SENIOR STYLE An Anton Community Newspapers Special Supplement • June 18 - 24, 2014
LIVING TO THE MAX Dr. Edwards wonderful Rx
• INSIDE
REVERSE MORTGAGE: Is it right for you?
SEASONED STEPPERS Delighting audiences
EXPLORING MEDICARE Becoming eligible, enrolling
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
A Monument to Last Forever
ROCKVILLE CENTRE, L.I. 516.764.9400 QUEENS 718.896.5252 WOODBURY, L.I. 516.921.5757 BROOKLYN 718.284.1500
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
Dr. Edwards’ Passion Fore! Fun BY COLLEEN MAIDHOF
cmaidhof@antonnews.com
The label “senior citizen” doesn’t stop Dr. Sears Edwards from enjoying life to the fullest. Edwards, who frequently plays golf and goes for joyrides in his 2014 British Racing Green F-type Jaguar convertible, lives by mantras such as “you are as old as you feel” and “happiness makes you feel young.” For more than 50 years, the Garden City physician practiced urology, and he said he was very fortunate to have the opportunity to help people and have a career that he loved. Since retiring in the 1990s, his “to-do” list is quite different. “You do things that you always wanted to do, and you sometimes find that you are more active,” Edwards said. “It’s important for me to have fun every day of my life,” Living a little over a mile from the Garden City Golf Club, Edwards plays golf two to three times a week, and he is a member of the Long Island Senior Golf Club. “Golf was my main form of relaxation while I was working, and it still is,” Edwards said. “I’ve played in Thailand, Ireland, Scotland, China,
Photo by Steve Toscano
Italy, France, Spain and Portugal. I don’t compete. I play with anyone who will play with me.” For him, playing golf is all about fun, relaxation and meeting other fans of the sport. “The beauty of golf is that you can play with people who are all ages, and you usually don’t hurt yourself,” Edwards said. “You meet delightful people with the same passion, and they come from all different walks of life.”
Other than golf, he enjoys going to the theater, traveling and staying in touch with his family, including his son, two daughters and grandchildren who live out-of-state. “I try to stay as active as I possibly can, and going out is always a fun activity,” said Edwards. “I go to restaurants, beaches such as Jones Beach, local theaters several times a month, and I go to Manhattan. I love the area that I live in.” He also loves driving.
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“I like to think you stay happy and healthy by having fun,” said Edwards. “That’s why I drive the car that I drive, because it makes me feel good, and it makes me feel young.” After he graduated Columbia University, he received his first convertible. “My parents gave me a yellow Chevrolet convertible for my graduation from medical school,” Edwards laughed. “Ever since, I’ve loved convertibles.” These days, he is a steady customer at Jaguar of Great Neck, where he leases a new Jag every three years. “To me, it’s extravagant, but I like to have it because I don’t have a second home in the Hamptons that I need to support,” said Edwards. “I have the vehicle, and I feel good in the car, so why not have it?” As for advice on making the transition to retirement, Edwards, with nearly two decades of experience in the post-work world, believes people should relax, take a breath and ask themselves what will make them feel good. “After you retire, you get to enjoy things and activities that you never really got to enjoy because of work,” he said. “People should try what makes them happy and pursue their passions.”
