OneRoof Valocity House Value Index

T H E S LOW B U R N I S C O M I N G

Northland $837,000 +6.4%

The housing market has so far shrugged off interest rate rises and Covid lockdowns, ending the year with prices higher than ever. But value growth in some regions has stalled and there are clear signs that 2022 won’t be as hot – just don’t expect there to crash. OWEN VAUGHAN and CATHERINE MASTERS report. Auckland

$1.506m +6.6%

New Zealand $1,052,000 +5.9%

year ago the housing market was in boom mode, with the country’s average property value up 12% on the previous year to $827,000. The headlines screamed “housing frenzy” as first-home buyers and investors, enticed by ultra-low interest rates and driven by post-lockdown FOMO, flooded the market.

Concerns were raised that prices were rising too quickly and in December the Reserve Bank signalled its intention to bring back the loan-tovalue ratio rules it removed in March 2020 in a bid to take the heat out of the market.

Fast-forward 12 months, however, and house prices have gone even higher, with the average property value rising 27% to just over $1.05 million, despite repeated a empts to slow the pace of growth. The Reserve Bank is again threatening to tighten the flow of credit, amid fears that inflation is out of control and that house price rises are at unsustainable levels.

This time there are signs that the boom is coming to an end. While overall house price inflation is still strong, the housing market is showing signs of fatigue in some parts of the country.

The OneRoof-House Value Index figures for November point to slowdowns in eight regions. The weakest part of the country is Marlborough, where the average property value rose just 1.1% over the quarter to $759,000, although Gisborne and Manawatu-Whanganui were not far behind, recording growth of just 2.7% and 3.6% respectively.

Canterbury, driven by strong sales action in Selwyn and Christchurch, enjoyed the country’s biggest rise per quarter, with its average property value up 9.3% to $743,000. And despite a more than three-month-long lockdown, Auckland saw its average property value rise 6.6% to just over $1.5m - $93,000 more than where it was at the start of the Delta outbreak. Southland

Buyer demand in the $498,000 city is strong and sales volumes are picking up +4.6% after a slow and uneasy September, with more stock making its way to market and agents racing to cram in as many auctions as they can before Christmas. Waikato

$937,000

Bay of Plenty

$1.022m +5.9%

What the map tells you

The map shows the average property value for each region on November 15, 2021 and the three-month change in growth. The different colours on the map express the change in house values in each location - orange means strong growth, blue means slow or negative growth.

+4.6%

Gisborne

$688,000 +2.7%

Taranaki $667,000 +4.1% Hawke’s Bay $878,000 +5.4% ManawatuWhanganui

$668,000 +3.6%

WellingtonTasman $1.094m

$973,000 +5.8% +4.4%

The Bay of Plenty has joined Auckland and Greater Wellington in the $1m club, with quarterly growth of 5.9% pushing the region’s average property value up $57,000 to $1.022m.

Also fast approaching the $1m milestone are Tasman (average property value of $973,000) and Waikato ($937,000).

With an average property value of $373,000, the West Coast remains the cheapest region for property, although with quarterly growth of 5.7% it’s likely to nudge over the $400,000 mark sometime soon.

Of the major metros, Christchurch enjoyed the biggest quarterly value rise (up 10.1% to $731,000), which is not surprising given its recent strong run of auction sales. Nelson

A 7.7% rise over the quarter $866,000 added another $85,000 to +5.7% Tauranga’s average property value, now $1.189m, and it’s Marlborough possible that continued heat $759,000 in the market will push it ahead of Wellington, +1.1% where the average property value rose 3.6% ($44,000) in the West Coast $373,000 +5.7% Canterbury

$743,000 +9.3%

Otago

$899,000 +4.7%

last three months to $1.254m. Dunedin remains the weakest major metro, with the city’s average property value rising 4.1% over the quarter to $731,000, while three-month growth in Queenstown-Lakes and Hamilton was 4.9% and 5.3% respectively. Property values in all but four of New Zealand’s 72 territorial authorities grew over the quarter. On the slide were Waikato (-1%), Ashburton (-1.9%), Ruapehu (-2.1%) and Kawerau (-8%), although all four saw 12 months of growth of more than 20%.

Within Auckland, the heat is evident on Waiheke Island (up 8.9% over the quarter to $2.073m); new-build mecca Papakura (up 8% to $1.141m); and South Auckland, where developers’ thirst for land has driven up the average property value 8.2% to $1.122m.

The Auckland suburbs that have done best during lockdown are all coastal: Piha (up 14.6% to $1.51m); Tawharanui Peninsula (up 14.4% to $2.344m); and Kawau Island (up 14.4% to $1.018m).

Dollar-wise, home-owners in Herne Bay came up tops, with the last three months adding almost $300,000 to the average property value. The harbour-front enclave is still the country’s most expensive suburb for real estate, with the average property value breaking the $4m mark (Murupara in Whakatane is the cheapest, with an average property value of $174,000).

Of the 768 suburbs nationwide that recorded

“TO GET A MOR TGAGE AS OF NOW, THOUGH, YOU ARE GOING TO HAVE TO BE SUPER-CLEAN. WE’RE GOING TO LOOK BACK AND THINK HOW EASY IT WAS TO GET A MORTGAGE PREVIOUSLY.”

20 or more sales since November, 35 saw negative growth over the quarter. The highest-profile casualty was Oriental Bay, in Wellington, where a decline of 3.6% axed almost $100,000 off the suburb’s average property value, now si ing at $2.598m.

Only one suburb, Horopito, in Ruapehu, has suffered a 12-month drop in its average property value (-0.4% to $560,000), but the market should brace itself for more dips as growth eases in response to higher interest rates and a tightening of credit.

Overall, government policy changes and the reintroduction of LVR by the Reserve Bank appear to have dampened investor demand, with the buyer group’s share of new mortgage registrations nationwide dropping below 25% in the second and third quarters of the year. There are signs, though, that investors are starting to come back to the market (their share so far in quarter four is 26.2%).

First-home buyers have stepped in to fill the gap and their share of purchases has risen from 35% in the first quarter to just over 38% in quarters two and three.

Industry experts are in agreement that the market will slow in 2022, although they are split on whether or not prices will drop.

James Wilson, director of valuation at OneRoof’s data partner Valocity, says the Reserve Bank has put an end to the biggest driver of the market over the last two years - low interest rates.

Rate hikes and tougher credit rules, he says, will have the biggest dampening effect on the market next year, but he predicts buyers will continue to push up prices, between 5% and 10% over the year, while listings are tight and FOMO remains.

Agency heads say this year has taught them lessons about market resilience.

Mike Bayley, managing director of Bayleys Real Estate, says buyers and sellers have quickly adapted to the disruptions caused by Covid. Unsatisfied demand has been a key feature of the market for the past 12 months, with Bayleys’ national auction clearance rate at close to 80% over the past three months.

Auctions have been brought forward regularly, sometimes resulting in further price increases in the hundreds of thousands of dollars.

His company would rather see a more manageable and sustainable rate of price growth in the year ahead, rather than the large increases being seen not just here but worldwide, he says.

The Reserve Bank’s OCR measures to control inflation will likely have the most impact on pegging back price increases for the next year or so, and Bayley believes the swing towards off-theplan homes by first-home buyers and investors will continue.

That sector is seeing a lot of activity in the sector, with Bayleys marketing more than 70 off-the-plan residential developments across New Zealand.

However, supply pressures on construction timetables, material and labour shortages, rising land and building costs and “suffocating” bureaucracy around consent processes are being exacerbated by lockdown disruptions.

The combination of those factors means it’s likely to be some time before supply catches up with demand.

“While the Government won’t want to hear this, it also means the price of new housing will likely continue to increase for some time yet.”

Bryan Thomson, managing director of Harcourts, expects next year to be positive for the market, saying there is construction development underway to meet supply. However, issues such as the supply of raw materials and infrastructure costs mean the catch-up won’t be in the short-term.

But employment will stay strong and that gives people confidence to invest, he says. Even if interest rates sneak up, New Zealanders enjoy investing in real estate, most of the time for the accommodation needs of family but also to prepare for retirement.

Peter Thompson, managing director of Barfoot & Thompson, says while the rise in prices is causing regulators and commentators concern, the market has not been experiencing anything very different to what is happening in other many countries with similar economies.

The drivers are the availability of low-cost mortgage finance, modest investment returns, housing supply over many years not meeting demand, the shortage of land to build on, and labour and material costs pushing up prices.

“The rate at which prices are increasing is slowing but not as fast as those placing restrictions on house-buying would like,” he says.

Thompson expects mortgage rates to increase in the year ahead and supply to improve as more properties either consented or under construction come onto the market. “These factors will continue to slow the rate at which prices rise but they will still likely rise.”

But mortgage broker Rupert Gough, founder of Mortgage Lab, thinks many people will find it harder to get finance.

“We’re all about the availability of finance and how that affects the market. I think New Zealand as a whole has under-estimated how much that finance is going to tighten in the next 12 months.”

That will curb enthusiasm in the market.

“I’m not saying there will be a crash but my guess would be in the next 12 months we’ll be plus or minus five per cent from where we are in October and November this year. To get a mortgage as of now, though, you are going to have to be super-clean. We’re going to look back and think how easy it was to get a mortgage previously.”

Region Current average property value

New Zealand Greater Auckland Bay of Plenty Canterbury Gisborne Hawke’s Bay Manawatu-Whanganui Marlborough Nelson Northland Otago Southland Taranaki Tasman Waikato Greater Wellington West Coast $1,052,000 $1,506,000 $1,022,000 $743,000 $688,000 $878,000 $668,000 $759,000 $866,000 $837,000 $899,000 $498,000 $667,000 $973,000 $937,000 $1,094,000 $373,000 5.9% 6.6% 5.9% 9.3% 2.7% 5.4% 3.6% 1.1% 5.7% 6.4% 4.7% 4.6% 4.1% 5.8% 4.6% 4.4% 5.7% 27.2% 25.4% 31.7% 32.7% 27.2% 32.2% 31.2% 23.8% 23.2% 29.4% 20.5% 21.2% 26.3% 25.2% 29.6% 30.4% 24.7% $225,000 $305,000 $246,000 $183,000 $147,000 $214,000 $159,000 $146,000 $163,000 $190,000 $153,000 $87,000 $139,000 $196,000 $214,000 $255,000 $74,000

Three-month change % 12-month change % 12-month gain in $ Five-year gain in $

$399,000 $450,000 $462,000 $242,000 $410,000 $485,000 $377,000 $322,000 $369,000 $360,000 $389,000 $236,000 $279,000 $410,000 $408,000 $555,000 $129,000

WINNERS AND LOSERS

The table below ranks New Zealand's territorial authorities by average property value. Auckland City is the most expensive place to buy a home while Buller is the cheapest. The table also shows the average gain homeowners in each TA would have enjoyed over the past three months and the extra thousands of dollars first home buyers would need to save as a result of rising house prices over the last 12 months. The gains for homeowners range from as high as $113,000 in Auckland's North Shore to as low as $3000 in South Waikato. Four TAs saw values drop in the last three months, with the biggest decline - some $37,000 - taking place in Kawerau. The biggest hit to first home buyers was in Auckland City and the North Shore, with house-hunters in both needing to stump up an extra $64,000 for a deposit. OneRoof calculated the extra money required for a 20% deposit by using the current average property value in each TA and comparing it to the average property value 12 months ago.

Current average property value 3-month gain ($)

Extra deposit required since Nov 2020

Auckland North Shore Auckland City Auckland Rodney Tauranga Thames-Coromandel Auckland Manukau Western Bay of Plenty Queenstown-Lakes Auckland Papakura Auckland Franklin Kapiti Coast Auckland Waitākere Wellington Selwyn Waipa South Wairarapa Upper Hutt Porirua Lower Hutt Taupō Waikato Hastings Carterton Napier Kaipara Whangārei Masterton Tasman Palmerston North Christchurch Hamilton Waimakariri Matamata-Piako Whakatane Otorohanga Nelson Opotiki Horowhenua Central Hawke's Bay Manawatu Far North Tararua New Plymouth Gisborne Marlborough Rotorua Rangitikei Kaikoura Whanganui South Waikato Central Otago Hauraki Mackenzie Stratford Dunedin South Taranaki Hurunui Ashburton Waimate Waitaki Kawerau Timaru Invercargill Wairoa Westland Waitomo Clutha Gore Southland Grey Ruapehu Buller

$1,675,000 $1,718,000 $1,514,000 $1,189,000 $1,210,000 $1,353,000 $1,207,000 $1,674,000 $1,141,000 $1,171,000 $1,047,000 $1,216,000 $1,254,000 $949,000 $1,063,000 $1,005,000 $1,000,000 $1,050,000 $1,012,000 $909,000 $1,071,000 $945,000 $831,000 $914,000 $897,000 $891,000 $754,000 $973,000 $787,000 $752,000 $889,000 $776,000 $816,000 $773,000 $693,000 $866,000 $628,000 $687,000 $678,000 $734,000 $731,000 $523,000 $739,000 $688,000 $759,000 $755,000 $537,000 $688,000 $573,000 $528,000 $814,000 $692,000 $760,000 $542,000 $731,000 $464,000 $619,000 $564,000 $469,000 $525,000 $426,000 $550,000 $503,000 $405,000 $431,000 $426,000 $436,000 $431,000 $520,000 $367,000 $416,000 $336,000

$113,000 $93,000 $78,000 $85,000 $68,000 $96,000 $80,000 $78,000 $85,000 $77,000 $55,000 $87,000 $44,000 $107,000 $81,000 $49,000 $55,000 $55,000 $40,000 $55,000 -$11,000 $46,000 $30,000 $45,000 $39,000 $47,000 $32,000 $53,000 $38,000 $69,000 $45,000 $63,000 $32,000 $24,000 $36,000 $47,000 $24,000 $18,000 $58,000 $26,000 $57,000 $18,000 $27,000 $18,000 $8,000 $13,000 $32,000 $44,000 $10,000 $3,000 $32,000 $51,000 $39,000 $26,000 $29,000 $22,000 $36,000 -$11,000 $39,000 $38,000 -$37,000 $33,000 $21,000 $18,000 $33,000 $53,000 $34,000 $15,000 $27,000 $19,000 -$9,000 $11,000

$64,000 $64,000 $62,600 $61,400 $59,200 $58,200 $58,000 $58,000 $56,000 $56,000 $53,800 $53,600 $53,400 $53,200 $52,800 $51,400 $50,600 $49,600 $48,800 $48,600 $47,600 $46,400 $45,000 $44,600 $43,400 $41,600 $40,000 $39,200 $39,000 $38,600 $37,400 $36,600 $35,400 $34,600 $33,000 $32,600 $32,000 $32,000 $31,400 $31,000 $30,600 $30,600 $29,400 $29,400 $29,200 $28,800 $27,800 $27,600 $27,200 $26,600 $25,800 $25,600 $25,600 $24,800 $24,600 $23,800 $23,400 $20,800 $20,400 $20,400 $19,400 $18,800 $18,400 $17,400 $16,800 $16,400 $16,000 $16,000 $15,800 $15,400 $14,800 $12,600

The OneRoof Property Report House Value Index, powered by OneRoof’s data partner Valocity, shows the latest average property value for every suburb* in New Zealand.

