October 2007
Vancouver Island’s 50+ Active Lifestyle Magazine
MICHELLE HOEKSTRA Campy, Vampy and Fun!
Special Issue PLANNED GIVING COVER_ISLAND_SEP07.indd 7
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CELEBRATING SENIORS IN OUR COMMUNITY OCTOBER 2007 Photo: Enise Olding
TM
Marathoner Lok Lee helps runners prepare for race day. See his story page 22. COVER PHOTO: Former professional dancer Michelle Hoekstra developed Burlesque Fit to share the fun and sexy side of fitness with other Victoria women. See her story on page 6. Photo: Durk Hoekstra Publisher Barbara Risto
FEATURES 2 Sharing the Warmth
Zonta Club member Cecile Turall gets recognized for her volunteer contributions to community.
Editor Bobbie Jo Sheriff Contributors Norman K. Archer, Goldie Carlow, Judee Fong, Gipp Forster, Durk Hoekstra, Al Keith, Mayo McDonough, Ellen Neal, Pat Nichol, Enise Olding, Lisa M. Petsche, Holly Rowland, Vernice Shostal, Barbara Small, Peter J. Smith, Len Stewart Design Barbara Risto, Bobbie Jo Sheriff Proofreader Allyson Mantle Advertising Manager Barry Risto For advertising information, call 479-4705 Ad Sales Staff IMG Innovative Media Group (Victoria) Mathieu Powell 250-704-6288 John Dubay 250-294-9700 Ann Lester (Nanaimo) 250-390-1805 Barry Risto (Vancouver) 250-479-4705 Shelley Ward (Comox Valley) 250-897-1798 Distribution Ron Bannerman, Don Cole, Jim Gahr, Lorraine Rhode, Barry Risto, Betty Risto, Sheila Rose Richardson,Tanya Turner Contact Information Senior Living, 153, 1581-H Hillside Ave.,Victoria BC V8T 2C1 Phone 250-479-4705 Fax 250-479-4808 E-mail (General) office@seniorlivingmag.com (Editorial) editor@seniorlivingmag.com Web site www.seniorlivingmag.com Subscriptions $32 (includes GST) for 10 issues. Canadian residents only. No portion of this publication may be reproduced in whole or in part without written permission from the publisher. Senior Living is an independent publication and its articles imply no endorsement of any products or services. The views expressed herein are not necessarily those of the publisher. Unsolicited articles are welcome and should be e-mailed to editor@seniorlivingmag.com Senior Living Vancouver Island is distributed free throughout Vancouver Island. Stratis Publishing Ltd. publishes Senior Living Vancouver Island (10 issues per year), the Housing Guide (January & July) and Senior Living Vancouver & Lower Mainland (10 issues per year). Senior Living is the trademark of Stratis Publishing Ltd. ISSN 1710-3584 (Print) ISSN 1911-6403 (Online)
Departments 10 VICTORIA’S PAST REVISITED Macdonald Bank Robbery Mystery
38 TASTY TRADITIONS
Fond memories and heritage recipes
6 Campy,Vampy & Fun
Dancer/performer Michelle Hoekstra shares her showbiz flare with local fitness enthusiasts.
8 A Place for All Seasons
Travel to Tofino – no longer just a surfers’ and hippies’ paradise.
12-21 Planned Giving Feature Options Advice on choosing the best vehicle to benefit your favourite charity – and your taxes. Gift of Nature Hugh and Daphne Ogilvie made their property their final gift – and forever legacy. Giving Now or Later Monthly donations help charitable organization fund their day-to-day operations, while giving donors an insider’s perspective.
Columns 4 The Family Caregiver Barbara Small
26 Ask Goldie
Goldie Carlow
28 Scam Alert
Mayo McDonough
36 Courageous & Outrageous Pat Nichol
48 Reflections:Then and Now Gipp Forster
and...
Home Support Directory 34 Crossword 39 Classifieds 42 Events 44
22 Journey of 1,000 miles
Long-time marathoner Lok Lee runs for fun, fitness and friendship – here and around the world.
32 Friends, Faith and Wally the Cat 104-year-old Irene Guertin still lives in her own home and plays the piano daily.
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SHARING the WARMTH
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20-year member of the Zonta Club of Victoria, 85year-old Cecile Turall and her knitters, through the “Warm Up Vancouver Island” project, have donated over 3,200 afghans and countless woolen articles to people in need. The project, which Cecile introduced over 10 years ago, has benefited the seriously ill, the Salvation Army, Victoria Hospice, Royal Jubilee Hospital, Victoria Persons with AIDS Society, Our Place, Pearson College and orphanages around the world. “When I first introduced the idea,” says Cecile, “there were no knitters in the club.” The idea was to have seven-by-nineinch rectangles knitted and put together to build an afghan. “It was a hot day in a hot room,” she says. It didn’t go over well. Cecile’s aim now is to provide 50 afghans to the new Our Place, formerly known as the Open Door and the Upper Room, when it is completed in November. After that, the club will continue providing afghans to Pearson College. “A lot of those students come from hot countries and are quite poor. They get here and freeze to death,” says Cecile. The Zonta Club of Victoria is a branch of Zonta International, a service club whose founder, playwright and journalist
Marian de Forest, one of the first generation of women to experience a college education, a professional job and the right to vote, envisioned a strong network to help women reach their rightful places in their professions. From its inception in 1919 in Buffalo, New York, the club grew from state to state and throughout the world until it became a global organization dedicated to working toward world peace and promoting women’s issues such as economic self-sufficiency, political equality, access to education and health and the prevention of violence against women. Cecile’s fellow knitters are from care facilities, retirement homes and individuals who have read articles in the paper and contacted her. Volunteer knitters use donated yarn, which comes from unfinished sweaters and whatever bits and pieces anyone donates. “Right now, I’m fresh out of yarn,” says Cecile, “And I really need it badly.” Prior to becoming a volunteer with Zonta, Cecile spent many hours with Sendial, a volunteer service provided through Thrifty Foods for people who are unable to shop for themselves. Born in Regina, Saskatchewan, the youngest of four children, Cecile’s mother died when Cecile was 13. In order to continue with her schooling, Cecile worked part time on weekends and evenings to pay for her room and board. She maintained above average grades and achieved academic honours in Grade 12. In 1942, she married a naval officer with whom she experienced life in Halifax, Newfoundland and Quebec City. Always a high achiever, Cecile never loses sight of her goal. At her job, selling mutual funds, she won prizes and surprised herself with the money she earned, some of which she used to
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finance ski trips to Austria and Switzerland. In her living room, she displays one of the prizes she won, an Atmos clock that runs on air. Now retired, Cecile stays active by doing aerobics three mornings a week. Other mornings, she swims. In the evenings, she plays Bridge. Recently, the Zonta Club of Victoria honoured Cecile for her service and dedication to helping those in need. At a reception, she was crowned Queen of Zonta for the day, and the club presented her with a certificate, a card and a bouquet of flowers. Through volunteers like Cecile Turall, the Zonta Club contributes to funding and community projects worldwide. “We enjoy so many things here that aren’t available in many other places,” says Cecile, who feels she should give back to the community. For more information about the Zonta Club of Victoria, please call Nancy at 658-8415 or Suzanne at 658-5516. To donate knitting yarn, please call Cecile at 386-5483. SL
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THE FAMILY CAREGIVER
M
eeting the needs of the person you are caring for can be difficult. At times, as a family caregiver, it may be necessary to bring in others to help “share the care.” This necessity may be met with resistance from care recipients, who do not want someone else caring for them or do not want “strangers” in their homes. It is important to talk with your family member and adhere to his or her wishes. Remember, unless people experience some cognitive difficulty, they are still responsible for making decisions about their lives. They may make decisions you wouldn’t make, but it is their choice. This can be difficult for a caregiver when some relief is needed or when there are safety concerns. Developing empathy for care recipients’ situations and why they might be resisting help can be an important first step. It is often difficult for people to accept help because it means having to acknowledge illness or aging, and the physical and cognitive changes that accompany it. Family members requiring outside help are forced to recognize their loss of independence, along with their loss of privacy. Imagine what it would be like to depend on a stranger or even your own son or daughter to bathe you or help toilet you. By resisting help, people try to deny these changes and the reality of their situation. If the person you are caring for resists help, be patient and keep the following suggestions in mind: • Introduce changes slowly. Give them time to accept the idea that they are now unable to do some things for themselves.
When the Person You Care for Resists Help By Barbara Small
• Offer a trial period. They may be willing to try home support for two months, if they know they can change their minds later. • Sometimes people are more willing to accept in-home help if it is presented as being for the caregiver, for instance, someone to help clean the house. • Prepare yourself by learning about the services available and how to access them so you have this information handy when needed. • Regular contact and reassurance that you are supporting your family member’s right to autonomy can go a long way to dealing more smoothly with an emergency when it arises. • If a choice seems silly or unimportant to you, try to see why it may be important to your family member. Listen to their concerns and validate them. • If they make choices that seem dangerous, try to negotiate possible solutions. Arrange for someone to take walks with them, if they are unsafe by themselves. • Involve a third-party, a trusted professional (physician, minister) or family friend, who can help mediate discussions. SL
Next month: When Asking for Help is Hard Barbara Small is Program Development Coordinator for Family Caregivers’ Network Society.
