GLOSSARY OF TERMS AND ABBREVIATIONS

AI

Artificial Intelligence AI/ML Artificial Intelligence (AI) and Machine Learning. AML Anti-Money Laundering API Application Programming Interface BIS Bank for International Settlements

BNM Bank Negara Malaysia BNR National Bank of Rwanda or Banque Nationale du Rwanda

BoG Bank of Ghana

CBN Central Bank of Nigeria CEMC Consumer Empowerment and Market Conduct

CFT Countering the Financing of Terrorism CNBV Comisión Nacional Bancaria y de Valores de México

CTI-U Cyber Threat Intelligence Units DFS Digital Financial Services DRC Democratic Republic of Congo EDW Electronic Data Warehouse

EIA Environmental Impact Assessment e-KYC Electronic Know Your Customer ERT Emergency Response Teams FDP Forcibly Displaced Persons FinTech This can refer to an organization that innovates financial technology or the financial technology itself FIS Financial Inclusion Strategy FPX Financial Process Exchange G2P Government to People GSM Global System for Mobile Communications IGF Inclusive Green Finance

ILO International Labour Organization KYC Know Your Customer MASFAMU The government of Angola’s Ministry of Social Action, Family and Women's Promotion

MSME Micro, Small and Medium Enterprise NBFI Non-bank Financial Institution or Institutions

NFIS National Financial Inclusion Strategy or Strategies NIRSAL Nigerian Incentive-based Risk Sharing System for Agricultural Lending PFIP Pacific Financial Inclusion Programme POS Point-of-Sale systems QR "Quick Response" as in Quick Response or QR Code, a barcode of pixels set in a square grid R2A RegTech for Regulators Accelerators RBF Reserve Bank of Fiji RegTech Regulatory Technology

ROSCA Rotating Scoring and Credit Associations RURA Rwanda Utilities Regulatory Authority SACCO Savings And Credit Cooperative Organization SAN Shared ATM Network

SBP State Bank of Pakistan

SDG Sustainable Development Goals SME Small and Medium Enterprise SSA Sub-Saharan Africa

SSB Standard Setting Bodies SupTech Supervisory Technology TCF Targeted Credit Facility VPN Virtual Private Networks

VSLA Village Savings and Loans Associations