The Annual Blander Report - Investing Outlook 2022

Page 1

VOL.4 NO. 11

NOVEMBER

Lola Astanova "The Forever Ticket"

2 ANNUAL ND

MIAMI

GALA

Bay Harbor 1st Luxury Resort

The Altair Hotel

Nicki Minaj goes Kosher

"Fine Wine Line in a Can"

Sports Betting

Gov. & Tribes Sign Off

2021


FOUNDER | Jay Shapiro Luxury Chamber Media Group jay@southflorida.in

Assistant to the Editor | Kolleen Poirier

kolleen@southflorida.in

Fashion Editor | Juliana LaBonte juliana@southflorida.in

Travel Editor | Christina Ricci

Business Editor | Cindy Ragan

Real Estate Editor | Venus Proffer

CONTRIBUTING WRITERS

Joe Freer, Frank LoRe Jr., Venus Proffer, Eirini Kalaitzopoulou, Suze Francois, Kris Victoria

PHOTOGRAPHERS

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Altair Hotel to Open as First Luxury Hotel and Resort in Bay Harbor

Nestled on the prestigious island of Bay Harbor on the edge of Biscayne Bay within walking distance to the pristine beaches of Bal Harbour lies The Altair Hotel, Miami Beach's newest luxury hotel. Overlooking nearby golf courses and the Intracoastal Waterway, The Altair Hotel Bay Harbor offers an intimate hotel experience with resort-like amenities centrally located alongside Miami Modern architectural gems and a short walk to Bal Harbour Shops and within close distance to Aventura Mall, Miami Beach, Fort Lauderdale International Airport and Miami International Airport.

Located at 9540 West Bay Harbor Drive, the 96-room boutique property features designs created by Interiors by Steven G, offering guests a modern coastal beach house aesthetic within bright studio suites featuring floor to ceiling glass windows, spacious one-bedrooms, and two-bedroom corner suites. All rooms and suites feature contemporary furnishings in light, neutral tones, with luxurious fixtures and appointments. Additionally, larger suites are appointed with fully functioning kitchens making it the ideal location for multi-generational families to enjoy. Amenities include a rooftop pool and whirlpool, panoramic water views and sweeping green landscape vistas complete with cabana style seating perfect for lounging during the day. The lobby serves as a communal backdrop with indoor and outdoor waterfront viewing conveniently located near the fitness center. Valet parking and 24-hour reception with concierge services will be available in addition to in-room dining, poolside attendance and housekeeping. Guests seeking to venture out and explore are invited to use the bicycles, scooters, kayaks and paddleboards on offer. Additionally, The Altair Hotel Bay Harbor caters to the Jewish community through its daily kosher breakfast and Shabbat elevator. The Altair Hotel Bay Harbor will soon welcome a high-end kosher restaurant. In addition to the restaurant the hotel will roll out a property wide kosher cuisine program that will include in-room dining, poolside service, and more. Developed by PPG Development LLC and managed by leading real estate investment and hospitality management company, Highgate, The Altair Hotel Bay Harbor is located at 9540 W. Bay Harbor Drive, Bay Harbor, FL 33154. For more information and for booking details, please visit thealtairhotel.com/.


The Annual Blander Report Investing - What to Look Forward to In 2022 First- a few statements about the author of this article. I am a longer term bull for the stock market. In recent years markets have been great. Even with the Covid pandemic huge -33% drop in early 2019, it came back 100% in just 1 month. And has continued well higher. The S&P 500 has almost doubled since 2019. Total returns for the S&P 500 have been well above the long-term average the last few years: 2019: +31.5% 2020: +18.4% 2021 YTD (as of 11/12): +23.78% Certain stocks are long term holds. Others are short term trades. But being a bull does not mean one has to be locked into staying only long. A nimble investor/trader learns to adjust to current events. This article presents some trading ideas to the reader. Always do your own Due Diligence research (DD) to decide what you want to trade. Also, any stocks or fund possible movements suggested are based only on my opinion. I am not a financial advisor and have never been employed or paid by any of those mentioned.

