Senior Life 9/06/23 edition is published by Anton Media Group

Ms. New York Senior America Presents Fall Fashion Show

BY JULIE PRISCO jprisco@antonmediagroup.com

On Thursday, Sept. 14, the New York Chapter of Senior America. Inc. is hosting its annual Fall Fashion Show with entertainment and a luncheon. About 30 women from the New York chapter will participate in the Cameo Club’s Fashion Show to display gorgeous gowns, ready-to-wear outfits and provide wonderful musical entertainment. Senior America. Inc. works to ensure seniors have a better outlook on aging. The New York chapter of Ms. Senior America started in 1972 and works to promote a positive image of aging for seniors in New York.

Senior America is a non-profit organization designed to enrich the lives of seniors and work together to spread positive energy to the lives of others. The organization engages in programs and activities to enhance the lives of senior Americans. The current New York Chapter Cameo Club president, Doloros Hoffman, and other chapter members organize monthly luncheon meetings for Cameo Club members. The Cameo Club consists of close to 100 members, with about 30 regularly attending meetings.

In addition to club meetings, the organization hosts entertainment showcases, the spring Pageant and the fall fashion show. The fall fashion show has been going on for at least 20 years and is at the Crest Hollow Country Club in Woodbury.

The fall fashion show is one of the biggest annual fundraising events the New York chapter hosts. Senior America New York Chapter State Director Virginia Werner, pageant queen in 2013, said, “A lot of work goes into the show, and it’s a lot of fun for everyone.”

Starting last year, chapter member Carol D’Amato has been organizing the fashion show portion of the show along with long-time members Assistant State Director Elisabeth Zamarilli and State Director Marleen Schuss. D’Amato owns a clothing store, All Dazzle, and helps style and accessorize the models.

“We always have gowns, and we call it the ‘extravaGOWNza’ part of the show,” said Werner. “They are usually gowns from our own closets that we accessorize. Then there is the ready-to-wear part, and we have a theme each year. Last year, it was contemporary ready-to-wear, and this year, it is glam disco. We’re not talking ’70s and bell bottoms, but disco is having a bit of a revival, so this is a modern version.”

In addition to the fashion portion of the show, there is entertainment. New York chapter members Edna Kaufmann and Pat Tropea help facilitate and choreograph the entertainment. Kaufmann is a 90-year-old woman with a powerful voice who spent years designing costumes and sets for theaters. Now, she uses her talents to help create magical entertainment for the fall fashion show.

The entertainment is themed after popular Broadway shows. In previous years, they sang songs from The Wizard of Oz and South Pacific.

“This year’s theme is a secret,” said Werner. “But it’s a very big, very well-known show, and they have several songs prepared to perform. Our fall fashion show just keeps getting better and better every year.”

In addition to the live performances, New York Senior America has DJ Curtis Maxwell play upbeat and fun music for all to enjoy.

Kaufmann puts together beautiful raffle baskets to raise money for New York Senior America. The baskets are made up of donations from shops and organizations that are friendly with the New York chapter. Chapter member Mary Ann Smith helps organize the fundraiser portion and runs the ticket sales for the 50/50 raffle.

Some of the 30 ladies participating are in every aspect of the fashion show. The ladies run back and forth, modeling, performing and putting on a fantastic show.

This year’s Ms. New York Senior Mae Caime, 65, is participating in the show. “She’s just amazing,” said Werner. “She’s

been on missions to Ethiopia and is a nurse. She is involved in quite a number of civic organizations.”

Each year, each chapter of Senior America hosts a Pageant to select a woman over the age of 60 to represent the chapter in the Ms. Senior America Pageant. Queen Caime will represent New York State at the Ms. Senior America Pageant this year in Atlantic City. “I can tell you, it’s hard work,” said Werner. Werner was crowned Ms. New York Senior in 2013 and participated in the Ms. Senior America Pageant. “There are two days of preliminaries and then one day of finals. The woman who wins represents the nation, Senior America, and seniors.”

Werner shared that in the last few years, at least four Ms. New York Seniors were top 10 finalists, and two of those were in the top five. “New York is well represented with many really talented ladies,” said Werner. “We are about inner beauty. And some of our top ladies aren’t skinny models; they are mature women.”

