Ranking bancos

Page 1

RAN KI NG BANCA MEXICANA

RAN KI NG BANCA MEXICANA Elaboró: Raúl Olmedo

64

Resultado Neto

7 3 10 5 13 2 1 14 11 9 15 8 4 26 18 21 12 6 17 22 19 16 24 41 29 34 32 28 25 31 23 27 20 33 37 38 30 36 42 35 39 45 46 43 44 40 47

Ingresos

ROE

99.4 99.2 98 97.5 98.8 98.3 97.9 97.6 96.7 96.5 96.4 95.3 95 94.6 94.3 93.9 93.7 93.1 92.3 91.9 89.9 89.3 88.9 87.4 87.3 86.3 85.6 84.5 83.9 82.5 82.1 81 78.4 77.1 76.7 76.5 76 75.3 73 72.3 71.4 69.5 68.2 66.5 66.3 66 63.5

IMOR

índice

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47

Nombre Banca Múltiple

1 17 14 12 5 29 37 21 2 13 22 28 31 11 20 23 7 18 15 9 10 16 19 3 8 25 4 6 27 34 40 30 42 26 38 24 41 32 39 45 33 35 36 44 43 47 46

11 1 4 15 12 10 13 3 22 20 7 19 23 2 9 8 26 31 17 16 27 30 14 6 21 5 25 34 33 18 29 39 42 38 24 32 36 35 28 45 41 37 40 44 43 47 46

8 1 3 9 10 7 11 2 15 16 12 14 17 4 6 5 23 24 19 20 25 26 22 47 28 13 32 33 29 30 21 34 18 35 31 39 27 36 46 37 40 43 44 41 45 38 42

Interacciones BBVA Bancomer Banorte Banregio Banco del Bajío Compartamos Bancoppel Santander Monex Banca Mifel Banco Azteca American Express Consubanco Banamex Scotiabank Inbursa CIBanco Inter Banco Invex Multiva Bansí Banco Base Afirme Bank of America Ve por Más HSBC Actinver Banco Bancrea Volkswagen Bank Banco Ahorro Famsa

ROA

2016

Ranking

15 9 10 6 14 1 4 17 19 13 11 2 3 22 18 7 23 16 28 27 24 21 35 38 32 36 33 25 8 29 20 5 26 31 37 39 30 34 40 12 41 44 42 43 46 45 47

M A RZO 20 17

Resultados Financieros de la Banca Múltiple Ingresos totales 2016 / mdd

Bank of Tokyo-Mitsubishi UFJ

Forjadores Barclays Autofin J.P. Morgan ABC Capital Deutsche Bank Inmobiliario Mexicano Banco Credit Suisse Dondé Banco Finterra Bankaool Investa Bank UBS Sabadell Pagatodo ICBC

mundoejecutivo.com.mx

1,170.23 13,180.72 6,447.46 682.70 973.51 1,384.19 797.22 7,296.67 194.31 303.50 2,659.03 353.47 182.39 8,820.62 2,134.94 2,473.83 136.11 57.78 446.70 461.85 135.14 58.92 772.76 2,959.15 238.99 3,246.66 153.92 53.98 54.46 375.69 69.66 30.54 18.04 31.67 157.57 56.18 43.40 51.37 112.22 5.51 25.90 32.45 26.06 5.70 11.62 0.75 1.93

Ingresos por intereses 2016 / mdd

839.48 10,437.45 5,254.13 621.58 832.85 1,318.67 638.79 5,826.86 176.68 281.63 2,533.13 182.38 178.16 6,825.34 1,860.13 2,061.25 103.63 51.11 362.47 407.94 110.35 58.66 700.50 2,953.73 229.92 2,619.66 87.85 52.27 54.46 184.63 66.29 30.25 18.04 28.53 132.39 39.26 29.31 35.22 79.51 5.51 25.90 29.96 25.90 3.06 11.43 0.56 1.90

