30
POLICY FRAMEWORKS, LAWS AND REGULATIONS RELATED TO THE FINANCIAL INCLUSION OF FDPs ACROSS THE AFI NETWORK
27. Does your country provide exceptions from standard bank or non-bank financial institution requirements to permit refugees, asylum seekers or displaced persons to open any of the following accounts? a. Yes - Mobile money b. Yes - Bank accounts c. Yes - Mobile money and bank accounts d. Other, specify: e. None Justification: Input on this matter will be an indication of the use of legal and acceptable workarounds that do not breach banking regulations and practices but acknowledge the need for inclusion. 28. Can refugees, asylum seekers or displaced persons use any of the following identity documents to register and use a SIM card? a. Yes – Government-issued, national ID b. Yes - ID from their home country c. Yes - ID or registration documents issued by humanitarian organizations and/or UNHCR d. No Justification: Registering a SIM card in an FDP’s own name is a crucial first step to accessing digital financial services.
REFERENCES AFI. 2017. Financial Inclusion of FDPs: Perspectives of Financial Regulators. Available at: https://www.afiglobal.org/wp-content/uploads/publications/2017-11/ AFI_displaced%20persons_AW_ISBN_digital.pdf AFI. 2021. Financial Inclusion of Forcibly Displaced Persons Website. Available at: https://www.afi-global. org/thematic-areas/forcibly-displaced-persons/ AFI. 2019. Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons. Available at: https://www.afi-global.org/wp-content/ uploads/2020/07/Roadmap_FI-of-FDPs_122019_0.pdf AFI. 2020. Advancing the Financial Inclusion of Forcibly Displaced Persons: Case Studies on Rwanda, Mauritania and Afghanistan. Available at: https://www.afi-global. org/publications/advancing-the-financial-inclusion-offorcibly-displaced-persons-case-studies-on-rwandamauritania-and-afghanistan/ AFI. 2020. Inclusive Financial Integrity: A Toolkit for Policymakers. Available at: https://www.afi-global.org/ publications/inclusive-financial-integrity-a-toolkit-forpolicymakers AFI. 2020. Integrating Forcibly Displaced Persons (FDPs) Into National Financial Inclusion Strategies (NFIS). Available at: https://www.afi-global.org/wp-content/ uploads/2021/01/AFI_GN41_AW_digital.pdf Asia Displacement Solution Platform. 2020. Developing a CRRF in Afghanistan that is fit for purpose: Lessons Learnt from the East and Horn of Africa. Available at: https://adsp.ngo/publications/developinga-crrf-in-afghanistan-that-is-fit-for-purpose-lessonslearnt-from-the-east-and-horn-of-africa/ BBC. 2021. Colombia announces a massive regularization of Venezuelan migrants that "could benefit more than 2 million" people. Available at: https://www.bbc.com/mundo/noticias-americalatina-55989693 FATF. 2020. Guidance on Digital Identity. Paris. Available at: https://www.fatf-gafi.org/media/fatf/ documents/recommendations/Guidance-on-DigitalIdentity.pdf Federal Democratic Republic of Ethiopia. 2019. “Refugees Proclamation. No. 1110/2019.” February.
