifting can be a major back-saver. There are specific sliders for carpet and hard surfaces, so one set of each should make moving much easier. If you can borrow a dolly, this is an unbeatable combination. You’ll be able to make fewer trips and save yourself a lot of struggle. 10. Utility knives A few high-quality utility knives within arms’ reach are a necessity. Brightly colored knives will be easy to find amidst the (hopefully organized) chaos.

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c b s 4 n e w s pa p e r | Nov-Dec 2015

Home

Dealing with

Ants represent a large portion of the insect kingdom. Outdoors they assist in the decomposition of organic matter and help control many insect pests. But indoors, ants quickly become a nuisance. This guide answers common ant questions and includes a glossary of common prevention methods.

c b s 4 n e w s pa p e r | Nov-Dec 2015

Content provided by lowes.com

Preventing Ants Here are some things you can do to reduce your chances of an ant infestation. • Keep trees and shrubs from touching your house. These provide a ready avenue for ants to access the home. • Remove logs and stumps. They are an irresistible housing source. • Fix moisture sources in and around the house. • Seal openings (wiring, plumbing) that allow access from the outside. Applying a bead of caulk or foam sealant is an efficient method of protection. • Keep gutters and downspouts free of leaves. • Clean kitchens after cooking and eating. Cleaning also removes the pheromone trail left by foraging worker ants. • Don’t leave food out. An ant’s idea of a food source is different than humans. A mere crumb can be a feast, so look closely. Indoor and Outdoor Ant Control Commercial Ant Baits These are designed to attract foraging ants. When the bait is taken back to the nest, it becomes contaminated. Baits only work if the area they are placed in is clean. Otherwise the ants will continue to feed on “real” food. Sprays Sprays provide an immediate knockdown and can help deal with the infestation until the nest or source is eliminated. Dusts, Powders and Granules When placed in direct pathways, they are absorbed by ants and brought back to the nests for direct treatment of colonies. Some of these

products can be used outdoors as barriers as well. When dealing with ants, the surefire way to eliminate them is to find the nest. Queens lay eggs constantly, providing a steady supply of fresh ants. Getting rid of the nest and the queen should solve your problem. To locate a nest, place a dab of jelly or peanut butter out where you’ve seen the ants. Watch the ants, (most are more active at night) and see where they go. It’s likely that they are leaving the house for a nest outdoors. Treat the perimeter of the house to keep them out or treat the nest itself. The area along the foundation is relatively protected from the elements and a good place for ants to nest. Ants Outdoors Ants on landscape plants or houseplants often coincide with the presence of aphids. Check houseplants for ants before bringing them indoors. Anthills in the lawn can be treated with ant-specific pesticides. Some choose to apply boiling water to anthills. While boiling water is a good remedy, it takes a lot of water to kill a good-sized anthill and it kills everything it touches, including grass. If your problem is carpenter ants, control is a little different. Carpenter or wood-boring ants will be detected by the presence of frass. Frass is a deposit of sawdust and other tiny debris left near the nest. Carpenter ants prefer moist wood (which may also indicate a moisture problem). They do not respond well to baits. Find the nest and apply the appropriate insecticide. When using pesticides, make sure you choose and use them wisely. Read the label to see if the product is restricted to indoor or outdoor

c b s 4 n e w s pa p e r | Nov-Dec 2015

use. Follow all manufacturer’s instructions. Flying Ants v. Termites The presence of termites can be serious. Learn to identify termites and find a professional pest control remedy if necessary. • Ants have a constricted or narrow waist. Termites have a broader, almost undetectable waist. • Both have 2 sets of wings. Ants have longer wings in front than in back. Termite wings are the same size. • Ant antennae are bent. Termite antennae are straight. Fire Ants Fire ants can be very harmful as they disrupt cultivated agricultural areas and endanger livestock. Their mounds interfere with turfgrass maintenance. They are also the most notable and notorious stinging ant, therefore posing a direct human threat. When disturbed, swarming fire ants bite and sting repeatedly and in numbers. These stings at best are quite painful. Children, older adults and those with severe allergic reactions may be at mortal risk. For treatment, find a product specifically for fire ants and apply as directed. If your infestation is severe, contact a licensed pesticide applicator or you local Cooperative Extension Office for help. It’s quite tempting to “stir up” a mound before applying treatment. But remember that ants are more likely to accept the treatment when it is applied quietly. If fire ants are sufficiently disturbed you will certainly instigate their aggressive behavior. Additionally, their natural response is to move the colony (only to reappear elsewhere on your lawn).

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Buying Guide Many people are looking to bottled water as an alternative to tap water. A variety of home water filters allow you get freshly filtered water straight from the tap. They’re easy to install and maintain, and may be just what you need to improve the quality of your family’s water.

Types of Water Contaminants Your water may, or may not, suffer from any of these contaminants. If you’re concerned about the quality of your water, have it tested by an independent laboratory. The filtration system you need for your home depends upon the quality of your water supply. Water filters do require some maintenance. Cartridges should be changed according to the manufacturer’s recommendations. Taste- and Odor-Causing Contaminants: If your water smells or tastes bad, there’s little doubt that you would benefit from a water filter. Municipal water often smells of chlorine, which is used to treat the water. Well water, which is dependent upon many local conditions affecting the water supply, also may smell bad. Water filters often treat these conditions by using granular activated carbon (GAC), a substance that absorbs contaminants that would otherwise cause offensive tastes and odors. Filters that use GAC may cause cloudy water for the first couple of weeks after a filter change. This is a harmless condition caused by the release of air from the GAC and can be reduced by running the water for several seconds before each use until the air is flushed out.