Comisiones y tarifas cobradas 2016 / mdd

330.75 2,743.27 1,193.34 61.13 140.67 65.53 158.43 1,469.81 17.63 21.88 125.91 171.09 4.22 1,995.28 274.81 412.58 32.47 6.67 84.24 53.92 24.79 0.26 72.26 5.42 9.08 627.00 66.07 1.71 0.00 191.06 3.38 0.29 3.14 25.18 16.91 14.09 16.15 32.71 0.00 2.50 0.16 2.65 0.19 0.19 0.04

Resultado antes de impuestos a la utilidad 2016 / mdd

228.29 3,202.68 1,526.45 252.13 223.70 346.77 196.13 1,562.85 104.37 55.92 184.81 107.51 63.61 1,275.14 427.06 677.86 27.79 22.65 39.77 39.50 22.87 18.20 28.12 -72.49 12.01 168.78 6.82 5.22 11.27 6.82 24.69 1.96 48.07 1.59 24.24 -4.42 11.50 0.06 -32.20 0.52 -4.34 -9.72 -11.37 -7.08 -30.85 -2.14 -9.39

Resultados Financieros de la Banca Múltiple Activo Total Dic 2016 Tasa de mdd crecimiento

Cartera Total 1/ Dic 2016 Tasa de mdd crecimiento

Captación Total Dic 2016 Tasa de mdd crecimiento

Capital Contable Dic 2016 Tasa de mdd crecimiento

9,802.93 92,748.68 49,946.70 4,729.71 8,549.57 1,529.31 2,299.70 65,782.06 4,286.45 2,619.09 6,327.44 835.53 424.02 54,397.59 18,455.96 17,654.62 1,495.65 690.48 4,142.65 4,185.58 1,203.29 921.88 6,020.61 6,763.61 2,314.44 31,635.14 941.14 416.14 287.33 1,224.40 1,568.87 33.90 2,666.21 262.59 4,754.11 294.00 1,429.63 280.80 1,769.63 30.75 196.89 144.34 144.14 241.27 362.45 13.70 46.07

5,581.47 49,378.08 27,514.92 3,857.96 6,172.61 1,216.06 783.96 28,696.15 899.79 1,632.71 3,247.89 500.57 283.08 29,074.69 12,224.01 13,763.33 444.11 308.75 819.10 2,998.61 607.85 212.05 1,110.02 264.79 1,432.44 13,493.54 539.13 363.59 239.45 687.98 504.12 25.84 183.00 294.67 236.30 237.27 32.25 10.49 169.71 121.52 104.82 239.16 25.66

5,825.92 51,173.92 28,966.98 3,465.55 6,595.47 907.30 1,951.64 33,663.48 1,431.99 1,655.30 4,963.39 457.68 260.10 34,422.27 13,429.75 11,301.60 983.81 427.39 1,072.63 3,565.71 592.89 314.25 1,587.13 1,465.65 1,532.05 16,462.89 752.11 349.11 177.12 1,026.54 1,018.28 13.99 160.09 218.16 474.33 237.62 233.47 323.64 4.38 155.23 115.59 113.28 279.55 0.04 18.39

664.21 7,712.09 4,504.79 628.13 847.08 535.26 309.54 5,201.18 319.07 210.38 705.86 285.66 141.05 7,366.77 1,999.74 4,270.34 99.65 53.11 197.28 261.40 93.70 74.14 190.93 265.55 167.58 2,495.20 99.24 50.66 82.80 160.00 205.68 17.64 233.37 34.10 377.48 51.51 189.64 41.32 91.64 23.15 36.14 24.00 18.53 28.93 66.24 13.62 25.81

%

10.87 12.60 15.24 -1.24 16.36 14.86 33.67 16.50 36.47 24.93 8.46 24.60 6.45 -2.46 11.17 24.34 27.80 4.98 -10.98 24.60 13.32 21.87 1.03 29.56 37.01 16.39 4.87 40.39 7.35 16.39 20.39 19.57 -47.01 10.35 49.31 28.69 -40.14 14.73 47.00 22.68 n.d. 18.55 -37.10 131.01 n.d. 9.52 n.d.