The kindness, generosity and talent of the New York Queens make them stand out in the pageant. Werner said, “one woman can really sing; she would give Kelly Clarkson a run for her money. And another lady is a comedian; she is one of those people that when she walks in a room, you just start to laugh with her.”

Ms. New York Senior and the Senior America organization work to inspire confidence and help friendships blossom.

The Fall Fashion Luncheon/ Entertainment will be held on Thursday, Sept. 14, at Crest Hollow Country Club in Woodbury. Tickets are $75. The New York Chapter of Senior America is currently recruiting for its 2024 pageant. Visit www. newyorksenioramerica.org to learn more.

Ready-to-wear fashion, 2022

South Pacific themed outfits (Photos from Ms. New York Senior America)

Seven Keys To Keep Your Memory Sharp

About 20 percent of American adults have memory problems, according to a report published by Harvard University. And that percentage is expected to grow as our population ages. Here are some things you can do to keep your memory sharp:

1Challenge your brain

Solve puzzles, plan strategies, learn a new language. Read regularly; reading stimulates the brain, enhances vocabulary and cognitive skills. Listen to or play music.

2Socialize with others

Maintain regular interactions with family, friends and social groups promoting cognitive behavior.

3Use memory boosting techniques

Try using memory aids such as acronyms, visualizations or rhymes; break large amounts of information into smaller pieces for easier recall.

4Stay curious; learn continuously

Embrace lifelong learning to keep your brain active and adaptable. Travel when possible; new places expose you to new sights and sounds, enhance brain plasticity, forming new connections in your brain.

5Manage Stress

Practice such techniques as meditation, deep breathing, yoga and tai chi which can help reduce stress and improve memory. Meditation can increase gray matter in the brain’s memory-related regions. Also, stay organized; use planners, calendars, and digital tools to manage tasks and reduce stress.

6Maintain a healthy lifestyle

Get seven to nine hours of quality sleep each night to support memory consolidation. Eat a balanced diet, including foods rich in antioxidants, omega-3 fatty acids, and vitamins that promote brain health (e.g., berries, fatty fish, leafy greens). Drink enough water throughout the day; dehydration can affect cognitive function. Get regular physical exercise; activity improves blood flow to the brain and supports the growth of new neurons.

7Seek professional guidance

If memory issues persist or worsen, consult a medical professional to rule out underlying health conditions.

Consistency and patience are key when working on memory improvement. For best results, create a well-rounded approach that combines multiple strategies.

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If you are stuck on where to begin with Medicaid, you are in the right place. We are New York Medicaid experts who care. We will help guide you through the process of Medicaid planning and give you the information necessary to get on the right path.

Some ways to battle against memory loss as you age are to manage stress, remain social and maintain a fit lifestyle. Lynbrook Restorative Therapy and Nursing

ANTON MEDIA GROUP STAFF

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Re tirement marks a significant milestone in one’s life, representing the culmination of years of hard work and dedication. As you transition from a structured work routine to a life of leisure, one exciting aspect to consider is the opportunity for travel. Embarking on journeys that were previously limited by work commitments and time constraints can be one of the most fulfilling ways to celebrate your newfound freedom. Planning for travel after retirement involves a blend of careful preparation, setting realistic goals, and embracing spontaneity.

One of the first steps in planning post-retirement travel is envisioning your dream destinations. Whether it’s exploring ancient ruins in Greece, lounging on pristine beaches in the Maldives, or immersing yourself in the vibrant cultures of Asia, retirement opens the door to turning these dreams into reality. Make a list of

places you’ve always wanted to visit and experiences you’ve longed to have. This list will serve as the foundation for your travel plans and help you prioritize destinations based on personal preferences, budget, and accessibility.

Financial considerations play a crucial role in shaping your travel plans during retirement. Assess your retirement savings, pension, and other sources of income to determine a reasonable budget for your travels. Remember to account for various expenses such as

transportation, accommodation, meals, and activities. While you may want to indulge in luxurious experiences, it’s essential to strike a balance between comfort and sustainability to ensure your savings last throughout your retirement years.