• Assure them they have a say in decisions about their care. You wouldn’t want someone to make all of your decisions without consulting you. The Family Caregiver column is brought to you by the generous sponsorship of ElderSafe Support Services
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he quiet of the Monterey Centre’s Oak Room fills with music. Michelle Hoekstra cheerfully leads her “Burlesque Fit” class as ladies of all ages, shapes and sizes, unabashedly shake, shimmy and stretch to the music. Burlesque Fit is the newest fun fitness to hit the Oak Room. “I wasn’t surprised at the response,” says Michelle. “I think every woman has an erotic side. I see the difference in the ladies after they’ve attended a few classes – they’re more confident, in touch with their bodies and feeling good about themselves.” Michelle’s earliest memory of being on stage was at the age of four, dressed in a tiny white tutu, dancing with a group of little girls. From that moment, she was “hooked,” and she knew the stage was where she wanted to be. Dance lessons included tap and ballet, followed by full attendance at London, England’s two Colleges of Theatrical Arts, Grandison and Corona, when she was older. Michelle recalls the early days, “As a student, I had to try out for parts, but I also had an agent who sent me to auditions too.” Michelle’s film credits include feature parts in The Avengers, Jason King, and several episodes of Doctor in the House, as well as the Carry On films. Even after a brief stint in pantomimes, some modelling, a fleeting moment as a London Playbunny and a serious career as a professional make-up artist, Michelle’s first love remained dancing. Beginning with London’s prestigious Bluebell Girls, Michelle also performed with other groups in London, Paris, Monte Carlo and Tokyo. She recalls signing a short contract with “Miss Doris’s Girls” for a show in Monte Carlo. Miss Doris organized shows for Princess Grace when she held her Annual Red Cross Charity Ball. Flashing a mischievous grin, Michelle remembers one incident: “My first time in Monte Carlo, Josephine Baker headlined the show. She did her famous ‘Banana Dance’ where Miss Doris’s Girls would accompany her wearing these ‘banana skirts.’ I ran in late and was in such a rush. I was tying this banana skirt on seconds before dancing on stage. Well, everyone’s bananas were hanging one way but mine were hanging in the opposite direction! I got into terrible trouble because of that.” Michelle has danced in all the famous London nightclubs including the Pigalle with headliners like Steve Lawrence, Eydie Gorme and Peggy Lee, as well as the Churchill 6
Photo: Durk Hoekstra
sto ry co ve r
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CAMPY VAmPY AND FUN
BY JUDEE FONG
Club, a regular haunt for royalty. “To me it was all part of the working environment, meeting celebrities and royalty.” Michelle’s mother would often muse about the famous people in her life. “But at the time, it was all part of the job,” she says. Moving with her husband from London, England to Calgary, Alberta in the early seventies proved to be a challenge. “Calgary was so different from cosmopolitan London. I tried to express myself a few times and people wouldn’t know what I was talking about because some of the expressions I used had a different meaning for Canadians.” Michelle says with a chuckle, “In London, I use to buy make-up removal pads called ‘Quicky.’ The first time I stopped at a Calgary drugstore, I said, ‘Could you give me a Quicky please,’ and the druggist replied, ‘Quicky? What would you want a quicky for?’ We soon got it straightened out!” Adjusting to life and winters in Calgary, Michelle became a licensed Alberta fitness instructor. She and a friend decided to hold noon-hour classes at a rented church gym in downtown Calgary. “We were green as cucumbers and had flyers made, handing them out to everyone on the downtown streets and delivering them to office buildings. We started with 35 people the first day and ended with 90. This was during the Jane Fonda fitness era. It was great fun.” With her husband’s work taking them back to England, Michelle passed on her share of the fitness studio to her partner. Later, moving back to Canada and eventually settling in Victoria, this energetic woman searched for her niche. Licensed as a fitness instructor in B.C., Michelle found that fitness had morphed
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Photo: Durk Hoekstra
into greater levels since her days in Calgary. With her professional dancing background and her passion for music, fitness is like a natural fit. “I prefer teaching fitness to music using a choreography of steps or movements to make it interesting. When I hear a piece [of music] being played, I can visualize the dance movements that should go with it. When the music starts, I move because I can really feel the music. I want people to feel the music from the depth of their souls and move with it too.â€? Pondering her love of dance, fitness and music, Michelle decided to try campy, vampy and fun by introducing Burlesque Fit. With their 21 dance mates, Frances Lefevre, Edith Sangster and Joan Heron vamp across the Oak Room floor, flinging their boas and long scarves with carefree abandon. “I thought it’d be a fun form of exercise and it certainly is!â€? laughs Frances. Sounds of laughter fill the room as Michelle leads the class through their final slinky struts. With no regrets for leaving the glamour of stage performance behind, Michelle looks eagerly to the future. “I would love to teach Burlesque Fit to ladies in the privacy of their homes,â€? she says with an infectious smile. “It would be a nice surprise for their husbands!â€? For more information on Burlesque Fit classes at the Monterey Centre, call 250-370-7300 or contact Michelle diSL rectly at www.burlesqueďŹ t.com or 250-592-0260.
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TOFINO A PLACE FOR
ALL SEASONS BY HOLLY ROwLAND
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ofino is a late-blooming beauty, fast attracting travellers from all over the world, but until recently mostly unknown except to people from Victoria and the Lower Mainland. Perhaps it’s because the West Coast was literally “over the hills and far away” until a logging road was completed in 1959, paving the way for loggers, miners and other industrial workers. My brother took me along that challenging road in the ’60s, a journey along an unpaved pathway above the clouds, where I, crouched in the passenger seat, could see only a drop of thousands of feet of “nothing.” The West Coast, however, with its miles of silvery sand and the roar of the breakers rolling in from the open sea was well worth the trip. And I knew on the return trip, my brother would be the
one sitting on the outside! At that time, the inhabitants were a mixed bunch – fisherman from the small fishing village of Tofino, hippies who had flocked to the beaches and built makeshift homes of driftwood, followed by American draft dodgers who arrived during the Vietnam War - many who stayed. Plus, the First Nations people who had lived there for over 5,000 years and remain to this day. The area became even more of a destination with the creation of the Pacific Rim National Park in 1971, and lovers of the great outdoors started to arrive. But these stalwart troopers wanted their creature comforts and recreational tourism grew. Pacific Sands was one of the first recreational resorts, and has welcomed guests for almost 40 years. We stayed there in early spring when the rho-
dodendrons were in full bloom. I will keep the mental pictures safely tucked in memory of the young surfers, like sleek black seals snug in their wetsuits, performing their ritual exercises prior to early morning surfing, dark suits against the silvery mist; the sight of taut bodies jousting with huge angry waves and riding them triumphantly like galloping sea horses. Finding these same young people, from all over the world, waiting on tables or turning up at one’s door as housekeeping was a revelation. They come to surf. They live it. They love it. Environmentalists and outdoor types put down their roots in Tofino in the ’80s and ’90s and tourism blossomed. Whale-watching, originated in B.C. by Jamie Bray of Jamie’s Whaling Station, proved to be a huge success and was quickly followed by oth-