c b s 4 n e w s pa p e r | Nov-Dec 2015

Rust and Sediment: You may notice visible particles in your water. For example, sediment can collect in the bottom of your dishwasher or commode. Larger particles may collect behind the screens of your faucet aerator. Smaller particles may collect at the bottom of a glass of water that sits for a time. Rust and sediment are easily collected by particulate filters. Whole-house particulate filters are easy to install. They not only protect your drinking water, but also appliances, such as dishwashers and ice makers. Water filters aren’t effective against clear water iron, which can leave red stains in tubs and toilets. To treat this substance, a water softener is required. Bacteria / Parasites: If your house relies on a well, your water is more likely to be contaminated by bacteria and parasites. Many bacteria and parasites occur naturally in clear water supplies. Others are the result of water-supply contamination by sewage and wastes. Some bacteria and parasites affect the taste and smell of the water, but others don’t. Cysts, such as Cryptosporidium and Giardia, are particularly hearty parasites and have been known to contaminate even chlorinated municipal water supplies. They can cause illness and are a seri-

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ous hazard to the young, elderly or those with immune deficiencies. Water filters are available with various filter cartridges, which are effective against many of these contaminants. Lead: Houses built before 1986 may have pipes joined with lead solder. Your municipal water system also may be composed of components that contain or are soldered with lead. If you’re concerned about the possibility of lead in your water supply, have your water tested by an independent laboratory. Lead contained in water is tasteless and odorless, but should be avoided as much as possible. It can be removed from your drinking and cooking water by installing a lead filter directly under the sink in your kitchen. This filter placement assures that even if you have lead in the pipes of your home, it’ll be removed from your drinking water.

Types of Home Water Filters There are several types of water filtration systems available. Homeowners should be able to install the units described in this article simply by following the manufacturer’s installation instructions. Choose the system that meets your needs based upon the contaminants you’re trying to remove. Be aware that although the countertop and faucet-mounted filters are easiest to install initially, they’re more bulky and less convenient than the hidden undersink filter. They’re also less versatile if you’re attempting to filter contaminants other than tastes, smells and lead. Whole-House Filters: Whole-house filters are available and easy to install. They’re placed in the main water line entering your home and are designed to remove sediment and rust particles from all of the water entering your home. They can also benefit the other types of water filters by acting as a particulate prefilter. Undersink Filters: Different varieties of undersink filters are available and should be chosen depending upon your home’s individual needs. Some of these filters remove bad tastes and odors only. Others also may remove lead, bacteria and sediment or any combination of the four. These units may have multiple cartridges, each designed to filter a particular type of contaminant. Undersink filters are convenient because, once installed, you don’t even know they are there. Turn on the water and filtered water

c b s 4 n e w s pa p e r | Nov-Dec 2015

comes straight from the faucet. They’re also efficient because they allow you to filter only the water going to a specific faucet, thereby reducing the demands on the filter cartridges. You don’t need to filter your bath water to remove a chlorine taste, for example, but you may want to remove it from your drinking water. Undersink filters are also helpful if your plumbing is joined with lead solder. By being in line immediately before the faucet, undersink filters provide maximum filtration protection. Faucet-Mounted Filters: These filters connect directly to the faucet and require no plumbing connections. Some models are designed simply to remove bad tastes and odors, while more sophisticated units now have leadand cyst-filtering capabilities. These filters are small and very easy to install and remove. Also, they filter the water at the point of use. But they are a highly visible attachment to your faucet. Compared to more expensive and versatile undersink filters, they provide limited filtration. Countertop or Canisters Filters: These are the simplest water filters available. They’re countertop appliances, like toasters, and can filter drinking water for different contaminants. Unlike undersink filters, their use isn’t transparent. Some of these filters must remain on your counter. Others require connection to your spigot and some require that water be poured through them, much like a drip coffee maker.

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VNV Glass & Mirror

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Care for Live

Greenery

Decorate your home for the holidays with live greenery. Our care guide shows you how to maintain it for beauty that lasts throughout the holiday season.

Fresh Picks Deck the halls, walls, tables and more with live greenery this holiday season. Whether you purchase it or cut it from your own backyard, keep it fresh. For outdoors, think about decorative garlands dotted with holly, container trees, fragrant wreaths, or planters and baskets brimming with holiday cheer.

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Indoors, use evergreens that dry out more slowly: Pine is a long-lasting choice with excellent needle retention. White pine has long, softer needles, while Virginia pine has short, coarse needles. The distinction could influence where youâ&#x20AC;&#x2122;ll use your fresh cuttings. Cedar fills your home with a wonderful

Content provided by lowes.com fragrance. However, small male cones can release messy pollen into your home. The remedy is simply to spray the cones with lacquer or acrylic before bringing the greenery indoors. Fir has short flat needles and also carries a wonderful scent. Because it is more accepting of hot and dry conditions, it makes a wonderful choice for indoor use. Good to Know: When shopping, look for vibrant color and flexible stems – these are signs of freshness. Keep it Fresh Before you hang greenery, trim the ends and soak the unadorned garlands in water overnight. This helps prevent premature drying and needle loss. Let it air dry completely before placing it on your mantel, railing or other woodwork. Once your greenery is in place, spritz it daily with water, avoiding

pieces placed in direct sunlight. Sunlight magnified through water droplets could cause burn marks and discolorations on your décor. Caution: Dry evergreens become a fire hazard. Check needles often by bending them - they should be flexible and not break. If they break, remove the dry sections and replace with fresh greenery. Commercial fire retardant sprays may also be used on the greenery to help prevent fires. Placement Step 1: Use fresh garland to showcase your family’s stockings along the stair railing. It’s especially lovely when accented with oversized ornaments. Step 2: Stack fir and pine cuttings on the mantel, then accent the greenery with fresh berries, allowing the berries and greenery to drape over the ends of the mantel. Add extra color by dangling

