Medicare Minute

Medicare & COVID-19

Your health and safety are our highest priority in the face of the coronavirus disease 2019 (COVID-19) public health emergency. Many people with Medicare are at higher risk for serious COVID-19 illness, so it’s important to take the necessary steps to keep yourself and others safe.

Medicare covers several items and services related to COVID-19. Talk with your doctor or health care provider to see which of these are right for you:

Vaccines

• FDA-authorized vaccines help reduce the risk of illness from COVID-19 by working with the body’s natural defenses to safely develop protection (immunity) to the virus.

• You pay nothing for the vaccine.

• Be sure to bring your red, white, and blue Medicare card with you when you get the vaccine so your health care provider or pharmacy can bill Medicare. You’ll need your Medicare card even if you’re enrolled in a Medicare Advantage Plan or other Medicare health plan.

Diagnostic Tests

• These FDA-authorized tests check to see if you have COVID-19.

• You pay nothing for this test during the COVID-19 public health emergency when you get it from a laboratory, pharmacy, doctor, or hospital, and when Medicare covers this test in your local area.

Antibody Tests

• These FDA-authorized tests help see if you’ve developed an immune response and may not be at immediate risk of COVID-19 reinfection.

• You pay nothing for the test during the COVID-19 public health emergency.

Monoclonal Antibody Treatments

• These FDA-authorized treatments can help fight the disease and keep you out of the hospital, if you test positive for COVID-19 and have mild to moderate symptoms.

• You pay nothing for this treatment during the COVID-19 public health emergency when you get the treatment from a Medicare provider or supplier. You must meet certain conditions to qualify.

Note: Coverage could change when the public health emergency ends.

If You Paid to Get COVID-19 Vaccine

When you get a COVID-19 vaccine, your provider can’t charge you for an office visit or other fee if the vaccine is the only medical service you get. If you get other medical services at the same time you get the COVID-19 vaccine, you may owe a copayment or deductible for those services.

If you paid a fee or got a bill for a COVID-19 vaccine, check this list to see if your provider should have charged you:

• Check the receipts and statements you get from your provider for any mistakes.

• Call your provider’s office to ask about any charges you think are incorrect. The person you speak to may help you better understand the services you got, or realize they made a billing error.

• If you have Original Medicare, review your “Medicare Summary Notice” for errors. Report anything suspicious to Medicare by calling 1-800-MEDICARE (1-800-633-4227). • If you have other coverage like a Medicare Advantage Plan, review your “Explanation of Benefits.” Report anything suspicious to your insurer.

If you think your provider incorrectly charged you for the COVID-19 vaccine, ask them for a refund. If you think your provider charged you for an office visit or other fee, but the only service you got was a COVID-19 vaccine, report them to the Office of the Inspector General, U.S. Department of Health and Human Services by calling 1-800-HHS-TIPS or visiting TIPS.HHS.GOV.

Get More Information

• For more information on these Medicare-covered services and to learn how Medicare is handling the COVID-19 emergency, visit Medicare.gov/medicare-coronavirus.

• For more information on COVID-19, visit CDC.gov/coronavirus.

Source: Medicare & You Handbook 2022