Know the Process To Apply for Pradhan Mantri Rozgar Yojana
What is Pradhan Mantri Rozgar Yojana – PMRY ? The Pradhan Mantri Rozgar Yojana or PMRY is a Central Government Scheme. By providing self-employment opportunities, it works to provide financial assistance to the unemployed youth in the country. Its loan tenure is from 3 years to 7 years. This Pradhan Mantri Rozgar Yojana was announced in 1993. Under this scheme, people who wish to do business in the country will be given loans.
Benefits of Applying for Pradhan Mantri Rozgar Yojana Loan ● ● ● ● ●
Simple Eligibility Criteria Minimal Documentation Training Facility Easy EMIs 100% Transparency in Process
Eligibility Criteria for Pradhan Mantri Rozgar Yojana ● ● ● ●
Applicants should be between the age of 18 years and 35 years. Applicants should have passed at least the 8th standard Their annual family income should not exceed Rs.40,000. Applicants should be permanent residents of the given region and must have stayed there for a minimum of 3 years. ● Must not be a beneficiary of other government backed-subsidy programs. ● They must not have any default history.
Documents Required for Pradhan Mantri Rozgar Yojana ● ● ● ● ● ●
Proof of residence - ration card, Adhaar card, passport, etc. Proof of date of birth - birth certificate, TC from school, SSC certificate, etc. Driving license Technical certificate, qualification certificate, etc. EDP training certificate A copy of the proposed project
How to Apply for the PMRY Loan ? ● ● ● ●
Step 1 – Visit the official website PMRY’s. Step 2 – Download PMRY scheme application form. Step 3 – Fill up the form with the all total required information. Step 4 – Scan and upload essential documents and attach them to the application form. ● Step 5 – Submit the duly filled application form along with required documents to the designated bank/financial institution.
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