pinecones from the display with brightly colored ribbon. Caution: Many evergreen plants have poisonous parts, such as berries. Keep out of reach of children and pets. Step 3: A fresh dose of ingenuity transforms tin cans and crimped duct caps into a festive centerpiece brimming with trimmings! Step 4: Put a small fresh tree in a bucket and adorn it with ornaments

you already have on hand. Step 5: Freeze evergreen cuttings into these clever luminaries for holiday décor that glows and glistens. Step 6: Add holiday cheer to unexpected places in your home. Tie garland(s) above or on a headboard, add fragrant greenery to bathroom mirrors or tie a pine bough onto a retro sled for wintery front porch or fireside décor.

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5 Ways to Decorate Your Deck Dressing up an empty deck is easy. You just need some great plants. Here are 5 ways you can deck out your deck with flowers and foliage.

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Tip 1: Group containers for big effect. Container gardening is so easy—but just one container can feel kind of lonely. Plant multiples of the same container or group varying sizes to perk up your patio with color. Pack containers with showy, easy-care annuals such as petunias, bacopa, and sweet potato vine—these and other annuals offer lush foliage and flowers all summer long. Other colorful container picks include: • Lantana—an easy-care flower that doesn’t require lots of water.

c b s 4 n e w s pa p e r | Nov-Dec 2015

• Hibiscus—a tropical with large showy flowers. • Scaevola—also called fan flower—a heat tolerant, cascading plant. • Group containers - tall, medium and small ones, to make a stunning deck focal point. Tip 2: Create a color theme. Choose flower colors that complement your house, deck or outdoor furniture. For a hot palette choose flowers such as red verbena, orange marigolds, and yellow sunflowers. If you want to create a more subdued look,

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plant with cooler colors such as blue salvia, white bacopa, and gray-leafed licorice plant. Tip 3: Go low maintenance. Spend more time relaxing or entertaining on your patio—pick plants that need little care. For example, succulents don’t require a lot of water, have few pests and diseases, and look great all the time. Succulents offer texture and color. Plants include: • Sedums—low growing and colorful options • Sempervivens—tightly clumped hens and chicks

• Echeverias—which offer fleshy and colorful leaves With such easy-care plantings, you can spend more time enjoying the outdoors and less time fussing over your flowers.

• Flowering standards such as roses: Knock Out is an especially disease resistant rose. • Tree-form versions of popular shrubs such as lantana and hibiscus.

Tip 4: Plant for privacy. Create a secluded haven on your deck by planting small trees in containers to block the view of neighbors. Try these: • Evergreen trees such as arborvitae, cypress or juniper.

Tip 5: Attract butterflies to your deck. Pack window boxes, railing planters and containers with butterfly favorites such as butterfly bush, zinnias, and verbena. It’s a guaranteed way to have live entertainment outside your door—while giving nature a boost, too.

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ks an Th

ieties, there’s a delicious -a n d ato var c olor f tom f u l ay o -- op arr t i o ing nf row or r-g e ve eve ry an g ar to d en .

Tomato Varieties: What Type of Tomato Should I Grow?

Delightful Diversity What type of tomatoes should you grow? Whether you opt for compact plants or sprawling vines, stagger your crops by planting early- and latefruiting plants for one delicious, tomato-packed season. Experiment! Grow bite-size gems (cherry, grape, or currant) or big, beefy slicers for the epitome of fresh fruit. Choose from time-tested heirlooms with disease tolerance to patio varieties that grow well in containers -- some of the newest, most diminutive plants can produce a summer-long display in a hanging basket. Garden Variety When selecting varieties for this year’s garden, consider how you will use the fruit. Do you long to eat sweet handfuls of cherry tomatoes right off the vine or simply sliced and sprinkled with salt? If you prefer, revel in the goodness of firm-flesh paste tomatoes -- perfect for cooking, canning, and freezing. Try heirlooms for luscious, fine-as-wine flavors as well as unusual colors and shapes. Whatever your preference, harvest any ripe tomato when it is fully colored, and enjoy it as soon as possible at its peak of flavor. Pick and Choose Your choice of tomato plants also depends on how much sunny garden space you have. Tomatoes like 6 to 8 hours of sun. Keep these tips in mind when choosing plants. Indeterminate varieties (they bear fruit throughout the season) reach up to 12 feet and need sturdy cages or other supports. Determinate tomatoes (they bear their fruit all at once) are compact, bushy plants that reach 1 to 4 feet, are ideal for potted gardens, and need little more than a stake to remain upright. Mix it up. If space isn’t an issue, consider planting a combination of indeterminate and determinate varieties for a summer-long harvest. Tomatoes need about 2 - 3 feet of space between plants. Tomato Growing Tips Tomatoes are easy to grow. And the homegrown taste makes the effort worthwhile. Follow these tips for a successful harvest: 1. Choose a site with plenty of sunlight (at least 6 to 8 hours of direct sunlight a day) and well-drained soil. 2. Enrich the soil with compost. It helps hold soil moisture and boosts nutrients and beneficial microbes. Add crushed eggshells -- the calcium helps fruit develop properly. 3. Wait to plant until after the date of your last average spring frost, so a late-spring cold snap doesn’t sneak up and kill your plants. 4. Space them out so plants have room to reach their full size. Good air circulation between plants will help cut down on disease. 5. Remove the bottom leaves and bury two-thirds of the stem. The buried stem will give some support to unwieldy plants with a heavy-duty cage anchored with stakes. Foliage and fruit will receive more sunlight and be less prone to disease. 6. Dish up nutrients by scratching a balanced, slow-release fertilizer into the soil around the plant. This will aid growth and fruit production. 7. Spread a mulch of straw, compost, or shredded leaves to conserve moisture and keep the soil from cracking in the hot sun. Form a basin with the mulch to collect water. 8. Water your plants in the morning so plants are fortified for the heat of the day and so that foliage can dry off before nightfall. Even better: Water at the base of plants with a soaker hose or drip irrigation system.