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ers. In addition to surfing, kayaking still draws huge crowds. Tourism grew, but slowly, and then in 1996 Dr. McDiarmid and his hotelier son Charles built the $8.2-million Wickaninnish Inn on Chesterman Beach. The family, like the surfers, loved the ferocious winter storms when they were at their savage best. They strongly believed they had found a way to market the weather so others 620 Wentworth St., Nanaimo might share the beauty of Mother Nature – “Storm Watchingâ€? was born. People come from all over the world to surf, splash, and surrender themselves to Winter Storm Watching. Rain, wind, thunder, lightning and sudden sunshine illuminate waves crashing in from the sea that reaches all the way to Japan. After a day of storm watching, nothing beats a hot tub soak or a hot shower followed by fabulous food. Call Darren Tofino is home to the most amazing delicacies that attract foodies who bring 716-3332 their taste buds to feast in Culinary Heaven. I enjoyed acorn barnacles for the first time at The Pointe Restaurant several years ago, and have never forgotten their “Restoration has signiďŹ cantly incredible taste. And the oversized oysters from world-famous Oyster Jim’s are improved the quality of my the best I have ever eaten. Seafood is as close to your plate as the sea beside you, life.â€? and the best of everything that flowers, feeds or flies from farm, field or stream is awaiting your pleasure. B&Bs abound, cabins, condos, motels and hotels are plentiful; many are wheelchair-accessible. Bear watching is the newest environmental destination for world travellers. I dropped by Jamie’s Whaling Station and was impressed by af Lo on mm Co a couple of huge fake bears. At that moment, a e A visit to Th ry mo Me wn do young English woman burst into the room and Bakeshop is a trip BEFORE de- practically threw her arms around Jamie’s neck. AFTER in s pie hip y -da rn de Mo Lane. st mo the “We saw them, two of them, so very close to us!â€? Serving Nanaimo & area signer jeans relax over s up so , ds ea br d She had evidently just refoo yummy whole sed and turned from bear watching. and curries. Healthy, licen nder it Incidentally, Jamie sports wo fresh-as-tomorrow, no -JWF 5IFBUSF Tofino for wheelchair accessible big has reigned supreme in Mary Winspear Centre boats and last summer decades. @@@@@@@@@@@@@@@@@@@@@@@@@ BU 4BOTDIB tion’s he added two huge zodiThen there is a First Na ty, above acs, equipped with seerestaurant, The Sea Shan where we through tops, (I call them $PPLJO BU UIF $PPLFSZ the First Street Dock, chips and “green-houseâ€? boats) that wallow in halibut & 5IF NVTJD BOE UJNFT view of will seat 90 for Dinnerwatch the panoramic we e tim t PG "MCFSUB )VOUFS and-Go. Clayoquot Sound.The las p lea n lio So, for the treasures were there, we saw a sea 0DUPCFS kay o tw n ee tw that Tofino offers, go for be up in the water QN wouldn’t it! Pack a picnic lunch akers – a surprise they and enjoy every minute forget in a hurry! "O "SUT $MVC 5IFBUSF 1SPEVDUJPO (So- of a scenic drive through And then there’s SoBo the blue our own “Treasure Isphisticated Bohemian), ople who land.â€? Lunch on the side catering truck that pe -JOEB ,JEEFS BOE 'SJFOET ut on the of the road overlook“p love food have literally in gs nin ing a lake; mountains, *OTJHIUGVM EFMJHIUGVM mapâ€? ever since its begin p to the in ted vo s streams and birds of all wa 2003, when it XJUUZ BOE IPOFTU after be- feathers await you. If 10 by En Route magazine s! nth mo ve fi you can’t drive, fly or 0DUPCFS BU QN ing open for a mere m- take a bus. co ve ha ier Ah a Lis d Artie an 5ISPVHI 1BDJmD .VTJD o int ents There’s even a golf bined their amazing tal ft cra a joy en d course for golf addicts. edible triumphs an 'PS UJDLFUT BOE TVCTDSJQUJPO JOGPSNBUJPO redi- Tofino is too good to inc by d de un rro su e, lov they $BMM XXX NBSZXJOTQFBSDFOUSF DB find them? miss! SL ble wilderness.Want to . OCTOBER 2007 9 Just ask anyone in Tofino
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VICTORIA’S Past REVISITED T
he first bank robbery in Victoria’s history is still shrouded in mystery. The Macdonald Bank opened its doors on Yates Street in 1859 in the wake of the Gold Rush and was the first bank west of the Great Lakes. In 1863, it became the first bank to issue paper currency in British Columbia, examples of which can be seen in the British Columbia Provincial Museum. In 1864, it was the first bank in Western Canada to be robbed and, because of the robbery, was the first bank to close its doors, leaving thousands of investors penniless. But the circumstances surrounding the robbery are so convoluted people are left scratching their heads at the bizarre sequence of events. The story begins with the arrival in Victoria of Alexander Davidson Macdonald from Scotland, to establish a local branch of an American freight company in 1858. Port Douglas, at the head of Harrison Lake on the Mainland, was a town that sprang up almost overnight, as a pit stop for miners on their way to the goldfields, and was an important base of operations for freight companies. Alexander Macdonald returned to
Macdonald B
Victoria from a visit to Port Douglas one day announcing that gold had been discovered in the nearby Bridge River area, a little further north from where the Fraser River deposits were being excavated. This marked the beginning of the trek northwards, climaxing at Barkerville. Macdonald carried with him 50
Alexander Macdonald’s business prospered and he built himself a magnificent home on Michigan Street, close to Beacon Hill Park. ounces of coarse gold, as good as any ever found in California. This provided the basis for the new bank he established on Yates Street. The bank was considered a safe place for successful miners to sell their nuggets and dust or to deposit their earnings. The Bank also bought and sold all other manner of merchandise, not normally today associated with banking, including sad-
dles, cognac and mining equipment. Alexander Macdonald’s business prospered and he built himself a magnificent home on Michigan Street, close to Beacon Hill Park. Here, he and his wife entertained lavishly and their parties were among the best in town. One of Victoria’s leading and most popular citizens, he was suave, debonair, a gracious host and remarkably handsome. But on September 22, 1864, the catastrophe happened. Macdonald was away at one of his branches in the Cariboo at the time. He had left his most trusted employee, Bank Manager Waddell, in charge of the Yates Street offices. Waddell and two clerks, Smith and Barnett, were at work until 10 p.m. Barnett locked the vault and gave the key to Waddell. Waddell was about to put the key in his desk, but then had second thoughts and decided it would be safer to take it home with him. The three men left the premises together. The next morning, the cleaner entered the building and saw that the vault was open and everything of value taken. The cleaner rushed to Waddell’s home, and the Manager hurried to the scene to find the Bank stripped. It appears that entry had been made through
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d Bank Robbery a skylight and the vault door forced with the use of a small crowbar. But then the puzzle began. First, the authorities seemed to be in no hurry to find the perpetrators. Police dragged their feet. Did they suspect an inside job? Barnett had been arrested, but soon released. Second, Macdonald did not seem worried either. Word was sent to him and he did not attempt to dash back to Victoria as everyone had expected. In fact, it was almost two months later, at the end of November before he made an appearance. Macdonald was obviously bankrupt because he had no insurance. The bank closed and creditors were pounding on the doors. A meeting of creditors was called for December 26, but Macdonald skipped town. He left a letter saying he had gone to California until the dust settled because he was afraid of violence. He never returned. His house and property were sold in January to cover part of the huge financial obligations he left behind. Public pressure, especially from those who lost their investments, goaded the police into action and a $3,000 reward was offered for information that would lead to an arrest and a conviction. But
By Norman K. Archer
not a word was heard from anyone. That might have been the end of the story, were it not for an event that occurred three years later. In the fall of 1867, a schooner on Lake Huron was reported lost with all hands, except the captain. The captain’s version of the accident did not ring true, but the insurance was paid and the captain was
Did Bank Manager Waddell get what he deserved or has he become the scapegoat for Alexander Macdonald’s conniving? given command of another vessel. It seems this seaman’s navigational skills left much to be desired, for there was a series of mishaps, including one that looked suspiciously like a deliberate scuttling of the vessel, but insurances were paid in every case. Some time later, the newspapers carried the story of a man who had been arrested in Owen Sound for hav-
ing murdered his father. The man had taken his father, a Lake Huron sea captain, on board his own boat, then tied him up and threw him overboard. The motive for murder was so the man could get his hands on all the wealth his father had accumulated over the years through phony insurance claims. The father’s name was Captain Waddell, who, said the newspaper report, had at one time been the manager of the Macdonald Bank in Victoria, British Columbia. Macdonald had suspected Waddell all along. But was he right? Did Waddell get what he deserved or has he become the scapegoat for Macdonald’s conniving – who never seemed to suffer any great loss in his own personal fortunes? The answer to these questions we will never know, for Victoria’s first SL bank robbery remains unsolved.
Norman Archer is an historical city tour guide in Victoria and the author of Tales of Old Victoria.