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CIVIL PROCEEDINGS
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
| CALENDAR July Activities For County’s Senior Centers Nassau County residents are invited to enjoy the many activities that are scheduled to take place during July 2014 at Nassau County-funded senior centers throughout the area. Additional information and reservations are available by calling the telephone number listed for the Senior Center where the activity is being held. Glen Cove Senior Community Service Center 130 Glen St., Glen Cove (516-759-9610) Thursday, July 10 at 12:45 p.m. Program: Mandolin: Music Around the World presented by Michael Loucas Friday, July 25 at 12:45 p.m. Program: Sing Along presented by Judy Imerti and the Golden Voices Chorale Thursday, July 31 at 1 p.m. Program: Movie: The Book Thief presented by Barbara Stango Great Neck Senior Community Service Center 80 Grace Ave., Great Neck (516-487-0025)
Tuesdays, July 1, 8, 15, 22 and 29 at 12:45 p.m. Program: Sing Along presented by Mindye Fortgang Thursday, July 3 at noon Program: Independence Day Party (reservations are necessary) Fridays, July 11, 18 and 25 at 10:30 a.m. Program: Line Dancing presented by David Loutit Herricks Senior Community Service Center Herricks Community Center, 999 Herricks Rd., New Hyde Park (516-305-8976) Tuesdays, July 1, 8, 15, 22 and 29 at 10:30 a.m. Program: Stretch-n-Flex presented by Barrie Miller Fridays, July 11 and 18 at 12:30 p.m. Program: Painting presented by Valerie Moreno (special instructions: call in advance) Tuesday, July 15 at 12:15 p.m. Program: Speaker: “Pedestrian Safety” presented by Chari Biton, Project Independence (special instructions: call in advance)
Massapequa Park Senior Community Service Center Our Lady of Lourdes School, 379 Linden Street, Massapequa Park (516) 797-5357 Tuesdays, July 1, 8, 15, 22 and 29 at 1 p.m. Program: Tai Chi by Denise Snyder Thursdays, July 3, 10, 17, 24 and 31 at 1 p.m. Program: Art Class presented by Melanie Wolf Thursdays, July 3, 10, 17, 24 and 31 at 1 p.m. Program: Sculpture presented by Veronica Smith Life Enrichment Center At Oyster Bay Senior Community Service Center 45 East Main St., Oyster Bay (516-922-1770) Tuesdays, July 1, 8, 15, 22 and 29 at 10:15 a.m. Program: Strength Training presented by Judi Pullman Tuesday, July 1 at 11 a.m. Program: Classical Music by Oyster Bay Music Festival featuring students
from Nassau County Schools presented by Pippa Borisy Thursdays, July 10 and 24 from 1 to 2 p.m. Program: Men’s discussion group presented by Liz Fiordalisi, social work coordinator Port Washington Senior Community Service Center St. Stephen’s Church, 9 Carlton Ave., Port Washington (516-944-9654) Tuesdays, July 1, 8, 15, 22 and 29 at 10 a.m. Program: Beginners Bridge presented by Josephine Damato Wednesdays, July 2, 9, 16, 23 and 30 at 10:45 a.m. Program: Chair Yoga presented by Patty Mitchell Thursdays, July 3, 10, 17, 24 and 31 at 10:30 a.m. Program: Tai Chi presented by Rosalie Dornstein Fridays, July 11, 18 and 25 at 10:45 a.m. Program: Weight Workout presented by Patty Mitchell
see CALENDAR on page 5B
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
Specializing in Short Term Rehab Stays
Little Neck Care Center F Newly renovated Short Term Rehabilitation Unit F State-of-the-art Rehabilitation gym F Excellence in Long Term Care F 24 Hour Nursing Care F 24 Hour Physician Availability
F Onsite Wound Care and IV Therapy F Post –Surgical and Joint Replacement Care F Dementia and Cognitive Impairment Treatment
Accepting Medicare, Medicaid and Most HMO’s
260-19 Nassau Blvd., Little Neck, NY 11362 PHONE 718.423.6400 • FAX 718.428.0737
CALENDAR from page 4B Mondays, July 14 and 28 at 10 a.m. Program: Reverse Glass Painting presented by Eileen Joseph
Other county program locations include: Franklin Square Senior Community Service Center Wesley United Methodist Church, 619 Fenworth Blvd., Franklin Square (516-481-3322)
Inwood Senior Community Service Center Five Towns Community Center, 270 Lawrence Ave., Lawrence (516-239-6244) JASA – Long Beach Senior Community Service Center Temple Emanuel, 455 Neptune Blvd., Long Beach (516-432-5555)
Freeport Senior Community Service Center Salvation Army, 66 Church St., Freeport (516-623-2008)
JASA – North Merrick SCSC at the Jewel Quinn Senior Center Brookside School, 1260 Meadowbrook Rd., North Merrick (516-571-8675)
Hempstead Senior Community Service Center United Methodist Church, 40 Washington St., Hempstead (516-565-1568)
Oceanside Senior Community Service Center St. Anthony’s School, 80 Anchor Ave., Oceanside (516-764-9792)
Retire Like You Mean It! With guaranteed future healthcare in place, it’s a whole new world of possibilities. Come visit us at one of our upcoming events. It’s a great opportunity to meet new friends, share your views, and find out what life at Jefferson’s Ferry is all about.