The tables below are arranged by region, starting at the top of the North Island and finishing at the bottom of the South Island (with the territorial authorities and suburbs within each region shown in alphabetical order).

What do the tables show?

The tables below show for each suburb, territorial authority and region:

The average property value at November 15, 2021;

The 3-month change in per cent;

The 3-month gain (or loss) in $; The 12-month change in per cent; The 12-month gain (or loss) in dollars; The extra deposit first home buyers would have needed to save in the last 12 months as a result of rising prices.

What do the numbers mean?

The average property value in the index is a good indicator of house prices in an area because it is not affected by outliers.The 3-month and 12-month changes indicate how well property values are tracking in the given area. If the percentage change is upwards, then it means the market in the area may be hot and that homes there are selling quickly and for more money.

If the percentage change is downwards, then it is a sign that the market in the area is soft or cold, and that properties are selling slowly and for less.

The gain figure shows how much homeowners have gained (or lost) in any given area in the last three months (which covers the Covid lockdown) and last 12 months.

OneRoof has also calculated the extra money buyers would have had to save in the last 12 months for a 20% deposit.The numbers for each region,TA and suburb are based on a comparison of the current average property value and the average property value in November 2020.

Together these figures give a good overview of what’s happening in the housing market in each region,TA and suburb, and what buyers can expect to pay and sellers can expect to make.

How are the suburb values calculated?

The index takes into account recorded property attributes and historical property sales data to estimate the value of every residential property value in a suburb.

The model is intended to provide an estimate of value at the date it was run. You can find out the value of your own property – and those of your neighbours – at OneRoof.co.nz/estimate.

An interactive carrying more house price data for every suburb in New Zealand can be found at OneRoof.co.nz/propertyreport.

Alternatively, you can go straight to the interactive using the QR code below on the right. Hold your phone camera over the code and click on the link.

Only suburbs with 20 sales or more in the 12 months to November 15, 2021 have been included in the print tables below.The latest property values for every suburb can be found in the interactive at OneRoof.co.nz/property-report. If you have a question about the data, please contact support@oneroof.co.nz

intended to ovide

LOCATION

NEW ZEALAND NORTH ISLAND NORTHLAND

FAR NORTH AHIPARA CABLE BAY COOPERS BEACH HARURU HIHI KAEO KAIKOHE KAITAIA KARIKARI PENINSULA KAWAKAWA KERIKERI MANGONUI OKAIHAU OPONONI OPUA PAIHIA PUKENUI RAWENE RUSSELL TAIPA CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ 12-MONTH CHANGE % 12-MONTH GAIN IN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$1,052,000 5.9% $59,000 27.2% $225,000 $45,000

$837,000 6.4% $50,000 29.4% $190,000 $38,000 $731,000 8.5% $57,000 26.5% $153,000.00 $30,600 $595,000 10.6% $57,000 29.6% $136,000 $27,200 $776,000 8.4% $60,000 27.2% $166,000 $33,200 $813,000 10.3% $76,000 28.8% $182,000 $36,400 $806,000 9.1% $67,000 26.7% $170,000 $34,000 $754,000 9.3% $64,000 25.7% $154,000 $30,800 $739,000 10.6% $71,000 26.3% $154,000 $30,800 $357,000 6.3% $21,000 29.8% $82,000 $16,400 $412,000 9.6% $36,000 22.3% $75,000 $15,000 $683,000 7.9% $50,000 23.5% $130,000 $26,000 $481,000 8.1% $36,000 34.4% $123,000 $24,600 $1,072,000 8.5% $84,000 24.4% $210,000 $42,000 $733,000 5.9% $41,000 25.9% $151,000 $30,200 $703,000 7.3% $48,000 28.3% $155,000 $31,000 $516,000 6.6% $32,000 33.7% $130,000 $26,000 $880,000 6.5% $54,000 27.5% $190,000 $38,000 $746,000 4.9% $35,000 21.1% $130,000 $26,000 $678,000 7.1% $45,000 23.0% $127,000 $25,400 $436,000 3.6% $15,000 23.5% $83,000 $16,600 $1,413,000 9.2% $119,000 27.6% $306,000 $61,200 $677,000 8.0% $50,000 30.7% $159,000 $31,800 LOCATION

WAIPAPA

KAIPARA BAYLYS BEACH DARGAVILLE KAIWAKA MANGAWHAI MANGAWHAI HEADS MAUNGATUROTO PAPAROA RUAWAI TE KOPURU TINOPAI

WHANGAREI AVENUES GLENBERVIE HIKURANGI HORAHORA KAMO KAURI KENSINGTON LANGS BEACH MAUNGAKARAMEA MAUNGATAPERE MAUNU CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ 12-MONTH CHANGE % 12-MONTH GAIN IN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$1,025,000 9.7% $91,000 27.3% $220,000 $44,000

$897,000 4.5% $39,000 31.9% $217,000.00 $43,400 $657,000 7.9% $48,000 30.4% $153,000 $30,600 $555,000 7.8% $40,000 38.1% $153,000 $30,600 $951,000 7.9% $70,000 36.8% $256,000 $51,200 $1,268,000 3.5% $43,000 31.3% $302,000 $60,400 $1,321,000 1.2% $16,000 26.9% $280,000 $56,000 $742,000 8.5% $58,000 36.6% $199,000 $39,800 $726,000 6.9% $47,000 31.3% $173,000 $34,600 $482,000 4.8% $22,000 43.9% $147,000 $29,400 $506,000 7.0% $33,000 40.2% $145,000 $29,000 $633,000 8.8% $51,000 33.0% $157,000 $31,400

$891,000 5.6% $47,000 30.5% $208,000.00 $41,600 $621,000 5.1% $30,000 35.3% $162,000 $32,400 $1,212,000 3.6% $42,000 31.2% $288,000 $57,600 $619,000 3.2% $19,000 33.1% $154,000 $30,800 $747,000 6.9% $48,000 34.6% $192,000 $38,400 $803,000 6.8% $51,000 25.9% $165,000 $33,000 $1,140,000 8.2% $86,000 29.4% $259,000 $51,800 $686,000 12.6% $77,000 25.2% $138,000 $27,600 $2,162,000 4.5% $94,000 27.4% $465,000 $93,000 $908,000 4.7% $41,000 30.1% $210,000 $42,000 $1,170,000 6.5% $71,000 31.2% $278,000 $55,600 $1,052,000 8.8% $85,000 27.5% $227,000 $45,400

MORNINGSIDE NGUNGURU ONE TREE POINT ONERAHI OTANGAREI PARAHAKI PARUA BAY POROTI RAUMANGA REGENT RIVERSIDE RUAKAKA RUATANGATA WEST TAMATERAU TIKIPUNGA TUTUKAKA WAIPU WHANANAKI WHANGAREI HEADS WHAREORA WHAU VALLEY WOODHILL $616,000 6.0% $35,000 29.1% $139,000 $27,800 $1,061,000 2.9% $30,000 23.2% $200,000 $40,000 $1,115,000 3.3% $36,000 28.0% $244,000 $48,800 $698,000 6.9% $45,000 29.0% $157,000 $31,400 $386,000 3.2% $12,000 30.4% $90,000 $18,000 $819,000 8.2% $62,000 31.5% $196,000 $39,200 $1,162,000 6.2% $68,000 29.8% $267,000 $53,400 $1,081,000 6.1% $62,000 28.5% $240,000 $48,000 $543,000 6.1% $31,000 30.8% $128,000 $25,600 $748,000 7.2% $50,000 31.0% $177,000 $35,400 $794,000 4.7% $36,000 25.0% $159,000 $31,800 $946,000 5.2% $47,000 30.1% $219,000 $43,800 $1,046,000 6.3% $62,000 31.9% $253,000 $50,600 $1,229,000 9.5% $107,000 55.0% $436,000 $87,200 $664,000 6.1% $38,000 33.6% $167,000 $33,400 $1,256,000 2.7% $33,000 24.5% $247,000 $49,400 $1,160,000 4.1% $46,000 28.3% $256,000 $51,200 $1,379,000 4.2% $56,000 30.6% $323,000 $64,600 $1,142,000 6.6% $71,000 31.1% $271,000 $54,200 $1,087,000 4.7% $49,000 27.6% $235,000 $47,000 $736,000 3.2% $23,000 28.9% $165,000 $33,000 $649,000 5.2% $32,000 30.1% $150,000 $30,000

GREATER AUCKLAND $1,506,000 6.6% $93,000 25.4% $305,000 $61,000 AUCKLAND CITY $1,718,000 5.7% $93,000 22.9% $320,000.00 $64,000 AUCKLAND CENTRAL $662,000 3.6% $23,000 8.9% $54,000 $10,800 AVONDALE $1,199,000 3.7% $43,000 22.7% $222,000 $44,400 BLOCKHOUSE BAY $1,373,000 6.4% $83,000 17.2% $201,000 $40,200 EDEN TERRACE $885,000 0.8% $7,000 10.6% $85,000 $17,000 ELLERSLIE $1,488,000 0.9% $14,000 21.4% $262,000 $52,400 EPSOM $2,395,000 2.6% $60,000 13.1% $278,000 $55,600 FREEMANS BAY $1,838,000 1.5% $28,000 21.1% $320,000 $64,000 GLEN INNES $1,429,000 8.1% $107,000 32.8% $353,000 $70,600 GLENDOWIE $2,692,000 8.2% $205,000 31.6% $646,000 $129,200 GRAFTON $752,000 -2.1% -$16,000 8.7% $60,000 $12,000 GREAT BARRIER ISLAND (AOTEA ISD) $772,000 8.0% $57,000 36.2% $205,000 $41,000 GREENLANE $2,170,000 4.2% $87,000 28.6% $482,000 $96,400 GREY LYNN $2,098,000 5.6% $112,000 23.0% $392,000 $78,400 HERNE BAY $4,036,000 7.9% $296,000 25.7% $825,000 $165,000 HILLSBOROUGH $1,530,000 6.2% $89,000 25.9% $315,000 $63,000 KINGSLAND $1,648,000 5.5% $86,000 25.2% $332,000 $66,400 KOHIMARAMA $2,541,000 6.7% $159,000 31.5% $609,000 $121,800 LYNFIELD $1,536,000 7.9% $113,000 24.1% $298,000 $59,600 MEADOWBANK $2,012,000 9.2% $169,000 32.2% $490,000 $98,000 MISSION BAY $2,510,000 6.7% $158,000 24.3% $490,000 $98,000 MORNINGSIDE $1,542,000 6.8% $98,000 27.4% $332,000 $66,400 MOUNT ALBERT $1,618,000 7.3% $110,000 24.3% $316,000 $63,200 MOUNT EDEN $2,067,000 9.0% $171,000 20.5% $352,000 $70,400 MOUNT ROSKILL $1,357,000 6.3% $81,000 21.9% $244,000 $48,800 MOUNT WELLINGTON $1,122,000 3.1% $34,000 17.6% $168,000 $33,600 NEW WINDSOR $1,454,000 8.3% $111,000 33.2% $362,000 $72,400 NEWMARKET $1,030,000 1.0% $10,000 9.5% $89,000 $17,800 OMIHA $1,317,000 11.7% $138,000 39.7% $374,000 $74,800 ONE TREE HILL $1,578,000 6.2% $92,000 26.7% $333,000 $66,600 ONEHUNGA $1,358,000 5.4% $69,000 23.5% $258,000 $51,600 ONEROA $2,300,000 5.9% $129,000 31.7% $553,000 $110,600 ONETANGI $2,138,000 10.6% $205,000 35.7% $562,000 $112,400 ORAKEI $2,698,000 7.2% $182,000 18.2% $415,000 $83,000 OSTEND $1,577,000 10.4% $148,000 37.2% $428,000 $85,600 OTAHUHU $904,000 7.6% $64,000 30.3% $210,000 $42,000 PALM BEACH $2,132,000 12.6% $239,000 36.8% $574,000 $114,800 PANMURE $1,236,000 7.4% $85,000 29.8% $284,000 $56,800 PARNELL $2,301,000 4.1% $90,000 14.8% $296,000 $59,200 POINT CHEVALIER $2,236,000 5.4% $114,000 27.6% $483,000 $96,600 POINT ENGLAND $1,411,000 11.3% $143,000 43.2% $426,000 $85,200 PONSONBY $2,670,000 4.2% $107,000 23.2% $503,000 $100,600 REMUERA $3,071,000 9.3% $262,000 23.5% $585,000 $117,000 ROYAL OAK $1,630,000 8.0% $121,000 22.6% $300,000 $60,000 SAINT JOHNS $1,750,000 6.8% $112,000 25.6% $357,000 $71,400 SAINT MARYS BAY $3,207,000 7.5% $223,000 29.1% $723,000 $144,600 SANDRINGHAM $1,628,000 2.2% $35,000 24.9% $325,000 $65,000 ST HELIERS $2,542,000 3.2% $80,000 22.2% $461,000 $92,200 STONEFIELDS $1,766,000 4.7% $80,000 26.9% $374,000 $74,800 SURFDALE $1,552,000 11.5% $160,000 36.6% $416,000 $83,200 THREE KINGS $1,345,000 2.6% $34,000 16.7% $192,000 $38,400 WAI O TAIKI BAY $1,850,000 11.1% $185,000 32.0% $448,000 $89,600 WAIHEKE ISLAND $3,509,000 8.1% $264,000 32.3% $856,000 $171,200 WATERVIEW $1,272,000 13.2% $148,000 29.5% $290,000 $58,000 WESLEY $1,410,000 9.8% $126,000 32.4% $345,000 $69,000 WESTMERE

FRANKLIN AWHITU BOMBAY CLARKS BEACH GLENBROOK HUNUA KINGSEAT MANUKAU HEADS PAERATA PATUMAHOE POLLOK PUKEKOHE RAMARAMA WAIAU PA WAIUKU

