Senior Living Magazine Island Edition May 2011 by INSPIRED 55+ Lifestyle Magazine

MAY 2011 TM

Vancouver Islandâ&#x20AC;&#x2122;s 50+ Active Lifestyle Magazine

ESTATE PLANNING ISSUE

Giving in a meaningful way Planning for the future Saving on taxes

Clowning Around RVing the Rideau

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How to feel young again: Tip No 37 - breathe it all in. Get a (SOCIAL) life — experts agree that being social and active has many physical and emotional health beneﬁts. Get your dose here.

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MAY 2011

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harities are a vital part of our community infrastructure. They seem to have always been there to fill the gaps in our society – whether it is for health research, protection of children, animals or at-risk adults. These intrepid organizations go where no one else dares. For this reason alone, they have my vote of support. Seniors are among those who frequently step up to the plate to give generously to these causes. Statistics Canada says that “those who give the most are more likely to be older.” They have also found through their research that the likelihood of being a major donor increases with age. For these reasons, we feel our particular readers and charities are a natural fit and so, twice a year, we provide charities with the opportunity to profile themselves in our magazine. Many of us have been touched or have had a close family member touched by cancer or other life debilitating disease. Many of us have family members with mental or physical limitations that demand extra support and care. Often it is a charity that provides the necessary services and support to see us through these difficult times. My personal passion is animals so I am very grateful for all those groups who help sick, injured, abandoned or abused animals. Each one of us, I’m sure, can find a cause that grips our heart and makes us want to help in some way. Regardless of the type of charity, they all need money in order to continue to do their work, so I encourage each and every one of you to give as generously as you can. Whether large or small, every donation helps. 2

SENIOR LIVING

FEATURES

DEPARTMENTS 41 Classiﬁeds

6 A Birthday Celebration

Hilary Coupland plans an unforgettable 65th.

46 BBB Scam Alert

ESTATE PLANNING SECTION

8 Generous Bequest Surprises Cool Aid

A small gift can go a long way to help thousands.

COLUMNS 4 The Family Caregiver

10 The Estate Planning Checklist

by Barbara Small

A little preliminary work saves time and money.

28 Ask Goldie

14 Testamentary Charitable Gifts

Charities beneﬁt and taxes are reduced – a win-win.

18 Estate Planning Tools

by Goldie Carlow

38 Senior Tech by David Pankhurst

Learn the unique functions of wills and trusts.

40 Bygone Treasures

22 Imposing a Sense of Order

by Michael Rice

Inspired by nature, governed by design.

42 Travel & Adventure

24 Reﬂections of Red

The many faces of professional clown Alan Greenwood.

28 My Journey to a Smart Phone

RVing the Rideau

47 Courageous & Outrageous by Pat Nichol

An old dog learns new tricks.

48 Reﬂections: Then & Now

30 A Little Sideways

Rachel Wyatt approaches writing – and life – with humour.

by Gipp Forster

32 Untold Stories

Rosemary Georgeson’s one-woman play Women in Fish.

34 I Remember the Kahloke Memories of growing up in Nanaimo.

36 People, Places and Murder

Cover Photo: Alan Greenwood as Red Skelton’s Freddie the Freeloader. Story on page 24. Photo: Vernice Shostal

Mystery writer and co-chair of Bloody Words 2011 Lou Allin. Senior Living (Vancouver Island) is published by Stratis Publishing. Publisher Barbara Risto Editor Bobbie Jo Reid editor@seniorlivingmag.com Copy Editor Allyson Mantle Advertising Manager Barry Risto 250-479-4705 ext 101 For advertising information, call 250-479-4705 sales@seniorlivingmag.com Ad Sales Staff Ann Lester 250-390-1805 Mathieu Powell 250-479-4705 ext 104 Barry Risto 250-479-4705 ext 101 WWW.SENIORLIVINGMAG.COM

Head Ofﬁce Contact Information: Box 153, 1581-H Hillside Ave., Victoria BC V8T 2C1 Phone 250-479-4705 Fax 250-479-4808 Toll-free 1-877-479-4705 E-mail ofﬁce@seniorlivingmag.com Website www.seniorlivingmag.com Subscriptions: $32 (includes GST, postage and handling) for 12 issues. Canadian residents only. No portion of this publication may be reproduced in whole or in part without written permission from the publisher. Senior Living is an independent publication and its articles imply no endorsement of any products or services. The views expressed herein are not necessarily those of the publisher. Unsolicited articles are welcome and should be e-mailed to editor@seniorlivingmag. com Senior Living Vancouver Island is distributed free throughout Vancouver Island. Stratis Publishing Ltd. publishes Senior Living Vancouver Island (12 issues per year) and Senior Living Vancouver & Lower Mainland (12 issues per year). ISSN 1710-3584 (Print) ISSN 1911-6403 (Online)

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THE FAMILY CAREGIVER

The Financial Impact of Caregiving

amily caregiving comes with many costs, both economic and non-economic. The noneconomic costs include the negative impact on the physical, emotional and social well-being of the caregiver. The economic or financial costs impact both the family caregiver and the care recipient and can include: Employment: Almost 70 per cent of family caregivers are trying to balance the demands of a job and their caregiving responsibilities. One in four caregivers has had to make significant changes to their work situation, which has impacted their income. These changes can include reduced hours, a leave of absence, job loss, early retirement or loss of benefits and pension. Some families may also have to cope with the loss of the care recipient’s income due to illness or disability. Home Care and other medical care not covered or subsidized by the health authority: The local health authority provides services to help clients stay safely in their home for as long as possible. These services are meant to supplement the client’s efforts to care for themselves with the assistance of family and friends. The health authority will conduct a financial assessment to determine the extent of eligibility for the care recipient to receive subsidized care. Home support services

can also be purchased through private home support agencies. If 24-hour care is required, some families will have to hire and pay for a live-in care provider. Out-of-pocket expenses: Caregivers may find themselves having to purchase products or equipment for the care recipient’s personal use: mobility aids, incontinence supplies, medical alert systems or bathroom safety equipment. These costs will vary dependent on the needs of the care recipient. Household adaptations: Changes may need to be made to the home where the care recipient is living in order to make it more accessible, such as ramps for wheelchairs, stair lifts or making the bathroom safe and accessible. Facility placement: The time may come when the person you are caring for can no longer stay safely in his or her own home and may need to move to an assisted living residence or residential care facility. Similar to the home support services mentioned above, your health authority will conduct a financial assessment to determine if your family member is eligible for subsidy. If not, private care residences are available. Their monthly cost can range from $1,500–$5,000 dependent on the amount of care needed and other services provided. Predicting the costs that you might in-

BY BARBARA SMALL

cur as a family caregiver is difficult – just as it is to predict when and how you might suddenly become a caregiver. Preparation in advance by both the care recipient and caregiver is essential to help mediate this financial impact. Regardless of the type of caregiving situation, an effective financial plan needs to consider the many scenarios that may arise and the costs that may be incurred. Some options to consider include critical illness or long-term care insurance, use of RRSPs, reverse mortgages or home equity loans. Speak to a financial advisor or your bank for more information. Tax credits are also available to offSL set some of these expenses. Next month: Long distance caregiving Barbara Small is the Program Development Coordinator for Family Caregivers’ Network Society located in Victoria, BC. www.familycaregiversnetwork.org

The Family Caregiver column is brought to you by the generous sponsorship of Saint Elizabeth

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MAY 2011

Arts & Entertainment

A BIRTHDAY CELEBRATION WITH ELIJAH BY JUDEE FONG

ilary Coupland’s bucket list includes an unforgettable 65th birthday celebration. Hilary, a Victoria and Cowichan Valley conductor, musician and singer, confesses, “My middle daughter gave me the needed push when she said, ‘Mom, you know everything we do in life is a choice except for death – if you want to do this then do it.” So, I’m going to do Mendelssohn’s Elijah on my 65th.”

“Sunny Shams, my former student, will be tenor soloist,” says Hilary. “Tony Booker will be the organist. Trevor Bowes, a former Victorian who sings bass in the Northern Opera Company in Leeds, will be singing Elijah. I’m inviting anyone who would like to be part of this professional ensemble to contact me. We start rehearsals in mid-June and the performance will be in August.” Exposed to music at an early age, Hilary recalls, “My father would always be

Hilary Coupland and orchestra rehearsing Music Man

With her trademark enthusiasm and boundless energy, Hilary is assembling a cast of past and present students, colleagues and friends who will be voluntarily performing Elijah or working behind the scenes for her milestone birthday in August. 6

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singing and my grandfather was a professor of music in Wales.” At the age of nine, Hilary began taking violin lessons. When she got to Belmont High, however, her mother swayed her from the bass fiddle. “Mom liked the sound of the oboe, so I started playing the oboe WWW.SENIORLIVINGMAG.COM

and eventually gave up the violin.” While in Grade 9, Hilary was invited to play the oboe professionally with the Nanaimo Symphony. “My schoolwork suffered a lot because of my music,” she says. In high school, whenever the band teacher was ill, Hilary substituted as student conductor. She enjoyed the experience for it nurtured her love for conducting and teaching. For 35 years, she was the band teacher, taught high school English and physical education while raising her family and pursuing her musical career. Years ago, Hilary had a serious fall from her bike, resulting in a concussion and stitches on her upper lip. “This [accident] ‘shortened’ my upper lip, which ended my professional oboe playing,” she says. Determined to keep performing, Hilary picked the next instrument that was similar in some ways and the easiest to play with her healed lip. Today, she plays tenor sax, baritone sax and alto sax with different bands that perform internationally. Maintaining a healthy balance in her hectic schedule, Hilary participates in marathons and tries to incorporate a lot of exercise in her daily routine. She credits several people for encouraging and inspiring her. “George Corwin had a big influence,” she says. “I keep learning a lot from him. Morris Krushner was the conductor of the Nanaimo Symphony many years ago. The first piece I played for him was ‘Beethoven’s Fifth,’ which has an oboe part at the beginning. There was a 1/16th of a note that I skipped over in the music because I was so nervous at playing professionally. Morris was very gentle

with me. He said, ‘Hilary, you have to play those 1/16th notes.’ ‘But they’re so fast,’ I said. And he replied, ‘Just take them as slowly as you can.’” Hilary recalls one unforgettable Sunday matinee when she played in the Victoria Symphony conducted by Paul Freeman. “This particular piece opened with two mini-brass ensembles playing on either side of the balcony like a quadraphonic effect,” she recalls. “I was in charge of one of the sections. Paul was conducting and he wanted to dispense with ‘God Save the Queen.’ “We’re all on the balcony behind the curtains waiting for our cue, which was immediately after playing ‘O Canada.’ We finished playing ‘O Canada’ and we’re waiting to start the opening brass number when we heard this miniuprising from the audience of elderly ladies chanting ‘We want the Queen! We want the Queen!’ I think this was definitely the last concert anyone tried to eliminate ‘God Save the Queen!’” Another fond memory: Yehudi Menuhin was guest violinist for the symphony, and the wind section invited him out to lunch. He immediately accepted. “It’s interesting how approachable these famous musicians are,” says Hilary. “We knew he was a vegetarian and, at that time, took him to the first vegetarian restaurant in Victoria called ‘The VegTable’ where we sat on blocks of wood. We had a great time!” Dynamo saxophone player, singer and conductor, Hilary is sure to have an unforgettable 65th birthday because her many friends and colleagues will gather to make Elijah a huge success. Happy Birthday, Hilary! SL Colleagues and students, past and present, and any other interested musicians are invited to join Hilary’s celebration of Elijah on August 17th at Alix Goolden Hall. Contact Hilary at 250-384-9769 or hilaryc@shaw.ca Tickets will go on sale at a date to be announced.

