South Africa's engagement with the standard setting bodies by Alliance for Financial Inclusion

South Africaâ&#x20AC;&#x2122;s engagement with the standard setting bodies and the implications for financial inclusion

A contribution from the Alliance for Financial Inclusion (AFI) network of developing country policymakers

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

!"#$%%"&''()*+,"-./"0(*)*+()'"1*+'23(.*

?#2%,2%) !"#$%&%'()&*+),&)%$-.&&

((

/0& 1(2+2*(+3&(2*3$)(#2&*#2%,4%&

50& 6%+2-+7-&),%%(28&"#-.&9,9",7)'(:& ! "#$#! %&'()!*+,,-..((!+/!%&/0-/1!234(56-'-+/!7%*%28! ! "#"#! *+,,-..((!+/!:&;,(/.!&/<!2(..)(,(/.!2;'.(,'!7*:228! ! "#9#! =-/&/>-&)!?>.-+/!@&'0!=+5>(!7=?@=8! ! "#A#! B/.(5/&.-+/&)!?''+>-&.-+/!+C!D(4+'-.!B/'35(5'!7B?DB8! ! "#E#! B/.(5/&.-+/&)!?''+>-&.-+/!+C!B/'35&/>(!234(56-'+5'!7B?B28!

; 9 9 9 A A

;0& <,.&66=&,28+8,9,2%&)%#7(,)& ! 9#$#! %&'()!*+,,-..((!+/!%&/0-/1!234(56-'-+/!7%*%28! ! 9#"#! *+,,-..((!+/!:&;,(/.!&/<!2(..)(,(/.!2;'.(,'!7*:228! ! 9#9#! =-/&/>-&)!?>.-+/!@&'0!=+5>(!7=?@=8! ! 9#A#! B/.(5/&.-+/&)!?''+>-&.-+/!+C!B/'35&/>(!234(56-'+5'!7B?B28!

> A E F G

>0& ?7#))@*$%%(28&())$,)&+2-&*#2*3$)(#2)&

A()%&#B&%+"3,) @&H)(!$#!:I;'->&)!+3.5(&>IJ!?@K'!&/<!:L2!.(5,-/&)'!4(5!$MMNMMM!&<3).' ! @&H)(!"#!@I(!2+3.I!?C5->&/!,->5+-/'35&/>(!5(13)&.+5;!45+>(''!.-,()-/(!

$ $M

A()%&#B&"#4,) %+O!$#! @I(!-/.(54)&;!H(.P((/!.I(!2?!C5&,(P+50!&/<!.I(!%*%2!'.&/<&5<'! E %+O!"#! @I(!I-'.+5;!+C!2+3.I!?C5->&Q'!5-'0RH&'(<!&445+&>I!.+!>+3/.(5!?KST*=@!! ! ! ! ! 5()&.(<!C-/&/>-&)!-/>)3'-+/!H&55-(5'! U %+O!9#! :5+4+'(<!2+3.I!?C5->&/!K->5+-/'35&/>(!V(13)&.+5;!=5&,(P+50! ! ! ! -/!&!/3.'I())! $$

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

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

!"#$%&'&(%')#%&()*+%,&#(,&-./!"#$#%&"'()#*+#,*')-#!+%./$0"#1."/%.2.3$)*%4# -.")*%45#)-&#/*'3)%4#."#/-$%$/)&%.6&1#74#$#)8*9 ).&%&1#&/*3*24" 1$'",0%H"H.0'3"&-."(%R0';S$'(.%&0&.;";.O./$P,.%&" 3&'0&.?H"$+"&-."!P0'&-.(;"?$O.'%,.%&6"#$,)(%.;"R(&-" &-.".#$%$,(#"$PP'.33($%"$+"&-.",0c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d*0/(&H"'.,0(%" 3$,."$+"&-."#$*%&'He3")(??.3&"#-0//.%?.38" f%.,P/$H,.%&"0++.#&3"0"d*0'&.'"$+"&-."R$'=+$'#.T" 0%;"&-."#$*%&'He3"I(%("#$.++(#(.%&"+$'"DEEF"R03" E8ZZZVS"$%."$+"&-."-(?-.3&"(%"&-."R$'/;8"W-."#$*%&'H" (3"0/3$"#-0'0#&.'(_.;")H"0"/0'?."(%+$',0/"3.#&$'6"R(&-" ,$'."&-0%"$%."&-(';"[TY8F"P.'#.%&\"$+"&-." .#$%$,(#0//H"0#&(O."P$P*/0&($%").(%?".,P/$H.;"(%"&-." (%+$',0/"3.#&$'"(%"DEEFY8 !#1&:&(*;&1#/*'3)%4#+.3$3/.$(#"&/)*%#.3#$# 1&:&(*;.3<#/*'3)%4# @$*&-"!+'(#0"-03"0"3$P-(3&(#0&.;")0%=(%?"3.#&$'")03.;" $%"R.//S;.O./$P.;"+(%0%#(0/"(%+'03&'*#&*'."0%;" .a&.%3(O."*3."$+"&.#-%$/$?HZ8"2%"DE4E6"&-.'."R.'." 0)$*&"YD"0*&$,0&.;"&.//.'",0#-(%.3"[!WG3\"P.'"4EE6EEE" 0;*/&3"0%;"0PP'$a(,0&./H"^EE"P$(%&S$+S30/."[UM@\" &.',(%0/3"P.'"4EE6EEE"0;*/&3"[3.."W0)/."4\85H"R0H"$+" #$,P0'(3$%6"+.//$R"5A29@"#$*%&'H"2%;(0"-0;" '.3P.#&(O./H"^8DX"!WG3"0%;"Z^8EZ"UM@"&.',(%0/3"P.'" 4EE6EEE"0;*/&3^8 W-.")0%=(%?"3.#&$'"(36"-$R.O.'6"-(?-/H"#$%#.%&'0&.;6" R(&-"&-."3$S#0//.;"5(?"1$*'"[1('3&"A0%;6"@&0%;0';"50%=6" !5@!"0%;"g.;)0%=\"0%;"2%O.3&.#"0##$*%&(%?"+$'"XE" P.'#.%&"$+"&$&0/")0%="3.#&$'"033.&3X8"

0'1).#!2#345+%(')#,*-6.'(42#708+#'&9#3:;# -.6<%&')+#=.6#!>>?>>>#'9*)-+ @

" "

"""5$&3R0%0"" """2%;(0"" """G0*'(&(*3""" """G.a(#$""" """@$*&-"!+'(#0"""

!*&$,0&.;"W.//.'" G0#-(%.3"""""" D48Y""" ^8T""" TX84""" VV8F""" YD8V"""

U$(%&"$+"@0/. W.',(%0/3 DFF8^ Z^84 ^ZT8F YXD84 ^EE8E

=*%&#)-$3#)-%&&#>'$%)&%"#*+#;*;'($).*3#+.3$3/.$((4# .3/('1&1# 2%"DE4E6"^^"P.'#.%&"$+"@$*&-"!+'(#0%"0;*/&3"R.'." +(%0%#(0//H"3.'O.;")H".(&-.'"&-."+$',0/"$'"(%+$',0/" +(%0%#(0/"3.#&$'8"W-."P'$P$'&($%"$+")0%=.;"0;*/&3"(%" @$*&-"!+'(#0%"-03"?'$R%"3(?%(+(#0%&/H"+'$,"VZ"P.'#.%&" (%"DEEV"[4T8D",(//($%"0;*/&3\"&$"ZT"P.'#.%&"(%"DE4E" [DE8X",(//($%"0;*/&3\4E8"2%#'.03.;")0%=(%?"/.O./3"#0%" )."P0'&/H"03#'().;"&$"&-."G_0%3("[)03(#\")0%="0##$*%&" (%(&(0&(O."[3..")./$R\h"3(%#."(&3"/0*%#-"(%"DEEV6",$'." &-0%"V",(//($%"0##$*%&3"-0O.")..%"$P.%.;448" 2%3*'0%#."P.%.&'0&($%"-036"/(=.R(3.6"(%#'.03.;"0&" P0#.6"P0'&(#*/0'/H"(%"&-."+$',0/",0'=.&8"!##$';(%?"&$" &-."/0&.3&"1(%@#$P."+(?*'.3"[DE4E\6"c*3&"3-$'&"$+"-0/+" $+"0//"@$*&-"!+'(#0%3"-0O."3$,."=(%;"$+"(%3*'0%#." #$O.'8 ?.3$3/.$(#.3/('".*3#)%$/@#%&/*%1#7'.()#';#*3(4# %&/&3)(4# W-."P(#&*'."-03"%$&"0/R0H3")..%"&-(3"'$3HJ"P'($'"&$" 4XXV6"&-.".a#/*3($%0'H".++.#&3"$+"!P0'&-.(;"/$#=.;" ,0%H"P$$'"@$*&-"!+'(#0%3"$*&"$+"&-."+$',0/"+(%0%#(0/" 3H3&.,8"W-."'.3*/&"R03"&-0&",$'."&-0%"ZE"P.'#.%&"$+" &-."0;*/&"P$P*/0&($%";(;"%$&"-0O."0##.33"&$"0%H" +$',0/"+(%0%#(0/"3.'O(#.3"[(%3&.0;",..&(%?"&-.('" +(%0%#(0/"3.'O(#.3"%..;3"&-'$*?-"(%+$',0/",.0%3"3*#-" 03"3&$=O./34D"+$'"30O(%?"0%;")*'(0/"3$#(.&(.3"+$'" (%3*'0%#.6"0%;"&'0%30#&(%?"/0'?./H"(%"#03-\8"