MANUKAU BEACHLANDS BOTANY DOWNS BUCKLANDS BEACH BURSWOOD CLENDON PARK CLEVEDON CLOVER PARK COCKLE BAY DANNEMORA EAST TAMAKI EAST TAMAKI HEIGHTS EASTERN BEACH FARM COVE FAVONA FLAT BUSH GOLFLANDS GOODWOOD HEIGHTS HALF MOON BAY HIGHLAND PARK HILLPARK HOWICK MANGERE MANGERE BRIDGE MANGERE EAST MANUKAU MANUREWA MANUREWA EAST MARAETAI MELLONS BAY NORTHPARK OTARA PAKURANGA PAKURANGA HEIGHTS PAPATOETOE RANDWICK PARK SHELLY PARK SOMERVILLE SUNNYHILLS THE GARDENS TOTARA HEIGHTS TOTARA PARK WATTLE DOWNS WEYMOUTH WHITFORD WIRI

NORTH SHORE ALBANY ALBANY HEIGHTS BAYSWATER BAYVIEW BEACH HAVEN BELMONT BIRKDALE BIRKENHEAD BROWNS BAY CAMPBELLS BAY CASTOR BAY CHATSWOOD DEVONPORT $2,849,000 7.3% $194,000 27.1% $608,000 $121,600

$1,171,000 7.0% $77,000 31.4% $280,000.00 $56,000 $839,000 5.1% $41,000 25.6% $171,000 $34,200 $1,740,000 9.4% $149,000 31.2% $414,000 $82,800 $1,289,000 7.0% $84,000 27.8% $280,000 $56,000 $1,289,000 5.6% $68,000 27.5% $278,000 $55,600 $1,556,000 8.8% $126,000 32.2% $379,000 $75,800 $1,748,000 5.4% $89,000 27.2% $374,000 $74,800 $1,028,000 9.6% $90,000 29.0% $231,000 $46,200 $1,421,000 5.1% $69,000 28.4% $314,000 $62,800 $1,349,000 8.0% $100,000 30.6% $316,000 $63,200 $1,040,000 3.4% $34,000 24.8% $207,000 $41,400 $1,034,000 8.5% $81,000 35.5% $271,000 $54,200 $1,788,000 5.1% $86,000 24.4% $351,000 $70,200 $1,885,000 4.8% $86,000 27.5% $407,000 $81,400 $963,000 6.5% $59,000 31.0% $228,000 $45,600

$1,353,000 7.6% $96,000 27.4% $291,000.00 $58,200 $1,713,000 4.7% $77,000 30.5% $400,000 $80,000 $1,510,000 10.8% $147,000 24.6% $298,000 $59,600 $1,843,000 4.4% $77,000 19.0% $294,000 $58,800 $1,417,000 8.3% $109,000 33.8% $358,000 $71,600 $864,000 9.1% $72,000 34.0% $219,000 $43,800 $2,219,000 5.0% $106,000 28.8% $496,000 $99,200 $971,000 8.2% $74,000 30.2% $225,000 $45,000 $1,844,000 9.2% $155,000 26.7% $389,000 $77,800 $1,905,000 6.7% $120,000 24.3% $373,000 $74,600 $1,277,000 7.9% $93,000 24.2% $249,000 $49,800 $2,022,000 9.0% $167,000 28.5% $449,000 $89,800 $2,159,000 5.7% $116,000 29.0% $485,000 $97,000 $2,029,000 10.2% $188,000 32.9% $502,000 $100,400 $929,000 3.8% $34,000 22.4% $170,000 $34,000 $1,533,000 7.4% $106,000 27.6% $332,000 $66,400 $1,550,000 7.3% $106,000 27.7% $336,000 $67,200 $1,264,000 8.2% $96,000 28.2% $278,000 $55,600 $1,771,000 6.4% $107,000 23.5% $337,000 $67,400 $1,338,000 6.7% $84,000 25.2% $269,000 $53,800 $1,088,000 5.3% $55,000 27.4% $234,000 $46,800 $1,438,000 9.6% $126,000 22.7% $266,000 $53,200 $990,000 7.0% $65,000 24.2% $193,000 $38,600 $1,404,000 9.5% $122,000 20.4% $238,000 $47,600 $977,000 5.6% $52,000 24.1% $190,000 $38,000 $706,000 -0.8% -$6,000 13.5% $84,000 $16,800 $968,000 7.0% $63,000 29.6% $221,000 $44,200 $896,000 1.4% $12,000 26.9% $190,000 $38,000 $1,802,000 12.1% $194,000 29.2% $407,000 $81,400 $2,454,000 8.8% $198,000 28.5% $545,000 $109,000 $1,671,000 6.9% $108,000 26.8% $353,000 $70,600 $883,000 6.5% $54,000 36.9% $238,000 $47,600 $1,334,000 2.3% $30,000 21.1% $232,000 $46,400 $1,325,000 5.1% $64,000 26.2% $275,000 $55,000 $982,000 7.8% $71,000 20.2% $165,000 $33,000 $925,000 8.8% $75,000 32.5% $227,000 $45,400 $1,857,000 12.0% $199,000 33.1% $462,000 $92,400 $1,760,000 9.1% $147,000 28.5% $390,000 $78,000 $1,893,000 6.6% $118,000 29.0% $426,000 $85,200 $1,456,000 7.8% $105,000 29.8% $334,000 $66,800 $1,196,000 6.7% $75,000 31.7% $288,000 $57,600 $2,453,000 11.7% $256,000 32.8% $606,000 $121,200 $1,195,000 9.8% $107,000 34.0% $303,000 $60,600 $907,000 4.3% $37,000 26.5% $190,000 $38,000 $3,547,000 2.3% $81,000 24.2% $690,000 $138,000 $822,000 6.3% $49,000 31.9% $199,000 $39,800

$1,675,000 7.2% $113,000 23.6% $320,000.00 $64,000 $1,196,000 2.7% $31,000 19.1% $192,000 $38,400 $1,519,000 6.8% $97,000 17.6% $227,000 $45,400 $2,041,000 10.7% $197,000 32.5% $501,000 $100,200 $1,208,000 10.8% $118,000 30.2% $280,000 $56,000 $1,293,000 7.1% $86,000 30.9% $305,000 $61,000 $1,779,000 8.8% $144,000 26.0% $367,000 $73,400 $1,153,000 8.3% $88,000 27.3% $247,000 $49,400 $1,483,000 4.5% $64,000 18.8% $235,000 $47,000 $1,443,000 10.7% $139,000 24.9% $288,000 $57,600 $2,645,000 5.3% $133,000 23.0% $495,000 $99,000 $2,194,000 4.9% $102,000 20.0% $366,000 $73,200 $1,785,000 11.4% $183,000 32.1% $434,000 $86,800 $2,452,000 5.5% $127,000 26.6% $515,000 $103,000

FAIRVIEW HEIGHTS FORREST HILL GLENFIELD GREENHITHE HAURAKI HILLCREST LONG BAY MAIRANGI BAY MILFORD MURRAYS BAY NARROW NECK NORTHCOTE NORTHCOTE POINT NORTHCROSS OTEHA PAREMOREMO PINEHILL ROTHESAY BAY SCHNAPPER ROCK STANLEY POINT SUNNYNOOK TAKAPUNA TORBAY TOTARA VALE UNSWORTH HEIGHTS WAIAKE WINDSOR PARK

PAPAKURA CONIFER GROVE DRURY KARAKA OPAHEKE PAHUREHURE PAPAKURA RED HILL ROSEHILL TAKANINI $1,798,000 5.5% $94,000 22.5% $330,000 $66,000 $1,658,000 6.1% $96,000 24.2% $323,000 $64,600 $1,199,000 6.1% $69,000 24.1% $233,000 $46,600 $1,904,000 4.3% $78,000 20.4% $323,000 $64,600 $2,290,000 7.8% $165,000 30.7% $538,000 $107,600 $1,453,000 5.6% $77,000 24.5% $286,000 $57,200 $1,864,000 6.1% $107,000 19.9% $309,000 $61,800 $2,029,000 6.2% $119,000 27.0% $431,000 $86,200 $2,051,000 9.2% $173,000 20.8% $353,000 $70,600 $2,031,000 7.3% $138,000 22.2% $369,000 $73,800 $2,284,000 8.7% $182,000 27.0% $486,000 $97,200 $1,412,000 4.7% $64,000 17.7% $212,000 $42,400 $1,992,000 9.5% $172,000 25.6% $406,000 $81,200 $1,492,000 5.2% $74,000 27.0% $317,000 $63,400 $1,272,000 3.4% $42,000 19.9% $211,000 $42,200 $2,171,000 8.2% $165,000 41.0% $631,000 $126,200 $1,887,000 4.9% $89,000 26.6% $396,000 $79,200 $1,903,000 5.8% $105,000 25.5% $387,000 $77,400 $1,810,000 5.5% $94,000 21.7% $323,000 $64,600 $2,874,000 10.7% $278,000 32.8% $710,000 $142,000 $1,420,000 6.0% $81,000 30.3% $330,000 $66,000 $2,421,000 3.6% $84,000 22.2% $440,000 $88,000 $1,478,000 9.5% $128,000 27.1% $315,000 $63,000 $1,197,000 7.1% $79,000 26.7% $252,000 $50,400 $1,355,000 7.3% $92,000 29.8% $311,000 $62,200 $1,862,000 6.8% $119,000 25.0% $372,000 $74,400 $1,553,000 3.9% $59,000 25.3% $314,000 $62,800

$1,141,000 8.0% $85,000 32.5% $280,000.00 $56,000 $1,196,000 9.5% $104,000 36.8% $322,000 $64,400 $1,435,000 9.5% $124,000 33.7% $362,000 $72,400 $1,834,000 5.1% $89,000 28.3% $405,000 $81,000 $1,217,000 11.1% $122,000 36.4% $325,000 $65,000 $1,160,000 8.6% $92,000 36.5% $310,000 $62,000 $968,000 11.9% $103,000 34.8% $250,000 $50,000 $892,000 8.0% $66,000 27.1% $190,000 $38,000 $1,006,000 8.2% $76,000 33.6% $253,000 $50,600 $1,010,000 4.0% $39,000 25.3% $204,000 $40,800

RODNEY ALGIES BAY ARKLES BAY ARMY BAY COATESVILLE DAIRY FLAT GULF HARBOUR HATFIELDS BEACH HELENSVILLE $1,514,000 5.4% $78,000 26.1% $313,000.00 $62,600 $1,534,000 7.8% $111,000 30.9% $362,000 $72,400 $1,294,000 7.7% $93,000 27.9% $282,000 $56,400 $1,327,000 7.5% $93,000 31.3% $316,000 $63,200 $3,237,000 -1.0% -$32,000 10.8% $316,000 $63,200 $2,363,000 0.6% $14,000 17.6% $353,000 $70,600 $1,136,000 5.3% $57,000 20.9% $196,000 $39,200 $1,293,000 9.2% $109,000 33.3% $323,000 $64,600 $1,291,000 4.7% $58,000 27.4% $278,000 $55,600

HUAPAI KAIPARA FLATS KAUKAPAKAPA KAWAU ISLAND KUMEU LEIGH MAKARAU MANLY MATAKANA MATAKATIA MURIWAI OMAHA OREWA PARAKAI POINT WELLS PUHOI RED BEACH RIVERHEAD SANDSPIT SILVERDALE $1,396,000 6.9% $90,000 31.0% $330,000 $66,000 $1,417,000 3.5% $48,000 26.1% $293,000 $58,600 $1,464,000 0.5% $7,000 20.8% $252,000 $50,400 $1,018,000 14.4% $128,000 29.7% $233,000 $46,600 $1,788,000 5.5% $93,000 28.6% $398,000 $79,600 $1,545,000 13.6% $185,000 36.1% $410,000 $82,000 $1,259,000 1.9% $24,000 24.9% $251,000 $50,200 $1,386,000 3.6% $48,000 30.6% $325,000 $65,000 $1,939,000 8.0% $143,000 32.9% $480,000 $96,000 $1,756,000 7.7% $125,000 27.0% $373,000 $74,600 $1,707,000 8.0% $127,000 30.3% $397,000 $79,400 $2,722,000 8.6% $216,000 34.2% $694,000 $138,800 $1,323,000 4.1% $52,000 23.4% $251,000 $50,200 $851,000 1.2% $10,000 22.6% $157,000 $31,400 $2,198,000 6.8% $140,000 30.1% $508,000 $101,600 $1,557,000 2.4% $37,000 23.7% $298,000 $59,600 $1,380,000 8.6% $109,000 30.3% $321,000 $64,200 $1,951,000 7.7% $140,000 30.9% $460,000 $92,000 $2,110,000 10.6% $202,000 29.8% $484,000 $96,800 $1,520,000 6.4% $92,000 26.4% $317,000 $63,400

SNELLS BEACH SOUTH HEAD STANMORE BAY $1,215,000 8.6% $96,000 35.2% $316,000 $63,200 $1,251,000 -4.2% -$55,000 13.1% $145,000 $29,000 $1,186,000 3.1% $36,000 26.3% $247,000 $49,400

STILLWATER

$1,729,000 8.2% $131,000 29.7% $396,000 $79,200 TAUPAKI $2,434,000 6.4% $146,000 35.8% $642,000 $128,400 TAWHARANUI PENINSULA $2,344,000 14.4% $295,000 33.3% $585,000 $117,000 TINDALLS BEACH $1,821,000 9.0% $150,000 27.3% $390,000 $78,000 WAIMAUKU $1,717,000 3.7% $62,000 21.6% $305,000 $61,000 WAINUI $1,674,000 2.4% $39,000 18.9% $266,000 $53,200 WAITOKI $2,096,000 0.8% $16,000 13.1% $243,000 $48,600 WARKWORTH $1,262,000 5.3% $64,000 24.8% $251,000 $50,200 WELLSFORD

WAITAKERE GLEN EDEN GLENDENE GREEN BAY HENDERSON HENDERSON VALLEY HOBSONVILLE KELSTON LAINGHOLM MASSEY NEW LYNN ORATIA PIHA RANUI SUNNYVALE SWANSON TE ATATU PENINSULA TE ATATU SOUTH TITIRANGI WAIATARUA WAITAKERE WEST HARBOUR WESTGATE WHENUAPAI $897,000 6.3% $53,000 25.8% $184,000 $36,800