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MAY 2011

Estate Planning

Generous Bequest Surprises Cool Aid & Helps Homeless in Perpetuity

eople often think only the wealthy can leave a legacy through a gift in their will. However, most of us can make a difference for future generations when we pass away by leaving even a small gift – $5-10,000 or five to 10 per cent of our estate – to the charities of our choice. In December 2010, the Victoria Cool Aid Society received a wonderful “Christmas gift” – a generous bequest of $84,555 from Leslie Magill Andrew’s estate. Cool Aid will receive an additional amount in a future year – the remainder of a trust set aside to provide for her beloved dogs. She also left a legacy gift to the Canadian Cancer Society. The Victoria Cool Aid Society, established in 1968, offers a wide range of programs including supported housing, emergency shelter, community health and dental services, employment services, mental health support and recreation and exercise programs for adults who are homeless or in need of help.

Victoria’s Cool Aid Society offers a wide range of programs.

Leslie was not known by the Society and had not previously donated to the organization. The gifts flow from a portion of the sale of her Shawnigan Lake home as well as other assets. Her bequest has been allocated in

ways that will enrich the lives of vulnerable people in the Greater Victoria region for years to come – $50,000 has helped pay for the reconstruction of the Access Health Centre – a community partnership that serves over 6,000 pa-

WWW.NIC.BC.CA/FOUNDATION

Every gift makes a diﬀerence. Would you like to create a legacy in honour of a loved one? By giving to the North Island College Foundation, you are helping local students reach their goals and supporting positive change in your community. Call 250-334-5000 ext. 4267 to give today or for more information visit our website at www.nic.bc.ca/foundation.

SCHOLARSHIPS | BURSARIES | GIFTS-IN-KIND | MEMORIALS | BEQUESTS

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tients and clients annually. One of seven medical examination rooms has been named in Leslie’s honour. Thanks to her generous donation, the Cool Aid Society is now only about $550,000 short of its $5.3 million campaign goal. Other recent gifts to benefit the Health Centre were $25,000 from other supporters, $20,000 from Coast Capital Savings, a memorial gift of $5,000 honouring Dr. Henry Ross from J.R. Shaw (Shaw Communications) and $2,000 from the Rotarac Club of Victoria (young Rotarians at the University of Victoria). Leslie was born in Tokyo. Her maternal grandfather was Colonel Rufus S. Bratton, Chief of the Far Eastern Section of the Intelligence Branch of the Military Intelligence Division (G-2) in the US War Department, and was instrumental in deciphering the transcripts from the Japanese government to the Japanese ambassador on December 7, 1941, the day the Japanese bombed Pearl Harbor. A company owned by Leslie’s family, called Andrews & George, imported machinery from the US to Japan, and is purported to have imported the first motor vehicle into Japan.

Grey Showler, R.N. bandages a patient at the Access Health Centre.

Seniors AD REVISED.indd 1

If you are considering a bequest to charity, talk to your loved ones and consult with a professional financial advisor like a lawyer, accountant, investment advisor or estate specialist. If you can, let the charity know that you plan to remember them in your will, so they understand how you would like your legacy gift to be used and your memory honoured (or not, if you prefer anonymity). In any case, make a will if you have not already done so, and seek professional advice. For more information, visit the Leave A Legacy website to access helpful information for anyone considering a bequest to their favourite charity, including links to local professional SL advisors and charities. www.leavealegacy.ca/vi

20/04/2011 11:11:07 AM

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MAY 2011

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Are you one? Family Caregivers provide care for an adult family member or friend who is in poor health, elderly or has a disability.

The Estate Planning Checklist

state planning is the means by which you protect and provide for your family and others close to you. Estate planning helps you establish your financial goals, both before and after death. Estate planning, or the lack of it, can greatly affect your retirement and determine the future welfare of others you care about, like your spouse and children, charitable organizations, and pets. By establishing a good recordkeeping system and putting in a little preliminary work, you can save a lot of time and thereby reduce the ex-

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pense associated with the legal preparation of your estate plan. So, where do you start? First, take some time to think about what you want to have in your will or trust documents before you meet with your lawyer. Make notes and lists of what you want your will to achieve. Having some clear idea of what you want will not only help guide your lawyer in building your will to your specifications, but it will save valuable time and reduce your legal fees. Some of the things your attorney will need to know: • your current earnings and what you own in property, investments and savings. • your liabilities. Make a list of all loans, their amounts, and the name of the person, company or financial institution that has made this loan to you. • if you own a business, or have a part interest in one, what is its estimated value and what do you want done with the business should you die while still owning it. If there are documents of incorporation or partnership drawn up, take copies of those to the lawyer as this will clarify what you own, what the share structure is like, and what

One in three Canadian deaths is caused by Heart Disease and Stroke

Your gift will help caring families stay strong

Your Gift Will Save Lives Call or email for a free Legacy Planning Kit: Melanie Brooks Coordinator Planned Giving plannedgiving@hsf.bc.ca 1.888.473.4636 www.heartandstroke.bc.ca/givingbywill

Tel: 250-384-0408 www.familycaregiversnetwork.org 10

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Estate planning helps you establish your financial goals – before and after your death.

A Checklist to Help Everyone’s situation is different, so the information you provide to your lawyer will be pertinent to your particular situation. This checklist, however, should give you a place to start. 1. List all assets and their value if sold today. Indicate if they are in your name only or owned jointly with someone else. Indicate the location of each asset. a. Cash, savings and investments b. Physical assets such as automobiles, real estate, recreation vehicles, art, collections, etc. c. Insurance Policies – try to provide copies of the actual policies. 2. List all liabilities – any amounts owing on your assets, the date of any payments and their amounts. Indicate who is owed and how to contact them. 3. List the names, ages and addresses of all family members or friends you intend to name as beneficiaries. 4. If you have a current will on file with an attorney or financial institution, bring a copy of the document.

5. If you are the owner or partner in a company, bring incorporation or partnership agreements and current market evaluation.

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Your Legacy

you may do with your share of the business. • the estimated value of your personal property including art, special collections, mineral rights, vehicles and any other items you own that have value. If you have any certificates of evaluation or bill of sales, purchase agreements, etc., bring copies of these with you. • a complete list of all your current chequing, savings, investment and retirement accounts. This includes the account number and the name and location of the financial institutions where they are held and the amount in each account.

Is Her Future.

Since 1973, the Canadian Section of Amnesty International has promoted and protected human rights at home and abroad, through ongoing campaigning, outreach and education programs. By remembering Amnesty International in your will and estate planning, you will be helping to build a future where the fundamental dignity of every person is respected worldwide. For information and assistance, contact: Heather Warren, Gift Planning Associate (613) 744-7667 ext. 239 hwarren@amnesty.ca www.amnesty.ca/plannedgiving 1-800-AMNESTY

6. If you have any previous bequests or established any trusts, provide all the details, dates and beneficiary information.

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Charitable Reg. No. 11878 5914 RR 0001

MAY 2011

7. Provide copies of important documents including marriage, divorce, annulment, separation or adoption.

You can create a lasting legacy

8. Provide details of any pension plans you have or are a beneficiary of.

of love for all of BC’s children.

9. Outline, if you can, how you want your property to pass in each of the following situations: a. you predecease your spouse b. your spouse predeceases you c. one or more of your children or legal dependent predecease you d. you predecease a parent or other older relative who is or may not remain financially independent

It is a magical thing to know that a decision you make today could save the life of a child 20 years or more from now. But that’s what happens when you include BC Children’s Hospital Foundation in your estate plans.

Small Patients,

Great Needs. When you leave a gift in your will to BC Children’s Hospital you can help build a brighter, healthier tomorrow for all children – shaping the future of pediatric health care for generations to come. For more information or to let us know you have made a gift through your estate, please contact the Gift & Estate Planning team at 1-888-663-3033 or plannedgivinginfo@bcchf.ca.

www.bcchf.ca

10. Consider how you would respond to the following questions: a. In the event you and your spouse die at the same time (in a common accident, for example), at what ages would you want property to be available to your children, grandchildren, other dependents or beneficiaries, without restriction? b. At this time, should the need arise, and if you have underage children, whom would you wish to be designated as guardians of your children or dependents? If your chosen guardian(s) become unable to care for your children, whom would you want to succeed them? 11. List all charitable organizations (including educational institutions) you expect to mention in your estate plan and the type or amount of property you intend them to receive. (Note whether or not you already have indicated your intentions to the planned recipient.)

Give the gift of care, comfort, dignity, independence and respect. Your donations enable us to fund community programs and education for seniors and their caregivers; purchase specialized equipment; upgrade care facilities with home-like enhancements; fund valuable research to improve the way the elderly are cared for; and protect the respect our elders deserve. Your legacy will help us enhance quality of life for the elderly for generations to come.

12. Specifically list items of personal property you want particular individuals to have upon your death if you predecease your spouse, and what other dispositions you would make if your spouse predeceases you. This includes items of value as well as items that have only sentimental value. It can be a mistake to assume that those who survive you will just work it out. It is often helpful if you can discuss your wishes with families and friends beforehand. 13. Think about who you want to appoint as executor of your estate. This is an important decision, since the executor is responsible for distributing your assets in the way you specify. This can be a family member, friend or a specified professional. You may want to appoint co-executors, or executors who would be “next in line” should the executor of choice not be able, for some reason, to fulfill their obligations (e.g. they have become incapacitated, are not in the country, become deceased, etc). Your lawyer can help you determine your options and help you weigh the pros and cons of each. 14. You may want to consider putting some estate re-

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GVEF - Planned Giving Senior Living Magazine

quests in a letter of understanding to the executor rather than the will itself. Letters of understanding can be changed without revising the whole will. Remember, though, that a letter of understanding is not a legal document like a will, so the executor is not bound in the same way by law to follow your instructions. This is something that you should definitely get a lawyer’s advice on. 15. Your will should be reviewed periodically. There are a host of life situations and events that could provoke a change in your estate plans, like a divorce, birth of a child or grandchild, a change in one’s preferences of beneficiaries, etc. If something in your life causes you to want to change how your estate is administered, contact your SL lawyer as soon as possible. The above article is for general information – it does not constitute legal advice. Please consult a lawyer.

Your gift today ensure the

wishes of tomorrow.

We are dedicated to fulfilling the wishes of children with lifethreatening medical conditions, to enrich the human experience with hope, strength and joy.

You. Y Yo u. Us. Humanity. Contact us at: Make-A-Wish BC & Yukon tel. 604 688 7944 toll-free 1 866 277 9474 bcchapter@makeawish.ca www.makeawishbc.ca

Leave a

legacy.

Enrich ich your community for years to come. For more information, contact: Marnie Hill, CFRE Manager, Legacy Giving 250-995-3518 1-800-661-9055 ext. 3518 victoria.plannedgiving@ redcross.ca

www.redcross.ca/legacy

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MAY 2011

Testamentary Charitable Gifts

Estate Planning

BY WILLIAM WALTERS

he extensive role of charitable organizations in society is obvious, as is the fact that much of their funding is from private sources. Making a gift to a charity during one’s lifetime or in one’s Will has two positive results: the charity and its goals are advanced and the donation can be used to reduce income tax. With respect to this latter benefit, it is important to recognize that one’s net assets will still be reduced notwithstanding that less tax will have been paid. Ideally, therefore, one couples both goals when deciding to make a charitable donation. Individuals are increasingly interested in achieving these goals through their Wills, and it is on testamentary charitable gifts that this article will focus. A charitable gift made in a Will is deemed to be made in the year of death and can therefore be claimed against the final tax return of the deceased. Such a gift has an ad-

vantage over gifts made during lifetime since the gift, and hence the deduction, can be up to 100 per cent of income. In other words, a charitable gift can be used to fully offset the income tax otherwise payable in the year of death. Furthermore, any unused amount can be carried back to the previous year. Charitable gifting can be used as part of an overall estate plan. For example, if an individual knows that his or her death will trigger significant capital gains due to the deemed disposition of an asset, then the person may wish to consider having life insurance. Upon death, the proceeds from the life insurance policy can be used to cover the capital gains. A somewhat more creative option is to have the life insurance proceeds paid to a charity: the resulting credit for that donation can then be used to offset the capital gains. Of course, one achieves the additional benefit of advancing

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One gift. Unlimited possibilities. Imagine the seed a conversation can plant. New ways of fighting disease. A work of art that moves generations. A business that creates thousands of jobs. And the University of Victoria students behind these achievements will have you to thank for making it possible. Your gift. Your legacy. A planned gift to UVic can blossom into anything. Contact Natasha to start the conversation about creating a lasting legacy in your will or estate plan.