Macro outlook. Expect ongoing political battles over federal spending and the debt ceiling, climate change, and student debt. Last year stimulus payments increased consumer spending. And much of that money went into the stock market from people who were under lockdown & could not work. That spigot is now turned off. The new head of the Consumer Financial Protection Bureau (CFPB) and possibly a new Federal Reserve chair may reshape policy. Crude oil has surged about 80% in 2021 The increase is somewhat from economic recovery from the pandemic, but more from Biden administration anti-oil agenda restrictions that limit oil exploration, stopped the Keystone Pipeline the 1st days of his administration and are hindering production in the U.S. The United States became a net petroleum exporter in 2020. The first time in the 70 years the government has tracked the trade in petroleum that America shipped more oil abroad than it imported. Under the current administration the United States imports more than it exports, making it a net importer of petroleum. Worker shortages persist as many older Americans retired during Covid and others left the workforce. Many left to take care of their families. Others have started their own businesses. There was a lot of 'free' government money to live off of. That spigot is now turned off. Supply chain pressures have really hit in 2021, and look like they will continue through 2022 (and possibly even into 2023). Businesses have passed on price increases to the consumer. (At some point that will top out and then businesses will be hit at the profit line. The result has been a prolonged spike in inflation. On Wednesday November 10, the inflation number came in at +6.2%. That is the highest since 1992...29 years since such a bad number! Groceries climbed 1% in October (like anyone who shops for food needs to be told) & 5.4% higher than same time last year. Thank you Mr. Current President! And both bond & stock markets reacted with a sell off. Those in government say inflation is transitory. Most not talking government spin doubt this & expect 2022 to see more inflation worries. Adding fuel to sell offs in the stock & bond markets. The expectations now are for 2 interest rate hikes in 2022 and another 2 in 2023. The impact, even with interest rates being historically so low, could hit hard. Rising interest rates hurt corporate profits through higher borrowing costs. Some 'experts' predict a -7% to as much as -10% drop in corporate profits. That would be seen at the bottom line, similarly affecting stock prices. And the infrastructure bills will hit. Tax increases for corporations could impact profit margins. Rising interest rates, inflation and tax increases have a negative impact on the stock market & bond market. And while the original floated tax hikes of the current administration were never going to take place, it was always "throw out an incredibly high number we know we will never achieve to negotiate down to what we really want". Sounds a lot like pages taken from "The Art Of The Deal".


Continued ... Look at some recent history for some clues: At the beginning of February, 2021 Nasdaq was at 13403.39. By mid February it was 14095.47. Fine, until an interest rate scare came along, moving up to 1.85%. People panicked. People feared what the FED might do. Markets tumbled. Nasdaq dropped -10.5% in just 3 weeks from that 14095.47 to 12,609.16 by March 8. a -10.54% drop. SQQQ is 3 times the inverse (-3x) of the daily performance of the NASDAQ-100 Index. What gets hit the most are the extremely high price-to-earnings ratio (PE) stocks. The PE for the S&P 500 is 21.71. This is up from the historic average of 16.81 over the last 25 years. That might not sound like much, until you realize that is 29% higher than historic numbers. Interest rates near zero hurt yields on new bonds, leaving investors with cash to invest into equities. ~But now the word of the day is 'taper'. Less loose money soon. Starting in December 2021, the Federal Open Market Committee (FOMC) will begin tapering net new purchases of bonds downward from $120 billion per month to an eventual goal of zero by the middle of 2022. President Biden's appointees will form a majority on the Federal Reserve Board. Recall the lyrics in the dance song Cha-Cha Slide...' Left foot two stomps. Slide to the left....Clap, clap, clap, clap your hands'. And also there is a lot of talk of Fed chair Jerome Powell being replaced. That could also rock the markets some. Can you spell/smell bubble-trouble? ___________________________________________________________________________________________________

Cathy Wood's ARKK ETF is a solid example of what can happen. This ETF is deep into those very high PE multiple stocks that are well above the traditional historic levels. ARKK was riding in the higher $150's. February 16 high of day was $159.70. By March 5th the low of day hit $106.55, a -33% drop in just 2 1/2 weeks. Then it came back some to mid $120s., even hitting $130.28 high of day on April 14. And then 1 month later it once more cratered to $97.22 low of day on May 13. A -25.3% drop. That is graffiti written on the wall as a guide. These stocks are highly sensitive to interest rate bumps. Can you spell/smell bubble-trouble? __________________________________________________________________________________________________