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PLANNED T
Gifts of Life Insurance, new or existing policies. This is one of the more affordable means for leaving a substantial gift to charity. There are certain nuisances you need to be careful of, depending on when you actually make the gift and when you want the tax credit. Naming a charity as the beneficiary only of your insurance policy means the corresponding tax credit for 100% These financial instruments of the proceeds gifted, will are intended to be part of an be triggered upon your death, when the gift is actually made. overall financial and estate Naming the charity as beneficiary and owner of your policy plan, fitting into the philantoday means the gift is made thropic objectives of the dotoday, and the corresponding tax credits are applied to any nor, while maximizing tax and future premiums you pay, as other financial benefits. well as on any cash value that may have built up in the policy. Depending on your speGifts of Listed Securities. Such the tax receipt issued for the full mar- cific situation, both options have their as a stock portfolio, mutual fund or ket value of the mutual funds to begin advantages and disadvantages. Worksegregated fund. Newer rules allow with, no matter what your tax rate is, ing with a qualified insurance advisor donors to enjoy a tax reduction today, this could translate into significant sav- will help in making the right choice. with the resulting tax credit possibly ings. Proper planning is necessary to Gift Annuity. This promises not offsetting other income tax. For ex- make sure the mutual funds can indeed ample, a mutual fund portfolio that be given away, and that the full credit only a gift of cash to the charity today, has appreciated, and has a $50,000 of the donation receipt can be utilized. but also a steady stream of guaranteed income for the donor. This type of planned gift is more attractive for the 70+ donors, as the older they are, the (250) 753-6911 higher the income is. Given the guarOpen Mon – Fri 8:30 – 4:30 antees the donor receives up front, this #114, 285 Prideaux St., Nanaimo, B.C. www.cvims.org option can be an attractive alternative to GICs for some philanthropic invesWe are leaders in providing services for immigrants and in promoting tors. Structured properly alongside an inclusion and respect for all peoples in our community. We are insurance contract (referred to as a Gift committed to the values of equity and diversity. Plus Annuity), this option could proWe offer English language classes, direct settlement assistance and vide more annual income than a stanemployment programs for immigrants. We work with the community to dard GIC, and still leave an inheritance ensure that all those in our diverse community have equitable access to for the donor’s family. its services and opportunities. oday, many different types of Planned Giving vehicles exist. With recent tax changes, planned giving can now be utilized by anyone who is philanthropically inclined. The key to understanding planned giving is to seek the appropriate professional advice in order to structure these gifts properly. The actual “How Tos” of planned giving are detailed and specific to each case. These financial instruments are intended to be part of an overall financial and estate plan, fitting into the philanthropic objectives of the donor, while maximizing tax and other financial benefits. The list of planned gifts is long, so leaving a legacy may be more within reach than many believe. Here are some common gifts:
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capital gain would trigger $25,000 in reportable gain if sold and the cash subsequently gifted to charity. However, under the new rules, transferring the investment intact, would result in that same $50,000 capital gain being reduced by half again, triggering only $12,500 in reportable gain. Along with
SENIOR LIVING SENIOR LIVING
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GIVINGfeature Gifts of RRIFs. This is a relatively new Planned Giving vehicle, since the tax rules allowing a charity to be the beneficiary of your unused RRIF are now an option. You would choose to leave whatever you don’t use from your RRIF to your favourite charity. The proceeds are then redeemed upon your death (or that of your spouse, if you predecease them), and paid entirely to the charity. Your income for the year of death will still include the full taxable amount of that RRIF, but the tax credit your estate receives from the charitable donation could offset the tax owing on the RRIF, effectively wiping out the tax bill on the unused RRIF. Some do-
nors find this very satisfying. Again, through careful planning in the overall estate plan, some people are able to gift the RRIF to charity, and replace that amount in their estate through life insurance in order to leave a corresponding tax-free amount to the family as well. There are many more planned giving vehicles than mentioned here, such as: gifts of real estate, cultural property, tangible personal property, charitable remainder trusts, gifts of residual interest and, of course, gifts of outright cash. Although cash is still the simplest and most common method of giving, it’s not necessarily the best way to give
larger amounts offered by some of the planned gifts mentioned in this article. It’s exciting to know that an increasing number of people will be able to take part in planned giving. But, the word “planned” is appropriate and means that anyone who considers this as an option or as an addition to existing charitable goals, be careful in their choices and seek the necessary advice. A good place to start may be to ask your advisors if they are members of The Canadian Association of Gift Planners. It is the only association in Canada that brings together charities and allied professionals who, working together, enhance philanthropy and take it to a SL whole new level.
OCTOBER 2007
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Gift of Nature
T
o many, the Cariboo region of British Columbia is Daphne had to decide whether to move or remain at the ranch the ranching and recreational heartland of the prov- alone. She chose the latter. The ranch had become part of her. ince. To scientists and naturalists it is an extraorIn the two decades she lived on the property, Daphne grew dinary ecosystem needing study and protection to ensure it close to the land. She fed the finches, blackbirds, Clark’s retains its diversity. This would not have surprised Daphne Nutcracker and jays that came to her front porch. As Daphne Ogilvie, an avid birder and nature lover. expanded her knowledge of wildlife in the area, she tracked In the late 1970s, Daphne and Hugh Ogilvie arrived in moose, wolverines, coyotes, wolves, bears and other animals Cariboo cattle country in search of a new that moved through the area. She watched home. Their shared passion for nature and for bighorn sheep on the mountain slopes. Daphne Ogilvie’s horses drove them to seek out their ideal She documented the rhythms of the seaproperty. Their dream came to fruition with legacy is about caring sons and the movements of the birds and the purchase of a ranch approximately 20 animals in a comprehensive slide collecand sharing. km north of Clinton. Their newly acquired tion, and kept a journal every day. She land stretched for over 480 acres of wetcontinued to explore the backcountry and lands, grasslands, forested areas and parts of two lakes, com- learned about the geography and rich history of the region all prising excellent habitat for birds and various animals. the way west to the Fraser River, south to Cache Creek, and Unfortunately, Hugh and Daphne enjoyed their new home north to Williams Lake country. Daphne marvelled at the natural wonders on her land, and together for only a few years. Shortly after the move to Ogil"# ,UNG !SSOCIATION PDF 0vie Ranch, Hugh’s health failed and he passed away in 1992. generously shared these discoveries with friends and wildlife
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The Greater Victoria Eldercare Foundation enhances the care, comfort and dignity of hundreds of elderly people living in long term care facilities and generally supports the care of elderly persons living in Greater Victoria. Your legacy will help us purchase medical equipment & home-like enhancements and fund research & education into the health of older persons for generations to come.
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For more information, please contact us: phone: (250)370-5664 or visit : www.gvef.org 14
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GVEF - Planned Giving Senior Living Magazine 4.625�h x 3.42�w - B&W prepared by Art Department Design 381-429021/09/2007
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enthusiasts. She welcomed them all to her home and beloved property. Peter MacAllister was a friend, a birder and a frequent visitor to the Ogilvie Ranch. Daphne’s wish was for the ranch to be preserved forever and it was Peter who introduced her to the Nature Conservancy of Canada (NCC). After several visits from NCC staff, Daphne’s mind was made up and a relationship developed between her and NCC. The Nature Conservancy of Canada and the BC Conservation Data Centre completed an ecological assessment of the property in 1996 during which over 70 species of birds were documented on the property in a single day. Conservation biologists confirmed that the property was not only important for wildlife species, such as the rare and beautiful Sandhill Crane, but it was also in excellent condition, with evidence of rich biodiversity and a remarkable lack of invasive plant species – a testament to Daphne’s careful stewardship of the land. Daphne expressed her wishes for NCC to own and continue to care for the land at the end of her lifetime, and NCC agreed to do so. The help of neighbours and friends made it possible for Daphne to stay at her beloved ranch until the time of her passing in the summer of 2006. In a final act of generosity, Daphne left the Ogilvie Ranch to the Nature Conservancy of Canada. Daphne Oglivie’s legacy is one of caring about the land, and sharing it with others. NCC intends to honour her memory by continuing to protect this crucial wildlife habitat, and
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ensuring that generations to come will be able to visit the ranch and enjoy its rich natural heritage. Please consult your tax advisor for tax implications of charitable bequests. Conservation organizations cannot accept all gifts of land. If you wish to leave a gift of land to a conservation organization, please contact the organization to ensure their ability to 0!43 3,6) /CT PDF 0look after the land in the long term. SL
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Strong Libraries, Strong Communities
Senior Living Magazine - September, 2007 Ogilvie Ranch in the Cariboo
Your gift brings us one step closer to a future with a healthy environment
Swan Lake Christmas Hill Nature Sanctuary
A planned gift to the library is a legacy in support of community services and programs for literacy, life-long learning and inspiration.
The Swan Lake Christmas Hill Nature Sanctuary is a registered charitable organization, dedicated to educating and inspiring children about the natural world, and helping them to develop personal responsibility for the care and protection of our environment. Your gift takes us one step closer to fulfilling this mission. For more information, please contact us at the address below.
Serving people in 37 locations across Vancouver Island, the Queen Charlottes and Central Coast for more than 70 years. For more information, contact Vancouver Island Regional Library (250) 458-4697, Email: ataylor@virl.bc.ca Box 3333, Nanaimo, BC V9R 5N3
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Terry Morrison, Executive Director 3873 Swan Lake Road, Victoria, B.C. V8X 3W1 phone: (250) 479-0211 fax: (250) 479-0132 website: www.swanlake.bc.ca Email: admin@swanlake.bc.ca
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Victoria Hospice provides physical, emotional and spiritual care to dying patients and their families. “Thank you so much for the grace, dignity, serenity and support for the dying and those who love them.” — Joanne Campbell Your gift to Victoria Hospice supports skilled and compassionate end-of-life care in Greater Victoria.
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To make a donation, please contact Victoria Hospice and Palliative Care Foundation 1510 Fort Street Stadacona Centre Victoria, BC V8S 5J2 (250) 952-5720 www.victoriahospice.org
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Victoria Hospice Foundation - 06 Size: 3.5"w x 4.75"h Ad Number: VHF 06138 Publication(s): Boulevard Magazine
21/09/2007 6:36:58 PM
Wishes As Unique As The Children Who Dream Them. For almost twenty-five years now, Make-A-Wish® has made over 1,000 dreams come true for children, 317 years old, who are coping with a life-threatening illness. Wishes are as unique as the children who dream them. Meeting Mickey Mouse, kissing a dolphin, enjoying computer games, being a model for a day or traveling to a far away place….these are some of the exciting wishes that we’ve made come true with the help of our outstanding donors. When a child experiences a life-threatening illness, their world turns upside down. Trips to the hospital for tests and treatment suddenly replace carefree time spent playing with friends and family. The anxiety and uncertainty for a family can be devastating. Having a wish gives everyone a break and allows them time to be together, focused on something positive and fun….just like it used to be.
