Front Porch - Nov./Dec. 2012

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FRONT PORCH Nov. - Dec. 2012

arfb.com

The year’s top story

FOR R

VOTE

ISSUE #1 More highways More jobs A stronger Arkansas

Holiday turkey misconceptions One dough, five holiday cookies

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Thank You

for supporting homegrown health care from the 5,656 students who have graduated from the M*A*S*H program between 1994-2012 M*A*S*H (Medical Applications of Science for Health) provides an important early start toward medical education for rural Arkansas high school students. They’re the ones most likely to come back home to practice. In summer 2012, more than 390 students experienced actual medical practices in 29 M*A*S*H locations around the state.

ARKANSAS MEDICAL

MENTOR PARTNERSHIP

ruralhealth.uams.edu/M*A*S*H

Arkansas Medical MENTOR Partners ($5,000+ each)

t UAMS Area Health Education Centers (AHEC) t Arkansas Blue Cross and Blue Shield t Arkansas Farm Bureau t Baptist Health t UAMS Rural Hospital Program t Arkansas Department of Health, Office of Oral Health t UAMS Center for Diversity Affairs Platinum Level Contributors ($1,001+)

Local Partners

Lonoke County Farm Bureau Women’s Committee

Gold ($501-$1,000) Boone County Farm Bureau Clark County Farm Bureau Cleveland County Farm Bureau Craighead County Farm Bureau Greene County Farm Bureau Jefferson County Farm Bureau Sebastian County Farm Bureau Ken and Karen Tillman

Silver ($251-$500) Arkansas County Farm Bureau Chicot County Farm Bureau Clay County Farm Bureau Cleburne County Farm Bureau Desha County Farm Bureau Hot Spring County Farm Bureau Marion County Farm Bureau Phillips County Farm Bureau Polk County Farm Bureau Scott County Farm Bureau Van Buren County Farm Bureau White County Farm Bureau Yell County Farm Bureau 2

ACUMEN Brands/Scrub Shopper Air Evac Emergency Transport Arkansas Children’s Hospital Arkansas Methodist Medical Center Auxiliary and Foundation Arkansas SAVES Arkansas State Police Arkansas Regional Organ Recovery Agency (ARORA) Baptist Health Heber Springs Auxiliary Center for Crisis Intervention Chicot Memorial Hospital City of Fort Smith, Transit Department & Bomb Squad Clinton Meat Processing Center Community Health Centers of Arkansas CPR Center CHISTUS St. Michael Health System Delta Memorial Hospital Diamond Head Restaurant, Harrison Fort Smith EMS Health South Rehabilitation Hospital HMG Homey Hearth, Harrison Howard Memorial Hospital Jefferson Regional Medical Center Kistler Center Laine Ragsdale, The Nest Financial, Harrison Lou’s Meat Market, Pottsville McDonald’s, Harrison Mercy Medical Center, Fort Smith Mercy Hospital, Hot Springs Neighbor’s Mill, Harrison Newton’s Locker & Processing Plant, Harrison North Arkansas College, Allied Health & Nursing North Star EMS Reynolds Cancer Support House Shepherd Florist Sparks’ Regional Medical Center and Women’s and Radiation Center

Bronze (up to $250) Ashley County Farm Bureau Benton County Farm Bureau Calhoun County Farm Bureau Conway County Farm Bureau Crawford County Farm Bureau Cross County Farm Bureau Dallas County Farm Bureau Drew County Farm Bureau Faulkner County Farm Bureau Garland County Farm Bureau Grant County Farm Bureau Howard County Farm Bureau Independence County Farm Bureau Lee County Farm Bureau Lincoln County Farm Bureau Madison County Farm Bureau Monroe County Farm Bureau Montgomery County Farm Bureau Newton County Farm Bureau North Logan County Farm Bureau Pike County Farm Bureau Pope County Farm Bureau Saline County Farm Bureau South Logan County Farm Bureau Stone County Farm Bureau Union County Farm Bureau Washington County Farm Bureau Woodruff County Farm Bureau FRONT PORCH

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Southern Paramedic Service St. Bernards Medical Center Summit Medical Center Superior Uniform Group University of Arkansas Fort Smith UAMS Auxiliary Van Buren Co Farm Bureau Women’s Committee Wadley Regional Medical Center

A special ‘thank you’ to all medical professionals and educators who gave their time. Without you, M*A*S*H programs would not be possible.

FRONT PORCH

Farm Bureau

November - December 2012 C

O

V

E

R

I

Matters by RANDY VEACH

President, Arkansas Farm Bureau

I was fortunate to be among several

dozen farmers and ranchers who took

take up the issue when they return

part in a mid-October USDA workshop

after the Nov. 6 election, but with a

to outline resources available to assist

lame duck session, who knows what is

with drought recovery efforts, one of

likely to occur.

four regional hearings held around the country.

Send comments to: frontporch@arfb.com

6

D-R-O-U-G-H-T Everyone’s pocketbook will feel its lingering effects

4

was not the problem during the farm

some creative thinking and discussion

bill discussion. Each member of our

from farmers and ranchers about things

delegation worked diligently to get a

that could help them crawl out of the

meaningful piece of legislation passed

deep hole so many were left in by the

before the expiration of the farm bill.

Drought of 2012 (and its predecessors,

They just couldn’t get enough help.

the almost-as-bad Drought of 2011 and a not-so-pleasant 2010).

This leaves our farmers and ranchers in limbo, unclear how to plan

But, frankly, for all the positive

and arrange for the lending critical to

rhetoric from the workshop, there has

our day-to-day operations. It leaves

been very little action. The hour is

planting decisions unmade. Signup

late, too late for some of our farmers

for conservation programs is now

Farm Bureau Matters Randy Veach

and ranchers, and a show of force at

frozen, as is export assistance. Disaster

workshop doesn’t necessarily help those

assistance doesn’t exist currently,

Food for Thought Ewell Welch

who fought this drought on the ground.

on the heels of this terrible drought.

Gregg Patterson

3

Let me say very clearly that Arkansas’ Congressional delegation

There was broad dialogue, including

On the cover — When it comes to the year’s top stories, it’s hard to argue against the longest-running media saga being that of the drought. Everybody loves to talk about the weather — especially farmers.

We have hope that Congress will

The over-arching sense from the day

USDA is not providing any additional

14 Taste Arkansas

seemed to be that the meeting needed

assistance to the Beginning Farmer and

Tara Johnson

to have been two months earlier, when

Rancher Development program. All

18

Land & People Gregg Patterson

the drought had a death-grip around the

these issues, and more, are causalities

throat of livestock and row-crop farmers

of Congressional inaction.