Natasha Benn | 250-721-6001 | nbenn@uvic.ca

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MAY 2011

the goals of the charity. Another interesting option is to combine a testamentary trust with a charitable gift. This option is known as a charitable remainder trust. In simplest terms, the Will creates a trust and names a beneficiary who has a life interest in the trust. Once the beneficiary dies, the assets of the trust are donated to a charity. It is vital that the trust comply with the requirements set by the Canada Revenue Agency set out in the income tax interpretation bulletin IT-226R. These requirements are as follows: (a) There must be a transfer of property voluntarily given with no expectation of right, privilege, material benefit or advantage to the donor or a person designated by the donor.

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��

(b) The property must vest with the recipient organization at the time of transfer. A gift is vested if (i) the person or persons entitled to the gift are in existence and are ascertained, (ii) the size of the beneficiaries’ interests are ascertained, and (iii) any conditions attached to the gift are satisfied. (c) The transfer must be irrevocable. (d) It must be evident that the recipient organization will eventually receive full ownership and possession of the property transferred.

A charitable gift made in a Will is deemed to be made in the year of death and can therefore be claimed against the ﬁnal tax return of the deceased. Two primary goals of these requirements are that the property has been given away and cannot be called back and that the value of the property that the charity will receive is calculable when it is given. If the CRA requirements are met, then a tax receipt will be issued when the trust is created to offset income on the deceased’s final tax return. When planning to make gifts to a charity in a Will, two other important considerations are the Wills Variation Act and planning for the possibility that the selected charity may no longer exist in the same form or at all, as when the Will was made. The Wills Variation Act entitles a child or spouse of a 16

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testator to challenge a Will that fails to make adequate provision for them. This means that a spouse or child could challenge a charitable gift, especially where that gift is a substantial part of the deceased’s total estate. One must also consider the possibility that the selected charity might no longer exist at one’s death or that it might have been absorbed by one or more successor organizations. In order to ensure that the charitable gift does not fail, the Will should include a provision permitting the executor and trustee to direct the charitable gift to another organization with objectives similar to those of the original charity selected by the testator. A well-planned charitable gift can be a valuable part of an estate plan. Such gifts can fulfill altruistic goals, form part of a tax minimization strategy, or achieve both ends. As always, careful planning is required and will often involve both legal and accountSL ing professionals.

��

As a child,

music delights us As an adolescent,

music deﬁnes us

As an adult,

music inspires us Help us continue to delight, define and inspire. Please remember us in your will. For more information call Jane K. Currie 250.385.9771 ext 222

The War Amps

From Generation to Generation A philosophy of

�

��

amputees helping amputees

has been the hallmark of The War Amps since it was founded in 1918.

Chloe is a member of The War Amps CHAMP Program for child amputees.

The War Amps continues to meet the needs of its war amputee members, and also operates programs such as the CHAMP Program for child amputees. CHAMP provides amputee children across Canada with ﬁnancial assistance for artiﬁcial limbs, regional seminars, peer support, resources and so much more. Through CHAMP, the Association’s tradition of amputees helping amputees continues. For more information about leaving a bequest to The War Amps, please contact: The War Amps �� Charitable Registration No. 13196 9628 RR0001 The War Amps is funded solely through donations to its Key Tag and Address Label Service, and does not receive government grants.

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MAY 2011

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VH-SrsLivAd1010.indd 1

t can be difficult to discern between various estate planning tools. They can almost sound the same, but they each provide a unique function, so it is important to differentiate between them.

The difference between a Last Will and a Living Will “Living Will” and “Last Will and Testament” sound similar, but are very different. The Living Will specifies what you wish done at the end of your life, while the Last Will and Testament specifies what should happen after you die. A Last Will is used to distribute property to beneficiaries, specify last wishes, and name guardians for minor children. It is an important part of any estate plan. Without one, the courts will make these critical decisions for you. A Last Will can allow you to designate exactly how you want your assets and other personal property to be distributed to your friends, family and other loved ones after you die. A Will is probated through the probate court after you die. The directions of the Will are carried out by your personal representative, which is the person you designate before you die to carry out the instructions of your Will. A Last Will only goes into effect after you die. A Living Will has nothing to do with property. A Living Will allows you a way to dictate what life support you want in case you ever becomes incapacitated with no reasonable expectations of a recovery. In a Living Will a person can often name who they want be able to visit them, and often names a person to enforce your Living Will. A Living Will may also include whether you want to donate your organs, or whether you want to be cremated. Living Wills are often called “Advanced Health Care Directives” or “Representation Agreement.” It does not go into effect until your doctor believes you have no chance of recovery and certifies that you have a terminal illness or are permanently unconscious.

The difference between a Testamentary Trust and a Living Trust There are two basic types of trusts: Living Trusts and Testamentary Trusts. A Testamentary Trust is set up in a will and established only after the person’s death when the will goes into effect. A Living Trust or an “inter-vivos” trust is set up during the person’s lifetime.

WWW.SENIORLIVINGMAG.COM 10/20/10 12:06:44 PM

A Living Trust is used to transfer property to beneficiaries. But unlike a last will, a living trust is not usually subject to probate court, which can take years to settle and cost thousands in court fees. A Trust is administered outside of the probate court after you die. A Trust is generally used to reduce or avoid taxes that would normally be paid to the probate court after you die. Living trusts can be either “revocable” or “irrevocable.” Revocable trusts allow you to retain control of all the assets in the trust, and you are free to revoke or change the terms of the trust at any time. For example, if you have second thoughts about a provision in the trust or change your mind about a trust beneficiary or fiduciary, then you can modify the terms of the trust through what’s called a trust amendment. You can also revoke the entire agreement or change its entire contents. At the time of death, assets held in the name of a revocable living trust pass directly to the beneficiaries named in the trust agreement and stay outside the probate process. This allows beneficiaries almost immediate access to the assets instead of waiting until the will is settled through probate.

At the time of death, assets held in the name of a revocable living trust pass directly to the beneﬁciaries named in the trust agreement and stay outside the probate process. With irrevocable trusts, the assets in it are no longer yours, and typically you can’t make changes without the beneficiary’s consent. But the appreciated assets in the trust aren’t subject to estate taxes. Irrevocable trusts can take on many forms and be used to accomplish a variety of estate planning goals including estate tax reduction. The person who transfers assets into an irrevocable trust is giving over those assets to the trustee and beneficiaries of the trust so that the person no longer owns the assets – thus, they cannot be taxed as part of the estate when the person later dies. Consult your lawyer for other reasons why an irrevocable trust might serve your purpose. To know which estate planning tools best suit your situation and to ensure you are within the laws of the province SL in which you live, please consult your lawyer.

Plan for your future today Please contact Kathy or Janet for your COMPLIMENTARY COPY of:

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Giving Hope... Always

��

The information contained in this article is not intended as legal advice. Consult your lawyer or estate planning professional on any matters concerning estate planning to obtain the most accurate and up-to-date information. WWW.SENIORLIVINGMAG.COM

�� MAY 2011

Knowledge. Confidence. Life! ��

��

Eagle Touched Lives at Wildlife Recovery Centre

his internationally-known eagle, Brian, was admitted to the North Island Wildlife Recovery Centre in 2001 with a severe gun shot to his face and chronic leg problems. Over eight years, Brian had received up to 10 prosthetics to compensate for the partial loss of his upper mandible (beak). This bird made a difference. He became the international ambassador for all eagles in distress. The denturist who helped Brian was asked several times to help other eagles with the same problem in Oregon, Idaho, Alaska and the San Diego Zoo. Certainly Brian has reminded us on a daily basis that eagles have been slaughtered unnecessarily.

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Photos: Allan Cornall

��

Barristers & Solicitors �� 20

SENIOR LIVING

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Eventually, Brian passed away due to complications from his injuries, but he made a difference to NIWRA and the people he impacted. Brian was more than a bird. He was our friend, a sentinel, a legacy to NIWRA and an ambassador to eagles. Without the help of NIWRA this bird would SL have died a terrible death.

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MAY 2011

Artist Proﬁle

Imposing a Sense of Order BY ANNE SWANNELL

LOOKING

for

Income

Artist Bob Brinton explains his piece Sky Bones.

After this stage, Bob uses flexible sanding sheets to smooth and form the shape into a three-dimensional oval. The small ones might take half-an-hour to reach elliptical perfection, larger pieces an hour-and-a-half. White glue, sand, and tiny glass beads are three materials Bob uses to create his framed sculptures. The beads sometimes create the impression of sand in sunlight, or rain on rock.

Sometimes, the beads themselves are rocks, as if the scene were being viewed from a great distance. In Bob’s work, the eye is never sure if it is observing with a magnifying glass or a telescope. He often covers his ovoid shapes and elongated curves with stretch fabric. Velour is his favourite because of the way light hits it, as well as its stretchiness. “But they seem not to be making velour so much these days,”

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Photo: Anne Swannell

low patterns, such as those found in water as it moves effortlessly, fascinate Saanich artist Bob Brinton. Bob studies the way water ebbs and flows, the way clouds are formed by the wind, and the way rock folds, faults, or is eaten away by salt, sand, and the action of wind and water. Then he recreates those forms with his own hands and tools, and an enormous amount of patience. “I’m inspired by nature, but governed by design,” he says. The piece called “Sky Bones,” for example, was inspired by looking at cloud formations above Naramata in the Okanagan. Bob began by taking photographs, not to copy, but as a form of research. “I would never duplicate what I see in a photo, whether it’s water or clouds or rock I’m looking at. I always improve on nature,” he laughs. Bob’s strong sense of order takes over in the name of perfection of composition and design. Each “cloud” shape began as a square or rectangular chunk cut from a sheet of extruded insulation, and was first formed with a rasp into a rough egg-shape.

he says. “Styles change and velour seems to be passé now.” Bob first connected to his artistic side as a child. “It all started in Grade 5, when my classmates and I were assigned to write and illustrate a travel brochure,” he recalls. “I got a really good mark on that, which told me I had some design skill, and pointed me in that direction.” He attended Kootenay School of the Arts, in Nelson, B.C., after which he travelled throughout the U.S., across Europe and North Africa. This experience greatly influenced his artistic development. Mayan, Haida and Inuit sculpture inspire Bob’s work. Henry Moore and Barbara Hepworth, with their sweeping curves, simplified forms, and concern with negative space are also strong influences. Bob admires the Group of Seven, “especially Tom Thompson” for his sense of design and pattern. After art school, Bob lived in Ontario and found work as an architectural illustrator, which he found rather limiting. He wanted colour, texture and form, and he began his transition from working on paper to sculpture by working in clay. But, though clay is sensual, responds easily to pressure, and allows for spontaneity and even whimsy, cracking and a lack of colour were problematic. Also, the difficulty of producing largesized pieces was frustrating. And so, he experimented with the extruded Styrofoam board he works with now, covering it with fabric to get the rich colours he yearned for. In 1977, Bob moved to Victoria. Before he retired, having honed his building and designing skills, he worked at the Victoria Art Gallery. He lives with his wife, writer and psychologist Dr. Nancy Reeves, in a sunny orange and yellow house pleasingly situated in a rocky Gary oak forest; here he revels in the forms nature continually presents him with. But he never stops arranging them to suit his passionate, order-craving eye! You can marvel at Bob’s work during the Saanich Scattered Artists Tour, May 21 and 22. Brochures are available at CeSL dar Hill Rec Centre.