%

18.24 13.23 12.31 18.30 17.11 9.68 0.68 7.98 48.70 18.46 27.45 12.31 4.05 5.79 17.24 19.16 24.83 19.80 6.23 9.55 16.76 103.60 18.74 39.80 25.30 12.26 20.62 42.16 1.92 10.88 18.61 13.15 n.d. 16.77 97.14 41.03 n.d. 19.35 46.06 327.91 n.d. 11.20 29.68 n.d. n.d. n.d. n.d.

%

22.53 8.29 7.26 17.52 8.15 9.39 33.75 15.55 50.12 14.93 6.77 40.27 -2.07 9.05 20.30 27.13 41.46 32.81 13.72 21.33 13.20 122.43 13.04 0.64 28.57 6.68 23.29 38.92 5.49 14.62 28.75 48.20 n.d. 45.04 36.51 35.58 -100.00 16.14 -21.23 83.06 n.d. 19.62 6.92 n.d. n.d. 132.45 n.d.

%

18.25 9.51 -9.40 18.78 17.91 18.34 33.09 -3.90 14.41 16.24 13.77 14.47 23.21 3.61 16.68 10.25 14.72 22.50 14.31 17.01 10.89 10.15 9.07 -8.02 9.80 11.31 9.06 17.37 9.08 18.41 7.33 6.41 11.18 3.65 1.79 4.90 3.47 4.81 -13.95 8.39 n.d. 12.81 -22.33 16.14 n.d. 9.29 n.d.

mundoejecutivo.com.mx

Resultado Neto 2/ Dic 2016 Tasa de mdd crecimiento %

181.95 2,521.68 1,138.86 181.38 169.98 244.71 143.16 1,192.27 65.33 50.64 133.49 77.36 40.26 800.26 331.01 590.84 20.00 14.91 33.91 31.29 14.07 13.29 20.43 -37.52 11.92 88.91 5.07 4.13 8.89 8.71 22.33 1.72 36.67 1.59 6.00 -2.02 12.63 0.88 -21.40 0.52 -2.62 -8.61 -11.37 -7.08 -20.37 -1.30 -8.36

10.04 16.42 11.29 35.93 50.22 7.71 86.41 11.06 53.56 43.87 24.78 11.83 -17.41 -11.94 -6.06 -21.70 9.00 62.49 27.13 -47.20 15.52 -15.62 95.33 -282.68 46.49 -268.37 265.10 80.98 -24.62 22.04 120.66 20.49 314.61 104.82 37.07 -451.85 -61.05 158.40 -3,023.37 -175.76 n.d. -6.33 328.21 -46.34 n.d. -18.37 n.d.

M A RZO 20 17

65


RAN KI NG BANCA MEXICANA

66

Resultado Neto

7 3 10 5 13 2 1 14 11 9 15 8 4 26 18 21 12 6 17 22 19 16 24 41 29 34 32 28 25 31 23 27 20 33 37 38 30 36 42 35 39 45 46 43 44 40 47

Ingresos

ROE

99.4 99.2 98 97.5 98.8 98.3 97.9 97.6 96.7 96.5 96.4 95.3 95 94.6 94.3 93.9 93.7 93.1 92.3 91.9 89.9 89.3 88.9 87.4 87.3 86.3 85.6 84.5 83.9 82.5 82.1 81 78.4 77.1 76.7 76.5 76 75.3 73 72.3 71.4 69.5 68.2 66.5 66.3 66 63.5

IMOR

Índice

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47

Nombre Banca Múltiple

ROA

2016

Ranking

15 9 10 6 14 1 4 17 19 13 11 2 3 22 18 7 23 16 28 27 24 21 35 38 32 36 33 25 8 29 20 5 26 31 37 39 30 34 40 12 41 44 42 43 46 45 47

1 17 14 12 5 29 37 21 2 13 22 28 31 11 20 23 7 18 15 9 10 16 19 3 8 25 4 6 27 34 40 30 42 26 38 24 41 32 39 45 33 35 36 44 43 47 46

11 1 4 15 12 10 13 3 22 20 7 19 23 2 9 8 26 31 17 16 27 30 14 6 21 5 25 34 33 18 29 39 42 38 24 32 36 35 28 45 41 37 40 44 43 47 46

