OCTOBER 2016
Kundalini Yoga: Finding Clarity Girlfriends' Retreat Magical Kenya
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7:; the September issue of
.L... ;NSP!RED Senior Living, we ran an article
feature articles Lucky Star By Victoria Ford
departments
Finding Clarity By Yvonne Zacharias
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1
Let's Retreat, Girlfriend! By Kate Robertson
1
My Icelandic Stopover By Julie H. Ferguson
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2
Staying the Course By Barbara Risto
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The Magical World of Kenya By Marilyn Jones
2
Permanent Life Insurance's Best-Kept Secret By Nancy Lee
Cover photo: Teacher, author, philanthropist and award-winning actor Jackson Davies.
Photo: Mitchell Parsons
Publisher Barbara Risto Managing Editor Bobbie Jo Reid
editor@seniorlivingmag.com
Fashion By Callie Martin Marketplace Attractions & Entertainment The Family Caregiver By Wendy Johnstone
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about Dating in the Third Act. One of the dating experts was quoted as saying, "Many women in the corporate world lose their femi ninity. They are used to being in control." At the time, the statement didn't raise any editorial or personal red flags. However, I received an email from a reader who felt the statement was sexist and took offence at its inclusion. That got me thinking: why didn't it draw ire in me like it did in others? My conclusion: as much as women have worked hard towards achieving equality, inequality still exists. In fact, it permeates many aspects of modem life - dating, politics and the mainstream media spring to mind. I watched a recent profile on a rising star in the world of competitive Nascar-style racing. The angle of the story? "She's a woman!" If women were truly equal, playing the gender card would make as much sense as playing the bicuspid card ("She has teeth!"). Frequent exposure to gender-tilted content can paradox ically lead to blindness. I guess that's a long way of saying I'm used to it! Harkening back to the dating article, women in the corporate world either naturally possess or learn to adopt what are seen as traditionally masculine traits (competitive ness, independence, aggression and ambition). I would argue that these traits can also be described as "managerial." No one is either all masculine or all feminine. Each of us possess a wide range of characteristics, and we call on them when the situation warrants different responses. Prior to the first US presidential debate between Donald Trump and Hillary Clinton, political commentators discussed what each candidate needed to do to "win." One com mentator (a woman) said Clinton needed to appear more pleasant and likeable (empathet ic, nurturing, patient and receptive - tradition ally feminine traits); she needed to smile more and not make any ostentatious ann gestures that may make her appear aggressive. Trump, in contrast, needed only to appear "not crazy." I'm not saying it's right, but burying our heads in the sand isn't going to make it go away. Sexism, ageism, racism and all the other "-isms" are part of our history, but they need not be part of our future. Only through discus sion - and reflection - can we foster change. 8£!!
Cover
Lucky Star “I
t’s like a lot of things in life, it all goes by so quickly.” So begins my conversation with Canadian actor Jackson Davies. After a brief round of pleasantries and comments about the glorious West Coast weather, Jackson quickly jumps into a deeper series of thoughts. Peppered with quirkiness and laughter, it’s where we stay for our whole time together. But, I guess being in over 160 stage shows in most of Canada’s major theatres means you don’t spend your time on the surface. Jackson grew up in Wetaskiwin, Saskatchewan. “It was a small prairie town and we lived in a war-time house on “Diaper Avenue,” there were so many young kids,” he reflects. “Don’t take that wrong – it’s not a negative. I loved it; it was a highlight of my life. You have to remember, it was the ’50s, where everything was possible and we were just naïve. Naïveté is such a wonderful thing. And I had a wonderful upbringing. I loved my parents – they were quirky – but it was fun. I had a great life.” That anything-is-possible attitude shaped Jackson’s life. Before leaving high school he had already landed paying acting gigs. “I never set out to be an actor, it wasn’t my dream,” he says. “But I liked it and others gave me an opportunity and I went for it.” Walking down the street, Jackson is still recognized, which humbles him. He credits much of his success to being in the right place at the right time with the right people. 6 4
INSPIRED SENIOR LIVING
“Like a lot of lives, mine was just a sliding door and meeting the right people. The combination of fate and talent.” While talk of The Beachcombers looms like an elephant in the room, we spend the first part of our discussion talking about another mantle Jackson now wears: teacher. “I started teaching when I was 54,” he says. “So now I’m teaching at Capilano University in BC. They have an amazing Stage and Film Production program. It’s probably what keeps me young. I can’t take time off, and I give a performance every day – sometimes two or three times a day – to my students. You have to make what they’re doing – which is an extension of my life – relevant and timely. But talk about seeing yourself through someone else’s eyes. It used to be ‘I loved you on Beachcombers, now it’s ‘My grandma loved you on Beachcombers.’ I’m working to inspire them and not be their grandparent.” And there it was, the elephant ready to be tackled. “It was one of those things that should never have happened that happened,” he says of his recurring role as Constable Constable on the hit Canadian TV show. “I got to be on Beachcombers for 16 years. I built my career by being in this show. I grew up on it – I went from being a kid to a guy with kids.” Who would have thought a Canadian TV show dealing with logging would have not only lasted a season, but 19? Even Jackson seems amazed by it all.
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Photo: Mitchell Parsons
BY VICTORIA FORD
“It has a quirky Canadiana vibe about it,” he says. “It’s funny, when you look back at things that are successful in Canadian broadcasting they have that Canadiana quirkiness in common – it’s hard to describe why else Beachcombers was so successful.” The actor still gets emails from fans from around the world. “For a lot of them they knew Canada because of Beachcombers – we should be doing more of that for Canada and the world,” says Jackson. “I’ve made a lot of money playing Vancouver as Seattle over my career. But Vancouver shouldn’t be afraid to play Vancouver. And Toronto should play Toronto. I try to empower my students to not just want to become stars – to chase the Hollywood dream – but to become actors and add value to our Canadian cultural history. In its own small way, we all got to do this through The Beachcombers.” Many may shake their head at this thought. Foregoing fame and fortune and instead slogging it to build up Canadian culture, but this isn’t new to Jackson. Over the years, a lot of people have chastised him for not going to Hollywood and becoming a really “successful” actor. But that’s not how he sees it. “Bruno Gerussi and Robert Clothier, the leads on The Beachcombers, really influenced me as a young actor and as a person,” he continues. “Because of them, for the first time, I heard and witnessed Canadian actors being stars in their own country. They were cultural warriors, and it was them who told me and showed me it was okay to stay in Canada and be an actor.” His career choice paid off. After moving to Vancouver at 19 to tackle The Beachcombers’ Constable John Constable, he quickly became a household name, in Canada and close to 60 countries worldwide. And people were paying attention. He won the TV Week Viewer’s Choice Award for best actor for four consecutive years (1986-89). In 1995, Jackson was inducted into the BC Entertainment Hall of Fame and Starwalk; in 2007 he received the Sam Payne Award, which recognizes professional performers displaying honesty, integrity and the encouragement of new talent; and, in 2009, the Arts Club honoured Jackson for his contributions to the company and the theatrical community. And that’s only a handful of his awards and accolades. As proud of them as he is, they’re not how he measures success in his life.
