B U Y E R ’ S P R E S E N TAT I O N
ABOUT JENNI DAVIES Are you looking for an approachable, experienced, full time TOP Realtor? Jenni was named one of Washingtonian Magazine’s Top Agents for 2016! She is an expert agent who has experienced many types of markets and can guide you from start to finish. Jenni has been a RE/MAX Realty Centre REALTOR since August 1993! That is almost 25 years of hands on experience! “I enjoy listing and marketing homes using all of the latest technology. I love working with sellers to help their accomplish their ultimate goal and love getting to meet new people from all different walks of life. I’m a people person! in real estate, I think that goes a long way.” If you are looking to sell your current home and find a new one, Jenni can help! She loves people which creates a perfect combination in order to make your real estate experience smooth and stress free. She also does way more than the average agent when she lists a home, check out her “DRONE TOURS”, Color Property Brochures, and her Premiere Agent Status on Zillow, Trulia, Realtor.com. With Jenni, you will get the BEST SERVICE, 24 Hours A Day, 7 Days a Week! In this Market you need a STRONG NEGOTIATOR and EXPERIENCE MATTERS!!
Jenni Davies Cell: 301.466.1228 hotmdhomes@gmail.com www.hotmarylandhomes.com
BUYER’S INFO 1. MAKING THE RIGHT CHOICE It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you. I believe in full disclosure and the importance of planning. Some questions you should ask yourself: • What reasons are prompting you to move and what is your preferred timeline? • Have you been through the pre-approval process? What amount are you approved for? • When we find the right home for you, are you prepared to make an offer? 2. YOUR LIFESTYLE Deciding on what type of home you want to live in is just as important as deciding on where you want to live. For some, location is everything. For others, home details are everything. It is important that you decide what is most important for you and what type of lifestyle you truly desire. 3. LOCATION, LOCATION, LOCATION. Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centers, restaurants, parks and recreation centers. These things define your lifestyle choice and are not only necessary, but convenient.
BUYER’S INFO 4. WHEN SHOULD I SELL? You should immediately establish your time frame for selling. For many sellers, it is an urgent matter, and for others, not so much. Obviously, serious sellers would like to sell as quickly as possible and for the most amount possible, however, it is good to know what the most effective plan of action is before listing your home. If you need to sell quickly, I can speed up the process by giving you a complete market analysis and action plan to obtain all of your goals. If there is no pressing need to sell immediately, you can sit down with me to thoroughly review the current market conditions and find the most favorable time to for you to sell.
ARE YOU DEALING WITH AN EXPERT? Did you know that the average agent sells or helps their client buy only 8 homes per year? Did you know that 45% of real estate agents spend less than $500 per year on training and professional development. These are the facts, so how do you know if your agent is an expert when it comes to helping you buy a home? I am committed to finding a home that fits your criteria, from budget, to location to style. I am dedicated to making sure you are paired with a home that works for you and/or your family.
MORTGAGE INFORMATION GETTING STARTED You’ve decided you want to buy a home. Now what? The first – and most important step to the home buying process is financing. You can’t do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history. DIFFERENT TYPES OF MORTGAGES: Getting a mortgage is one thing. Getting a mortgage that best suits your situation is another. Some mortgages have less strings attached but have more strict stipulations, while others may be harder to get, but have more flexibility. It is important to have all the information about mortgages available to you before you decide to move forward in the purchase of a home. Find out how the I can help you find the mortgage that best suits you.
MORTGAGE INFO INCOME & ASSETS Most loan programs require the lender to verify all of your income sources. Typically you will need to provide pay stubs and copies of your tax returns. Lenders will also want to go through your assets and how much of a down payment you will have when determining your loan approval. CREDIT HISTORY All lenders review a borrower’s credit history to determine the type of credit used, the amount owed, and the borrower’s repayment history.
MOVING CHECKLIST It is important that you use this checklist in order to be well-prepared when buying a home. The last thing you would want to happen is to move into a home without the necessities in life such as electricity, gas, water, or work/school related services such as Internet/phone, etc. Be sure everything is in order to keep things running smoothly during the buying process. If you need assistance, I am always here to lend a helping hand. It`s what I do! UTILITY PROVIDERS • Electricity Providers • Telephone Providers • Water & Sewage • Cable & Internet Providers • Gas Providers GOVERNMENT INSTITUTIONS • IRS • Post Office • Schools • Provincial Licensing • Library • Veterans Administration INSURANCE COMPANIES • Accidental Insurance • Auto Insurance • Health Insurance • Benefits Provider • Home Insurance • Life Insurance
BUSINESS ACCOUNTS • Banking Institutions • Cell Phone Providers • Department Stores • Financial Companies • Credit Card Companies CLUBS & MISCELLANEOUS • Country Club • Health & Fitness Club • Recreation Club • Book Club • Other Club PROFESSIONAL SERVICES • Broker • Accountant • Doctor • Dentist
SEARCHING ONLINE I use the Internet and all online tools to help find your next home. With more than 90% of buyers checking the web, getting online is the most effective and efficient way to search for homes. My web presence and online network will help me find a home that best suits you! 99% of people search for a home using three main search engines. I make sure to give you the widest possible access on these platforms.