8 1 3 9 10 7 11 2 15 16 12 14 17 4 6 5 23 24 19 20 25 26 22 47 28 13 32 33 29 30 21 34 18 35 31 39 27 36 46 37 40 43 44 41 45 38 42

Interacciones BBVA Bancomer Banorte Banregio Banco del Bajío Compartamos Bancoppel Santander Monex Banca Mifel Banco Azteca American Express Consubanco Banamex Scotiabank Inbursa CIBanco Inter Banco Invex Multiva Bansí Banco Base Afirme Bank of America Ve por Más HSBC Actinver Banco Bancrea Volkswagen Bank Banco Ahorro Famsa

M A RZO 20 17

Bank of Tokyo-Mitsubishi UFJ

Forjadores Barclays Autofin J.P. Morgan ABC Capital Deutsche Bank Inmobiliario Mexicano Banco Credit Suisse Dondé Banco Finterra Bankaool Investa Bank UBS Sabadell Pagatodo ICBC

mundoejecutivo.com.mx

RAN KI NG BANCA MEXICANA

Indicadores financieros ROA (Flujo 12 meses) 3/ Dic 2015 Nov 2016 Dic 2016

1.41 1.74 1.47 1.83 1.05 11.73 3.21 1.31 0.93 1.16 1.20 5.86 8.74 1.07 1.46 3.34 0.93 0.74 0.45 1.27 0.80 1.43 0.11 0.32 0.37 -0.12 0.10 0.65 2.97 0.49 0.60 3.25 0.15 0.23 0.09 0.17 0.77 0.10 0.04 -1.83 n.a -5.83 -0.96 -8.37 n.a -7.82 n.a

1.20 1.90 1.57 2.46 1.34 11.75 3.90 1.32 1.05 1.33 1.45 6.35 6.29 0.74 1.50 2.06 0.95 1.21 0.48 0.53 0.82 0.94 0.17 -0.21 0.24 0.25 0.25 0.56 2.30 0.53 0.99 3.37 1.06 0.70 0.18 -0.46 0.17 0.49 -0.54 -15.86 n.a -3.86 -1.65 -3.82 n.a -7.05 n.a

1.32 1.84 1.56 2.52 1.34 11.35 4.63 1.27 1.11 1.34 1.41 6.42 6.00 0.93 1.22 2.34 0.86 1.29 0.53 0.54 0.83 0.95 0.20 -0.39 0.37 0.19 0.35 0.76 2.05 0.50 1.02 3.53 0.75 0.40 0.08 -0.50 0.44 0.22 -0.79 1.41 -0.96 -4.08 -2.51 -3.00 -9.30 -6.30 n.a

Indicadores financieros

ROE (Flujo 12 meses) 4/ Dic 2015 Nov 2016 Dic 2016

20.13 20.26 13.67 16.77 10.65 32.24 23.76 13.13 10.97 14.63 11.72 14.50 31.48 8.15 14.43 12.99 14.63 15.26 10.43 18.88 9.67 16.04 3.90 4.62 3.60 -1.44 1.01 4.02 10.48 3.54 3.46 5.69 2.69 1.52 0.76 0.84 11.87 0.61 0.44 -2.07 n.a -31.06 -7.34 -33.51 n.a -7.90 n.a

17.26 22.43 14.13 20.06 13.65 33.41 28.65 13.91 13.39 16.42 13.34 18.32 21.70 5.59 14.18 8.28 15.20 19.03 10.85 8.29 10.00 11.87 6.33 -4.37 3.03 3.19 2.50 3.96 8.00 4.12 6.99 6.11 15.20 5.48 2.12 -2.44 1.72 3.08 -8.90 -18.94 n.a -23.93 -20.83 -20.13 n.a -7.11

18.86 21.77 14.37 20.19 13.73 32.20 34.04 13.65 14.27 16.66 12.93 18.66 20.45 7.01 11.46 9.49 13.85 20.03 11.87 8.47 10.09 12.08 7.14 -8.28 4.79 2.43 3.50 5.46 7.13 3.84 7.31 6.47 10.05 3.15 1.02 -2.65 4.24 1.38 -13.53 1.70 -5.80 -25.40 -31.56 -16.88 -21.86 -6.36 n.a