Jackson Davies (far left) with his cast mates celebrating 10 years of The Beachcombers. th
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“To me, success is being okay with things and Deborra Hope* how they work out,” he says. “As an actor, you have to realize you’ll get Eawork rly turned down for more you’re accepted. Success for Bthan ird Priand EnIddidn’t cimoving me is being okay when ng on to the s Janget 31astpart, 2016 right one. It’s all about the journey – I know it sounds cliché, but I really believe that things work out – one way or another.” And things continue to work out well for Jackson. The Wild Guys, a feature film he co-wrote and starred in won Best Feature Film at the World of Comedy International Film Festival and Best Picture award at the California Independent Film FesHighlights: Amsterdam, Cologne, tival. Then, in 2002 and 2004,Koblenz, Jackson returnedMiltenberg, to his Mountie Rüdesheim, Wertheim,made-for-TV Glass Museum,movie. Würzburg, uniform for The New Beachcombers Nuremberg, Regensburg, From commercials to TV Bamberg, – including 21 Jump Street, X Passau, Linz, Wachau Valley, Vienna, Files and returning roles in Sesame Street, StreetEvening Justice and Bratislava, Budapest, Budapest Cruise, Folklore Show films, MacGyver – plus more than 30 made-for-TV and feature Jackson isn’t done yet. And why should he? “I’m really happy with where my life is and where it’s goAll remaining cabins are first come, first served ing,” he says. Regular Rates: He’s loving teaching and is still gracing stages and screens with his talent. And as time Lower Outside Cabin Rates:marches on? $6,899 “I don’tDouble want to retireCAD – I have to keep busy. It’s how I’m Middle Outside Rates: wired, that’s how myCabin mind works. My mind doesn’t shut down. CAD It’s all so Double exciting$7,424 and I want to think about ways to do things.” Upper Outside Cabin Rates: BeyondDouble acting,$7,829 teaching and CAD writing (commercials, screen plays and theSuite book The Beachcombers at 40), Jackson is also Cabin Rates: an active and engaged philanthropist, lending his time and talDouble $9,454 CAD
Space releaSed
Included in Price: Round Trip Air from Vancouver Intl Airport, Air Taxes and Fees/Surcharges of $540 per person (subject to increase until paid in full), Hotel Transfers
INSPIRED Senior Living 2017 Tours
Discover Scotland Aug 7 - 16, 2017
Edinburgh, St. Andrews, Pitlochry, Inverness, Thorso, Orkney Islands, Lock Ness, Ballachulish, Isle of Skye, & more
Call Your Local Marlin Travel for Reservations: Broadmead Village 250-383-5414 • Oak Bay 250-370-1222 Sussex Place 250-383-6101 • Westshore 250-478-1113 Sidney 250-656-5561 • Duncan 250-748-2594 Ladysmith 250-245-7114 • Nanaimo 250-758-3924 Parksville 250-248-2041 • Kelowna 250-868-2540 Langley 604-532-0507
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Join Jackson Davies
* All Rates are Per Person and are subject to change
**This tour was priced in USD and converted to CDN at a $1.20 exchange. ***Price is locked in against any currency fluctuation.
Call Your Local Marlin Travel for Reservations: Broadmead Village 250-383-5414 • Oak Bay 250-370-1222 Cadboro Bay 250-595-1181 • Sussex Place 250-383-6101 Westshore 250-478-1113 • Sidney 250-656-5561 • Duncan 250-748-2594 Ladysmith 250-245-7114 • Nanaimo 250-758-3924 Parksville 250-248-2041 • Langley 604-532-0507 West Kelowna 250-768-6875 Kelowna 250-868-2540 Orkney •Boat Harbour
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75
Snapshot with Jackson Davies
Snapshot Q &A
If you were to meet your 20-yearold self, what advice would you give him? “Slow down and enjoy it. When I was 20, I was a little revved up. It was the ’70s, we were all a little revved up. But, I would go back and I would look at him and say, ‘Davies, slow down and enjoy it more. Take a breath, the world isn’t running away from you. Oh! And buy Apple stock,’” he adds with a chuckle. Who or what has influenced you the most? And why? “As far as life, I take a little bit from a lot of different people. Little gems from each of them. There’s not one person, it’s just that I’ve been lucky enough to have a lot of good friends and be able to take the positive things from all of them.” What does courage mean to you? “For me, courage probably means not letting fear scare you. Fear is there. But you need to overcome it.” What does success mean to you?
ent to a number of charities and causes, including supporting Ride to Live, Canadian Olympic Teams, the United Way, Cops for Cancer Bone Marrow Registry, the Delta Hospital Foundation and the Michael J. Fox Foundation for Parkinson’s Research. “Michael is such a dear friend and inspirational person,” he says. “I’ve worked with him on different projects and his view on happiness and perspective in life is… it’s inspiring.” In his free time, Jackson insists he’s just a regular guy. “I’m really normal. My quirks? Good peanut butter – the really good, peanutty stuff without all the sugar.” He’s also staying focused on health, and is currently focused on empowering young men to live a healthier lifestyle through the Canadian Men’s Health Foundation. Throughout all of his varied pursuits, Jackson works to keep his mind sharp and stay engaged in the world. For him, this includes embracing new technology (“My friends were afraid of Facebook and Twitter, I use them to connect and engage”) and heading back into the crease on the ice (“I play goalie with the Canucks alumni team every week”). Locals may have been surprised, at first, to see Jackson driving around town on his Honda VTX 1300, but they’ve grown accustomed to it. “I got back on my bike when I was 50. I told my wife it was cheaper than a mid-life crisis,” he jests. And then, in his way, he goes right back into the philosophical pool. “Motorcycles are the ultimate at getting you to live in the moment. You have no past or future – you cannot afford to think about
“It’s all about the journey. I really believe that things work out one way or another. And for this journey, you need hope and optimism. The most optimistic person I have ever met is Michael J. Fox.”
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INSPIRED SENIOR LIVING
anything other than being in that moment. It’s Zen-like.” Jackson continues to enjoy his moments, despite some of the discomforts of getting older. “The drop-down age bars on forms? Those got to me – there are all these ranges and then suddenly 60+. Like you hit that and you aren’t defined anymore, you’re just old,” he jokes. “And little things do get to me. Whispers for the seniors’ discount. Health issues. But, I’ve come to embrace it. It’s funny – I did a speaking event recently and decided to include a slideshow highlight reel of my life up until now, and my ultimate nod to getting older was including ‘We’re here for a good time, not a long time.’” Jackson radiates an infectious positive attitude. He’s quick to share books he thinks you’ll enjoy (including The Perfect Vehicle: What it is About Motorcycles by Melissa Holbrook Pierson) and constantly trying to turn the conversation back to you. He’s genuine, smart, inquisitive and reaping the rewards of a life well lived. As he looks to the future, he’s focusing on empowering others and continuing to shape Canada’s arts and culture scene. “I was lucky – I was on a show that ran 19 years. We need more of those in Canada. Out of this million-channel universe, there’s still only one that’s kind of Canadian – the CBC – that’s one of the things that’s bugged me the most over the years, that it wasn’t 100 per cent Canadian,” he confesses. But, instead of being mad or throwing his hands up, Jackson is helping empower other Canadians to tell their stories and get them seen and heard. SL
Meryl Streep
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Feeling at home means enjoying the things you like to do. Which is why at Amica, you can always enjoy your day the way you like to – read your book in a quiet corner or enjoy a snack when you want to. You can expect an all-inclusive community that is personalized to you with a range of first-class amenities and services in each of our neighbourhoods:
I didn’t expect it to feel like home.