Emily, age 6, on her Wish to Disney World. Emily and her family had battled her brain tumour for the past year and when a break in treatments allowed Emily to wish, her wish was to go to the magical kingdom of Disney World, where for an incredible week, Emily and her family got to forget that she was sick and experience the Joy that the power of a wish provides.
“For an incredible week, we forgot our son was sick” explained one wish mother after returning from a fun filled, all expenses paid week in Florida to visit Walt Disney World. Our goal is to make every wish magical with the help of our generous corporate partners and our dedicated team of volunteers who help us grant wishes. Make-A-Wish receives no government funding. Instead, we rely on the generosity of individuals, businesses, third party events, grants, foundations and bequests to make the magic happen. Thank you for thinking of Make-A-Wish as part of your planned giving strategy. Share the power of a wish. Please donate today.
Your gift to Make-A-Wish ensures the wishes of tomorrow. Planned giving enables individuals to make a future gift, lasting far beyond their lifetime.
"RI TI SH #OLUMBIA 9UKON #ANAD A
Contact the BC & Yukon Chapter : tel. 604 688 7944 toll-free 1 866 277 9474 email: bcchapter@makeawish.ca web: www.makeawishbc.ca OCTOBER 2007
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PG
D
Giving Now or Later
onors who believe in a cause enough to be monthly donors are also most likely to consider leaving a bequest in their Will. It’s easier to bond with an organization because of the work and benefits one sees coming out of it. Often the monthly donation takes the form of a pre-authorized monthly debit from one’s bank account. You don’t have to write cheques or think every month where you want to spend your charity dollars. Once set up, the donation usually carries on month after month, year after year, until such time as you notify the organization that you wish to make a change or withdraw your monthly commitment. Research shows that people who leave bequests are not necessarily the wealthiest people. Instead, they are loyal contributors who have given regular small amounts over a period of many years – in other words, the monthly donor. Bequests in a Will can involve a significant lump sum of money, or the donation of some property or other investment. Non-profit organizations truly appreciate the contributions they get from this source, but monthly donations are still the life-blood of charities. It’s what keeps them going through the
ups and downs. Having a long-running monthly donation program stabilizes the day-to-day operations and allows for greater continuity year to year. Large bequests are often used for onetime large projects, like property investments, equipment purchases, building projects, and the start of research programs. Donating monthly, or frequently, rather than in one bequest, helps you get to know that organization, who its people are, how it operates, the work it does, the people it reaches and the services it provides. There are often opportunities to volunteer to get an insider’s look at the operation, or board positions where you can have a hand in the decision-making and future plans of the organization, incorporating your interests and goals with those of other participating members. This insider’s knowledge will assist you in making your decisions about who should benefit from your final gift. In Canada, about $1 trillion will be transferred over the next 10 or so years to the next generation. As these transfers are made, charitable organizations will be among those considered as recipients for some of this money. As people retire, annual cash flow may decrease because they are no longer earning a regular paycheque, but often their donations stay the same, especially if the donation amount has been of a manageable amount given on a regular basis. A habit started and developed over a period of years usually remains a habit. Donors see no reason to end their support and will often choose to carry on at the level they have established. Emotional ties to an organization is one of the strongest reasons why people continue donating year after year. As long as they are kept informed about what the charity is doing, how it is benefiting the community and using their donated dollars wisely, donors are loyal to the very end – making their most beloved charities the recipients of larger bequests in their Wills. Knowing you won’t live forever may be a reason to put a bequest to a charity of your choosing in your Will, but realizing you can make a difference right now by making monthly donations can be just as meaningful. Plan to do both.
§ § § Contact your favourite charity or an umbrella organization that oversees donations to a number of different charities (like the Greater Victoria Eldercare Foundation, Victoria Foundation or Vancouver Foundation). Not only can they help you choose a suitable charity, but if there’s a cause you feel strongly about that isn’t supported by a current charity, they can help you establish a trust, fund or bursary for this purpose. Greater Victoria Eldercare Foundation 250-370-5664 Victoria Foundation 250-381-5532 SL Vancouver Foundation 604-688-2204 20 20
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Improve health and quality of life Now and into the Future. Giving to the University of Victoria’s Centre on Aging will help advance research improving our quality of life, and may provide significant tax benefits. Contact Karen Whyte at 721-6696 for details. Please inform us that you saw this ad in Senior Living.
www.coag.uvic.ca
Contact our Planned Giving Coordinator to ďŹ nd a representative in your area bcplannedgiving@can.salvationarmy.org Phone: 604-299-3908 Ext 343 bc.SalvationArmy.ca Toll-free: 1-877-469-4438 OCTOBER 2007
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Journey of a 1,000 miles W ith over 50 marathons under his belt, Lok Lee looks back and chuckles at how much he detested running when he was at school. Back in his native Malaysia, he was a very active teenager: school athletics team, basketball, tennis captain. But he wasn’t at all keen on running because he “didn’t see the purpose of it.” Later, at boarding school, just outside Derby in England, he recalls, “we had to run first thing every morning – a two mile run followed by a cold shower – I hated it!” Lok led the typical student life while studying for his degree at the London School of Economics, enjoying the pubs and the parties and all the big city had to offer. He became a Fellow of the Institute of Chartered Accountants in England and Wales and worked for a large accounting firm for about seven years.
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All the time he was enjoying life, he hadn’t an inkling of the many miles he was destined to run in the future. When the Canadian Imperial Bank of Commerce in Toronto beckoned, Lok moved to Canada and worked for the financial institution for 21 years. Two days after landing in Toronto, he gave up his two-packs-a-day smoking habit, calling it “the greatest achievement of my life.” He notes it also reduced his alcohol consumption. An avid squash player at the time, he founded the squash club at CIBC – his main activity until 1985. At this point, the idea of running a marathon (26.2 miles) couldn’t have been further from his mind. But, he joined with a friend who planned to run in the upcoming Ottawa Marathon with
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BY ENISE OLDING
her father. So, Lok started training. By the time the event rolled around, his friend was training elsewhere and he was training on his own. Deciding not to waste all his training, he ran the marathon anyway. It was tough he recalls, “I’ve never been so close to death, at the finish. I promised myself I would never again run long distance.” Famous last words, because four months later the Toronto Marathon came along and “since it was in my hometown I decided I would do it, and I entered,” says Lok. He didn’t do any strict training and learned the fundamentals of the sport from books and magazines. “Training wasn’t so specialized in those days,” he grins. Again, at the finish, he says he felt “close to death.” So, how did Lok get from these gruelling marathon experiences and vows of “never again” to completing more than 50 marathons and countless half marathons? He was hooked, he says, when he realized running in marathons could take him to interesting and exciting places where he had friends. New York was one of these places and the extra activities and events that went on outside of the run really appealed to Lok. He says it was like a holiday: see friends, have a good time and meet new people. “As my experience progressed, my marathon running turned from being a physical challenge to a mental one. The surmounting of the mental challenge is one reason why I so admire George Sheehan,” says Lok. In particular, he gained inspiration from world-renowned runner George Sheehan (1918-1993) whose book Running and Being is considered an educated man’s narration of his mid-life return to the world of exercise, play and competition; also known as the philosophical bible for the world runners. Lok says of Sheehan, “he is my hero in a sense; he is an incredible writer and expresses the same philosophy on running
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21/09/2007 6:37:22 PM
Life Span Counselling Providing effective strategies for managing each stage and phase of your life. For boomers and seniors
Are you experiencing: • problems with life transitions? • depression? • retirement related stress or confusion? • loss of direction or purpose? • aging related concerns? • changing relationships?