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Test a Toilet for Leaks Use this simple test to determine if your toilet flapper is leaking and needs to be replaced

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Identify Toilet Leaks Your toilet gets a lot of use, so normal wear-and-tear results in a lot of maintenance. One of the biggest bathroom issues is a toilet that keeps running after you flush it or runs by itself without being flushed. If left untreated, this problem can run up your water bill, so you should fix this problem as soon as possible. A new toilet nay be required, but test it first. There may be a simpler fix. These problems are typically rooted in the fill tank. The first issue could be the water level. If the water level is above the overflow pipe, then the fill valve or ballcock isn’t working properly or is set to the wrong height. Make sure that the water level is adjusted to the manufacturer’s instructions. It’s usually stamped inside the tank. If the internal diaphragm seal is worn, replace it. Some fill valves cannot be required and the entire fill valve must be replaced. Be sure to check the flapper. If the flapper is leaking, it will keep triggering the fill valve to refill the tank. To see if the flapper is leaking, here is a simple test: Put a few drops of food coloring in the tank. Let it sit for 25 minutes. If the color leaks into the toilet bowl, then there’s a leak. Before you replace it, first check the flapper to see if sediment or debris has built up around it. If not, replace it. This is typically a lot cheaper and easier to replace than the fill valve.

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Would you like to donate Growing Trend of â&#x20AC;&#x2DC;Checkout Charitiesâ&#x20AC;&#x2122; Has Customers Feeling the Pressure

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cbsmiami.com

Eliott Rodriguez erodriguez@cbs.com

rom the supermarket to the drug store, are you being ambushed at the checkout counter by cashiers wanting you to donate to charity? Some say this act is exhausting their good will, and others want to know what happens to all that money. “Would you like to round up 31 cents to go to charity?” a cashier might ask a customer. It’s a question you may be getting more and more at checkout counters.

Shopper Gabby Jimenez says she gives because she thinks she’s doing a good deed. “It’s a great way to show the community that you’re giving back,” Jimenez said. But shopper Eric Berrios has a different opinion. “It’s like a little pressure,” he said. It’s not a new concept, but “checkout charity” is a growing one. Dozens of big name retailers collected nearly $400 million last year on behalf of a variety of charities. But are shoppers guilted into it, or glad to be handing over the cash? That’s the question one charity consultant posed to more than 3,000 people in a recent survey. “They feel good about the charity they have given to at the register and about the retailer that has asked them to give,” said Brittany Hill with the Good Scout Group. The Good Scout Group, which conducted the survey, says 55 percent of shoppers say they don’t mind being asked to donate at the counter because it’s easy and affordable. But, a significant amount — 45 percent — say they dislike being asked to donate at the

register and do it only because they feel pressured. “So in other words, if they do not give, they feel guilty about it,” Hill said. Charity Watch, a charity watchdog organization, says stores generally don’t take a cut of checkout campaigns. However, in some cases, the charities may pay the retailer a monthly fee for making the collections. If you’re hesitant about giving, experts say simply explain that you want to learn more about the cause first — or, say you already donate to a charity of your choice. “If they don’t want to give, the donations are completely voluntary,” said Walmart manager Kevin Perry, who adds they never pass judgement. “Hopefully they never feel pressure, but hopefully they want to give to the communities they’re in.” JCPenney says it tries to make it a little easier on customers by asking them to “round up” their bill to the nearest dollar. “Our typical round up donation is about 44 cents,” said Jamal Thomas with JCPenney. “But you know that number seems small but it actually adds up in the long run.”

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Exploding Glass Doors A Growing Problem David Sutta • dsutta@cbs.com

routine, nighttime, shower ended with an emergency room visit for a 9-year-old boy after his glass shower door suddenly shattered. It’s a problem that appears to be happening more frequently around the country but there are things that can be done to protect yourself. Glass shower doors are spontaneously exploding and causing injuries. Oliver Kwilinski, just 9-years-old was the latest victim. “I was shaking it was really scary.” he said. Kwilinski was hit by sharp glass while showering before bedtime last month. He says it was all a surprise. He didn’t hit the glass or bang into it. “It just exploded,” he said. The glass shower door spontaneously shattered, lacerating his arm and cutting his leg. “It kinda came down like rain,” he recalled. Amy Kwilinski, his mother, was terrified. “I heard what I thought was a bomb or, the explosion was so loud that I ran upstairs and was expecting maybe an airplane through my roof, or a tree falling on my house. Something, I know I was yelling all the way up the stairs, ‘what happened? What happened? What happened,’” she said. Amy rushed in to find the bathroom covered in glass. She rushed her son to the hospital. Thankfully he’s going to be fine. What happened to the shower door? Mark Meshulum, a professional shower door installer, knew exactly what happened. “I hear about it on a regular basis. People send me e-mails and pictures. It happens pretty much every day,” Meshulum said. He says this all has to do with tempered glass. “Tempered glass is the number one product that is used for shower doors. It is considered to be a safety glass because when it breaks it breaks into tiny little pieces. Safety glass – that if broken is supposed to shatter into tiny pieces to avoid injuries,” he explained. The problem is to make tempered glass, the