Dic 2015

IMOR 5/ Nov 2016

Dic 2016

Dic 2015

ICOR 6/ Nov 2016

Dic 2016

0.12 2.37 2.30 1.12 1.32 2.86 13.58 3.33 0.87 1.47 5.27 3.58 6.98 1.60 2.67 3.00 1.51 2.22 1.62 0.73 1.81 0.45 4.31 0.63 0.94 5.20 0.86 0.58 2.47 13.14 4.06 2.80 n.d. 5.18 n.d. 8.53 n.d. n.d. n.a 9.66 0.27 n.d. n.a n.d. n.a

0.07 2.32 1.93 1.64 1.27 3.82 16.90 2.48 0.39 1.77 2.69 3.83 9.26 1.52 2.42 2.62 1.97 2.32 1.93 1.41 1.51 2.36 3.61 0.63 1.49 3.24 0.74 1.08 3.53 12.84 4.90 n.d. 3.11 n.d. 2.85 n.d. 6.69 n.d. n.d. 9.34 11.70 8.15 n.d. n.d. n.d. n.d.

0.05 2.23 1.77 1.59 0.88 4.49 13.59 2.48 0.39 1.66 2.53 3.79 6.09 1.48 2.37 2.71 1.22 2.31 1.95 1.34 1.42 2.16 2.34 0.53 1.27 2.95 0.68 1.07 3.40 12.12 n.d. 5.23 n.d. 2.99 n.d. 2.76 n.d. 6.14 n.d. n.d. 8.24 12.21 13.49 n.d. n.d. n.d. n.d.

1,422.69 128.23 113.84 196.11 122.98 179.78 145.45 108.19 162.43 86.64 200.35 263.85 163.61 266.83 111.87 146.37 133.59 108.43 208.09 292.30 283.86 186.01 81.84 387.96 115.61 121.05 190.36 166.06 173.44 103.82 n.d. 163.23 n.d. 105.06 n.d. 56.48 n.d. 47.56 n.d. n.d. n.a 58.80 778.91 n.d. n.d. n.d. n.a

1,730.42 133.12 133.68 143.21 153.29 165.33 140.84 133.92 370.16 85.00 301.62 280.27 99.13 281.32 124.85 155.32 123.08 104.30 196.91 137.22 354.08 71.66 89.92 274.71 83.11 141.27 214.29 112.12 145.52 106.74 n.d. 144.58 n.d. 91.20 n.d. 70.32 n.d. 57.21 n.d. n.d. 52.34 58.47 62.50 n.d. n.d. n.d. n.d.

2,565.26 132.13 138.58 147.56 181.16 150.54 161.40 135.62 409.58 87.98 309.06 285.25 147.45 282.07 119.39 155.60 148.87 112.48 199.13 142.31 373.44 120.25 118.62 306.16 92.92 150.84 234.57 111.74 145.32 110.43 n.d. 143.38 94.17 n.d. 74.05 n.d. 60.51 n.d. n.d. 53.83 56.49 59.39 n.d. n.d. n.d. n.d.

EPRC / Cartera Total 7/ Dic 2015 Nov 2016 Dic 2016

1.67 3.04 2.61 2.20 1.63 5.14 19.74 3.60 1.41 1.28 10.56 9.44 11.43 4.27 2.99 4.40 2.02 2.41 3.37 2.13 5.14 0.83 3.53 2.43 1.09 6.29 1.63 0.97 4.29 13.64 0.87 6.62 n.d. 2.95 2.77 2.93 n.d. 4.06 0.51 7.69 n.a 5.68 2.13 n.d. n.d. n.a

mundoejecutivo.com.mx

1.20 3.09 2.59 2.35 1.94 6.31 23.80 3.32 1.44 1.50 8.12 10.73 9.18 4.28 3.03 4.08 2.43 2.42 3.80 1.94 5.36 1.69 3.24 1.74 1.24 4.58 1.58 1.21 5.13 13.71 0.95 7.08 n.d. 2.84 1.74 2.01 n.d. 3.83 0.51 4.89 4.89 6.84 5.10 1.01 2.66