$1,216,000 7.7% $87,000 28.3% $268,000.00 $53,600 $1,052,000 6.4% $63,000 32.3% $257,000 $51,400 $1,131,000 8.3% $87,000 29.4% $257,000 $51,400 $1,430,000 10.7% $138,000 37.4% $389,000 $77,800 $1,137,000 8.2% $86,000 25.4% $230,000 $46,000 $1,530,000 13.2% $179,000 38.3% $424,000 $84,800 $1,250,000 5.0% $60,000 23.3% $236,000 $47,200 $1,094,000 9.3% $93,000 36.9% $295,000 $59,000 $1,194,000 6.6% $74,000 26.1% $247,000 $49,400 $1,132,000 4.5% $49,000 32.2% $276,000 $55,200 $1,026,000 3.5% $35,000 15.2% $135,000 $27,000 $1,762,000 8.3% $135,000 36.5% $471,000 $94,200 $1,510,000 14.6% $192,000 32.7% $372,000 $74,400 $1,044,000 8.6% $83,000 28.1% $229,000 $45,800 $1,041,000 5.0% $50,000 26.2% $216,000 $43,200 $1,284,000 5.2% $64,000 28.9% $288,000 $57,600 $1,419,000 10.1% $130,000 25.8% $291,000 $58,200 $1,071,000 -2.6% -$29,000 16.0% $148,000 $29,600 $1,434,000 6.5% $87,000 33.6% $361,000 $72,200 $1,509,000 11.1% $151,000 40.1% $432,000 $86,400 $1,571,000 9.9% $141,000 35.7% $413,000 $82,600 $1,455,000 6.4% $88,000 26.0% $300,000 $60,000 $1,139,000 6.1% $65,000 29.7% $261,000 $52,200 $1,483,000 6.5% $91,000 32.4% $363,000 $72,600

WAIKATO $937,000 4.6% $41,000 29.6% $214,000 $42,800 HAMILTON $889,000 5.3% $45,000 26.6% $187,000.00 $37,400 BADER $643,000 2.9% $18,000 32.3% $157,000 $31,400 BAVERSTOCK $1,041,000 7.4% $72,000 30.1% $241,000 $48,200 BEERESCOURT $1,018,000 4.8% $47,000 26.6% $214,000 $42,800 CHARTWELL $901,000 6.0% $51,000 29.1% $203,000 $40,600 CHEDWORTH $966,000 5.8% $53,000 26.9% $205,000 $41,000 CLAUDELANDS $808,000 4.0% $31,000 26.3% $168,000 $33,600 DEANWELL $699,000 2.6% $18,000 29.4% $159,000 $31,800 DINSDALE $788,000 6.9% $51,000 26.5% $165,000 $33,000 ENDERLEY $649,000 2.9% $18,000 23.4% $123,000 $24,600 FAIRFIELD $807,000 2.9% $23,000 30.8% $190,000 $38,000 FAIRVIEW DOWNS $768,000 3.1% $23,000 27.8% $167,000 $33,400 FITZROY $832,000 3.9% $31,000 26.1% $172,000 $34,400 FLAGSTAFF $1,244,000 9.3% $106,000 29.7% $285,000 $57,000 FOREST LAKE $788,000 5.8% $43,000 28.3% $174,000 $34,800 FRANKTON $698,000 1.0% $7,000 21.6% $124,000 $24,800 GLENVIEW $818,000 4.1% $32,000 23.8% $157,000 $31,400 GRANDVIEW HEIGHTS $943,000 3.1% $28,000 23.3% $178,000 $35,600 HAMILTON CENTRAL $815,000 4.2% $33,000 22.2% $148,000 $29,600 HAMILTON EAST $795,000 5.2% $39,000 24.2% $155,000 $31,000 HAMILTON LAKE $1,026,000 4.3% $42,000 26.2% $213,000 $42,600 HILLCREST $853,000 3.4% $28,000 24.7% $169,000 $33,800 HUNTINGTON $1,159,000 8.4% $90,000 30.4% $270,000 $54,000 MAEROA $759,000 2.4% $18,000 27.6% $164,000 $32,800 MELVILLE $701,000 3.7% $25,000 23.2% $132,000 $26,400 NAWTON $730,000 6.0% $41,000 30.4% $170,000 $34,000 PUKETE $895,000 5.7% $48,000 30.8% $211,000 $42,200 QUEENWOOD $1,032,000 3.8% $38,000 27.4% $222,000 $44,400 ROTOTUNA $1,080,000 6.7% $68,000 29.0% $243,000 $48,600 ROTOTUNA NORTH $1,183,000 6.6% $73,000 29.9% $272,000 $54,400 SAINT ANDREWS $905,000 5.1% $44,000 31.9% $219,000 $43,800 SILVERDALE $783,000 3.3% $25,000 26.3% $163,000 $32,600 WESTERN HEIGHTS $1,016,000 4.4% $43,000 25.9% $209,000 $41,800 WHITIORA $675,000 2.1% $14,000 22.3% $123,000 $24,600

HAURAKI NGATEA PAEROA WAIHI WHIRITOA $692,000 8.0% $51,000 22.7% $128,000.00 $25,600 $695,000 5.6% $37,000 25.2% $140,000 $28,000 $553,000 4.9% $26,000 24.0% $107,000 $21,400 $673,000 4.8% $31,000 21.9% $121,000 $24,200 $884,000 4.9% $41,000 23.1% $166,000 $33,200

MATAMATA-PIAKO $816,000 4.1% $32,000 27.7% $177,000.00 $35,400 MATAMATA $836,000 8.4% $65,000 27.8% $182,000 $36,400 MORRINSVILLE $833,000 9.9% $75,000 26.8% $176,000 $35,200 TE AROHA $756,000 25.2% $152,000 40.5% $218,000 $43,600 WAHAROA $727,000 39.3% $205,000 54.0% $255,000 $51,000

OTOROHANGA KAWHIA OTOROHANGA $693,000 5.5% $36,000 31.3% $165,000.00 $33,000 $596,000 4.6% $26,000 31.9% $144,000 $28,800 $668,000 7.7% $48,000 28.7% $149,000 $29,800

EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

SOUTH WAIKATO $528,000 0.6% $3,000 33.7% $133,000.00 $26,600 PUTARURU $568,000 12.3% $62,000 38.5% $158,000 $31,600 TIRAU $707,000 7.9% $52,000 37.8% $194,000 $38,800 TOKOROA $442,000 16.6% $63,000 37.3% $120,000 $24,000

TAUPO ACACIA BAY HILLTOP KINLOCH KURATAU MANGAKINO MOTUOAPA NUKUHAU RANGATIRA PARK RICHMOND HEIGHTS TAUHARA TAUPO TURANGI TWO MILE BAY WAIPAHIHI WAIRAKEI WHAREWAKA $909,000 6.4% $55,000 36.5% $243,000.00 $48,600 $1,387,000 10.9% $136,000 37.5% $378,000 $75,600 $917,000 6.9% $59,000 38.3% $254,000 $50,800 $1,286,000 8.2% $98,000 39.9% $367,000 $73,400 $865,000 6.3% $51,000 37.5% $236,000 $47,200 $483,000 6.6% $30,000 44.2% $148,000 $29,600 $798,000 7.5% $56,000 39.0% $224,000 $44,800 $904,000 8.3% $69,000 38.7% $252,000 $50,400 $998,000 5.7% $54,000 35.6% $262,000 $52,400 $817,000 7.1% $54,000 38.9% $229,000 $45,800 $610,000 5.7% $33,000 39.6% $173,000 $34,600 $755,000 6.5% $46,000 32.9% $187,000 $37,400 $476,000 1.7% $8,000 30.4% $111,000 $22,200 $954,000 5.3% $48,000 37.7% $261,000 $52,200 $1,097,000 5.7% $59,000 37.8% $301,000 $60,200 $1,049,000 8.5% $82,000 39.5% $297,000 $59,400 $1,375,000 9.6% $120,000 39.0% $386,000 $77,200

THAMES-COROMANDEL $1,210,000 6.0% $68,000 32.4% $296,000.00 $59,200 COOKS BEACH $1,398,000 3.6% $49,000 37.3% $380,000 $76,000 COROMANDEL $877,000 5.5% $46,000 30.3% $204,000 $40,800 HAHEI $1,667,000 8.2% $127,000 27.5% $360,000 $72,000 MATARANGI $1,150,000 6.0% $65,000 34.7% $296,000 $59,200 ONEMANA $1,286,000 9.4% $111,000 41.3% $376,000 $75,200 OPITO BAY $1,701,000 5.5% $88,000 22.3% $310,000 $62,000 PAUANUI $1,474,000 7.8% $107,000 35.7% $388,000 $77,600 TAIRUA $1,186,000 9.8% $106,000 37.4% $323,000 $64,600 THAMES $763,000 5.8% $42,000 32.9% $189,000 $37,800 WHANGAMATA $1,417,000 3.4% $47,000 34.1% $360,000 $72,000 WHAREKAHO $1,629,000 6.5% $99,000 45.8% $512,000 $102,400 WHITIANGA $1,079,000 8.9% $88,000 34.2% $275,000 $55,000

WAIKATO $1,071,000 -1.0% -$11,000 28.6% $238,000.00 $47,600 BUCKLAND $1,356,000 0.5% $7,000 26.3% $282,000 $56,400 HOROTIU $1,045,000 -0.8% -$8,000 36.4% $279,000 $55,800 HUNTLY $581,000 4.9% $27,000 33.0% $144,000 $28,800 MANGATAWHIRI $1,204,000 -6.8% -$88,000 18.9% $191,000 $38,200 MATANGI $1,652,000 -1.3% -$22,000 30.2% $383,000 $76,600 MEREMERE $494,000 -5.4% -$28,000 23.8% $95,000 $19,000 NEWSTEAD $1,628,000 -2.2% -$37,000 34.5% $418,000 $83,600 NGARUAWAHIA $789,000 1.9% $15,000 32.8% $195,000 $39,000 ONEWHERO $950,000 -9.6% -$101,000 16.0% $131,000 $26,200 POKENO $1,100,000 5.2% $54,000 33.3% $275,000 $55,000 PORT WAIKATO $637,000 -6.5% -$44,000 22.3% $116,000 $23,200 PUKEKAWA $1,064,000 -8.2% -$95,000 17.8% $161,000 $32,200 PUKETAHA $1,507,000 -2.8% -$43,000 34.9% $390,000 $78,000 RAGLAN $1,187,000 0.9% $11,000 36.0% $314,000 $62,800 RANGIRIRI $1,073,000 -6.4% -$73,000 23.6% $205,000 $41,000 TAMAHERE $1,947,000 -0.9% -$18,000 28.3% $430,000 $86,000 TAUPIRI $1,092,000 -1.0% -$11,000 33.7% $275,000 $55,000 TE KAUWHATA $838,000 0.4% $3,000 29.3% $190,000 $38,000 TE KOWHAI $1,336,000 0.3% $4,000 30.3% $311,000 $62,200 TUAKAU $852,000 2.3% $19,000 26.8% $180,000 $36,000 WAERENGA $1,013,000 -9.5% -$106,000 23.2% $191,000 $38,200 WHATAWHATA $1,210,000 -2.7% -$34,000 24.6% $239,000 $47,800

WAIPA $1,063,000 8.2% $81,000 33.0% $264,000.00 $52,800 CAMBRIDGE $1,268,000 9.7% $112,000 40.7% $367,000 $73,400 KIHIKIHI $771,000 6.2% $45,000 27.6% $167,000 $33,400 LEAMINGTON $972,000 5.7% $52,000 29.6% $222,000 $44,400 NGAHINAPOURI $1,423,000 12.9% $163,000 35.8% $375,000 $75,000 OHAUPO $1,323,000 11.3% $134,000 36.0% $350,000 $70,000 PIRONGIA $1,075,000 8.3% $82,000 32.9% $266,000 $53,200 ROTOORANGI $1,299,000 9.3% $111,000 35.3% $339,000 $67,800 RUKUHIA $1,476,000 11.0% $146,000 41.4% $432,000 $86,400 TE AWAMUTU $804,000 7.6% $57,000 26.8% $170,000 $34,000 TE MIRO $1,417,000 15.4% $189,000 38.9% $397,000 $79,400

$426,000 14.2% $53,000 23.8% $82,000.00 $16,400 $433,000 14.9% $56,000 32.0% $105,000 $21,000 $418,000 8.6% $33,000 21.5% $74,000 $14,800 EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

BAY OF PLENTY $1,022,000 5.9% $57,000 31.7% $246,000 $49,200 KAWERAU $426,000 -8.0% -$37,000 29.5% $97,000.00 $19,400 KAWERAU $456,000 12.6% $51,000 40.3% $131,000 $26,200

OPOTIKI OPOTIKI WAIOTAHE $628,000 4.0% $24,000 34.2% $160,000.00 $32,000 $470,000 0.9% $4,000 33.5% $118,000 $23,600 $1,074,000 10.0% $98,000 40.2% $308,000 $61,600

ROTORUA $755,000 1.8% $13,000 23.6% $144,000.00 $28,800 FAIRY SPRINGS $591,000 1.5% $9,000 27.6% $128,000 $25,600 GLENHOLME $703,000 2.8% $19,000 21.4% $124,000 $24,800 HAMURANA $1,224,000 3.0% $36,000 28.2% $269,000 $53,800 HILLCREST $647,000 3.0% $19,000 27.6% $140,000 $28,000 KAWAHA POINT $809,000 1.8% $14,000 20.4% $137,000 $27,400 KOUTU $548,000 1.9% $10,000 22.3% $100,000 $20,000 LYNMORE $933,000 0.8% $7,000 20.9% $161,000 $32,200 MANGAKAKAHI $560,000 2.0% $11,000 27.0% $119,000 $23,800 MATIPO HEIGHTS $1,060,000 -0.4% -$4,000 16.6% $151,000 $30,200 NGONGOTAHA $729,000 5.0% $35,000 24.6% $144,000 $28,800 OWHATA $693,000 3.3% $22,000 25.8% $142,000 $28,400 POMARE $767,000 3.0% $22,000 24.1% $149,000 $29,800 PUKEHANGI $667,000 3.1% $20,000 28.0% $146,000 $29,200 ROTORUA $586,000 -1.5% -$9,000 19.3% $95,000 $19,000 SPRINGFIELD $840,000 2.7% $22,000 28.8% $188,000 $37,600 SUNNYBROOK $748,000 2.9% $21,000 27.2% $160,000 $32,000 UTUHINA $636,000 3.4% $21,000 27.5% $137,000 $27,400 VICTORIA $561,000 -0.2% -$1,000 22.8% $104,000 $20,800 WESTERN HEIGHTS $551,000 1.3% $7,000 27.8% $120,000 $24,000