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• Supportive Living • Memore Care
Let us treat you to lunch. Call or book a visit online at amica.ca
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at at at at at
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Clarity
Lifestyle
Finding
BY YVONNE ZACHARIAS
B
Photo: Mark Humphrey
ehind every great yoga From that time on, teacher is a mentor. Gloria stalked GurIf thunderous cheers mukh around the globe, following and outpourings of affection from her to places like London, San students are any sign of greatness, Francisco and New York whenGloria Latham makes the ranks. ever she could slip away from her Just returning to her Semperviva children, leaving them with husband studio on West Broadway in VanScott, and whenever friends who couver from a summer of spreading were flight attendants could get her the gospel of kundalini yoga to her on board. native Greece and other far-flung Gurmukh became not only her parts of the world, this nymphmost cherished mentor but a close like creature with a long mane of friend. tousled dark hair and deep brown So just who is Gurmukh Kaur eyes slips like a wisp past the Khalsa? throng who have gathered anxiously With her sculpted features, radiawaiting her return. ant countenance and seemingly The goddess has come home. boundless energy, Gurmukh is a Gloria might not be here if it poster child for kundalini yoga, a were not for one 73-year-old Los spiritual practice that often comAngeles-based yoga teacher who is bines the chanting of mantras, known simply as Gurmukh in the vigorous exercise, deep breathing, same way some of her more famous activation of the nervous system students like Madonna are known with a focus on the spine and a closby their first names. ing meditation. Around the year 2000, Gloria While she exudes a curious alhad grown disillusioned with the chemy of quiet grace and rock-hard Kundalini yoga teacher and mentor Gurmukh Kaur Khalsa practice of yoga just as she was purpose, the life of the woman born close to completing her teacher training in Vancouver. She was as Mary Mae Gibson in a small Illinois town was not always filled finding it too dogmatic, too heavy. with bliss. Then while visiting a trade show for a health food company in In 1964, she gave birth to a son who died seven months later Los Angeles, she and two company reps walked into Gurmukh’s from a congenital heart defect. Divorce followed. Golden Bridge Yoga Centre. Living the peripatetic hippy life, she moved from Haight At the owner’s impromptu invitation, Gloria and the others Ashbury, to the Big Sur to Mexico and to Maui, a flower child in shed high heels, stockings and rolled up suit pant legs to attend search of herself. one of Gurmukh’s classes. “I did so many drugs,” she recalls in a telephone interview “It blew our minds,” says Gloria. “We all came out and we from her home in Los Angeles. “I led such a precarious life, didn’t know what had happened. We were buzzing. The energy in searching really for what my purpose was on earth.” the room was incredible.” “Then through the grace of the creator, I found my spiritual At one point in the class, Gurmukh switched from playing teacher when I was 27 and just embarked on a different way to traditional yoga mantras to a Beatles song. That cinched it for live.” Gloria. She knew in that instant that yoga could be playful and Her new path began in an ashram in Arizona, where she met inclusive. Yogi Bhajan, an Indian-born Sikh yogi who introduced kundalini 10 8
INSPIRED SENIOR LIVING
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Photo: Eleni Nikoletsos
yoga to the US, persuading legions of hippies to trade their hallucinogenic drugs and free love for the rigorous spiritual practice. He gave Mary the name Gurmukh, which roughly translates as one who helps thousands across the world, and told her she would help deliver babies. Taking his advice literally, she assisted a doctor in delivering nine babies, trained to become a midwife, then realized she didn’t want to deliver babies in that fashion. “My job is to help deliver their soul,” she says, explaining how she became a pioneer in prenatal yoga. But her scope widened much beyond that. Becoming the queen of kundalini yoga in the home of Hollywood, she became a teacher to the stars, instructing the likes of Courtney Love, Gwyneth Paltrow, David Duchovny, Annette Bening and the aforementioned Madonna. Reese Witherspoon is also a fan and Cindy Crawford wrote the foreword to Bountiful, Beautiful, Blissful, Gurmukh’s 2003 book on pregnancy and birth. She hops on and off planes, checks into hotel rooms and pulls off what she calls “all-dayers” teaching in yoga studios around the globe for about 290 days of the year, bringing her wisdom to a world floundering in confusion and searching for meaning. Gloria wasted no time in bringing her to her Semperviva studio in Vancouver, which she visits annually along with other Canadian cities. In her down time, Gurmukh often heads to her “earthship” home in New Mexico, where she spends countless hours meditating and practising yoga. Whether she is teaching celebrities or the ordinary Jane from the street, her purpose is the same. “I’m trying to help people have an experience of themselves so they can be more healthy, happy and whole. To give them an experience of consciousness because once you get the experience of consciousness, then you can line your ducks up and figure out why you are alive and take care of yourself. You are not living in a puzzle or a confusion or a cloudiness anymore.
Yoga teacher Gloria Latham and her mentor Gurmukh.
Kundalini yoga gives you clarity.” Her bromides for healthy living range from the practical to the poetic. To counteract the effects of radiation from so much air travel, she soaks in a tub containing one pound of sea salt and one pound of baking soda for about 15 or 20 minutes after a flight. She swears it works. She follows a vegan diet, eating mostly greens. “I keep my body in alkaline. And when you keep your body in alkaline, there is no place for disease or weakness to come in. I don’t get things like colds or bronchitis. It just doesn’t happen.” Born to a Sicilian mother and into a family of four healthy, happy siblings ranging in age from 69 to 75, she says she was also blessed with a good gene pool. The word retire simply doesn’t exist in her vocabulary.
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“I think there’s a lot of older people who don’t know why they are alive. They don’t know what to do. They feel like they retired. They feel that they don’t have a purpose. They waited their whole lives. They worked hard to what? Just to play golf?” Her advice? “I think it is so important to find some spiritual practice that works for you, to make the connection with that which created us. Otherwise you are just kind of in limbo floating around, wondering why you are here.” Also, serve others. “Do not let a day go by when you are not giving. Giving is living and living is giving.” In her morning meditation, she never fails to ask, “Creator, what do you want me to do?” And finally, reconsider your diet. “You wouldn’t put jelly beans in the gas tank of your car. You would wreck the car. Well, we’re a car, too.” Like the rest of us ordinary mortal souls, she is capable of becoming agitated. Her husband and the daughter she had at age 43 tend to be the ones who press her buttons because she is closest to them. When this happens, following the lessons taught by yoga, she tries to step back and contemplate what she is experiencing rather than reacting emotionally. “In kundalini yoga, the bottom line is to create a neutral, non-reactionary mind.” Gurmukh feels she is getting better with age at her job as a yogi on the road. “It’s becoming easier because I’m getting it down better how to do it.” It helps, too, that she loves hotels – good hotels – with fine cotton sheets. A hint of excitement creeps into her voice as she describes coming adventures to new places like Vietnam, Cambodia and Burma. She doesn’t know when she will stop teaching and travelling, but don’t expect that to happen any time soon. Astrologers have told her she will live to be over a hundred. If outward appearances are any indication of longevity, they could be right. “That’s up to the creator. He gave me the first breath. He is going to take the last breath.” In the meantime, she plans to keep spreading her wings, carrying her yogic knowledge to places like Russia, Serbia, Iceland and South Africa that are awakening to its possibilities. And in a studio in Vancouver, Gloria, one of the most influential forces of yoga teacher training globally, sends up a prayer of gratitude for the guru who taught her so many years ago how to push people beyond their perceived limits and to find some lightness and joy in this ancient practice. On their many “pool dates” at hotels and on long walks in LA, she and Gurmukh talk yoga, all the time, as the older teacher passes along to the younger one the wisdom she acquired from so many years working in ashrams alongside Yogi Bhajan. Gloria feels privileged to gain this insight as she never got the chance to know the master first hand. “I find her deeply inspiring,” said Gloria. “I feel she has touched a lot of people because she deeply cares and teaches from the heart.” SL To learn about how yoga benefits both mind and body, visit http:// www.seniorlivingmag.com/articles/yogamindbody
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OCTOBER 2016
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Adventure
Let’s Retreat, Girlfriend!
BY KATE ROBERTSON
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INSPIRED SENIOR LIVING
ative with their offerings of options for fitness purposes, like Mountain Trek retreat centre near Nelson, BC, which combines outdoor adventures, such as hiking, with lifestyle seminars, yoga and fitness classes, healthy eating, and massage and detox treatments. Even when it comes to the more traditional yoga retreat, facilitators are changing it up with unique themes. For example, one called Back to the Body, for women only, is run by a certified sexological bodyworker (a new profession certified in California), touted as a retreat focused on getting in touch with your body and your sexuality, while other retreat operators combine daily yoga classes in tropical settings with local tours or extreme adventures, like diving with sharks.