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Open House
Sunday, June 22nd 2:00 - 4:00 pm A brief overview and tour of Independent Living
Coffee & Conversation OR
Call or drop by 631-675-5550
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Wednesday July 9th 10:30 am
An in-depth discussion and tour of Independent Living
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One Jefferson Ferry Drive South Setauket, NY 11720
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The Book Thief will be screened on July 31 in Glen Cove
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F Onsite Physical, Occupational and Speech Therapy
www.jeffersonsferry.org 6/13/2014 12:30:56 PM
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
County Holds Luncheon For Seniors The Nassau County Office for the Aging recently hosted their 40th Annual Luncheon. This agency develops and coordinates a county-wide plan to provide services that assist older persons to remain independent and living in their own homes for as long as possible. The National Association of Counties has cited the county’s Office for the Aging as an “outstanding example of how a county works with and for its elderly citizens.” County Clerk Maureen O’Connell presented this year’s Senior Citizen of the Year Honorees, Claire Millman and Louis Palermo with citations in recognition of their strong commitment to community service especially through their involvement in numerous church and civic organizations throughout Nassau County.
Acting Director of the State Office for the Aging Greg Olsen, Nassau County Clerk Maureen O’Connell, Senior Citizen of the Year Honoree Louis Palermo, Director of Office of the Aging Victoria Meyerhoefer and Commissioner of the Department of Human Services Lisa Murphy
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
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Seasoned Steppers Delight At Showcase STORY & PHOTOS BY CHRISTY HINKO chinko@antonnews.com On Saturday, June 14 the Corliss Whitney Seasoned Steppers of the Ms. New York Senior America organization, choreographed by Marianne Stahl, performed their elegant showcase performances for more than 100 audience members at the Elmont Memorial Public Library, emceed by the organization’s director, Marleen Schuss. In addition to the performance by the Seasoned Steppers, who range in age from 61 to 86, many of the Ms. New York Senior America members charmed and entertained with songs, dance and comedy routines. The members of Ms. New York Senior America perform regularly throughout the state of organizations and events including arts councils, veterans’ clubs and hospitals, AARP chapters, libraries, schools, nursing homes, religious organizations, local
municipalities, senior expos, country clubs, condo clubhouses and civic and patriotic events. The performers cover the music spectrum from opera to country western, jazz, ballads, popular and patriotic songs, and leading the audiences in sing-alongs. In addition, the Friends Of New York Senior America is an organization consisting of men and women dedicated to promoting the ideals, values and philosophies of New York Senior America women. The purpose of the organization is to encourage more people to get involved with Ms. New York Senior America. Participants have fun volunteering their services and attending exciting events throughout the year. The group welcomes women and men of all ages. Visit www.newyork senioramerica.org for more information about the organization. Contestants must be 60 years of age or older at the time of application.