TAURANGA BELLEVUE BETHLEHEM BROOKFIELD GATE PA GREERTON HAIRINI JUDEA MATUA MAUNGATAPU MOUNT MAUNGANUI OHAUITI OTUMOETAI PAPAMOA PAPAMOA BEACH PARKVALE POIKE PYES PA TAURANGA TAURANGA SOUTH TAURIKO WELCOME BAY $1,189,000 7.7% $85,000 34.8% $307,000.00 $61,400 $892,000 10.4% $84,000 34.3% $228,000 $45,600 $1,241,000 10.1% $114,000 33.4% $311,000 $62,200 $894,000 9.8% $80,000 35.0% $232,000 $46,400 $741,000 7.4% $51,000 34.0% $188,000 $37,600 $795,000 6.6% $49,000 31.8% $192,000 $38,400 $867,000 7.7% $62,000 35.9% $229,000 $45,800 $831,000 8.5% $65,000 37.4% $226,000 $45,200 $1,346,000 11.5% $139,000 39.2% $379,000 $75,800 $1,015,000 8.6% $80,000 38.3% $281,000 $56,200 $1,608,000 8.6% $128,000 39.9% $459,000 $91,800 $1,198,000 7.7% $86,000 34.2% $305,000 $61,000 $1,169,000 8.1% $88,000 30.0% $270,000 $54,000 $1,025,000 8.6% $81,000 35.2% $267,000 $53,400 $1,200,000 6.3% $71,000 36.7% $322,000 $64,400 $739,000 9.3% $63,000 40.5% $213,000 $42,600 $772,000 10.4% $73,000 41.4% $226,000 $45,200 $1,204,000 4.3% $50,000 35.4% $315,000 $63,000 $1,104,000 5.0% $53,000 29.3% $250,000 $50,000 $971,000 5.7% $52,000 34.7% $250,000 $50,000 $2,013,000 10.1% $185,000 35.9% $532,000 $106,400 $980,000 10.1% $90,000 35.9% $259,000 $51,800

WESTERN BAY OF PLENTY $1,207,000 7.1% $80,000 31.6% $290,000.00 $58,000 AONGATETE $1,315,000 7.5% $92,000 25.4% $266,000 $53,200 ATHENREE $1,084,000 4.9% $51,000 26.9% $230,000 $46,000 BOWENTOWN $1,254,000 3.8% $46,000 36.5% $335,000 $67,000 KATIKATI $826,000 7.3% $56,000 33.2% $206,000 $41,200 MAKETU $804,000 5.5% $42,000 30.7% $189,000 $37,800 MINDEN $1,681,000 7.6% $119,000 31.2% $400,000 $80,000 OMANAWA $1,411,000 4.5% $61,000 28.6% $314,000 $62,800 OMOKOROA $1,162,000 7.0% $76,000 33.3% $290,000 $58,000 OROPI $1,555,000 5.7% $84,000 27.4% $334,000 $66,800 PAENGAROA $1,055,000 5.4% $54,000 28.8% $236,000 $47,200 PUKEHINA $1,170,000 6.5% $71,000 32.5% $287,000 $57,400 TAHAWAI $1,270,000 6.0% $72,000 31.1% $301,000 $60,200 TE PUKE $865,000 9.8% $77,000 33.9% $219,000 $43,800 TE PUNA $1,874,000 6.7% $118,000 27.9% $409,000 $81,800 WAIHI BEACH $1,413,000 6.2% $82,000 33.6% $355,000 $71,000 WHAKAMARAMA $1,619,000 8.0% $120,000 32.7% $399,000 $79,800

WHAKATANE COASTLANDS EDGECUMBE MATATA MURUPARA OHOPE WHAKATANE $773,000 3.2% $24,000 28.8% $173,000.00 $34,600 $966,000 -0.8% -$8,000 31.6% $232,000 $46,400 $627,000 1.0% $6,000 28.7% $140,000 $28,000 $828,000 2.0% $16,000 32.1% $201,000 $40,200 $174,000 -3.3% -$6,000 38.1% $48,000 $9,600 $1,188,000 -1.7% -$21,000 31.3% $283,000 $56,600 $699,000 5.3% $35,000 30.2% $162,000 $32,400

LOCATION

GISBORNE

ELGIN GISBORNE INNER KAITI KAITI LYTTON WEST MANGAPAPA OUTER KAITI RIVERDALE TE HAPARA TOLAGA BAY WAINUI WHATAUPOKO CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ 12-MONTH CHANGE % 12-MONTH GAIN IN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$688,000 2.7% $18,000 27.2% $147,000 $29,400 $506,000 2.2% $11,000 34.9% $131,000 $26,200 $579,000 1.0% $6,000 22.9% $108,000 $21,600 $748,000 2.3% $17,000 33.8% $189,000 $37,800 $505,000 3.9% $19,000 33.6% $127,000 $25,400 $931,000 2.4% $22,000 28.4% $206,000 $41,200 $671,000 4.8% $31,000 33.4% $168,000 $33,600 $491,000 4.2% $20,000 26.9% $104,000 $20,800 $828,000 2.6% $21,000 33.1% $206,000 $41,200 $608,000 3.6% $21,000 33.9% $154,000 $30,800 $373,000 -0.3% -$1,000 7.2% $25,000 $5,000 $1,539,000 4.3% $63,000 29.3% $349,000 $69,800 $885,000 2.1% $18,000 33.5% $222,000 $44,400

HAWKE’S BAY $878,000 5.4% $45,000 32.2% $214,000 $42,800 CENTRAL HAWKE’S BAY $678,000 9.4% $58,000 30.1% $157,000.00 $31,400 OTANE $800,000 8.1% $60,000 27.4% $172,000 $34,400 WAIPAWA $657,000 9.3% $56,000 31.4% $157,000 $31,400 WAIPUKURAU $640,000 8.1% $48,000 29.6% $146,000 $29,200

HASTINGS AKINA CAMBERLEY CLIVE ESKDALE FLAXMERE FRIMLEY HASTINGS HAUMOANA HAVELOCK NORTH MAHORA MARAEKAKAHO MAYFAIR PARKVALE RAUREKA SAINT LEONARDS WAIMARAMA $945,000 5.1% $46,000 32.5% $232,000.00 $46,400 $703,000 4.6% $31,000 31.2% $167,000 $33,400 $594,000 3.7% $21,000 35.3% $155,000 $31,000 $963,000 4.2% $39,000 32.1% $234,000 $46,800 $1,379,000 4.4% $58,000 30.8% $325,000 $65,000 $517,000 5.3% $26,000 32.6% $127,000 $25,400 $948,000 4.6% $42,000 34.5% $243,000 $48,600 $674,000 5.0% $32,000 30.6% $158,000 $31,600 $1,155,000 3.0% $34,000 33.7% $291,000 $58,200 $1,334,000 9.2% $112,000 36.8% $359,000 $71,800 $797,000 4.0% $31,000 33.5% $200,000 $40,000 $1,272,000 6.4% $76,000 31.8% $307,000 $61,400 $685,000 4.6% $30,000 32.5% $168,000 $33,600 $754,000 3.4% $25,000 33.2% $188,000 $37,600 $708,000 2.9% $20,000 33.1% $176,000 $35,200 $713,000 4.5% $31,000 35.0% $185,000 $37,000 $1,540,000 4.4% $65,000 30.3% $358,000 $71,600

NAPIER AHURIRI AWATOTO BAY VIEW BLUFF HILL GREENMEADOWS HOSPITAL HILL MARAENUI MAREWA NAPIER SOUTH ONEKAWA PIRIMAI PORAITI TAMATEA TARADALE TE AWA WESTSHORE $914,000 5.2% $45,000 32.3% $223,000.00 $44,600 $1,136,000 3.9% $43,000 20.2% $191,000 $38,200 $1,027,000 6.9% $66,000 27.6% $222,000 $44,400 $1,167,000 5.8% $64,000 32.3% $285,000 $57,000 $1,187,000 7.4% $82,000 34.3% $303,000 $60,600 $921,000 4.8% $42,000 33.5% $231,000 $46,200 $1,129,000 7.9% $83,000 30.4% $263,000 $52,600 $599,000 4.7% $27,000 58.0% $220,000 $44,000 $686,000 2.5% $17,000 34.5% $176,000 $35,200 $799,000 5.7% $43,000 36.3% $213,000 $42,600 $699,000 2.5% $17,000 32.9% $173,000 $34,600 $743,000 4.4% $31,000 35.1% $193,000 $38,600 $1,345,000 5.8% $74,000 32.3% $328,000 $65,600 $740,000 5.0% $35,000 32.4% $181,000 $36,200 $967,000 5.1% $47,000 37.0% $261,000 $52,200 $933,000 6.5% $57,000 30.7% $219,000 $43,800 $1,215,000 4.0% $47,000 29.4% $276,000 $55,200

WAIROA $405,000 4.7% $18,000 27.4% $87,000.00 $17,400 MAHIA $748,000 -1.4% -$11,000 25.3% $151,000 $30,200 WAIROA $294,000 9.7% $26,000 29.5% $67,000 $13,400

TARANAKI

NEW PLYMOUTH BELL BLOCK BLAGDON FITZROY FRANKLEIGH PARK GLEN AVON HIGHLANDS PARK HURDON HURWORTH INGLEWOOD LEPPERTON LOWER VOGELTOWN LYNMOUTH MARFELL MERRILANDS $667,000 4.1% $26,000 26.3% $139,000 $27,800 $739,000 3.8% $27,000 24.8% $147,000.00 $29,400 $705,000 4.9% $33,000 20.9% $122,000 $24,400 $579,000 4.7% $26,000 28.7% $129,000 $25,800 $892,000 2.2% $19,000 24.4% $175,000 $35,000 $680,000 3.5% $23,000 26.4% $142,000 $28,400 $732,000 2.7% $19,000 25.8% $150,000 $30,000 $885,000 4.1% $35,000 25.0% $177,000 $35,400 $760,000 3.1% $23,000 25.4% $154,000 $30,800 $1,091,000 5.5% $57,000 24.7% $216,000 $43,200 $613,000 3.5% $21,000 23.8% $118,000 $23,600 $927,000 1.4% $13,000 21.5% $164,000 $32,800 $693,000 3.9% $26,000 25.8% $142,000 $28,400 $681,000 5.9% $38,000 25.2% $137,000 $27,400 $450,000 9.2% $38,000 20.3% $76,000 $15,200 $770,000 5.2% $38,000 24.0% $149,000 $29,800 LOCATION

MOTUROA NEW PLYMOUTH OAKURA OKATO SPOTSWOOD STRANDON UPPER VOGELTOWN VOGELTOWN WAITARA WAIWHAKAIHO WELBOURN WESTOWN WHALERS GATE

SOUTH TARANAKI ELTHAM HAWERA MANAIA NORMANBY OPUNAKE PATEA WAVERLEY

STRATFORD STRATFORD CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ 12-MONTH CHANGE % 12-MONTH GAIN IN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$708,000 3.5% $24,000 23.8% $136,000 $27,200 $849,000 6.4% $51,000 24.3% $166,000 $33,200 $1,186,000 1.9% $22,000 25.0% $237,000 $47,400 $632,000 5.0% $30,000 26.1% $131,000 $26,200 $542,000 2.7% $14,000 27.5% $117,000 $23,400 $925,000 2.4% $22,000 20.6% $158,000 $31,600 $650,000 1.2% $8,000 23.3% $123,000 $24,600 $612,000 2.2% $13,000 27.0% $130,000 $26,000 $487,000 6.8% $31,000 27.5% $105,000 $21,000 $1,047,000 5.1% $51,000 23.5% $199,000 $39,800 $698,000 2.5% $17,000 26.7% $147,000 $29,400 $632,000 4.8% $29,000 30.6% $148,000 $29,600 $728,000 3.9% $27,000 24.0% $141,000 $28,200

$464,000 5.0% $22,000 34.5% $119,000.00 $23,800 $424,000 8.2% $32,000 47.2% $136,000 $27,200 $510,000 4.5% $22,000 25.3% $103,000 $20,600 $359,000 12.2% $39,000 52.1% $123,000 $24,600 $497,000 10.2% $46,000 44.9% $154,000 $30,800 $469,000 6.1% $27,000 40.0% $134,000 $26,800 $303,000 10.2% $28,000 65.6% $120,000 $24,000 $379,000 8.3% $29,000 49.8% $126,000 $25,200

$542,000 5.0% $26,000 29.7% $124,000.00 $24,800 $518,000 5.9% $29,000 31.8% $125,000 $25,000

MANAWATU-WHANGANUI $668,000 3.6% $23,000 31.2% $159,000 $31,800 HOROWHENUA $687,000 2.7% $18,000 30.4% $160,000.00 $32,000 FOXTON $570,000 5.0% $27,000 37.7% $156,000 $31,200 FOXTON BEACH $685,000 4.7% $31,000 30.7% $161,000 $32,200 KOPUTAROA $965,000 1.5% $14,000 28.7% $215,000 $43,000 LEVIN $666,000 3.3% $21,000 31.1% $158,000 $31,600 MANAKAU $967,000 1.4% $13,000 26.6% $203,000 $40,600 OHAU $989,000 2.1% $20,000 27.6% $214,000 $42,800 SHANNON $557,000 3.1% $17,000 37.9% $153,000 $30,600 TOKOMARU $739,000 1.9% $14,000 33.4% $185,000 $37,000 WAITARERE $952,000 0.3% $3,000 24.1% $185,000 $37,000 WAITARERE BEACH $734,000 4.0% $28,000 34.2% $187,000 $37,400

MANAWATU $734,000 3.7% $26,000 26.8% $155,000.00 $31,000 FEILDING $720,000 3.6% $25,000 28.8% $161,000 $32,200 HALCOMBE $792,000 4.9% $37,000 23.4% $150,000 $30,000 HIMATANGI BEACH $580,000 7.8% $42,000 33.0% $144,000 $28,800 RONGOTEA $734,000 5.8% $40,000 28.1% $161,000 $32,200 SANSON $703,000 4.5% $30,000 27.6% $152,000 $30,400