Photo: Whistler Fitness Vacations
W
ith each glorious sun salutation, I make sure I take a moment to direct my gaze straight ahead to really notice and be present with the sun sparkling on the Kootenay Lake, only metres away from the outdoor tent where I am practicing yoga with 20 or so other participants at this Yoga at the Tipi Camp retreat. It was a 20-minute boat ride to get here, as the only other way into the “tipi camp” is an hourlong hike. As the name suggests, we sleep in tipis (how cool is that?) and gourmet vegetarian meals are somehow prepared for us in the rustic outdoor kitchen. It is the perfect setting for a yoga retreat – remote and quiet, with no distractions. Retreats are, by definition, an act of withdrawing – taking time away from your everyday life. When we think of a retreat, we tend to think of the traditional yoga retreat, although, one could argue that spa retreats and mineral bathing have been used for medicinal purposes and self-nurturing since ancient times. We can choose a refuelling or nurturing setting if we’re experiencing fatigue or burnout from our daily hectic schedules, or an adventure-filled experience, if we are feeling bored and uninspired by our everyday lives. Leaving the comfort of our own home can allow us to experience personal growth as we learn about ourselves in new, sometimes uncomfortable situations, with a guided facilitator. Attending a retreat can also be a great reason to take a trip, if you haven’t been able to interest your partner or a friend in getting away, or if your idea of a fun time is learning to horseback ride while your partner’s perfect get away is to spend time fly fishing. Usually, retreats take care of the major details like airport pick-up, meals, lodging, and have a structured plan around daily activities, which allows for a comfortable introduction to travelling solo. Most women attend retreats alone, so you will meet like-minded people. Going on your own also allows you to focus on your experience without worrying about what’s going on for your companion. A major reason women choose to do a retreat is to make lifestyle changes and enhance health. This reason is wellfounded as the Public Health Agency of Canada says chronic disease rates are increasing most quickly among Canadians aged 35-64, and the World Health Organization reports chronic diseases are currently the most significant cause of death worldwide (63 per cent) and rising rapidly, projected to exceed any other type of disease as the most common cause of death by 2020. In response to this, retreat operators have become cre-
Working one-on-one with a personal trainer at Whistler Fitness Vacations.
Retreat businesses are recognizing the power of the senior woman as a consumer (the 2013 Stats Canada census shows that 37 per cent of the population is female and over 50). According to Cat Smiley, owner/operator of Whistler Fitness Vacations, a weight loss and boot camp retreat for women-only, their average participant age was 45 years old in 2014 and they had previously capped their age limit at 65. “But recently,” Cat advises, “we were getting a lot of inquiries from women over 70. To accommodate this new and exciting demographic, in 2015 we have implemented some changes to accommodate this senior population, like a daily low-impact exercise team, a certified seniors’
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fitness instructor, and removal of the upper age limit.” Another for-women-only centre, is Holly Branch Retreat, a private mental health centre in North Carolina. Bill Wallace, their retreat manager advises, “We see a lot of seniors attending with all types of situations such as caregiver burnout, grief and loss, menopausal issues, depression and anxiety, or late-life divorce.” Retreats can also offer an opportunity to learn a new skill or build on a current interest. In BC, alone, there are many centres from which to choose. For example, if horseback riding really is your thing, check out Equinisity Retreats for personal development. If quilting or art or writing is what does it for you, specialized retreats for those can be found, as well. When you consider world-wide retreats, the options are endless. I leave my yoga at the Tipi Camp retreat feeling refreshed and relaxed. I’ve deepened my yoga practice on a spiritual and physical level. I’ve been able to combine my love of the mountains and natural surroundings with my love of living simply. I feel healthy, well-fed, and nurtured by the staff and the instructors. I’m ready to face the world and carry on with my busy life in a more grounded and positive way. I’ve experienced the power of retreat. SL For Kate Robertson’s tips on How to Choose a Retreat, visit www.seniorlivingmag.com/articles/girlfriend-retreat
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VICTORIAN COUNTRY CHRISTMAS SHOPPING TRIP DEC 1-3, 2016
Highlights: Seattle Premium Outlets and the Tulaylip Casino Hotel, The Lights of Christmas at Warm Beach Camp in Stanwood, WA. More than One Million Lights! A special stage production is included with your 5 course dinner, Victorian Country Christmas Festival at the Washington State Fair Grounds in Puyallup. Over 500 vendors. Soak in the atmosphere and music to start your Holiday Season! $675 Cdn pp dble occ.
LEAVENWORTH CHRISTMAS LIGHTING FESTIVAL DEC 9-11, 2016 Highlights: arrive on the Friday, giving you time to explore the many shops in town before the crowds on Saturday. Saturday is a tour and tasting of the delicious Aplets and Cotlets factory in Cashmere, sleigh ride with the majestic draft horses, western style buffet lunch around the pot bellied fire place, Leavenworth lighting of the town followed by a traditional Bavarian dinner at a local restaurant. After dinner, the crowds are gone and the town is prime for your special pictures of the lights. $665 Cdn pp dble occ. DOOR-TO-DOOR PICK UP AND RETURN WITHIN THE LOWER MAINLAND
229 Gorge Road East | Victoria, BC | V9A 1L1 1.800.565.3777 | www.daysinnvictoriauptown.com * Terms and conditions apply. Proof of medical appointment required upon check-in. Room reservations must be made by calling Days Inn - Victoria Uptown directly: 1.800.565.3777. Cannot be combined with other discounts or special offers. Reservations must be made and stays completed by April 30, 2017. Contact hotel for full details.
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OCTOBER 2016
13 19 15
Akureyri
Icelandic
Dettifoss drops 45 metres in a thunderous roar after collecting water from the huge Vatnajökull glacier to the south.
MY
The author with an Icelandic horse with turquoise eyes.
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INSPIRED SENIOR LIVING
STORY AND PHOTOS BY JULIE H. FERGUSON
An icy wind blows away steam roaring from a fumarole at Hverarond.
he young taxi driver who meets me at Keflavik International Airport whisks my luggage and me into his van. Leif has a halo of fiery red hair and a curly beard to match. “We’ve got to move fast to get you to Reykjavik to catch your flight to Akureyri,” he says as he manoeuvres onto the highway. I can’t stop asking him, “Are you descended from the Vikings?” “Pure Viking!” Leif smiles at me. “Everyone asks me that.” He weaves his family saga into his commentary about places we pass. I had been excited ever since I discovered that Icelandair began flying non-stop from Canadian hubs, including Vancouver, in June 2014. Two months later, I took advantage of their generous stopover policy and explored the north and south of Iceland for 10 days en route home from Scotland. My small plane side-slips down to a fjord, flies north below the mountain peaks, and lands on a runway built in the middle of the water. Akureyri, my base for five days and 110 kms from the Arctic Circle, is five minutes away by taxi. It’s a pretty town and home to 20,000 citizens who voted for heart-shaped stop lights. I like them immediately. Settled in 890CE by a few Norse, Akureyri bustles today with a university, active fishing and ship-building industries, and a vibrant tourist trade. I spy a cruise ship alongside the harbour wall. The climate here is sunnier and drier than the south. The end of September is almost winter in northern Iceland and today the wind blows straight from the Arctic. The season has painted the region 16 14
STOPOVER
in rich golds, subtle grey-greens, and lush crimsons, an unexpected bonus for a photographer. Farms dot the lower slopes beside the fjord, and behind the town empty ski lifts await the first snows. Akureyri feels remote, as well as chilly. I explore the north with companies that operate a wide choice of small-group tours year-round from Akureyri, including night adventures to view the Aurora Borealis and flights over active volcanoes. It is a good decision – in the comfort of mini-buses or AWD vehicles, visitors can reach places where cars can’t go, with storytelling guides who know the history and geology of Iceland. And, of course, geology is Iceland’s major attraction. The land steams. Volcanoes erupt. Earthquakes rumble. Mud boils. Geysers gush. And water between 100C and 200C pours right out of the earth. Iceland is the only landmass that spans the North American and Eurasian tectonic plates. Their junction is called the Mid-Atlantic Ridge that runs north-south splitting Iceland in two. The geology here is wildly temperamental because the plates are relentlessly pulling apart. Seismic activity has defined Iceland’s landscape and shaped its people for centuries. It is both a blessing and a curse. My tours are 10- to 12-hours long, and as it’s low season, I share the guides with only one or two others. The companies customize the tours to fit our interests and my need for photography. I experience nature’s power, marvel at contrasts of hot and cold, black and white, and once I think I’m on the moon. Around Lake Myvatn, we whiz by cinder cones, explosion