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`R-.'.",.,).'3".%&.'"(%&$"0%"0?'..,.%&"&$"#$%&'()*&."0"+(a.;"0,$*%&"$+",$%.H"&$"0"#$,,$%"P$$/"" " R..=/H6"+$'&%(?-&/H"$'",$%&-/H6"&$").";'0R%"(%"'$&0&($%"0##$';(%?"&$"&-."'*/.3"$+"&-."P0'&(#*/0'"3&$=O./b8"" 4

!"#$%&'()*&($%"+'$,"&-."!//(0%#."+$'"1(%0%#(0/"2%#/*3($%

9#)$%/)2")/:&2,*0.$)/,2&(*0,0+*,7&*0.$*$#$*"0.&%,;/& $),4*$*"0,77<&0"$&5//0&1/,)/4&$"&./);*+*01&$%/&6"")=& >".$?@AAB:&$%/)/&%,;/&5//0&$%)//&C/<&$)/04.&$%,$& .%,6/4&$%/&/;"7#$*"0&,04&+#))/0$&.$,$/&"(&$%/& (*0,0+*,7&./+$"):&,.&3/77&,.&!"#$%&'()*+,-.&*0$/),+$*"0& 3*$%&$%/&!!D.&,04&$%/&/26%,.*.&"0&(*0,0+*,7&*0+7#.*"0E !&

& & & & & & & & & & & & & & & & & & & & & & & !&

' & & & & & & & & & & !&

' & & & & & & &

@V& @B& @X& @Z& @[&

& @W&

& @A&

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

& & & & & & & & & & & & & & &

./);*+/&6)";*.*"0&,04&/26"3/)2/0$&$,)1/$.@B=&N%/&& 5,0C*01&*04#.$)<&+"22*$$/4&$"&6)";*4/&,++/..&$"&& 5,.*+&5,0C*01&./);*+/.&$"&WO&6/)+/0$&"(&7"3/)&& *0+"2/&+"0.#2/).&5<&8OOW=&!*0+/&$%/./&$,)1/$.&& *26,+$&4*)/+$7<&"0&$%/&,5*7*$<&"(&5,0C.&$"&./+#)/&& 1";/)02/0$&,04&"$%/)&+"0$),+$.:&$%/<&3/)/:&#0$*7&& )/+/0$7<:&,+$*;/7<&6#).#/4&5<&(")2,7&(*0,0+*,7&&& *0.$*$#$*"0.=&N%/&1";/)02/0$&,7."&+"22*$$/4&$"&& ,2/04&,0<&)/1#7,$*"0.&$%,$&*0%*5*$&+"267*,0+/&& 3*$%&$%/&H%,)$/)@X=&9)"2&$%*.&+"22*$2/0$&$"&& & ,++/..&3,.&5")0&$%/&YF,0.*&5,0C&,++"#0$:&,&& & .,;*01.&,++"#0$&3*$%&5,.*+&$),0.,+$*"0&+,6,5*7*$<&& ,*2/4&,$&$%/&7"3?*0+"2/&2,)C/$:&7,#0+%/4&*0&&& +"77,5"),$*"0&5<&$%/&5*1&("#)&5,0C.&,04&>".$5,0C&& *0&T+$"5/)&8OOX@Z=

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

9'N9`^!''YaQ:&8OOA=&:4"4,/'(7,/4,".$%'#(*$#"1 9'N9`^!''Ya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

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

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

!"#$%&'(&)(#*+%%,'-#./(0#1+1.+)*2,3 !"4"#5&*+6#7/11,%%++#/'#5&'8,'-# $93+):,*,/'#;575$<

(,=/.,.%&0&($%"$+"&-."/0:"#0,."(%&$"+$'#."$%"4L"Y*%." KLL4>"1'$,"&-0&"60&.A"'.7(3&.'.6"+(%0%#(0/"(%3&(&*&($%3" :.'."'.;*('.6A"0,$%73&"$&-.'"&-(%73A"&$"(6.%&(+9"0%6" @.'(+9"&-."(6.%&(&9"$+"0//"%.:"#/(.%&3>"

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

D-."#*''.%&"!Z[\E1D"+'0,.:$'5":03"#$,=/.&.6" :-.%"F$*&-"!+'(#0"#'(,(%0/(W.6"&.''$'(3&"+(%0%#(%7"03" =0'&"$+"&-."S'$&.#&($%"$+"E$%3&(&*&($%0/"N.,$#'0#9" 070(%3&"D.''$'(3&"0%6"J./0&.6"!#&(@(&(.3"GSQEN!D!J!H" !#&"$+"KLL]>"D$7.&-.'":(&-"&-."12E"!#&A"&-(3"0#&" .%3*'.3"&-0&"F$*&-"!+'(#0%"/0:"#$,=/(.3":(&-"&-."#$'." 1!D1"]L^M"'.#$,,.%60&($%3"$%"&.''$'(3&"+(%0%#(%7" 0%6",$%.9"/0*%6.'(%7>

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

!">"#?,'&'@,&6#A@%,/'#B&*8#?/)@+# ;?AB?< !"#$"%&'()*$(+$,-'%./(-#*$0,1-2#)%-345(/6,'%-3$ '"#$+%-,-5%-3$(+$'#))()%&/$789:4;<!=$%-$>8 F$*&-"!+'(#0"#'(,(%0/(W.6"6'*7<'./0&.6",$%.9" /0*%6.'(%7"(%"OMMK"0%6"/0*%6.'(%7"+'$,"0%9"&9=."$+" $++.%#."(%"OMMX>"D-.",$%.9"/0*%6.'(%7"#$%&'$/"/0:" G&-."1(%0%#(0/"2%&.//(7.%#."E.%&'."!#&"$'"12E!H":03" =033.6"(%"KLLO"0%6"&-."'.7*/0&($%3"3*==$'&(%7"

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`3":$'5(%7"0%6" '.@(.:"7'$*=3"03":.//"03"$%"@0'($*3"='$I.#&3>"D-." 1(%0%#(0/"2%&.//(7.%#."E.%&'."G12EHA"&-."#$*%&'9`3" +(%0%#(0/"(%&.//(7.%#."*%(&A"'.7*/0'/9"3*),(&3" (%+$',0&($%"&$:0'63"1!D1";*.3&($%%0('.3>"D-."12E" 0/3$"#$,,*%(#0&.3"1!D1"=*)/(#"3&0&.,.%&3A"&-." $*&#$,.3"$+"1!D1"S/.%0'(.3A"03":.//"03"&-."+(%6(%73"$+" ,*&*0/".@0/*0&($%3A"&$"&-."=*)/(#"0%6"3&05.-$/6.'3"$%" 0%"$%<7$(%7")03(3"&-'$*7-"0%%$*%#.,.%&3"$%"&-.('" :.)3(&.A"03":.//"03"&-'$*7-"#$''.3=$%6.%#.":(&-" './.@0%&"3&05.-$/6.'3>"1*'&-.',$'.A"F$*&-"!+'(#0":03" 0%"0#&(@."=0'&(#(=0%&"(%"&-."6'0+&(%7"$+"&-."1!D1`3" 6'0+&"7*(60%#."=0=.'"a!%&(<,$%.9"/0*%6.'(%7"0%6" &.''$'(3&"+(%0%#(%7",.03*'.3"0%6"F(%0%#(0/"2%#/*3($%b &-0&":03"'./.03.6"6*'(%7"Y*%."KLOO> 91'1,0$#@,01,'%(-&$&'##)$?(0%5*$2#@#0(?/#-'& F$*&-"!+'(#0"-03"+*'&-.',$'."@$/*%&..'.6"&'0(%.6" .@0/*0&$'3"0%6".R=.'&3"&$"=0'&(#(=0&."(%"&-.",*&*0/" .@0/*0&($%3"$+"0,$%73&"$&-.'3"&-."cdA"E0%060A"

!"#$%&'()*&($%"+'$,"&-."!//(0%#."+$'"1(%0%#(0/"2%#/*3($%

9")3,:;&'#.$),7*,;&<04*,&,04;&3*$%*0&=!''>?@;& >,#)*$*#.&,04&>"A,25*B#/C&D%*.&%,.&,..*.$/4&$%/&E<F& *0&5/$$/)&#04/).$,04*01&$%/&/G,7#,$*"0&+)*$/)*,&(")&*$.& "30&2#$#,7&/G,7#,$*"0.;&$%/&7,$/.$&3%*+%&3,.& 6#57*.%/4&/,)7:&HIIJHIC !/+$*"0&KCL&+"0.*4/).&$%/&*0$/)67,:&5/$3//0& ,4%/)/0+/&$"&E'DE&.$,04,)4.&,04&(*0,0+*,7&*0+7#.*"0& *0&2")/&4/$,*7C

