WORKING GROUPS AND REGIONAL INITIATIVES REPORT 2020
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REGIONAL INITIATIVE PUBLICATIONS 2020 AFRICAN POLICY INITIATIVE (AFPI)
Policy Framework for Responsible Digital Credit
Scoping and Assessment Report on Responsible Digital Credit in Africa
Regional Policy Framework for Enhancing MSME Financing Ecosystem in Africa
Regional Policy Framework to Strengthen Agent Networks for Digital Financial Services (DFS)
February 2020
October 2020
October 2020
October 2020
The Policy Framework for Responsible Digital Credit helps ensure that the overwhelming success of DFS on the continent is not undermined by risks introduced through innovative DFS.
The latest World Bank Findex Report states that over 10 percent of the adults in SubSaharan Africa have a mobile money account. However, access to formal credit services remains low. Digital credit, however, is rapidly becoming one of the fastest expanding solutions to narrow the credit gap, thanks to the rapid growth of mobile adoption in the region.
The regional policy framework is intended to identify the best practices of MSME financing policy, explore pathways and enabling factors of implementable action plans, and provide policy recommendations to financial sector regulators with regard to access to finance for MSMEs in Africa.
This regional policy framework for Africa highlights key aspects that should be considered by the regulators and DFS providers to ensure that agent networks are ably managed and do not create undue risk to the consumers of financial services or compromise financial integrity that create any disruptions in the DFS ecosystem.
Scoping and Assessment Report - MSME Access to Finance Ecosystem in Africa
Digital Credit Regulation in Tanzania
October 2020
November 2020
The objective of this document is to provide a scope of what has to be addressed in a framework to enhance the MSME financing ecosystem in Africa, and to assess what the most important elements are. This document and the Policy Framework are best read together for a better understanding.
This case study highlights some key factors that can contribute to the development of responsible digital credit guidelines for regulators and DFS providers, based primarily on the Tanzanian digital credit experience.
