Your Local Broker for Medicare Insurance Needs
Jay Looft Owner/Agent
•
•
•
New home, new Medicare plan
Brought to you by – Jay Looft, Senior Source Medicare
If you are moving across the street, chances are you won’t need to change your Medicare plan; however, if you are moving to a different county, across town, or to another state you’ll need to get in touch with your Medicare insurance agent to make a change.
When you move outside of your Medicare Advantage and Prescription Drug Plan’s service area, you’ll have new plan options and possibly different insurance carriers offered in your new county of residence. It is important to update your Medicare insurance plan to receive full plan benefits, have access to doctors and to avoid being disenrolled from your plan.
Even if it’s not within the Annual Enrollment Period, Medicare will grant you a Special Enrollment Period to
make a change when moving outside of the plan’s service area. The Special Enrollment Period begins the month you notify the insurance company of your move and remains available for two months.
Are you moving into this area to be closer to your children and grandchildren, or maybe you’re moving to the North Georgia mountains or the Florida coast for retirement? Whether it’s Atlanta, North Georgia, or another state we can help! SeniorSource Medicare Solutions is currently licensed in more than a dozen states and can help with your Medicare plan transition, whether you are new to Georgia or relocating to another state.
If you have questions about moving and how it may affect your Medicare insurance coverage, give us a call today! Call us at (770) 9136464 or visit our website at www. SeniorSourceMedicare.com.
Benzoyl Peroxide danger – fact or fiction?
Benzoyl peroxide or “BPO” is a dermatologist’s old standby. It is a triedand-true effective ingredient to treat acne including pimples and clogged pores and is found in both over the counter acne washes as well as prescription acne products. Given its extensive use and presence in so many over-the-counter products, it came as a shock to the world and the medical community when a company named Valisure recently argued that BPO too easily breaks down into benzene, a cancer-causing chemical known to cause leukemia and other types of cancer. Valisure advocated for the recall of over-the-counter acne products containing BPO.
Is Valisure right? What is the truth? The answer is complicated and interesting.
BPO’s potential to cause cancer was suggested in the 1980s when animal studies suggested that it might make skin tumors grow. BPO is a very reactive molecule and works at least in part by reacting with proteins of skin bacteria and killing the bacteria that cause acne. BPO has long been known to be destructive. The question is whether it is only destructive to bacteria or also to humans.
In 1991 new concerning animal data caused the FDA to formally declare that additional studies were necessary on BPO safety, but the data was weak, and sales of BPO products continued to be permitted. During the ensuing years, a concerted effort was made through multiple studies to verify BPO’s safety. In 2010, the FDA reviewed available data and voted to label BPO as GRASE (Generally Recognized as Safe and Effective). Recent data had been reassuring.
Fast forward to the present day and we have a curveball. A company named Valisure studied the potential of BPO to form benzene at elevated temperatures. Valisure tested benzene levels after exposing BPO products to 98.6, 122, and 158-degrees Fahrenheit for two weeks or more. As the temperature went up, so did the level of benzene. These are temperatures that BPO may be exposed to in real life situations such as being left in a hot car or during shipment from manufacturing sites.
Valisure appears to have proven that BPO has the potential to form benzene, particularly if exposed to high temperatures. How often this happens and how frequently this has caused
cancer remains unknown. Even if someone could guarantee that their BPO had never been exposed to heat, BPO left on someone’s shelf for long periods might eventually form significant levels of benzene over time.
Is Valisure a white knight rescuing the public from a serious threat?
One concerning conflict of interest is that Valisure’s president, David Light, filed a patent in 2023 for a method to prevent BPO from breaking down into benzene.
Timelines matter. Did Valisure know of BPO’s potential risks but wait to disclose them and request a recall until after they had filed for a patent for the fix? Valisure’s homepage states that they are a company focused on “transparency,” but Valisure’s mention of its patent application was buried on page 26 of a 34 page “Citizen Petition.” Acknowledgment of this patent application as a conflict of interest was nowhere to be found in that Citizen Petition. Valisure states that their goal is to provide “independent certification” of product safety, but when they stand to profit from finding dangers, then they are not as independent as they should be.