A very popular area in 2021 has been EV- electric vehicles. Rivian had it's IPO Wednesday November 10. It came public at double Ford's market cap. Compared to monster large Ford, they aren't really putting tires to the road yet! And there are numerous other companies vying for the EV dollars. Of course everyone knows about Tesla, many have heard of Lucid. But there are a lot of others. EV company stocks (high PE) can be very vulnerable to interest rate fluctuations. Also the new battery companies & hydrogen fuel companies. Can you spell/smell bubble and see the graffiti written on the wall. And we already know expectations are for 2 interest rate hikes in 2022. __________________________________________________________________________________________________

Bonds: they are inverse to interest rates- interest rates go up, bond prices go down. The 30 years bonds will move more than the 10 years bonds. Newer bonds have been issued in this low interest rate environment. When interest rates go up, these will be highly sensitive to the inverse move. And funds of bonds are even more sensitive. Therefore an inverse bond fund could prove to be a highly profitable investment when those rates move up. TTT is one to review. It is Proshares three times the inverse (-3x) of the daily performance of the ICE U.S. Treasury 20+ Year Bond Index. If bonds go down= TTT goes up. At the beginning of February TTT was $33.30. Then the interest rate scare hit. And we already know expectations are for 2 interest rate hikes in 2022. Inverse bond funds could provide a profit hedge against those increases. __________________________________________________________________________________________________ Natural Gas: Natgas is a futures contract. Prices tend to increase as winter cold hits & inventory storage gets drawn upon. Fears of colder weather & increased draw down of stored Natgas. Then prices tend to drop off after the winter cold/fears subside. Even an odd year like 2018, where Nat Gas dropped in later December, from the current similar mid November time period, it went UP another 17.1% before starting to drop again. At this time weather predictions are for a globally milder than last year winter. That can have an effect on Natgas price movement to go lower faster. But also this year there are also political considerations. Russia's Putin wants the new Nord2 Natgas pipeline approved. Germany is the last holdout. So Putin, who claims to want to help lower the extremely high Europe/Asia Natgas prices, seems to be reducing/shutting off the flow somewhat (while saying he is not) until he gets what he wants. and that can help Natgas prices rise. ___________________________________________________________________________________________________ NVDA is a top, solid company. Great earnings growth. Will play a big part of the Metaverse. In 2021 NVDA has already increased +133% from start at $130.48 to current $303.90. Even with the previously discussed inflation/interest rate concerns, expect more growth in 2022 from one of the best companies one can find. ___________________________________________________________________________________________________ While airlines & cruise lines have had some decent recovery from pandemic lows, they still have not gotten anywhere near back to pre-pandemic traveler levels. As the new meds come into play (the Pfizer drug, Paxlovid, reduced the risk of death 100% and hospitalization by 89% when taken within 3 days of the first symptoms.), people will again travel more. Bringing increased revenues to airlines & cruise lines, which should translate to increased stock prices. Look at SAVE, LUV, DAL, CCL, RCL & NCLH. ___________________________________________________________________________________________________ Expect the midterm elections to utterly change the make-up of Congress to a Republican majority. Certainly in the House & very possibly in the current 50-50 Senate. While not specifically talking politics, be very aware that if this does happen there will be a huge change in what programs & laws get passed. This will mean a very different environment to invest in- both the long side for moves up of stocks, but as well to short others that might benefit now but could head down after elections. To read the entire article click HERE


Luxury Chamber invites Exotic Car Owners to 33rd Street Event Titled "Luxury on 33rd Street"

"33" by Artist Jay Parnassa Shapiro depicts his grandiose view of 33rd Street in NE Fort Lauderdale