Planned Giving Featured Business

Advanced Mobility Products More than just a retailer

by Jamie Schaab

EVENTS BEYOND ONE’S CONTROL HAPPEN IN LIFE, and the occurrence of unsolicited change is much more common with advanced age. Slips and falls that compromise mobility indefinitely can occur in a flash, and change one’s reality forever. The privilege to drive a car can be taken away the need for the new equipment, but they also without notice because a doctor recognized signs have to process all the technical information of failing cognition which the driver and family associated with the equipment and absorb the members missed. The aging process advances unexpected cost. physical deterioration that may already exist Advanced Mobility Products is much more within the body from past injuries due to car than just a retailer of homecare and mobility accidents, repetitive movement products such as wheelchairs, in the workplace or illness that �� scooters, walkers, stair lifts impedes one’s mobility. and bed lifts. The team �� has experienced firsthand Paul Laderoute, managing �� what it is like to live with director of Advanced Mobility Products, points out that the compromised mobility, and need for mobility assistance equipment can their number one goal is to provide clients with materialize without warning. the equipment needed to regain freedom and “It’s the type of equipment where people independence while remaining comfortable and don’t really know what they need until they need safe. They also stock all the parts required to it,” he says, adding that when the equipment is repair and service the equipment they sell, so needed – it is often needed immediately. downtime for customers is kept at a minimum. This position is a stressful one in which to be The Advanced Mobility staff members do for both the individual requiring the equipment a thorough needs assessment with each client and his or her family. They not only have to to determine which equipment is best suited to deal with the physical event that now causes his or her needs and environment. Then they take the time to educate the client as much as necessary until the new equipment is being fully utilized. Throughout this entire process, the client’s comfort and safety is of the utmost importance because mobility equipment should cause a progression of independence, not a progression of deterioration. The Advanced Mobility team knows that helping someone choose the proper mobility equipment can have a great positive impact. Paul recalls one gentleman who was confined to his bed for five years while in the possession of a $35,000 mobility system because he could not operate it comfortably or safely. A sales person from Advanced Mobility identified his needs and set him up with the proper equipment and training, and the gentleman was mobile both inside his home and out the door within five minutes. “That’s a testament to due diligence.”

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MAY 2011

Arts & Entertainment

Reﬂections of Red STORY AND PHOTOS BY VERNICE SHOSTAL

“L

aughter is the best medicine,” says professional clown Alan Greenwood, known as Fizzlepop to children and Red Skelton’s double to adults. Born and raised in Ottawa, Al’s career of making people laugh, began at a show called “Barnum” where he learned to walk on stilts and juggle. Shortly after that experience, he became interested in clowning. Working for the government in Ottawa, Al’s first clowning opportunity came when a colleague asked him to entertain at her child’s birthday party. “You’re only young once,” says Al, “but you can be immature forever.” A couple of years of self-taught clowning later, Al formed Capit-Al Clowns, a family entertainment company that trained and employed more than 50 part-time clowns, and clowning became his full-time professional passion. Acting since high school, Al has taken courses with Theatre Ontario at Queen’s, Brock and Trent Universities. After a number of years in community

Al Greenwood as Red Skelton’s Freddie the Freeloader.

and professional theatre in Ottawa, he taught clowning workshops at Algonquin College and later was invited to teach stage presence. For seven years, he was a full-time theatre teacher. His next move was to study clowning at the Advanced Studies in the Art

of Clowning in Virginia with three of the Ringling Masters clowns: CoCo, Frosty and Buttons. In 2006, he was asked to teach at the college and introduced a class in Comedy Improv. “The classes were a big hit,” says Al and he returned to teach in 2008.

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retirement communities, another pleasure of living at Amica are the frequent off-site trips to local attractions, shopping centres, seasonal and cultural events. The Amica-on-the-Go bus is just one more convenience we provide our residents. Let us do the driving, while you do the living. Why not call, arrange for a tour and see how independent you can be. You have nothing to lose and so much to gain!

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One event that made a difference in Al’s life was entertaining Russian children exposed to the Chernobyl meltdown. Most of the children had lost their hair and the girls wore kerchiefs to cover their heads. He has also entertained at children’s hospitals for children with cancer. “For a clown, the ultimate experience is to make the children smile,” says Al. As a clown, he has performed for audiences in Canada, the U.S. and Mexico. He has entertained for the Governor General of Canada, the Ottawa Senators Hockey Club, theatres, seniors’ residences, rec centres, legions, churches, festivals, private parties and fundraisers. A performer with experience in movies, television, video, theatre, radio, improv, mascot and more, Al has acted as the criminal in over 80 episodes of Crime Stoppers in Ottawa. He recalls one instance where, because of the unique ball cap the perpetrator left behind, the police caught the offender just hours after airing the incident. In addition to directing children’s theatre in Ontario, Al’s stage experience in both Ontario and British Columbia has been in well-known plays such as The Rainmaker, Hay Fever, Love is Strange, From Hair to Eternity, Our Town, Ten Little Indians, Send Me No Flowers, Driving Miss Daisy and others. A natural comic with a quick wit and hilarious facial expressions, Al’s interest in Red Skelton began at the National Arts Centre in Ottawa where he and Tracy, his then-girlfriend, now-wife, watched Red live; Tracy noticed similarities between Red and Al. Years later, walking through an art gallery in Whistler, Al spotted some of Red’s paintings and walked in to have a better look. While enjoying the paintings, he began talking in Red’s voice. His imitations brought a lady out from the back to see “who was talking like Red.” Al confessed, and the lady introduced herself as Ann Marie Little, a secretary who had worked for Red for many years. Ann Marie said it was the best imitation she had ever heard of Red’s voice and invited Al to her office, where she opened a filing cabinet and pulled out two photos of Red, one personally signed by the clown,

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MAY 2011

MEDICAL RESEARCH �� University of Technology, Sydney, Australia - Postural steadiness improved signiﬁcantly after 8 weeks of training and was most signiﬁcant in those with the most diminished postural control.

�� School of Rehabilitation, Medical Sciences, Tehran University, Tehran, Iran. - Whole body vibration training improved proprioception and balance in athletes with reconstructed ACL.

�� Sports Sciences Resident, Graduate Education * Research, Canadian Memorial Chiropractic College - Many studies have reported an increase in muscle performance after whole-body vibration, but none have evaluated the possibility of vibration application as therapy for functional restoration after injury. The results of this case study imply that vibration therapy has the potential to aid in the management of acute soft tissue injury and the sequel of disuse and immobilization.

�� Department of Exercise Physiology, Katholieke Universiteit, Belgium - Knee extensor strength increased signiﬁcantly after 24 weeks of training. It has the potential to induce strength gain to the same extent as resistance training at moderate intensity.

�� Faculty of Health and Welfare, St. Catherine University, Matsuyama, Japan - Background: Increased arterial stiffness (hardening of the arteries) is a wellestablished cardiovascular risk factor. WBV mechanically stimulates abdominal and leg arteries and may decrease arterial stiffness. WBV is feasible in vulnerable and immobilized humans. These results suggest that WBV acutely decreases arterial stiffness.

�� Katholieke Universiteit, Belgium - After 24 weeks vibration training signiﬁcantly increased bone mass density of the hip and might be useful in the prevention of osteoporosis. No vibration side effects were observed. This may be an effective way to modify well-recognized risk factors for falls and fractures in older women.

Al Greenwood as Red Skelton’s Clem Kadiddlehopper.

��

and gave them to Al. “It was a great day in Whistler,” he says. Since moving to Vancouver Island in 1997, a dream to perform a tribute to Red Skelton became Al’s focus. In 2005, feeling there was a need for seniors to have more comic entertainment Al decided to put together a show primarily with seniors in mind and started doing impersonations of Red. “The joy in the faces of the audience and the positive comments I received from the audience told me I was on the right track.” “You made me laugh so hard,” says a spectator who watched “Reflections of Red” at Oak Harbor, Washington, “my face hurt afterwards from laughing so much.” Imitating Red’s favourite characters is a WARRANTY challenge, Al admits, because, “not only am I playing a character, but I’m playing that character playing a character.” Hot Health Systems Ltd. warranty the Many seniors remember Red Skelton, Whole Body Vibration Trainer for 3 (three) who had one of the longest running TV years for parts, service and labour within programs thekm ’50s andthe ’60shome and was truly a radius ofin250 from ofﬁce of one of NorthLethbridge, America’s AB. favourite clowns, believes Al. “It pleases me to be able to Parts audiences are warranted beyond thatgood distance make laugh with the clean for 3 (three) comedy of thatyears era.”with manuals and/or DVD videos available forRed’s self-service of In addition to imitating most loved parts replacement. characters such as Freddie the Freeloader, Gertrude and Heathcliff, the two cross-eyed -----------------------seagulls, and Clem Kadiddlehopper putting on We a girdle acting like piece bacon are soor conﬁdent thatayou willoflove frying on a hot griddle, gives his audience your Vibration TrainerAl that we are pleased offer a of 15-day a to glimpse Red’smoney-back life. Each guarantee performance PROVIDED all packaging materials ranges from THAT Vaudeville to television and are retained and the Trainer is returned includes short stories, books, original muin ALL of its original packaging and in its sic scores and a slide show of Red’s clown original condition by means of the original paintings which hebe was famous.as soon shipper. for Money will returned Among his other jobs, Al worked as the Trainer is received byhas Hot Healthfor both federal and provincial governments, Systems Ltd.

Sports Medicine Laboratory, University of Rome, Italy - Whole-body vibration is a suitable training method to improve knee extension maximal strength, countermovement jump, and ﬂexibility in a young female athlete. Flexibility is important not only for performance but also for the prevention of muscle-tendon injury.

��

�� University of Liege, Belgium - After 6 weeks of performing 4 one-minute sessions, 3 �� times a week the participants experienced:

��

• • • • • •

143% improvement in physical function 77% improvement in equilibrium 60% improvement in vitality 57% improvement in quality of walking 41% reduction in pain 23% improvement in general health

��

Department of Rehabilitation Medicine, St. John Hospital, Budapest, Hungary

“We are so conﬁdent that you will love your �� Vibration Trainer that we offer a money-back guarantee.”

Medical University of Vienna, Austria - This pilot study indicated that whole-body

—�� vibration may positively inﬂuence the postural control and mobility in MS patients.

�� 26

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managed bars and restaurants, worked for a medical company and ran the mess at Albert Head for a couple years. A stay-at-home dad for 11 years, Al says all the kids in the neighbourhood used to come over after school to see if he had baked cookies that day.

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Alan Greenwood as Fizzlepop.

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In addition to clowning, Al enjoys travelling, golf, swimming, skating, baking, movies, gardening and Tim Horton’s. “Life is too short not to do the things that bring you happiness,” says Al. “I have always felt you need to take chances and risks in life as nobody invites you back to do the things you missed.” In a sincere Skelton tradition, Al ends all his performances SL with a “Goodnight everybody and may God bless.”