!"#"$%&'()&*'+,&*-$.//,0+*'+,&$,1$ 2(3,/+'$%&/4)()/$5%.2%6

5,0T.;&/.6/+*,77:&*0&$%/&7*1%$&"(&P)/+/0$&4),($&7*B#*4*$:& 6)"6".,7.&*..#/4&5:&$%/&U,./7&F"22*$$//&"0&U,0T*01& !#6/)G*.*"0&*0&O/+/25/)&HIIJQHHC D%/&67,00/4&4/6".*$&*0.#),0+/&.+%/2/.&3*77&5/& 7*2*$/4&$"&5,0T&(*0,0+*,7&*0.$*$#$*"0.;&*0+7#4*01& +"22/)+*,7&,04&+""6/),$*G/&5,0T.C&<$&*.&0"$&(")/.//0& $%,$&4/6".*$&*0.#),0+/&3*77&+"G/)&0"0W5,0T&4/6".*$W $,T*01&(*0,0+*,7&*0.$*$#$*"0.&.#+%&,.&.,G*01.&,04& +)/4*$&+""6/),$*G/.C&

!"7"$%&'()&*'+,&*-$.//,0+*'+,&$,1$ %&/4)*&0($843()9+/,)/$5%.%86

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

:"$;(<$88=$(&>*>(?(&'$/',)+(/ '7$%"#1%&!"#$%&'()*+,0&(*0,0+*,7&./+$")&)/1#7,$").&,)/& /01,1*01&3*$%&,77&"(&$%/&(*G/&!!U.&*0&"0/&3,:&")& ,0"$%/);&$%/&.$")*/.&$%,$&%,G/&$%/&1)/,$/.$&4/6$%&3*$%& )/1,)4.&$"&(*0,0+*,7&*0+7#.*"0&/2/)1/&,)"#04&$3"&"(& $%/2;&0,2/7:&E'DE&,04&$%/&<'<!C&Z/&,7."&6)"G*4/&,& .%")$&"G/)G*/3&"(&(*0,0+*,7&*0+7#.*"0&*..#/.&,)*.*01&M")& 0"$&,)*.*01N&*0&/01,1*01&3*$%&$%/&FV!!&,04&UFU!C

:"@"$=*/(-$A,??+''(($,&$=*&B+&>$ 843()9+/+,&$5=A=86 U/7"3&3/&6)"G*4/&."2/&+"0$/R$&"0&$%/&/0G*)"02/0$& 3*$%*0&3%*+%&$%/&!"#$%&'()*+,0&[/./)G/&U,0T-.&U!O&

& D%/&(*).$&2#$#,7&/G,7#,$*"0&3,.&+"04#+$/4&*0&HIIKC&D%/&HIIJ&2#$#,7&/G,7#,$*"0&)/6")$&,+T0"37/41/.&$%,$;&P!*0+/&HIIK;&!"#$%&'()*+,&%,.&& $,T/0&0#2/)"#.&.$/6.&$"&,44)/..&2,0:&"(&$%/&)/+"22/04,$*"0.&$%,$&3/)/&2,4/&*0&*$.&(*).$&E'DE&2#$#,7&/G,7#,$*"0&)/6")$QC HL & %$$6\]]333C*,4*C")1],5"#$<'O<C,.6R^*4_8` HH & <0$/)0,$*"0,7&>"0/$,):&E#04&M<>EN;&HILIC&!"#$%&'()*+,\&O/$,*7/4&'../..2/0$&"(&F"267*,0+/&"0&U,./7&F")/&V)*0+*67/.&(")&=((/+$*G/&U,0T*01&& & !#6/)G*.*"0C&<>E&F"#0$):&[/6")$&9"C&LI]KaKC&<>E\&Z,.%*01$"0&OFC&bX07*0/cC&'G,*7,57/\&%$$6\]]333C*2(C")1]/R$/)0,7]6#5.]($].+)]HILI]& & +)LIKaKC64( HI

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

/:/)+*./.&*$.&)/1#7,$")9&(#0+$*"0;&,.&3/77&,.&)/+/0$& +%,77/01/.&6"./4&59&+"267*,0+/&3*$%&$%/&6)*0+*67/.& ,04&.$,04,)4.&"(&$%/&AIA!> !"#$%&%'"()*+$*,"-#&./#.&%"%0(&)/%-" 1&212&#$2*)3$#4"1&$*/$13%" '77&!"#$%&'()*+,0&5,0E.&,)/&)/@#*)/4&$"&5/&7*+/0./4& #04/)&$%/&A,0E.&'+$&"(&JKKL;&,04&,4%/)/&$"&$%/& )/1#7,$*"0.&*..#/4&#04/)&$%/&'+$;&#07/..&.6/+*(*+,779& /:+7#4/4&*0&$/)2.&"(&$%/&'+$>&?0&7*0/&3*$%& 6)"6")$*"0,7*$9&6)*0+*67/.;&!"#$%&'()*+,0&5,0E*01& )/1#7,$").&%,</&*267/2/0$/4&,&./+"04&$*/)&(")& +"M"6/),$*</&(*0,0+*,7&*0.$*$#$*"0.&B*0+7#4*01&(*0,0+*,7& ./)<*+/.&+"M"6/),$*</.;&.,<*01.&,04&+)/4*$&+"M

'7$%"#1%&*267/2/0$*01&$%/&AIZ.&*.&."2/$*2/.& +%,77/01*01;&$%/&A!R&*.&#0,57/&$"&*4/0$*(9&AIZ.&$%,$& )/@#*)/&)/<*.*"0&$"&(,+*7*$,$/&(*0,0+*,7&*0+7#.*"0>&8%/& A!R&$%/)/(")/&.$,$/.&$%,$&*$&%,.&("+#./4&,04&3*77& +"0$*0#/&$"&("+#.&"0&(#77&*267/2/0$,$*"0&"(&$%/&AIZ>

>2?2&=#;;(%%,,&#4&@+.;,4%&+4-& 9,%%7,;,4%&9.)%,;)&A=@99B 8%/&(*0,0+*,7&*0+7#.*"0&4"2,*0&3*$%*0&$%/&*0(7#/0+/&"(& $%/&!'FA-.&UZ!R&*.&+%,),+$/)*D/4&59&+/)$,*0&7,04.+,6/& (/,$#)/.&,04&)/+/0$&6"7*+9&,+$*"0.>&8%/./&,)/&5)*/(79& 4/.+)*5/4&5/7"3>

/#0&12&3',&(4%,567+.&",%8,,4&%',&9!&:5+;,8#5<&+4-&%',&/=/9&)%+4-+5-) 8%/&A!R&%,.&+"22/0+/4&,&(")2,7&6)"+/..&$"&,2/04&$%/&)/1#7,$")9&(),2/3")E&*0&,++")4,0+/&3*$%&$%/& 7,$/.$&*0$/)0,$*"0,7&)/1#7,$")9&,04&.#6/)<*.")9&5/.$&6),+$*+/.&,04&.$,04,)4.>&!"2/&"(&$%/&+%,77/01/.& 6)/./0$/4&59&$%/&*267/2/0$,$*"0&"(&$%/&.$,04,)4.&*0+7#4/S !&