1.28 2.94 2.46 2.35 1.60 6.76 21.94 3.37 1.60 1.46 7.83 10.82 8.97 4.18 2.83 4.22 1.81 2.60 3.87 1.90 5.32 2.60 2.77 1.62 1.18 4.45 1.60 1.19 4.94 13.38 0.81 7.50 n.d. 2.82 2.14 2.04 n.d. 3.71 0.51 4.60 4.44 6.90 8.01 1.17 2.61

M A RZO 20 17

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RAN KI NG BANCA MEXICANA

Resultado Neto

7 3 10 5 13 2 1 14 11 9 15 8 4 26 18 21 12 6 17 22 19 16 24 41 29 34 32 28 25 31 23 27 20 33 37 38 30 36 42 35 39 45 46 43 44 40 47

Ingresos

ROE

99.4 99.2 98 97.5 98.8 98.3 97.9 97.6 96.7 96.5 96.4 95.3 95 94.6 94.3 93.9 93.7 93.1 92.3 91.9 89.9 89.3 88.9 87.4 87.3 86.3 85.6 84.5 83.9 82.5 82.1 81 78.4 77.1 76.7 76.5 76 75.3 73 72.3 71.4 69.5 68.2 66.5 66.3 66 63.5

IMOR

índice

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47

Nombre Banca Múltiple

ROA

2016

Ranking

15 9 10 6 14 1 4 17 19 13 11 2 3 22 18 7 23 16 28 27 24 21 35 38 32 36 33 25 8 29 20 5 26 31 37 39 30 34 40 12 41 44 42 43 46 45 47

1 17 14 12 5 29 37 21 2 13 22 28 31 11 20 23 7 18 15 9 10 16 19 3 8 25 4 6 27 34 40 30 42 26 38 24 41 32 39 45 33 35 36 44 43 47 46

11 1 4 15 12 10 13 3 22 20 7 19 23 2 9 8 26 31 17 16 27 30 14 6 21 5 25 34 33 18 29 39 42 38 24 32 36 35 28 45 41 37 40 44 43 47 46

8 1 3 9 10 7 11 2 15 16 12 14 17 4 6 5 23 24 19 20 25 26 22 47 28 13 32 33 29 30 21 34 18 35 31 39 27 36 46 37 40 43 44 41 45 38 42

Interacciones BBVA Bancomer Banorte Banregio Banco del Bajío Compartamos Bancoppel Santander Monex Banca Mifel Banco Azteca American Express Consubanco Banamex Scotiabank Inbursa CIBanco Inter Banco Invex Multiva Bansí Banco Base Afirme Bank of America Ve por Más HSBC Actinver Banco Bancrea Volkswagen Bank Banco Ahorro Famsa

Fuente: Comisión Nacional Bancaria y de Valores y Economática Elaborado por Raúl Olmedo, Yesenia Rivera y Junuetc Sosa

Bank of Tokyo-Mitsubishi UFJ

Forjadores Barclays Autofin J.P. Morgan ABC Capital Deutsche Bank Inmobiliario Mexicano Banco Credit Suisse Dondé Banco Finterra Bankaool Investa Bank UBS Sabadell Pagatodo ICBC

RAN KI NG BANCA MEXICANA

Información Operativa

Información Operativa

Sucursales

Cajeros AutomÁticos

Número de Terminales Punto de Venta (TPV)

Número de Transacciones en TPV

1 1,834 1,178 146 295 132 992 1,226 12 62 1,743 n.d. 1 1,492 572 668 183 71 1 50 11 11 184 1 17 974 67 3 1 452 1 46 1 14 1 2

n.d. 11,395 7,661 275 585 2 689 6,698 n.d. 65 898 n.d. n.d. 8,064 1,793 850 138 263 n.d. 653 489 n.d. 1,485 n.d. n.d. 5,471 n.d. n.d. n.d. 219 n.d. n.d. n.d. 20 n.d. 3 n.d. n.d. n.d. n.d. n.d. 5 n.d. n.d. n.d. n.d. n.d.

