Vulnerability Assessments and CRS
Lori Lehr, CRS and National Flood Insurance Program Consultant
Section 163.3178 F.S. requires communities that have Coastal Elements of Comprehensive Plans to address their participation in CRS as a policy. The issue becomes what does “participation” mean under that requirement?
CRS is not just for coastal communities.
Everyone should consider participating in CRS and we will discuss the benefits and what that looks like…
CRS Class Premium Reduction 9 8 7 6 5 4 3 2 1 5% 45% 10% 15% Credit Points 500 4,500+
Flood insurance discounts via the CRS Program
245 CRS Communities
CRS
Program in Florida
CRS Program in Florida Total discounts secured for NFIP policy holders $195 million
Number of communities
Class 9 Class 8 Class 7 Class 6 Class 5 Class 4 Class 3 Class 4
17 47 55 77 49 2 3
There are only five Florida communities in CRS Class 4 or better.
Number of communities
2 3
Class 9 Class 8 Class 7 Class 6 Class 5 Class 4 Class 3 Class 4 Class 3
17 47 55 77 49
Potential CRS credit linked to sea level rise
Activity 320 – Map Information
Activity 340 – Hazard Disclosure
Activity 410 –
Flood Hazard Mapping
Activity 430 – Higher Regulatory Standards
Activity 450 –
Stormwater Management
Activity 510 –
Floodplain Management Planning
Potential CRS credit linked to sea level rise
Activity 320 – Map Information
Activity 340 – Hazard Disclosure
Activity 410 –
Flood Hazard Mapping
Activity 430 – Higher Regulatory Standards
Activity 450 –
Stormwater Management
Activity 510 –
Floodplain Management Planning
How to get to Class 4
Prerequisite activities 12 Watershed Master Plan 1
Activity 450 Stormwater Management
Watershed
Master Planning
CRS Class 4
Why are there only 13 credited WMPs in FL?
Obstacles for Watershed Master Plans
Obstacles for Watershed Master Plans
CRS prerequisites don’t align with Florida regulatory paradigms for stormwater management.
•
CRS prerequisites don’t align with Florida regulatory paradigms for stormwater management.
Paying a consultant to model a non-Florida paradigm was not viewed as a good use of funds.
Master
•
•
Obstacles for Watershed
Plans
Planning Initiative Available via Federal Hazard Mitigation Grant Program $26.6 million
Florida’s Watershed
Timeline: Watershed Planning Initiative
August 2019
April 2022
September 2024
Phase 1: Develop guidance for statewide approach
Phase 2: Awarded grants to fund the development of Watershed Master Plans
Watershed Master Plans due to the state
Class 9 Class 8 Class 7 Class 6 Class 5 Class 4 Class 3
A total 38 CRS Florida communities received
watershed planning grant funding.
Number of communities who received funding
Class 9 Class 8 Class 7
Class 6
Class 5 Class 4
Class 3
If all communities with this grant funding advance to Class 4...
CRS
Class 4
additional discounts per year $3.4m+
CRS Class 4 CRS Class 5
NFIP policy holders in communities that received grants.
4
CRS Class
CRS Class 5
42k 2M
The benefits of watershed master plans
WMP can have a big impact on the future of your community.
Call to Action
Increase NFIP policy holders savings…
Increase NFIP policy holders savings…
…by more communities reaching CRS Class 4 or better
Coordinate WMP with vulnerability assessments
Lori Lehr lori@lorilehrinc.com
Thank you!