Luxury Chamber of Commerce invites you to a fun evening of mingling and networking at 33rd Street Wine Bar in Fort Lauderdale on Monday, November 15th at Six O'Clock. The evening will include an Italian Zinfandel wine tasting, cheese and caviar charcuterie boards, live music and an art piece auctioned off and donated to a local charity. The promotor has invited exotic and supercar owners to the event with instructions to arrive early and park in the spaces directly in front of the wine bar with the cars facing the bar. Lifetime Channel television star Rick Sykes plans to attend with his classic white Porsche and sign books at the event. Attendees will include local retired sports figures, swashbucklers, Dames and royal figures, business owners, b-level celebrities and purveyor's of high end luxury. The venue is small so Luxury Chamber plans to limited the turnout to about 35-50 guests by utilizing a proprietary ticket sales method dubbed: "dynamic ticket pricing" tickets start off at a price which is affordable yet high enough to weed out the riff raff. When too many tickets start selling the prices are quadrupled with the intention of limiting the turnout and keeping the evening manageable yet fun!

To see where ticket prices are now simply visit: www.Florida.wine


Piece by Zella Dupont Now on Display at The Downtowner Businessman RC (Roger Craft) Indulges in Sustainable Art While Supporting "MIAMI VIKES"

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hat happens on a fall Sunday in South Florida when the afternoon sun strives to shine through on a partly cloudy day? Begging to share yet reluctant to shine, hoping the standards will somehow align! On November 14th, 2021 Zella unveiled her Vikings chair at the Historic Downtowner in Fort Lauderdale. The Historic Downtowner has been home to the MIAMI VIKES - MN Vikings Fan Club of South Florida since 2017. The football fan club was founded in 2009 and The Downtowner (DT) was founded in 1925 by arcade developer Fred Maxwell. Urban legend has it that Al Capone has visited the establishment located along the south side of the prestigious new river. The only gangsters visiting this old haunt nowadays include weekend warriors and wannabe pimps dressed to the hilt in purple and gold regalia! Why did the modern sustainable art guru "Zella" agree to produce a piece of art-furniture for a venue that happens to be aligned with a football fan club? Cliche as it may, its not what you know its who you know! Stephen Anderson is the muscles behind the art. A yacht carpenter from Minnesota he helps with the production process of turning the old recycled truck tires into modern functional furniture. Stephen is a long time member of MIAMI VIKES and good friend of James Loretz who happens to be one of three co-founders of the coveted football fan club. Mr. Loretz recently had dinner at DT and mentioned to RC that its an upcycled product which is beneficial to the environment and has artistic value as well as a business co-branding component strengthening the relationship between DT and MIAMI VIKES. The Sunday afternoon art unveiling event was well attended by the Chairman Jay Shapiro, President Luke Rainbow, Vice-President Elect John Benincasa Laub, Stephen Anderson, Co-Founder Jim Loretz, Co-Founder Christine Cloutier, Eva Schultz, Zella Dupont and Jeff Cohen from Minnesota.

It's a long road to the Super Bowl!!! Recycle your treads and keep on truckin!!

Stephen & Jeff Unveiling the Art

The Artists: Zella Dupont, Stephen Anderson, Eva Schultz


Continued previous page >

About Zella Dupont' South Beach Concept:

Imagine - enjoying an amazing work of art that is both beautiful and functional. You can use this piece of craftsmanship to enhance your decor while sitting in comfort as you relax. Any home or office would be lifted to a new level of style and flair with the addition of one of these distinctive pieces. It all started on a sunny day in tranquil, picturesque, rural Tennessee on a scenic terrace where the setting of land and mountains spoke - with no human in sight. A phone call from a good friend in Germany brought about a crazy idea about creating a high end , up-cycled, eco-friendly, one of a kind, functional work of modern art. To make this wonderful idea a reality, the challenge was to create a high end , executive, usable work of art for those with discerning taste and an appreciation for the ‘special.’ To that end, we have created - no, imagined - upscaled art that speaks to the artist, reveals to the discriminating aficionado and opens up a sense of appreciation for the unusual and the beauty to anyone open to the experience. `Our art is produced with recycled tires. Not in a million years could one imagine that used tires could be so incredibly beautiful and effectively useable. Our artisans use their ingenuity to craft one-of-a-kind masterpieces. No two pieces are the same, so when you own South Beach Concept art, you own your own unique gift. Be bold! With a South Beach Concept piece, you’ll be on top of the world. SouthBeachConcept.com