Flexibility becomes a valuable asset in post-retirement travel planning. Unlike the rigid schedules of your working years, retirement allows for greater spontaneity. While having a general itinerary is beneficial, leaving room for

unexpected detours and last-minute decisions can lead to some of the most memorable experiences. Embrace the freedom to linger a bit longer in a destination you’ve fallen in love with or to change course if you stumble upon a hidden gem that wasn’t on your original list.

Travel insurance becomes increasingly important as you age, making it a key component of your planning process. As your health needs may change, having comprehensive travel insurance that

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Travel Planning

covers medical emergencies and trip cancellations ensures peace of mind throughout your journeys. Look for policies that are tailored to seniors and consider your specific health requirements when making your selection.

When planning for travel after retirement, consider the mode of transportation that aligns with your preferences and physical abilities. Cruises, for instance, offer a relaxed way to explore multiple destinations without the hassle of frequent packing and unpacking.

Train journeys can provide scenic and leisurely travel experiences, while air travel remains a convenient option for reaching far-flung corners of the world.

Integrating a sense of purpose into your travel plans can add a meaningful dimension to your post-retirement adventures. Consider incorporating volunteer opportunities or educational experiences into your itinerary. Engaging with local communities through volunteering can provide a deep sense

of fulfillment, while participating in workshops or cultural exchanges can enrich your understanding of the places you visit.

As you plan for travel during retirement, also think about how your trips can strengthen connections with loved ones. Invite family members or friends to join you on specific journeys, creating opportunities for shared memories and quality time together. Multigenerational travel can bridge generational gaps and provide a unique

way for family members to bond.

Planning for travel after retirement involves a blend of preparation, flexibility, and purpose. With careful financial planning, a sense of adventure, and the willingness to adapt to unexpected twists, your post-retirement travels can become some of the most rewarding and cherished experiences of your life. From fulfilling lifelong dreams to embracing new cultures, the world is yours to explore and savor at your own pace.

(Photo source Getty Images)

The Benefits Of Being A Social Butterfly

your physical health. The camaraderie and shared goals in these activities make exercising more enjoyable and sustainable.

5. Emotional Support

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Retirement opens the door to a new chapter of life, one that offers the freedom to explore new activities, pursue passions, and spend quality time on your own terms. Among the many enriching opportunities that retirement brings, staying socially active stands out as a vital aspect with a plethora of benefits. Engaging in social interactions and maintaining connections with others can contribute significantly to your overall well-being and enhance the quality of your post-retirement years.

1. Enhanced Mental Health

Socializing after retirement has a positive impact on mental well-being. Engaging in conversations, sharing experiences, and participating in group activities stimulate your mind and keep it active. Regular social interactions can help prevent feelings of isolation, loneliness, and depression, which sometimes accompany major life changes like retirement.

2. Sense of Purpose

Staying social provides a sense of purpose and belonging. When you’re part of a community, whether it’s through clubs, volunteer work, or social gatherings, you feel valued and needed. Contributing your time, skills, and knowledge to others can give your life a renewed sense of meaning and fulfillment.

3.

Lifelong Learning

Being social often involves learning from others. Engaging in conversations with diverse individuals exposes you to different perspectives, new ideas, and a wealth of knowledge. Whether you’re discussing books, world events, or personal experiences, each interaction presents an opportunity to learn and grow.

4. Physical Well-being

Social engagement encourages physical activity and a healthier lifestyle. Participating in group exercises, dance classes, or outdoor activities with friends can motivate you to stay active and maintain

Retirement can bring its share of adjustments and challenges. Having a strong social network provides a support system to lean on during times of stress or uncertainty. Friends, family members, and social acquaintances can offer encouragement, empathy, and practical advice when needed.

6. Reduced Risk of Cognitive Decline

Regular social interactions have been linked to a reduced risk of cognitive decline and dementia in older adults. Engaging in conversations and social activities that require mental effort can help keep your brain sharp and functioning optimally.

7. Increased Happiness

The company of others often leads to increased feelings of happiness and contentment. Laughter, shared experiences, and a sense of belonging contribute to a positive emotional state. Building and maintaining friendships in retirement can lead to a more joyful and fulfilling life.

8. Expansion of Social Circle

Retirement offers the time and freedom to meet new people and expand your social circle. Joining clubs, hobby groups, or taking classes exposes you to individuals who share your interests, making it easier to form meaningful connections.