PALMERSTON NORTH AOKAUTERE ASHHURST AWAPUNI BUNNYTHORPE CLOVERLEA FITZHERBERT HIGHBURY HOKOWHITU KELVIN GROVE MILSON PALMERSTON NORTH ROSLYN TAKARO TERRACE END WEST END WESTBROOK $787,000 5.1% $38,000 32.9% $195,000.00 $39,000 $1,199,000 7.1% $80,000 30.3% $279,000 $55,800 $794,000 4.1% $31,000 30.2% $184,000 $36,800 $721,000 3.4% $24,000 29.2% $163,000 $32,600 $941,000 5.0% $45,000 25.3% $190,000 $38,000 $672,000 4.8% $31,000 36.3% $179,000 $35,800 $1,097,000 6.2% $64,000 40.5% $316,000 $63,200 $612,000 4.4% $26,000 33.3% $153,000 $30,600 $920,000 6.0% $52,000 35.9% $243,000 $48,600 $919,000 5.3% $46,000 33.4% $230,000 $46,000 $726,000 5.2% $36,000 30.8% $171,000 $34,200 $725,000 4.9% $34,000 32.1% $176,000 $35,200 $645,000 4.7% $29,000 34.9% $167,000 $33,400 $640,000 3.4% $21,000 32.0% $155,000 $31,000 $746,000 5.5% $39,000 32.5% $183,000 $36,600 $707,000 3.8% $26,000 34.7% $182,000 $36,400 $662,000 5.6% $35,000 36.5% $177,000 $35,400

RANGITIKEI BULLS HUNTERVILLE MARTON TAIHAPE $537,000 6.3% $32,000 34.9% $139,000.00 $27,800 $598,000 6.4% $36,000 33.2% $149,000 $29,800 $489,000 5.2% $24,000 38.9% $137,000 $27,400 $572,000 8.3% $44,000 37.8% $157,000 $31,400 $413,000 5.6% $22,000 33.2% $103,000 $20,600

RUAPEHU HOROPITO MANUNUI OHAKUNE OWHANGO RAETIHI TAUMARUNUI $416,000 -2.1% -$9,000 21.6% $74,000.00 $14,800 $560,000 -3.3% -$19,000 -0.4% -$2,000 -$400 $358,000 -4.0% -$15,000 23.0% $67,000 $13,400 $545,000 2.6% $14,000 23.3% $103,000 $20,600 $453,000 -2.8% -$13,000 20.2% $76,000 $15,200 $354,000 -2.5% -$9,000 21.6% $63,000 $12,600 $340,000 -3.4% -$12,000 30.8% $80,000 $16,000

CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

TARARUA $523,000 3.6% $18,000 41.4% $153,000.00 $30,600 DANNEVIRKE $517,000 7.3% $35,000 40.1% $148,000 $29,600 EKETAHUNA $474,000 4.6% $21,000 50.5% $159,000 $31,800 PAHIATUA $549,000 4.4% $23,000 43.0% $165,000 $33,000 WOODVILLE $483,000 2.3% $11,000 45.0% $150,000 $30,000

WHANGANUI ARAMOHO CASTLECLIFF COLLEGE ESTATE DURIE HILL GONVILLE OTAMATEA SAINT JOHNS HILL SPRINGVALE TAWHERO WESTMERE WHANGANUI WHANGANUI EAST $573,000 1.8% $10,000 31.1% $136,000.00 $27,200 $494,000 4.0% $19,000 36.8% $133,000 $26,600 $428,000 0.2% $1,000 30.5% $100,000 $20,000 $662,000 2.0% $13,000 33.7% $167,000 $33,400 $637,000 1.8% $11,000 33.0% $158,000 $31,600 $456,000 1.8% $8,000 32.9% $113,000 $22,600 $908,000 1.8% $16,000 32.0% $220,000 $44,000 $715,000 0.3% $2,000 32.4% $175,000 $35,000 $618,000 2.8% $17,000 31.8% $149,000 $29,800 $564,000 1.4% $8,000 30.9% $133,000 $26,600 $995,000 0.9% $9,000 32.8% $246,000 $49,200 $439,000 3.5% $15,000 31.8% $106,000 $21,200 $491,000 1.9% $9,000 35.6% $129,000 $25,800

GREATER WELLINGTON $1,094,000 4.4% $46,000 30.4% $255,000 $51,000 CARTERTON $831,000 3.7% $30,000 37.1% $225,000.00 $45,000 CARTERTON $740,000 5.1% $36,000 38.8% $207,000 $41,400 FLAT POINT $853,000 0.7% $6,000 26.0% $176,000 $35,200

KAPITI COAST $1,047,000 5.5% $55,000 34.6% $269,000.00 $53,800 OTAKI $831,000 6.0% $47,000 35.6% $218,000 $43,600 OTAKI BEACH $766,000 5.9% $43,000 39.0% $215,000 $43,000 PAEKAKARIKI $1,138,000 4.5% $49,000 39.3% $321,000 $64,200 PARAPARAUMU $956,000 4.9% $45,000 33.0% $237,000 $47,400 PARAPARAUMU BEACH $1,027,000 6.2% $60,000 35.1% $267,000 $53,400 RAUMATI BEACH $1,031,000 3.8% $38,000 29.4% $234,000 $46,800 RAUMATI SOUTH $1,058,000 4.5% $46,000 31.6% $254,000 $50,800 TE HORO $1,390,000 3.5% $47,000 35.3% $363,000 $72,600 WAIKANAE $1,100,000 8.1% $82,000 38.0% $303,000 $60,600 WAIKANAE BEACH $1,149,000 2.8% $31,000 35.2% $299,000 $59,800

LOWER HUTT ALICETOWN AVALON BELMONT BOULCOTT EASTBOURNE EPUNI FAIRFIELD HUTT CENTRAL KELSON KOROKORO MAUNGARAKI MOERA NAENAE NORMANDALE PETONE STOKES VALLEY TAITA WAINUIOMATA WAIWHETU WATERLOO WOBURN $1,012,000 4.1% $40,000 31.8% $244,000.00 $48,800 $1,059,000 3.2% $33,000 36.5% $283,000 $56,600 $928,000 3.7% $33,000 32.2% $226,000 $45,200 $1,156,000 5.5% $60,000 34.4% $296,000 $59,200 $1,181,000 6.3% $70,000 33.9% $299,000 $59,800 $1,380,000 3.4% $46,000 29.3% $313,000 $62,600 $1,040,000 4.3% $43,000 36.7% $279,000 $55,800 $1,016,000 4.4% $43,000 34.7% $262,000 $52,400 $1,344,000 4.8% $62,000 33.9% $340,000 $68,000 $1,045,000 4.6% $46,000 31.9% $253,000 $50,600 $1,188,000 2.1% $25,000 29.0% $267,000 $53,400 $1,121,000 5.8% $61,000 37.4% $305,000 $61,000 $769,000 0.9% $7,000 29.2% $174,000 $34,800 $809,000 3.9% $30,000 33.3% $202,000 $40,400 $1,132,000 6.4% $68,000 31.8% $273,000 $54,600 $1,099,000 5.0% $52,000 34.0% $279,000 $55,800 $809,000 3.2% $25,000 28.6% $180,000 $36,000 $786,000 1.3% $10,000 32.3% $192,000 $38,400 $813,000 4.6% $36,000 31.8% $196,000 $39,200 $997,000 4.7% $45,000 34.0% $253,000 $50,600 $1,116,000 5.3% $56,000 36.8% $300,000 $60,000 $1,489,000 4.9% $70,000 33.9% $377,000 $75,400

MASTERTON $754,000 4.4% $32,000 36.1% $200,000.00 $40,000 KURIPUNI $635,000 4.3% $26,000 38.9% $178,000 $35,600 LANSDOWNE $729,000 5.3% $37,000 35.3% $190,000 $38,000 MASTERTON $643,000 5.8% $35,000 36.2% $171,000 $34,200 RIVERSDALE BEACH $992,000 4.3% $41,000 38.4% $275,000 $55,000 SOLWAY $700,000 4.6% $31,000 38.6% $195,000 $39,000 UPPER PLAIN $1,216,000 4.1% $48,000 41.6% $357,000 $71,400

POIRUA $1,050,000 5.5% $55,000 30.9% $248,000.00 $49,600 AOTEA $1,466,000 6.2% $85,000 36.5% $392,000 $78,400 ASCOT PARK $822,000 4.4% $35,000 36.1% $218,000 $43,600 CAMBORNE $1,117,000 4.7% $50,000 34.3% $285,000 $57,000 CANNONS CREEK $706,000 10.0% $64,000 33.2% $176,000 $35,200 PAPAKOWHAI $1,125,000 4.2% $45,000 33.3% $281,000 $56,200 PAREMATA $1,177,000 4.8% $54,000 33.6% $296,000 $59,200 PLIMMERTON $1,228,000 5.2% $61,000 28.9% $275,000 $55,000 PUKERUA BAY $1,082,000 2.7% $28,000 30.8% $255,000 $51,000 RANUI $792,000 7.9% $58,000 35.8% $209,000 $41,800 TITAHI BAY $913,000 4.6% $40,000 33.5% $229,000 $45,800 WAITANGIRUA $697,000 13.1% $81,000 41.4% $204,000 $40,800 WHITBY $1,168,000 4.7% $52,000 30.2% $271,000 $54,200 CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

UPPER HUTT BIRCHVILLE BROWN OWL CLOUSTON PARK EBDENTOWN ELDERSLEA HERETAUNGA MAORIBANK PINEHAVEN RIVERSTONE TERRACES SILVERSTREAM TE MARUA TIMBERLEA TOTARA PARK TRENTHAM WALLACEVILLE $1,000,000 5.8% $55,000 33.9% $253,000.00 $50,600 $910,000 4.7% $41,000 35.4% $238,000 $47,600 $1,009,000 5.9% $56,000 37.3% $274,000 $54,800 $879,000 5.0% $42,000 35.9% $232,000 $46,400 $887,000 5.1% $43,000 35.2% $231,000 $46,200 $945,000 5.4% $48,000 36.8% $254,000 $50,800 $1,210,000 5.1% $59,000 38.3% $335,000 $67,000 $825,000 5.0% $39,000 34.8% $213,000 $42,600 $972,000 6.8% $62,000 35.2% $253,000 $50,600 $1,284,000 7.6% $91,000 38.1% $354,000 $70,800 $1,123,000 8.6% $89,000 38.0% $309,000 $61,800 $970,000 6.5% $59,000 35.1% $252,000 $50,400 $993,000 6.5% $61,000 36.4% $265,000 $53,000 $877,000 4.7% $39,000 32.9% $217,000 $43,400 $876,000 5.9% $49,000 34.8% $226,000 $45,200 $957,000 4.9% $45,000 36.3% $255,000 $51,000

WELLINGTON $1,254,000 3.6% $44,000 27.1% $267,000.00 $53,400 ARO VALLEY $1,247,000 3.7% $45,000 30.8% $294,000 $58,800 BERHAMPORE $1,102,000 4.7% $49,000 33.9% $279,000 $55,800 BROADMEADOWS $1,121,000 4.8% $51,000 35.7% $295,000 $59,000 BROOKLYN $1,317,000 3.9% $50,000 30.8% $310,000 $62,000 CHURTON PARK $1,321,000 4.9% $62,000 34.5% $339,000 $67,800 CROFTON DOWNS $1,268,000 5.3% $64,000 31.0% $300,000 $60,000 GRENADA VILLAGE $1,250,000 5.2% $62,000 37.2% $339,000 $67,800 HATAITAI $1,436,000 3.0% $42,000 27.8% $312,000 $62,400 HOUGHTON BAY $1,321,000 3.8% $48,000 29.8% $303,000 $60,600 ISLAND BAY $1,399,000 3.2% $44,000 28.1% $307,000 $61,400 JOHNSONVILLE $1,036,000 3.7% $37,000 36.5% $277,000 $55,400 KARORI $1,401,000 5.2% $69,000 29.4% $318,000 $63,600 KELBURN $1,809,000 2.0% $36,000 23.2% $341,000 $68,200 KHANDALLAH $1,589,000 4.3% $65,000 27.7% $345,000 $69,000 KILBIRNIE $1,129,000 3.4% $37,000 30.1% $261,000 $52,200 LYALL BAY $1,229,000 4.2% $50,000 33.6% $309,000 $61,800 MAUPUIA $1,091,000 0.9% $10,000 23.0% $204,000 $40,800 MIRAMAR $1,251,000 4.0% $48,000 30.0% $289,000 $57,800 MOUNT COOK $984,000 2.2% $21,000 22.5% $181,000 $36,200 MOUNT VICTORIA $1,512,000 2.9% $42,000 19.5% $247,000 $49,400 NEWLANDS $1,051,000 5.8% $58,000 33.4% $263,000 $52,600 NEWTOWN $1,213,000 4.8% $56,000 27.5% $262,000 $52,400 NGAIO $1,337,000 5.4% $69,000 32.2% $326,000 $65,200 NORTHLAND $1,384,000 4.8% $63,000 31.3% $330,000 $66,000 ORIENTAL BAY $2,598,000 -3.6% -$98,000 13.7% $314,000 $62,800 PAPARANGI $1,060,000 5.7% $57,000 35.4% $277,000 $55,400 ROSENEATH $1,949,000 1.0% $19,000 27.0% $414,000 $82,800 SEATOUN $2,035,000 2.8% $56,000 24.9% $406,000 $81,200 STRATHMORE PARK $1,238,000 5.6% $66,000 33.0% $307,000 $61,400 TAWA $1,050,000 3.9% $39,000 30.4% $245,000 $49,000 TE ARO $839,000 3.6% $29,000 18.7% $132,000 $26,400 THORNDON $1,206,000 2.1% $25,000 23.8% $232,000 $46,400 WADESTOWN $1,595,000 3.4% $52,000 25.6% $325,000 $65,000 WELLINGTON CENTRAL $640,000 0.9% $6,000 12.9% $73,000 $14,600 WILTON $1,208,000 7.0% $79,000 33.2% $301,000 $60,200 WOODRIDGE $1,168,000 5.2% $58,000 34.4% $299,000 $59,800

SOUTH ISLAND TASMAN

APPLEBY BRIGHTWATER HOPE KAITERITERI MAPUA MOTUEKA POHARA REDWOOD VALLEY RICHMOND RIWAKA RUBY BAY TAKAKA TASMAN UPPER MOUTERE WAKEFIELD