& & & & & & & & !&

& & & & & & &

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

;,-$5(C"&$(A&41+425$-(D;CA-E(*,%$1F)(2&"%$1()"(6$(2&"65$7,)4+(3"&(341,1+4,5(41+5.-4"1<

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

NP&

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

A,0E.&,)/&,7."&,57/&$"&)/1*.$/)&*0&$/)2.&"(&$%/&`#$#,7&A,0E.&'+$;&0">&JNa&"(&JKKP&B`#$#,7&A,0E.&'+$C>

'&+"0$)*5#$*"0&()"2&$%/&'77*,0+/&(")&G*0,0+*,7&?0+7#.*"0

*0$"&$%/&.9.$/2>&8%/)/&,)/&,&7,)1/&0#25/)&"(&."M+,77/4& 5*77&6,92/0$&6)"<*4/).&*0&$%/&!"#$%&'()*+,0&6,92/0$.& .6,+/>&8%/&!'FA&*.&)/.6"0.*57/&(")&$%/*)&.#6/)<*.*"0& #04/)&R*)/+$*</&NcNLLO&$"&$%/&U,$*"0,7&Z,92/0$& !9.$/2&'+$&BU">Od&"(&JKKdC>&8%/&4*)/+$*</&4/(*0/.&5*77& 6,92/0$&6)"<*4/).&")&-.9.$/2&"6/),$").-&,.&/0$*$*/.& 3%*+%&6)"<*4/&./)<*+/.&$"&],09&$3"&")&2")/&6/)."0.&*0& )/.6/+$&"(&6,92/0$&*0.$)#+$*"0.^>&!9.$/2&"6/),$").& ,)/&0"$&,77"3/4&$"&$,E/&4/6".*$.>&8%/&.#6/)<*.*"0&,04& "</).*1%$&(#0+$*"0&"(&$%/&!'FA&*0+7#4/.&"0M.*$/&<*.*$& $"&$%/./&/0$*$*/.Na>& 86%",2)3"$-"#2"%-#)(3$-6"$*#%&21%&)($3$#4")-"#6%" 123$/4"1&$2&$#4"92&"1)40%*#"-4-#%08%/&UZ!R&6#57*.%/4&,&6".*$*"0&6,6/)&"0& *0$/)"6/),5*7*$9&*0&e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f0"3& g"#)&I#.$"2/)&BfgIC&)/@#*)/2/0$.&*0&")4/)&$"&(".$/)& (*0,0+*,7&*0+7#.*"0>&8%*.&3,.&*0$)"4#+/4&*0&NLLa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`TcIG8&+"267*,0+/&3,.&.$)"0179&.*10,7/4&59&$%/& 6,)$*+*6,$*"0&"(&$%/&6"7*+92,E/);&U,$*"0,7&8)/,.#)9;&*0& $%/&.$//)*01&+"22*$$//&$"&,&.$#49&+"22*..*"0/4&59& $%/&G*).$&?0*$*,$*</&*0&NLLO&$"&/:67")/&$%/&*26,+$.&"(& $%/&G'8G&aLhK&F/+"22/04,$*"0.&"0&(*0,0+*,7& *0+7#.*"0Nb>

Na&

& NH&

& Nb&

!"#$%&'()*+,;&NLLO>&R*)/+$*</&(")&+"04#+$&3*$%*0&$%/&0,$*"0,7&6,92/0$&.9.$/2&*0&)/.6/+$&"(&.9.$/2&"6/),$").;&R*)/+$*</&N&"(&NLLO>&R*)/+$*</&$"&& U,$*"0,7&Z,92/0$&!9.$/2&'+$&Od&"(&JKKd;&Z)/$")*,> !"#$%&'()*+,0&F/./)</&A,0E&B!'FAC;&NLJJ>&Z".*$*"0&Z,6/)&"0&?0$/)"6/),5*7*$9>&Z".*$*"0&6,6/)&59&$%/&U,$*"0,7&Z,92/0$&!9.$/2&R/6,)$2/0$>&& !'FAS&Z)/$")*,>& 8%/&.$#49;&*0&$%*.&4"+#2/0$&)/(/)/0+/4&,.&A/.$/)&/$&,7>&BNLLdC;&3,.&6#57*.%/4&*0&NLLd>

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

!"#$%&$'()$(*+,"-.$"/$0"1,($2/-*345+$-*+6784+)9$4::-"43($,"$3"1;,)-$2<=>?@'$-)A4,)9$/*;4;3*4A$ *;3A1+*";$84--*)-+%B !"#$#%"$&'"#%&()"*#'$'+*,-)."%'/0"*0".12"!&"&-."30,."&(,."&-0&"&-."G$*&-"!+'(#0%"6$F.'%,.%&"903" 7*&&(%6"(%"7/0#."(&3"!ST"'.6(,."0'$*%8"5==U<"&-."#0*3."$+"7'$,$&(%6"+(%0%#(0/"(%#/*3($%"V6(F.%"&-."+0#&" &-0&"/.33"&-0%"W="7.'#.%&"$+"08*/&3"9.'.")0%A.8"0&"&-."&(,.X"60(%.8"3&'$%6",$,.%&*,<"#*/,(%0&(%6"(%" &-."1(%0%#(0/"G.#&$'"Y-0'&.'"0%8"&-."SZ0%3(")0%A"0##$*%&"(%(&(0&(F."V03"8(3#*33.8"(%"G.#&($%"[X;"J-(3"3.&" &-."3#.%."+$'"0"%*,).'"$+"3,0'&"08\*3&,.%&3"V$'"6*(80%#.X"&$"12Y!"/.6(3/0&($%"0%8"'.6*/0&($%3"9(&-"&-." 0(,"$+"%$&"*%8*/I"(,70#&(%6"+(%0%#(0/"(%#/*3($%; 34-'5"0.4'*6'78-,/."*#'9:2"J-."8'0+&.'3"$+"&-."!ST"'.6*/0&($%3"(8.%&(+(.8"088'.33"F.'(+(#0&($%"03"0" 7$&.%&(0/"$)3&0#/."+$'"&-."7$$'"&$"0##.33"+(%0%#(0/"3.'F(#.3;"!3"0"'.3*/&<"(%"5==U<"9-.%"&-."'.6*/0&($%3" &$"&-."12Y!"9.'."+('3&"8'0+&.8"&-.I"(%#/*8.8"0"37.#(+(#".R.,7&($%"9-(#-"'./(.F.8"(%3&(&*&($%3"$+"&-." $)/(60&($%"&$"$)&0(%"8.&0(/3"$+"0%8"F.'(+I"'.3(8.%&(0/"088'.33.3<"03"/$%6"03"&-."+(%0%#(0/"7'$8*#&"(%" ]*.3&($%",.&"#.'&0(%"3&'(%6.%&"#'(&.'(0;"J-.3."#'(&.'(0"9.'."8'0+&.8"(%"#$%3*/&0&($%"9(&-"&-.")0%A3<")*&" &$$A"(%&$"0##$*%&"$%/I"&-."'.0/(&(.3"$+".R(3&(%6"#/(.%&3"^"3$"(%"7'0#&(#."7'$F.8"(,7'0#&(#0/"+$'"&-." ,0\$'(&I"$+"&-."+(%0%#(0//I".R#/*8.8;"2%"70'&(#*/0'<"&-."%..8"+$'"8$#*,.%&0'I"F.'(+(#0&($%"$+"7-I3(#0/" 088'.33"7'$F.8"F.'I"8(++(#*/&"+$'",0%I"G$*&-"!+'(#0%3"03"0&"&-."&(,.<"$%/I"077'$R(,0&./I"EE"7.'#.%&"$+" &-."7$7*/0&($%"-08"0"'.3(8.%&(0/"088'.33"V(;.;"8(8"%$&"/(F."(%"0%"(%+$',0/"3.&&/.,.%&"$'"(%"'*'0/"0'.03"$%" #$,,*%0/"$'"+0',"/0%8"9-.'."(&"(3"8(++(#*/&"&$"0&&0#-"_0%"088'.33`"&$"&-."89.//(%65>X;"J-(3"0,$*%&.8"&$" \*3&",$'."&-0%"E,"088'.33.3"$*&"$+"M;[,"-$*3.-$/83;" ;0*<"#='/$"#)'&-$+'.*'$+>().,-#.'*6'78-,/."*#'9:2"a-.%"&-."SZ0%3(")0%A"0##$*%&"903"+('3&"8.3(6%.8" 0'$*%8"5==E<"&-."!ST"'.6(,."903"(8.%&(+(.8"03"0",0\$'"#-0//.%6."&$"(&3"'$//O$*&"&$"&-."G$*&-"!+'(#0%" /$9O(%#$,."7$7*/0&($%;"J-."12Y!"'.6*/0&($%3"7'.3#'().8"&-0&"&-."(8.%&(&I"$+"%0&*'0/"7.'3$%3",*3&")." F.'(+(.8")I",.0%3"$+"0%"(8.%&(&I"8$#*,.%&"0%8")I"#$,70'(%6"&-."7.'3$%b3"'.3(8.%&(0/"088'.33"8.&0(/3" 9(&-"8$#*,.%&0&($%"&-0&"(3"'.03$%0)/I"7'0#&(#0/"&$"$)&0(%"0%8"#0%"'.03$%0)/I").".R7.#&.8"&$"0#-(.F." 3*#-"F.'(+(#0&($%;"J-.")0%A3"&-.'.+$'."077'$0#-.8"&-."'.6*/0&$'"+$'"'./(.+"0%8"6*(80%#.;"J-."'.6*/0&$'" '.37$%8.8")I"0,.%8(%6"cR.,7&($%"[4"&$",0A."(&",$'."077'$7'(0&."+$'"/$9OF0/*."0##$*%&3"0%8" &'0%30#&($%3<"0%8"%$&"3(,7/I"03"0",.0%3"$+"033(3&(%6"(%"&-."@dY"$+".R(3&(%6"#/(.%&3;"J-."0,.%8.8" cR.,7&($%"[4"8(37.%3.8"9(&-"&-."%..8"&$"$)&0(%"0%8"F.'(+I"0"#/(.%&b3"'.3(8.%&(0/"088'.33"+$'"0##$*%&3" (%"9-(#-"&-.")0/0%#."8$.3"%$&".R#..8"D5W<==="VQU<ee55MX"0%8"(%"9-(#-"(%8(F(8*0/"&'0%30#&($%3"8$"%$&" .R#..8"DW<==="VQ4U5X;"J-.".R.,7&($%"0/3$"077/(.3"&$"3(%6/."&'0%30#&($%3")./$9"&-."&-'.3-$/8"0%8" ,$%.I"&'0%3+.'3"9(&-(%"&-."D0%8"Y$,,$%"S$%.&0'I"!'.0"VYS!X;"J-."0,.%8,.%&"$+"cR.,7&($%"[4" +0#(/(&0&.8"&-.".F.%&*0/"/0*%#-"$+"&-."SZ0%3("0##$*%&"(%"f#&$).'"5==E;"J-."'.6*/0&$'"0/3$"(33*.8" 6*(80%#."%$&.3"+$'")0%A3"&$"088'.33"&-."*%#.'&0(%&I"0'$*%8"0##.7&0)/."8$#*,.%&0&($%"0%8"$&-.'"0'.03" $+"*%#.'&0(%&I;" ?*#@6$%-@.*@6$%-'*0"="#$."*#'6*0'%-&&/4*#-'5$#A"#=2'J-."(%&'$8*#&($%"$+"#.//7-$%.")0%A(%6"(%"G$*&-" !+'(#0"$%#."060(%"&.3&.8"&-."+/.R()(/(&I"$+"!ST"#$%&'$/3;"J-."#.//7-$%.")03.8")0%A(%6"7'$8*#&3" (%&'$8*#.8"&$"&-.",0'A.&")I"SJg":0%A(%6"0%8"a(ZZ(&":0%A"8*'(%6"&-.",(8O5===3"'.]*('.8"0"'.37$%3." +'$,"&-."!ST"'.6*/0&$';":I"(&3"F.'I"%0&*'.<"#.//7-$%.")0%A(%6"'./(.3"$%"707.'/.33"0%8"#$%F.%(.%&" %$%O+0#.O&$O+0#."#/(.%&"$'(6(%0&($%;"?$9"&-.%"&$"$'(6(%0&."%.9"#/(.%&3"9-(/."#$,7/I(%6"9(&-"@dY" '.]*('.,.%&3h"J-."'.6*/0&$'"077'$F.8"%$%O+0#.O&$O+0#."#/(.%&"'.6(3&'0&($%<"7'$F(8.8"&-.")0%A"$++.'(%6" &-."#.//7-$%."7'$8*#&"$)&0(%3"0"%0&($%0/"(8.%&(&I"%*,).'"+'$,"&-."#/(.%&"0%8"&-.%"#'$33O'.+.'.%#.3"&-(3" 060(%3&"0%"0##.7&0)/."&-('8O70'&I"80&0)03.;"?$9.F.'<"3(%#."&-(3",$8./",0I"(%&'$8*#."-(6-.'"!ST"'(3A<" #/(.%&3"9-$"*&(/(Z."&-."%$%O+0#.O&$O+0#."'.6(3&'0&($%"7'$#.33"#0%%$&"&'0%30#&"060(%3&"&-.('"0##$*%&3"+$'" ,$'."&-0%"D[<==="VQ[EeX"0"80I;"K(F.%"&-."*%A%$9%"%0&*'."$+"&-."'(3A<"'0&-.'"&-0%"3(,7/I"7'$-()(&(%6" &-(3"&I7."$+")*3(%.33",$8./<"(&"903"8.#(8.8"&$"/(,(&"&-."+*%#&($%0/(&I"$+"&-."0##$*%&"0%8"0//$9"0"%$%O +0#.O&$O+0#."'.6(3&'0&($%"7'$#.33"+$'"0##$*%&3"&-0&"08-.'."&$"&-."3.&"/(,(&3;"Y/(.%&3"0'."+'.."&$".R#..8" &-(3"&'0%30#&($%"/(,(&"$%#."&-.I"-0F."3*),(&&.8"&$"0"+0#.O&$O+0#."@dY"7'$#.8*'.<")*&"3&(//"9(&-(%"&-." /(,(&3"$+"cR.,7&($%"[4;"J-."12Y".R7.'(.%#.8"&-(3".R.,7&($%"03"]*(&."#-0//.%6(%6"(%"&.',3"$+"3&(//" 3&0I(%6"9(&-(%"&-."/(,(&3"3.&")I"&-."1!J1"D.#$,,.%80&($%3"(%"&.',3"$+"#/(.%&"(8.%&(+(#0&($%;"