��

David Cooper Photography

��

Norma Bowen, Victoria Caldwell, Erin Ormond & Lila Parks

For more information about Al Greenwood and his tribute to Red Skelton call 250-474-8940 or visit his website at www. reflectionsofred.com

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MY JOURNEY TO A SMART PHONE BY GEORGE ZADOR

lthough I am not a Neanderthal, my communication skills date back to the Stone Age’s equivalent of the means used for personal and business contact. Not that long ago, for heaven’s sake, writing a letter by hand was “communication” and if one had a typewriter that was chi-chi enough. At the workplace, stenos were typing letters (with carbon copies); telephones (personal calls only in an emergency, please) were for mostly local calls since long distance was very expensive. There was telex for the important stuff, telegrams for real urgency, Multilith machines for printing and the wonders of it all, it worked just fine. Letters took only three days from Vancouver to Toronto, instead of a week today – and all for 10-cent postage. In a while came the fax machine: an amazing concept, allowing the transmittal of writing on paper through the phone lines. Who would have thunk?! Then a clunky, brick-sized device called cellphone made its debut, the Internet became a reality, email was sending messages through the ether and the world of communication was turned on its head. My boss, at the time, just had to have one of those early contraptions and we would laugh watching him sitting in his car in the office parking lot, making calls on the mobile phone, rather than from the desk phone in his office. I did without one until frequent business travel made it necessary (although people travelled frequently in the past without such benefit) and my wife had one, as well, as an emergency contact for two elderly parents in our care. By then, our devices were tiny flip-phones, fit in the pocket and admittedly handy; getting used to a convenience is never difficult. So much for history – right up until last week we had just one cellphone, taken by my wife, or me if one left without the other. This had to be a plain stupid phone since all the new ones are called smartphones. But since I am not a freaking bird, I don’t Tweet and the only Facebook I care about is a photo album on the bookshelf, those smart features were for the two-thumb texting and endless game-playing generation. Or so I thought. And then the contract on our stupid phone expired and the sweet young thing at the phone-mart offered the latest touch-screen-type smartphone, with more icons than my computer and, because of the complexity, a tutorial session: one-on-one with a live person in the shop! “Can I make a phone call with this device?” I asked with appropriate wonder in my voice. Of course I could and send email, and flash up a map, if I am lost, and listen to music, and, and, and, endless joy. The deal? Free with a three-year contract. Hooked like hungry fish, we got the “device” (that’s what the techies are calling it), and I am now waiting for my turn to fool around with it. I may have to wait a while – my wife will not stop playing “Angry Birds” on the darned thing. SL

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ASK Goldie BY GOLDIE CARLOW, M.ED

Dear Goldie: When I look back over the years that have passed so quickly, I feel sad that I didn’t tell my family more often how much they meant to me. We had so many happy times, and sad ones too, but always came through together. Is this lack of overt affection a common problem in many families? –J.R Dear J.R: Display of affection varies in families and cultures. Pace of life also affects greetings and living habits. Regardless of display, I think in most families, there is a feeling of love and support that seldom fails. Unfortunately, family friction can occasionally begin as a trivial event and escalate into permanent separation. The majority of families, however, do support one another, particularly in times of trouble. You mention the support your family enjoyed, and I am sure they are aware of your true affection for them. Dear Goldie: Although I am officially retired, I still work on a part-time schedule in my former job. I am in good health and the extra money is helpful for our holidays. I have been feeling tired in recent months, however, so I would like to retire from work completely now.

My problem is that both my wife and boss are discouraging my complete retirement. What do you think? –W.C. Dear W.C.: I believe the time of your retirement should be your decision, rather than that of your former boss and your wife. You have long anticipated this point in time, and I assume have prepared for it financially. The fact that you feel tired may well be a warning that extending your career is a danger to your health. Make an appointment to see your doctor, and explain the situation to him or her. The extra money may be a benefit to your holidays, but it seems more important that you are around to enjoy them. SL SENIOR PEER COUNSELLING CENTRES Victoria 250-382-4331 Duncan 250-748-2133 Nanaimo 250-754-3331 Sidney 250-656-5537 Courtenay/Comox 250-334-9917 Salt Spring Island 250-537-4607 Port Hardy 250-949-5110

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MAY 2011

A Little Sideways

Author Proﬁle

BY VERNICE SHOSTAL

SENIOR LIVING

Photo: Vernice Shostal

ueen’s Jubilee medallist, Member of the Order of Canada and award-winning author Rachel Wyatt started writing in her childhood. “I was writing a continuous poem about three goldfish,” says the English-born mother of four. She was first published at the age of 23 and continued to write short pieces for The Guardian and Punch, humour magazines that no longer exist. Looking for exciting job opportunities in 1957, Rachel, her husband and their children immigrated to Canada. “We were young and it looked as though it might be a grand adventure,” she says. “And it was.” The family settled in Toronto and lived in parts of Ontario and Montreal before they moved to Victoria in 1993, drawn by a better climate. Rachel’s most recent book, Letters to Omar (2010) is her seventh novel after The String Box (1970), The Rosedale Hoax (1977), Foreign Bodies (1982) Time in the Air (1985), Mona Lisa Smiled a Little (1999) and Time’s Reach (2003). She has published two stage plays, Geometry (1983) and Chairs and Tables (1984) as well as an adaptation of Adele Wiseman’s novel, Crackpot for Theatre Calgary. Her non-fiction biography Agnes Macphail: Champion of the Underdog (2000) portrays the life of Agnes Macphail, the first woman elected to the House of Commons in Canada. Letters to Omar was born from a short story, “Dear Mr. Sharif,” where Dorothy, one of three older women in the story, wrote her first letter to Omar Sharif. It worked well, says Rachel, so she continued the letter writing in a novel. She chose Omar over any other Hollywood idol of that age because he “was an icon, I think, for many women of a certain age – those eyes, the accent, the ‘exotic’ appearance.” Letters to Omar is about three women who consider their lives and decide to combat the chaos in the world. Their contribution focuses on organizing a charitable fundraiser. Between the innocent mishaps, their personal conversations and Dorothy’s letters to Omar, Rachel amusingly makes readers see what they’ve always known, but never thought about. “If there is anything ‘general’ about my books and plays, it would be that I approach the themes, and life, with humour,” says Rachel. “What is in my work is my way of looking at the world – a little sideways perhaps. If I had a message, it would be that compassion, humour and kindness are good things. That amounts in a way to faith, hope and charity.” Rachel has taught writing courses in Toronto and Victoria. For eight years, she was part of a Summer School at Arctic Col-

lege in Iqaluit and Rankin Inlet, where the aim of the program was to help Inuit teachers improve their English so they could teach higher grades. “I used many strategies including radio drama,” says Rachel, who found her time on Baffin Island to be an “amazing and instructive experience. I realized how little many of us knew or understood about a place that is only three hours flight from Toronto or Ottawa.” Associate Director, then Director of Writing at the Banff Centre for the Arts in Alberta for 13 years, Rachel describes her experience there as “a great privilege to work with won-

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Letters to Omar can be purchased in most bookstores in Victoria and on the Island. Available for readings, including reading in retirement homes, Rachel can be reached at 250-384-4601.

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derful people amid all that breathtaking scenery.” The experience left her with fine memories and many friends. Having recently written a tenth book, Rachel is working on more short stories. While her children were young, she found time to write for only a couple of hours in the morning. “I still prefer to write in the early part of the day,” she says, “but I can do it at any time.” A prolific writer and avid reader who’s expecting the birth of her first great-grandchild, Rachel likes the theatre, opera and travelling; she visits England regularly. “For the first few years in Canada, bringing up our children, we couldn’t afford to go back to England,” says Rachel. “I go back fairly often now as I SL still have family there.”

1/10/2011

MAY 2011

Arts & Entertainment

Untold Stories

BY SAMANTHA GOUGH

osemary Georgeson is passionate about telling untold stories. As a 53-year-old Coast Salish/ Dene woman from Galiano Island, she understands what it is to come from a minority and struggle to be heard. Rosemary, a Vancouver-based performer, writer and community organizer, comes from one of the oldest pioneering families on Galiano Island. Witnessing the B.C. commercial fishing industry fading away before her eyes, she was inspired to tell the little-known story of the essential contribution of women to the industry – her story, the story of the community in which she grew up. Through her one-woman multimedia play Women in Fish, Rosemary gives voice to the generations of women from the West Coast fishing industry who owned and operated their own vessels, worked in canneries and salteries, raised their children on the boats, and waited on shore. The show was originally conceived by Rosemary and playwright Marie Clements under the auspices of their Vancouver-based First Nations and multicultural theatre company urban ink and produced as a CBC radio documentary. The radio piece was shortlisted for the prestigious Jack Webster Award for Best Documentary, and a theatrical version of Women in Fish is now touring B.C., stopping in late May at Victoria’s renowned solo performance festival Uno Fest. Like the logging industry, many communities in B.C. used to depend on the commercial fishing industry for their livelihood. This way of life is disappearing – in the 1970s there were at least 30 boats tied up on the dock at the north end of Galiano, now there is just one commercial boat that moors

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there, according to Rosemary. Women in Fish was developed collaboratively through workshops, and recorded oral testimony from decades of women in the commercial fishing industry in B.C. “Women in Fish bears witness to a legacy lost but not forgotten,” says Rosemary. “You hear about men going out and making the catch but women also worked on the boats alongside their husbands and their fathers or brothers, but we also did most of the work once the fish hit land, whether it was in the home or in the fish plant.” While working on the play, one story stood out. “Every generation has had a tragedy that defines their lives,” says Rosemary. For her, it was the fascinating and mysterious reallife story of Eileen Lorenz, a young woman who was on the Loretta B, a fishing packer boat, when it was hit by a violent westerly storm on September 7, 1962 off the coast of Galiano in the Strait of Georgia. Joining a long legacy of fishing tragedies, the boat sank into the dark depths of the ocean along with all its crew – five men and Eileen. Seventeen years old and eight-months pregnant, at the time, Eileen miraculously survived, plucked from the eye of the storm after she floated for six hours in the water hanging on to an old fish box. Her husband was not so lucky and was claimed by the sea. “This is a story that is connected to Galiano and the history of so many pioneering families,” says Rosemary. Working with urban ink’s then-Artistic Director Marie Clements, Rosemary tracked down Eileen, who had moved away from Galiano and not spoken about the incident since it happened. Together, the three women developed the show collaboratively and interwove Eileen’s survival story with

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those of other women from the fishing industry to tell the larger tragedy of the decline of the world’s fishing industry. In 2004, Women in Fish had a very successful performance run on Galiano Island accompanied by an art installation, and then went on to perform at the Vancouver Aquarium. The show has recently undergone further development, including workshops and performances at the Shadbolt Centre of the Arts in Burnaby to integrate more fishing industry stories from the community.

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Photo: Courtesy of urban ink

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Rosemary Georgeson performing in Women in Fish.

Rosemary says oral storytelling plays an important role in the project. “In this modern world we’ve lost the value of listening to our Elders,” she says. “Even the pen is a thing of the past.” The finished story of Women in Fish weaves together these storytelling traditions with live performance, multimedia video projections and old radio recordings, combining new and old technologies that tell a timeless story. Through Rosemary’s role as Aboriginal Community Director for theatre company urban ink productions, she has worked on projects like a women’s free drop-in writing group on the downtown Eastside of Vancouver, helping women from marginalized backgrounds voice their own stories. She has also worked on youth education projects for Aboriginal students on Galiano Island to help them create and perform their own work. In 2009, Rosemary received the Vancouver Mayor’s Award, which recognized her as an Emerging Artist in Community Arts. Her inspiration as a writer and performer comes from telling “stories that we don’t know exist. B.C. is a goldmine of untold SL stories and so many of them are just waiting to be told.” Women in Fish tour dates include Cowichan Theatre in Duncan (May 15-19), Uno Fest in Victoria (May 19-29) and North Peace Cultural Centre in Fort St. John (Sept 10-11). For more information, visit intrepidtheatre.com or call 250-590-6291.