22 24

alike.

Building Wealth Allyson Hamlin

A fair question to ask, particularly

It could be that farmers and ranchers

In the Kitchen Tara Johnson

For address changes, contact:

Rhonda Whitley at rhonda.whitley@arfb.com Arkansas Farm Bureau Federation Farm Bureau Center P.O. Box 31 • Little Rock, AR 72203-0031 Fax: (501) 228-1557 Please provide membership number. Edition 83

the drought workshop, is ‘What

had been dealt by Congress’ inaction

support will be there for our farmers

on a new farm bill, which expired

and ranchers?’ While seeing the

Oct. 1. This federal legislation is the

governmental resources that could be

backbone of our country’s farm and

stockpiled for the drought workshop

agricultural policy and, without it, a

was impressive, the farmers and

number of important programs are

ranchers I talk to every day would

in danger, including dairy programs,

all feel a lot better if Congress would

disaster assistance, crop insurance,

pass a workable farm bill. That will

commodity support, food stamps and

also have the most meaniful impact to

programs that support conservation

consumers, as well.

and environmental protection, rural pcipublishing.com Created by Publishing Concepts, Inc. David Brown, President • dbrown@pcipublishing.com For Advertising info contact Tom Kennedy • 1-800-561-4686 tkennedy@pcipublishing.com

by those who participated in

are still stung from the blow they

God Bless you and your families.

economic and community development

God bless the farmers and ranchers.

and agricultural research.

And God bless Arkansas Farm Bureau.

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FRONT PORCH Arkansas Farm Bureau © 2012 Official membership publication of Arkansas Farm Bureau Federation. Front Porch is mailed to approximately 212,000 member-families. SUBSCRIPTIONS: Included in membership dues.

ARKANSAS FARM BUREAU OFFICERS: President Randy Veach Manila Vice President Rich Hillman Carlisle Secretary/Treasurer Tom Jones Pottsville Executive Vice President Ewell Welch Little Rock DIRECTORS: Richard Armstrong, Ozark Troy Buck, Alpine Jon Carroll, Moro Joe Christian, Jonesboro Terry Dabbs, Stuttgart Mike Freeze, England Bruce Jackson, Lockesburg Johnny Loftin, El Dorado Gene Pharr, Lincoln Rusty Smith, Des Arc Allen Stewart, Mena Mike Sullivan, Burdette Leo Sutterfield, Mountain View

Food for Thought

E

EX OFFICIO Sue Billiot, Smithville Janice Marsh, McCrory Kirk Meins, Stuttgart Brian Walker, Horatio Executive Editor: Steve Eddington Editor: Gregg Patterson Contributing Editors: Ken Moore, Keith Sutton, Chris Wilson Research Assistant: Brenda Gregory ADVERTISING: Contact David Brown at Publishing Concepts, Inc. for advertising rates. dbrown@pcipublishing.com (501) 221-9986 Fax (501) 225-3735 Front Porch (USPS 019-879) is published bi-monthly by the Arkansas Farm Bureau Federation, 10720 Kanis Rd., Little Rock, AR 72211. Periodicals Postage paid at Little Rock, Ark. POSTMASTER: Send address changes to Front Porch, P.O. Box 31, Little Rock, AR 72203. Publisher assumes no responsibility for any errors or omissions. All rights reserved. Reproduction without permission is prohibited. The Arkansas Farm Bureau Federation reserves the right to accept or reject all advertising requests.

by EWELL WELCH

Executive Vice President, Arkansas Farm Bureau

Election Day.

you go to the polls this Nov. As you’re

I may be old school, but I still believe

likely aware, Issue #1 would finance a $1.3

Election Day is one of the most important

billion bond issue for the construction of

days in America. This time, of course, it’s a

four-lane highways throughout the state.

presidential election, so the stakes are a little

Additionally, it would divide more than

higher. But no matter if it’s a spring primary;

$700 million between all 75 counties and

a local school board or city council seat;

every incorporated town and community to

county sheriff; mayor or that proverbial butt

repair streets and fix county roads.

of political jokes, the office of dog catcher,

government, from my standpoint, is

Election Day. It’s the opportunity to freely

to provide the infrastructure needed to

express one’s preference for everything from

conduct business on a day-to-day basis. I

the lowliest village office to the highest

believe good, safe roads are important for

office in the free world.

the citizens, and the economy, of this state.

I have a co-worker who tells the story

From agriculture’s standpoint, our products

of a situation we’ve all faced at one time or

can’t get to market without good roads. It’s

another, that of being dissatisfied with the

as simple as that.

available choices for an elected position.

Arkansas Farm Bureau’s member-defined

My friend used the power of the write-in

policy supports funding for a road program

vote and voted for his father, who he said

that includes a combination of bonds and

was a man of great character and moral

sales taxes. Issue #1 seems to be created to

endurance, the most honest man he knew.

match that requirement. The ballot issue

A wasted vote you might think?

was put in front of voters by the 2011

Think again.

General Assembly, in a bipartisan vote that

Voting is a duty — a responsibility —

now allows you to decide on the measure.

an act of service to the community, the

The temporary half-cent sales tax will last

state, the nation and even the world. Few

only for 10 years. When the bonds are

things you can do resonate to that level of

repaid the tax is automatically abolished.

importance.

The temporary sales tax will be shared

Voting is an expression of honor to

by consumers and road users statewide,

those who fought for that freedom. What

and will not apply to groceries, medicine,

better way to thank all of the veterans who

gasoline or diesel. The temporary tax has an

served and to honor those who died since

automatic end once the bonds have been

this country was birthed, than by voting?

paid off. Additionally, this money can only be spent on roads and can’t be re-designated

***

for other uses. And 40,000 jobs statewide will be supported by the activity that surrounds the expanded highway program. I

The Arkansas Farm Bureau board of directors recently voted to support and encourages you to vote FOR Issue #1 when

4

One of the primary functions of

there is something uniquely American about

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encourage you to vote FOR Issue #1. Election Day is a special day. Make sure you exercise your right to vote.

BETTER HIGHWAYS LEAD TO A BETTER ARKANSAS.