LOLA launches "The Forever Ticket" NFT to commemorate her new album, launched by Miami Art House Piano virtuoso and social media millionaire Lola Astanova is doing something unusual to commemorate her new album. The music star has announced the launch of her first digital artwork NFT with a unique feature – The Forever Ticket. Named after the album "Love in the Time of Covid", the original art piece created by artist Cem Altibas will also grant its collector lifetime access to any public performances by Lola Astanova anywhere in the world. Listed for an auction on OpenSea digital marketplace, "Love in the Time of Covid" marks Astanova's first crypto-art release. "For me, this art piece and the album capture the essence of this moment in time," says Astanova, "It is the first time in my life when I felt, on a visceral level, the power of art to touch and connect lives, so I wanted to do something lasting and memorable to express this emotion." The new album was produced by 11-time GRAMMY® & Latin GRAMMY® winner Julio Reyes Copello, whose previous credits included albums by Jennifer López, Ricky Martin, Thalia, and Marc Anthony. "Love in the Time of Covid" features classical compositions, as well as three new pieces by Lola Astanova, Julio Reyes Copello and a Latin GRAMMY®-nominated composer Jorge Mejia. The album also boasts the recording and mixing techniques that are historically used in jazz and intended to create a more intimate listening experience. The album was released on all major music platforms worldwide on September 29, 2021. The NFT auction will continue on OpenSea platform until December 1, 2021.




"Bigg D" and his band to perform on Monday night at Kuba Cabana in Doral! A Star-Studded Evening with Great Food, Fun and Vibes... Producer and Musician Bigg D may be local but his production discography is certainly global including names such as: R. Kelly, Ludacris, Rick Ross, Jay-Z, Lil Wayne, Trick Daddy, Pitbull and man y others. Already successful in making other musicians famous he is now doing the same for himself and his own musical talents. He grew up in a family of musicians and decided to carry the torch by becoming multitalented. He was 'Songwriter of the Year' in 2006 with Mariah Carey! Bigg D, sings, raps, plays piano, keyboard, guitar and drums. His main colleagues and influencers and and were: Jimmy and Terry Lewis along with Prince. Similar to Prince in the fact that he has many unreleased recordings. Show up on Monday and you might be one of the first people to ever hear some unique sounds which could be slated for the Billboard charts sooner than you might think! For a limited time he will be performing every Monday night at Kuba Cabana fine dining and nightclub. The band goes live at 9 PM yet the venue is open till 2 AM on Mondays so show up, enjoy some great food and stay for the fun. Please follow and tag: #BIGGDANDTHEBAND For reservations call: 305-850-2425

~ About Kuba Cabana ~ New dining concept which stems from the beautiful traditions of Latin and Caribbean music, cuisine, and culture, has debuted at the popular leisure destination CityPlace Doral in Doral, Florida. The energetic, culinary experience-based venue, which serves a Modern Latin-inspired menu.