Sonja Lindquist, B.S.W., B.A., M.Sc is a counselor and certiďŹ ed retirement coach who specializes in working with the life issues that impact boomers and seniors. Sonja works with clients at her ofďŹ ce at #4-321 Wesley St., Nanaimo, or by phone, or online. Please call Sonja at 729-9193 for an appointment.
aspire belong laugh out loud find new strengths discover the unexpected
Photos: Enise Olding
!T %VERGREEN EXPERIENCE LIFE WITH PEOPLE THAT VALUE YOUR LIFE EXPERIENCE Courtenay Recreation Call (250) 338-1000
online www.evergreenseniorsclub.org
and life as I do.� While his most scenic and fun run was at Big Sur and his worst in the stifling heat and humidity of Kuala Lumpur, his personal best running year, Lok says, was 1997. In that year, he ran four marathons and three half-marathons in various locations including Vancouver, Corning, Toronto and New York. Two of those half marathons and three of the marathons were run within 35 days during the fall of 1997. The last three runs took place within only six weeks of each other. And, his all-time best running time was in Toronto at 3.29.00. That year was also the year Lok retired from the CIBC and started his consulting company, which included extensive travel to Asia, Europe and throughout the U.S. for eight years. One day, he says, he got a job offer “he couldn’t refuse� from an appraisal company in Victoria. Lok had always wanted to live in British Columbia and the idea of being in a smaller city appealed to him. He made the move. Two years later, he still runs long distances, but also calls on his many years of experience to train a group of runners in readiness for the 2007 Victoria Marathon (Oct 7). In his first season as a trainer for The Running Room, he urges aspiring runners to be modest about their capabilities, tone down the ego, and maintain a positive self-image, but also be realistic. It’s important, he says, “to respect the distance and respect the race.� Lok is currently studying at UBC, loves travelling, meeting people and keeps his curious mind in learning mode. “Life is a stage, but if it’s a pantomime, so much the better!� SL
• WEDDINGS • MEMORIALS • SPEAKING ENGAGEMENTS Rev. Gipp Forster
Call (250) 727-0921
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Winter’s coming ...
Friendship, Activities and Fun
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Don’t despair! Seasonal Affective Disorder (S.A.D.) ... can affect anyone, and in these northern climes, it’s pretty common. If you suffer from the winter blues, consider a quality Canadian made S.A.D. light from Northern Lights Technologies.
Modern Family Pharmacy has a variety of styles to suit your decor, lifestyle, and budget. Come talk to us about your options.
modern family pharmacy 1530 Cliffe Avenue, Courtenay
(beside & just north of the Coast Westerly Hotel, across from Joe Klassens Grill)
250.338.5665 Professional Healthcare. Personal Service. Greg Oksanen - pharmacist/owner serving the Comox Valley for 20 years.
Mention this ad for $25 OFF the purchase price of these S.A.D. lights. 24
BY AL KEITH
hen Rita, widowed and retired from her accounting job, moved to Courtenay, she joined the Evergreen Seniors Club, one of the largest and busiest clubs of its kind in western Canada. A gardening buff and people person, she felt the need to be more active. While society today is overwhelmingly youth-oriented, British Columbia is fortunate to host several organizations that cater to the fast growing population of aging retirees. People live longer these days and more retirees refuse to take on the role of the “traditional” rocking chair-bound seniors of the past. Instead, they opt for active, creative alternatives like the Evergreen Seniors Club, located in the Florence Filberg Centre, who make a point of meeting seniors’ needs. Individuals and groups flock here to find activities that suit them and, of course, meet with friends, or make new ones. The Club offers close to 50 activities, ranging from the always popular Friday night dances, to carpet bowling, handicrafts, arts and music groups, book and card clubs, computer classes, trips to major provincial attractions or visiting senior groups in other locations and much more. New ideas are always welcome. Miriam, already active at the Evergreen, felt there should be a group that
welcomed single club members. She took steps to promote her idea, and the idea caught on, thanks to the dedication of other members. Officially called the Evergreen Seniors Singles Meet & Greet, the group is growing rapidly. Of course, the Singles Meet & Greet’s No. 1 promoter remains dynamo Miriam, the group’s founder. Then there are people like Rita, whose accounting background quickly “elevated” her to treasurer. Others are Ken, photographer and storyteller; Dot, chairperson of the group’s Executive; Ronaye, the untiring vice-president, who’s also doubled as leader of the group’s Easter Parade and “Laughing” sessions. And not to forget Elizabeth, who just volunteered to be the group’s badly needed new secretary. With a busy activity schedule, Miriam would like to extend her warmest welcome to Evergreen Seniors. Join the new singles group, make new friends and have an all-around great time. Evergreen’s Singles Meet & Greet Group would be a creative first step to meet new people. “I had made up my mind to pack a maximum amount of zeal into my retirement years,” says Miriam. Rita speaks for all club members: “Always remember that age is just a number. Join us now and have the time of your SL lives!”
Senior Driver Refresher
Build Confidence Learn new rules & regs
Prepare for re-examination Compensate for age related changes St. Paul’s Church, Sidney Oct 3 & 4 Monterey Oak Bay Nov 22 & 29 “55
ALIVE” Refresher Course Developed by the Canada Safety Council
1 - 4:30 pm 1 - 4:30 pm
Register 656-3213 Register 370-7300
Roadmasters Safety Group Inc. (250) 383-6041 www.roadmasters.org
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21/09/2007 6:37:32 PM
ADVERTISING FEATURE
What if I don’t know anything about Funerals? The Funeral Planners are trained professionals who work closely with Funeral Homes and have all the information you need. The objective of the Funeral Planners is to make available the information you need to pre-plan a funeral that truly reflects your values.
Choice and control are yours when you pre-plan your funeral. The benefits include: x Funeral Home costs are set and will not increase. x As a Dedicated Funeral Fund your plan is income tax exempt. x Creditor protected. x Interest earned is compounded until your plan is redeemed. x Your funeral is paid in full in the event of an early death. x Choose a single payment or a 3, 5 or 10 year payment plan. x Excess funds are paid to your beneficiary. x If you relocate, your plan goes with you. How does it work? At Funeral Planners™ we are trained to assist in itemizing and detailing all aspects of pre-planning and prefunding a funeral. Through our interview process we can quickly and easily work together to identify and record your wishes and preferences. Working from your Funeral Home’s price list of services, we itemize all the details you want to choose for your funeral and burial.
How do we make it easy? Awkward questions are covered in such a matter-of-fact manner that it is easy for you to respond. Our intent is to provide a relaxed and easy atmosphere where your questions and concerns are dealt with in a forthright factual manner. What happens at an interview? Essentially, we talk to you and establish first the funeral home you would prefer. The discussion also covers options such as floral arrangements, refreshments, honorariums, funds to be set aside to bring family members home, and so on.
Do I ever need a medical to qualify for a plan?
No. A medical exam is not required; we offer plans for anyone regardless of health or age.
...Plan ahead. It wasn't raining when Noah built the ark. Where does my money go? Your money is held by Assurant Life of Canada. Your money stays in Canada and is invested in the Canadian economy. After I die, how are the funds accessed? Your executor or the funeral home phones Assurant Life of Canada, and quotes your plan number. The funds can be transferred within a few days. Who are The Funeral Planners? We are specialists in advance funeral planning and are fully licensed in the Province of British Columbia. For more details see our website at www.funeral-planner.ca
OCTOBER OCTOBER 2007 2007
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ASK
Photo: Jason van der Valk
Goldie
By Goldie Carlow, M.Ed
Dear Goldie: Now that I am a retired widower and have become a senior, I seem to spend a lot of time reflecting on the mistakes I have made in the past. Some of them were foolish and hurt me as well as others. I would truly like to improve my habits and become a better person. Any advice on where I begin? B.N. Dear B.N.: I think you have already started the process. You are reflecting on the mistakes you have made, and realize you can change. These are two important steps to begin a new lifestyle. Now you can move on to listing the changes you want and deciding how to accomplish them. Finally, list them in a reasonable order and time frame so you can begin. Do not dwell on the past. Look at mistakes as part of your growing process – lessons you learned. Obsession with previous errors can cause you to miss new opportunities. Alexander Pope wisely stated in the 17th century: To err is human, To forgive, divine. Be patient with yourself. Reflect weekly on any slight changes in your
Health, Wealth, & Theramax
attitude and behaviour and reward yourself for each accomplishment. Reading and socializing are a necessary part of the process. Libraries or bookstores offer a wealth of information on how to make changes in your life. Senior Centres introduce new friends and new ideas. Good luck in your life improvement! Dear Goldie: Recently, I unexpectedly inherited some money. At first, the news seemed wonderful, but now it’s causing a family rift. I am a widower in my 70s, live alone, and keep busy reading and gardening. My two sons and daughter visit fairly often. Usually, they encourage me to be independent, but since I came into this money, they interfere in my plans. My wish is to invest half of it for myself and divide the other half among my four grandchildren for their education. My three offspring are insisting I invest it all for myself. This seems selfish. What is your opinion? L.V. Dear L.V.: Congratulations on your good for-
tune. It sounds like you have a caring family, too. It is important, however, for you to maintain your independence and decision-making as long as it is safe to do so. Seniors are living longer, and your children may feel it is essential that you use the money for your own security. The assistance of a financial planner may help keep peace in the family. If you give your grandchildren a small amount of support as they begin university, they may be able to help themselves working weekends and holidays in their final years. Many students have to earn their own way. Hopefully, a financial expert will have choices for you to restore peace in your family. SL
SENIOR PEER COUNSELLING CENTRES Victoria 250-382-4331 Duncan 250-748-2133 Nanaimo 250-754-3331 Sidney 250-655-4402 Courtenay/Comox 250-334-9917 Salt Spring Island 250-537-4607 Port Hardy 250-949-5110
Goldie Carlow is a retired registered nurse, clinical counsellor and senior peer counselling trainer. E-mail questions or comments to editor@seniorlivingmag.com or send a letter to Senior Living, 153, 1581-H Hillside Ave., Victoria, BC V8T 2C1.