Endorsed by ÂŽ

On Tuesday, Nov. 6

Vote FOR Issue #1 Issue #1 will:

t Continue to build four-lane highways connecting all parts of the state. t Authorize a $1.3 billion construction bond issue for the four-lane work. t Provide new revenue to every city, town and county to fix city streets and improve county roads. t Turn back more than $700 million in local revenue for the city and county road programs. t Improve the Arkansas economy and support economic development. t Create local jobs through local city and county construction and maintenance road projects. t Support more than 40,000 jobs statewide. Issue #1 WILL NOT RAISE TAXES on groceries, medicine, gasoline or diesel. Issue #1 will be funded by a temporary 1/2¢ sales tax limited to the 10-year bond issue. When the bonds are paid off in 10 years or less, the tax will be abolished and cannot be renewed. Learn more about what your city and county will receive from local turnback revenue. Plus, view maps, a fact sheet and other information, at www.MoveArkansasForward.com . FRONT PORCH

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Madison Murphy and Mark Lamberth, Co-Chairmen Randy Zook, Treasurer 5

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by Gregg Patterson

Everyone’s pocketbook will feel its lingering effects

T

The year’s top story was the

— in our country’s history. Only

ever recorded. Arkansas’ farmers and

drought. It was the worst drought

Hurricane Katrina in 2005 and the

ranchers suffered to varying degrees.

in Arkansas since 1988 as it was

drought of 1988 wreaked more

However, those with access to water

nationally. To put it in sharper

economic havoc.

and the ability to place it efficiently

perspective, the drought of 2012 is

Correspondingly, the summer of

on their crops when needed were

the third costliest natural disaster

2012 was the third hottest in U.S.

able to successfully bring off a crop

— $77 billion according to Purdue

weather record keeping, and July

and take advantage of this year’s

University economist Chris Hurt

was the hottest this country has

high corn and soybean prices.

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Not a blade of grass worth eating The drought wiped out this Pope County pasture of Bermuda grass leaving cattleman Gary Rowlands to contemplate its total loss. Rowlands (left) and Pope County Extension Service Chair Phil Sims assess the damage.

Beef ranchers hit hard

capacity of pasture and availability of hay seriously

The drought certainly adversely affected

hindered them. “Not only were they constantly trying

those in the livestock business, particularly cattle

to find hay but in the areas of most extreme drought,

ranchers. The University of Arkansas Division of

they were losing pasture that will have to be replaced,

Agriculture studied the drought’s impact on cow/

because the grass died off completely,” he said.

calf operations in the state. A cow/calf operation breeds cows and sells the calves, usually when the

those areas,”

calf is seven or eight months old. The calves graze

Justice said.

on grass in a pasture or eat hay when pasture forage

“And some

is insufficient. The study was done by agriculture

pastures need

economics and agribusiness professor Michael Popp

complete

along with Nathan Kemper, the trade adjustment

restoring.”

assistance program coordinator for the Southern Risk

Kemper found

Arkansas cattle ranchers lost $128 million because

that cattle

of the drought. Major factors in that overall loss

ranchers lost

included increased hay costs, reduced hay sales and

an average of

decreased revenue in calf sales due to lighter-weight

$141 per bred cow because of the drought. Popp says

calves being sold.

almost half of those losses resulted from spending

The drought was devastating to the hay crop so

8

Popp and

Management Education Center. They found that

for extra feed and the other half was what ranchers

necessary to cattle ranchers for feeding their stock

weren’t paid, because they had to sell their calves

and damaged and destroyed pastures. Travis Justice,

earlier and at a lower weight. “We found that most

a senior economist for Arkansas Farm Bureau (ARFB)

operations had to buy another $65 of hay per cow,”

and its Beef Cattle Division coordinator says the

Popp said in a report released by the UofA Division of

inconvenience cattle ranchers faced due to reduced

Agriculture’s Cooperative Extension Service.

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Ken Moore photos

“It will take time for the soils to fully recover in

Consumer prices to rise Justice says the effects of this summer’s drought on beef prices in the grocery store will begin to be seen sometime in early 2013. “The higher beef prices in the grocery store already seen this year are a result of last year’s drought,” he said. Cattle ranchers have actually been selling off more of their herds since 2009. That continued reduction in overall herd size has Arkansas with less cattle than at any time in the last 40 years. The trend is worse nationwide with the overall U.S. herd at its lowest level since the 1950s. Supply is down and won’t recover for a while. Popp says pastures must recover and hay has to be readily available for ranchers to rebuild their herds. Justice says it takes about three years before the first pound of finished beef reaches the supermarket. It takes 15 months before a female calf can be bred, nine months to successfully bring off a pregnancy, then seven months before that calf is ready to go to the feedlot and, finally, six to eight more months for that animal to be ready as finished meat in the grocery store. If everything in that process began today and went perfectly, that’s the fall of 2015 before the first pound of additional beef is ready for you to buy. Overall, Justice says consumers will not only pay a higher price for beef but also for all animal protein, including dairy products, eggs, pork, poultry and fish raised in confinement. Confined animals eat predominantly a corn-based feed diet, and record corn prices — another result of the drought — have driven up the cost for those animal feeds.

Keith Sutton

Mixed bag for row-crop farmers While beef producers and other livestock growers took it on the chin from the drought, crop farmers in Arkansas fared somewhat better — if they could irrigate their crops. Matt King is an economist for ARFB and keeps

Irrigate or die Arkansas row-crop farmers learned a hard lesson during the drought-stricken decade of the 1980s and committed to develop the irrigation necessary to make it through dry times. Those who had water did well, though their costs to get their crop through harvest increased dramatically.

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“Instead of irrigating a field five times, you might have to irrigate it 12 times,” King said. “It’s not unlike a homeowner watering their lawn. During a normal summer, you might water that lawn one or two times a week. This summer required watering it every day. You realize the impact when you get your water bill at the Keith Sutton

end of the month.” For farmers, that bill wound up being the cost for diesel fuel to pump the water. The UofA Cooperative Extension Service pegged the cost for one or two extra rounds of irrigation for corn and soybeans at $4 to $8 an acre, and for rice at $20 to $41 an acre more than normal. Even though consistent fall rains are

Keith Sutton

Beans big too Soybeans like these near Wynne also did well on irrigated land.

helping alleviate the drought around most of the state, the drought is still causing shipping problems on the Mississippi River. Low water is stalling barge traffic. To get a barge through, it can only be loaded to

his finger on the pulse of row crop

That irrigation made corn growing

70 to 75 percent capacity. Smaller barge

production. He says farmers learned

in Arkansas a winner this year while

capacity and slower movement on the river

a valuable lesson during the drought

corn burned up from the intense

has grain storage elevators and on-farm

of 1980 about the need for irrigated

heat, drought and lack of irrigation

grain bins near capacity and no place to

cropland and began making sure they

in traditionally strong Midwest corn

adequately store the crops coming out of

had access to water from then on.

states. With record corn prices, farmers

the fields right now. In some cases, grain is

“Our farmers made the investment

simply being dumped on the ground and is

But the drought still exacted a toll on

being exposed to the elements. Or farmers

than rice,” he said. “Now, 85 to 90

them. The cost to irrigate was expensive

are paying extra to have it trucked farther

percent of our crops are irrigated.”

this year.

distances to an adequate storage facility.