No recall has been issued. At least one manufacturer, Clearasil™, has responded by claiming that its products are safe when stored correctly and stated “The findings presented by an independent lab reflect unrealistic scenarios rather than real-world conditions” according to an article in Chemistry World.
And of course, class action lawsuits have already arisen.
One can argue about whether Valisure’s citizen petition for a recall was premature or whether it is motivated by its patent and a desire to force companies to use Valisure’s BPO stabilizer in BPO products to Valisure’s financial gain. The only thing that is certain is that with the filing of a patent, Valisure ceased to be the independent company that we wish it were.
What are doctors and patients to do? At the least, throw away expired BPO. Throw away BPO that has been exposed to high temperatures. Talk with your doctor about alternatives to BPO. We are in the fortunate position of having many alternatives to BPO available while the true safety of BPO and potential for benzene formation gets sorted out. Two over the counter alternatives to consider are adapalene or salicylic acid. For more stubborn acne including acne that is causing scarring, see a specialist in dermatology. And stay tuned for future updates on BPO.
Insist
Dr. Brent Taylor is a Board-Certified Dermatologist, a Fellowship-Trained Mohs Surgeon, and is certified by the Board of Venous and Lymphatic Medicine in the field of Vein Care.
He is an expert in skin cancer and melanoma treatment, endovenous laser ablation, minimally invasive vein procedures and cosmetics procedures such as Botox and injectables.
Kathryn is a certified physician assistant with over 18 years experience as a Dermatology PA. We are excited to welcome her, as she brings with her experience in general dermatology and cosmetic dermatology.
Her specialties include general dermatology such as acne, eczema, rashes, hair loss, full body skin exams, abnormal growths etc. Kathryn also specializes in cosmetic dermatology including lasers, injectables, micro-needling, PRP, facial peels, sclerotherapy for spider veins and at home skin care.
Kathryn Filipek, PA-C
Brought to you by – Dr. Brent Taylor, Premier Dermatology and Mohs Surgery of Atlanta
Comprehensive Internal Medicine
Serving as the Medical Home for Roswell, Alpharetta, Milton, & Johns Creek, for over 20 years
Brought to you by – Comprehensive Internal Medicine
What is a medical home?
A medical home is an approach to providing comprehensive and high-quality primary care, in a coordinated fashion with specialists and consultants.
A medical home is patient-centered with many aspects that contribute to improved healthcare outcomes
• Accessibility: Care is easy for the patient to obtain, including geographic access and insurance accommodation.
• Family-centered: The patient and family are recognized and acknowledged, ensuring that all medical decisions are made in true partnership.
• Continuous: The same primary care clinician cares for patient, aiding and support through young adulthood through elder years.
• Comprehensive: Preventive, primary and specialty care are provided.
• Coordinated: A care plan is created in partnership with the patient and communicated with all health care clinicians.
• Compassionate: Genuine concern for the well-being of the patient is emphasized and addressed.
At Comprehensive Internal Medicine, we involve many team members at various levels to coordinate and provide patient care. Our doctors lead all clinical decisionmaking in a team approach, collaborating with the patient to tailor care in an individualized manner.
Understanding the intricacies of our patient’s care brings a deeper knowledge of the long-term care plan. Our team of administrative professionals strives to answer each call quickly, avoiding voice mail or a phone tree.
Our scheduling department quickly accommodates each patient’s scheduling needs.
We save appointment times for same-day appointments and are always welcoming new patients.
Whereas it may be convenient to see Urgent Care, we believe seeing your regular doctor brings your healthcare to a higher level, being seen quickly when needs arise prevents worsening medical symptoms.
Call today to establish with one of our many doctors. We have physicians who focus on young adult care, and others who have special training in the care of geriatric patients.
Alpharetta: (678) 205-9004 3180 North Point Pkwy | Suite 303 | Alpharetta, GA - 30005
Providing Medical Care Including the Prevention, Diagnosis and Treatment of Diseases
Comprehensive Internal Medicine has been serving the Alpharetta community for 20 years, celebrating this milestone anniversary in 2023. The medical practice offers a very comfortable environment and serves a medical home where patients are seen for their wellness examinations (checkups) and for the management of multiple medical problems. Same-day appointments are always available. We welcome new patients, take most insurance plans and discounts for self-pay patients.
