A YEAR IN REVIEW ADDRESSING THE RACIAL HOMEOWNERSHIP G A P NATIONAL URBAN LEAGUE

The National Urban League (NUL) is a historic civil rights and urban advocacy organization. Driven to secure economic self-reliance, parity, power and justice for our nation’s marginalized populations, the NULworks toward economic empowerment and the elevation of the standard of living in historically underserved urban communities. NUL has over 20 years of experience operating as a U.S. Department of Housing and Urban Development (HUD) approved housing counseling Intermediary that currently engages a network of more than 30 local affiliate partners in 16 states and the District of Columbia. Comprehensive Housing Counseling makes housing options more accessible and sustainable by leveling the economic playing field for African American and other minority renters, homeowners, and the homeless.

INITIATIVES, IMPACTS, AND RESPONSES

Comprehensive Housing Counseling Program

NUL through its signature Comprehensive Housing Counseling program, has a proven track record of fostering increased housing accessibility and sustainability for its clients by offering pathways for increased economic opportunity for minority and historically marginalized renters, homeowners, and those experiencing homelessness. Leveraging diverse expertise and robust experience, NUL partners with its

2025 Empowerment Goal: Every American lives in safe, decent, affordable and energy efficient housing on fair terms

network to align client services with the unique needs of each community served, including but not limited to budget and credit, pre- and post-purchase, foreclosure prevention, rental, homeless, predatory lending, reverse mortgage, and fair housing, education, and counseling. NUL consistently meets program standards and ensures best practices are followed across our network furthering the successful deployment of housing counseling services. Additionally, NUL provides technical assistance, oversight, compliance, and quality control for each subgrantee, resulting in the successful coordination of housing counseling activities and services that address clients’ housing and financial needs.

In 2022, approximately 18,000 participants enrolled in comprehensive housing counseling services, out of which:

› Approx. 10,000 participants engaged in PrePurchase Counseling and Education services.

› Approx. 3,000 participants engaged in Foreclosure Counseling and Education services.

› Approx. 3,000 participants engaged in Rental Counseling and Education services.

› Approx. 7,000 participants engaged in Financial Literacy Coaching and Education services.