Keith Sutton

bringing in big yields got big returns.

to put irrigation in for their crops other

In the heat of the night A cattle sale barn in Glenwood operates to a near capacity crowd. Sale barns statewide often stayed open well past midnight as ranchers raced to sell off stock that was increasingly difficult to feed due to lack of hay and pastureland damaged by the drought. 10

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Keith Sutton

No corny joke A cornfield dependant on rain near Scott lies burnt by the drought. Corn states in the Midwest that predominantly depend on rain as the way to water crops suffered a similar fate as the drought was especially hard there. Corn prices shot above $8 a bushel, providing Arkansas corn farmers with irrigation a silver lining to help offset high irrigation costs. Lingering costs from this year’s nearrecord drought will continue affecting ranchers and farmers who are already working on restoring pastures, and planning and preparing the ground for next year’s crops. And there’s no doubt that consumers will be reminded of it, too, every time they go to the grocery

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13

Taste Arkansas From farm to table

T

compiled by Tara Johnson

One dough, five ways. When I hear about a great idea, I can’t wait to share it with everyone I know. In fact, writing for “Taste Arkansas” gives me the opportunity to share ideas with people I don’t know personally. So, when I found out people use one “mother dough” to make multiple holiday cookie recipes, I couldn’t wait to share it right here. Now, there are a lot of dough recipes out there that could serve as the mother dough, but I like this one. Anything with cream

Healthy bird Despite packaging that claims some poultry products are hormone free, by law, all poultry products are raised hormone free.

cheese in it has my vote every time. Pick one of the variations listed below or come up with your own. This recipe has me excited to experiment this holiday

Five common misconceptions about your holiday bird

in some form, not that they

season.

ever used it. Free-range poultry is

Ingredients

turkeys for Butterball. Last year in this

safer than conventionally

1 package cream cheese, softened

magazine, I shared a behind-the-scenes

raised poultry. All U.S.

1-½ sticks butter, softened

look at how your holiday turkey is

meat and poultry are subject

1 cup granulated sugar

raised. As an insider, my friends that

to the same government

2 teaspoons vanilla extract

don’t have access to the farm lifestyle

regulations and inspection

2-¼ cups flour

ask me tons of questions. I’m happy

procedures.

½ teaspoon baking soda

It’s no secret that my parents raise

to share about our family farm and

3.

4.

Commercially raised Directions

what I’ve learned about agriculture. I

livestock, including

thought this year I should share five

poultry, comes from

misconceptions that I’m asked about on

farms owned by big

and vanilla until well blended.

a regular basis.

business. Today, individuals,

Add flour and baking soda; mix

family partnerships or family

well. Cover.

1.

Turkeys are given

corporations own 98 percent of all U.S. farms.

minutes. Prepare and bake

Consumers should be

cookies after performing a

hormone use in poultry. Despite

able to tour poultry

variation listed below.

packaging that claims some

and livestock farms.

poultry products are hormone

Consumers aren’t allowed to

Variations

free, by law, all poultry products

tour poultry and livestock

Sugar cookies: Preheat oven to

are raised hormone free.

farms to keep the animals

350 degrees. Roll dough to 1/8-inch

All free-range poultry live

safe. It’s very easy to spread

thickness on lightly floured surface.

outside and roam freely.

diseases if the proper steps

Cut into assorted shapes using 3-inch

By law, poultry products can

aren’t taken to ensure

cookie cutters. Place on foil-covered

be labeled as “free-range” if the

biosecurity.

baking sheets. Bake for 10 to 15 minutes

5.

birds had access to the outdoors

14

Beat cream cheese, butter, sugar

hormones. The Food and Drug Administration does not approve

2.

1.

2.

Refrigerate for at least 30

or until edges start to lightly brown.

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Cool and decorate with colored frosting.

2 inches apart on baking sheets. Bake

Makes about 3-½ dozen.

12 to 15 minutes or until edges begin to

Almond crescents: Add ½ teaspoon

brown. Cool on wire racks. Drizzle with

almond extract and 1 cup finely

Mosaic cookies: Preheat oven to

4 melted squares of semi-sweet baking

chopped slivered almonds to dough.

350 degrees. Roll dough to 1/8-inch

chocolate; let stand until set. Makes five

Refrigerate 30 minutes. Preheat oven to

thickness on lightly floured surface.

dozen.

350 degrees. Shape balls of dough into

Cut into assorted shapes using 3-inch

crescent shapes; place 2 inches apart on

cookie cutters. Place on foil-covered

Spiced cookies: Add 1 teaspoon each of

baking sheets. Flatten slightly. Bake 10

baking sheets. Sprinkle each cookie

ground cinnamon, ground ginger and

to 12 minutes or until lightly browned.

with 1 teaspoon crushed ring-shaped

ground nutmeg. Refrigerate 30 minutes.

Cool slightly on wire racks; sprinkle with

hard candies. Press gently into dough.

Meanwhile, combine ¼ cup granulated

sifted powdered sugar. Makes five dozen.

start to lightly brown. Makes about 3-½

set aside. Preheat oven to 350 degrees.

Tara Johnson is a contributor to Arkansas

dozen.

Shape dough into balls. Roll dough

Farm Bureau’s Taste Arkansas blog. For

in cinnamon-sugar mixture. Place

recipes, videos and farmer profiles visit

on baking sheets. Flatten to ¼-inch

tastearkansas.com today.

Bake for 10 to 15 minutes or until edges

Choco-Orange cookies: Add 1

sugar and ½ teaspoon ground cinnamon;

tablespoon grated orange peel to dough.

thickness with bottom of glass dipped in

Shape into two 8-inch by 1-½-inch logs;

the remaining cinnamon-sugar mixture.

wrap in plastic wrap. Refrigerate 1 hour.