THE 4TH ANNUAL “EXOTICS ON LAS OLAS” RETURNS TO FT. LAUDERDALE SUNDAY, NOVEMBER 7th (11am – 4pm) South Florida’s premier Exotic Car showcase features the rarest vehicles from around the world Displayed along Fort Lauderdale’s Las Olas Boulevard -- from S.E. 6th Avenue to S.E. 11th Avenue The 4TH annual Exotics on Las Olas (ELO4), the premier automotive exotic car showcase to be held in the heart of downtown Fort Lauderdale on Sunday, November 7th from 11am – 4pm, with the gracious support by the City of Fort Lauderdale. Known as the largest car and family-friendly showcase event in South Florida, with over 40,000 spectators expected to attend this free event with over 250 vehicles from a highly selected and curated collection will be displayed on Las Olas Boulevard from S.E. 6th Avenue to S.E. 11th Avenue. The event provides a unique view of the rarest and most coveted automobiles in the world and talk with car enthusiasts and owners of these incredible and elegant pieces of machinery that are the ultimate luxury symbol. “We were thrilled to bring Exotics on Las Olas back for a 4th year said Floyd Rag,” Co-Founder ofSupercar Saturdays Florida which Kicks off this Fun filled Supercar weekend on Saturday, Nov. 6th with a Private rally at 9:00am, with Sunday, Nov. 7th as the main attraction – Exotics on Las Olas. Car enthusiasts are excited for the largest turnout of vehicles on display according to early registration says Rag. “This year will be the largest event to date.” Guests will preview some of the rarest, most expensive vehicles during the show including, but not limited to the following Hyper-cars: Bugatti Chiron valued at $3.6 million; Ferrari Monza SP2 valued at $2 million; Ferrari Enzo valued at $1 million; Pagani Huayra Roadsters valued at $3 million each; Koenigsegg valued at $3 million; Porsche 918 valued at more than $1 million; McLaren Sennas and P1, valued at $1.3 million each; Hennessey valued at $3 million and a Glickenhaus SCG valued at $460.000 -- presented by Renn Haus, and Corsa7 Motorsports, The 2021 event will feature several categories of vehicles, such as race car row, classic car row, million-dollar row, Supercar row and dealer row. Sponsors include: Warren Henry Auto Group, Lamborghini/Bugatti Broward, McLaren Palm Beach, Champion Porsche, Fort Lauderdale Collection, Excell Auto Boca Raton, DuPont Registry, The Creative Workshop, Hanna Boys, Florida Luxury Properties, Haute Living, Hagerty, Motorcar Gallery, Ikonick Collection, ModFind, VP Racing Fuel, Haute Auto, GV Auto, Mantfu, Luxury Leasing, Coastal Elevator’s, HGreg Luxury Cars, Ticket Clinic, Ecophant Auto and SavageGarage. The Wounded Warriors Relief Fund will also be the non-profit beneficiary of the event.


Seminole Tribe of Florida Signs Agreements with Five Pari-Mutuels In Preparation for Hard Rock Sportsbook Mobile App Launch in Florida

Five Florida pari-mutuels have entered into marketing agreements with the Seminole Tribe of Florida in preparation for the launch of sports betting in the state. News of the pari-mutuel agreements is among the highlights of a Gaming Compact news update to the people of Florida from Florida Governor Ron DeSantis, Seminole Tribe of Florida Chairman Marcellus Osceola Jr and Seminole Gaming CEO Jim Allen. The Gaming Compact was signed by Governor DeSantis and Chairman Osceola in April. It was overwhelmingly approved with bipartisan support by the Florida Legislature in May and it was deemed approved by the U.S. Department of the Interior in August, less than three months ago. "The Gaming Compact is a mutually-beneficial partnership between the State and Seminole Tribe that positively impacts all Floridians," said Seminole Tribe of Florida Chairman Marcellus Osceola Jr. "In addition to our revenue sharing contributions, we are hiring hundreds of Floridians and investing millions of dollars in the state." "As was promised when it was signed, this historic compact is expanding economic opportunity, tourism, and recreation in Florida," said Governor Ron DeSantis. "Not only will this compact bring a guaranteed $2.5 billion in revenue over the next five years, but it also brings together Florida pari-mutuel businesses from across the state in a creative partnership with the Seminole Tribe providing increased access to safe and transparent sports betting in Florida. Today's announcement is a great success for the state and the Seminole Tribe, and I look forward to the announcement of additional partnerships to come." The new Gaming Compact guarantees a minimum of $2.5 billion in revenue sharing for Florida over the first five years. The state received its first monthly revenue sharing contribution from the Seminole Tribe in October, when a $37 million payment was transmitted. The five pari-mutuels that have signed agreements with the Seminole Tribe are Palm Beach Kennel Club, West Palm Beach; Hialeah Park Casino, Hialeah; Ocala Gainesville Poker and Ocala Breeder's Sales Company, Ocala; Tampa Bay Downs, Tampa and TGT Poker & Racebook, Tampa. The pari-mutuels will market the sportsbook at their facilities and to their customers and in return earn 60 percent of the profits that are generated from their marketing efforts. Additional marketing agreements with Florida pari-mutuels are expected to be announced soon. "Today's announcement follows through on the Tribe's commitment to include pari-mutuel marketing partners in Florida sports betting. They are an important component for the coming launch of sports betting throughout the state of Florida," said Jim Allen, CEO of Seminole Gaming and Chairman of Hard Rock International, which is owned by the Seminole Tribe. "We have already exceeded the Compact's requirement for a minimum of three pari-mutuel agreements and we look forward to developing more relationships with parimutuels around Florida." Palm Beach Kennel Club President Patrick J. Rooney said, "PBKC is excited and honored to be a marketing partner of the Seminole Tribe of Florida, which is bringing sports betting to this great state." Hard Rock Sportsbook is building on the legacy of the Hard Rock brand in Florida, where its two flagship hotel-casino complexes are located. Seminole Hard Rock Hotels & Casinos in Tampa and Hollywood, Fla., are preparing for the launch of retail sports betting, which will also be available at four more Seminole Casinos located in Immokalee, Brighton, Coconut Creek and Hollywood, Fla. For more information, please visit www.hardrocksportsbook.com.




