Allen Heffler IS MEDICARE SUPPLEMENT PLAN F GOING AWAY
There is a lot of talk about Medicare Supplement Plan F being eliminated. We asked Allen Heffler, President of MyMedicareAdvisor a set of question to hopefully clear up this issue and to separate fact from fiction. Question # 1- What happens to people who currently own a Medicare Supplement Plan F? Heffler"For those Medicare Beneficiaries who currently are on a Medigap Plan F, they can keep it for as long as choose to. They will not be forced to make any changes.�
Question # 2- Can someone buy a Medicare Supplement Plan F today? Heffler- "Yes! Anyone eligible for Medicare Part A before January 1, 2020 can enroll in Plan F and keep it for as long as like.“ Question # 3- Is Plan F going away? Heffler- " No it isn't going away"
Question # 4- If I am going onto Medicare after 2020. what plan is similar to Plan F? Heffler- "Medicare Supplement Plan G would be a great option. It is almost identical to Medigap Plan F, with only one small exception. Medigap Plan F covers the Part B annual deductible (in 2017-$183). Medigap Plan G- you have to pay that Part B deductible. Other than that, the plans are exactly the same."
Question # 5- So, what exactly is all the talk about Plan F then? Heffler- "For anyone who becomes eligible for Medicare Part A AFTER January 1, 2020, Medicare Supplement Plan F will NOT be available.“ Question # 6- Why is Medicare doing this?“ Heffler- "Every ten years or so, Medicare makes changes to their plans. With increased costs, Congress decided that they want to eliminate first dollar plans
plans and to have Medicare benefiaries to have more skin in the game. Rightly or wrongly, it has been argued that beneficiaries see doctors more often with first dollar plans. Thus, they wanted to eliminate those plans that offer full coverage." Allen Heffler states "We realize that all of this can be quite confusing. You can go it alone and try to make sense of it all. Or you can make one phone call to us at (215) 658-1776. We will answer your questions clearly and concisely and provide you with the best options at the lowest cost. Here at MyMedicareAdvisor we make your Medicare decision easy."
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