Repeat with remaining dough. Bake 10

Preheat oven to 350 degrees. Unwrap

to 12 minutes or until lightly browned.

logs; cut into ¼-inch-thick slices. Place

Makes about 3-½ dozen.

Gimme some sugar Use the same dough recipe to make five different cookies, like these sugar cookies, and spend less time in the kitchen this holiday season.

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1. Always make extra gravy. There is never enough gravy. 2. Don’t try to please everyone. Everyone has a favorite dish, but you shouldn’t try to make them all. Make the dishes that the most people will enjoy and one or two favorites. 3. Call in reinforcements. If you really want a lot of family favorites, ask the guests to bring their favorite sides. No one ever said that one person has to cook the whole meal. 4. Prepare ahead of time. Do as much preparation before the big day as possible, even if that’s just chopping, mincing and grating the necessary ingredients. 5. Invest in a meat thermometer. Meat thermometers are one of my favorite kitchen tools and are especially important to get the ham, roast or turkey cooked just right.

15

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17

Land&People A classic gets a makeover Great facilities, family and fishing

O

Keith Sutton

by Gregg Patterson

Optimism is meted out in various

measures. Some (like fishermen) seem to be born with it. Those fortunate few know things will work out for the best no matter the odds. The late Bill Lindsey, Sr. must have been blessed with a strong measure of it along with a stout work ethic. In 1965, he opened Bill Lindsey’s Rainbow Resort and Trout Dock on the Little Red River near Heber Springs. Only ... there were no trout in the

Small business, big family The Lindsey family and its Rainbow Resort (lindseysresort. com) have been a fixture on the Little Red River in Heber Springs for almost 50 years guiding trout anglers. Once you become a friend, you’re quickly considered “family.” (L-r) Colton Lindsey, Billy Lindsey, Conner Lindsey, Lindsey White, Terri Lindsey White and husband Sonny Martin. vacation home community; the recently

“It’s during times like those that I

remodeled Pot ‘o’ Gold restaurant; and

have to wonder how anyone can possibly

Little Red River at the time — at least not

the opening this year of a new office

doubt God or even whether there is a

yet.

and retail store, the present-day version

God,” Lindsey said. “I’m here to tell

of Lindsey’s Rainbow Resort probably

you that there is, and He is good all the

resorts along the river. That is if you can

exceeds anything Bill Lindsey, Sr. dreamed

time.”

call a dock with only five boat slips and

of in 1965.

In fact, there were no other fishing

two cabins for rent a “resort.”

Lindsey says the family “rolled up our

Like any successful small, family

sleeves, spent some time on our knees

“Using the term resort back then

business with a long history, there have

and went to work as a family to figure

was probably pretty generous,” said

been lean times for Lindseys. A buyout/

out what to do.”

Billy Lindsey, Jr., who now oversees the

partnership deal to create a timeshare

family-run business that will celebrate its

resort fell through just hours before

the Small Business Administration and the

50th anniversary in 2015. “Most people

signing the final paperwork, leaving the

bank, resulting in a complete makeover

thought Dad was crazy to do what he was

business with significant debt. Then the

of the facilities and the new office and

trying to do.”

economy went into an extended recession

riverfront store.

The trout eventually came because of

in 2007. Two years later, Billy and his

The result was securing funding from

“The family, staff and fishing guides

the completion of Greers Ferry Dam in

wife Carol each lost their father within

here have never been more excited

1962 along with Greers Ferry National

a month. The loss of resort founder

about any change that has taken place

Fish Hatchery that annually stocks the

and mentor Bill, Sr. left Billy, Jr. and

at Lindseys than we are right now,” Billy

Little Red River with more than a quarter

the extended Lindsey family seriously

Lindsey said. “We’re a family-run business,

of a million rainbow trout.

questioning whether they wanted to

and we’re all about providing a great

Now, with remodeling of the 46

continue running a fishing resort. In June

experience for families that come to fish

overnight lodging units, including

2010, the resort went on the auction block

here or attend our outdoors seminars.”

riverside cabins; an RV and tent camping

but failed to attract a bidder to meet the

park; a remodeled marina; the start of a

minimum price.

18

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Oh yeah, the trout fishing on the river is great, too.

I

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JOIN OTHER FARMERS FOR DENALI NATIONAL PARK

Alaska Tour & Cruise 12 Days from

$1998* Departs June 11, July 23, & August 20, 2013 Fly to Anchorage to start your land tour of the “best of Alaska’s interior!” Tour includes the Iditarod Headquarters; Talkeetna (made famous in the TV show Northern Exposure); Scenic drive to Denali; Denali National Park and Preserve; city tour of Anchorage; and the scenic drive to Seward. Board your state-of-the-art ship the 5-STAR Celebrity Millennium for your seven-day Alaska cruise from Seward, through the Gulf of Alaska, to Hubbard Glacier (the largest tidewater glacier in North America); located on the edge of Mendenhall Glacier, the state capital of Juneau; Skagway (where the gold rush began); uniquely Alaskan, Icy Strait Point; and the fishing village of Ketchikan. You’ll disembark in Vancouver and take the picturesque drive to Seattle for one-night, then fly home. *Price per person, based on double occupancy. Airfare is extra. Add $200 for July 23.

U. S. Postal Service Statement of Ownership, Management, and Circulation (Required by 39 U.S.C. 3685). 1. Publication title: Front Porch. 2. Publication number: 01-9879. 3. Filing date: 9/21/12. 4. Issue frequency: Bi-monthly. 5. No. of issues published annually: six. 6. Annual Subscription Price: 0. 7. Complete mailing address of known office of publication: Arkansas Farm Bureau Federation, 10720 Kanis Road, Little Rock, AR 72211-3825. 8. Complete mailing address of headquarters of General Business office of Publisher: Same as #7. 9. Full names and complete mailing address of Publisher, Editor and Managing Editor: Publisher, Arkansas Farm Bureau Federation; Executive Editor, Steve Eddington; Editor, Gregg Patterson. All addresses same as #7. 10. Owner: Arkansas Farm Bureau Federation. 11. Know Bondholders, Mortgages and other Security Holders owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: unchanged. 13. Publication title: Front Porch. 14. Issue date for Circulation date: Sept./ Oct. 2012. 15. Extent and nature of circulation: Average no. copies each issue during preceding 12 months : Actural no. copies of single issue published nearest to filing date. 15a. Total no. of copies net press run average each issue 203,065 (issued published nearest to filing date 203,197). 15b. Paid/ Requested outside-country mail subscription: 201,665 (most recent 201,797). 15c. Total paid and/or requested circulation: 201,665 (most recent 201,797). 15d., e. Not Applicable. 15f. Total Distribution: 201,665 (most recent 201,797). 15g. Copies not distributed: 1,400 (most recent 1,400). 15h. Total: 203,065 (most recent 203,197). 15i. Percent paid and/or requested circulation: 100%. 16. This statement of ownership will be printed in the November/December 2012 issue of the publication. 17. Signature and Title of Editor, Publisher, Business Manager or Owner:

Call for more Information & Itinerary

1-800-888-8204 FRONT PORCH

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Gregg Patterson Date: 9/21/12

19

DoItYourself

Arkansas Farm and Ranch Families Provide‌

T

by Gregg Patterson

Safe, affordable food

24% of Arkansas Jobs

75% of Wildlife Habitat

Meet Lacy Glover Former Miss Arkansas and Spokesperson for the Arkansas Foundation for Agriculture

Protecting the Environment

Arkansas

Foundation for Agriculture

20

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www.growingarkansas.org arfb. com

FOUNDATION PROBLEMS? Call us Today for a FREE Estimate RESIDENTIAL + COMMERCIAL

Piers to Stable Clay

Slab Repair • • • • •

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Home Services Inc. Locally Owned and Operated

Call 870-798-3807 • Toll-Free 1-877-256-7900 HOME SERVICES, INC. SAVES YOU MONEY! Front Porch

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21

Wealth

Building

Prevent a holiday spending hangover by Allyson Hamlin

W While families benefit from saving

cellophane with a holiday bow.

is last-minute shopping nerve

money all year, the holidays are a time

Handmade gifts are a special

racking, but the best bargains

when saving money can be difficult.

way to say “Happy Holidays”

are usually gone. You may

Black Friday spending should never

without overspending. Be sure

have to settle on a different gift

lead to black marks on your credit

to include these costs in your

than you planned at possibly a

report. That’s why Farm Bureau Bank

budget.

higher price by waiting.

believes it’s important to begin the

Use credit wisely — Your

•

Give your time — Dad

credit card balance shouldn’t

already has socks and ties from

useful money management tips.

be a complete surprise when

Father’s Day, and Mom has a

you open your statement in

full drawer of kitchen towels.

Create a budget and stick

January. Take only the credit

Just spending more time

to it — Set a dollar amount

cards you need when holiday

together and a simple hug will

based on what you can afford

shopping, and try to use the

mean more than another gift

this holiday season considering

card with the lowest interest

that just gets stored away.

your current savings, income

rate.

•

and other expenses. Be sure to

•

•

•

Save your receipts — Keep

The holidays are a time of

include a $20 to $100 cushion

track of your expenses, and

celebration and meant to be enjoyed

for unexpected expenses.

add them up weekly to be sure

with family and friends. They’re much

Make a list (and check it

you’re sticking to your budget.

more enjoyable when expenses don’t

twice) — Write down the

If you’re getting close to your

create deeper debt. It doesn’t have

names of the people you plan

spending limit, reevaluate your

to be a Blue Christmas. Follow this

to buy gifts for and how much

list and bake more cookies!

checklist to keep spending within your

Shop around and shop

budget, and you’ll be sure to enjoy the

each person. Don’t forget to

early — Start your holiday

season without suffering any financial

budget for expenses other

shopping early to give yourself

hangovers.

than gifts, including wrapping

time to comparison shop.

paper, cards and postage.

Take time to do some research

a Farm Bureau Bank product, please

Bake some cookies — That’s

before you hit the stores by

contact your local Farm Bureau

right. If you can’t afford to

going online or looking at

agent today. You also can visit

buy gifts for everyone on

your local newspaper circulars.

farmbureaubank.com. Farm Bureau

your list, bake some holiday

Also, check to see if free

Bank wishes you a very Happy Holiday

goodies and wrap them in

shipping is available. Not only

Season!

you can afford to spend on

22

•

busiest shopping season with some

•

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If you’re interested in opening

Head to The Ozark Folk Center State Park and take a step back to a time when the holidays were relaxing family fun and gifts were handmade. Try your hand at a craft in one of our classes, enjoy the down-home good cooking at the Skillet Restaurant and spend the night in one of the cozy Cabins at Dry Creek. Come enjoy shopping in the craft village and keep an eye out for the mischievous elf for a chance to win the perfect handcrafted gift. We’ll be serving a delicious Thanksgiving Buffet at The Skillet Restaurant and an Ozark Christmas Feast, so plan to spend the holidays with us!

SEASON EVENTS NOVEMBER 8-10: Fall Bluegrass Festival 8-10: Ozark Holidays Craft Show 9-10: Free Admission to Craft Village 15: Handmade Holiday Craft Classes 22: Thanksgiving Buffet & Gospel Concert

23: Holiday Concert 24: Last Day of the Season

AFTER SEASON EVENTS DECEMBER 1: Healthy Holiday Cookies 7: Ozark Christmas Feast & Dinner Theatre

,QIRUPDWLRQ ‡ &DELQ 5HVHUYDWLRQV ‡ 2]DUN)RON&HQWHU FRP FRONT PORCH

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23

InTheKitchen A present from the kitchen Simple, easy gifts with no cleanup necessary

T by Tara Johnson

The holidays are stressful. Family

gatherings, dinners, gifts and baking are hard to juggle on top of an already busy schedule. Sometimes it’s easy to forget how important it is to show people you care during the holidays. My goal this year is to do something small for all the people in my life. Everyone knows I love to cook, and I started giving cookies my mom helped me bake as

Dry goodies Impress family and friends with the creative and inexpensive gift of Cookies in a Jar.

gifts when I was a kid. This year, I want to spread the baking bug and give a little gift from my kitchen: Cookies in

make almost any cookie or brownie

a Jar for your loved ones this Holiday

a Jar. Chocolate chip cookies are my

recipe work. Grab a few Mason jars or

Season. Don’t forget to garnish with

go-to for picky eaters, but you could

glass canisters, and whip up Cookies in

seasonal ribbon and a card!

Chocolate Chip Cookies in a Jar Ingredients

Instructions 1.