John Whelden Offers Health Insurance that work's for YOU!

754-444-1884 John Whelden, National Licensed Health Insurance Professional in every state in the country, with 9+ years of experience it was only matter of time for this national producer to make his way to the Luxury Chamber . He is your personal professional representative for all health coverage plans, products and services that

committed and dedicated to educating individuals, actually work for your needs. Day after day, He is deeply families and businesses with the necessary knowledge to achieve their specific insurance objectives. Most importantly, He takes pride and loves to help people protect what is most important to them. If you're looking for a person who cares about their clients and works for you, look no further.

Denise M. Guevara, BS, RDE, D.O, FAAD is recognized by Continental Who's Who

Denise M. Guevara, BS, RDE, D.O, FAAD, is being recognized by

Continental Who's Who as a Top Dermatologist in the field of Medicine in acknowledgment for her dedication and commitment to providing exceptional dermatologic care with the establishment of her new practice Revivify Dermatology. A Board Certified Dermatologist, Dr. Guevara is currently leading a remarkable career demonstrating the highest level of professionalism and integrity. She performs a blend of cosmetic and dermatologic services with offices in Margate, Tamarac, and Wellington. In the near future, she is looking forward to the opening of her new practice, Revivify Dermatology with two locations in Boca Raton at 213021 Powerline Rd Suite 108 and in Fort Lauderdale at 701/ D Broward Blvd. Dr. Guevara will continue to provide patients with the latest laser technology and expertise and offer her patients specially formulated skincare products for use as part of a physician-supervised skincare regimen.


BENTLEY MOTORS AND DEZER DEVELOPMENT ANNOUNCE PARTNERSHIP TO DEVELOP FIRST BENTLEY-BRANDED RESIDENCES IN SUNNY ISLES BEACH, FLORIDA Top South Florida developer and luxury British automotive brand to add stunning beachfront residential tower to the greater Miami waterfront

Dezer Development the premier real estate developer in South Florida, is pleased to announce its exclusive partnership with Bentley Motors to develop the first ever Bentley-branded luxury residential tower in the world: Bentley Residences. Designed by the world-renowned architectural firm Sieger Suarez Architects - known for its work on Dezer Development’s Porsche Design Tower and Residences by Armani/Casa - Bentley Residences will contain 200-plus luxury apartments built for residents who expect the very best in design and quality. Standing at 749 feet and over 60 stories high, the Sunny Isles Beach property will be the tallest residential tower on a U.S. beachfront. The Bentley design team has collaborated with Dezer on the exterior and interior of the building, translating Bentley’s luxury design to the residential experience. Each residence will include an in-unit multi-car garage, allowing for cars to be securely stored alongside the apartment – the ultimate statement in exclusivity and privacy. The patented car elevator is a prominent and luxurious feature for any car enthusiast. Homes in the Bentley Residences will feature a private balcony, pool, sauna and outdoor shower. Other amenities will include a gym, pool, spa, cinema, whisky bar, restaurant and lounge, cabanas and beautifully landscaped communal gardens. The innovative design of the Bentley Residences will offer unique ocean and bayside views, thanks to the building’s cylindrical form and floorto-ceiling windows. The tower will be designed to inspire new ways to embrace space and connect to the stunning surrounding environment.

