BUYERS PRESENTATION
ABOUT CHRISSY CONNER OWNER | REALTOR | COACH Chrissy Conner is an energetic leader, strategic thinker, and fierce negotiator. She understands the psychology of selling real estate and that nets her sellers more money, in less time. Buying or selling a home, one of your largest assets, is one of the most important things you will ever do. As The Conner Patrick Real Estate Teams’ founder, Chrissy fosters a personal, relaxed, and professional team culture that inspires confidence while setting clients at ease. Her team guides you through the real estate experience with patience, frequent communication, comprehensive client education, and expert advice. Along with over fifteen years of direct real estate sales and real estate consulting experience, Chrissy has been an integral part of top-producing teams in Placer, Nevada, El Dorado Hills, and Sacramento Counties. Experience in these dynamic real estate markets has honed her sales and negotiation skills, making her a skilled and strategic marketer. She attributes her success to an astute intuition of the market and keen project management. Chrissy puts forth every effort to achieve the best possible outcome for her clients.
Chrissy Conner’s professional goal is to provide a customer experience that is unmatched in the real estate industry. She works diligently to develop trust, loyalty, and lasting relationships so your real estate experiences are always as smooth and as successful as possible. When she’s not working, Chrissy Conner spends time with her three daughter’s and her husband and business partner Jon Patrick. They enjoy friends, vacationing, and anything possible to be outdoors enjoying the beautiful place they call home.
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ABOUT JON PATRICK OWNER | REALTOR Jon Patrick, a Marine Corps Veteran, is the co-founder/President of Conner Patrick Real Estate Team. His hard work, charisma, and dedication to his clients has helped solidify Jon’s reputation as an industry expert. Jon specializes in all facets of the Real Estate business, whether it be navigating the way for first time home buyers, or investors seizing the perfect distressed property, or providing guidance in the luxury market, he and his team have the experience. He is an expert negotiator that excels in high pressure situations. When he is not serving clients, Jon is chasing around his Warrior Princess daughters and amazing wife. He is an avid outdoorsman that enjoys fishing, shooting, surfing and all things in on the water. He and his family have deep roots in the local community and are avid supporters of local Veterans Groups. The Real Estate Market is always good for someone. Allow me to make it good for you!
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We do hard things and m ake them look easy!!
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BUYER’S INFO 1. MAKING THE RIGHT CHOICE It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you. We believe in full disclosure and the importance of planning. Some questions you should ask yourself: • What reasons are prompting you to move and what is your preferred timeline? • Have you been through the pre-approval process? What amount are you approved for? • When we find the right home for you, are you prepared to make an offer? 2. YOUR LIFESTYLE Deciding on what type of home you want to live in is just as important as deciding on where you want to live. For some, location is everything. For others, home details are everything. It is important that you decide what is most important for you and what type of lifestyle you truly desire.
BUYER INFORMATION
3. LOCATION, LOCATION, LOCATION. Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreation centers. These things define your lifestyle choice and are not only necessary, but convenient.
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MORTGAGE INFORMATION GETTING STARTED You’ve decided you want to buy a home. Now what? The first – and most important step to the home buying process is financing. You can’t do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history. DIFFERENT TYPES OF MORTGAGES: Getting a mortgage is one thing. Getting a mortgage that best suits your situation is another. Some mortgages have less strings attached but have more strict stipulations, while others may be harder to get, but have more flexibility. It is important to have all the information about mortgages available to you before you decide to move forward in the purchase of a home. Find out how the Agent Marketing Group can help you find the mortgage that best suits you.
MORTGAGE INFORMATION
M O R TG AG E INFO INCOME & ASSETS Most loan programs require the lender to verify all of your income sources. Typically you will need to provide pay stubs, your W-2 and copies of your tax returns. Lenders will also want to go through your assets and how much of a down payment you will have when determining your loan approval. CREDIT HISTORY All lenders review a borrower’s credit history to determine the type of credit used, the amount owed, and the borrower’s repayment history.