Combine the flour, baking soda, white sugar and the chocolate chips. Place ½ of the mixture in a clean quart-

1-⅔ cups all-purpose flour

sized glass jar, and pack firmly. Place the brown sugar on top, again packing firmly. Place the remaining flour mixture

¾ teaspoon baking soda

on top. Cover with a lid. 2.

Attach an index card with the following directions: Empty

½ cup white sugar

contents of jar into a large bowl. In a separate bowl,

2 cups semisweet chocolate chips

Beat until creamy and add to dry ingredients. Drop by

combine ¾ cup of butter, 2 eggs, and 1 teaspoon vanilla. tablespoonful onto an ungreased cookie sheet, and bake in a

½ cup packed brown sugar

preheated oven at 375 degrees for 8 to 10 minutes. Tara Johnson is a contributor to Arkansas Farm Bureau’s Taste Arkansas blog. For recipes, videos and farmer profiles visit tastearkansas.com today.

24

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25

Health&Safety

NOTICE OF ANNUAL MEETING OF THE MEMBERS OF ARKANSAS FARM BUREAU FEDERATION

M*A*S*H camps successful again

Notice is hereby given that the annual meeting of the members of Arkansas Farm Bureau Federation will be held at 8 a.m., Friday, November 30, 2012, in Horner Hall at the Hot Springs Convention Center, Hot Springs, Ark.

Pine Bluff camp celebrates 25th anniversary

T by Jennifer Victory

The purpose of this meeting is to elect a Board of Directors for the ensuing year and for the transaction of such other business as may properly come before the meeting. Ewell R. Welch Executive Vice President

More service. Same auto discounts. Any insurance company can offer “discounts”. But with us, you talk with your local agent face to face. That way, you know you’re getting the premium discounts you qualify for, from day one. And you know we’ll check for more discounts every six months. That’s why our customers stay happy. And we think you will, too. Call today.

Real service. Real people.

ARAUPR41596

Notice is hereby given that the annual meeting of the members of Farm Bureau Mutual Insurance Company of Arkansas, Inc. will be held at 1 p.m., Friday, November 30, 2012, in Rooms A & B at the Embassy Suites, Hot Springs, Ark. The purpose of this meeting is to elect a Board of Directors for the ensuing year and for the transaction of such other business as may properly come before the meeting.

www.afbic.com

26

NOTICE OF ANNUAL MEETING OF THE MEMBERS OF FARM BUREAU MUTUAL INSURANCE COMPANY OF ARKANSAS, INC.

Tom Jones Secretary

*Not all discounts are subject to semi-annual automatic review. *Discounts may vary, and do not apply to life insurance products. Farm Bureau Mutual Insurance Co. of Arkansas, Inc. Southern Farm Bureau Casualty Insurance Co. Southern Farm Bureau Life Insurance Co., Jackson, MS

FRONT PORCH

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Baby Owls - 00457 Leather Cover and Labels - 00457

Words of Faith w/ verse “With God all things are possible.” 00551 Leather Cover and Labels - 00551

American Heritage w/ verse “God Bless America” - 00324 Leather Cover and Labels - 00324

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Mention offer code to receive this special offer. 2-box minimum and processing fee apply. Se habla Español. Call for Signature Required Delivery option.

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©Daniel Smith ©EPE, Reg. U.S. Pat & TM Off ©Sandra Kuck ©Diane Knott, licensed by Linda McDonald, Inc. ©John Deere Licensed Product. ©Thomas Kinkade, The Thomas Kinkade Co., Morgan Hill, CA. ©2008 CNH America LLC ©Susan Winget ©Beth Yarbrough, licensed by Linda McDonald, Inc. ©Challis & Roos ©Tonya Crawford license granted by Penny Lane Publishing, Inc.® *Offer valid on Top Tear checks only. Prices and offers subject to change. ©2012 Bradford Exchange Checks 18-00035-001-BIF29AK.

FRONT PORCH

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CHOICE TOP TEAR CHECKS Duplicate Checks

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Matching Labels Code No. ______________ Add $6.99 for DESIGNER Labels Add $7.99 for CHOICE & MASTER Labels

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EZSHIELD CHECK FRAUD PROTECTION $2.45 x # of Boxes = PROGRAM® EZSHIELD IDENTITY RESTORATION® (Must also purchase EZShield Check Fraud Protection above)

REQUIRED SERVICE/HANDLING

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✔Check the items you wish to order and enter the price in the spaces provided. Only ONE check design per order.

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1 Box $6.95 2 Box $7.95 4 Box $10.95 PLEASE MATCH # OF BOXES IN STEP 2**

❏ IN-PLANT RUSH (checks only) Saves 1-3 Days (070) $4.95 ❏ Untrackable delivery: Allow 2-3 weeks for delivery. All items shipped

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27

FREE ADMISSION! S I NG A NURCARE P ND ROF H ESS ALT HE I

Saturday 12/1

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9th Annual

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ĂƩĞŶĚŝŶŐ͘ :ƵƐƚ Ă ĨĞǁ ŽĨ ƚŚŽƐĞ ǀĞƌLJ ĚĂLJ͊ DŽƌĞ ƐŝŐŶŝŶŐ ŽŶ Ğ

The Healthcare Industry is thriving

and jobs are available in every category.

SCHOOLS, SECOND CAREERS

JOBS ARE OPEN & recruiters are anxious to talk with you about your future! >ŽŽŬŝŶŐ ĨŽƌ Ă ĐĂƌĞĞƌ ĐŚĂŶŐĞ͍ ,ŝŐŚ ƐĐŚŽŽů ŐƌĂĚ ůŽŽŬŝŶŐ ĨŽƌ Ă ƐĐŚŽŽů͍ EƵƌƐĞ Žƌ ƐƚƵĚĞŶƚ EƵƌƐĞ ůŽŽŬŝŶŐ ĨŽƌ ƚŚĞ ƉĞƌĨĞĐƚ ŽƉƉŽƌƚƵŶŝƚLJ͍ ŽŶ͛ƚ ŵŝƐƐ ƚŚŝƐ džƉŽ͊ /ƚ͛Ɛ ƚŚĞ ƐŝŶŐůĞ ůĂƌŐĞƐƚ ŐĂƚŚĞƌŝŶŐ ŽĨ ŚĞĂůƚŚĐĂƌĞ ƉƌŽǀŝĚĞƌƐ͕ ĞĚƵĐĂƚŽƌƐ ĂŶĚ ƌĞĐƌƵŝƚĞƌƐ ĞǀĞƌ ĂƐƐĞŵďůĞĚ͕ ŝŶ ŽŶĞ ƉůĂĐĞ͕ Ăƚ ŽŶĞ ƟŵĞ͕ ŝŶ ƚŚŝƐ ĞŶƟƌĞ ƌĞŐŝŽŶ͊

ONE DAY ONLY...