Adrian Hallmark, CEO of Bentley Motors says, “The modern and progressive brand identity of Bentley Residences is at work in both the tower’s interior and exterior spaces, rooted in authenticity and innovation. We’ve partnered with Dezer to create a living experience that expresses the very philosophy of the Bentley brand and stays true to our vision of inspiring extraordinary journeys.” “Partnering with Bentley Motors, a true global luxury brand, and being able to create another first in the Miami marketplace is an extraordinary opportunity,” added Gil Dezer, President of Dezer Development. “We’ve been instrumental in changing the face and value of the South Florida real estate industry through the introduction of brand partnerships. With Bentley Motors, we will create something inspiring, powerful and iconic – a true game-changer when it comes to luxury living.” The development is keenly focused on luxury living in a sustainable environment. The building is being designed in accordance with the Florida Green Building Council (FLGC) certification and other environmental regulations to protect the local environment and minimize the impact of the development on local wildlife. Further, environmentally-safe building materials will be used, and reduced coastal lighting implemented to protect endangered sea turtles. The tower will be designed and engineered to reduce energy consumption. Bentley Residences is scheduled for completion in 2026. Construction is estimated to begin in early 2023. Visit www.bentleyresidencesmiami.com





The Story of Ralphie's Boss Sauce Ralphies Boss Sauce is a perfect blend of flavor and heat. Made with choice habanero , Serrano and chili peppers with a hint of garlic. The combination leaves your tastebuds asking for more! The recipe starts with its inspired story of dedication and charity. Ralphie was a cat who was abandoned on a construction site many years ago. He was rescued by Claude Luciani who lives in Hollywood Florida and named him The Boss from the early days. Ralphie carried himself like a boss. Claude loved to cook, always trying new recipes and had a family pizzeria. He started experimenting with different sauces and created what the Boss Sauce is today. He would offer it at the restaurant to his customers and they loved it. People would come in asking if a new batch was made because they wanted more. As time went by they decided to sell the restaurant, however still produce The Boss Sauce. Claude and his wife Jennifer Luciani proceeded to label, bottle and sell the sauce online and in local small businesses. They donate a proceed of the profits to local animal charities. Over the years together with the help of the community they held fundraisers helping abandoned pets and finding them forever homes. When purchasing The Boss Sauce you’re not only getting an amazing burst of flavor and heat to your dishes. You’re also contributing to a great cause!

For product enquires or investment prospectus email: ralphiesbossproducts@mail.com


Celebrity Trainer Linzi Martinez joins Luxury Chamber South Florida Chapter Linzi is celebrity personal trainer and nutritional therapist. She is an award-winning television producer, host and actress and has been providing life changing information to her viewers, followers, and audience for over a decade. Linzi and her awarding winning health documentaries have been featured and seen on, ESPN, NBC, CBS, ABC, The Discovery Channel, Apple TV, FOX and more. As a published author, Linzi’s expert advice column can be read monthly in the local South Florida Lifestyle Magazine and she has been featured in WomenFitness, Muscle Magazine and more. Linzi is the CEO and host of Body on Fire Fitness and the Body on Fire Shapewear athletic line and fitness programs for women debuting 2021. Linzi has been providing life changing complimentary daily live fitness and nutritional information during the pandemic within a Facebook group called Inhome Fitness in effort to help women feel ridiculously alive and outrageously beautiful – the way they are supposed to feel! With the group growing to thousands, Linzi has recently been awarded Miami’s Lite FM League of Legendary Women and the Silver Linings Award for Female Entrepreneur with the positive impact during Covid 19. FB: Linzi Martinez - https://www.facebook.com/linzi.altabet/  FB: In-home Fitness Group – (Join the Group!) https://www.facebook.com/groups/5DOWN  FB: Happy Healthy Stronger - https://www.facebook.com/happyhealthystronger  YOUTUBE - https://www.youtube.com/channel/UCuUkBf6ZlQ8s1CzrlrXetUA  IG – https://www.instagram.com/linzimartinezofficial/  Website: www.linzimartinez.com  Glewed TV www.Glewdtv.com  Phone: 561-699-7170





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