glass itself is put under an enormous amount of pressure. One wrong move, Mark likens it to a balloon. “It’s exactly like a balloon. It catastrophically breaks. It just doesn’t break in that area. The entire piece of glass will break in an instant,” Meshulum said. A lot of people are getting hurt. Earlier this month, a 7-year old needed staples on her head and stitches on her leg. “I looked up at her head and it was just gushing blood,” the mother said. Mark agreed to examine the Kwilinski’s remaining shower door. He was not impressed with the quality of glass or metal components. But he says the bigger problem is an industry problem. “There are no industry standards,” he said. The number of reports of glass shower doors breaking has increased. Three years ago, during a 12-month period, there were six glass shower door complaints made to the Consumer Product Safety Commission but during the most recent 12 months there were 58. So what should you do if you have one of these showers? Meshulum says, “Ask for a safety film that’s good for shower doors and have it installed on the side away from the water so that the water doesn’t make it come unstuck.” This way, if the glass explodes, it stays together. As for the Kwilinskis, they are avoiding glass for now. “There needs to be either a safer shower door or I can’t have them in our house. We don’t want another glass door in our house. We just put up a shower curtain and we are not going to install any more glass doors ever until we see they are safe to install,” Amy said. Mark says the number of complaints filed is small, compared to the number of glass doors that actually break. He warns applying the protective film should be done by a professional and the film needs to extend underneath any metal hardware.

c b s 4 n e w s pa p e r | Nov-Dec 2015

Life

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Kuro taste of the town

hether you’re trying out one of the many fun cocktails, sampling the expertly hand-crafted sushi or enjoying Executive Chef Alex Becker’s heartier and impressive dishes, the all new Kuro at the Seminole Hard Rock Hotel and Casino in Hollywood has it all. This elegant, beachy, sexy space that’s seats 250 is all about combining Vegas-style fun with a creatively designed Japanese style menu. “We really want it to speak to people to come in here and have fun. The food we make is exciting, the dining room should say the same thing so we have a consistent thing going on for guests,” said Becker. Chef Becker was busy prepares his Koji lamb with broccolini, blueberry jus and his special cauliflower puree as I took a quick taste from the pot on the stove. This puree looks like mashed potatoes but it’s

By Lisa Petrillo • lpetrillo@wfor.cbs.com

much better, it has real flavor, Walk around the kitchen and there’s a lot going on. Pounds of fresh tuna and other fish had just arrived, all quickly prepped for that night’s dinner service. Chef Becker works hands on with his staff of chefs to create a menu that’s makes a memory. “We push ourselves, we push each other and we ask a lot of staff. Heart and soul goes into everything we do,” Becker said. My first tasting dish was the roasted lamb with cauliflower puree, blueberry jus and brocollini. “The meat is super tender, it has just the right amount of salt on it and then the blueberry jus sauce on top is a sweet touch,” I said, after tasting. And let’s not forget the cocktail, called Hachi made from Japanese bourbon, mushrooms and other magical ingredients. I gave it a small sip.

c b s 4 n e w s pa p e r | Nov-Dec 2015

It was warm, and smooth and went down easy. Next a funky dish. It’s Corn Tempura with a special homemade dipping sauce. I gave it try: The corn and sweet onions together works perfectly. This is great appetizer or side dish. Next, Hokkaido Scallop Sashimi with yuzu jelly, young ginger and edible flowers. I found this dish to be so delicate so smooth, so fresh. It’s such an elegant dish. “Tiny bites of pure perfection,” is how I would describe it. And finally, a dessert of all desserts! Japanese Zabaione. It’s local fruits like dragon fruit, peaches, blueberries and apricots. Then tiny ginger cookies, tapioca pearls and ginger gummies. It was a bowl full of fun and flavor. Kuro is opened 6 days a week, Tuesday through Sunday, dinner only. For more info visit www. seminolehardrockhollywood.com

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ne of the first things we learn when learning to drive is to always “keep your eyes on the road.” These days drivers have more options than ever before to have information projected in their line of sight. When private pilot Jerry Greenfield first saw a head-up display, it was in a flight simulator. “You see the flight instruments, you’ll see your airspeed,” said Greenfield who is very interested in the technology. Today, a growing number of automakers are building similar displays into vehicles which project things like speed or navigation onto the windshield or into the driver’s field of vision. It’s the type of feature Greenfield would like to see in his next car. “I like the idea of being able to look straight ahead and see all the information I need without having to look away from the road,” said Greenfield. Ron Montoya of edmunds.com has test driven vehicles with the technology built-in. He feels these

Vanessa Borge • vborge@cbs.com

types of displays make a drive safer. “If you think about it, when you look at your speed gauges or your navigation screen you are taking your eyes off the road, even if it’s only for a brief moment,” Montoya said. Some companies are developing displays designed for use in any vehicle. They’ll include additional functionality that would allow drivers to do things like receive and respond to text messages, or post to social media all while keeping their eyes on the road. “The technology seems promising and it seems to sort of integrate a couple of smart phone features which we’re not really getting from the factory systems,” said Montoya. Jacob Nelson, the director of Traffic Safety Advocacy for the American Automobile Association (AAA), feels more testing is needed to study the impact head-up displays have on driver distraction. One concern is the amount of information included in the display.

c b s 4 n e w s pa p e r | Nov-Dec 2015

“The risk though is that if we are projecting information on the windshield or in the forward driving environment that isn’t integral to the core task of driving, then we’re overloading the driver,” said Nelson. Montoya has some advice for car buyers considering purchasing a vehicle with a head-up display. “Test it out for yourself and see if you want to make that decision and get that system,” said Montoya. As for Greenfield, he says next time he’s in the market for a new car, it’s a feature he’ll be on the lookout for. “If you’re going to drive safely, keeping your eyes on the road is obviously the most important thing,” said Greenfield. Right now head-up displays are built into a small number of car models. But, experts point out that often technology appears first in high end models and as it gains popularity and prices come down it spreads to more popular models.