• High Blood Pressure
Diabetes
Women’s Health
Thyroid Disease
Please join us in welcoming Alexis Buelow, MSN, APRN, FNP-C.
Obesity/Weight Loss
Arthritis
High Cholesterol • Seasonal Allergies • Asthma
• Heart Disease
• Acute Illnesses such as: sore throat, flu, cough, common cold, etc.
• Alexis obtained her nursing degree from Georgia College & State University and worked as a registered nurse at Emory University Hospital for over 4 years, where she specialized in Internal Medicine. She then earned her Master of Science from Kennesaw State University in their Primary Care Nurse Practitioner Program. Alexis is a board certified FNP through the American Association of Nurse Practitioners (AANP). Alexis is a vital member of the Comprehensive Internal Medicine care team. She prides herself in forming lasting relationships with her patients, while also providing compassionate and individualized care.
• When she is not treating patients, Alexis enjoys spending time on the lake with her husband, doing Pilates, and trying new restaurants with family and friends.
J OBIORA, M.D. S PERVAIZ, M.D.
R BOZOF, M.D. S NANDI, M.D.
ISTOCK
Facts about sunscreen
Brought to you by –
Dr. Titilola "Lola" Sode of Epiphany Dermatology - Brookhaven
What type of sunscreen should I use?
The best sunscreen is one that offers broad-spectrum protection against both UVA and UVB rays with an SPF of 30 or higher. Look for sunscreens labeled “broad-spectrum” to ensure protection against both types of harmful rays. Additionally, consider your skin type and any specific skin concerns when choosing a sunscreen. For oily or acne-prone skin, opt for oil-free or non-comedogenic formulas. If you have sensitive skin, choose sunscreens labeled hypoallergenic or fragrance-free. Water-resistant sunscreens are ideal for outdoor activities or swimming. Ultimately, the most effective sunscreen is one that you will use consistently and reapply as needed.
How Often Should I Apply Sunscreen?
It’s essential to apply sunscreen liberally and frequently for adequate protection against sun damage. Apply sunscreen at least 15 minutes before sun exposure to allow it to absorb into the skin fully. Reapply sunscreen every two hours, or more frequently if you’re swimming or sweating heavily. Remember to reapply after towel drying as well. Additionally, apply sunscreen to all exposed skin, including your face, neck, ears, and any other uncovered areas. Sunscreen is a vital component of sun protection, but it’s also essential to seek shade, wear protective clothing, and avoid prolonged sun exposure, especially during peak UV hours.
New home, new Medicare plan
Brought
to you by
– Jay Looft, Senior Source Medicare
If you are moving across the street, chances are you won’t need to change your Medicare plan; however, if you are moving to a different county, across town, or to another state you’ll need to get in touch with your Medicare insurance agent to make a change.
When you move outside of your Medicare Advantage and Prescription Drug Plan’s service area, you’ll have new plan options and possibly different insurance carriers offered in your new county of residence. It is important to update your Medicare insurance plan to receive full plan benefits, have access to doctors and to avoid being disenrolled from your plan.
Even if it’s not within the Annual Enrollment Period, Medicare will grant you a Special Enrollment Period to make a change when moving outside of the plan’s service area. The Special Enrollment Period begins the month you notify the insurance company of your move and remains available for two months.
Are you moving into this area to be closer to your children and
grandchildren, or maybe you’re moving to the North Georgia mountains or the Florida coast for retirement?
Whether it’s Atlanta, North Georgia, or another state we can help! SeniorSource Medicare Solutions is currently licensed in more than a dozen states and can help with your Medicare plan transition, whether you are new to Georgia or relocating to another state. If you have questions about moving and how it may affect your Medicare insurance coverage, give us a call today! Call us at (770) 315-8145 or visit our website at www.SeniorSourceMedicare. com.
