ISSUE 118 | FREE
ASHEBORO
MAGAZINE
ALL INSURANCE FOR YOU
we’re here for you During this time of uncertainty, count on Wake Forest Baptist Health to keep you safe, healthy and informed, with: • Multiple respiratory assessment sites • Expanded online video and telephone health visits • Helpful podcasts with vital information As your routines change, our commitment won’t — we are here for you. Find the latest updates at WakeHealth.edu/CoronaVirus Have COVID-19 questions? Call 336-70-COVID
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Publisher
Sherry B. Johnson sherry@asheboromagazine.com
Contributors
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IN THIS ISSUE ALL INSURANCE FOR YOU
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Community News
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Senior living
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At the YMCA
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Publisher’s COMMUNITY Letter NEWS
I
hope you are having a great fall. Indications are coming in from the persimmon seeds and the wooly worms that it's going to be a cold winter, if not snowy. I'd love to see one good snow storm before next spring, but it's probably not in the cards this year. But the cooler weather does bring on my favorite holiday - Thanksgiving. I love spending the day cooking for family and enjoy spending time in grateful reflection of the things that have happened throughout the past year. I hope you and your family have a wonderful Thanksgiving! With the holidays fast approaching, it's more important than ever to try to support our wonderful local businesses and shop local when you are looking for great Christmas gifts. With supply and shipping issues this season, it would be so much better to support our wonderful local shops and restaurants who are owned by people who live here and contribute tremendously of their time and money to our community. I hope you enjoy this issue of Asheboro Magazine - lots of great additions coming to the magazine next year, whether you read it online or pick up a hard copy, it's going to be an awesome year.
Have a very Happy Thanksgiving, and save me some pumpkin pie!! Enjoy this issue and see you next month!
Sherry
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Sally
All Insurance For You
B
randi Hill grew up in Kernersville. When she graduated from high school, she was not sure what direction she wanted to go for a career, so she worked for a temporary employment agency. One of the placements was working for the Virginia Carolina Group. They liked her so much they offered her full-time employment and sent her to school to get her property and casualty (home & auto) insurance licenses. She worked for them for several years, until they retired and sold the business to High Point Bank. She transferred with the merger, but over time felt she wasn’t being challenged enough. She took over running her husband’s side business helping people with durable medical equipment. There she was approached by a Humana employee that shared the opportunity of helping people with Medicare insurance. She spent five years at Humana, learning the ins and outs of Medicare.
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She met her husband Clint on a cruise-in on Fayetteville Street. He saw her drive by, told his friends to pull over because he had just seen the woman he was going to marry. He hopped out of the car and a year and a half later they were married! After the birth of their second child, the stress of juggling being a mom with corporate life began to wear her down, and Clint encouraged her that they should go out on their own and start their own agency. He was confident they would succeed, so she took the leap of faith, and they opened their own agency. They worked out of their home from 2012 to 2014 but having two little ones at home and trying to run a business was a challenge. In 2014, they opened All Insurance For You’s office on Hwy 49 in Asheboro and hired Chris Alvarez, their first agent for the new business. They grew the business tremendously over the next few years. Clint was offered a position with Aetna Insurance that he could not turn down, so Brandi took over full-time and hired her mom to join the team, sending her to school to get her licenses as well. They have grown leaps and bounds through word of mouth and referrals. In 2020, she purchased an agency in the Welcome community of Davidson County from agents who were retiring. That acquisition brought Kevin Adams to her team, another full-time agent, and then she hired Tatum Alverson, another full-time agent to work in the Davidson County office. Brandi now splits her time between the Asheboro and Welcome offices. Brandi is proud of the team she has working for her. The agents genuinely care about their clients and finding the right product to fit their needs.
“If I could have cloned myself, I could not have done a better job of finding people who share my values and compassion for our clients.”
- Brandi Hill
When Clint and Brandi started the agency, there was a “stigmatism” around insurance companies and agents. They have since turned that around and through hard work for their clients, have let people know they truly care about them, and are not just there for a quick sale. One of the reasons they like being an independent agency is they can tailor the coverage for the client, not shoehorn the client into a coverage that might not be right for them. They listen to their clients and take the time to really learn about their situation – not just insurance needs, but any and all resources they might be able to steer their clients to help them in their day to day lives. “What sets us apart from a lot of the insurance agents is we stay in touch with our clients throughout the year, not just at renewal time. Keeping up with what’s going on in their lives is the best way we can help offer them the coverage that fits their individual needs.” There is always someone in the office to answer the phone and talk. Clients often reach out with questions or to discuss things that come up throughout the year. Right now, at the agency, the focus is on
Chris Alvarez asheboromagazine.com | 9
membership is included in coverage, whatever is important to that client and could affect which coverage is right for them, they go over it in detail. Brandi’s team does a lot of research to see what resources are available to help reduce the out-ofpocket expenses of their clients, including reaching out to manufacturers of the medications they are on, federal or state agencies who might be able to assist, or even local community organizations to get a reduction in cost or sometimes even free medications.
Kevin Adams Medicare enrollment. The enrollment period opened on October 15th and runs through December 7th, and the Affordable Care Act enrollment follows closely from November 1st to January 15th. They represent all of the companies in that field, and they train every year to understand the ins and outs of all the changes that happen in that marketplace from year to year. In addition to Medicare, they offer all the major insurance categories, including competitive rates on Dental and Vision plans, as well as life insurance, which over the past two years has seen a dramatic increase in business due to COVID-19. They also have a great out of pocket protection plan that pays you cash for gaps in your coverage and offers solutions to cover those unexpected expenses. This coverage is great for maternity costs, insurance deductibles, and other bills. Each year, Brandi and her team work very hard to make sure their clients are in the right plan for their circumstances. They review a client’s list of medications, especially expensive medications, doctors in-network, whether or not a gym 10 | asheboromagazine.com
“It’s more than just selling insurance - we are educators, not pushy salespeople. Once we understand what is important to you, we can tailor a plan to fit you, not tell you what you need with no other information.”
Tatum Alverson
which network they belong to and what resources are available and can help someone navigate all of that while choosing the plan that best fits their individual needs. Brandi invites clients to drop by throughout the year and have a cup of coffee, because when life comes at you, your insurance can be your best friend and the more she understands your situation, the better she and her team can assist you in dealing with those unexpected bumps in the road.
Charlotte Slayton One of Brandi’s biggest pet peeves is the commercials she sees on TV or the internet that make it sound like one phone call can solve all of your insurance needs. They are misleading and you could get plugged into the wrong plan for you if you do not have a local agent working hard on your behalf. Because Brandi and her agents live in the area, they understand the local medical community,
“We are here to help, be a trusted advisor and have no agenda other than to make sure you and your family are covered. We charge nothing for a consultation and would love to sit down and assess your needs and review your current coverages to see if we can help.” All Insurance For You is located at 323 NC Hwy 49 S, Suite F (next to Karie’s Kloset) in Asheboro, or 5968 A Old US Hwy 52 in Lexington or you can reach them at 336.736.8413. The coffee is on – stop by today!
All Insurance FOR YOU
asheboromagazine.com | 11
Ask the COMMUNITY expert Taxes NEWS
NINE IRS AUDIT RED FLAGS
YOUR ACTIONS CAN INCREASE THE CHANCES OF THE IRS GIVING YOUR TAX RETURN A CLOSER LOOK
Y
ou may be wondering about your odds of an IRS audit. Most people can breathe easy. The vast majority of individual returns escape the IRS audit machine. In 2019, the IRS audited only 0.4% of all individual tax returns, and 80% of these exams were conducted by mail, meaning most taxpayers never met with an IRS agent in person. The individual audit rate is even lower for 2020. That said, your chances of being audited or otherwise hearing from the IRS escalate depending on various factors. Obviously, failing to report income shown on 1099s and W-2s will increase your audit chances. Math errors may draw IRS inquiry (although they'll rarely lead to a full-blown exam). Claiming certain tax deductions is something else that can trigger a closer look at your return. Other actions or activities can boost the odds of an audit, too. So, to be on the safe side, retirees should check out these 9 red flags that could increase the chances that the IRS will give your return unwelcome attention.
Schedule C had an audit rate of 0.4%. The rate is 1% for Schedule C filers. Report $1 million or more of income? In 2019, 2.4% of these returns were audited. The IRS has been lambasted for putting too much scrutiny on lower-income individuals who take refundable tax credits and ignoring wealthy taxpayers. Partly in response to this criticism, very wealthy individuals are once again in the IRS's crosshairs. We're not saying you should try to make less money — everyone wants to be a millionaire. Just understand that the more income shown on your return, the more likely it is that you'll be hearing from the IRS.
Failing to Report All Taxable Income Failing to report taxable income from wages, dividends, pensions, IRA distributions, Social Security benefits and other sources will almost certainly draw unwanted attention from the IRS. The IRS gets copies of all the 1099s and W-2s you receive. This includes the 1099-R (reporting payouts from retirement plans, such as pensions, 401(k)s and Making a Lot of Money IRAs), 1099-SSA (reporting Social Security benefits), Although the overall individual audit rate is only and 1099-K (reporting online payment sources such as about one in 250 returns, the odds increase as your PayPal, Airbnb, etc.). The IRS's computers are pretty good income goes up, as it might if you sell a valuable piece at cross-checking the numbers on the forms with the of property or get a big payout from a retirement plan. IRS statistics for 2019 show that people with incomes income shown on your return. A mismatch sends up a between $200,000 and $1 million who do not file a red flag and causes the IRS computers to spit out a bill.
Ryan Dodson has a Masters in Accounting from North Carolina State University. He worked in public accounting with Deloitte and Arthur Andersen. He and his wife Tiffany own and operate Liberty Tax Service. 405 East Dixie Drive•Asheboro, NC 27203 (336) 629-4700 12 | asheboromagazine.com
So, be sure to report all income, whether or not you receive a form such as a 1099. For example, if you got paid for tutoring, giving piano lessons, driving for Uber or Lyft, dog walking, house sitting or pet sitting, or selling crafts through Etsy, the money you receive is taxable. Taking Higher-Than-Average Deductions If deductions on your return are disproportionately large compared with your income, the IRS may pull your return for review. A large medical expense could send up a red flag, for example. But if you have the proper documentation for your deduction, don't be afraid to claim it. There's no reason to ever pay the IRS more tax than you actually owe. Deducting Large Losses Reporting a big loss from the sale of rental property or other investments can also spike the IRS's curiosity, especially if the loss offsets income from wages, pensions, or other sources. Also on the IRS's radar are deductions taken for bad debt and worthless securities, especially if you report the amount as an ordinary loss. Donating a Conservation or Façade Easement Nothing much to say here….except. Don’t do it. Not Taking Required Minimum Distributions After being waived for 2020, required minimum distributions (RMDs) are back for 2021. And the IRS wants to be sure that owners of IRAs and participants in 401(k)s and other workplace retirement plans are properly taking and reporting them. The agency knows that some folks age 72 and older aren't taking their annual RMDs, and it's looking at this closely (prior to 2020, RMDs were required for people age 70½ and older). Those who fail to take the proper amount can be hit with a penalty equal to 50% of the shortfall. Also on the IRS's radar are early retirees and others who take payouts before reaching age 59½ and who don't qualify for an exception to the 10% penalty on these early distributions.
Running a Business Schedule C is a treasure trove of tax deductions for self-employed people. But it's also a gold mine for IRS agents, who know from experience that self-employed people sometimes claim excessive deductions and don't report all their income. The IRS looks at both highergrossing sole proprietorships and smaller ones. Sole proprietors reporting at least $100,000 of gross receipts on Schedule C, cash-intensive businesses (hair salons, restaurants and the like), and business owners who report a substantial loss and have income from other sources such as wages have a higher audit risk. Writing Off a Loss for a Hobby Your chances of "winning" the audit lottery increase if you file a Schedule C with large losses from an activity that might be a hobby, such as dog breeding, jewelry making, or coin and stamp collecting. Your audit risk grows if you have multiple years of hobby losses and you have lots of income from other sources. IRS agents are specially trained to sniff out those who improperly deduct hobby losses. So be careful if your retirement pursuits include trying to convert a hobby into a moneymaking venture. To be eligible to deduct a loss, you must be running the activity in a business-like manner and have a reasonable expectation of making a profit. If your activity generates profit three out of every five years (or two out of seven years for horse breeding), the law presumes that you're in business to make a profit, unless the IRS establishes otherwise. The analysis is trickier if you can't meet these safe harbors. That's because the determination of whether an activity is properly categorized as a hobby or a business is then based on each taxpayer's facts and circumstances. If you're audited, the IRS is going to make you prove you have a legitimate business and not a hobby. Be sure to keep supporting documents for all expenses. If you have any tax questions, please feel free to give us a call or drop by. We can be reached at 336-6294700 or 405 E. Dixie Drive, Suite J in Asheboro.
Claiming Rental Losses Claiming a large rental loss can command the IRS's attention. Normally, the passive loss rules prevent the deduction of rental real estate losses. But there are two important exceptions. If you actively participate in the renting of your property, you can deduct up to $25,000 of loss against your other income. This $25,000 allowance phases out at higher income levels. A second exception applies to real estate professionals who spend more than 50% of their working hours and more than 750 hours each year materially participating in real estate as developers, brokers, landlords or the like. They can write off rental losses. asheboromagazine.com | 13
COMMUNITY NEWS
RANDOLPH COUNTY COMMISSIONERS INVEST IN EARLY CHILDHOOD
O
n Monday, October 25, the Randolph County Commissioners voted to fund $300,000 for two early childhood projects that will run through Randolph Partnership for Children (RPC). RPC originally submitted a proposal in collaboration with Randolph County Public Library, Randolph County Public Health, and Randolph County Department of Social Services for American Rescue Plan (ARP) funds. The proposal included three years of funding to place three “navigator” positions in local libraries to bridge the gap between families in need and services available. At Monday night’s meeting, the Commissioners voted unanimously to move the application to its strategic plan budget and approve one year of the three-year project at $250,000. In that same motion and unanimous approval, RPC’s application for $50,000 for a Randolph County early childhood landscape study, which RPC submitted in collaboration with the Children’s Home Society, was also approved under the strategic plan budget. The library navigator project is a system of care approach which is intended to provide a safety net for families who need services. By placing social worker-type positions in libraries based in communities, families will have direct access to someone who can assist them overcome obstacles and access the services that can have a positive impact on their lives. RPC will contract with Randolph County Public Library to staff this project. “Sometimes, despite our best efforts, the path to services is too unclear, too bureaucratic, and too complicated,” Executive Director Lisa Hayworth said. “This project will help families navigate the paths, being intentional about anticipating questions, circling back to answer questions, and to clear the hurdles.” The landscape study is a six-month project that will begin in January 2022. The study will identify community assets, gaps in services, the “ratio” of prevention services to intervention services, families’ ability to find and follow
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through with services, and community dynamics that directly influence things like buy-in, stigma, funding, and potential for future innovation. RPC will contract with the Children’s Home Society Institute for Family to conduct the study. “My job was easy—to advocate for families and children, and workers who work tirelessly and passionately, and use funds wisely. Voices of parents like Sharee [Pemberton] and Jamee [Tate] have been heard and, for the very first time Randolph County is helping fund programs for our youngest children,” Commissioner Hope Haywood said in an email response to the RPC Board of Directors after the announcement. “I am proud our commissioners have shown they value children and families. Together we can have an impact. I look forward to seeing what our next chapter holds.” Budget amendments will be made at the Nov. 1 Commissioners meeting, after which the funding will be available through the County for these projects. ###
About the Randolph Partnership for Children: Since 1999, the Randolph Partnership for Children (RPC), a non-profit organization, has positively impacted the lives of Randolph County’s young children. As the community’s lead organization for young children and their families, RPC works with and through diverse agencies, individuals, organizations, and communities to ensure all children enter school healthy and ready to succeed in school and life. RPC is a United Way agency. For more information, visit www. randolphkids.org.
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asheboromagazine.com | 15
COMMUNITY NEWS
VINTAGE HOT RODS, LLC OPENS IN ASHEBORO
A
n untapped area of classic, antique vehicles and related automotive talent is how Candace Bongiovanni, Managing Member of Vintage Hot Rods, LLC, describes Randolph County. Candace, a small business owner in Lake Norman, recently moved into one of the largest commercial properties on the outskirts of town on Highway 64, a 3 acre, 6,400-square-foot buildings at 120 and 122 Spring Forest Road, Asheboro. Carolina Class Cars opened its doors for business on Saturday, October 16, 2021. Before opening, the buildings underwent extensive renovations, totalling over $400,000. Candace is originally from the area, having been raised in Randleman. “I used to complain about being raised in Randleman and I couldn’t wait to get away,” she said. “Now, I’m coming back, because I love it here and the business environment is good.” As the business gets up and running, Candace is busy connecting with the local chambers of commerce and getting to know business leaders as they tap into the automotive talent in Randolph County. Carolina Classic Cars offers classic, antique and hot rod vehicles and related financing, detailing, etc. They buy, sell and consign classic and antique vehicles. Much like Wayne Carini from the television show CHASING CLASSIC CARS, Carolina Classic Cars team is built of successful car collectors that have a true passion for fine vintage classic and rare exotic automobiles. From a young age, showroom manager Charlie Glass has developed a love for cars by working side by side with his best pal Mike Allen on dream machines like Chevelles, Camaros, and Mustangs and of course....let's not forget the all mighty Ford GTO. Candace became infatuated with the pristine condition of rare and unique vintage automobiles triggering a lifelong love of the need to become classic car collectors and now the venture into an aspiring classic car dealership.
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Carolina Classic Cars has built a team that has been mentored by some of the foremost classic car experts in the business. Mike Allen of Allen Automotive, a native of the Carolinas and a mechanic widely known as the go-to guy for classic car in need of repair has also joined the team at Carolina Classic Cars and has a wealth of knowledge in classic car performance, maintenance, and engine rebuild and of course value. He will be on-site for guidance for all your classic car needs and questions giving you expert advice on your journey to becoming a classic car collector and enthusiast. Carolina Classic Cars has an authentic story line where its team seeks out, acquires, refurbishes or restores as needed to bring rare classics back to life. Their team captivates the true passion for fine vintage automobiles by bringing them to the Carolinas offering them for sale to consumers that share the same passion.
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asheboromagazine.com | 17
COMMUNITY NEWS
Photo courtesy of the Miss Randolph County Pageant Committee
57TH MISS RANDOLPH COUNTY CROWNED
T
he Miss Randolph County Scholarship Pageant, under the guidance of the Kiwanis Club of Asheboro, crowned its 57th Miss Randolph County on Saturday, October 16th. Lauryn Mallard, a senior at the University of North Carolina at Greensboro, took home the crown as Miss Randolph County 2022. Mallard chose “St. Jude’s Research Children’s Hospital” as her Social Impact Platform. St. Jude’s Children’s Research Hospital is the frontrunner in curing cancer within children, among other life-threatening ailments and the families never have to be concerned with the costs. Mallard is the daughter of Tony and Rebecca Mallard. Mallard stated she “could never imagine a life without helping others.” Her career ambition is to be a Pediatrician and a third-world medical missionary. She will finish her Bachelor of Science in Nutritional Science with a triple minor in Biology, Chemistry, and Dance during her reign. First runner-up was earned by Karie Grace Shields, a graduate of Pfeiffer University. “Awaken Your Wonderfulness” is Shields’ community service platform. She is the daughter of Tommy and Vanessa Shields. Saturday night also saw the selection of Alyssa Millikan as Randolph County's seventh Outstanding Teen. She is a student at Uwharrie Charter Academy High School and is the daughter of Eric and Amy Hogan of Asheboro. Milliken’s Social Impact Platform is “Seeds of Hope,” a non-profit organization that cares for and empowers
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foster and at-risk youth to succeed in life. Millikan said “while promoting her platform she plans to encourage children and young adults, in all circumstances, that “despite what they were born into, their situation does not define their future or identity.” Heather Young, a home-schooled student, was chosen as the first runner-up in the Outstanding Teen division and her Social Impact Platform is “Chasing the Horizon”Childhood Cancer and Awareness. She is the daughter of Danny and Sandy Young. Cora Little will serve as Miss Randolph County's Carolina Princess and Danica Stocum as Randolph County's Outstanding Teen's Carolina Princess. Cora is the daughter of Scot and Tracy Little and Danica is the daughter of Keith and Cherese Stocum. In June, both Mallard and Milliken will compete at the Miss North Carolina Scholarship Competition and the Miss America's Outstanding Teen Competition in High Point in June for a chance to advance to the Miss America Pageant. Other areas of competition: Outstanding Teen: Congeniality: Alyssa Millikan Community Service: Alyssa Millikan Sally Stedman Talent Award: Heather Young Miss: Congeniality: Karie Grace Shields Community Service: Avery Combs Sally Stedman Talent Award: Lauryn Mallard
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asheboromagazine.com | 19
SERVING UP SMILES! DELIVERING NUTRITION AND INDEPENDENCE
A
re you looking for a volunteer opportunity that make a big difference in the lives of your neighbors? Look no further than volunteering with the Home Delivered Meals Program at Randolph Senior Adults Association. You can deliver meals and know you are doing your part to bring nutritious food and a social connection to your neighbors. Delivering meals is a simple and rewarding way to help seniors and people with disabilities in need of hot meals and a daily visit from a friendly face—and you can do it over your lunch hour! All you need to do is sign up, and you’ll be connected with your local senior center to get started. When you volunteer to deliver Home Delivered meals, you’re doing your part to guarantee meals are delivered to more than 400 seniors across Randolph County. You can volunteer to deliver meals once a week, once a month, with a friend, with a group or on your own – whatever works best for you! Delivering meals is also a great social activity – you can do it with a friend or a group and you’ll get to know your neighbors who also deliver. And you’ll leave knowing the eight to 10 people on your route received the nourishment and personal connection they need. Chances are you have questions about what is involved. Read on to learn more about our most
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Story & Photos by Jill Jackson
commonly asked questions. How do I sign up to volunteer for Meals on Wheels? Visit our website at www.senioradults.org, click on ‘Meal Delivery”, and you will be able to complete an online form to get started. Or you can call us at (336) 625-3389 and we will get you oriented and started volunteering. How does a typical volunteer delivery shift work? Volunteers drive to their local senior center, pick up 8-10 meals stored in easy-to-carry thermal packs, and deliver them to residences using a route designed by the program. You will receive detailed driving and delivery directions – no preparation is necessary. Once your route is finished, you will return the supplies to the program site. Is there a meal delivery site (senior center) near where I live or work? Meals are delivered from our senior centers. We have senior centers located in Archdale, Asheboro, Liberty and Randleman. How long does it take to deliver meals? Delivery routes are designed to take no longer than one hour. For most people, it’s easy to deliver meals during the lunch hour. When are meals delivered? Meals are generally delivered between 11 a.m. and 1
p.m. Monday through Friday. Can I volunteer with a friend or with a group? Yes! Delivering meals is a great social activity that you can do with a friend or a larger group. It’s also common for church, social or workplace groups to organize delivery teams. Contact us to learn more about how to start a Workplace Delivery Team. Will another volunteer come with me on my route? Even if you are volunteering alone, you can request to be paired with another volunteer for your route. If you’re a new volunteer, it can be helpful to go with someone
who has delivered before. What happens during each delivery? Volunteers bring the meal to each recipient’s door. Part of the fun of delivering is visiting with recipients but it is important to keep visits brief enough for you to complete your route on time. Delivering meals also serves as a daily wellness check for seniors. If you find that your recipient might not be their usual self or is in need of assistance, you can contact your local senior center director. Are there opportunities besides delivering meals? While finding volunteers to fill delivery routes is our biggest need, there are other ways to get involved with the Randolph Senior Adults Association. Visit the ‘Volunteer’ page on our website to learn more about other ways you can volunteer with our organization. Sign up today to deliver meals and know you’ll make an immediate impact on the lives of local seniors! If you have questions, please call Kim Allgood, Community Engagement and Volunteer Coordinator at 336-625-3389 ext. 212, email outreach@senioradults. org, or visit our website at www.senioradults.org to learn more.
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CROSSWORD PUZZLE
CLUES ACROSS 1. Absence of difficulty 5. Preserve a dead body 11. Gratitude 14. Grads may attend one 15. Less difficult 18. Visionaries 19. Fish-eating bird 21. Indicates near 23. '69 World Series hero 24. Scandinavian mythology source 28. Pop 29. Rapper __ Hammer 30. Senses of self-esteem 32. Hormone that stimulates the thyroid 33. __ Farrow, actress 35. Electronic data processing 36. Baby talk (abbr.) 39. Slender, snake-like fish 41. Air Force 42. Computers 44. Ecological stage 46. Wings 47. In the course of 22 | asheboromagazine.com
49. Laid back 52. Jewelled headdress 56. In slow tempo 58. __ Falls 60. Corrections 62. Periods in one's life 63. Hyphen CLUES DOWN 1. Body part 2. Large primates 3. Retch (archaic) 4. Sea eagle 5. Genetically distinct geographic variety 6. Category of spoken Chinese 7. Barium 8. Consumed 9. Chinese dynasty 10. NFL great Randy 12. Ireland 13. Palm trees 16. Fungal disease 17. Tall plants with slender leaves 20. Affirmative! (slang)
22. Potato state 25. Delaware 26. A way to develop 27. Associations 29. Woman (French) 31. Sunscreen rating 34. Brew 36. One who leads prayers 37. Indigo bush 38. Burn with a hot liquid 40. Citizen (senior) 43. Scads 45. Morning 48. Straight line passing from side to side (abbr.) 50. S-shaped line 51. Small, thin bunch 53. Worn by exposure to the weather 54. Mars crater 55. Humanities 57. Of the ears 58. 'The __ Degree' 59. Type of residue 61. Keeps you cool
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asheboromagazine.com | 23
FEATURE
HOW DO YOU PROTECT YOUR FACEBOOK ACCOUNT FROM BEING HACKED?
I
don’t know about you, but I truly feel like I couldn’t live without Facebook (and I know how pathetic that sounds). Owning a business that relies on knowing what’s going on in the community, Facebook is how I get a lot of my information: new businesses opening, upcoming events and people that I want to feature in the magazine. I use Facebook to promote the magazine and many people who wouldn’t otherwise get a copy are able to find it through Facebook. On October 17th I woke up and went to my Facebook page, like I do every morning to wish people Happy Birthday, or Happy Anniversary, or congratulations, or express sympathy. Facebook is my connection to the world – both near and far. On this particular Sunday, my phone asked me to log in. Weird, but okay – maybe it had an update overnight. I entered my password, which hasn’t changed since I launched my Facebook page in 2008 and hit enter. Facebook said it didn’t recognize my password because it had been changed eight hours ago and prompted me to enter the new password. The only problem with that … I HADN’T CHANGED IT. So, there are ways to get your password back if you “forget.” No problem, I go through all the steps to change my password to something new, and it says I’ve tried too many times and I’m locked out. They were going to email me a code to get into my account at a*********@o*******.com, Okay, that’s all well and good, but I don’t have any email addresses that the domain name starts with “o.” Now I’m starting to get frustrating, and a little panicky. Throughout that Sunday I tried many more times to get back into my account, including uploading a copy of my license, my passport, and even creating a new email address that I could use to get the code. Each
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and every time it told me that I was locked out because I had tried too many times. Then I got a notice from my bank of pending charges to Facebook – which I had not authorized! I moved all the money out of thataccount, canceled my bank card and ordered a new one so they could not get any more money from that account. Within an hour, my PayPal card let me know there were charges pending for Facebook – it was listed as the backup payment method on my Facebook account. What the $%*&*$! Now I’m starting to freak out, because they have taken over my account, and I don’t know what they are doing or how they are spending this money. I considered just starting a new profile and beginning all over again, but the thought of trying to remember everyone I was connected with, for the past thirteen years to now was daunting to say the least, and the businesses I have liked and followed over the years – it was just not possible. I was determined to get my account back! Over the next four days I contacted Facebook numerous times, finally getting it resolved on Thursday afternoon. By this time, I had disputed the charges at the bank and through PayPal, before Facebook actually contacted me and said they had locked the account because of unusual activity detected (THANK GOD!) These thieves were relentless. I saw a note from Facebook over the course of that week that the paperwork “I” had submitted to prove who I was needed to be a bank statement or something “official” from the bank – they had actually been trying to send made up paperwork trying to prove they were me. The IP address of the location of that email was near Columbia, South Carolina so these were not people from far away in a foreign country, these were “local.”
The long and the short of this story is you need to protect your profile – on any social media account. I have no idea how they got access to my account – I was at home asleep when the password was changed, and I had not clicked on any weird links or videos, or anything that I could think of that allowed anyone to hack me. But I had failed to secure my account by changing my password more often, using two factor authentication, and setting up any of the other verification methods that are available to keep your account secure. Below are some tips directly from Facebook for keeping your information and account secure. There are things you can do to protect your account and your Page. Facebook put together this list of security tips to help you recognize suspicious requests and activity and keep your account and your Facebook Page safe. And since your business Page is connected to your personal Facebook account, it's important to keep both secure. 1. Secure your Facebook account with a strong password and two-factor authentication Pick a strong and unique password. Avoid including your name, phone number, birthday, email address or common words. Don't reuse your Facebook password on other services online, and never share your password with others. To further secure your account, we recommend enabling two-factor authentication, both for yourself and as a requirement for other members of your business. Once you've set up this extra layer of protection, we'll ask you to enter a code or confirm your login attempt each time someone tries accessing your Facebook account from a computer or mobile device we don't recognize. We also encourage you to sign up to get alerts when someone tries to log in from a device we don't recognize. Visit the Help Center to learn more about how to set up and manage two-factor authentication and receive alerts about unrecognized logins. 2. Review Page roles and permissions Be sure to familiarize yourself with the different Page roles that exist and the permissions they have. We recommend regularly reviewing who has admin access to your Page in settings, and when you add your Page to a Business Manager, please take a moment to understand the permissions you allow. We also recommend having more than one admin for your Page, so that in case you ever lose access to your Page, someone you trust can help keep the Page up and running, and get you back in. 3. Don't accept friend requests from people you
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don't know Scammers may create fake accounts in an attempt to friend and manipulate people. Accepting requests from scammers could lead to spam being posted on your timeline and shared with your friends. Scammers may also tag you in posts and send malicious messages to you and your contacts, so we encourage you to be careful to only accept friend requests from people you know and trust. Similarly, don't grant Business Manager permission to Pages you don't know. You can report suspicious Business Manager permission requests here. 4. Watch out for suspicious links and malicious software Keep an eye out for links you don't recognize, especially if they're coming from people, you don't know or trust. Be careful not to click on suspicious links, open suspicious files or install malicious apps or browser extensions—even if they appear to come from a friend or a company you know. This includes links on Facebook, in private messages and in emails. Keep in mind that Facebook will never ask you for your password in an email. You can always confirm whether an email claiming to be from Facebook is authentic by reviewing recent emails we've sent in the Security and Login Settings here. If you see a post or message that tries to trick you into sharing personal information, please report it. To avoid infecting your device or computer network, learn the signs of malicious software and ways you can
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protect your devices from it. And remember to keep your devices, web browsers and applications up to date and remove any suspicious applications or browser add-ons. 5. Set up trusted contacts To help you regain access to your account, and then your Page, in case you are ever locked out, you can enable your friends to be your trusted contacts. They'll be able to send you a recovery code with a URL to help you get back into your account. Lastly, if you think your personal account has been compromised in any way, please visit facebook.com/ hacked to get help, and visit our Help Center for help with your Page security. You can also explore Privacy Basics for more ways to increase your account security and to learn about the protections we have in place. By the way, the hackers had changed the name of one of my business pages to Store 820, listed “items” for sale and were using my payment on file to purchase items from themselves – this is how they were trying to steal money – but Facebook noticed the unusual activity, shut it down and refunding me all charges! They were extremely helpful, once I was able to get through their bots to a real person. Moral of the story – secure your accounts with good passwords, change them often, and enable two factor authentication to make it virtually impossible for someone to get your information. I hope you never have to go through this – it was a nightmare!