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MOVING CHECKLIST
MOVING CHECKLIST It is important that you use this checklist in order to be well-prepared when buying a home. The last thing you would want to happen is to move into a home without the necessities in life such as electricity, gas, water, or work/school related services such as internet/phone, etc. Be sure everything is in order to keep things running smoothly during the buying process. If you need assistance, we are always here to lend a helping hand. It`s what we do! UTILITY PROVIDERS • Electricity Providers • Telephone Providers • Water & Sewage • Cable & Internet Providers • Gas Providers
BUSINESS ACCOUNTS • Banking Institutions • Cell Phone Providers • Department Stores • Financial Companies • Credit Card Companies
GOVERNMENT INSTITUTIONS • DMV • Post Office • Schools • City and County Departments • Library • Veterans Administration
CLUBS & MISCELLANEOUS • Country Club • Health & Fitness Club • Recreation Club • Book Club • Other Club
INSURANCE COMPANIES • Accidental Insurance • Auto Insurance • Health Insurance • Benefits Provider • Home Insurance
PROFESSIONAL SERVICES • Broker • Accountant • Doctor • Dentist
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SEARCHING ONLINE
SEARCHING ONLINE Our team uses the Internet and all online tools to help find your next home. With most buyers checking the web, getting online is the most effective and efficient way to search for homes. Our web presence and online network will help us find a home that best suits you! Most people search for a home using three main search engines. We make sure to give you the widest possible access on these platforms.
5% 93% 2% Source: Reliablesoft.net (2019), NAR (2018) *These numbers reflect an avergae of these two sources.
BUYER SEARCH ONLINE! More than half of all homebuyers search online first when looking to purchase a home. It is vitally important that you are able to view the full range of potential homes to find the one that’s right for you.
|| TRUSTED ADVICE || TOURING HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the Internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market.
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BUYER’S PREPARATION You’re ready to buy - or maybe you’re just ready to start seriously thinking about buying. There’s a lot you can do to prepare. With so much information available at your fingertips, you may already be doing a lot of your own research. Here are a few things to keep in mind while you get started. DETERMINE YOUR PRICE RANGE The best place to start when buying a home is to find out how much house you can afford. An experienced agent can refer you to a mortgage broker who can assist you with determining how much of a down payment you can afford, comfortable monthly payment, and the type of loan that fits your needs best. Serious buyers who are highly motivated should go through the effort of getting pre-approved; not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of sellers when the time comes to make an offer.
BUYERS PREPARATION
MAKE A LIST AND PRIORITIZE Imagine your ideal home and location. Now make a list of everything you envisioned, take that list and break it down from high to low priority. High-priority items are the things you cannot live without in your new home. (Large Bedrooms, Large Closets, High-end appliances, proximity to amenities and schools, etc.). Lower-priority items are those that are an added bonus, but not necessary. (Jetted-tub, landscaped yard). TOUR HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market on one of our websites.
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THE OFFER PROCESS NEGOTIATING THE RIGHT WAY We take the ethical responsibility of fairly negotiating contractual terms very seriously. It is our job to find a win-win agreement that is beneficial to all parties involved. You may even have to deal with multiple offers, so make sure that yours is strong if you really want the home. As your agents, we will guarantee a thorough and objective assessment of the home’s true value to help you make the right choice. THE INITIAL AGREEMENT AND DEPOSIT An effective agreement is a legal arrangement between a potential purchaser and the property’s seller. Laws vary but in order to be a legally binding agreement, the agreement may require consideration. This consideration (initial and additional deposit) is to be held in escrow pending the fulfilment of conditions or contingencies in the effective agreement.
THE OFFER PROCESS
KEEP WRITTEN RECORDS OF EVERYTHING For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties. We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything. STICK TO THE SCHEDULE Now that you have made an offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract. Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements. During the process we will keep you constantly updated so you will always be prepared for the next step.