9.

Opportunities for Adventure

Social connections can open doors to exciting adventures and new experiences. Friends may invite you to travel, explore new places, or try activities you’ve never considered. These opportunities can add a sense of excitement and exploration to your retirement years.

10.

Longevity

Research has shown that individuals who maintain strong social connections tend to live longer and enjoy a higher quality of life. The emotional and physical benefits of being social can contribute to an overall healthier and more fulfilling retirement journey.

ANTON MEDIA GROUP STAFF

(Photo source Getty Images)

Senior Citizen Clubs, Centers And Recreational Programs

There are more than 250 clubs and centers located throughout the County which provide programs that offer opportunities for productive and satisfying use of leisure hours. Information on meeting time and place of groups in local communities can be obtained from:

Nassau County Office For The Aging (516) 227-8959

Nassau County Senior Center Network

Funded by the Nassau County Department of Senior Citizen Affairs, and operated by voluntary non-profit agencies, these Centers provide nutritious lunches, transportation, social, educational and recreational programs. Learn more.

Nassau County Office For The Aging— Wellness Programs

The Nassau County Office for the Aging funds varied recreational and wellness programs at some clubs and centers in the County.

For information on activities and schedules, contact: (516) 539-0150

Nassau County Department Of Parks, Recreation And Museums

This department coordinates special

programs and facilities for senior citizens at many Nassau County parks. For information, call:

Nassau County Department of Parks, Recreation and Museums

Eisenhower Park, East Meadow (516) 572-0200

Town And City Recreation Programs

Each town and city conducts recreation

programs, trips and various other services and activities for their residents. For further details, contact:

Town of Hempstead

Department of Senior Enrichment

200 North Franklin Street, Hempstead (516) 485-8100

Town of North Hempstead

Department of Community Services

1601 Marcus Avenue, Manhasset (516) 869-6311

Town of Oyster Bay

Department of Community Services

Division of Senior Citizen Services

977 Hicksville Road, Massapequa (516) 797-7900

City of Glen Cove

Office of Senior Services

130 Glen Street, Glen Cove (516) 759-9610

Long Beach Recreation Department Magnolia Boulevard and West Bay Drive, Long Beach (516) 431-3890

Catholic Charities

Recreational Services

For Senior Citizens

Staff provides assistance to interested individuals in the organization and development of Senior Adult Clubs and refers individuals to clubs for membership. For further information, contact:

Bi-County Alliance of Senior Clubs

90 Cherry Lane, Hicksville (516) 733-7051

Visit www.nassaucountyny.gov/3293/ for-seniors for more services, programs and resources in Nassau County.

—Information compiled by Chrisy Hinko

(Photo source Getty Images)

Managing Your Expenses

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MEDIA GROUP STAFF

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Retirement marks a significant shift in one’s financial landscape. The transition from a regular paycheck to relying on savings and investments can be both liberating and challenging. Managing expenses after retirement requires careful planning, prudent decision-making, and a clear understanding of your financial goals and limitations. By adopting a proactive approach and implementing effective strategies, you can navigate your post-retirement finances with confidence and security.

Assess Your Financial Situation

The first step in managing expenses after retirement is to assess your financial situation comprehensively. Take stock of your retirement savings, pensions, Social Security benefits, and any other sources of income. Factor in your regular expenses

such as housing costs, healthcare, insurance premiums, utilities, and daily living expenses. By understanding the inflows and outflows of your finances, you can create a clear picture of your financial standing.

Create a Realistic Budget

Crafting a detailed budget tailored to your post-retirement life is paramount. This budget should align with your financial goals and reflect your changing priorities. Start by categorizing your expenses into fixed and discretionary categories. Fixed expenses encompass necessities like housing, healthcare, and utilities, while discretionary expenses cover leisure activities, travel, and entertainment. Creating a budget ensures that you allocate funds wisely and avoid overspending, helping your retirement savings last longer.

Prioritize Essential Expenses

As you manage expenses after retirement, it’s crucial to prioritize essential expenses. Healthcare costs often increase with age, so ensure you have adequate coverage

and understand the terms of your health insurance. Additionally, prioritize housing costs, as your living situation can significantly impact your financial stability. Consider downsizing or relocating if it aligns with your financial goals and lifestyle.