n.d. 246,204 150,910 17,091 35,208 n.d. n.d. 166,953 5,140 4,778 n.d. n.d. 102,728 24,688 65,627 n.d. 228 n.d. 5,105 101 n.d. 20,365 n.d. n.d. 41,703 n.d. n.d. n.d. 4,139 n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. 232 n.d. n.d. n.d. 10,860 n.d.

n.d. 46,604,968 23,301,107 1,961,925 3,090,893 n.d. n.d. 20,306,201 599,383 1,174,624 n.d. n.d. 35,748,608 3,844,701 4,835,043 n.d. 8,753 664,864 55,383 n.d. 2,777,022 n.d. n.d. 5,313,729 n.d. n.d. n.d. 224,792 n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. 140,521 n.d. n.d. n.d. 43,007 n.d.

1 1 41 n.d. 2 1 1 n.d. n.d. n.d.

Notas: 1/ Para la cartera total se considera la información de cartera de los bancos junto con la cartera de sus respectivas Sociedades Financieras de Objeto Múltiple Reguladas con las que consolidan. 2/ Respecto al resultado neto se muestran saldos acumulados al cierre de mes. 3/ ROA = Resultado Neto (flujo 12 meses) / Activos Totales, promedio 12 meses.

4/ ROE = Resultado Neto (flujo 12 meses) / Capital Contable, promedio 12 meses. 5/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total.

Número de Personal Contratado por Terceros

n.d. 31,132 2,296 3,797 17 17,784 n.d. 3,081 215 37 32,129 1,690 1,465 n.d. 743 4,274 39 n.d. 175 n.d. n.d. 21 n.d. 73 8 2,174 130 351 6,018 3 66 432 216 87 112 131 n.d. 155 42 131 30 n.d.

Número de Personal Contratado por la Entidad

Número de Contratos de Tarjetas de Crédito

Número de Contratos de Tarjeta de Débito

Núm. Contr. para Trans. a través del Tel. Celular

Número de Establecimientos con TPV

636 1 18,669 39 4,337 1 11,842 14,630 1,535 937 n.d. 1 n.d. 30,450 8,809 2,544 1,819 593 881 309 722 1,930 179 873 15,055 1,631 146 1 1 144 879 1 281 1 244 68 342 52 319 n.d. 1 180 4 174 35

n.d. 6,001,978 1,734,918 73,848 53,684 n.d. 3,468,177 2,996,143 n.d. 3,274 n.d. 443,576 51,102 7,265,011 529,617 1,939,016 n.d. 1,055 203,832 n.d. n.d. n.d. 37,760 n.d. n.d. 1,383,336 n.d. n.d. n.d. 27,818 n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d.

n.d. 21,505,097 16,095,840 241,742 655,562 457,405 17,928,448 9,209,508 n.d. 17,453 6,800,381 n.d. 36 17,605,326 2,840,770 2,015,336 27,586 9,496 n.d. 326,902 1,380 n.d. 769,597 n.d. 1,811 4,940,325 9,040 n.d. n.d. 1,159,565 n.d. n.d. n.d. 18,098 n.d. 171 219 11,164 n.d. 5,046 n.d. n.d. n.d. 414 n.d.

n.d. 3,275,686 210,265 n.d. 65,487 91,976 n.d. n.d. n.d. n.d. n.d. n.d. n.d. 8,569,180 n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d.

n.d. 181,377 107,083 14,984 30,416 n.d. n.d. 109,890 n.d. 4,012 4,778 n.d. n.d. 76,897 20,856 59,646 n.d. 224 n.d. 4,109 63 n.d. 18,054 n.d. n.d. 29,242 n.d. n.d. n.d. 3,591 n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. n.d. 354 n.d. n.d. n.d. 10,860 n.d.

6/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. Para efectos de presentación se limita a 1,000% el cálculo y en caso de superar esta cifras se anota n. s (cifra no significativa). 7/ Se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento.

8/ Esta considerado en pesos. */ En todos los casos se presentan las instituciones en orden descendente por tamaño de activo total en el mes de análisis más reciente.


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