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21/09/2007 6:37:39 PM
READERSHIP CLUB
Senior Discounts and Special Offers Businesses and Organizations offering Senior Discounts SeniorLivi n MAGAZINE
and Special Offers to Readership Club members
Visit www.seniorlivingmag.com and click on READERSHIP CLUB for discount details and web links to these businesses and organizations.
READER
SENIOR
DISCO
MAGA
ng
SHIP CL ZINE
UB
UNTS & BENEF For list of Valid only at P ar participa ITS ting busi ticipating Bus nesses, visit www. inesses seniorliv in gmag.com MEM BER SI
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With your FREE membership card, you can visit any of the businesses registered on the Senior Living Readership Club website and qualify for the special discount or offer listed. HAWAIIAN TOUCH MASSAGE 353 Milton St. Nanaimo BC (250)755-3032
SHIMMER JEWELLERY 406-645 Fort St. Victoria BC (250)380-1333
MARITIME MUSEUM OF BC 28 Bastion Square Victoria BC (250)385-4222
SOUTH ISLAND OPTOMETRY CENTRES 3994 Shelbourne St. Victoria BC (250)477-4711
MOFFATT FINANCIAL 1914 Meredith Rd, Nanaimo BC (250)758-3131
SUNRISE SENIOR LIVING 920 Humbolt St., Victoria BC (250)383-1366
ABC ENERGY WELLNESS TECHNOLOGY CO. 3931 Marjean Place, Victoria BC (250)477-9696
NANAIMO LIFELINE 1200 Duffering Rd., Nanaimo BC (250)755-7691 ext 3226
VIADVENTURES.NET Vancouver Island British Columbia www.viadventures.net/
ART KNAPP PLANTLAND Victoria & Nanaimo, BC (250)727-9375
PERPETUAL PAYDAY (250)412-7100
BODY PERFECT MEDI-SPA 200-4500 W. Saanich Rd., Victoria, BC (250)472-0400
ROLL-A-SHELF INTERNATIONAL Contact Gary Walker for more info. (250)889-5315
WINSTON’S TEA COMPANY LTD. 101-3200 Island Hwy North, Nanaimo BC (250)751-1031
CNIB 2340 Richmond Ave., Victoria BC (250)595-1100 CRUISE HOLIDAYS NANAIMO 3150 Island Hwy., Nanaimo BC 1-800-465-7245 DRIVING MISS DAISY Serving Nanaimo, Parksville & Qualicum Beach (250)714-5980 FAMILY VIDEO LINKS 205 - 1470 Dallas Rd., Victoria BC (250)383-3195 FIT FOR RETIREMENT - CUSTOMIZED ISLAND RETREATS 955 Dirksen Road, Gabriola BC (250)247-9929 GARDEN ORNAMENTS 2046-B Keating X Rd Saanichton BC (250)544-4999 GREAT CANADIAN OIL CHANGE 130-3200 Island Hwy North, BC (250)729-3666
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MORE BUSINESSES ADDED WEEKLY
SENIOR LIVING READERSHIP CLUB APPLICATION FORM FREE membership cards available to Senior Living readers who are at least 55 years of age. Members of the READERSHIP CLUB will enjoy: • Discounts or Special Offers from registered local businesses across Vancouver Island • Automatic entry in Club prize draws Information provided will be held confidential by Senior Living magazine. PLEASE PRINT CLEARLY
NAME ___________________________________________ ADDRESS _________________________________________________________________ POSTAL CODE ________________ PHONE _____________________________________ E-MAIL ADDRESS __________________________________________________________ BIRTH DATE _____________________________ (MUST BE 55 YEARS OF AGE OR OLDER) Mail Application Form to: Senior Living Box 153, 1581-H Hillside Ave., Victoria BC V8T 2C1 Please allow 2 weeks for delivery of your card. OCTOBER 2007 27
21/09/2007 6:37:39 PM
SCAM ALERT by Mayo McDonough
AVOID MOVING MADNESS
W
hether moving across the country, across town or across the hall, the act of packing one’s belongings and transporting them to a new location can be time and energy taxing. Researching, locating, co-ordinating and working with relocation and moving companies can be a challenge in the best of circumstances. If you’ve had an unsettling moving experience you are not alone. The Better Business Bureau regularly receives inquiries and complaints from consumers about the challenges faced during their recent move. In 2006, moving companies rated second in the number of complaints received by the Better Business Bureau of Vancouver Island. And every year, it seems moving companies fall into the top 10 list of most inquired about types of businesses. Typical moving-related issues include company lateness, lost and damaged goods, over-billing, disputes over the actual weight of goods compared to the estimates, and disagreements over the value of various relocation services provided. The BBB recommends the following considerations before moving: • Start planning your move at least six to eight weeks prior to your targeted moving date. • Determine the type of assistance you need: Do you need someone to help you downsize, clean, pack up your belongings and organize your move? If so, you are probably looking for a company that specializes in relocation services. Or do you just need movers to transport your belongings? • Do some research to get an idea of the variety of services, timelines and costs that might be associated with your move. • Ask friends or neighbours to recommend companies they have been happy with for past moves. • Check out the companies’ Reliability Report with the BBB (visit www.vi.bbb.org) • Check out the resources the Canadian Association of Movers offers at www.mover.net Before hiring a moving or relocation company consider the following tips: 1. Obtain several estimates. Keep in mind that the lowest 28
bid may not necessarily be the best when you consider insurance, training and experience. Verify that the cost estimate includes all the items you need assistance with (i.e. donating extra furniture). 2. Always get the estimate and contract in writing. Some moving companies tarnish the industry by using unscrupulous practices such as charging hidden fees or providing a low estimate and then, at delivery, charge more or hold your goods in storage until you pay. Do not sign any contract with sections left blank. Carefully read and understand the contract before signing. 3. Make sure you understand how much insurance the carrier has and what it covers. Ask them to provide you with the insurance company’s name and policy number. You may need to purchase extra insurance to protect your possessions. Find out if the company has WCB insurance to cover any accidents that may occur while workers are on your property. 4. To save on packing charges you may want to pack part of your belongings yourself. Often, if the company packs everything, they are responsible, but if you pack items, you are responsible. Make sure you understand who is responsible for what. This should be outlined on your contract. 5. Stay involved in the process. Ensure you have an inventory of the goods to be moved, and that someone is supervising the loading and unloading of your belongings. Hiring the right people to do the job can relieve much of the stress that comes with moving. So, do your homework well in advance of your move! SL
Mayo McDonough is the Executive Director of the Better Business Bureau of Vancouver Island. If you believe you have been the target or victim of a scam, please call the Better Business Bureau Vancouver Island at 386-6348 in Greater Victoria or at 1-877-826-4222 elsewhere on the Island, so others can benefit from your experience. E-mail info@bbbvanisland.org
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Start with TRUST
T
he BBB is launching a new marketing campaign to remind consumers looking for businesses to start their search with the BBB for objective, unbiased and reliable information. To receive the BBB seal, a business goes through a review process and contractually agrees to adhere to BBB’s high standards. The BBB Standards of Trust is a comprehensive set of policies, procedures and best practices focused on how businesses should treat the public - fairly and honestly in all circumstances. Two thirds of consumers surveyed by the BBB think the term “BBB Accredited Business” is a better way to identify a company affiliated with the BBB than “member.” The BBB launched a new website that helps consumers find trusted BBB Accredited Businesses and look up Reliability Reports more easily and quickly. The new site is more dynamic, visually exciting and user-friendly with enhanced search capabilities. Visitors will be able to find valuable tips and other information throughout the site, and more easily link to national and international BBB websites. Visit the new site at www.vi.bbb.org The all new BBB Consumer Guide and Directory of Ac-
credited Businesses is being delivered to 215,000 households on Vancouver Island and Salt Spring Island in community newspapers in October 2007. For those who don’t receive a copy, check with libraries or a Welcome Wagon representative. Besides providing the popular “Dirty Dozen Scams” presentations, the BBB of Vancouver Island is working with partners to bring information and skills to seniors throughout the region. Most recently, a four-workshop series, developed with the South Island Dispute Resolution Centre and funded by Vancity Credit Union, piloted in Victoria. It included two-hour workshops on Communicating with Family and Friends, How to be a Well-Informed Consumer, How to Use the BBB Complaint Process and Communicating Effectively with Care Providers. For more information about the program or to book a workshop, contact Kat Purvis-Bellamano of the South Island SL Dispute Resolution Centre at 250-213-7898.
Going to the dentist can be a marvellous experience! ! UNIQUE PRACTICE PUTS THE '%.4,% INTO $%.4!, “A visit to the dentist should be a pleasurable and healing experience. It all boils down to a very simple formula - excellent individualized oral care on a willing, happy and relaxed patient. My most important mission in dentistry is to show people they can truly look forward to coming to the dentist.”