BUYER SEARCH ONLINE! More than half of all homebuyers search online first when looking to purchase a home. It is vitally important that you are able to view the full range of potential homes to find the one that’s right for you.
|| TRUSTED ADVICE || TOURING HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the Internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market.
ABOUT RE/MAX
It all began as a dream and a plan on a pad of paper. Dave Liniger had a controversial idea to build a real estate powerhouse where experienced, productive agents would keep more of their commissions and enjoy the freedom to run their business as they saw fit. Liniger had experienced the maximum-commission model and realized it would appeal to full-time, serious professionals who would rather contribute collectively to office expenses than settle for a traditional commission split. Combining the model with robust marketing and other agent services for the first time was revolutionary genius, and it absolutely changed the real estate landscape forever. THE BEGINNING Along with Gail Main (who later became Gail Liniger), Dave founded RE/MAX in Denver, Colo., in January 1973. Naysayers and critics were everywhere, but Dave, Gail and their core group – people like Bob Fisher and Daryl Jesperson – proved them all wrong. They built the foundation of the network on hard work, belief and resolve. And big things began to happen. In 1975, the network expanded outside Colorado, when Dennis Curtin purchased a franchise in Kansas City. Two years later, it went international, with the first Canadian brokerage in Calgary, Alberta. In 1978, the RE/MAX Hot Air Balloon made its maiden flight at the Albuquerque Balloon Fiesta, in a promotion conceived by the Regional Director in New Mexico. A year later, the balloon became the network’s official logo; a global brand was born.
THROUGH THE YEARS STEADY GROWTH Throughout the 1980s and ‘90s, the RE/MAX agent count grew literally every single month, as it had since 1973. Agent count hit vital milestones along the way: the 5,000 mark in 1984, the 10,000 mark in 1986, the 25,000 mark in 1989 and the 50,000 mark in 1998. Market share grew as well, and RE/MAX became No. 1 in many major markets across North America. In Canada, RE/MAX became No. 1 nationally in 1987, a position it has held ever since. In the U.S., RE/MAX closed more than 1 million transaction sides in 1997, becoming the first real estate brand ever to reach that level of annual production. The accomplishment cemented the slogan that “Nobody in the world sells more real estate than RE/MAX.” BUSINESSES WORTH OWNING Today, the RE/MAX network has more than 100,000 agents in over 100 countries and territories. RE/MAX China is among the newest regions, and it will take RE/MAX into an exciting new frontier. The global.remax.com property search site has helped connect this powerhouse network even more closely, offering buyers a central place to search for listings in dozens of countries, in their own language and currency. For many reasons, RE/MAX is viewed as the No. 1 brand in real estate. Whether measured by closed transaction sides, average agent productivity (as documented in several annual industry studies), brand name awareness, education, experience or an assortment of other key metrics, RE/ MAX enjoys a top position in a very competitive landscape.
BUYER’S PREPARATION You’re ready to buy - or maybe you’re just ready to start seriously thinking about buying. There’s a lot you can do to prepare. With so much information available at your fingertips, you may already be doing a lot of your own research. Here are a few things to keep in mind while you get started. DETERMINE YOUR PRICE RANGE The best place to start when buying a home is to find out how much house you can afford. An experienced agent can refer you to a mortgage broker who can assist you with determining how much of a down payment you can afford, comfortable monthly payment, and the type of loan that fits your needs best. Serious buyers who are highly motivated should go through the effort of getting pre-approved; not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of sellers when the time comes to make an offer. MAKE A LIST AND PRIORITIZE Imagine your ideal home and location. Now make a list of everything you envisioned, take that list and break it down from high to low priority. High-priority items are the things you cannot live without in your new home. (Large Bedrooms, Large Closets, High-end appliances, proximity to amenities and schools, etc.). Lower-priority items are those that are an added bonus, but not necessary. (Jetted-tub, landscaped yard).
|| Y O U R WI SH LI ST MAT T ERS || Many agents have trouble keeping up with your wish list and many times end up cutting corners when searching for a home that fits your criteria. There is definitely some compromises that sometimes have to be made, but it is my duty to find the ideal home in the ideal neighborhood for an ideal price. Now doesn’t seem ideal?
THE OFFER PROCESS NEGOTIATING THE RIGHT WAY I take the ethical responsibility of fairly negotiating contractual terms very seriously. It is my job to find a win-win agreement that is beneficial to all parties involved. You may even have to deal with multiple offers, so make sure that yours is strong if you really want the home. As your agent, I will guarantee a thorough and objective assessment of the home’s true value to help you make the right choice. THE INITIAL AGREEMENT AND DEPOSIT An effective agreement is a legal arrangement between a potential purchaser and the property’s seller. Laws vary but in order to be a legally binding agreement, the agreement may require consideration. This consideration (initial and additional deposit) is to be held in trust pending the fulfilment of conditions or contingencies in the effective agreement.
