Accessing history and mid-century modern See

Customized advice that changes with your needs.

Everyone has different financial goals and priorities, and they change and grow as you do. That’s why it’s important for me to get to know you and understand what you’re working toward. Together, we can create a personalized financial plan that fits your needs today and helps you build the tomorrow you deserve.

Philip P Andriola, JD

Private Wealth Advisor Chief Executive Officer of

Forbes Best-in-State Wealth Advisors, 2019-2021 Andriola, Goldberg & Associates, Ameriprise Client Experience Award, 2020-2021

Andriola, Goldberg & Associates

A private wealth advisory practice of Ameriprise Financial Services, LLC

516.345.2600

401 Franklin Ave, Ste 101, Garden City, NY 11530 philip.p.andriola@ampf.com | philippandriola.com 401 Franklin Avenue, Suite 101 Garden City, NY 11530 516.345.2600Not Federally Insured | No Financial Institution Guarantee | May Lose Value

CA Insurance #0G20827 This ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, and firm nominations; as well as a quantitative review that includes assets under management and revenue generated for their firms. Investment performace is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information: www.SHOOKresearch.com The Ameriprise Client Experience Award is earned by a practice based on three measurable statistics that reflect the value of goal-based advice to our clients: client experience rating; percentage of clients over a certain asset level in advice relationships; and, once the practice has exceeded a minimum amount of net flows, the percentage of net flows derived from assets under management. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2022 Ameriprise Financial, Inc. All rights reserved.

Worried About the Stock Market? Here’s How to Reduce Your Investment Risk.

During times of market volatility like we’ve seen since the start of 2022, it’s natural to feel a bit skittish about the stock market. It’s a potent reminder that there are risks to stock ownership. Individual stocks are not guaranteed to grow and may lose value. The good news is that the stock market has historically delivered a higher rate of return than other forms of investment in the same timeframe. With this in mind, there are strategies you can deploy to help insulate your portfolio from the natural up-and-down swings of the market, while staying invested for the long term. Buy and hold. There will always be day-to-day uctuations in the stock market. Plunging stocks can cause panic selling. Rising stocks can inspire overly optimistic purchasing. A buy-and hold investment strategy takes a long term view to investing. It discourages buying or selling stocks in response to market dips and surges. Over time, portfolios governed by this strategy tend to deliver more robust long-term results than ones guided by emotional decisions. 232537 M

Asset allocation. This strategy involves holding investments across different asset classes to meet your investment objectives. Asset classes include stocks, bonds, cash and alternatives. Each asset class has a different risk pro le and upside potential. How much you assign to each asset class will depend on individual circumstances such as your time horizon, tolerance for risk, need for liquidity, tax situation and your nancial goals. Investors with a longer time horizon usually can tolerate more risk, so will hold a larger percentage of stocks within their portfolio. Investors with a shorter time horizon may hold more bonds or similar instruments that offer greater security, with lower yields. Portfolio diversifi cation. Portfolio diversi cation is another strategy designed to help you spread risk across your portfolio. It involves selecting a variety of investments within each asset class to help minimize risk. For example, by putting your “growth stock” money into

several companies that meet growth criteria, you are protected in the event one of those companies fails. Dollar-cost averaging. This investment strategy takes a disciplined approach to purchasing investments. The idea is to purchase more shares of stocks, bonds and/ or mutual funds when prices are low and purchase fewer shares when prices are high. The principal here Philip P Andriola, JD is to be systematic in your purchasing. Private Wealth Advisor, Chief Executive Of cer Dollar-cost averaging over time usually results in lower average cost of shares in your portfolio, creating Andriola, Goldberg & Associates greater opportunity for pro t as share A private wealth advisory practice of values rise. Ameriprise Financial Services, Inc. Find an ally for smart investing. Talk 516.345.2600 with your nancial advisor to learn 401 Franklin Ave, Ste 101 how to implement these and other Garden City, NY 11530 investment strategies to help grow edith.a.stahl@ampf.com your investment portfolio. As with all philippandriola.com investments, past performance does not guarantee future results. No investment strategy is guaranteed to be pro table or help you avoid losses. Common sense and a balanced approach tend to win the day.

Philip P. Andriola, JD, is a Private Wealth Advisor and Chief Executive Of cer with Andriola, Goldberg & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC. You’ve prepared for a rewarding Your vision of retirement is unique, and your financial plan He offers fee-based nancial planning and asset management retirement. I can help you should be too. As an Ameriprise Private Wealth Advisor, I have the qualifications and knowledge to help you grow and preserve strategies and has been in practice for 24 years. To contact him: make the most of it. your wealth. Whether it’s investment management, tax strategies or legacy planning, I’ll work with you to find the right financial www.philippandriola.com 401 Franklin Avenue solutions for your individual needs. And I’m backed by the Suite 101 strength and stability of one of America’s leading retirement planning companies. Garden City, NY 11530 (516) 345-2600 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Chairman’s Advisory Council 2012-2016Investment products are not insured by the FDIC, NCUA FIVE STAR Wealth Manager 2014-2015 or any federal agency, are not deposits or obligations of, or guaranteed by any nancial institution, and involve investment risks including possible loss of principal and uctuation in value. Philip P Andriola, JD Private Wealth Advisor, Chief Executive Of cer Andriola, Goldberg & Associates A private wealth advisory practice of Ameriprise Financial Services, LLC. The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively employed as a credentialed professional in the Member FINRA and SIPC. ©2022 Ameriprise Financial, Inc. Ameriprise Financial Services, Inc. 516.345.2600 401 Franklin Ave, Ste 101 nancial services industry for a minimum of ve years; 3. Favorable regulatory and complaint history review (please note unfavorable feedback may have been All rights reserved. Garden City, NY 11530 edith.a.stahl@ampf.com discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint philippandriola.com process*); 4. Ful lled their rm review based on internal rm standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may opt to purchase additional pro le ad space or

You’ve prepared for a rewarding Your vision of retirement is unique, and your financial plan retirement. I can help you should be too. As an Ameriprise Private Wealth Advisor, I have the qualifications and knowledge to help you grow and preserve make the most of it. your wealth. Whether it’s investment management, tax strategies or legacy planning, I’ll work with you to find the right financial solutions for your individual needs. And I’m backed by the strength and stability of one of America’s leading retirement planning companies. Ameriprise Chairman’s Advisory Council 2012-2016 FIVE STAR Wealth Manager 2014-2015 The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively employed as a credentialed professional in the nancial services industry for a minimum of ve years; 3. Favorable regulatory and complaint history review (please note unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint