dents Must Avoid

25 Austin South Asian | May 2022 5 Savings Mistakes Students Must Avoid In College

Do you often feel broke at the end of the month? Are you saving right or at all? Well, here are 5 savings mistakes to avoid in college so that you can manage your finances better.

Not Starting to Save Early

It’s always good to start saving early. That can help you finance your needs with your own money. So, you’ll become financially empowered at a very young age and soon need not depend on your parents’ money. To meet this end, consider asking your parents to open a minor savings account for you before you turn 18 years of age. You can use it as your own student savings account once your parents open it in your name. You can use the savings to finance your academic as well as other purchases.

High Uncontrolled Spending

Overspending is common among college students. These often include buying premium watches or shows and designer clothes when a less costly brand may offer equally good products. Often the cause of such boundless spending is following the herd. Instead, try to handle money more prudently. Also, build the habit of depositing at least a little amount every month in your student savings account. consider using a debit card linked to your student savings account.

Less cash may help check your temptations to go beyond your budget. Besides, using a debit card for transactions can help you track them in the passbook of your account. Make sure to keep the passbook updated to know exactly how much your current spends are, and control them if needed.

Lack of Monthly Budgeting or Tracking Spends Overlooking Cost-Effective Savings Options

Set a monthly budget for your needs. If you can save some money after financing your needs, go for fulfilling your wants. How to stick to that budget when you are spending? Carry limited cash in your wallet. Instead, Do you think that all good things in life cost more? Well, you’ll be happy to prove yourself wrong. You can open a future savings account with no minimum balance requirement yet you can maximise your earnings up to a high annual interest rate. Plus you can get free general banking services and a debit card. So, opt for such a cost-effective savings option from a reputed bank right away.

Not Saving while Insuring Health

Did you know you can insure your health while also saving (and growing) money? Such a facility is offered by a health savings account. But what is a health savings account? By opening this account in certain banks, you can claim settlement on both reimbursement and cashless basis.

You can get coverage for pre-hospitalisation and post-hospitalisation charges for 30 days and 60 days respectively plus daycare treatment. Moreover, you can get a high interest rate to grow your savings. The account facilitates no pre-policy medical examination. Besides, with a small annual premium, you can even get considerable super top-up health insurance.

Ensure to not make the above mistakes and save the right way to handle your finances responsibly.(Courtesy: https://indiawest. com/)

The First Vehicle For A Student — What Should You Pay Attention To?

A student’s car is the first own vehicle for many. The independent, adult life, often connected with moving to a new, larger city, is a perfect time to buy one. However, not every car will make the life easier in the long run. We provide advice on what car to choose to ensure that the students’ idyll does not change into an expensive prob

A student’s car should have several basic properties to ensure that using it will make life in the city easier and not more difficult. It needs not be impressive, expensive or extra fast. It must fulfill its major function, i.e. go from the students’ dormitory to the university and enable to return home for the weekend safely.

What is more, it cannot be expensive in terms of its purchase price and maintenance costs. Although this may sound strange, it should not be perfect so that we are not sorry if there is any collision or accident. Below, please see some tips on how to choose a student’s car.

The car price — as most of us know students who enter the adult life often have a limited budget. This means the car they choose must not cost too much. Today, you can find many older, second-hand cars for an affordable price.

Car maintenance — the parts for the student’s car should be inexpensive and easily available. This will help to avoid high costs in the case of failure which may happens in older cars. This criterion is important for one more reason — inexperienced drivers are more prone to have collisions. Some scratching or broken bumper are parts which are easier to repair at some lower cost.

The car size — the vehicle should be compact. Most universities are situated in larger cities with heavy traffic and limited space. A small, compact car will make it easier to drive in the streets and to find some place to park. Economical — a student’s car should have low fuel consumption. The optimum consumption in the city is ca. 5–6 liters. Small cars do not consume much fuel which makes driving them more economical.

How to safeguard from unforeseen expenses?

The first car, particularly the one to be driven by young people, may be exposed to many hazards. Collisions and accidents happen even to experienced drivers, but those who start their driving adventure stand a higher chance of causing or participating in some incident.

This is why, in particular when the driver is a student with a limited budget, before going on a road everyone should buy an appropriate car policy which will minimize the risk of unforeseen expenses and painful consequences. The most important components of the policy include:

Assistance — it will ensure the first, basic assistance and support at the time of any fortuitous event. This is not only related to providing the most important information, including emergency phone numbers or assistance facilities, over the phone, but also child care when her or his guardians suffer in the accident.

Third party liability insurance — it will ensure protection if any loss is caused to any third party or their property as a result what we do. The guaranteed sum of the third party liability insurance should be at least EUR 100,000.

Accident insurance — it guarantees covering the costs and any benefit disbursement if our health suffers as a result of the fortuitous event. This is important also during foreign trips as it provides coverage for the accident-related treatment or rehabilitation. What is more, the accident insurance guarantees compensation if the insured person dies.

Comprehensive cover — this policy will ensure disbursement of the relevant compensation if the car is damaged due to the injured party’s fault. It covers also theft of the vehicle, the act of the forces of nature and the so-called vandalism acts (or more general third party acts).

If you want to choose the appropriate insurance for you, use the car insurance calculator. Thanks to that, you will compare different policies and choose the appropriate one for you and best matching your needs, and then you will easily buy it online in several simple steps, without leaving your home. (Courtesy: https://indiawest.com/)

26 Austin South Asian | May 2022 Shahid Delivers A Knockout Performance

By TROY RIBEIRO

Gowtam Tinnauri’s ‘Jersey‘, a remake of a popular Telugu film by the same name, is about the struggle of Arjun Talwar, a gifted cricketer from Chandigarh, Punjab. It is his journey from being a successful batsman who throws in the towel and how, a demand from his son, who hero-worships him, for the Indian jersey on his birthday, which he is unable to fulfil, makes him bounce into the cricket field, at the age of 36 with grit and determination, and earn one for his son, forms the crux of this narrative. The film is tediously long and delves too much into the intricacies of the cricket matches, although shot beautifully. One is almost trans ported to the cricket stadium, some times needlessly. The thrill and nail-biting excitement of a match are offered in abundance but not necessarily compulsory, as they do not propel the story forward. The story is narrated in a compelling manner, enough to keep you engaged. Yet, the first half encapsulating his life, romance, and entry as well

as exit from cricket, narrated in a non-linear manner feels unduly long. The film belongs to Shahid Kapoor, who delivers an outstanding performance as the frustrated and helpless Arjun Talwar, who has been written off by everybody. Shahid essays the character with the requisite maturity and restraint, exhibiting his emotions with subtlety, suppressing the raging volcano within. Pankaj Kapur as Arjun’s coach, mentor, and well-wisher, who believes in his talent, delivers a realistic portrayal, as does the little Rajkumar Hirani, SRK’s ‘Dunki’ Kittu (Ronit Kamra), who is expressive and plays Arjun’s son. He is a natural, and the father-son

To Release In December 2023 bond is heart-warming. Mrunal Thakur, as his wife Vidya, delivers her part effectively. MUMBAI (IANS) Fans of Bollywood superstar Shah Rukh Khan and filmmaker Rajkumar Hirani have reason to be excited as their first collaborative film ‘Dunki’ is to be released on December 22, 2023. This is the first time SRK is playing a protagonist in Hirani’s film, earlier the filmmaker delivered some of the celebrated films with superstars like Aamir Khan, Sanjay Dutt, Ranbir Kapoor among others. The music complements the film but does not really stand out enough, to leave an impact. The film is beautifully shot by Anil Mehta, and his lens captures every trace of emotion on Shahid Kapoor’s distraught face with ease, as well as the finer nuances of the cricket matches, making them look larger than life. The film lacks drama, and except for an unexpected twist at the end it lacks the intrigue factor. There are poignant moments aplenty that tug at your heartstrings and make you empathize with Arjun, but high-octane drama and gripping moments, the plot is devoid of, making the graph of the film appear to be meandering on an even keel.

Director Gowtam Tinnanuri extracts natural performances from each actor and handles the subject astutely but lays undue emphasis on the cricket matches.

With a runtime of 174 minutes, the narrative tests your patience, but you hold on. Overall, ‘Jersey’ is a poignant journey that touches your heart, irrespective of whether you are a cricket fan or not. (Courtesy: https://indiawest.com/)

The makers released a small witty video on social media to make the announcement. Talking about the collaboration Hirani said, “Through the course of my career Shah Rukh Khan has always been on my wish list and after trying to collaborate several times in the past, we were finally destined to have ‘Dunki’ mark our partnership.

The energy, charisma, humor and charm that he brings to a film is unparalleled and I look forward to bringing that magic to the big screen.”

Adding to that SRK said, “Raj Kumar Hirani is one of the finest filmmakers of this generation, we have always spoken about working together and I am extremely happy we are finally doing it with ‘Dunki’.

We have just started shooting this month and I am cherishing every moment of it. Raju ke liye main Donkey, Monkey…kuch bhi ban sakta hoon!” The film is written by Rajkumar Hirani, Abhijaat Joshi and Kanika Dhillon.

The film is JIO Studios, Red Chillies Entertainment and Rajkumar Hirani Films presentation. As Taapsee is playing a pivotal part opposite SRK in the film, she said, “I am beyond excited to embark on this journey and be a part of this very special film. It’s my first time working with Rajkumar Hirani and Shah Rukh Khan, two people who I deeply respect and admire.” The first schedule of the film is on floors with the next schedule being shot extensively in Punjab. (Courtesy: https://indiawest.com/)

Socialize - 4:00 PM Program Starts - 4:45 PM Dinner - 6:15 PM Program Ends - 7:00 PM

BOLLYWOOD

MEETS BORSCHT BELT

Dances of India

Prepare to be mesmerized with Dances of India, a showcase of various regional performances. Experience the potpourri of the rich Indian culture through this dance showcase.

SUNDAY June 26, 2022

4 - 7 PM A Fun-Filled Cultural Exchange Fundraiser

Savour the food menu assembled from Austin Area restuarants, served at your table! With Chai and Jewish Desserts!

REVIVAL 2022 - Communities Reunite

Presented by HC4A (dba) Education and Careers For America & Jewish Community Sponsorship $500

Reserved seating for 10 guests. Listed in program materials.

Sponsorship $200

Tickets and reserved seating for 2 guests. Program, website listing and social media promotion.

JCC Community Hall, 7300 Hart Lane, Austin 78731

100% of proceeds will pay for school supplies for homeless children in Austin area!

The Indian and Jewish communities will come back together on July 24, 2022 to pack backpacks full of school supplies.

Ticket Price:

Adults $50

Children 6 - 18yrs $10

Children 6 yrs and younger, free if registered

Tickets & Sponsorship: www.EC4A.org

27 Austin South Asian | May 2022 ‘Divided By Distance, United In Expression’: What Indian Cinema Can Teach

(Continued From Page 01) where all this diversity freely interacts and influences each other, and may offer a model of assimilation that the wider polity and society can aspire too.

This is Bollywood, whose contribution to the idea of India, based on unity in diversity, has not received due emphasis, possibly since it is primarily seen a medium of entertainment.

This ‘idea’ is, by no means, perfect – sometimes descending to stereotypes in some of its depictions, but still has seen more widespread – and voluntary – integration and creation of a composite sense of nationhood than any other endeavor.

Be it actors and the others that make up a success of a film – the music composer, the playback singers, the choreographers and the fight directors, as well as themes, Bollywood has rarely seen a regional divide – north-south, or east-west, for that matter.

It has, however, long been oblivious of the northeast – but that is a failing of a large swathe of Indian popular culture too. As language differences again swirl up or are instigated, it is worth taking a relook at how Bollywood dealt with regional divisions/differences over its long years.

In one respect, it has been successful – ethnic Pathans can play debauched/dissolute Bengali landed gentry, Punjabis can convincingly represent Goans or even Chinese with panache, a Tamil Muslim can step into the anklets of a north India nautanki dancer with aplomb, a Gujarati can essay the role of a mid19th century Lakhnavi Nawab with elan, a Bengali evoke mannerisms of a Tamil coconut vendor, an actor from Sikkim can playing a Pathan, or even an Arab – there are no shortage of such examples.

In case you can’t identify these, they are, in the same order, Dilip Kumar and Rehman in “Devdas” and “Sahib Bibi aur Ghulam”, respectively, Premnath in “Bobby” and Madan Puri in “Aanken”, respectively, Waheeda Rehman in “Teesri Kasam”, Sanjeev Kumar in “Shatranj Ke Khiladi”, Mithun Chakraborty in “Agneepath” (the 1990 version), and Danny Denzongpa in “Sanam Bewafa” and “Abdullah”.

While at one level, the above examples of Bollywood stalwarts’ “chameleon” abilities may be just as a measure of the actors’ histrionic abilities, for actors, all over the world, have played diverse roles – an Arab Christian has played a Russian poet, a Nazi German officer and even ‘Che’ Guevara, or a Scottish one a Soviet submarine captain (Omar Sharif and Sean Connery, respectively), it assumes significance in India, where differences can assume entirely new dimensions of polarity.

Yash Emotional About Overwhelming Success Of ‘KGF: Chapter 2’

BENGALURU (IANS) – Kannada star Yash, who is overjoyed with the overwhelming response to

‘KGF: Chapter 2‘, posted a video on social media in which he expresses his gratitude for the biggest win in his theatrical career. Yash recounts an anecdote in the video, saying, “There was a small village that had been facing a drought situation for quite some time so, the villagers decided to have a prayer meet and people turned out in large numbers but there was one boy.”

“He was the only one who appeared with an umbrella. Some called it overconfidence, but it was – faith”, Yash said. am like that little boy who believed he would witness this day, and I am in a position where thank you is sufficient, but I would like to thank each of you from the bottom of my heart.”

Yash’s emotional speech concluded as he said, “I’d like to express our appreciation on behalf of the entire KGF team. I hope you’re enjoying the film and will continue to do so. Finally, I’d like to say that your heart is my tent!”

‘KGF: Chapter 2’ was released nationwide on April 14, 2022, destroying a few records and creating some new ones. Helmed by Prashanth Neel, ‘KGF 2’ stars Yash as Rocky Bhaai, an underdog who rises as a super powerful don. (Courtesy: https://indiawest.com/) Being a film industry operating largely in Hindustani and geared majorly towards its speakers but located in a western Indian but cosmopolitan port city, which draws in a large influx of migrants from all over the country, Bollywood obviously can draw in talent from a wider expanse that what its normative catchment area.

And Southern India has been quick on the mark here – especially as far as Bollywood leading ladies are concerned.

While Hema Malini and Rekha are the oft-quoted examples, before Sridevi, Meenakshi Seshadri and Jaya Prada and Vidya Balan, in recent times, it was Padmini Ramachandran, or Padmini, as she was known, who filled the void left by the exit from Nargis from Raj Kapoor’s life and banner, in “Jis Desh Mein Ganga Behti Hai” and then in “Mera Naam Joker.” In “Sangam”, which came between these, Vyjanthimala did the honors.

And then there was Waheeda Rehman, who hailed from a Tamil Muslim family, not from Hyderabad as commonly thought, and then Tabassum Hashmi or ‘Tabu’, who is from Hyderabad.

However, South Indian male actors – Kamal Haasan, Rajinikanth, Nagarjuna, Chiranjeevi, mainly, did appear in many Bollywood hits, but never matched their female counterparts.

M.B. Shetty, or Shetty, had a more long career as a stunt director off screen and well-recognised bad man on screen. Music composers/playback singers are too well known – K.J. Yesudas, A.R. Rehman, Shankar Mahadevan, Hariharan, Chithra, S.P. Balasubrahmanyam, but one who’s background is that not that known was Shankar, of the Shankar-Jaikishan duo. Though of north Indian descent, he grew up in Hyderabad and was fluent in Telugu.

There is an anecdote when the duo was composing the music for one song of one of Raj Kapoor’s most famous films, Shankar kept repeating a Telugu phrase while fine-tuning the melody and lyricist Hasrat Jaipuri hit on it to frame the ‘mukhda’ – we know the song as “Ramaiyya Vastavaiya” from “Shree 420”.

And then, the inspirations. The phenomenon of hit Tamil, Kannada, Telugu, Malayalam films being remade in Hindi is not that recent as the current generation thinks.

Ever wonder where such landmarks of Bollywood where the inspiration for Jeteendra’s spy caper “Farz” (1967) or mythological thriller “Pataal Bhairavi”, Rajesh Khanna’s political satire “Aaj Kaa M.L.A Ram Avtar” (1984), Sanjeev Kumar’s “Khilona” (1970) or Dilip Kumar’s “Ram aur Shyam” came from – all were successful Telugu films earlier.

Meanwhile, Bollywood aficionados have Malayalam cinema to thank for “Aap Ki Kasam” (1974), “Julie” (1975), and “Masoom” (1983), Kannada for Dilip Kumar’s “Gopi” (1970), Amitabh Bachchan’s sole triple role outing “Mahaan” (1983), and the risque “Anubhav” (1986), and Tamil for Ashok Kumar-Kishore Kumar starrer “Bhai-Bhai”(1956), “Miss Mary” (1957) – one of Meena Kumari’s rare comic outings, Dilip Kumar’s “Aadmi” (1968), and even “Shakti” (1982), among many others.

Real life inspires reel life, but this is one case where India would be better served with reel life inspiring real life. (Courtesy: https://indiawest.com/)