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MAY 2011

History

I Remember the Kahloke BY DAVE BAKER

n a sunny July day in 1953, playing on the was then converted from steam to diesel and renamed the sandy beach at Departure Bay, I saw an odd- City of Sacramento. shaped vessel out towards Brechin Point. It In 1944, the City of Sacramento was purchased by the looked like a long-house trailer with a funnel Puget Sound Navigation Company (which became the on top. I thought it might be the Black Ball ferry that every- Black Ball Line) and relocated to Seattle. She first plied body had been talking about. It was to service the newly created run between Departure Bay and Horseshoe Bay in West Vancouver. About 10 minutes later, the vessel left the dock. I could clearly see her profile as she headed out around Newcastle Island. The hull and superstructure did not have the classic lines of the CPR Princess ships that I had become so accustomed to. Little did I know at the time that this ship actually predated the “old” Princess Elaine by about 25 years. It was the Kahloke. Years later, I was to learn Nanaimo Series No. 61 “THE KAHLOKE” ABOUT TO DOCK, DEPARTURE BAY, NANAIMO, B.C. about the history of the vessel. Built in Philadelphia in 1903, she was originally named the Ashbury Park and powered the waters of Puget Sound between Seattle and Bremerton. by steam. In 1919, the Ashbury Park was acquired by a After 10 years of service, she was renamed the Kahloke company in San Francisco that brought her through the and assigned as the first vessel on the Departure Bay – Panama Canal to San Francisco Bay. The Ashbury Park Horseshoe Bay run.

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�� The Kahloke became very much a part of my early years growing up in Nanaimo. I would often see her sailing by when I was fishing around Five Fingers Island with my Dad in his old wooden sailboat. During the summer, my friend and I would launch a dinghy at the Nanaimo Yacht Club and venture down Newcastle Channel to a beach at the north end of Newcastle Island. We would wait for the Kahloke to pass and then swim in the wake that would wash ashore in the form of large, crashing waves. In 1954, the Kahloke was joined on the Departure Bay – Horseshoe Bay service by the MV Chinook 2, a ferry that was built in 1947 and originally designed for the Port Angeles to Victoria ferry run. Together, the Kahloke and Chinook 2 provided service to Horseshoe every two hours.

After 10 years of service, she was renamed the Kahloke and assigned as the ﬁrst vessel on the Departure Bay – Horseshoe Bay run.

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FEBRUARY 2011 VANCOUVER ISLAND

I sailed aboard the Kahloke a number of times, usually taking the bus. What I remember most was the long and rainy trip from Horseshoe Bay into downtown Vancouver. An upper levels highway didn’t exist at the time, so winding around rural West Vancouver seemed to take forever. I left Nanaimo in 1957, and did not see much of the Kahloke during the next few years. In 1963, she joined the fledgling fleet of ferries run by the government-owned B.C. Ferry Corporation. She was then transferred to the Langdale – Horseshoe Bay run and renamed the Langdale Queen. In 1976, the Langdale Queen was decommissioned and removed from service. I saw her for the last time several years later, moored and partially submerged in Coal Harbour. It was like seeing an old friend on her deathbed. In 1988, the Queen of Langdale experienced a fate similar to the one that the legendary CPR ship Princess Victoria suffered nearly 40 years earlier: her superstructure was removed and the remaining hull made into a barge. The Kahloke under several names was in operation for about 70 years. Now, when I pass by the cove on the north end of Newcastle Island aboard the Coastal Renaissance, I fondly remember the Kahloke and my childhood years SL in Nanaimo.

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MAY 2011

Author Proﬁle

PEOPLE, PLACES AND MURDER BY JUDEE FONG

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to the post and was gone for 15 minuets. When she returned, she discovered that her husband had stolen the poodle for breading purposes.’ Spellcheck can’t save you from that!” As a history major, Lou has a penchant to learn everything she can about the environment and setting she lives in or visits.

Author Lou Allin with (from left to right) Zia, Friday and Shogun.

“I try to let my setting be a major part of the book because it determines the plot a lot of the times and the kind of people who would live there.” While living in Northern Ontario, Lou wrote her first series about a realtor, Belle Palmer. “She lived in a cottage by

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Photo: Jan Warren

rowing up an only child, Louise (Lou) Allin, mystery writer, traveller, outdoorswoman and B.C./Yukon Vice-President of Crime Writers of Canada (CWC), always had an urge to write about anything and everything. Writing her dissertation on the murdered Elizabethan spy, Christopher Marlowe, pointed her towards the mystery genre she writes today. Laughing at the thought of being addressed as “Dr. Allin,” Lou says, “I try to keep that a secret because nobody but a fool would graduate with a PhD in 1975 when American universities had enough professors for the next 25 years! The best line from one of my rejection letters stated: ‘Barring an attack of the bubonic plague, there will not be an opening in our department until the year 2000.’ It’s funny now, but when I needed a job, it was very depressing.” At that time, Lou realized she still had her Canadian citizenship; born in Toronto, she had moved to Cleveland when she was three. She accepted a job at Sudbury’s Cambrian College and stayed for 28 years. Living in a cabin beside a lake, surrounded by wilderness and room for her dogs to roam, Lou settled into teaching by day and exploring her new surroundings at her leisure. For a few years, she taught grammar and business writing at the community college but realized there was another group she could reach – so she began teaching Ontario Criminal Justice students “Report Writing and Presentation.” “These students took this part of their training very seriously,” says Lou. “If they didn’t, the case could be legally thrown out on some technicality. I had these mock interviews where the interviewer gathered information from the victim, then typed out a report. In one case involving a stolen poodle, the student had written, ‘She had tied the poodle

a lake and did all the stuff I did, except for the realtor part. I made her a realtor to give her a reason to move around the area when she discovers the body,” says Lou. Supportive of literacy projects, Lou’s latest book is written for Orca’s Rapid Read series for adults who are either improving their reading skills or wanting a quick-read. That Dog Won’t Hunt was based on a true event. In Northern Ontario winters, Lou and her dogs roamed where chains, snowmobiles and skis kept humans mobile. Walking became difficult in the nearby woods when the snow and ice started breaking up. Lou recalls, “Instead, we would roam roads in the rural areas near the city, where we could still walk our dogs. It was a ‘creepy’ feeling when we later heard this was the very area they had found a body. You know, one of those if we had gone that way and not this way, we might have been the ones to stumble upon the body.” Lou’s mysteries are often a learning experience. A driving vacation in Utah became the setting for Man Corn Murders, incorporating the fascinating history of the early Anasazi cave Indians. Currently living in Sooke, Lou inserted environmental issues, homelessness problems, alternative therapy and geocaching in her newest Holly Martin series, She Felt No Pain. “People write the kind of books they like to read,” she says. “I often hear mystery writers say they like learning something new while reading an enthralling tale.” As one of the active directors of Crime Writers of Canada, Lou is in contact with many well-known Canadian and International writers. She candidly admits, “I’m used to it now and don’t see them as famous writers, just good friends and great people. Ten years ago, at my first Bloody Words Conference, I was totally in awe at meeting one of my writing idols. I wrote in my diary: ‘Bloody Words: Gail Bowen equals God.’ Years later, I mentioned this to her and we had a really good laugh about it.” Bubbling with enthusiasm, she speaks about “Bloody Words 2011,” a major mystery/crime writers’ conference happening in Victoria on June 3-5. Co-chairing the international event with crime-writer, Kay Stewart, Lou says, “We’re really excited having Tess Gerrittsen, Michael Slade and William Deverell as our special guests. Crime writers and mystery fans that enjoy this genre will have an SL awesome time.”

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Facebook: Not Just for College Kids Anymore

y sister became a grandmother in January. After her phone call from Winnipeg, I received all the details, including photos, from my niece that day. How? Because I’m her “friend” on Facebook – that favourite social place on the Internet. In the past, baby announcements were expensive (photos and postage) and slow (snail mail). So, if you weren’t close – no photos for you! In contrast, Facebook allows my niece to post pictures viewable by her “friends” and we can see them as soon as they’re uploaded – even halfway across the country. For those and other reasons, about 500 million people have joined Facebook. Have you? Half a Billion Served Facebook allows users to communicate cheaply and easily over the Internet, yet somewhat privately, since only “friends” – people you have invited to come into your private area – can view them. Keep in mind these privacy settings have to be set by the users. This is rare: for example, my work primarily involves blogging, where whatever you say is public to everyone on the Internet. By controlling who sees what, Facebook makes it simple to share relatively safely. For the newbie, joining Facebook is straightforward: visit their main page and enter the usual information of name, email and password, plus gender and birthdate (what you enter is up to you!) Then, your account just needs to be filled in with whatever details you wish. For example, many use their Facebook account to discuss their daily status, post their thoughts, comment on their friends’ statuses, share pictures, connect with friends old and new, or in my case, to see my niece’s photos.

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It’s as you add more of the personal information that privacy becomes important, and so Facebook users must manage their accounts accordingly. Understanding these settings is vital to enjoying Facebook safely. Public yet Private – On the Internet? In Facebook, each section of your account can have a different level of visibility: “Friends,” people you’ve approved as your friend; “Friends of Friends,” people who are friends of your “Friends” or “Everyone,” the whole world of the Internet (a fourth option, using a person’s name, is less useful but does give you finer control). If my niece sets her photo album to “Friends,” then I can see it, but not friends of mine (which would require the “Friends of Friends” setting). But if the proud Momma set it to “Everyone,” then anyone can look at her baby pictures (not advisable). Security is an important topic because the lack of it can be damaging. Many of the stories of people losing jobs over Facebook photos or comments involved wrong viewing levels. In one example, a U.S. teacher complained about her students, a parent saw the (accidentally public) comment, and she was fired. The easiest solution: simply ask yourself whenever you put something online if you’d be embarrassed if EVERYONE saw it. If so, think twice. Facebook for Business and Social Awareness Despite privacy concerns, as my new great-niece proved, Facebook is a boon for social interactivity – so much so that businesses have embraced it: many companies have their own Facebook accounts. The social aspect of Facebook allows them to contact customers in a non-traditional way; add to that the rich detail of their personal information, and companies that previously had a hard time reaching people can now “zero in” on exactly who they want. This same narrow-yet-vast audience also makes Facebook a great place for like-minded people to hang out, especially for special interest groups. Having worldwide exposure allows groups to finally reach enough members to accomplish goals. For instance, at 5,000 members, the group on Rare Chromosome Disorders would be too spread out to form local chapters – but online, they are formidable.

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Conclusion Facebook appears to be here to stay. And while not for everyone, if you do decide to use Facebook, be cautious, and you should have few problems. Now, go out there and SL “friend” someone! Questions and comments, email seniortechbc@gmail.com

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BYGONE Treasures View of Roatan from Valor

A Right Royal Do

ith all the fanfare of another royal event upon us, it got me thinking that many Canadians, especially those of us in the farthest outpost of Empire, have accumulated much with a “royal” connection. Crowned heads from all nations throughout history have been commemorated by striking medals, printing banners, and producing teacups for every imaginable royal engagement, wedding, birth, jubilee and visit to the barbershop since the Middle Ages. Starting with the Victorian era and the progress of the machine age, factories went postal and drawing room shelves everywhere bow in protest. When David (Edward VIII) visited the West Coast to unveil great-grannie’s statue on the Legislature lawn, there was a modest output of pins, badges and ribbons. When his dad hit 25 years on the throne in 1935, there was still some restraint. Where the royal straps came loose started with the coronation of George VI and the 1939 royal visit to Canada. Every schoolchild in the country got a little bronze medallion that year, and their kids got another one in 1953 when Queen Elizabeth was crowned. Millions were struck, and they’re all still out there. Children in the mother country received souvenir mugs in 1953, and while many were broken or chucked into the harbour after school, vast numbers have survived, including mine. So, now to the question you’ve all wanted answered: Is there a collector market for my “Chuck and Di” bobble-head doll? Um, no. Unlimited varieties of limited edition souvenirs were cranked out for their wedding, and the births of Wills and Harry. There were thimbles, matchbook covers, china sets, spoons, dishtowels, and battery operated plastic hands that hung in a car window waving at the adoring crowds as you drove to the mall. Some of it was nice, and much of it was tacky. Over the past few decades, when folks have tried to cash in their investments in royal memorabilia, they encounter little enthusiasm and few buyers. So much exists, produced since the late ’70s that this has depressed the market for older items. A plate honouring Queen Victoria’s jubilee in 1897 brings less now than 20 years ago. When Princess Diana passed away, there was a brief bounce in interest, and Will and Kate’s wedding is causing another ripple, but such events have a fleeting effect on what people will pay. If you have a collection of mass-produced royal items of comparatively recent vintage, dust if off and enjoy it, but brace for discouragement when it comes time to sell. Investing in shares 40