SATURDAY, DEC. 1

ST

DĞƚƌŽƉůĞdž ǀĞŶƚ ĞŶƚĞƌ Ͳ >ŝƩůĞ ZŽĐŬ ͻ ϵĂŵ Ɵůů ϯƉŵ /ͲϰϯϬ Θ Žů͘ 'ůĞŶŶ ZŽĂĚ ͻ ϭϬϴϬϬ ŽůŽŶĞů 'ůĞŶŶ ZĚ͕ >ŝƩůĞ ZŽĐŬ ϳϮϮϬϰ

FREE iPADS! AWAY!

'/s

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pci@thinknurse.ĐŽŵ WůĂĐĞ ĞŵĂŝů ŝŶ ďŽĚLJ ŽĨ ƚĞdžƚ.

EŽ ŶĞĞĚ ƚŽ ďĞ ƉƌĞƐĞŶƚ ƚŽ ǁŝŶ͘ zŽƵƌ ŝŶĨŽƌŵĂƟŽŶ ǁŝůů ŶŽƚ ďĞ ƐŚĂƌĞĚ Žƌ ƐŽůĚ ƚŽ ĂŶLJ ŽƵƚƐŝĚĞ ƉĂƌƚLJ͘

$ϭϬϬ ' ^ '/s t z^͊ JEWELRY! AT DISCOUNT PRICES! ^/'E Z ^dz> , E '^͊ Help us Kick off ASBN’s 100 Year Celebration! 1913 FOR INFORMATION CALL MICHELE AT ϮϮϭͲϵϵϴϲ Ğdžƚ͘ ϭϭϮ

2013

A Century of Nursing Leadership The Arkansas State Board of Nursing

FARM BUREAU MEMBERS EXCLUSIVE SAVINGS AND OFFERS. SAVE OVER $2,000!

$500 FOR FARM

EXCLUSIVE

SAVINGS

BUREAU MEMBERS

on the purchase or lease of most new GM vehicles. Certain restrictions apply. Visit www.fbverify.com/gm.

FREE

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®

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Save time & money on your next new or used car or truck purchase. Program users have seen an average savings of $2,572 off MSRP. Visit FBVerify.com/Drive to get started

DEPOSIT ACCOUNTS; CREDIT CARDS; AUTO AND MORTGAGE LOANS

1-800-492-3276 www.farmbureaubank.com

Arkansas Farm Bureau Purchase Program Discounted Pricing not available in retail or dealer Sears stores. Complete details from ron.rowe@searshc.com or Ph. 931-553-2173.

Hearing Healthcare Benefits Plan Statewide network of Professional Audiologists and Specialists -FREE Hearing tests and discounted hearing instruments for members

20-25% ACTUAL SAVINGS 1-888-497-7447 www.clearvaluehearing.com

0 Upfront

after $99 instant savings Have your Farm Bureau membership number ready

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Save up to 20% off at Participating Choice Hotels

FARM BUREAU APPAREL Official Arkansas Farm Bureau-identified apparel and more now available.

www.FBApparel.com for special requests and details contact John Speck 847-622-4892 jspeck@promac.com

Call 800-258-2847 Mention your State ID# 00223030 Online Booking – www.choicehotels.com enter your ID#

DISCOUNT PRESCRIPTION

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866-758-0801 Ext. 203 North Little Rock, AR 72113 Contact: Bill Ross

$

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DRUG PROGRAM 10% discount on Grainger Products Account Number 805-059-599 Free Shipping for Online Orders s www.grainger.com

For information on program availability

call 1-866-292-7822

CHILD SAFETY SEATS for $25 each and

CHILD BOOSTER SEATS for $15 each Contact County Farm Bureau

Visit our website to learn more about savings www.arfb.com

®

Get what you want and save money - just in time for the holidays. Take advantage of Farm Bureau Bank’s special member rates on new and used recreational vehicle loans, plus flexible terms and affordable protection plans.

Contact your local agent today! Existing Farm Bureau Bank recreational loans are excluded from this offer. *Rate disclosed as Annual Percentage Rate and is based on automated payments (ACH) and acquiring the Guaranteed Asset Protection (GAP) collateral protection product. The advertised APR of 3.99% is effective as of October 15, 2012. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee, which may be applicable). For a $25,050 SFDSFBUJPOBM WFIJDMF MPBO XJUI B UFSN PG NPOUIT B EBZ mSTU QBZNFOU EBUF BOE B "13 UIF NPOUIMZ QBZNFOU XJMM CF 5P RVBMJGZ GPS UIF EJTDMPTFE SBUF DVTUPNFS NVTU CF B 'BSN #VSFBV NFNCFS 3BUFT NBZ WBSZ CBTFE PO UIF BNPVOU mOBODFE UFSN BOE mSTU QBZNFOU EBUF /PO NFNCFS SBUFT NBZ WBSZ 3BUFT BSF TVCKFDU UP DIBOHF XJUIPVU OPUJDF 'JOBODF DIBSHFT BDDSVF GSPN origination date of the loan. The APR may increase during the term of the loan if automatic payments are discontinued for any reason. Some restrictions apply based on the make and model of WFIJDMF PGGFSFE BT DPMMBUFSBM "MM MPBOT BSF TVCKFDU UP DSFEJU BQQSPWBM WFSJmDBUJPO BOE DPMMBUFSBM FWBMVBUJPO 0UIFS SBUFT BOE mOBODJOH PQUJPOT BSF BWBJMBCMF /PO NFNCFS SBUFT NBZ CF IJHIFS UIBO QPTUFE SBUFT 5IJT PGGFS JT OPU BWBJMBCMF JO BMM TUBUFT BOE SBUFT BOE UFSNT BSF TVCKFDU UP DIBOHF XJUIPVU OPUJDF 3BUFT BOE mOBODJOH BSF MJNJUFE UP WFIJDMF NPEFMT BOE OFXFS BOE TVCKFDU UP DIBOHF 'BSN #VSFBV #BOL EPFT OPU mOBODF UPUBMFE SFCVJMU PS TBMWBHFE WFIJDMFT #BOLJOH TFSWJDFT QSPWJEFE CZ 'BSN #VSFBV #BOL '4#

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