MARLBOROUGH

BLENHEIM HAVELOCK KAIUMA BAY MAYFIELD PICTON REDWOODTOWN RENWICK RIVERSDALE SPRINGLANDS WAIKAWA $973,000 5.8% $53,000 25.2% $196,000 $39,200 $1,286,000 6.1% $74,000 23.8% $247,000 $49,400 $985,000 5.6% $52,000 25.0% $197,000 $39,400 $1,283,000 5.6% $68,000 22.1% $232,000 $46,400 $1,400,000 6.2% $82,000 17.6% $210,000 $42,000 $1,112,000 5.3% $56,000 27.1% $237,000 $47,400 $786,000 4.4% $33,000 26.2% $163,000 $32,600 $932,000 5.7% $50,000 33.0% $231,000 $46,200 $1,557,000 7.1% $103,000 27.4% $335,000 $67,000 $904,000 6.5% $55,000 24.2% $176,000 $35,200 $838,000 4.1% $33,000 23.8% $161,000 $32,200 $1,489,000 6.2% $87,000 24.7% $295,000 $59,000 $705,000 4.0% $27,000 29.4% $160,000 $32,000 $1,531,000 7.4% $105,000 27.3% $328,000 $65,600 $1,286,000 7.5% $90,000 27.1% $274,000 $54,800 $930,000 5.9% $52,000 26.7% $196,000 $39,200

$759,000 1.1% $8,000 23.8% $146,000 $29,200 $628,000 1.5% $9,000 27.6% $136,000 $27,200 $632,000 0.3% $2,000 23.9% $122,000 $24,400 $739,000 -0.1% -$1,000 18.6% $116,000 $23,200 $602,000 -0.5% -$3,000 28.1% $132,000 $26,400 $639,000 -0.5% -$3,000 24.3% $125,000 $25,000 $624,000 2.3% $14,000 26.6% $131,000 $26,200 $770,000 2.3% $17,000 29.2% $174,000 $34,800 $589,000 0.3% $2,000 31.2% $140,000 $28,000 $828,000 2.9% $23,000 24.9% $165,000 $33,000 $903,000 3.0% $26,000 22.0% $163,000 $32,600

ANNESBROOK ATAWHAI BISHOPDALE BRITANNIA HEIGHTS ENNER GLYNN MARYBANK MONACO NELSON NELSON SOUTH STEPNEYVILLE STOKE TAHUNANUI THE BROOK THE WOOD TOI TOI WAKATU WASHINGTON VALLEY

WEST COAST

BULLER CARTERS BEACH CHARLESTON GRANITY KARAMEA LITTLE WANGANUI REEFTON WESTPORT

WESTLAND ARAHURA VALLEY HOKITIKA KUMARA JUNCTION ROSS RUATAPU CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$772,000 2.9% $22,000 29.1% $174,000 $34,800

$866,000 5.7% $47,000 23.2% $163,000 $32,600 $734,000 8.4% $57,000 26.3% $153,000 $30,600 $1,003,000 7.2% $67,000 23.5% $191,000 $38,200 $793,000 7.3% $54,000 23.9% $153,000 $30,600 $1,552,000 5.7% $83,000 23.5% $295,000 $59,000 $931,000 7.0% $61,000 26.0% $192,000 $38,400 $954,000 4.7% $43,000 19.5% $156,000 $31,200 $760,000 6.6% $47,000 23.6% $145,000 $29,000 $1,179,000 6.5% $72,000 26.0% $243,000 $48,600 $823,000 6.7% $52,000 26.4% $172,000 $34,400 $1,314,000 5.9% $73,000 24.8% $261,000 $52,200 $786,000 4.1% $31,000 19.5% $128,000 $25,600 $719,000 5.4% $37,000 23.3% $136,000 $27,200 $761,000 7.5% $53,000 22.7% $141,000 $28,200 $872,000 6.6% $54,000 25.3% $176,000 $35,200 $614,000 8.7% $49,000 26.1% $127,000 $25,400 $769,000 6.5% $47,000 24.2% $150,000 $30,000 $693,000 6.1% $40,000 26.0% $143,000 $28,600

$373,000 5.7% $20,000 24.7% $74,000 $14,800 $336,000 3.4% $11,000 23.1% $63,000.00 $12,600 $430,000 3.9% $16,000 26.1% $89,000 $17,800 $421,000 6.6% $26,000 29.1% $95,000 $19,000 $244,000 1.2% $3,000 28.4% $54,000 $10,800 $357,000 6.3% $21,000 25.7% $73,000 $14,600 $315,000 4.0% $12,000 24.0% $61,000 $12,200 $274,000 4.6% $12,000 25.7% $56,000 $11,200 $339,000 3.0% $10,000 20.6% $58,000 $11,600

$367,000 5.5% $19,000 26.6% $77,000.00 $15,400 $249,000 6.0% $14,000 31.1% $59,000 $11,800 $234,000 5.9% $13,000 36.0% $62,000 $12,400 $349,000 2.9% $10,000 25.1% $70,000 $14,000 $469,000 3.1% $14,000 22.1% $85,000 $17,000 $604,000 3.1% $18,000 19.8% $100,000 $20,000 $569,000 4.8% $26,000 22.9% $106,000 $21,200 $568,000 3.6% $20,000 24.8% $113,000 $22,600 $218,000 7.9% $16,000 31.3% $52,000 $10,400 $367,000 5.5% $19,000 26.6% $77,000.00 $15,400

$431,000 8.3% $33,000 24.2% $84,000.00 $16,800 $578,000 5.1% $28,000 21.4% $102,000 $20,400 $390,000 8.0% $29,000 27.5% $84,000 $16,800 $556,000 6.1% $32,000 20.1% $93,000 $18,600 $280,000 6.1% $16,000 25.0% $56,000 $11,200 $523,000 9.6% $46,000 26.9% $111,000 $22,200

CANTERBURY $743,000 9.3% $63,000 32.7% $183,000 $36,600 ASHBURTON $564,000 -1.9% -$11,000 22.6% $104,000.00 $20,800 ALLENTON $564,000 5.2% $28,000 22.3% $103,000 $20,600 ASHBURTON $468,000 6.1% $27,000 25.8% $96,000 $19,200 ELGIN $948,000 1.5% $14,000 12.9% $108,000 $21,600 HAMPSTEAD $405,000 7.1% $27,000 20.9% $70,000 $14,000 HUNTINGDON $1,023,000 6.8% $65,000 28.8% $229,000 $45,800 METHVEN $644,000 10.1% $59,000 24.6% $127,000 $25,400 NETHERBY $512,000 8.7% $41,000 27.7% $111,000 $22,200 RAKAIA $519,000 9.0% $43,000 22.1% $94,000 $18,800 TINWALD $558,000 4.7% $25,000 23.2% $105,000 $21,000

CHRISTCHURCH ADDINGTON AIDANFIELD AKAROA ARANUI AVONDALE AVONHEAD AVONSIDE BECKENHAM BELFAST BISHOPDALE BROMLEY BROOMFIELD BRYNDWR BURNSIDE $752,000 10.1% $69,000 34.5% $193,000.00 $38,600 $534,000 12.9% $61,000 35.9% $141,000 $28,200 $897,000 11.8% $95,000 37.4% $244,000 $48,800 $953,000 8.2% $72,000 31.1% $226,000 $45,200 $443,000 10.5% $42,000 40.2% $127,000 $25,400 $507,000 10.9% $50,000 36.3% $135,000 $27,000 $767,000 5.4% $39,000 25.1% $154,000 $30,800 $509,000 8.3% $39,000 33.9% $129,000 $25,800 $810,000 7.1% $54,000 34.6% $208,000 $41,600 $656,000 7.7% $47,000 32.5% $161,000 $32,200 $660,000 12.2% $72,000 35.8% $174,000 $34,800 $490,000 10.4% $46,000 36.5% $131,000 $26,200 $684,000 9.1% $57,000 34.1% $174,000 $34,800 $774,000 9.2% $65,000 36.7% $208,000 $41,600 $885,000 14.2% $110,000 40.7% $256,000 $51,200

BURWOOD $636,000 12.0% $68,000 33.3% $159,000 $31,800

CASEBROOK

$784,000 12.0% $84,000 30.9% $185,000 $37,000 CASHMERE $1,073,000 12.9% $123,000 31.5% $257,000 $51,400 CHRISTCHURCH CENTRAL $658,000 7.2% $44,000 22.5% $121,000 $24,200 CLIFTON $1,213,000 10.7% $117,000 35.5% $318,000 $63,600 DALLINGTON $563,000 9.5% $49,000 36.3% $150,000 $30,000 DIAMOND HARBOUR $759,000 10.2% $70,000 36.8% $204,000 $40,800 EDGEWARE $515,000 6.6% $32,000 29.7% $118,000 $23,600 FENDALTON $1,713,000 5.7% $93,000 30.0% $395,000 $79,000 HALSWELL HAREWOOD HEATHCOTE VALLEY HEI HEI HILLMORTON HILLSBOROUGH HOON HAY HORNBY HUNTSBURY ILAM ISLINGTON KENNEDYS BUSH LINWOOD LYTTELTON MAIREHAU MARSHLAND MERIVALE MONCKS BAY MOUNT PLEASANT NEW BRIGHTON NORTH NEW BRIGHTON NORTHCOTE NORTHWOOD OPAWA PAPANUI PARKLANDS PHILLIPSTOWN REDCLIFFS REDWOOD RICCARTON RICHMOND RUSSLEY SAINT MARTINS SHIRLEY SOCKBURN SOMERFIELD SOUTH NEW BRIGHTON SOUTHSHORE SPREYDON ST ALBANS STROWAN SUMNER SYDENHAM TEMPLETON UPPER RICCARTON WAIMAIRI BEACH WAINONI WALTHAM WESTMORLAND WIGRAM WOOLSTON YALDHURST

HURUNUI AMBERLEY CHEVIOT HANMER SPRINGS LEITHFIELD

KAIKOURA KAIKOURA KAIKOURA FLAT SOUTH BAY

MACKENZIE BEN OHAU FAIRLIE LAKE TEKAPO TWIZEL

SELWYN COALGATE DARFIELD DUNSANDEL KIRWEE LEESTON LINCOLN PREBBLETON ROLLESTON SOUTHBRIDGE TAI TAPU WEST MELTON WINDWHISTLE CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$825,000 10.4% $78,000 32.6% $203,000 $40,600 $1,027,000 9.1% $86,000 31.2% $244,000 $48,800 $769,000 9.9% $69,000 32.8% $190,000 $38,000 $578,000 10.9% $57,000 35.0% $150,000 $30,000 $650,000 8.9% $53,000 32.1% $158,000 $31,600 $766,000 10.5% $73,000 31.8% $185,000 $37,000 $640,000 9.4% $55,000 37.9% $176,000 $35,200 $568,000 11.6% $59,000 36.5% $152,000 $30,400 $1,075,000 8.5% $84,000 33.9% $272,000 $54,400 $947,000 9.7% $84,000 24.0% $183,000 $36,600 $536,000 7.4% $37,000 32.0% $130,000 $26,000 $1,731,000 12.0% $185,000 39.9% $494,000 $98,800 $475,000 12.3% $52,000 36.5% $127,000 $25,400 $729,000 10.0% $66,000 34.5% $187,000 $37,400 $623,000 13.3% $73,000 36.6% $167,000 $33,400 $1,008,000 11.5% $104,000 34.4% $258,000 $51,600 $1,516,000 11.7% $159,000 32.9% $375,000 $75,000 $1,130,000 12.8% $128,000 37.8% $310,000 $62,000 $1,055,000 9.6% $92,000 34.1% $268,000 $53,600 $494,000 7.2% $33,000 30.7% $116,000 $23,200 $530,000 10.9% $52,000 35.2% $138,000 $27,600 $561,000 8.1% $42,000 35.2% $146,000 $29,200 $1,050,000 11.1% $105,000 35.1% $273,000 $54,600 $742,000 9.1% $62,000 35.4% $194,000 $38,800 $767,000 15.0% $100,000 36.2% $204,000 $40,800 $713,000 10.2% $66,000 34.8% $184,000 $36,800 $444,000 12.4% $49,000 38.3% $123,000 $24,600 $1,158,000 11.6% $120,000 39.4% $327,000 $65,400 $642,000 12.2% $70,000 32.1% $156,000 $31,200 $727,000 8.8% $59,000 23.2% $137,000 $27,400 $522,000 8.1% $39,000 31.2% $124,000 $24,800 $690,000 8.0% $51,000 33.5% $173,000 $34,600 $713,000 10.5% $68,000 35.0% $185,000 $37,000 $621,000 9.7% $55,000 31.3% $148,000 $29,600 $621,000 9.7% $55,000 35.6% $163,000 $32,600 $729,000 13.0% $84,000 41.0% $212,000 $42,400 $561,000 8.7% $45,000 35.8% $148,000 $29,600 $646,000 9.1% $54,000 36.0% $171,000 $34,200 $627,000 10.2% $58,000 36.3% $167,000 $33,400 $851,000 8.3% $65,000 30.9% $201,000 $40,200 $1,147,000 7.2% $77,000 29.9% $264,000 $52,800 $1,115,000 10.8% $109,000 42.0% $330,000 $66,000 $542,000 5.9% $30,000 31.9% $131,000 $26,200 $755,000 8.0% $56,000 32.7% $186,000 $37,200 $654,000 3.6% $23,000 25.8% $134,000 $26,800 $917,000 10.9% $90,000 34.7% $236,000 $47,200 $474,000 8.0% $35,000 36.2% $126,000 $25,200 $472,000 9.0% $39,000 32.6% $116,000 $23,200 $1,059,000 9.4% $91,000 34.2% $270,000 $54,000 $833,000 13.0% $96,000 36.1% $221,000 $44,200 $500,000 5.5% $26,000 28.5% $111,000 $22,200 $967,000 4.2% $39,000 23.0% $181,000 $36,200

$619,000 6.2% $36,000 23.3% $117,000.00 $23,400 $640,000 4.4% $27,000 24.0% $124,000 $24,800 $445,000 10.1% $41,000 28.6% $99,000 $19,800 $736,000 9.7% $65,000 26.5% $154,000 $30,800 $607,000 7.1% $40,000 25.4% $123,000 $24,600

$688,000 6.8% $44,000 25.1% $138,000.00 $27,600 $634,000 6.4% $38,000 24.8% $126,000 $25,200 $780,000 7.3% $53,000 26.2% $162,000 $32,400 $697,000 5.0% $33,000 22.5% $128,000 $25,600

$760,000 5.4% $39,000 20.3% $128,000.00 $25,600 $925,000 -0.2% -$2,000 25.5% $188,000 $37,600 $487,000 1.9% $9,000 18.2% $75,000 $15,000 $1,127,000 6.6% $70,000 21.1% $196,000 $39,200 $704,000 4.6% $31,000 19.3% $114,000 $22,800