SENIOR LIVING

BY MICHAEL RICE of companies that produce such memorabilia will yield a better return than buying the actual items. Bucking the trend are items made of sterling silver, which trade on their bullion value, and which, ironically, may return from the melting pot as souvenirs for a future royal occasion. A quick check on eBay, spanning two weeks, indicated there were over 200 lots offered with “royal wedding 1981” in their title lines. There were no bids on 135 of them, and over half those sold fetched less than $5 apiece before auction fees were considered. Coffee mugs, spoons and photographs were ignored and can look forward to being ignored again at flea markets and garage sales. Before you load your wheelbarrow and head for the landfill, there are some cheerful exceptions that will gladden the hearts of the most ardent royalists. Anything commemorating the Russian royal family is very collectable and marketable, and original authentic signatures attract much interest (Princess Diana’s autograph on a greeting card can run several thousand dollars). Although the words “limited edition” causes me to squirm, I do admire the Royal Doulton numbered loving cups depicting Edward VIII and George VI, now valued up to $1500 apiece. Also, there are several nice tobacco pipes with bowls represented by Queen Victoria’s head (You’re looking smokin’ today, your Royal Highness!) and some magnificent Georgian and Victoria medals I hope to run across someday. You can’t “dollar value” everything. On a good day, my 1953 Coronation mug might sell for $10, but a banknote can’t replace my memory of a little boy trudging home from school, running past the tinkers’ camp and hoping there wouldn’t be a bull loose on the country road, with my mug wrapped in my scarf and bursting with excitement at receiving an unexpected gift. The mug saw good service for many years, and with its gilt lettering “Compliments of the Haverford West Rural District Council” as bright as ever, it’s been retired to a place of dignity on a shelf. Its close neighbour is a small wooden harp carved by the “the men behind the wire” at Long Kesh internment camp. I think of keeping them together as furthering the Anglo-Irish peace acSL cord. Her Majesty would be most amused.

Comments and suggestions for future columns are welcome and can be sent to Michael Rice, PO Box 86, Saanichton, BC V8M 2C3 or via email to fenian@shaw.ca

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CLASSIFIEDS SAANICH VOLUNTEER SERVICES needs drivers, gardeners and visitors to assist their Saanich neighbour. To volunteer call Heather at 250-595-8008. WANTED: OLD POSTCARDS, stamp accumulations, and pre-1950 stamped envelopes. Also buying old coins, medals and badges. Please call Michael 250-652-9412 or email fenian@shaw.ca COLLECTOR SEEKING vintage/collectable cameras, binoculars and microscopes. Nikon, Leica, Contax, Rolleiflex, Zeiss, Canon, etc. Mike 250-383-6456 or e-mail: msymons6456@telus.net HOME FOOT CARE by Nurse Foot Care Specialist Marcia Goodwin R.N.,B.Sc.N. 35 yrs. Nsg. Experience • Caring • Comprehensive • Professional • Gentle 250-686-3081. (Victoria Area) RUTH M.P HAIRSTYLING for Seniors in Greater Victoria. In the convenience of your own home! Certified Hairdresser. Call - 250-893-7082. DEBI’S MOBILE HAIR SERVICES in the comfort of your home for everyone in your family. Serving the Victoria area. Please call Debi at 250-477-7505. COME AND PLAY Carpet Bowling 55+ Esquimalt Legion Monday & Friday 1 - 3pm. Contact Evelyn at 250-385-4112 or Paul at 250-386-9786. WRITTEN A BOOK? Aldridge Street Editing can get your manuscript print-ready. Transcription - Editing - Cover Design - Book Layout. www.aldridgestreet.com Call 250-595-2376. MATURE EXPERIENCED WOMAN available as a companion for the elderly. Will assisst with outings, or run errands. Also available to assist on a cruise. Please call 250-479-0774 (Lorna). MOBILE FOOT CARE NURSE home visits in greater Nanaimo, Cedar to Parksville. John Patterson LPN, qualified nursing foot care for toenails, corns and calluses. 250-390-9266. LAWN AND GARDEN SERVICES starting at 30/hr. Certified Horticulturist - Fully Insured. References on request. Call Jason @ 250-893-8620 or email oliphantgardens@gmail.com HOUSESITTING Retired male college teacher available from end of May. Five years experience. Pet/Garden care. References. 250-668-5442. RELAXING, LIVE PIANO Want soothing background music at your next event? Local composer plays original piano pieces for you. CD also available. Listen at http://greenvelvetmoon.com Lisa: 1-877-6VELVET iCARE COMPASSIONATE CARING private home support. Companionship, respite, light housekeep-

ing, laundry, shopping meal prep, transportation and hospital visits. First Aid, CPR, Food Safe, References. Dianna 250-381-1951, Cell 250-881-8123. dianna.icare@gmail.com IN HOME FOOT CARE done by an experienced registered nurse. Includes foot soak and massage. (Saanich Peninsula). Barbara at 250-818-4326. WEBSITES FOR SENIORS: For valuable information and humour check out: www.activeoldfolks.com and www.wiseoldcurmudgeon.com COMPUTER BASICS IN YOUR HOME. Patient senior computer lady to show you e-mail, surﬁng. Hourly fee. Connect with your world. 250-516-5980. YOU DESERVE A BREAK! Yard and home cleanup, pet walks, shopping, and more! Eric 778-6790285 or e-mail eric.helpline@gmail.com (Saanich Peninsula). CUBA – ‘Spanish Studies in Cuba’ (Havana), $2,500.00 Can. for 4 wks. Hotel with breakfast and dinner, tuition fee. (Air fare not included). 250-4780494 ssic@telus.net SENIOR NEEDS one-bedroom cottage long-term, in exchange for security, maintenance, repairs, ﬁrewood, etc. He is straight, no criminal record, NS, ND, responsible, with a farm background. Please call Albert 250-240-3274 or PO Box 293, Qualicum Beach, BC V9K 1S8.

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MAY 2011 OCTOBER 2009 41 39

RVing the Rideau Travel & Adventure

BY JANE CASSIE

Photo: Brent Cassie

hat comes to mind when you hear Rideau Canal: a gem-like waterway flowing between the cities of Kingston and Ottawa or a Canadian story featuring ambition, struggle and success? Maybe thoughts of its honourable designation as a UNESCO World Heritage Site or the world’s longest skating rink come to mind. If any of these pop up, you’re spot on. The series of lakes, rivers and dams, linked by 47 locks at 24 stations, was built as a defensible waterway after the War of 1812. Although never needed for this purpose, it has continued to operate since its completion in 1832. Thanks to these gated chambers (locks), boats can navigate the varying water elevations by floating up when the tubs are filled, and dropping down when they’re emptied. And beyond every park-like station, are unique ventures and vistas: troutfilled lakes, bird-loving wetlands, sliver-thin canals – some etched out of limestone, others embraced by Canadian Shield.

A gated chamber.

It’s truly an aquatic route of untarnished beauty. Obviously, cruising or kayaking this 202-km (126-mile) canal would allow for prime viewing. But if you’re more of an earth lover than a water baby, fear not. RVing the Rideau can be almost as rewarding. Highway 401, a.k.a. MacDonald Cartier Freeway, is a main thoroughfare that spans the canal. And branching away from this pulsating artery is the Rideau Heritage Route that takes RVers to Rideau riches – visit their website at www.rideauheritage.ca Though this route tracks the lock numbers and landmarks from Ottawa to Kingston, it can be simply reversed if you choose to go in the other direction. All you have to do is pack, gas up and go!

Northern Section

Ottawa Locks 1-8, Hartwells Locks 9-10 and Hogs Back Locks 11-12 are located within Canada’s capital. Here, you can take in some of the nearby cultural offerings or pedal the path that connects these three scenic settings. Black Rapids Lock 13 is 10 km south of Ottawa’s sprawl. It’s easy to conjure up bygone days when steamships plied these waters and hard to imagine that Ottawa International jets take off just three km away. If you feel like shacking up with a little comfort, the riverside Monterey Inn that overlooks this station will certainly meet your needs – visit www.montereyinn.com Highway 43 parallels one side of the Rideau, and Highway 16 is on the other. Both run adjacently from here to Smiths Falls. Take the latter and veer off on Country Road 19 (River Road) to get to Long Island Locks 14-16. You may want to take a day or two between this and the next lock station at

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Travel & Adventure Highway 43 is Merrickville and locks 21-23, the Jewel of the Rideau that offers everything from quaint shops and galleries to a first-class history lesson. Take a tour of the 1832 Blockhouse Museum, the nearby bird sanctuary and Mrs. McGarrigle’s, a fabulous fine food shop where you’ll discover the most amazing awardwinning mustards! Visit www.mustard.ca Kilmarnock Lock 24 and Edmonds Lock 25 are the next in line, followed closely by Old Slys Locks 26-27 and Smiths Falls Combined 29a and Detached 31. Don’t be confused by the skewed numbering. These last two stations are lumped together and the oddball in the mix, built in 1972-73, replaced three previous locks. At 7.9 metres (26 feet), it’s the greatest single lift on the canal and is a real must-see (Even if you’re not floating in it). Smiths Falls – the “Heart of the Rideau” – is the largest community on the corridor. The Railway Museum retraces its tracks from the 1800s to 1979. And Heritage House shares the Rideau’s past; the struggles and turmoil of its creator, Colonel John By, the devastation and hardship of its Irish immigrant workers and the timeline that led to its success. Also, be sure not to miss the Rideau Canal Museum. From here, you’ll cross over to the canal’s southern shore where Highway 15 leads to Poonamalie Lock 32, Lower Beveridges Lock 33 and Upper Beveridges Lock 34 and beyond to the lakeside village of Portland on Big Rideau Lake. But you may want to keep hugging onto Highway 34 for just a little longer. The pretty town of Perth is just up the road. Sundappled sidewalks and green space embrace its 200-year-old storefronts, and rimming one edge is the Tay Canal, a treebordered tributary that flows into Lower Rideau Lake. Although a picturesque RV park nestles up to the reedy shore-

Photo: Anne Marie Forcier

Cruising along the Rideau near Westport.