54" 5>"

" 5M"

!"/0'6."70'&"$+"&-(3"8(3#*33($%"8'093"$%":.3&.'".&"0/;<"5==>; :.3&.'<"?;<"8."@$A.'<"B;"C"?09&-$'%.<"D;"5==E;"!##.33"&$"+(%0%#(0/"3.'F(#.3"(%"G$*&-"!+'(#0H"!")'(.+"#03."3&*8I"$%"&-.".++.#&"$+"&-."" (,7/.,.%&0&($%"$+"&-."1(%0%#(0/"!#&($%"J03A"1$'#."D.#$,,.%80&($%3;"K.%.3(3"!%0/I&(#3H"L$-0%%.3)*'6;" N3(%6"0"&-'..O,$%&-"0F.'06."DPNGQ".R#-0%6."'0&."03"$)&0(%.8"+'$,"999;$0%80;#$,"

!"#$%&'()*&($%"+'$,"&-."!//(0%#."+$'"1(%0%#(0/"2%#/*3($%

`")/&)/+/0$79;&$%/&G?I&3,.&"0+/&,1,*0&+"0()"0$/4&3*$%&$%/&0//4&$"&,6679&,&)*.EM5,./4&,66)",+%&*0&")4/)& $"&(".$/)&(*0,0+*,7&*0+7#.*"0&=&"0&$3"&()"0$.>&8%/&(*).$&*0.$,0+/&)/7,$/.&$"&$%/&1)"3*01&$"6*+&"(&,7$/)0,$*</& 6,92/0$&2/+%,0*.2.;&3%*7/&$%/&./+"04&)/7,$/.&$"&!"#$%&'()*+,-.&.#5.$,0$*,7&+%,77/01/&"(&(")2,7*D*01& +)"..M5")4/)&)/2*$$,0+/.&*0&7*1%$&"(&$%/&*0(7#:&"(&2*1),0$.&()"2&$%/&)/1*"0&B2".$&0"$,579&i*25,53/C& "</)&)/+/0$&9/,).> !&

& & & & & & & & & & & & !&

& & & & & & &

?/$1)434+,)4"1($G$72)4"1(4--.$/(3"&(2&$2,4/(+,&/-<&8%/&!"#$%&'()*+,0&1"</)02/0$&)/+/0$79&*..#/4&,0&& /:/26$*"0&$"&(#77&fgI&)/@#*)/2/0$.&(")&6)/M6,*4&B.$")/4&<,7#/C&+,)4.>&Z)/6,*4&*0.$)#2/0$.&,)/&& & 4/(*0/4&,.&],0&*0.$)#2/0$&$%,$&(#0+$*"0.&,.&,0&/7/+$)"0*+&.#))"1,$/&(")&+"*0.&,04&5,0E&0"$/.;&& & )/6)/./0$*01&,&+7,*2&"0&$%/&*..#/);&3%*+%&*.&.$")/4&"0&,0&/7/+$)"0*+&4/<*+/&.#+%&,.&,&+%*6&+,)4&")&& +"26#$/)&2/2")9&,04&3%*+%&*.&,++/6$/4&,.&2/,0.&"(&6,92/0$&59&6/)."0.&"$%/)&$%,0&$%/&*..#/)>^&& 8%/./&*0.$)#2/0$.&,)/&/:/26$/4&()"2&(#77&fgI&)/@#*)/2/0$.&*0&+,./.&3%/)/&*04*<*4#,7&$),0.,+$*"0.&& 4"&0"$&/:+//4&FNLL&BjNKC;&$%/&,<,*7,57/&5,7,0+/&4"/.&0"$&/:+//4&FJ;HLL&BjNNLC&,04&$%/&2"0$%79&& $#)0"</)&"(&$),0.,+$*"0.&"0&$%/&*0.$)#2/0$&4"/.&0"$&/:+//4&FP;LLL&Bja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`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

PL&

& PJ& PN&

& & PP&

& &

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

F/6#57*+&"(&!"#$%&'()*+,>&NLJL>&F>aHa;&G*0,0+*,7&?0$/77*1/0+/&I/0$)/&'+$&BPdcNLLJCS&W:/26$*"0&*0&$/)2.&"(&$%/&'+$>&Y"</)02/0$&Y,D/$$/;&& PPNJJSdLMdP>&Nd&`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