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craters, caves, and black lava fields – dramatic and strangely intimidating. Further along, the flat land is barren, pock-marked by small rocks and this is where the astronauts trained before the moon landing. I travel unpaved lanes in the bottom of glacier-scoured valleys and high on mountain sides. One minute, I’m by the sea, the next in the clouds. Then I’m in a golden canyon, Ásbyrgi, where the elves live. On the north coast, hundreds of Icelandic sheep watch me pass in river deltas surrounded by green fields, and the small harbours are crowded with fish and whale-watching boats. Nearby, I straddle the Mid-Atlantic Ridge, left foot on the North American plate and my right on the Eurasian, yearning to feel them move. The big waterfalls in Iceland are must-sees – the water cascades in thunderous roars and the spray dazzles with multiple rainbows. My favourite in the north is Dettifoss, the biggest in Europe, but the 50 kilometres on washboard to reach it are the worst I’ve ever endured. (Rental cars are forbidden on this old road.) The hike from the parking lot down to Dettifoss is tricky – steep and
rocky – but the reward, spectacular. When I turn downstream, I face a miniGrand Canyon. I catch my first glimpse of Icelandic horses on the north coast at sunset. They are small, but not ponies, and come in all colours; strong and hardy, they winter mostly outside. Later, after coffee with a farmer near Grenivik, I meet 50 of his 250-strong herd. These horses are polite – an odd but perfect word to describe them. They amble over to greet me and stand still as I stroke and pat them, never tossing their heads or treading on my
feet. Icelandic horses have remained pure-bred since their ancestors came to Iceland aboard Viking longships in 834CE, thanks to an ancient law enacted in 930CE that remains in effect. It prohibits importation of any horses to Iceland and the return of any that have been exported. Today, the tiny horses don’t work on the farms; instead they are the gentle mounts for the popular riding tours. Now I’m high above the clouds on a plateau of intense geothermal activity at Hverarond, staring at the barren, orange
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OCTOBER 2016
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888•595•7889 Victoria: 250•590•7889
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slopes of Mount Námafjall scarred by deep gullies. Sulphurous fumes and an icy wind assault my nose while pale blue mud pools boil at my feet and fumaroles deafen me with their roars. Desolate and not commercialized, many consider this spot is the best attraction in Iceland. Iceland harnesses their limitless geothermal energy to produce electricity from the 200C water, provides the nation’s 100C water for central heating and household use, and diverts the used hot water under their roads and sidewalks to melt ice and snow in winter. Icelanders appreciate the geologic boon that costs them little and attracts growing numbers of tourists. They philosophically accept and manage the curse of catastrophic seismic events and do not fear them. The endless hot water means they can swim year-round; every community’s outdoor swimming pool is the heart of Icelanders’ social life. On the flight back to Reykjavik, I ponder my five days; the truth is I have only seen a fraction of the north. Iceland is like no other place I’ve visited. Scenic, yes. Remote, certainly. Friendly, definitely. But it’s different somehow – the land under your feet feels alive. SL For IF YOU GO information and links, visit www.seniorlivingmag.com/articles/icelandic-stopover The author is grateful to GeoIceland, Promote Iceland, Nonni Tours, and Saga Travel for making her explorations of Northern Iceland possible.
different in a good way. where free Wi-Fi isn’t just for the business traveler
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INSPIRED SENIOR LIVING
16 Days 10 Days 11 Days
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S
55+ Lifestyle Show Vancouver Sept 22, 2016 THANK YOU
to all our exhibitors, sponsors, entertainers, presenters, suppliers and visitors who contributed to the success of our 2016 Vancouver 55+ Lifestyle Show Congratulations to our prize winners:
Make-Overs by Hana Akai
• “55+ Winter Celebration Package” from Fairmont Chateau Whistler - Barb Murphy • “All About Me” Women’s Retreat from Fairmont Chateau Whistler - Donna Miranda • Deluxe Gift Basket from Butchart Gardens - Lynell Adams
Jackson Davies
Photos: Bryan Antenor
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Freedom 95 Sponsor Sparkling Hill Resort
Shoe Fashions presented by Vicki Gabereau
Pat Nichol with Pamela Martin
Sponsor G&F Financial Group
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Living’s reader make-overs. *Stylist of INSPIREDAKAISenior HAIR DESIGN 2559 Quadra Street, Victoria BC 250-383-3227 | www.akaihairdesign.com 20 18
INSPIRED SENIOR LIVING
That’s a Wrap! Three Ways to Wear a Scarf
BY CALLIE MARTIN
I
t’s that time of year again: the leaves are changing colour, the wind is cooling down, and pumpkin spice aficionados everywhere crowd into Starbucks in hopes of sipping on their favourite seasonal latté. With this snuggle-inducing weather comes even cozier fashion choices and accessories, few of which are more important than the scarf. Though most of us opt to simply drape it around our shoulders on a chilly autumn morning, the scarf is a far more versatile piece. Here are three ways to wear your scarf to its – and your – full potential: 1. The Classic On those brisk mornings when you’re on your way to work, to visit your grandkids, or just out for a walk with friends, this style is perfect for those just beginning to wear scarves (and the best part it, it works with nearly every type of scarf imaginable). Start by holding the two ends of your scarf together in your dominant hand, and the “loop” in your other. From here, simply drape the scarf behind your neck lengthwise so the looped portion is resting over one shoulder, and the two ends over the other. From here, simply take the two ends and push them through the loop (pictured). Ta-da! You are instantly warm, fashionable, and ready to conquer your day. 2. The Non-Conformist I get it – you’re a risk-taker. You snuck out of your house in your teens to visit your motorcycle-riding boyfriend, you spend your adult years climbing the career-ladder, raising your family, or even a combo of the two. Your eyeliner is still as sharp as your wit, and you want your fashion choices to reflect your style. Introducing, the scarf-belt! Now, before someone sprains an eyeball from rolling it too hard, let me explain: this technique is meant for thin, silk scarves and pairs best with pencil skirts, tailored blouses or draped tops. This technique cinches you in to create a waist, instantly makes you look fabulous, and is far most comfortable than your traditional leather belts. To create the look, simply take your scarf and begin to fold it lengthwise until you reach the desired width.
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washing your hair or fighting it into a discernible style, there is the scarf headband. Like with the scarf belt, it works best with thin, silk scarves (though on chilly mornings, it is not always unpleasant to have a knitted one topping your noggin). If your hair is on the longer side, make sure to tie it up first, while you short-haired ladies are already one step ahead. Begin by folding the scarf lengthwise (like with the belt) until you’ve reached your desired width and thickness. Once
you’ve achieved this, hold one end of the scarf in each hand, and begin to wrap from the base of the back of your head, up and around to the crown (repeat as many or as few times as necessary, depending on the length of scarf). Once finished, tie it off in your preferred knot or bow at the side or base of your neck. If you tie it in a knot, tuck the ends in to streamline the look. Now, no one will know you didn’t shampoo this morning – only that you’re the most fashionable woman on your block. SL
Stay Fit
while you
From there, wrap it around your waist, making it as tight or as loose as you like. When you’re happy with the placement, tie either a knot or a bow (whichever you’re in the mood for) at your back, side or front to truly customize this look.
Travel
3. The Actress For those days that you don’t feel like
Return to Health Volunteers are needed to provide in-home visits to isolated Victoria seniors returning home from a hospital stay. Training begins on Wednesday, October 26. Meets every Wednesday, from 1 to 4 pm in November. Topics include: • Aging processes - effects of aging on the body • Community programs for seniors and how to access them • Nutrition and healthy eating for seniors
Your Live Well Pharmacist can provide travel health advice and a variety of services to keep you healthy on vacation, including:
· Travel vaccinations · Referrals to travel clinics · Prescription recommendations & advice · Medication professionals to discuss your healthcare needs · Easy prescription transfer * Services vary by location. Visit a location nearest you for more information.
Pack your bags & visit www.pharmasave.com to find the nearest location.
• Understanding the healthcare system
Phone Jane at 250-382-4331 to register.