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
Explore Medicare Before You Turn 65 BY JASON ALDERMAN
editorial@antonnews.com
Each day, approximately 10,000 Baby Boomers turn 65 — and thereby become eligible for Medicare. But becoming eligible for and actually enrolling in Medicare are two very different things. In fact, if you miss the initial window to sign up for certain parts of Medicare and later decide to enroll, you could wind up paying significantly higher premiums for the rest of your life. If you’re approaching 65, get familiar with these Medicare basics now: Medicare provides benefits to people age 65 and older (and those under 65 with certain disabilities or end-stage renal disease). For most people, the initial enrollment period is the seven-month period that begins three months before the month they turn 65. If you miss that window, you may enroll between Jan. 1 and March 31 each year, although your coverage won’t begin until July 1. Medicare offers several plans and coverage options, including: Medicare Part A helps cover inpatient hospital, skilled nursing facility and hospice services, as well as
see MEDICARE on page 9B
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
home health care. Most people pay no monthly premium for Part A, provided they or their spouse have paid FICA taxes for at least 40 calendar quarters. Medicare Part B helps cover medically necessary doctor’s services, outpatient care, durable medical equipment and many preventive services. It’s optional and has a monthly premium. For most people there’s a $147 yearly deductible; after that’s met, you’ll be responsible for 20 percent of the Medicare-approved amount of the service, provided the doctor or other provider accepts Medicare. Medicare Part C (Advantage) plans are offered by Medicare-approved private insurers as alternatives to Original Medicare Parts A and B. Most cover prescription drugs and some include additional benefits such as dental and vision coverage for an extra cost. You’re usually required to use the plan’s doctor, hospital and pharmacy provider network, which may be more restrictive than providers you can access through Parts A and B. Medicare Part D helps cover the cost of prescription drugs. It’s optional and carries a monthly premium. These privately run plans vary widely in terms of cost, copayments and deductibles and medications covered. If you’re enrolled in a Part C plan that includes drug coverage, you don’t need Part D. Many people purchase additional Medigap (or Medicare Supplemental) insurance, which is offered by private insurers and helps pay for many items
not covered by Medicare. Medigap plans can vary widely in terms of cost, covered benefits and states participating so compare your options carefully. Keep in mind: • For all Medicare plans, deductibles, copayments and coinsurance may apply, depending on the service provided. • With Parts B and D, you’ll often face sizeable penalties if you don’t enroll when first becoming eligible — Part B premiums could increase 10 percent for each 12-month period you were eligible but didn’t sign up (the Part D penalty is more complicated); however, if you’re currently covered by an employer’s plan you can enroll later without penalty. • Terms of Advantage and Part D plans such as premiums, copayments and covered medications can change from year to year, so carefully review enrollment materials from your current plans to make sure they still match your needs. Understanding and choosing the right Medicare options for your individual situation can be a complicated and time-consuming process. For assistance, call 800-633-4227 or visit www.medicare.gov, where you’ll find “Medicare & You 2014,” a detailed guide that explains Medicare in easy-to-understand language, and tools to compare prescription plans, hospitals, nursing homes, home health agencies and Medigap plans in your area. Jason Alderman directs Visa’s financial education programs, including Practical Money Skills For Life (www. practicalmoneyskills.com).
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Published by Anton Community Newspapers
FIXED LIFETIME RATES
KARL V. ANTON, JR. • Publisher, 1984-2000 ANGELA SUSAN ANTON • Publisher MICHAEL CASTONGUAY • President & COO FRANK A. VIRGA • EVP of Sales & Operations SHARI EGNASKO • Executive Assistant JOHN OWENS • Editor in Chief EDITH UPDIKE • Managing Editor CHRISTY HINKO • Editor TOMMY VON VOIGT • Creative Director IRIS PICONE • Classified Manager JOY DIDONATO • Circulation Manager ON THE COVER (Photo by Steve Toscano)
Dr. Sears Edwards enjoys a sunny afternoon
132 East Second St., Mineola NY 11501 Phone: 516-747-8282 • Fax: 516-742-5867 advertising inquiries: advertising@antonnews.com circulation inquiries: subscribe@antonnews.com editorial submissions: editorial@antonnews.com © Long Island Community Newspapers, 2014
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MEDICARE from page 8B
6/13/14 5:00 PM
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
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BY CHRISTY HINKO
chinko@antonnews.com