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

,66)",+%>&?0&$%/&)/6")$Pa&"0&$%/&NLLP&2#$#,7& /<,7#,$*"0;&*$&*.&2/0$*"0/4&$%,$&]$%/&F/1#7,$*"0.&m$"& $%/&G?I&'+$n&,7."&+"0$,*0&,&7,)1/&0#25/)&"(& /:/26$*"0.&()"2&$%/&+#.$"2/)&*4/0$*(*+,$*"0&,04& )/+")4&E//6*01&)/@#*)/2/0$.;&."2/&"(&3%*+%&.//2&$"& #04#79&7*2*$&$%/&/((/+$*</0/..&"(&$%/&7,3^&B/26%,.*.& ,44/4C>&G'8G-.&,../..").&$%#.&4*4&0"$&6/)+/*</&$%/./& /:/26$*"0.&,.&,*4*01&*0&/0.#)*01&$%/&*0$/1)*$9&"(&$%/& (*0,0+*,7&./+$")> !*2*7,)79;&3%*7/&!"#$%&'()*+,&3,.&+"22/04/4&"0& 2,09&,.6/+$.&*0&*$.&2".$&)/+/0$&NLLK&2#$#,7& /<,7#,$*"0;&$%/&)/.#7$*01&)/6")$&.6/+*(*+,779&2/0$*"0/4& ,&0#25/)&"(&,)/,.&(")&4/</7"62/0$&$"&$%/&/:$/0$&$%,$& !"#$%&'()*+,&)/+/*</4&,&]ZI^&B6,)$*,779&+"267*,0$C& .+")/&"0&,&0#25/)&"(&)/+"22/04,$*"0.;&*0+7#4*01& F/+"22/04,$*"0&HPH&"0&I#.$"2/)&R#/&R*7*1/0+/;&,04& ,&0"0M+"267*,0$&.+")/&"0&,&0#25/)&"(&"$%/)& )/+"22/04,$*"0.>&[04/)&F/+"22/04,$*"0&JLPb&"0& $%/&0//4&(")&)/+")4&E//6*01&B8),0.,+$*"0&,04& I#.$"2/)&?4/0$*(*+,$*"0&F/+")4.C;&W:/26$*"0&JO&3,.& /:67*+*$79&2/0$*"0/4&,.&"0/&"(&$%/&/:/26$*"0.& /)"4*01&!"#$%&'()*+,-.&,5*7*$9&(")&/((/+$*</&)/+")4& E//6*01PO>&G"77"3*01&$%/&/<,7#,$*"0;&0"&+%,01/.&%,</& 5//0&2,4/&$"&$%/&/:/26$*"0.> E6)#")&%"#6%"$013$/)#$2*-")&2.*'"D!8DF" '77&*0&,77;&$%/&!"#$%&'()*+,0&G?I&4"/.&0"$&(//7&$%,$& 2#+%&(#)$%/)&3")E&*.&)/@#*)/4&,$&$%/&7/</7&"(&G'8G& .$,04,)4.&$"&,++"22"4,$/&(*0,0+*,7&*0+7#.*"0;&,.&$%/& )*.EM5,./4&,66)",+%&,7)/,49&,77"3.&/0"#1%&)""2&(")& 2,0/#</)>&8%"#1%&$%/&$3"&1",7.&"(&'`Tc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`")/&1#*4,0+/&3"#74&$%/)/(")/&5/&3/7+"2/4&*0&$/)2.& "(&,&+7/,)/)&,)$*+#7,$*"0&"(&$%/&4/$,*7.&"(&,0&,++/6$,57/&

Pa&

( PH&

& & Pb&

& & & PO&

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`TcIG8&.9.$/2&*0&$%,$& Q#)*.4*+$*"0&*.&,../../4>

>2D2&E4%,54+%(#4+7&!))#*(+%(#4&#:& E4)$5+4*,&9$6,5F()#5)&AE!E9B !"#$%&'()*+,-.&/01,1/2/0$&3*$%&*0.#),0+/&)/1#7,$*"0& ()"2&,&(*0,0+*,7&*0+7#.*"0&6/).6/+$*</&%,.&7,)1/79& ("+#./4&"0&+)/,$*01&,0&/0,57*01&)/1#7,$")9& (),2/3")E&(")&2*+)"*0.#),0+/;&3*$%&$3"&+")/& "5Q/+$*</.S& !&

& !&

8"&(")2,7*D/&*0(")2,7&,+$*<*$*/.&,04&6)"2"$/&&& +"0.#2/)&6)"$/+$*"0\& 8"&/0+"#),1/&"#$)/,+%&59&$%/&+"22/)+*,7&& & *0.#),0+/&2,)E/$&4"30&$%/&*0+"2/&.6/+$)#2>&

8%/&.$")97*0/&#0("74.&,)"#04&$%/&("77"3*01&E/9& 2"2/0$.S

?0$/)0,$*"0,7&`"0/$,)9&G#04;&NLLa>&:".)*(J3&4+,@(K$2"&)("1()*$(L6-$&%,1+$("3(:),1/,&/-(,1/(C"/$-(M(HJNH(K$+"77$1/,)4"1-(3"&(J1)4OP"1$0(( Q,.1/$&419(,1/(C"76,)419()*$(H41,1+419("3(N$&&"&4-7<&?`G&I"#0$)9&F/6")$&U"&LacJJK>&'6)*7>&k,.%*01$"0&R>I>S&?0$/)0,$*"0,7&`"0/$,)9&G#04>& ]G*0,0+*,7&*0.$*$#$*"0.&.%"#74&0"$&E//6&,0"092"#.&,++"#0$.&")&,++"#0$.&*0&"5<*"#.79&(*+$*$*"#.&0,2/.>&G*0,0+*,7&*0.$*$#$*"0.&.%"#74&#04/)$,E/&& +#.$"2/)&4#/&4*7*1/0+/&2/,.#)/.;&*0+7#4*01&*4/0$*(9*01&,04&</)*(9*01&$%/&*4/0$*$9&"(&$%/*)&+#.$"2/).l^&G*0,0+*,7&'+$*"0&8,.E&G")+/&BG'8GC;&& NLLP>&HJNH(RS(K$+"77$1/,)4"1-<&mX07*0/n>&'<,*7,57/S&%$$6Scc333>(,$(M1,(*>")1c4,$,"/+4cOcaLcPadaKHb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cW!''`TY;&NLLK>&`#$#,7&/<,7#,$*"0&)/6")$S&'0$*M2"0/9&7,#04/)*01&,04&+"25,$*01&$%/&(*0,0+*01&"(&$/))")*.2S&!"#$%&'()*+,>&Nb&G/5)#,)9>&& '<,*7,57/&,$S&%$$6Scc333>(,$(M1,(*>")1c4,$,"/+4cbLcJHcaNaPNLdH>64(&B,++/../4&e#79&NLJJC>

'&+"0$)*5#$*"0&()"2&$%/&'77*,0+/&(")&G*0,0+*,7&?0+7#.*"0

3+"7,&?2&3',&9#$%'&!:5(*+4&;(*5#(4)$5+4*,&5,G$7+%#5.&65#*,))&%(;,7(4,>H

I+%,&

J(7,)%#4,

NLLP&

Z,)7*,2/0$,)9&I"22*$$//&"0&G*0,0+/&%/,)*01.&"0&,5#./.&*0&$%/&(#0/),7&5/0/(*$.&*04#.$)9

NLLa&

G*0,0+*,7&!/+$")&I%,)$/)&+"0+7#4/4

NLLH&

G*0`,)E&8)#.$&*0</.$*1,$*</&.$#49&*0$"&(#0/),7&,..*.$,0+/&5#.*0/..

&& &

e"*0$&U,$*"0,7&8)/,.#)9cG!A&$,.E&$/,2&./$&#6&$"&4*)/+$&$%/&,..*.$,0+/&5#.*0/..&)/(")2&& 6)"+/..&BZ,)7*,2/0$,)9&I"22*$$//&#64,$/4&$"&$%/./&4/</7"62/0$.C

NLLb&

Z)"Q/+$&/:$/04/4&5/9"04&(#0/),7&,..*.$,0+/&5#.*0/..&$"&+"0.*4/)&,77&2*+)"*0.#),0+/

NLLO&

?0$/)M4/6,)$2/0$&(")#2&$"&/0.#)/&,7*102/0$&,+)"..&1"</)02/0$&

NLLd&

e"*0$&U,$*"0,7&8)/,.#)9cG!A&4*.+#..*"0&6,6/)&)/7/,./4&(")&6#57*+&+"22/0$

NLLKMNLJL&

Z#57*+&+"0.#7$,$*"0.&,04&)/(*0*01&"(&)/1#7,$")9&6)"6".,7.