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OCTOBER 2016
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AgeCare Harmony Court Estate
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INSPIRED SENIOR LIVING
Course Staying the
BY BARBARA RISTO
very year, the Victoria Marathon takes place on the Sunday of the Thanksgiving weekend. Thousands of racing enthusiasts and wannabe athletes gather to shred some miles – and calories – before they load up on turkey, spuds and stuffing without the slightest twinge of guilt. For the past two years, I have cheered from the sidelines as a friend crossed the finish. This year, I decided to take on the challenge of putting some mileage on my almost-pristine runners by entering the 8km race. I am not your typical poster child of racing. Exercising is not natural. Well, for me it isn’t, okay? Publicly declaring my intent to run the 8k feels like announcing my execution by firing squad. I’m told the survival rate is quite good, in comparison, but I am feeling the pressure as the event gets closer and my road time still leaves much to be desired. I don’t want to kill it. I just want to post a time better than the pickup team. (These are officials who tail the racers ensuring there’s no stragglers. When they cross the finish, having swept the course, the race is officially declared over.) Fortunately, the running world takes people like me in stride. They know the spectrum: from the Weekend Warriors to the Energizer Bunnies, who systematically chew up the kilometres, weather conditions be damned. In the world of runners, there’s room for all of us. The Goodlife Fitness Victoria Marathon to be held on October 9th features a Marathon, a Marathon Relay, a Half Marathon, an 8K Road Race and the Thrifty Foods Kids Run. This year, race organizers announced the first-ever sold out Marathon event. Racers who return year after year have told me it’s one of the best events in the world. Temperate weather conditions combined with a course that avoids the extreme hills and takes runners through some of the most breathtaking scenery along Dallas Road make it the perfect race for runners of all abilities. Interestingly, the 55+ crowd isn’t a stranger to either the short or the long races. In the short, they often choose the walk/run method and join with friends to make this an enjoyable way to pass a Sunday morning. But you’ll also find a healthy showing of the 55+ers in the half and full marathon. These are races of stamina more than speed, and who better to exemplify that than someone who has stayed the course for over half a century. If you aren’t signed up for one of the races, come out and cheer. For many, this is as exciting as being a racer. The cheering crowds keep the momentum going, especially when the kilometres start to accumulate and the finish line is nowhere in sight. Besides the colourful shoes and gear, many racers add a little extra something to entertain those on the sidelines. Last year, one rowdy group wore poultry headgear and another mob came dressed as festive turkeys.
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A father and daughter cross the finish line at the annual Goodlife Fitness Victoria Marathon.
Running isn’t just something to tone and strengthen your body. Most will tell you the mental and emotional benefits are equal to the fitness they achieve. It can stimulate ideas and put life in perspective. And it offers a whole new set of social opportunities. Regularly-held running clinics by recreation centres and sports stores provide encouragement and helpful advice on what gear to wear, and they will teach you the mechanics on how to switch from couch potato to athlete. You’d be surprised how many senior runners admit they started their running regime after they turned 50. If you have never considered yourself a runner, maybe now is the time to try it on. Discuss it with your medical advisor or a professional in the fitness field. Maybe we’ll see you out on the course one day. As for me, I may not get to the finish line quickly, but I will get there! SL
OLDER ADULTS STRATEGY 2017-2022
WE WANT YOUR INPUT! Saanich Parks & Recreation is creating a new Older Adults Strategy to guide the direction of programs, services, facilities and outdoor spaces for the next five years. We want to hear from you! Join in our last two public sessions:
Saanich Commonwealth Place
250-475-7600
785214 Wed, Sep 28th 3:30-5:00pm
G.R. Pearkes Recreation Centre 250-475-5400
785215 Sat, Oct 29th, 10:00-11:30am
Call any Saanich Recreation Centre to register. For more information contact Julie Wallace at 250-475-5408 or email julie.wallace@saanich.ca
More information is available at www.runvictoriamarathon.com
VICTORIA • SHAWNIGAN LAKE • NANAIMO
EXPERIENCE THE TRILLIUM DIFFERENCE We deliver genuine care, based on our founding values of collaborating with residents, helping them live life to its fullest and ensuring they feel at home. LO N G -T E R M C A R E A S S I ST E D L I V I N G INDEPENDENT LIVING
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OCTOBER 2016
21 23
Adventure
Magical Kenya The
World of
STORY AND PHOTOS BY MARILYN JONES
An elephant mother and her two daughters meander across the Massai Mara National Reserve savannah.
A
rriving in Nairobi, a bustling modern city in the heart of Kenya, I could be in any major city. But as soon as I leave the city limits, I find myself in the magical land of exotic animals, tribal warriors and unparalleled landscape. Nothing could have prepared me for Kenya. This sprawling East African country straddling the Equator is as much an emotional experience as it is a destination. Maasai Mara National Reserve By bush plane on my way to the first camp, I see great herds of wildebeests making their annual migration from Tanzania in search of green grazing lands. Millions of wildebeests and zebras make the journey every year between June and September. This is Maasai Mara National Reserve, widely considered to be Africa’s greatest wildlife reserve. Elephants, giraffes, zebras and gazelles are also dwarfed by the distance and the vastness of the Mara. Comprised of more than 322 square kilometres of
open plains, woodlands and riverine forest, the Mara is joined by privately-owned conservancies that more than double the land mass set aside for wildlife in this region. When the plane lands, I am welcomed by representatives of Sanctuary Olonana, the tented camp where I will spend the first night in the bush. After boarding a jeep-like four-wheel-drive truck and soon into my first game drive, the guide Abdul points out a lion and lioness in the tall tawny grass. In front of the truck three elands pass by. Before reaching an area set up for my first bush breakfast, zebras, giraffes, gazelles and topis can be seen along the dirt roadway. As impressive as the animals are, so is the camp. Maybe I watched too many Tarzan movies as a child, but Sanctuary Olonana and all the camps I stay in are more like tented five-star hotels. Beautiful interiors with lovely furnishings and an attentive steward make this not only a wildlife adventure, but a luxury one as well.
䠀䄀刀刀䤀匀伀一 䠀伀吀 匀倀刀䤀一䜀匀
䠀椀欀攀 ⸀⸀⸀ 䈀椀欀攀 ⸀⸀⸀ 匀漀愀欀 ⸀⸀⸀ 倀愀搀搀氀攀 ⸀⸀⸀ 䜀漀氀昀 ⸀⸀⸀ 䘀椀猀栀 ⸀⸀⸀ 刀攀氀愀砀 ⸀⸀⸀ 圀栀愀琀攀瘀攀爀 礀漀甀爀 瀀氀攀愀猀甀爀攀 䠀愀爀爀椀猀漀渀 䠀漀琀 匀瀀爀椀渀最猀 栀愀猀 猀漀洀攀琀栀椀渀最 琀漀 漀昀昀攀爀⸀ 䠀漀琀 匀瀀爀椀渀最猀 䠀愀爀爀礀 眀漀渀搀攀爀猀 ᰠ眀栀愀琀 愀爀攀 礀漀甀 眀愀椀琀椀渀最 昀漀爀㼀ᴠ
眀眀眀⸀琀漀甀爀椀猀洀栀愀爀爀椀猀漀渀⸀挀漀洀 24 22
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Amboseli National Park Kenya is a country of diverse ecosystems. From the green and golden grazing lands of Maasai Mara, I am flown to Amboseli National Park, an arid land scattered with swamps. The 243-squarekilometre park is renowned for its elephant populations and impressive view of Mount Kilimanjaro, the tallest mountain in Africa. Sleepy young lion, Massai Mara National Reserve.