Life

c b s 4 n e w s pa p e r | Nov-Dec 2015

cbsmiami.com

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f you have paid a medical bill recently, there’s a good chance you paid too much. It’s a concept Jeremy Winetraub now understands well. While still recovering from hernia surgery, he got hit with a $20,000 bill from the hospital. “It was horrifying,” he said. Jeremy’s doctor was in his insurance company’s network, what he didn’t know was the hospital was not. They

were looking for Winetraub to cover the costs his insurance company would not. “We pay a lot for insurance and then to have a $20,000 bill. We were losing sleep over it,” he said. Stories like Winetraub’s are becoming increasingly common as the world of medical billing gets more complicated. That’s why Rebecca Palm founded CoPatient, a company which helps

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patients reduce their bills. “We typically find opportunities for them [patients] to save money on about 75% – 80% of the bills that people submit to us,” she said. There are all kinds of reasons for those surprise bills and it’s not always the out-of-network issue. Sometimes, according to Palm, the bills are just plain wrong. “Errors in medical bills are incredibly common,” she said. The first step to catching mistakes is to make sure you have all the information. Palm pointed out bills for hospital stays tend to be vague, with few details accompanying the total amount due. Hospitals will gladly print out a detailed, itemized bill if you ask. Some of the most common errors in those bills include: duplicate charges, charges for tests that were never performed and inaccurate operating room fees. To avoid an issue like Winetraub had, patients should always try to

make sure providers and facilities are in your plan’s network, but in emergency situations, that’s not always practical. So if you do get hit with those out-of-network fees, Palm insists those fees are negotiable. “It’s a little bit of a made up number that is kind of artificially inflated to be higher than what any actual insurance plan is going to reimburse for that service,” she said. Winetraub negotiated with the hospital and they forgave the entire $20,000 bill. He is grateful, but believes the system needs to be fixed. “It seemed like a weird sort of game that I didn’t know the rules for,” he said. State and federal insurance mandates have resulted in health plans with much higher out-of-pocket costs. That means the stakes are that much higher and catching an error could save you hundreds, even thousands of dollars.

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Hurricane Preps

t’s a been ten years since the last major hurricane hit south Florida but it’s important to always stay prepared because it only takes one. South Florida students are ready if a storm does come our way thanks to a natural disaster simulation. Fictional Hurricane Carlos was closing in on South Florida. It’s a category 3 with winds topping 130 miles per hour. Don’t worry! It’s all made-up. It’s an interactive way to prepare the South Florida seventh graders from Shenandoah Middle School on what it would be like if a major hurricane hit. Much more goes into preparing for a storm than buying water and filling up gas tanks. And that’s what the students learned recently at the Department of Emergency Management.

Vanessa Borge • vborge@cbs.com

“Are folks going to have to be evacuated? That is certainly a concern. Storm surge. What’s the strength of the wind? How much rain?” said Erik Salna from the International Hurricane Research Center. The students formed their own local government and as a group decided how to deal with the madeup scenarios. “It’s really helping us with team work and how to depend on other people when we all need help,” said student Yoslynn Perez. During the simulation, a fake fire broke out in a high school designated as a storm shelter and 1,000 people were waiting to be relocated. Yoslynn and her group were in charge of transportation. “Right now we are trying to figure out how many

c b s 4 n e w s pa p e r | Nov-Dec 2015

cars do we need and vans do we need to transport the people in the shelter,” said Yoslynn. Victor Morales was part of the animal rescue operation. “The animals that escaped. We are to capture them and make sure they are not hurt and return them to their owners,” said Morales. The hope is that one day the students will be the leaders we turn to in the future if there is a storm. “When they realize the significance of the roles that organizations play in our community, it opens their eyes to think hmm maybe I want to do that too,” Salna said. Hurricane season ends November 30th. We are still in the thick of it, so you should stay just as prepared as the students are.

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All-New 2016 Fiat 500X Named Top Safety Pick+ by IIHS

he Insurance Institute for Highway Safety (IIHS) recently named the allnew 2016 Fiat 500X small crossover a 2015 Top Safety Pick+, its highest rating. IIHS testing simulates: • a side impact with a large SUV or pickup truck • a moderate-offset frontal impact • a small-offset frontal impact • roof-crush consistent with a rollover • a rear collision capable of inducing whiplash In each test, the all-new Fiat 500X recorded the highest possible score of “good.” Bolstering these results is the availability of Forward Collision Warning-Plus. Only vehicles equipped with such driver-assist technology may qualify for Top Safety Pick+ designation. “With the all-new 500X, we help make it possible not only for customers to arrive safely at their destinations, but to do so with style,” says Timothy Kuniskis, Head of Passenger Car Brands – Dodge, SRT, Chrysler and FIAT, FCA