Your Local Broker for Medicare Insurance Needs
•
Support Local News Join Appen Press Club
CHARTER MEMBER
DC Aiken
Big Sky Franchise Team
David & Michelle Bertany
Amour & Duane Carthy
Barbara Anderson
Kerry Arias
Scott Baynton
Joseph Bell
James Bennett
Carl Abernathy
Alpharetta Lions Club
Omar Altalib
Dave Altman
Ron Altman
Joel Alvis
American Legion Post 201
Alice & Dr. Richard Appen
Gaye Armstrong
Mary Asbury
Beth Barnes
Janet Bass
Barbara Bauschka
Kathy Beck
Bill Bentley
Leslie Berry
Tom Billings
Tochie Blan
Ron Boddicker
Jodi Bogen
Sherri Bolles-Rogers
Helen Borland
Debra Bowen
Joe Bowen
Ryan Brainard
Mark Brandus
Mel Brannen
Dorothy Brouhard
Erendira Brumley
Bernhard Burgener
Alvin Burrell
Mike & Theresa Buscher
Mary Busman
Gary Butterfield
Clea Calloway
Kirk Canaday
James Carr
Bridgette Carter
William Cartwright
Pat Check
Virginia Christman
Christopher Cleary
Ann Coaloa
Kim Coggins
Nardy
Liptrot
MEMBER+
Casas
Conti
MEMBER
Evelyn Collazo
Rhonda Cude
Michael Mackenzie
Communications
Joan Compton
Terri Coons
David Davis
Duane DeBruler
Marilyn DeCusati
Rebecca Donlan
Tom Driscoll
Michael Dudgeon
Jeanette Dummer
DutchCrafters Amish Furniture
Mim Eisenberg
Danny Elkins
Su Ellis
Martha Fasse
Nell & Doug Fernandez
Lee Fleck
Cathy Flynn
Mary Ford
Nanci Foster
Amy Frederick
Kelly Frommer
Carol Fry
Tracey Ganesh
Daniel Gay
John Gibbs
John Gilberto
Leslie Gilliam
Bailey & Ryan Gladysz
Michelle Glotzbach
Harvey Goldberg
Christopher Goodrich
Phyllis Goodrich
Ralph Griffin
Marilee Hamilton
Susan Hanna
Roxanne Hazen
Joe Hirsch
Penn Hodge
Dianne & Steffan Holmquist
Joan Hostetter
Austin Hughes
Lynn Johnson
Tyler Jones
Arthur Kebanli
Laura Keck
Mark Kelly
Allison Kloster
Dyna Kohler
Larry Krueger
Jess & Chris Kysar
Malinda Lackey
Ken Leffingwell
Carol Lehan
Bonnie Lind
Francia Lindon
Harlan Little
Ross Long
Brenda Lundy
Rita Loventhal
Karen Magill
Kyile Marshall
Julie Martin
Valerie Matthews
William Maxwell
Rachel McCord
Austin McCully
Lynn McIntyre
Mike McLoughlin
Jennifer Mendoza
Al Merrill
Chris Miller
Christine Miller
Fred Moeller
Sarah Moen
Carol Morgan
Kathy Morgan
Stu Moring
O’Brien
Pennington
Join today for $16/month
The trouble with Certificates of Deposit
Bank interest rates have been very high these past several months. Lots of people have flocked to banks to invest our cash in the Certificates of Deposit (CDs) with the highest interest rates. They open the account, hand over the cash or write the check and leave feeling like they have accomplished something really wonderful for themselves and their loved ones. And they have… unless something unexpected happens. What if you die before the CD matures? Did you remember to assign a beneficiary?
Wilson Legal is in the business of taking care of people and that means that, when a client plans with us, we want their plan to work! If someone creates a will, we want individual beneficiaries to be named on all of their accounts so that their accounts can avoid the expensive and time-consuming probate process. When someone creates a trust, we encourage them to name their
trust as beneficiary of each account because we want them to experience the benefit of having a trust which allows someone to avoid probate completely.
Here’s the problem with CDs. Bankers haven’t been asking customers like you if you want to add a beneficiary to your new CD account. Without a beneficiary, your loved ones will be required to go through the probate process before funds in that CD can benefit anyone. A relationship with an estate planning firm is not a once-and-done kind of thing. It’s ongoing. You buy the plan, then come in every few years for a tune-up.