Like most Americans, you probably want to stay in your home as you grow older. However, as it gets harder to do things on your own, you may need a helping hand with everyday tasks. It can be costly to pay for help at home, along with home modifications and other health needs. For many people, these extra costs are a real burden. Older Americans often hold onto their home as a nest egg in case they need extra money. But when that “rainy day” arrives, how do you tap the equity in your home? Some people may tell you to sell the house and move to assisted living or a nursing home. There is another option. If you’ve owned your house for many years, it could be worth a lot more than you paid to buy it. “Anyone 62 and older should consider a reverse mortgage as part of a complete retirement portfolio,” said Joe Granieri of Long Island Home Capital in Garden City, although he cautions that someone who plans to sell their home in the near future should not consider a reverse mortgage as an option. Home equity is the difference between the appraised value of your home and what you owe on any mortgages. A reverse mortgage can help you convert some of your home equity into cash and continue
to live at home for as long as you want. Granieri said, “[It] eliminates monthly mortgage payments for the life of the loan, frees up cash and can provide additional monthly income.” He said that credit history and income are not a qualifying factor to obtain a reverse mortgage. “As people have become more educated about the benefits of a reverse mortgage there has been sharp increase over the last five years in obtaining these mortgages,” said Granieri. Using the equity in your home can seem like a good idea. But is it right for you? It is a decision you should consider carefully, because the house may be your most valuable financial asset. People who need help at home face many challenges. An ongoing health problem can make it hard to know how much longer you can continue to live at home. You should also be aware of government benefits and community programs for seniors, and how a reverse mortgage may affect your eligibility for these programs. “You can never be put out of your home; your home is always owned by you and can be left to your heirs,” Granieri added, even if it under a reverse mortgage. “All other assets can never be touched to pay off the reverse mortgage.” Talking with family and a knowledgeable financial advisor also can help.
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SENIOR STYLE - ANTON COMMUNITY NEWSPAPERS - JUNE 18 - 24, 2014
Pets For Seniors BY CHRISTY HINKO
chinko@antonnews.com
Advanced Style BY ANTON NEWS STAFF
Editorial@antonnews.com The film Advanced Style plays at the Great Neck Bow Tie Squire Cinemas, 115 Middle Neck Road, on Thursday, June 26 at 7:30 p.m. Directed by Lina Plioplyte, the film is about a hat-obsessed, bike-riding, part-time vintage store employee who trades shifts for clothing items. Pulled from entries on fashion photographer Ari Seth Cohen’s blog, Advanced Style tells the true stories
of seven of New York’s most stylish senior women. Ranging in age from 62 to 95, these women refuse to fade into the background of society and instead flaunt their eclectic styles and embrace their individuality through their clothes and personal stories. The film is a part of the Summer Furman Film Series. Tickets are $15 (students, $10). They cost $20 at the door. To purchase tickets in advance, call 516-829-2570 or visit www. goldcoastfilmfestival.org/furman.
Pets for seniors should be calm and relaxed and not be overly complicated. Pets and elderly people will bond over shared moments in front of the television and long walks on warm afternoons. But which pets are best? Pets for seniors are often animals such as non-hypoallergenic dogs and cats that can take care of themselves for the most part. While a turtle or a goldfish requires little to no supervision and very little care, actually, for a pet to have health benefits for an elderly person there does need to be some give and take. Pets for seniors can provide companionship as well as unconditional love. Pets should be animals that are low maintenance and that will be
easy to care for. Many people do not realize what joy pets can bring. Often it is simply the joy of having someone that loves you and wants you around. Maybe it’s the paternal instinct in human beings that keeps the elderly vigilant but making sure that the pet is walked, fed, has clean water, adequate sleeping quarters, and is otherwise happy seems to work best. In terms of which pet is best, you’ve got the dog and cat, obviously. A bird may make too much noise or be too wily; a bunny rabbit is a good pet for the elderly. There are others which may be more suitable. For example, if you’ve always had a fascination with a parrot and teaching it to speak, then maybe a bird would work best. The ASPCA, local shelter or human society are all great places to pair up with a pet.
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110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY, 11746. 631.425.5720 | ©2014 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, THE COMPLETE OFFERING TERMS ARE IN AN OFFERING PLAN AVAILABLE FROM THE SPONSOR. CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, AND NUMBER OF BEDROOMS ARE DEEMED RELIABLE, BUT SHOULD BE VERIFIED BY YOUR OWN ATTORNEY. PHOTOS SHOWN MAY HAVE BEEN MANIPULATED. EQUAL HOUSING OPPORTUNITY.