KEEP WRITTEN RECORDS OF EVERYTHING For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties. I will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything. STICK TO THE SCHEDULE Now that you have made an offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract. Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements. During the process I will keep you constantly updated so you will always be prepared for the next step.
HOME INSPECTIONS THE PRICE IS NOT ALWAYS RIGHT It is a good idea to make sure what you think you are buying is indeed the property you are buying. It is so important to feel comfortable with your purchase during the home buying experience. Feeling comfortable starts with financing, but then leads into feeling confident that your purchase is sound. Having a professional home inspector is the way to gain peace of mind. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will also provide you with a written report indicating areas of concern and the estimated cost of repairs. HERE ARE A FEW HOME INSPECTION TIPS: • Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. • Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary. • Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
WEB SYNDICATION It’s my responsibility to represent your interests as the buyer. This includes searching for a home, negotiating the best price, and handling all the details of your next purchased property. As exceptional agents that never settle, I provide personalized access to more available property information. AS EXCEPTIONAL AGENTS WE WILL: 1. Provide you with information regarding all properties listed with the Real Estate Board online at your convenience. This includes bank sales and “For Sale by Owner” sales. Furthermore, I provide complete, daily searches of homes appropriate to your needs and budget, complete access to a member of our team at all times and instant notification on all new properties matching your search criteria. I am also always available to show you homes at your request. 2. Mortgage Brokers, Building inspectors and Appraisers, Movers, Surveyors 3. Advise prospective sellers and their brokerages that we are representing you and negotiating on your behalf. 4. At all times, our team will demonstrate quality and professional conduct to provide the best possible real estate experience. 5. Keep everything between us. We will never disclose personal client information at any time in compliance with our privacy policy. .
ABOUT OUR TEAM HOLLY FORD, Team Client Care Manager Holly Ford Is Our Team Client Care Manager. Holly prides herself on keeping the team on track and taking care of all of our clients needs. She excels in management of all of our contacts, files and paperwork, our Internet presence, marketing & more! Holly is always finding the next best thing to help our clients rise above the rest when we are marketing their homes to stand out above the crowd. Holly is a very important part of our team & our success! Direct: 301.717.5688 Office: 301.774.5900 holly.hotmdhomes@gmail.com
BRIDGET HOLT, Real Estate Consultant Bridget Holt is a Maryland girl, born & raised in Montgomery County. She is a graduate of Holy Cross High School and The University of Maryland. She has an extensive sales background and was brought up by one of Montgomery County’s top realtors-the late, Joanne Schuma. Bridget knows the area like no other and is ready at the drop of a hat to take care of our buyers and sellers needs! Bridget plays a key role in making our team successful! Direct: 240.997.6640 Office: 301.774.5900 bridget.hotmdhomes@gmail.com
TESTIMONIALS “Jenni was very professional and always available for consultation/questions regarding all details with the selling of my home in Montgomery county. I have known her for years, used her for various transactions and I always walk away amazed at how competent she is. I have and will continue to recommend her to friends in search of a real estate agent to help in the sale of their home or looking for one. I can not sing her praises enough.”
W. McCulley “Jenni was a real professional! When she wasn’t immediately available to answer our phone calls, she ALWAYS got back to us promptly. She was extremely knowledgeable and educated us in all aspects of selling a home. She made sure everything was completely ready for settlement on our end, as well as the buyer’s agent’s responsibilities.”
Anonymous
TESTIMONIALS “I’ve Jenni did a great job helping me get my house ready for the market, and her efforts in advertising the property were successful in that I received an offer within a few days of listing it. She is friendly and pleasant to work with and demonstrates an attitude of really caring about her clients. I would recommend her as a realtor to any friends or family without hesitation.”
Anonymous “Jenni Davies had a full ask offer on my one bedroom condo before it even went on the market. Eight months pregnant at the time, I was overwhelmed at the prospect of selling a property. Jenni made the experience smooth and relatively stress free. She has an excellent team and I was impressed with the dedication and professionalism I witnessed.”
Jossim “Had a very difficult sale in nearly every stage of the process, but
went above and beyond to close the deal. I was out of town for much of the process, so Jenni helped us find excellent cleaners/stagers and lawn care pros. When the appraisal came in low, she found out that one of the neighborhood comps was not included and worked to get it revised (and increased substantially). She also put us in touch with all the contractors we needed to satisfy the buyers. Without a doubt the top realtor in the Oakview neighborhood.”
Peter Johnson
RE/MAX Realty Centre
301.466.1228
www.hotmarylandhomes.com