Reduce Debt

Entering retirement with outstanding debts can put unnecessary strain on your finances. Focus on reducing high-interest debts such as credit card balances and personal loans. By paying off debts before retirement or developing a repayment plan, you can free up funds for other essential expenses and activities you’ve been looking forward to enjoying during retirement.

Diversify Your Investments

Investment diversification is a key strategy for managing expenses after retirement. While you may have shifted to a more conservative investment portfolio, it’s essential to strike a balance between risk and return. Diversifying your investments across various asset classes can help protect your savings from market volatility while providing the

potential for growth.

Monitor Withdrawal Rates

Determining a sustainable withdrawal rate from your retirement savings is a critical aspect of managing expenses. The four percent rule, which suggests withdrawing four percent of your initial

After Retirement 14th Annual Over 50 Fair Has Fabulous New Additions

retirement portfolio and adjusting for inflation annually, is a common guideline. However, personal circumstances and market conditions can influence this rate. Regularly review your portfolio’s performance and adjust your withdrawal rate accordingly to ensure your funds endure through your retirement years.

Be Mindful of Tax Implications

Understanding the tax implications of your financial decisions is essential in managing expenses after retirement. Different income sources, such as Social Security benefits, pensions, and withdrawals from traditional retirement accounts, can be taxed differently. Explore strategies to minimize your tax burden, such as Roth conversions or timing withdrawals strategically.

Embrace Frugality Wisely

While frugality can be a valuable approach to managing expenses, it’s essential to strike a balance between enjoying your retirement and being mindful of spending. Evaluate each expense to

determine if it aligns with your priorities and brings you joy. Making conscious spending choices can help you derive more satisfaction from your expenses and ensure you’re allocating funds to experiences that matter most to you.

Stay Adaptable

Flexibility is key in managing expenses after retirement. Unexpected events, market fluctuations, and evolving priorities can impact your financial situation. Regularly review your budget, investment portfolio, and financial goals. Adjust your plans as needed to accommodate changes and ensure your financial security remains intact.

Managing expenses after retirement requires careful planning, disciplined budgeting, and a proactive mindset. By assessing your financial situation, creating a realistic budget, prioritizing essential expenses, and making informed financial decisions, you can enjoy your retirement years with confidence and peace of mind. Remember that your retirement journey is unique, and by tailoring your strategies to your individual circumstances, you can create a fulfilling and financially stable post-work life.

The Over 50 Fair will amaze the large crowd of Long Island Baby Boomers and seniors who will attend this year’s event. The Over 50 Fair returns to the Hilton Long Island/Huntington on Sunday, Sept. 10, from 10 a.m. to 4:30 p.m. More than 25 classes will be presented, including some very unusual offerings:

• Dream interpretation

• Ghost hunting

• “Manage your money without your honey”

• How to improve your dating and sex life after 50

• “How my positive attitude helped me beat breast cancer”

Additional classes will include Social Security, stress reduction, a comedy show, a dance demonstration, Medicare, and yoga.

In addition to the classes, there will be more than 80 businesses and organizations promoting a diverse assortment of local products and services, including health and wellness, travel, attorneys, jewelry, and assisted living options.

Local beauty queens from the Ms. New York Senior America pageant, including 2023 winner Mae Caime, RN, 2015 winner CJ Marie, and 2010 winner Elisabeth Zamarelli, Ph.D. will be in attendance.

This year’s event will feature a blackjack table with “funny money” where attendees can play the popular casino game.

In the Singles Lounge, singles can

Have some fun with the photo booth. Over 50 Fair

relax, mingle, win a free matchmaking membership and maybe meet their “special someone.” A free photo booth with props will also be available.

Admission tickets, which include access to all classes, exhibitors, and attractions are $5 online, $7 at the door, and free for Veterans with ID. Those who pre-pay will receive a special raffle ticket at registration. The Hilton Long Island/Huntington is located at 598 Broadhollow Road (Rt. 110), Melville, just south of the Long Island Expressway. Free valet parking will be available at the rear (Grand Ballroom) entrance. Visit www.Over50Fair.com for more information on this and future events. —Submitted by the Over 50 Fair