Photo: Geoff Robson
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Mara Plains The next day, I am driven halfway to another camp – Masa Plains – where I meet driver and guide Duncan. Along the drive toward camp, we are surrounded by thousands of wildebeest and zebra; the Great Migration I witnessed from the bush plane. The wildebeest bulls sing their monotone song of control over their females and calves. Further on, there are two lionesses stretched out for a nap in the morning light. At Mara Plains, there are no fences. If assistance is needed after night falls, guests simply call out and one of the security staff will assist them. In most of the camps, the Maasai people are employed as guides, stewards, chefs, security and housekeepers. After a family-style lunch, guests have the opportunity to speak with a conservancy warden. Richard Pye explains that conservancy land expands the animal protected area of the Mara. It is owned by the Maasai and rented from them in exchange for moving away from the area and grazing their cattle on different land. If they do not want to move, they still receive rent for their land, only a smaller amount. No one is forced to move. The next morning, our group takes a hot-air balloon ride over the Mara at sunrise. Balloon captain, Elly Kirkman of Balloon Safaris, quickly takes charge, explains all safety and operational procedures, and just before daybreak, we are on the wind sailing over a herd of cape buffalo, zebras, a lone giraffe and scurrying hyenas. While away during the morning, luggage is moved to Mara Toto, another property operated by Great Plains Conservation. Duncan is still our guide and on my final game drive with him, I have the opportunity to watch a leopard gracefully walk along a river and climb a tree, five lions relaxing in the shadow of an acacia tree and a cheetah meandering through long pale yellow grass. What an honour; what an opportunity to witness all these animals in their natural habitat.
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Later in the afternoon, I again venture out on a game drive. This will become the routine for the next six days: early morning game drive with breakfast in the bush, midday lunch at camp, late afternoon game drive, campfire and dinner, often under the stars.
Iceland’s Magical Northern Lights
Included in Price: Round Trip Air from Vancouver Intl Airport, Air Taxes and Fees/Surcharges of $540 per person (subject to increase until paid in full), Hotel Transfers
Nov 21-27, 2017
* All Rates are Per Person and are subject to change
**This tour was priced in USD and converted to CDN at a $1.20 exchange. ***Price is locked in against any currency fluctuation. www.seniorlivingmag.com/2017tours
Call Your Local LocalMarlin MarlinTravel Travelfor forReservations: Reservations: Call Your Broadmead Village 250-383-5414 • Oak Bay Broadmead Village 250-383-5414 • Oak Bay250-370-1222 250-370-1222 • Westshore Sussex Place250-478-1113 250-383-6101 Cadboro Bay 250-595-1181 • Sussex Place 250-383-6101 • Sidney •250-656-5561 • Duncan 250-748-2594 WestshoreSidney 250-478-1113 250-656-5561 Duncan 250-748-2594 Ladysmith 250-245-7114••Nanaimo Nanaimo 250-758-3924 Ladysmith 250-245-7114 250-758-3924 Parksville 250-248-2041 • Langley 604-532-0507 Parksville 250-248-2041 • Kelowna 250-868-2540 Kelowna 250-868-2540 • West Kelowna 250-768-6875 Langley 604-532-0507
*with a minimum of 15 passengers traveling
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Maasai women line up to begin the welcome dance outside their village.
Picked up from the airstrip by Joseph, a guide for Tortilis Camp and an expert on Amboseli and its wildlife, I am quickly acquainted with the land and its animals. Although known for its elephants, we pass a pool of several hippos, lovely exotic birds and herds of zebras and wildebeest. The highlight of Amboseli comes when Joseph drives our group to a dry lake bed where more than 250 elephants are grazing. The site is overwhelming as we draw near. The elephants are nearly silent as they curl their trunks around elephant grass like twirling spaghetti on a fork, pulling it from the ground, shaking off the dirt and eating. If the clump of grass is hard to pull out, they give it a little kick to loosen it from the earth. As they slowly walk along eating, we become surrounded by elephants; from the largest bull to a tiny calf only four or five weeks old. Maasai Homestead The following day, we visit a Maasai homestead. Greeted by the entire village, each member dressed in bright and flowing clothes, they perform a traditional welcome dance. The women,
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men and children wear intricately beaded necklaces, bracelets and earrings. The women sing a rhythmic musical chant as the warriors, one by one, jump in the air showing their strength and agility. The dance goes on for nearly a half hour and many of the women pull in guests to join them. We are escorted into the village and invited into one of the semi-permanent huts known as manyattas. It is the role of the wife to construct the hut from cattle dung and grass. Claustrophobic, dark and small, there is a small hole in the roof to take out smoke from the cooking fire. Because cattle are kept in a paddock near the houses at night, the flies are nearly unbearable. Children have files on their faces and seem to have given up swatting them away, yet they shyly smile at the strangers and play tag between the houses. After our walk through the village, beautiful beadwork jewellery, baskets and carvings the women have made are laid out on the ground for sale; elaborate, beautifully-made pieces. An English-speaking warrior who has served as our guide interprets for the women and helps them make the transactions. Nairobi Back in Nairobi, after checking into the Fairmont Norfolk Hotel, I head to the Nairobi National Museum for the afternoon. The museum is an excellent place to learn more about Kenyaâ&#x20AC;&#x2122;s history and culture. By visiting it at the end of the trip, the exhibits and displays underline much of what I experienced during the week. The last day, I rent a day room at Nairobi Tented Camp and head out on my last safari in Nairobi National Park. My guide Steve tells me the park is actually within the city limits. Like the other wildlife areas, there is plenty of wildlife, especially giraffes. The highlight of the day is the Sheldrick Elephant Orphanage located near the park. This orphanage is for elephant calves and rhinos from all over Kenya. Elephant calves are orphaned due to poaching and receive 24-hour-a-day care from highly dedicated staff members who become surrogate mothers. Eventually, the calves are moved to Tsavo National Park, where they are carefully reintroduced into wild herds. The centre is open to the public every morning from 11 am until noon. Visitors can witness firsthand the care and compassion these calves receive as well as ceremonially adopt an elephant. The adoption fees help support the orphanage. Soon, it is time to head for the airport and home. I feel honoured to have been able to meet so many kind and generous people in Kenya, and see the animals and birds they are always working to protect. SL For IF YOU GO information and many more spectacular photos, visit www.seniorlivingmag.com/articles/magical-world-kenya
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COLLECTOR SEEKING vintage/collectable cameras, binoculars and microscopes. Nikon, Leica, Contax, Rolleiflex, Zeiss, Canon, etc. Mike 250-383-6456 or send an emal to msymons6456@telus.net (Victoria) FOOT-CARE IN YOUR HOME Victoria Foot Nurse Judy LaRoy Begg LPN SINFA. 250-857-3797. judelaroybegg17@gmail.com Celebrating 10 years of outstanding senior service! HOME INSTEAD SENIOR CARE is Victoria’s company with heart. CAREGiversSM are thoroughly trained in dementia care, bonded and insured to provide customized homecare for your family’s needs. Book a complimentary care consultation: 250382-6565 www.HomeInstead.com/victoriabc
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COLLECTOR’S SILVER & FINE ART WANTED Hidden Maui Paradise Just steps from the beach. 2 Bed, 2 Bath Condo for rent. Check our online calendar for available dates. Central Kihei • 250-882-1963 www.hiddenmauiparadise.com
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TALK IT OUT! Mary Munro, Registered Clinical Counsellor, can help with life transitions, grief, difficult family dynamics, life challenges. Victoria: 250-589-4172, or send an email to mary@marymunro.ca DOWNSIZING | ORGANIZING | MOVING – Let us simplify your space and tran-
sition to your new life. 20 years’ experience/ Insured/WCB. Free Consultation in Fraser Valley. 604-314-3604.
WANTED: Old stereo/audio equipment. Any condition. Amplifiers, turntables, speakers, receivers etc. Honest/friendly. Victoria and V.I. Call Bob, 250-896-2268, or send an email to northtowns26@gmail.com DEALER SPECIALIZING in items priced from $500 -$10,000 pays instantly for vintage quality Wrist Watches; Omega, Rolex, Patek Philippe, Jaeger LeCoultre, Piguet, etc. Working or not and Gold Pocket Watches, Fine Clocks, Nautical Instruments, Optics, Military Medals, Badges, Log Books, Swords, Antique Firearms, Gold & Silver Coins. 4065 MacDonald Street, Vancouver. Graham 604-716-8032.