Avoid probate. If it’s been 2+ years since your plan and financial accounts have been reviewed, check in with your estate planning attorney right away. Our funding accountability concierge would love to meet you at the bank to help you add a beneficiary to that brand-new CD.
Don’t miss our FREE Community Webinars from 1-2pm on the following dates:
06/28/24, Friday Probate Basics
07/12/24, Friday Estate Planning Basics
07/26/24, Friday Eldercare Basics
08/9/24, Friday Probate Basics
Attorney
Michelle Wilson
Discover affordable luxury and community living at Perch Houses
Brought to you by –
Perch Houses
We are thrilled to announce the launch of Perch Houses in Atlanta, offering a unique co-living experience designed specifically for women age 55+. Our mission is to provide affordable luxury and foster vibrant community where residents can thrive. With homes now available in desirable neighborhoods such as Roswell, Vinings, Covington and more on the way, Perch Houses is transforming the way single women age 55+ live.
Here’s how Jane–one of our current residents–puts it: “I have enjoyed meeting new friends and living in a beautiful home with other women. We learn a lot from each other and have a great time. We also have our private space when we need it. I work from home and have a perfect set up. Perch
Houses helped me set everything up and get acclimated easily. Anything we need, Perch is there to help. I love living here!”
Affordable luxury living
Perch Houses offers beautiful, private suites equipped with modern amenities to ensure comfort and style. Each suite includes a private bedroom, private bathroom and often a 3rd private space. Our all-inclusive rents start at just $1500 per month and include utilities, high-speed WiFi, and a smart security system. Residents have the privacy of their suites and then share the common areas of the house with 1-2 vetted and compatibility-matched housemates for true community-oriented living.
A thriving community
Living at Perch Houses means
being part of a supportive, dynamic community. Our residents forge meaningful connections, share experiences, and support one another in a vibrant environment. Ann, another one of our enthusiastic residents, perfectly captures the spirit of Perch Houses: “A Perch Houses’ woman can do anything!” This sense of empowerment and camaraderie is at the heart of our community.
Join us and enjoy special offers
To celebrate our Atlanta-area launch, we are excited to offer a limited-time special offer. Prospective residents who tour our homes and sign a 12-month lease before July 12th will receive one month of rent free. This limited-time offer makes it the best time to join our growing community and experience the benefits of co-living at Perch Houses.
Next steps
If you are a woman age 55+ looking to embrace a life of affordable luxury and vibrant community living, we invite you to discover Perch Houses. Visit our website at perchhouses.com to learn more about our available suites, neighborhoods, and the unique benefits of co-living. For personalized assistance and to schedule a tour, contact our Atlanta General Manager, Latoiya Perry, at latoiya@perchhouses.com or call (470) 264-8542. Experience the joy of living at Perch Houses, where every day is an opportunity to connect, grow, and thrive.
At Perch Houses, we believe that a rich, fulfilling life is possible at any age. Join us and see how our community can help you live your best life— because a Perch Houses’ woman truly can do anything!
Appen Media Wins 2024 Georgia Press Association
General Excellence
1st Place
Special Issues/Special Sections – Staff
Investigative Reporting – Staff
Feature Photograph – Amber Perry
Serious Column – Carl Appen
Education Writing – Shelby Israel
2nd Place
Business Writing – Amber Perry Page 1 – Staff
Breaking News Writing – Hayden Sumlin
Serious Column – Pat Fox
Local News Coverage – Staff
Lifestyle Coverage – Staff
Layout & Design – Staff
3rd Place
Page 1 – Staff
Education Writing – Amber Perry
Lifestyle Coverage – Staff
Layout & Design – Staff
ADVERTISING
1st Place
Real Estate Ad – David Brown
Food Ad – David Brown
Home Furnishings Ad – David Brown
Newspaper Promotion – David Brown
2nd Place
Newspaper Promotion – David Brown
Food Ad – David Brown
Service/Institutional – David Brown
3rd Place
Food Ad – David Brown
Service/Institutional Ad – David Brown
Home Furnishings Ad – David Brown