Burritts Rapids (17) to check out these treasures and historical townships: the 1860s grist mill in Manotick, the Baxter Conservation area in Kars, the hiking routes around Kemptville, and the Rideau’s oldest church in Burritts Rapids. RV Parks: Northern RV Parks: Park Rideau River Provincial RR 4,Rideau Kemptville, ON K0GPark 1J0 River Provincial 613-258-2740 RR 4, Kemptville, ON 181 campsites, 31 with 613-258-2740 181electricity campsites, 31 with electricity

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Central Section

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Travel & Adventure line, if you want to snooze in the same bedroom A.Y. Jackson did from the Group of Seven, book into the Perth Manor: a boutique hotel with deep roots and great hospitality. Visit www.perthmanor.com RV Parks: Riverside Campground Central RV Parks: RR 4, Rideau River Rd, Merrickville, ON K0G 1N0 Riverside Campground 613-269-4664 RR 4, Rideau River Rd, Merrickville, ON 12 overnight, 47 seasonal sites 613-269-4664 12Park overnight, 47 seasonal sites Victoria

Tay River Tent Tent & Trailer Camp Tay River & Trailer Camp RR 4, RR Perth, K7H 3C6 4, Perth, ON 613-267-3955 613-267-3955 15 transient, 35 seasonal sites 15 transient, 35 seasonal sites Waterways Campground Waterways Campground P.O. Box 37, Portland, ON P.O. Box 37, Portland, ON K0G 1V0 613-272-2791 www.waterways.ca 613-272-2791 43 transient, 103 seasonal sites www.waterways.ca 43 transient, 103 seasonal sites

Southern Section

Merrickville

Aside from the occasional detour, like dots on a map, Highway 15 connects the remaining eight stations (total of 15 locks). Although Westport, via Country Road 42, is a little off the main route, this scenic hamlet is worth the drive. Its sandy beaches, golf courses and hiking trails are all framed by rolling farmlands and rugged Foley Mountain. If you’re an angler, you’ll want to literally catch Newboro on the return trip – or at least one of its largemouth bass. Though now quiet and laid-back, life here wasn’t always as laissez-fare. Building the lock station at this isthmus, or high-

point between Ottawa and Kingston, raised a lot of havoc back in 1829. Over 300 workers were brought here to blast away the rugged bedrock, and during the process, many of them fell ill to the retched Lake Fever, later diagnosed as malaria. RVing back on Highway 15, you can choose to veer off at Chaffey’s and Davis Locks, head in the other direction to uncover Elgin’s intriguing history that includes everything from United Empire Loyalists to Mormon missionaries, or pull into Jones Falls, one of the largest engineering marvels en route. Four locks need to be navigated at this station to conquer the water levels that span 18 metres. A blacksmith shop, lockmaster’s home, and visitors centre are featured along a self-

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Photos: Brent Cassie

c/o Town Hall, P.O. Box 695, Smiths Falls, ON K7A 4T6 Victoria Park 613-283-5112 c/o Town Hall, P.O. Box 695, Smiths Falls, ON www.town.smiths-falls.on.ca 613-283-5112 www.town.smiths-falls.on.ca 50 serviced sites 50 serviced sites

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guided tour, and topping it off (or holding it back) is the stone arch dam that supports the powerful force of Sand Lake. This amazing wall of limestone spans 107 metres, is 19.5 metres high and was coined by its makers as the “Seventh Wonder of the World.” History also lives on at nearby Hotel Kenney, a yellow clapboard beauty that has been welcoming guests since 1877. Book a night in one of the comfortable lakeshore rooms and enjoy a little downtime, great food and legendary service. Visit their website at www.hotelkenney.com On this final stretch, Highway 15 closely parallels the Rideau. Check out the full services and holiday options at Seeley’s Bay, picnic at the luscious green space on Upper Brewers, pick up amazing metal sculptures at the Lower Brewers Doner Studio Mill and listen to the rumble of trains as they whiz above at Kingston Mills. And if you haven’t seen enough scenic sites, hop back into your camper, caravan or home on wheels and retrace your treads. The Rideau is riddled with so many rewards SL you’ll enjoy it just as much the second time around!

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Skycroft Campsites & Cottages RR 1, Chaffey’s Lock, ON K0G 1C0 613-359-5491 or toll-free 1-877-359-5491 www.skycroft.com 8 transient campsites, 57 seasonal sites and 3 housekeeping Perth Manor cottages Melody Lodge & Marina Southern RV Parks: RR 3, 4328 Melody Lodge Rd, Seeley’s Bay, ON K0H Sunnyside Campground 2N0 209-192 Sunnyside Westport, ON 613-387-3497 or Road, 1-888-MELODY-1 613-273-3124 www.sunnysidecampground.on.ca www.melodylodge.ca 147 campsiteshookups and 2 rental 20 seasonal transient,only 20 seasonal andcottages 22 cottages Skycroft Campsites & Cottages Rideau Acres Lock, Campground RR 1, Chaffey’s ON 1014 Cunningham Road, Kingston, ON, K7L 4V3 613-359-5491 or toll-free 1-877-359-5491 www.skycroft.com 8613-546-2711 transient campsites, 57 seasonal and 3 housekeeping cottages www.rideauacres.com Melody Lodge & Marina -30RR 3, 4328 Melody Lodge Rd, Seeley’s Bay, ON 613-387-3497 or 1-888-MELODY-1 www.melodylodge.ca Suggested captions: 20 transient, photo 20 seasonal hookups and 22 cottages #1A, B & C - images of different gated chambers (locks) Rideau Acres Campground #1 D Author stands between the Rideau River and rushing 1014 Cunningham Road, Kingston, ON 613-546-2711 www.rideauacres.com

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MAY 2011

SCAM ALERT BY ROSALIND SCOTT

BBB Wise Giving Tips

he recent tragedy in Japan has prompted many people to reach out and donate to various disaster relief organizations working in the area to help victims. The Better Business Bureau warns, however, that – as occurred following the tsunami in 2004, Katrina in 2005 and the earthquake in Haiti just last year – fraudulent charities often emerge to scam donations from wellmeaning Canadians. To avoid being swindled or having your dollars misdirected, plan your giving and demand accountability of the organizations soliciting your support. If you plan to donate money this spring season – whether it’s for disaster relief in Japan or for another cause close to your heart – BBB would like to offer the following advice: Be cautious when giving online. Be cautious about online giving, especially in response to spam messages and emails that claim to link to a relief organization. In the days following the Japanese earthquake and tsunami, several phoney charitable websites popped up alleging to help victims. When in doubt, check it out. When an unfamiliar organization asks you for a donation, don’t give without gathering details about the charity, the nature of its programs, and its use of funds. Visit 46

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the Canadian Revenue Agency for a list of registered charities in Canada. Check out a charity’s claims. Despite what an organization claims, charities have fundraising and administrative costs. Even a credit card donation will involve, at a minimum, a processing fee. If a charity claims that 100 per cent of collected funds will be assisting, for instance, earthquake victims, the truth is that the organization is still probably incurring fundraising and administrative expenses. They may use some of their other funds for payments, but the expenses will still be incurred. Think before you give. If you are solicited at home or on the street, take a minute or two to “think.” Ask for the charity’s name and address, and get full identification from the solicitor and review it carefully. Ask to see written information on the charity’s programs and finances. Giving later might be better. Never feel pressured to give on the spot. Legitimate charities will welcome your money tomorrow. If the solicitor pressures you with intimidation or harassing phone calls, don’t hesitate to file a complaint with BBB. Watch out for cases of mistaken identity. With about 9,000 registered WWW.SENIORLIVINGMAG.COM WWW.SENIORLIVINGMAG.COM

charities in B.C. alone, it’s not surprising that some charity names sound alike. Be careful that the one soliciting you is the one you have in mind. Watch out for charity fraud. Legitimate charities do not demand donations. They willingly provide written information about their programs, finances or how donations are used; and they never insist you provide your credit card number, bank account number or any other personal information. Tax receipts. If you are looking to make a tax-deductible donation, only a registered charity has received a Registration Number from the Canada Revenue Agency and can issue donation receipts for gifts. Learn more about giving to charities by visiting www.vi.bbb.org SL

If you believe you have been the target of a scam, call the Better Business Bureau Vancouver Island at 250-3866348 in Greater Victoria or at 1-877826-4222 elsewhere on the Island, so others can beneﬁt from your experience. E-mail info@vi.bbb.org

Photo: Frances Litman

COURAGEOUS and OUTRAGEOUS BY PAT NICHOL

hen my kids were picture. When we see the big picture, it small, we often read enables us to open our minds and hearts from Shel Silver- to what we most need to learn. So let stein’s book Where your path be one of opportunity rather the Sidewalk Ends. It illustrates that ad- than worry, challenge rather than loss, venture can come even when the road and discovery rather than fear. Be an explorer of the future. gets a little rough. Ancient travellers when journeying There are times in our lives when the space around us seems to darken, and through unknown country depended on the stars to then gets darker. At guide them. that point, our inWhen we see the big picture, When our world ner compass seems reshapes itself conit enables us to open our to fail us and we stantly, we take our may feel like we minds and hearts to what we bearings from the are spinning withmost need to learn. things we know out that inner magand can be sure of: netic field to show our values, our beus the way. Behind us lies our history of people, liefs, our skills, our knowledge and explaces and plans. Ahead, for some, the perience. These are the stars inside us. Two steps into the darkness and then darkness looks like a tangled pathway you see the stars. Use this as a mantra of worry, loss or fear. Uncertain of where our next step when the world seems to darken. should go, we know that there is no point in turning back. Some will take Remember these things: Robert Frost’s “The Road Not Taken” 1. Change is constant – “the road less travelled by and that 2. Listen to your heart 3. Focus on the journey will make all the difference.” Times are changing. In this new 4. Be open to new ideas economy, this new world, it is no 5. Be guided by your own stars. longer business as usual. We must be “This time, like all times, is a very prepared to discover our own path, step-by-step, remaining grounded but, good one, if we but know what to do SL at the same time, with our eyes on the with it.” –Ralph Waldo Emerson future, the horizon. When we look down, we only see the ground in front of us, but when we Pat Nichol is a speaker and published look to the horizon, we can see the big author. www.patnichol.com WWW.SENIORLIVINGMAG.COM

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ReﬂTHEN ections & NOW

BY GIPP FORSTER

don’t mind growing older. But it really bothers me when certain other people do, especially when some are my heroes. Heroes are not supposed to grow old. Andy Hardy and Judge Hardy and Ozzie and Harriet and Ma and Pa Kettle should have stayed the same as when we first met them. Even if some were old then, they shouldn’t have gotten any older! It’s just not right. They say, as we grow older our bodies shrink. Maybe that’s why we seldom see Mickey Rooney anymore. Mickey was short to begin with. He sure couldn’t afford to shrink. Somebody might step on him. I don’t know if Tyrone Power ever got old. The last time I saw him he was still young. He was a pirate. I saw Judy Garland when she was young but also when she was old – the same with John Wayne, Jimmy Stewart, James Cagney and Burgess Meredith. One that really got me down was Henry Fonda. I probably didn’t talk to God for a week over that. Henry had been the young Mr. Lincoln and Wyatt Earp and Tom Strode and Mr. Roberts. He, Jimmy Stewart, and John Wayne, with a little help from Clint Eastwood,

settled the West. It hardly seems right that they haven’t stayed in their prime to watch over it. I guess that’s why skyscrapers have replaced ranches in Dallas and Houston. Pity! I like my heroes to be dependable. Should they be put aside for 10 or 20 years, when I decide to really notice them again, they should remain the same – young, vibrant, full of vim and vigour. They should not be shrunken and leaning on a cane: from a tough whiskey-drinking cowboy to a dodderer in search of his Geritol? I don’t think so. My wife just hollered: “Top shelf in the bathroom cabinet.” (I don’t think her hearing is quite what it used to be.) Geritol indeed. I’m glad I’m not anybody’s hero. I’d sure disappoint them now if I were. Losing my memory and gaining pounds instead of the other way around, some hero! Not long ago, my wife told me I was her hero. I was deeply moved but also a little disturbed. She was giggling and rolling her eyes at the time. I sometimes get confused. I admire her intelligence; it’s her sense of humour I struggle with.

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Photo: Krystle Wiseman

HEROES

Certain people, in my mind, should never outgrow their hero status. They should carry over from generation to generation, challenging people to dream bigger dreams. It seems strange to think that some of tomorrow’s heroes – the guys I mean – will be remembered for wearing high heels and makeup and prancing across the stage instead of riding a horse across wide-open spaces. Go figure! I doubt if Roy and Gene would wear makeup and pound on guitars and scream, instead of crooning, “O Bury Me, On the Lone Prairie.” If they did, I think Gabby Hays would pull his beard out and Smiley Burnett would stop smiling! Often, I wish I could gather my 12 cents and sneak back into the past and take in a Saturday afternoon matinee, where so many of my heroes gathered and welcomed my cheers, along with a couple hundred other kids. They showed us how to ride a horse through a cloud of dust without getting dirty. But I guess that wouldn’t work now. I have a white beard and weigh about 170 pounds more than I did then. And I’d have to pay the adult price, instead of 25 cents. I’d probably be arrested if I shouted and cheered as Roy and Trigger beat up the bad guys. I guess many doctors would examine me too! Oh well! We all grow older and “wishing” isn’t going to change that. But still, I wish I could give Hoppy a SL call and ask how it’s going!

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