USRider® Equestrian Motor Plan FAQs

Are you new to USRider—or thinking about becoming a USRider Member? Here’s a rundown of answers to frequently asked questions regarding USRider Equestrian Motor Plan Member benefits. (For more information, and for details regarding USRider’s Classic and Premier membership plans, go to usrider.org.)

Q: How many disablements am I allowed each year?

A: There’s no set limit on the number of disablements per year; however, in order to maintain fair and reasonable membership dues for all Members, USRider reviews all unusual frequency of claims based on the average number of Member claims. Usage of services considered excessive may result in limitations on the number of claims allowed, nonrenewal, or cancellation of membership. Excessive use of the plan usually indicates a vehicle is in need of maintenance or repair.

partner, may be added to any plan as an Associate Member.

Q: What if my friend or employee is driving my truck and trailer?

A: At USRider, we cover our Members in any noncommercial vehicle they’re traveling in, even if they’re not driving, but the Member must be present for coverage to be applicable. If you aren’t present, this situation wouldn’t be eligible for coverage under your membership. The person driving your truck would need their own USRider membership to be covered. Employees may be added as Associates to the Premier plan only.

Q: I occasionally haul my friend’s horse. Am I covered?

A: Yes. We’ll provide roadside assistance no matter the ownership of horses as long as our Member is present. USRider coverage isn’t applicable for commercial carriers or haul for hire; and the Emergency Trip Interruption Veterinary Services is only offered to horse(s) owned by the Member.

Q: Does USRider cover my truck and trailer?

There’s no set limit on the number of disablements per year; however, USRider reviews all unusual frequency of claims based on the average number of Member claims.

Q: Does USRider have coverage in my area?

A: Yes. USRider is administered by Nation Motor Club Inc., d/b/a Nation Safe Drivers, one of America’s oldest motor plan providers, chartered in the 1920s. As a USRider Member, you have an extensive network of dedicated service professionals ready to assist throughout the United States and Canada. Additionally, at USRider, we pay the service providers’ “going rate” and can go outside our network, if necessary.

Q: Does this membership cover any member of my family?

A: No. Your USRider membership is for the named Member and their horses. Eligible family Members, such as dependent children, and a spouse or domestic

A: Yes and no. We cover the truck and trailer when the Member is present. USRider membership follows the Member—not a particular vehicle or trailer.

Q: Does USRider tow a loaded horse trailer?

A: Yes, we’ll tow your trailer whether it’s empty or loaded with your horse(s). If your trailer can no longer be used to safely transport your animal(s), we will help locate alternative transportation. Alternative equine transportation costs are the responsibility of the Member.

Q: Does USRider cover me only when I’m towing my horse trailer?

A: No, we cover you, as the Member, in any noncommercial, roadworthy vehicle you’re in, regardless of whether you’re towing a horse trailer—or whether you’re driving. Our Members only need to be present in the vehicle at the time of disablement for coverage to be applicable. The only vehicle(s) we don’t cover are motorcycles, mopeds, and tractors.

Q: Does USRider cover vehicles with dual wheels?

A: Yes, as far as we know, USRider is the only motor plan that will service vehicles with dual wheels. USR