NLJJ&

G*0,7&6"7*+9&4"+#2/0$&3*$%&6)"6"./4&)/1#7,$")9&(),2/3")E&6#57*.%/4&*0&e#79

NLJNMNLJa&

Z7,00/4&4),($*01&,04&6,..*01&"(&7/1*.7,$*"0\&*267/2/0$,$*"0&7*E/79&$"&("77"3&NLJPcNLJa

?1-.&,1+$(&$9.5,)4"1(*,-(4)-("&4941-(41(3.1$&,5(41-.&,1+$(+"1-.7$&(2&")$+)4"1(+"1+$&1-

'.&/,)79&,.&NLLP;&,77/1,$*"0.&"(&+"0.#2/)&,5#./&*0& $%/&(#0/),7&#04/)$,E/)&*04#.$)9;&3%/)/&*$&*.&+"22"0& 6),+$*+/&$"&*0(")2,779&6)"<*4/&*0.#),0+/;&+,2/&$"&$%/& ,$$/0$*"0&"(&$%/&)/1#7,$")>&?$&7/,4&$"&,&4*,10".$*+& .$#49;&+"22*..*"0/4&59&G*0`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a>&?0&)/.6"0./;&*0$/)/.$&*0&$%/& 2*+)"*0.#),0+/&2,)E/$&,7."&1)/3&,2"01&+"22/)+*,7& *0.#)/).>

H&"7(3.1$&,5(41-.&,1+$()"(74+&"41-.&,1+$ ?0&NLLb;&$%/&!"#$%&'()*+,0&U,$*"0,7&8)/,.#)9&4/+*4/4& $"&5)",4/0&$%/&("+#.&5/9"04&(#0/),7&*0.#),0+/&$"& +)/,$/&,&)/1#7,$")9&(),2/3")E&(")&2*+)"*0.#),0+/& 4/</7"62/0$>&8%/&(*).$&.$/6&3,.&$"&4/</7"6&,&4/$,*7/4;& +"0.#7$,$*</&4*.+#..*"0&6,6/)&$"&.E/$+%&$%/& 7,04.+,6/;&%*1%7*1%$&$%/&*..#/.&$"&,44)/..&,04& 4/</7"6&,&(*).$&./$&"(&)/1#7,$")9&6)"6".,7.&(")&6#57*+& +"22/0$>&8%/&(*0,7&6)"6"./4&2*+)"*0.#),0+/& )/1#7,$")9&(),2/3")E&3,.&6#57*.%/4&,$&$%/&/04&"(&e#79& NLJJPK>&?267/2/0$,$*"0&"(&$%/&)/1#7,$")9&(),2/3")E& *.&/:6/+$/4&59&NLJP&,04&,&4/4*+,$/4&2*+)"*0.#),0+/& 4/6,)$2/0$&3*77&5/&(")2/4&*0&$%/&G!A&$"&"</).//&*$>

!"#$%&'()*+,0&U,$*"0,7&8)/,.#)9&]F",4.%"3^&6)/./0$,$*"0;&NLLd\&U,$*"0,7&8)/,.#)9;&NLJJ>&8%/&!"#$%&'()*+,0&`*+)"*0.#),0+/&F/1#7,$")9& G),2/3")E>&U,$*"0,7&8)/,.#)9S&Z)/$")*, PK& ?64/< Pd&

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

!"#$%&$'(")"*+,$-"./0$12(3456$734("36*.(564+$8+9.:5/"(;$<(57+="(>$36$5$6./*0+:: 5-.",(#'$(%3*'0%#."6$/(#7"+'0,.8$'9"-03"&-."+$//$8(%:"$);.#&(<.3= !"

" !"

" " !"

" " " " " "

>?&.%@"0##.33"&$"0"<0'(.&7"$+":$$@"<0/*."+$',0/"(%3*'0%#."6'$@*#&3"066'$6'(0&."&$"&-."%..@3"$+"" /$8A(%#$,."-$*3.-$/@3B 10#(/(&0&."+$',0/(C.@"(%3*'0%#."6'$<(3($%")7"#*''.%&/7"(%+$',0/"6'$<(@.'3"0%@"(%"&-."6'$#.33"" " .%#$*'0:."&-."+$',0&($%"$+"%.8D"8.//"#06(&0/(C.@"(%3*'0%#."6'$<(@.'3"0%@"6'$,$&."3,0//")*3(%.33"" @.<./$6,.%&B >%3*'."3*(&0)/."6'$&.#&($%"+$'"#$%3*,.'3"$+",(#'$(%3*'0%#.B 5$"0#-(.<."&-.3."$);.#&(<.3D"&-."6'$6$30/"(3"&-0&"0"%.8"E(#'$(%3*'0%#."!#&"8(&-"0##$,60%7(%:""" 3*)$'@(%0&."/.:(3/0&($%"0%@"'*/.3")."(%&'$@*#.@B"5-."E(#'$(%3*'0%#."!#&"8(//"6.',(&"&-."/(#.%3(%:"$+"" 0"%.8"#0&.:$'7"$+"(%3*'.'3"&$"6'$<(@.",(#'$(%3*'0%#."6'$@*#&3"0%@"6'$<(@."+$'"0"3(,6/.'"3$/<.%#7"" '.:(,."0%@"/(:-&.'",0'9.&"#$%@*#&"'.F*('.,.%&3"G60'&(#*/0'/7"$%"@(3&'()*&($%H"+$'"6'$@*#&3"&-0&"" ,..&"#.'&0(%"3&0%@0'@3"(%"&.',3"$+").(%:"3(,6/."G(B.B"%$&"'.F*('(%:"#$,6/.?"0#&*0'(0/"<0/*0&($%H"0%@"" 066'$6'(0&."&$"&-."%..@3"$+"/$8"(%#$,."#*3&$,.'3B

!"#$%&'()&*+,(-*'#$(#.,/-0&)*+$-(#$())0#1$&*$2()2)(0&)*-/&03

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

" " " " "

2%"60'0//./"&$"K0&($%0/"5'.03*'7L3"'.:*/0&$'7"" " #$%3(@.'0&($%3"0'$*%@",(#'$(%3*'0%#.D"&-."1IJ"" ).#0,."(%<$/<.@"(%"&-."2!2IAE(#'$(%3*'0%#."" " K.&8$'9"G2!2IAE2KH"M$(%&"N$'9(%:"O'$*6"$%"" " E(#'$(%3*'0%#.PQB"2&"-03"3(%#.")..%"0%"0#&(<."" " 60'&(#(60%&B"5-(3"(%#/*@.@"#$%&'()*&(%:"&$"&-."M$(%&""

" " " " " " " " "

N$'9(%:"O'$*6L3"233*.3"U06.'"$%"&-."T.:*/0&($%"" 0%@"I*6.'<(3($%"$+"E(#'$(%3*'0%#."(%"RQQ]"0%@D"" ,$'."'.#.%&/7D"60'&(#(60&(%:"(%"&-."@'0+&(%:":'$*6"" $+"&-."*6#$,(%:"2!2IAE2K"M$(%&"N$'9(%:"O'$*6"" O*(@0%#."U06.'"$%"T.:*/0&($%"0%@"I*6.'<(3($%"" I*66$'&(%:"2%#/*3(<."2%3*'0%#."E0'9.&3B"Y.0'%(%:"" +'$,"&-."M$(%&"N$'9(%:"O'$*6"8$'9"803".?6/(#(&/7"" &09.%"$%")$0'@"(%"@.<./$6(%:"&-.",(#'$(%3*'0%#."" '.:*/0&$'7"6'$6$30/3B

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

" " " " " " " " " "

Z%#."&-."6'$6$3.@"'.:*/0&$'7"+'0,.8$'9"(3"6033.@D" &-."'.0/"#-0//.%:.3"8(//"/(."(%"(,6/.,.%&0&($%B"1$'" &-(3D"&-."+$'&-#$,(%:"2!2IAE2K"M$(%&"N$'9(%:"O'$*6" O*(@0%#."U06.'"8(//")."0"<.'7"'./.<0%&":*(@.B

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

!"#$%&'()*&($%"+'$,"&-."!//(0%#."+$'"1(%0%#(0/"2%#/*3($%

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

& & & & & & & & & & & & & & & & & !&

& & & & & & & & !&

45*$*+"'+)+&**3+/%$+0%$*+3*.)"-*3+6768+1("3)&#*+

& & & & & & & &

:%/&;!<&%,.&0"$&*0&,0>&3,>&/A6/)*/0+/4&$%/&*0.#),0+/& +")/&6)*0+*67/.&,.&)/.$)*+$*=/&3*$%&)/1,)4&$"&$%/& /A$/0.*"0&"(&*0.#),0+/&$"&$%/&#04/)./)=/4@&:%/&;!<& 3"#74B&%"3/=/)B&,66)/+*,$/&5/$$/)&")&2")/&.6/+*(*+& 1#*4,0+/&"0&%"3&$"&,667>&$%/&?0.#),0+/&L")/& M)*0+*67/.N9&C?LM.E&*0&.6/+*(*+&+"0$/A$.@&')/,.&3%/)/& $%/)/&*.&,&0//4&(")&(#)$%/)&1#*4,0+/&*0+7#4/O

& & & & & &

N9&

& NQ&

& & NN&

& NS& NU&

& NT&

& & Na&

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`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