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OCTOBER 2016
25 27
Your Money
Permanent Life Insurance’s
T
Best-Kept Secret
BY NANCY LEE
he Minister of Finance has recently approved changes in the Income Tax Act effectively reducing the amount of money allowed to grow tax-preferred within a permanent life insurance policy, perhaps up to 40 per cent. Known as exempt test legislation, this change is much like the reduction of the Tax Free Savings Account (TFSA) from $10,000 back to $5,500. New permanent life insurance policies and conversions from term insurance that are successfully issued prior to January 1, 2017 will be grandfathered into the old rules, thereby preserving the shelter room for the amount of money to grow tax-free inside an insurance contract. Permanent life insurance policies provide protection at death by creating a lump sum of tax-free money to beneficiaries quickly when they need it most. The lesser known benefit, for those in the know, is its consideration as another asset class alongside stocks, bonds, mutual funds and real estate investments. The concept is simple: part of the yearly premium paid goes into the insurance while another portion goes towards an
investment that grows tax-free during the life of the insured and can be collateralized in later years for retirement or other income needs. Upon death, the loan is paid off and the remaining death benefit is paid within weeks to beneficiaries for estate taxes, charitable giving or a family legacy. Policies issued before 2017 preserve the right to purchase “quick pay” insurance in a much shorter time frame than after 2017, thus cutting down the total cost of insurance in a policy and allowing more time for tax-free compounding of money that can be a potential source of income in the future years. Retirees and those approaching retirement years get peace of mind as insurance is now paid up and inforce, eliminating the worry about forgotten payments and lapsed polices.
Your life’s work is an art
For business owners, the impact is even more significant. A permanent corporate-owned life insurance policy offers the ability to tax shelter growth of retained earnings that would otherwise be passive income and attract taxes at the highest marginal tax rate. Policies issued after 2017 are disadvantaged due to government-imposed legislation – less money will be allowed to grow tax-free, thereby also reducing the death benefit payout. What will remain constant regardless of issue date is the collateralization feature to secure a potential retirement income for the business owner, all the while funding a corporate buyout option at death and creating liquidity for succession plans in future years. Permanent life insurance is a powerful planning tool for personal and business needs. It may just be one of the best wellkept secrets for 2016. To take advantage of the current taxation rules, new policies must be approved and issued by December 31, 2016. As insurance underwriting is more complicated and for those who have more years, consider applying with some urgency. If you have current term policies, this is the perfect time to review your policy needs. By exercising the conversion privilege, existing term coverage can be converted to permanent coverage without requiring health-related information. To find out more about the exempt-test changes and how it affects your situation, contact your financial consultant. SL
Trust an expert with your masterpiece
Whether you’re planning for retirement or just need trusted financial expertise, rely on the professionals at Collins Barrow for: Elder care accounting services Estate planning and executor services Personal and trust income tax return preparation Current and long-term cash flow need analysis Contact an expert at Collins Barrow Victoria Ltd. at 250.386.0500.
Taking care of your financial future. L to R: Andrea Tang, Principal, and Robyn Walle, Manager
Permanent life insurance is a powerful planning tool for personal and business needs.
Nancy Lee is a financial consultant with a practice in Vancouver. 28 26
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The Beach Boys These are the real guys! Come celebrate 50 years of Good Vibration. Two BC shows – Victoria and Vancouver. Don’t miss this opportunity to rekindle your youth and show your appreciation to a band that has transcended the generations with their delightful and fun music. Chemainus Theatre Festival How unbreakable are family ties? It’s 1956 and happy emptynesters Sam and Hilda are finally enjoying life on their own. But their peaceful home turns chaotic when their son and daughter return for an unexpected stay. Enjoy the hilarious situational comedy of this Norm Foster gem. www.chemainustheatre.ca The Lonely – A Tribute to Roy Orbison A sensitive and dynamic tribute to the one and only Roy Orbison. Veteran Mike Demers leads this group of musical journeymen in their mutual and deep appreciation of the timeless music of the “Caruso of Rock.” Tina Coldwell of TLC Entertainment says, “One of the best tributes I’ve seen and I’ve been in the biz for 22 years.” www.thelonely.ca
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Fit for Her Adventures By Wendy Johnstone
E
ngland, Wales, Normandy, France, the Camino Trail and hours of desert hiking in the Palm Desert. These are just a few of the exciting places Greer Rosequist has hiked in her lifetime. And she’s not done yet.
At 67, Greer is fit for adventure – off the beaten path and as a family caregiver.
Greer, who lives in Victoria, helps care for her mom from afar. Four years ago, her mom fell and broke her hip, so Greer makes a monthly trip to Langley to support her mom and her sisters, with whom she shares the care. With her nursing background, she tends to take on the role of “quarterback” and tries to see the overall picture of how her mom is coping with some of the changes that accompany age and loss. She also shares the role of Power of Attorney, is her mom’s executor and personal gardener. While she doesn’t currently leave the country for
Thurs. October 13th
Difficult Decisions
extended periods of time, it’s by choice. “I realize Mom is aging and has more challenges. She needs my support,” says Greer. “Even though I don’t always agree with her decisions, I want the best quality of life for Mom right now. And that means supporting her to stay as independent as possible.” Being a caregiver doesn’t stop Greer from staying fit for hiking and travelling abroad. When training for a longer hike, she hikes up to 25km per day to prepare herself physically and mentally. Her own community offers her many beautiful and challenging hikes; one of her favourites is Dean Park. The training paid off during a two-week hike on the Camino Trail in Spain, where Greer felt fit and very well prepared for the adventure. While hiking is her first love, Greer is also an avid golfer, plays pickle ball and spends as much time as possible in the garden.
Staying active, fit and connected with her community are all important strategies to staying healthy as a family caregiver. With her husband at the core, Greer has a tightly knit group of friends and family members. She talks about the importance of reaching out in times of need. “When you make yourself vulnerable, you often learn that others are going through a similar situation. It gives you strength to carry on.” Greer’s next adventure? “We haven’t decided yet, but Hadrian’s Wall Path in England is high on the list.”
Family Caregiving Webinar
with Wendy Johnstone, Gerontologist Follow us at facebook.com/FamilyCaregiversBC for more event announcements!
Wendy Johnstone is a Gerontologist and a consultant with Family Caregivers of British Columbia in Victoria, BC. Visit www.familycaregiversbc.ca or call 250-384-0408 for more information.
BC Caregiver Support Line 1 877 520 3267 30 28
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Senior Living... The Berwick Way™ At Berwick Retirement Communities, you will enjoy an unparalleled standard of living at a superior value. Creating a wonderful environment where residents enjoy exceptional services from friendly staff is The Berwick Way. Find out more about The Berwick Way™ – Ask one of our Senior Living Experts Today!
www.BerwickRetirement.com V I C TO R I A | N A N A I M O | C O M OX | K A M LO O P S | C A M P B E L L R I V E R Proud to be BC owned and operated JOB BRC-17779 CLIENT: BERWICK RETIREMENT COMMUNITY PUBLICATION: SENIOR LIVING MAGAZINE INSERTION DATE: TBD TRIM: 7.25X4.75 PREPARED BY: ECLIPSE CREATIVE INC. @ 250-382-1103
You can always be there for them.
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Alex Aragon, CFP Scotiabank Investment Specialist 604-417-3523 alex.aragon@scotiabank.com
Mark P. Juricic, PFP Give a second chance at a happy life… there is no better gift you can give an animal in need. Include a gift in your Will or designate a life insurance policy to the BC SPCA to set tails wagging!
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Visit us today at spca.bc.ca/support or contact Yolanda Benoit ybenoit@spca.bc.ca 1.800.665.1868
®
Registered trademark of The Bank of Nova Scotia, used under licence. Scotiabank includes The Bank of Nova Scotia and its subsidiaries and affiliates, including Scotia Securities Inc. As used in this document, the term “Scotiabank Investment Specialist” refers to a Scotia Securities Inc. mutual fund representative. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association. 2777-2016-0915 R2
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For Canadians who KNOW they are heading south this Winter “We’re Going!”
1-888-MEDIPAC 1-888-633-4722 • www.medipac.com Underwritten by Old Republic Insurance Company of Canada and Reliable Life Insurance Company
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