– North America. The chic crossover, which starts at $20,000, blends Italian design flair with engaging driving dynamics that are synonymous with the FIAT brand. More significantly, it incorporates extensive use of high-strength steel, which is engineered to manage crash energy and to help minimize cabin intrusion in event of a collision. The Fiat 500X further benefits from seven air bags that come as standard equipment. These include seat-mounted side pelvic-thorax air bags and full-length side-curtain air bags. Elevating the 500X to Top Safety Pick+ status is a unique sensor-fusion strategy that is the hallmark of Forward Collision WarningPlus. Available in the Easy trim level and upward, a 500X equipped with the feature starts at $28,600. Forward Collision Warning-Plus combines camera and radar technologies and when both agree that a frontal collision is imminent, the system activates. Activation begins with

c b s 4 n e w s pa p e r | Nov-Dec 2015

audible and visual warnings. If the driver does not respond, brake application occurs autonomously to slow the vehicle before impact. “Delivering such features for less than $30,000 in a vehicle segment not known for such sophistication is clear evidence of our commitment to the democratization of advanced safety technology,” says Scott Kunselman, Senior Vice President – Vehicle Safety and Regulatory Compliance. Additional driver-assist technologies are among the more than 70 available safety and security features (see attached PDF) that make the all-new 500X stand out in its segment. Among these are: LaneSense Departure Warning-Plus, which leverages the vehicle’s electronic power steering (EPS) to alert the driver with steering-wheel torque inputs that also accommodate course correction Hill-Start Assist, which helps hold a vehicle on an incline if the driver’s foot is momentarily removed from the brake pedal

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Years

of Chrysler Brand Celebrated With Anniversary Edition Models

hrysler was founded in 1925 by Walter P. Chrysler, and it was his commitment to the public that Chrysler would deliver consumers a product with quality, beauty, speed, comfort, style and power, all at a low price. And for the past 90 years, this has been the Chrysler brand’s mission. Today’s Chrysler brand is the modern expression of this vision. Chrysler stands for quality, for design, for craftsmanship, for performance, for efficiency, for innovation and technology – all at a very attainable price. 2015 is the Chrysler brand’s 90th year and to celebrate, the brand is producing limited-edition 90th Anniversary models that offer more standard equipment and value for customers. “Ninety years ago, Walter P. Chrysler laid the foundation for a philosophy that still works today – craftsmanship, beautiful design, innovation and technology, all at an affordable price,” said Al Gardner – President and CEO Chrysler Brand, FCA US LLC. “Those traits still resonate today in both the products – the Chrysler 200 mid-size sedan, 300 full-size sedan and Town & Country minivan – and with consumers. Chrysler brand sales are up almost 20 percent this year, which is a great foundation for the brand heading into the next 90 years.”

Chrysler 200 90th Anniversary Edition Available in the third quarter, the 2016 Chrysler 200 Limited model will be available with a 90th Anniversary Package. The special-edition package reflects the tenets of the Chrysler brand – a car that is packed with features that customers value, at a price they appreciate. In addition to the standard features on the 2016 Chrysler 200 Limited model, including highway fuel economy of up to 36 miles per gallon, the 90th Anniversary Package adds: 8.4-in. touchscreen radio with Uconnect Access and SiriusXM Radio, a power sunroof, the Convenience Group (one-year SiriusXM Radio, bodycolor power heated mirrors, leather-wrapped steering wheel, power four-way driver lumbar adjust, power eight-way driver seat and sun visors with illuminating vanity mirrors), front floor mats with the Chrysler Anniversary logo and a unique Chrysler Anniversary screen logo on the 8.4-inch touchscreen. Chrysler 300 90th Anniversary Edition The 2016 Chrysler 300 90th Anniversary Edition builds on the 300 Limited – the nameplate’s most appointed entry model ever – adding even more technology with the innovative Uconnect 8.4AN with the segment’s largest 8.4-inch touchscreen display, 3-D GPS navigation, AM/ FM/HD radio, SiriusXM Radio, Bluetooth, UCon-

c b s 4 n e w s pa p e r | Nov-Dec 2015

nect Access, plus SiriusXM Traffic and SiriusXM Travel Link. The package also includes the segment’s largest dual-pane sunroof and HomeLink universal transceiver. And, to make sure this Chrysler 300 is unique, commemorative 90th Anniversary Edition appointments include a startup splash screen logo and premium floor mats with embroidered logo. In addition to its 292-horsepower 3.6-liter Pentastar V-6 engine with class-exclusive TorqueFlite eight-speed automatic transmission that delivers a segment-leading 31 mpg on the highway, the 2016 Chrysler 300 90th Anniversary Edition is available with the segment’s most technologically advanced AWD system – enabling even more allweather capability with maximum real-world fuel efficiency thanks to its segment-exclusive active transfer case and front-axle-disconnect system. Chrysler Town & Country 90th Anniversary Edition Not to be outdone, the 2016 Town & Country Anniversary Edition builds on the Touring-L model, adding a power sunroof, bright door handles, heated first- and second-row seats, heated steering wheel and Keyless Enter ‘n Go as standard equipment. This limited-edition model also features an “Anniversary Edition” logo on the radio splash screen and floor mats.