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

,+$*<*$*/.;&*$&2,9&0"$&5/&0/+/..,)9&$"&%,</&/0$/)6)*./& )*.E&2,0,1/2/0$aK&*0&67,+/&,04&."2/&*0$/)0,7&+"0$)"7& (#0+$*"0.&B?IZ&JLHLC&2,9&5/&+"25*0/4&")&$,E/0&"0&59& 2,0,1/2/0$;&6)"<*4/4&$%,$&$%/)/&,)/&.#*$,57/& ,7$/)0,$*</&2/+%,0*.2.&*0&67,+/&(")&*04/6/04/0$& "</).*1%$&"(&"6/),$*"0,7&2,0,1/2/0$>& !&

JPQTCHN(D?CA(UVWXE>&'`TcIG8&)/1#7,$*"0.&.%"#74& 7*E/3*./&5/&,667*/4&*0&,&6)"6")$*"0,$/;&)*.EM5,./4& 2,00/)>&8%/&$,.E&(")&$%/&*0.#),0+/&.#6/)<*.")&*.& +"267*+,$/4&59&$%/&(,+$&$%,$&*$&+,00"$&"079&7""E&$"&$%/& ?'?!&6)"6")$*"0,7*$9&6)*0+*67/&*0&$%*.&)/1,)4;&& %"3/</);&5#$&#04/)&?IZ&Nd&2#.$&,7."&2//$&G'8G& )/+"22/04,$*"0.>&`")/&.6/+*(*+&1#*4,0+/&59&$%/&?'?!& $%,$&*.&,7*10/4&3*$%&3%,$&7/</7&"(&6)"6")$*"0,7*$9& 3"#74&5/&,++/6$,57/&#04/)&G'8G&3*77&5/&3/7+"2/4> !&

P,&8$)(+"1/.+)>&o,)*"#.&?IZ.&,)/&"(&)/7/<,0+/&$"& 2,)E/$&+"04#+$;&*0+7#4*01&?IZ&NaHN&"0&?0$/)2/4*,)*/.;& ?IZ&NHHP&"0&I"0.#2/)&Z)"$/+$*"0&,04&?IZ&NbHa&"0& ?0(")2,$*"0;&4*.+7".#)/&,04&$),0.6,)/0+9&$"3,)4.&$%/& 2,)E/$>&[04/)&,&6)"6")$*"0,$/&,66)",+%;&6)"4#+$.& $%,$&2//$&+/)$,*0&.$,04,)4.&*0&$/)2.&"(&)/4#+/4&

+"267/:*$9&,04&5/*01&,66)"6)*,$/&$"&7"3M*0+"2/& +"0.#2/)&0//4.&+"#74&%,</&7/..&"0/)"#.& )/@#*)/2/0$.&*0&$/)2.&"(&6)/M.,7/.&,4<*+/>&8%*.&%,.& 5//0&,&2#+%&4/5,$/4&+")/&$/0/$&"(&$%/&!"#$%&'()*+,0& )/1#7,$")9&(),2/3")E>&`")/&?'?!&1#*4,0+/&*0&$%*.& )/1,)4;&$%,$&4)*77.&4"30&*0$"&.6/+*(*+.;&3"#74&%,</& 5//0&</)9&%/76(#7&*0&4/$/)2*0*01&$%/&+"0$/0$.&"(&$%/& )/1#7,$")9&(),2/3")E> D&20",.$')*/%"#2"$013%0%*#)#$2*"-.112&#" 8%/&?'?!-.&"01"*01&3")E&"0&4/</7"6*01&1#*4,0+/&"0& %"3&$"&,6679&$%/&?IZ.&*0&,&6)"6")$*"0,$/&3,9&$"&$%/& .#6/)<*.*"0&"(&2*+)"*0.#),0+/&B$%)"#1%&$%/& (")$%+"2*01&?'?!M`*+)"*0.#),0+/&U/$3")E&e"*0$& k")E*01&Y)"#6&Y#*4,0+/&Z,6/)C&3*77&5/&,&</)9& *26")$,0$&.$/6&$"3,)4.&6)"<*4*01&$%/&E*04&"(& 1#*4,0+/&$%/&G!A&3"#74&(*04&%/76(#7>&8%/&?'?!-.& 2*+)"*0.#),0+/&/01,1/2/0$&+,0&%"3/</)&0"$&/04& $%/)/S&"0+/&$%/&1#*4,0+/&*.&"#$;&.#6/)<*.").&7*E/&& $%/&G!A&3*77&3/7+"2/&+,6,+*$9&5#*74*01&,04& *267/2/0$,$*"0&.#66")$&3*$%&)/1,)4&$"&2*+)"*0.#),0+/& .#6/)<*.*"0>

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

.#((*+*/0$79&,++"22"4,$*01&"(&(*0,0+*,7&*0+7#.*"0>& ?$&*.&*26")$,0$&$"&0"$/;&%"3/</);&$%,$&5"$%&$%/./& .#6/)<*.").&%,</&1,*0/4&+"0(*4/0+/&()"2&$%/& 6)"2*0/0$&)"7/.&$%/9&%,</&67,9/4&3*$%*0&$%/*)&)/7/<,0$& !!A.>&!"#$%&'()*+,&B,04;&6,)$*+#7,)79;&$%/&7,$/& 6)"(/..")&f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

W0$/)6)*./&)*.E&2,0,1/2/0$&(")&+,6*$,7&,4/@#,+9&,04&."7</0+9>&!//S& %$$6Scc333>*,*.3/5>")1cpp$/26cNpNpbpY#*4,0+/p6,6/)p"0p/0$/)6)*./p)*.Ep2,0,1/2/0$p(")p+,6*$,7p,4/@#,+9p,04p."7</0+9p6#)6"./.>64( ]8%/&.#6/)<*.")9&,#$%")*$9&)/@#*)/.&*0.#)/).&$"&%,</&*0&67,+/&*0$/)0,7&+"0$)"7.&$%,$&,)/&,4/@#,$/&(")&$%/&0,$#)/&,04&.+,7/&"(&$%/&5#.*0/..>&8%/&& & "</).*1%$&,04&)/6")$*01&.9.$/2.&,77"3&$%/&5",)4&,04&2,0,1/2/0$&$"&2"0*$")&,04&+"0$)"7&$%/&"6/),$*"0.>^&?'?!;&NLLP HJ& ]8%/&.#6/)<*.")9&,#$%")*$9&)/@#*)/.&*0.#)/).&,04&*0$/)2/4*,)*/.;&,$&,&2*0*2#2&$%"./&*0.#)/).&,04&*0$/)2/4*,)*/.&"((/)*01&7*(/&*0.#),0+/&& & 6)"4#+$.&")&"$%/)&*0</.$2/0$&)/7,$/4&*0.#),0+/;&$"&$,E/&/((/+$*</&2/,.#)/.&$"&4/$/);&4/$/+$&,04&)/6")$&2"0/9&7,#04/)*01&,04&$%/&(*0,0+*01&"(&& & $/))")*.2&+"0.*.$/0$&3*$%&$%/&F/+"22/04,$*"0.&"(&$%/&G*0,0+*,7&'+$*"0&8,.E&G")+/&"0&`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a& ]8%/&.#6/)<*.")9&,#$%")*$9&)/@#*)/.&*0.#)/).&$"&4*.+7"./&)/7/<,0$&*0(")2,$*"0&"0&,&$*2/79&5,.*.&*0&")4/)&$"&1*</&.$,E/%"74/).&,&+7/,)&<*/3&"(&& & $%/*)&5#.*0/..&,+$*<*$*/.&,04&(*0,0+*,7&6".*$*"0&,04&$"&(,+*7*$,$/&$%/&#04/).$,04*01&"(&$%/&)*.E.&$"&3%*+%&$%/9&,)/&/:6"./4>^&?'?!;&NLLP HH& X$%/)&+,./&.$#4*/.&("+#.&"0&f/09,;&A),D*7;&Z%*7*66*0/.&,04&`/:*+"> aK&

HL&

'&+"0$)*5#$*"0&()"2&$%/&'77*,0+/&(")&G*0,0+*,7&?0+7#.*"0

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

) & & & & & & & & & & & & !&

) & & & & & & & & & & & & &

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

;8+2")&%"+3/%#')%-)"+<1%"+&)7"#*)=>?=)#')'#'@723+@ /#@723+)233#1'/)#"%(%'2/%#'5&!"#$%&'()*+,&3,.&,57/& $"&,77"3&0"0@(,+/@$"@(,+/&")*1*0,$*"0&"(&5,0=& ,++"#0$.&$%)"#1%&*26".*01&+7/,)&7*2*$.&"0&,++"#0$&

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

!"#$%&'()*+,-.&/01,1/2/0$&3*$%&$%/&.$,04,)4&./$$*01&5"4*/.&,04&$%/&*267*+,$*"0.&(")&(*0,0+*,7&*0+7#.*"0

!"#$%"&'%()*+(,-./&0#(& 1.*%*2.%"&3*2"4,.#*&

>"".%*2+&0#(&1.*%*2.%"& 3*2"4,.#*&9>13:

55567/0.6#(7

5556%0.@7"#$%"6#(7&

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