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AT THE YMCA
Congratulations to Maci Columbia, 2021 Andy Craver Determination Award Recipient by Nick McNeill,
R
ecently, Maci Columbia, a member of the Randolph-Asheboro YMCA FAST Swim Team, was recognized as the 2021 Andy Craver Determination Award recipient at the NC Swimming Fall Meeting. The award is named for Lacy Anderson “Andy” Craver who passed away unexpectedly in January 1990. At the time, the 12 year-old had Top 16 times in the 100 Fly and as a part of the 200 freestyle relay for what was then WSY, or the Winston Salem YMCA (now TYDE). Each year the TYDE Swim Team, through North Carolina Swimming, presents the Andy Craver Determination Award to an North Carolina Swimming athlete who, in the opinion of the selection committee, best demonstrates determination and dedication to the sport of swimming. Some of the criteria used to select the award recipient includes: • Overcoming personal and/ or physical obstacles, and thus providing a positive example • Demonstrating a positive work ethic and a high level of selfmotivation • Demonstrating a positive attitude toward peers, coaches and swimming in general Maci has severe scoliosis. As a result of this, she has spent weeks at a time in Philadelphia for surgery and rehab. Despite this challenge Maci has kept a positive attitude, passion and joy for swimming. During times when she was unable to swim she continued to support and promote her team and would help with the younger swimmers. Maci has
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worked hard to get back in the water and to succeed. This past year, when her father, Shawn, also Head Coach of the FAST Swim Team, experienced some serious medical conditions, Maci was there to help her father keep the team together and help coach swimmers. Maci has always kept a strong work ethic during her difficult times and her family’s difficulties. She is truly an overcomer and is more than deserving of this award. The Randolph-Asheboro YMCA Swim Team program’s goal is to continue to build a swim program that will be a developmental tool for all swimmers. Emphasis is placed on personal skill improvement as well as good sportsmanship and team spirit. Dedication, teamwork, discipline, and goal setting
are all objectives of the program. We have swimmers compete at all levels from city, state, regionals, nationals and Olympic trials. Under the leadership of Head Coach and Aquatics Director, Shawn Columbia, our competitive swimmers are offered the option of swimming with the US yearround team, Fin Aquatics (FAST) and SHARKS Summer Swim Team. Swim team emphasis is on personal skill improvement, as well as good sportsmanship and team spirit. Dedication, teamwork, discipline and goal setting are objectives of the program. Membership with the Randolph-Asheboro YMCA and the ability to swim 25 meters without stopping are required. The Randolph-Asheboro YMCA, for the past twenty five years, has representation at State and National Championships and has nationally ranked swimmers. For more information, to register, schedule an assessment appointment (available year round), or for more information email fastswimming@yahoo.com.
asheboromagazine.com | 29
COMMUNITY NEWS
B3 ARTISAN STUDIO & WARES OPENS IN SEAGROVE
J
esse Lynne opened B3 Artisan Wares & Studio (B3 stands for Birds, Bees & Breezes. She and two fellow artists, Christina Zink and Jeanette Egan came up with the concept when they were discussing venues to sell their ow products, other than craft fairs. They met many other talented artists throughout their travels and when Covid shutdown most of the craft fairs, Jesse knew it was time to set up a permanent shop to offer other crafters and makers a place to sell their goods. She opened the shop in mid-October, hosting an official Chamber ribbon cutting on November 4th. You can find wares from over 30 makers, offering jewelry (many of Jesse’s own designs), pottery, soaps, candles, body products made with beeswax, wall art and much more. Everything in the shop is US made and 90% is made right here in North Carolina. It’s a great place to start your Christmas shopping, because you will find something for everyone. Jesse has been making jewelry since she was a little girl, and although her style has evolved over the years, she loves bringing the pieces she envisions in her head to life. Christina Zink is a beekeeper who turns out beautiful soaps, candles and body products. Jeannete Egan, owner of Cross Breeze Pyrography, is a fantastic wood burning talent 30 | asheboromagazine.com
working on rapidly renewable, sustainable materials. The shop will be open Thursday – Saturdays, from 10 am to 6 pm. During the holiday season, they will also be open on Sundays from 10 am to 4 pm. The space also has a studio, where Jesse and other artists will offer classes in “Design it Yourself” jewelry making where you pick out the pieces and Jesse will put it all together in a stunning piece of jewelry for you. There will be a trunk show in December for skin care and an informative session by a licensed aesthetician and lots of other classes and workshops throughout the year. B3 Artisan Wares & Studio is located at 126C East Main Street in Seagrove, next to Uwharrie Crystaline Pottery. Like their social media pages to stay up on upcoming workshops and events.
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