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AUTOMATIC Trans, Power Windows, Power Locks, Front Wheel Drive, Electronic Power Steering, Air Conditioning, AM/FM/CD MP3 Player, USB Port, Hands Free & Phonebook Access Via Bluetooth, 6 Way Adjustable Driver’s Seat, 4 Way Adjustable Passenger Seat, Steering Wheel with Audio & Phone Controls, Color Keyed Power Outside Mirrors, Intermittent Windshield Wipers, Rear Window Defogger With Timer, Stock #S5190, Model #5328

AUTOMATIC trans, A/C with Dual Zone Climate Control, Audio Controls on Steering Wheel, Cruise Control, Multi Function Remote, Power Steering Tilt & Telescopic Steering Wheel, Clock & External Temp. Display, Power Windows, Bluetooth, Video Monitor, Tinted Glass, Heated Drivers & Pass. Seat, Bucket Leather Sts, 4-Wheel ABS Brakes, Head Curtain, 1st & 2nd Row Knee Airbags, Daytime Running Lights, Stability Control, FWD, Tire Pressure Monitoring Sys.,Stock #S5175, Model #3544

NEW 2015 TOYOTA

HIGHLANDER

NOW

TUNDRA

, 28997 , 29877 $

NOW

AUTOMATIC, Carpet Mats w/Lipped Cargo Mat (8 Pass), Special Color, 3.5L V6, FWD, 5 Miles, 25 MPG Hwy, Int. Air Filtration with Dual Zone Climate Control, Rear AC, Audio Controls On Steering Whl., Center & Overhead Console, Power Activated Trunk/Hatch, Power Liftgate, Tilt & Telescopic Steering Whl.,Remote Power Door Locks & Windows, Bluetooth, Rear Wiper, Reclining Rear Seats, 4-Wheel ABS Brakes, Daytime Running Lights, Stability Control, Traction Control, & More, Stock #S6139.

AUTOMATIC trans, Power Steering, Power Windows, 5.7L V8, RWD, Daytime Running Lights, 4 Wheel ABS Brakes, Electrochromatic Rearview Mirror, Homelink Universal Transceiver, Compass, Anti-Theft Immobilizer W/Alarm, Urethane Tilt/ Telescopic 4-Spoke Steering Wheel, Front Bucket Seats, Daytime Running Lights, Keyless Entry, Stock #S2704 Model 8241.

5201 West Sample Road, Coconut Creek • 954-972-1100 2 MILES WEST OF TURNPIKE • 1 BLOCK EAST OF 441 ON THE NORTH SIDE OF SAMPLE RD. CONVENIENT TO 1-95, > TURNPIKE & SAWGRASS EXPRESSWAY

Shop Online

www.AlHendricksonToyota.com

c b s 4 n e w s pa p e r | Nov-Dec 2015

Hollywood Kia 6011 Pembroke Road, Hollywood, FL 33023

Call: (888) 659-6637

500

2016 Sorento LX

211

Lease for

per month

2016 Sorento LX shown

24 mo. lease. 12K miles/year. With credit approved by Kia Motors Finance. MSRP: $27,225. $0 security deposit. $2,999 or equal trade equity. Plus tax, tag, first payment due at signing with competitive bonus or loyalty rebate qualification. $0 dealer fee - only at Hollywood Kia! Lease offer expires 12/31/2015.

DOWN

Must present ad, offer is not valid on prior sales and cannot be combined with any other offer or promotion. One coupon per transaction. Zero cash redemption.

per month

2015 Forte LX shown

36 month lease. 12K miles/year. With credit approved by Kia Motors Finance. MSRP: $18,435. $0 security deposit. $2,399 or equal trade equity. Plus tax, tag, first payment due at signing. $0 dealer fee - only at Hollywood Kia! Lease offer expires 12/31/2015.

169

$ 2015 OptimaLX shown

per month

2015 Soul shown

36 month lease. 12K miles/year. With credit approved by Kia Motors Finance. MSRP: $18,135. $0 security deposit. $2,499 or equal trade equity. Plus tax, tag, first payment due at signing. $0 dealer fee - only at Hollywood Kia! Lease offer expires 12/31/2015.

36 month lease. 12K miles/year. With credit approved by Kia Motors Finance. MSRP: $22,645. $0 security deposit. $2,499 or equal trade equity. Plus tax, tag, first payment due at signing. $0 dealer fee - only at Hollywood Kia! Lease offer expires 12/31/2015.

2015 Sedona LX

Lease for

147

144

Lease for

2015 Soul

2015 Optima LX

2015 Forte LX

2015 Sedona LX shown

249

Lease for

per month

36 month lease. 12K miles/year. With credit approved by Kia Motors Finance. MSRP: $29,390. $0 security deposit. $3,499 or equal trade equity. Plus tax, tag, first payment due at signing. $0 dealer fee - only at Hollywood Kia! Lease offer expires 12/31/2015.

9.95

OIL CHANGE

Most Makes & Models! See dealer for details.

OFFER AVAILABLE ON SELECT 2015 OPTIMA, SOUL, FORTE AND 2016 SORENTO MODELS. FOR QUALIFIED LESSEES. CALL 800-333-4KIA FOR DETAILS. SUBJECT TO DEALER PARTICIPATION. LEASE FROM KIA MOTORS FINANCE ON APPROVED CREDIT. 2015 OPTIMA LX: $0 FIRST MONTHS PAYMENT/$239 A MONTH FOR 35 MONTHS THEREAFTER. 2015 SOUL BASE: $0 FIRST MONTH’S PAYMENT/$229 A MONTH FOR 35 MONTHS THEREAFTER, 2015 FORTE LX: $0 FIRST MONTH’S PAYMENT/$209 A MONTH FOR 35 MONTHS THEREAFTER. 2016 SORENTO LX: $0 FIRST MONTH’S PAYMENT/$299 A MONTH FOR 35 MONTHS THEREAFTER. EXCLUDES TAX, TITLE, LICENSE & DEALER FEES. ACTUAL PRICES MAY VARY. MUST TAKE DELIVER FROM RETAIL STOCK BY 12/31/15.

www.HollywoodKia.com FREE

CAR WASHES FOR LIFE after every service. see dealer for details