Investment returns Performance of investment portfolio to

31 December 2022

Let’s take AF Balanced High Growth as an example

The value of R100 invested over various periods to end December 2022

4

Keep in mind that the value of your investments go up and down over short periods like three months

1 2 3 5

Invest over long periods for your money to grow – the longer the better.

Over a period of 10 years you would have R275 more for every R100 you saved in this investment portfolio instead of its benchmark.

Over long periods, we expect the value of investments to grow. For this reason, it’s better to focus on long periods like five or ten years when you look at retirement savings.

1 What is a benchmark? A ruler shows us objectively how long a piece of string is. In the same way, we use a benchmark as a value to measure how an investment portfolio is performing and if it is delivering on its performance objectives.

Do you have any questions relating to the articles in this newsletter?

You can contact the fund or My Money Matters using these contact details: there’s something you feel the fund can improve on)