$949,000 12.7% $107,000 38.9% $266,000.00 $53,200 $578,000 12.2% $63,000 38.3% $160,000 $32,000 $786,000 12.4% $87,000 32.5% $193,000 $38,600 $782,000 9.2% $66,000 29.7% $179,000 $35,800 $946,000 12.1% $102,000 31.4% $226,000 $45,200 $731,000 11.3% $74,000 32.9% $181,000 $36,200 $966,000 11.9% $103,000 29.8% $222,000 $44,400 $1,233,000 11.7% $129,000 39.0% $346,000 $69,200 $907,000 15.8% $124,000 46.5% $288,000 $57,600 $625,000 10.8% $61,000 32.7% $154,000 $30,800 $1,352,000 10.0% $123,000 30.5% $316,000 $63,200 $1,262,000 10.9% $124,000 31.5% $302,000 $60,400 $684,000 18.1% $105,000 29.1% $154,000 $30,800

GLENWOOD HIGHFIELD KENSINGTON MAORI HILL MARCHWIEL OCEANVIEW PARKSIDE PLEASANT POINT SEAVIEW TEMUKA WAIMATAITAI WATLINGTON WEST END

WAIMAKARIRI BURNT HILL CUST EYREWELL FERNSIDE KAIAPOI LOBURN OHOKA OXFORD PEGASUS RANGIORA SEFTON SWANNANOA WAIKUKU BEACH WOODEND

CENTRAL OTAGO ALEXANDRA BRIDGE HILL CLYDE CROMWELL MOUNT PISA NASEBY RANFURLY ROXBURGH SPRINGVALE

DUNEDIN ABBOTSFORD ANDERSONS BAY BALACLAVA BELLEKNOWES BRADFORD BRIGHTON BROCKVILLE CALTON HILL CAVERSHAM CLYDE HILL CONCORD CORSTORPHINE DUNEDIN CENTRAL FAIRFIELD FORBURY GREEN ISLAND HALFWAY BUSH KAIKORAI KARITANE KENMURE KEW MACANDREW BAY MAORI HILL MORNINGTON MOSGIEL MUSSELBURGH NORTH DUNEDIN NORTH EAST VALLEY OPOHO OUTRAM RAVENSBOURNE ROSLYN SAINT CLAIR SAINT KILDA CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$528,000 8.2% $40,000 24.2% $103,000 $20,600 $568,000 7.6% $40,000 16.4% $80,000 $16,000 $433,000 6.9% $28,000 23.7% $83,000 $16,600 $564,000 5.6% $30,000 24.5% $111,000 $22,200 $495,000 7.1% $33,000 24.7% $98,000 $19,600 $595,000 7.0% $39,000 17.8% $90,000 $18,000 $435,000 5.3% $22,000 25.7% $89,000 $17,800 $536,000 5.1% $26,000 19.4% $87,000 $17,400 $448,000 3.9% $17,000 21.4% $79,000 $15,800 $474,000 8.5% $37,000 21.5% $84,000 $16,800 $482,000 6.9% $31,000 24.9% $96,000 $19,200 $457,000 8.8% $37,000 25.5% $93,000 $18,600 $464,000 5.9% $26,000 20.5% $79,000 $15,800

$776,000 8.8% $63,000 30.9% $183,000.00 $36,600 $848,000 7.9% $62,000 29.9% $195,000 $39,000 $956,000 5.9% $53,000 24.2% $186,000 $37,200 $914,000 6.3% $54,000 27.8% $199,000 $39,800 $1,138,000 5.8% $62,000 26.3% $237,000 $47,400 $654,000 11.6% $68,000 30.3% $152,000 $30,400 $976,000 6.6% $60,000 26.3% $203,000 $40,600 $1,290,000 7.5% $90,000 28.5% $286,000 $57,200 $643,000 8.8% $52,000 29.4% $146,000 $29,200 $799,000 13.8% $97,000 37.5% $218,000 $43,600 $682,000 9.5% $59,000 32.9% $169,000 $33,800 $876,000 7.0% $57,000 24.1% $170,000 $34,000 $1,092,000 6.0% $62,000 27.4% $235,000 $47,000 $628,000 8.3% $48,000 31.7% $151,000 $30,200 $716,000 11.9% $76,000 35.1% $186,000 $37,200

$469,000 9.1% $39,000 27.8% $102,000.00 $20,400 $452,000 10.2% $42,000 29.5% $103,000 $20,600

$899,000 4.7% $40,000 20.5% $153,000 $30,600 $814,000 4.1% $32,000 18.8% $129,000.00 $25,800 $695,000 1.5% $10,000 18.2% $107,000 $21,400 $833,000 3.6% $29,000 17.0% $121,000 $24,200 $842,000 7.0% $55,000 21.5% $149,000 $29,800 $861,000 3.1% $26,000 15.6% $116,000 $23,200 $1,167,000 6.6% $72,000 19.1% $187,000 $37,400 $445,000 1.4% $6,000 20.9% $77,000 $15,400 $376,000 1.3% $5,000 22.5% $69,000 $13,800 $425,000 1.7% $7,000 19.4% $69,000 $13,800 $1,136,000 3.5% $38,000 20.9% $196,000 $39,200

$436,000 8.5% $34,000 22.5% $80,000.00 $16,000 $443,000 8.0% $33,000 23.7% $85,000 $17,000 $270,000 10.2% $25,000 21.6% $48,000 $9,600 $442,000 7.8% $32,000 28.9% $99,000 $19,800 $350,000 11.8% $37,000 24.6% $69,000 $13,800 $677,000 7.8% $49,000 22.4% $124,000 $24,800

$731,000 4.1% $29,000 20.2% $123,000.00 $24,600 $703,000 4.3% $29,000 22.7% $130,000 $26,000 $760,000 4.0% $29,000 21.8% $136,000 $27,200 $675,000 2.7% $18,000 21.2% $118,000 $23,600 $857,000 4.1% $34,000 21.6% $152,000 $30,400 $642,000 4.7% $29,000 23.0% $120,000 $24,000 $797,000 4.9% $37,000 22.4% $146,000 $29,200 $577,000 6.1% $33,000 24.6% $114,000 $22,800 $539,000 5.5% $28,000 25.3% $109,000 $21,800 $521,000 7.6% $37,000 22.0% $94,000 $18,800 $537,000 4.5% $23,000 23.7% $103,000 $20,600 $654,000 5.1% $32,000 25.3% $132,000 $26,400 $656,000 5.1% $32,000 20.6% $112,000 $22,400 $758,000 3.0% $22,000 15.4% $101,000 $20,200 $797,000 3.1% $24,000 19.0% $127,000 $25,400 $524,000 5.2% $26,000 22.1% $95,000 $19,000 $665,000 3.6% $23,000 21.6% $118,000 $23,600 $691,000 4.1% $27,000 21.4% $122,000 $24,400 $658,000 4.8% $30,000 22.8% $122,000 $24,400 $690,000 5.8% $38,000 16.8% $99,000 $19,800 $686,000 4.1% $27,000 22.5% $126,000 $25,200 $727,000 5.4% $37,000 21.0% $126,000 $25,200 $839,000 3.6% $29,000 26.4% $175,000 $35,000 $1,097,000 3.5% $37,000 18.1% $168,000 $33,600 $656,000 4.1% $26,000 23.1% $123,000 $24,600 $783,000 4.8% $36,000 19.2% $126,000 $25,200 $711,000 4.3% $29,000 20.9% $123,000 $24,600 $813,000 2.3% $18,000 17.3% $120,000 $24,000 $607,000 4.7% $27,000 20.7% $104,000 $20,800 $779,000 7.3% $53,000 26.3% $162,000 $32,400 $836,000 3.6% $29,000 19.1% $134,000 $26,800 $582,000 4.9% $27,000 21.0% $101,000 $20,200 $947,000 3.0% $28,000 19.3% $153,000 $30,600 $943,000 4.3% $39,000 20.7% $162,000 $32,400 $558,000 4.9% $26,000 21.3% $98,000 $19,600 SAWYERS BAY SHIEL HILL SOUTH DUNEDIN TAINUI WAIKOUAITI WAKARI WAVERLEY

QUEENSTOWN-LAKES ALBERT TOWN ARROWTOWN ARTHURS POINT FERNHILL FRANKTON GLENORCHY JACKS POINT KELVIN HEIGHTS KINGSTON LAKE HAWEA LAKE HAYES LOWER SHOTOVER LUGGATE MOUNT CREIGHTON QUEENSTOWN QUEENSTOWN HILL WANAKA

WAITAKI HAMPDEN HOLMES HILL KAKANUI KUROW OAMARU OAMARU NORTH OTEMATATA PALMERSTON SOUTH HILL WAIAREKA JUNCTION WESTON CURRENT AVERAGE PROPERTY VALUE

THREEMONTH CHANGE % THREEMONTH GAIN $ EXTRA DEPOSIT REQUIRED SINCE NOVEMBER 2020

$678,000 3.4% $22,000 20.0% $113,000 $22,600 $856,000 3.1% $26,000 21.6% $152,000 $30,400 $466,000 4.0% $18,000 20.1% $78,000 $15,600 $681,000 4.8% $31,000 20.7% $117,000 $23,400 $535,000 3.9% $20,000 27.1% $114,000 $22,800 $673,000 3.9% $25,000 21.3% $118,000 $23,600 $852,000 2.2% $18,000 21.2% $149,000 $29,800

$1,674,000 4.9% $78,000 21.0% $290,000.00 $58,000 $1,343,000 8.8% $109,000 28.9% $301,000 $60,200 $2,073,000 4.5% $90,000 30.5% $484,000 $96,800 $1,432,000 1.9% $27,000 19.4% $233,000 $46,600 $1,186,000 1.5% $17,000 19.2% $191,000 $38,200 $1,106,000 1.7% $18,000 14.7% $142,000 $28,400 $1,137,000 0.9% $10,000 11.1% $114,000 $22,800 $1,625,000 5.0% $77,000 23.5% $309,000 $61,800 $2,278,000 2.4% $54,000 27.3% $489,000 $97,800 $704,000 3.2% $22,000 16.6% $100,000 $20,000 $1,084,000 13.3% $127,000 29.7% $248,000 $49,600 $1,999,000 3.4% $66,000 19.1% $320,000 $64,000 $1,445,000 5.2% $72,000 21.3% $254,000 $50,800 $1,031,000 11.8% $109,000 31.7% $248,000 $49,600 $1,818,000 0.2% $3,000 18.5% $284,000 $56,800 $1,496,000 5.7% $81,000 19.0% $239,000 $47,800 $2,630,000 0.8% $21,000 24.1% $511,000 $102,200 $1,840,000 10.8% $179,000 23.5% $350,000 $70,000

$525,000 7.8% $38,000 24.1% $102,000.00 $20,400 $427,000 6.5% $26,000 33.0% $106,000 $21,200 $555,000 7.1% $37,000 24.4% $109,000 $21,800 $581,000 7.4% $40,000 21.8% $104,000 $20,800 $447,000 3.7% $16,000 19.8% $74,000 $14,800 $426,000 5.4% $22,000 22.8% $79,000 $15,800 $476,000 8.7% $38,000 24.9% $95,000 $19,000 $526,000 4.8% $24,000 35.9% $139,000 $27,800 $412,000 4.3% $17,000 36.0% $109,000 $21,800 $510,000 7.6% $36,000 22.9% $95,000 $19,000 $804,000 12.3% $88,000 23.9% $155,000 $31,000 $661,000 9.8% $59,000 20.4% $112,000 $22,400

SOUTHLAND

GORE EAST GORE GORE MATAURA $498,000 4.6% $22,000 21.2% $87,000 $17,400 $431,000 3.6% $15,000 22.8% $80,000.00 $16,000 $351,000 4.5% $15,000 23.2% $66,000 $13,200 $448,000 2.5% $11,000 22.7% $83,000 $16,600 $241,000 7.6% $17,000 24.9% $48,000 $9,600

INVERCARGILL APPLEBY AVENAL BLUFF CLIFTON GEORGETOWN GLADSTONE GLENGARRY GRASMERE HARGEST HAWTHORNDALE HEIDELBERG KEW KINGSWELL NEWFIELD OTATARA RICHMOND ROCKDALE $503,000 4.4% $21,000 22.4% $92,000.00 $18,400 $327,000 2.5% $8,000 26.7% $69,000 $13,800 $493,000 5.3% $25,000 22.0% $89,000 $17,800 $332,000 6.1% $19,000 22.5% $61,000 $12,200 $383,000 4.9% $18,000 27.7% $83,000 $16,600 $377,000 6.5% $23,000 29.1% $85,000 $17,000 $615,000 4.8% $28,000 21.5% $109,000 $21,800 $433,000 4.1% $17,000 24.1% $84,000 $16,800 $467,000 4.2% $19,000 25.9% $96,000 $19,200 $505,000 3.7% $18,000 20.0% $84,000 $16,800 $474,000 3.7% $17,000 22.5% $87,000 $17,400 $401,000 3.9% $15,000 23.8% $77,000 $15,400 $357,000 6.3% $21,000 28.4% $79,000 $15,800 $395,000 4.2% $16,000 25.4% $80,000 $16,000 $442,000 4.0% $17,000 25.2% $89,000 $17,800 $719,000 4.4% $30,000 19.2% $116,000 $23,200 $488,000 4.5% $21,000 23.5% $93,000 $18,600 $433,000 3.6% $15,000 23.0% $81,000 $16,200

ROSEDALE $683,000 3.8% $25,000 13.1% $79,000 $15,800

SEAWARD BUSH

$886,000 4.1% $35,000 21.9% $159,000 $31,800 STRATHERN $374,000 4.8% $17,000 26.8% $79,000 $15,800 TURNBULL THOMSON PARK $385,000 4.1% $15,000 23.4% $73,000 $14,600 WAIKIWI $602,000 5.6% $32,000 25.2% $121,000 $24,200 WAVERLEY $552,000 4.7% $25,000 24.0% $107,000 $21,400 WINDSOR $578,000 4.1% $23,000 21.7% $103,000 $20,600

SOUTHLAND EDENDALE LUMSDEN MAKAREWA OTAUTAU RIVERSDALE RIVERTON TE ANAU WINTON $520,000 5.5% $27,000 17.9% $79,000.00 $15,800 $439,000 4.5% $19,000 27.2% $94,000 $18,800 $328,000 6.5% $20,000 17.6% $49,000 $9,800 $697,000 5.9% $39,000 21.0% $121,000 $24,200 $350,000 9.7% $31,000 29.6% $80,000 $16,000 $429,000 1.2% $5,000 16.9% $62,000 $12,400 $583,000 3.9% $22,000 19.2% $94,000 $18,800 $655,000 1.6% $10,000 10.8% $64,000 $12,800 $547,000 3.2% $17,000 16.4% $77,000 $15,400