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HOME INSPECTION
HOME INSPECTIONS THE PRICE IS NOT ALWAYS RIGHT It is a good idea to make sure what you think you are buying is indeed the property you are buying. It is so important to feel comfortable with your purchase during the home buying experience. Feeling comfortable starts with financing, but then leads into feeling confident that your purchase is sound. Having a professional home inspector is the way to gain peace of mind. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will also provide you with a written report indicating areas of concern and the estimated cost of repairs. HERE ARE A FEW HOME INSPECTION TIPS: • Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. • Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary. • Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
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WEB SYNDICATION
WEB SYNDICATION It’s our responsibility to represent your interests as the buyer. This includes searching for a home, negotiating the best price, and handling all the details of your next purchased property. As exceptional agents that never settle, we provide personalized access to more available property information. AS EXCEPTIONAL AGENTS WE WILL: 1. Provide you with information regarding all properties listed with the Real Estate Board online at your convenience. This includes bank sales and “For Sale by Owner” sales. Furthermore, we provide complete, daily searches of homes appropriate to your needs and budget, complete access to a member of our team at all times and instant notification on all new properties matching your search criteria. We are also always available to show you homes at your request. 2. Mortgage Brokers, Home Inspectors and Appraisers, Movers, Surveyors 3. Advise prospective sellers and their brokerages that we are representing you and negotiating on your behalf. 4. At all times, our team will demonstrate quality and professional conduct to provide the best possible real estate experience. 5. Keep everything between us. We will never disclose personal client information at any time in compliance with our privacy policy. Exceptional clients deserve exceptional agents who always communicate, always put you first, but never settle. EXCEPTIONAL AGENTS = EXCEPTIONAL RESULTS.
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BUYERS SEARCHING FOR HOME These are the first steps buyers take when looking for a new home...
51%
Internet (home searches & research)
34% REALTOR® 4%
Call on yard sign
4%
Friend/relative/neighbor
4%
Open House
2%
New Builder
1%
Local newspaper & magazines
1%
Previously knew the seller
BUYER SEARCHING
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TESTIMONIALS I don’t even know where to begin describing how much I appreciate Chrissy! From day one, she listened to our needs and took the time to really get to know my family to help us find the home would work best for us. We were new to the area and we weren’t really “serious buyers” when we first met Chrissy, but she met us weekend after weekend for months to help us get to know neighborhoods all around Roseville, Granite Bay, Folsom, and Rocklin until we found a home. If I’m being totally honest, my husband and I were a little sad when the house hunting stopped because we always had a good time at Open Houses with her! :-) We changed our minds a million times, and she was so friendly, patient, flexible and accommodating. She also kept our priorities in the front of her mind and kept coming back to them. She was honest with us and went to bat for us several times, and in the end, she helped us find our dream home. She still checks in on us while we settle in, and it’s clear that she’s doing it genuinely because she cares about people in general. She’s just all around a good-hearted, caring, hard-working person, but she’s also a real tough cookie when she needs to be! I absolutely love her (and her family...they came along on a few house visits too!), and I would highly recommend Chrissy to anyone looking for a new home! She is the absolute best!! - Leslie P.
From the beginning, Chrissy was available for all of our needs. She kept my family in mind throughout the entire process. Having Chrissy on our team relieved a lot of stress! She’s a great agent and I’d recommend her to anyone. - Quen F.
Chrissy helped us sell and buy and we could not be happier with the experience! She went above and beyond throughout the whole process. Her communication was stellar and we had 100 percent trust and confidence in every decision she helped us to make. I would highly recommend Chrissy Conner to anyone looking to buy or sell a home!! Adrianne L.
916.201.9464
chrissycloses123@gmail.com connerpatrickrealestate.com 5842 Lonetree Boulevard Rocklin, CA, 95765 CalBRE# 01514951