CONSIDERING DIVORCE? 5 THINGS TO KNOW

Divorce is never easy, but if you have your ducks in a row, you’re setting yourself up for a smoother transition. Family law attorney Greg Beane of Vern-plating divorce.

TIP # 1: GET ORGANIZEDments, including bank statements, credit card statements, IRAs, 401(k) and pensions. Most importantly, gather all statements from accounts you had prior to marriage, so you can preserve any separate property claim.

TIP # 2: MAKE LISTS

In Texas, a court will likely order you to create an inventory of your assets and liabilities. The sooner you accurately provide those lists, the sooner your case can be resolved.

TIP # 3: MAKE A BUDGET

Not only is a divorce emotionally draining, it can drain your bank account if you’re not careful. Be prepared for added expenses and maintaining separate households. Make a budget so that you know what income you need to make ends meet.

TIP # 4: NEEDS VS. WANTS

Splitting up your stuff, down to the debts and assets, can be a big headache — especially if your divorce is contentious. Meet with a biggest needs, before tackling your wants.

TIP # 5: SET GOALS your attorney, and reviewed throughout the process. Making goals (and, more importantly, sticking to them) should make for a more

Gregory Beane

Kristen Massad writes a monthly column about sweets and baked goods. The professional pastry chef graduated from the French Culinary Institute in New York City and owned Tart Bakery on Lovers Lane for eight years. She blogs about food and lifestyles at inkfoods.com.