#4
Common mistakes of Investing
I face these challenges
Knowledge
Market is too volatile
Too Many Products
Less Time
Hidden Charges
Too much Information
So What Should I do
?
# 1 Habit
Trading VS Investing What I Do ! • I Trade in shares for short term returns, which leads to more losses than profits. • I look for short term Tips on which I can make money • If the share price falls due to negative changes in company fundamentals, I would not book losses * Return as on 26 June 2015. Source AdviseSure Research
What should I do ! • I should invest in shares for a
Term(
long
Sensex has delivered 11.9% CAGR in past 5 years*) • I should invest in companies with a good track record and recommended by Best Investment Guru’s.
# 2 Habit
Non-Diversification What I Do !
What should I do !
•
When I get a news, I normally invest most of my money in one single share
•
I should ideally invest my money in Bunch of shares and not in one single share
•
Normally I invest only in Fixed Deposit and have no investment in any other product, although I am not happy with the returns
•
I should invest in Multiple products such as shares, mutual funds, bonds, gold ETFs
# 4 Habit
Tax In-Efficient Investing What I Do ! • I don’t check tax implications before Investing in any product. • The returns earned are not enough to offset my tax liabilities
What should I do ! •
I can do tax efficient investing which will increase my overall returns by– Investing in products with tax free returns. Or – Investing in products which gives tax
deductions
# 5 Habit
Brokerage Charges What I Do!
What should I do!
• I pay 0.3% brokerage to my broker on the trade Amount
• You can take service of Brokers with Rs 20 per trade brokerage and save charges
• I don’t consider the Commission made by Agent on Mutual funds
• I can save all commissions on Mutual fund with Offline Mutual fund transaction
How we do
Advisory Fees Rs. 365 Per Annum Customized advise only for you Regular Review and Rebalancing Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment Substantial Savings in Commission ( Optional)
Customized , unbiased Wealth Management
@Rs. 1 per day
How we do
1
2
3
4
5
Right Portfolio
Buy/ Sell
Regular Monitoring
Risk Profiling
Financial Goals
Knowing-
Knowing-
Risk Capacity- How much Risk you can afford to take
All Financial Goals of the life
Investment Products right as per risk profile
With least Brokerage & Commission
Of Portfolio and Markets
The Inflation adjusted amount required to meet them
Portfolio efficient
With Nil hidden costs
Rebalance Investments when required
Risk Attitude- How much Risk you want to take
which
is
tax
Financial Management @ Rs 1 per day
Wealth Creation Advice
Monthly Savings Advice
Tax Saving Investments
In case you want to invest Lump Sum
In case you want to invest On Monthly basis
In case you want to Make Tax Saving Investments
Portfolio Restructuring Advice
Goal Planning
Online Transaction
If you want to Restructure your portfolio
In case you want to Plan your Financial Goals
In case you want to Buy and Sell any product
Why AdviseSure
Simple & Easy
Our Simple and easy Personal Finance Tools & self-help process, ensures that you take Better control of your entire Finance in 7 Minutes , to your satisfaction.
Paperless Process
Invest and Manage Online , on a Single Click. No need to Fill boring Physical forms and storing statements. Manage Your Finance with easy and simple back office..
Multiproduct
We advice on almost all Financial Products except banking accounts. You can transact in all products through us. Our technology will ensure superior Experience
Cost Effective
We are not Pushing Products to our Customers Like Agents or Brokers, for commissions or brokerages. You can continue buying and selling with your current Broker or Agent. However,you can also transact through us at substantial low Cost.
Online Access
You can manage your account from anywhere through multiple support points
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