Focus on Sensitive Patients
Stress-reducing relaxation techniques & environment • Metal free crowns, bridges, dentures • porcelain veneers • amalgam removal
Call 389-0669 to book a CONSULTATION with Dr. Deanna Geddo
Integrated Dental Studio OCTOBER 2007
SENIOR_LIVING_ISLAND_OCT07.indd 29
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SL “Your Friendly Neighborhood Law Firm”
Cruise only CAD prices for early bookings. Included is 7 nights shipboard accommodations, meals and entertainment. Airfare available upon request
MEXICAN RIVIERA 7 nights from Los Angeles March 2, 2008 on the Vision of the Seas
339/person
from $
Derek Ashurst
Prices subject to availability Port taxes and fees to be added to above costs.
Victoria Pitt
Robert J. Salmond
• Wills & Estates • Estate Administration • Real Estate
Housecalls for Seniors with Mobility Challenges “It’s a relief to have your affairs in order.” (250)477-4143
1620 Cedar Hill X Road (Just off Shelbourne St. in Victoria) Conveniently open Saturday 10am - 2pm
Series B Units
9.1 % This advertisement does not constitute an offer to sell or the solicitation of any offer to buy any securities described in this advertisement in any province of Canada. This offering is made only to residents of British Columbia and Alberta pursuant to a prospectus dated July 10, 2006. For a copy of the prospectus, please contact one of Global Securities’ offices at 250-754-7723 or 250-723-4970.
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SENIOR LIVING
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Add that
0-% 803-% $)"3. to YOUR garden
• Executive Homes & Corporate Landscaping • Classic Old World Statuary – all types and sizes to fit your landscaping requirements • Hand-finished Grand Fountains • Full catalogue available on-line at www.classicrockgarden.com
Participation in Senior Living Readership Club - 20% off all fountains in October to seniors presenting Readership Club membership cards
Garden Ornaments 2046-B Keating Cross Rd (250) 544-4999
• Pat Bay Hwy at Sayward Rd (250) 744-2225
Come browse through our extensive selection
• fountains • birdbaths • statues • tables • benches • planters and MORE! Call ahead for Store Hours at both locations
NEW LOCATION NOW OPEN
Visit our new store on Pat Bay Hwy, at Sayward Rd. (north side of Elk Lake)
You’re Independent. We help. • Palliative Care • Live-In Care • Homemaking/ Meals • Household Errands • RN Supervised
• Social Outings • Dementia Care • Staffing - RNs & RCAs • In Home - In Facility • Locally Owned Since 1993
OCTOBER 2007
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&
ood friends, a strong faith and Wally the cat keep 104-year-old Irene Guertin snug in her cozy Oak Bay house. Born on April 24, 1903 in Ste. Agathe, Manitoba, Irene has called Victoria home for more than 60 years. Sharp as a tack, she clearly remembers her first day in school. “My mother was sick in the hospital. The older children attended the French-speaking school across the street, but I was only three and there wasn’t anyone at home to look after me. I received special permission to go to school with my brother and sister.” Irene continues with a smile. “I loved school so much that when I couldn’t be found at home, everyone knew to check the school. I would be asking questions or my hand would be waving in the air because I knew the answers.” Absorbing knowledge like a sponge, Irene accelerated through the grades. The nuns gave Irene special permission to attend Normal School to become a teacher. “I was underage when I did my training, but I was told I was a ‘natural born teacher.’ My childhood was spent learning in a single classroom having many different grades so I never felt nervous teaching Grades 1 to 10 in one room.” At 17, Irene became a teacher. Manitoba winters were particularly harsh. What started as a beautiful day could turn cold, dark and treacherous by nightfall when the children walked home. One extremely unforgiving winter, the community lost two children in the below-freezing temperature. Irene’s concern for her students’ safety had her urging the School Board to pass a resolution to
32
Photo: Judee Fong
FRIENDS, FAITH wALLY THE CAT G
BY JUDEE FONG
Irene Guertin, 104, with one of her home caregivers, Lynn Stringer. Irene, a former teacher, is an avid pianist, who plays from memory.
SENIOR LIVING
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close the school from January to the end of March. Irene reveals her passion for another cause she believed in despite strong opposition. Pushing consent to teach Frenchimmersion in Manitoba schools was a difficult time for Irene and nine teachers. “We wanted to teach classes in French. There were people against spending extra money for French-speaking teachers. We were hurt to hear all the insults. It did cost a lot of money and energy but, in the end, the 10 of us were given Best Teachers of the Year awards because all our students did well.â€? Filled with an adventurous spirit, Irene travelled to the warmer climates of South America. She learned fluent Spanish and taught for a number of years before returning to Canada. An opportunity to purchase her home in 1947, plus a rare teaching vacancy at Craigdarroch Castle, brought Irene and her sister to Victoria. Their new home was a boarding house where her sister did the cooking. In Irene’s spare time away from the We are a day program for people with Alzheimer’s Castle, she tutored students and taught piano at home. Disease and other dementias: providing respite for Irene’s musical talent was revealed at the age of three. caregivers, thus enabling them to keep their fam“One night when everyone was asleep, they woke up to ily member home for a longer period of time; and hear the piano playing. Everyone thought it was my brother for our participants, we provide mental and physical who would walk in his sleep and play the piano. They found activities to help maintain their functioning as high as me instead. ‘Weren’t you afraid?’ my father asked, and I said, possible for as long as possible, in a safe non-threat‘No, I’m having fun.’ I was too short to reach the keys, so my ening & supportive environment. You, or your doctor, father had a special stool made for me.â€? can call the Home and Community Care ofďŹ ce @ Today, Irene still plays her piano daily, remembering hun388-2273 to ask for a referral. dreds of songs from memory. “I would die if I didn’t have my piano,â€? she says frankly. Legally blind and confined to a wheelchair, Irene is blessed with good friends like Lynn Stringer and Brother Paul Voisin, EGION ANOR ICTORIA plus a caring support team who provide companionship, nurspathways alzheim oct 07.indd 1 9/13/2007 ing care, meals and a clean house. Old family friend, David Newberry, co-ordinates the 24-hour care Irene requires to reQuality main in her home. Retirement Despite the growing expense of staying at home, Irene’s Living cheerful outlook inspires her support workers and friends. As at an she strokes her faithful cat Wally, Irene offers her recipe for her longevity: “To be able to enjoy life as it’s offered, and Affordable to make the best of it. The nuns always taught us that with a Price SL strong faith, there is nothing we couldn’t overcome.â€?
Pathways Alzheimer Support Program
L
M
V
2:04:48 PM
A Great Place to Call ““Home� %AST 3AANICH 2OAD %AST 3AANICH 2OAD
Gordon Thurston Services of Celebration from beginnings to endings (Rev) Gord Thurston
(250) 652-4289
Serving Greater Victoria and Duncan since 1988
Tranquil location on the beautiful Saanich Peninsula of Greater Victoria
"RAND NEW RETIREMENT COMMUNITY OPEN TO ALL 4RANQUIL LOCATION ON "RAND NEW RETIREMENT COMMUNITY OPEN TO ALL 4RANQUIL LOCATION ON THE BEAUTIFUL 3AANICH 0ENINSULA OF 'REATER 6ICTORIA &EATURING THE BEAUTIFUL 3AANICH 0ENINSULA OF 'REATER 6ICTORIA &EATURING THOUGHTFULLY DESIGNED BRIGHT ONE BEDROOM SUITES WITH PATIOS 3ET IN AN THOUGHTFULLY DESIGNED BRIGHT ONE BEDROOM SUITES WITH PATIOS 3ET IN AN APPEALING THREE STOREY BUILDING WITH ELEVATORS $ELICIOUS DAILY LUNCHES APPEALING THREE STOREY BUILDING WITH ELEVATORS $ELICIOUS DAILY LUNCHES AND DINNERS PREPARED ON SITE 7EEKLY HOUSEKEEPING AND HEAVY LAUNDRY AND DINNERS PREPARED ON SITE 7EEKLY HOUSEKEEPING AND HEAVY LAUNDRY 7601 East Saanich Road, Saanichton SERVICE #OMPLIMENTARY WASHERS DRYERS CONVENIENTLY LOCATED ON EACH SERVICE #OMPLIMENTARY WASHERS DRYERS CONVENIENTLY LOCATED ON EACH FLOOR !IRY OPEN SUITES OFFER FRIDGE MICROWAVE AND EMERGENCY FLOOR !IRY OPEN SUITES OFFER FRIDGE MICROWAVE AND EMERGENCY RESPONSE SYSTEM 'AMES ROOM HAIR SALON PODIATRY CRAFTS ROOM RESPONSE SYSTEM 'AMES ROOM HAIR SALON PODIATRY CRAFTS ROOM WOODWORKING SHOP PRIVATE FAMILY DINING ROOM AND LIBRARY AVAILABLE FOR WOODWORKING SHOP PRIVATE FAMILY DINING ROOM AND LIBRARY AVAILABLE FOR YOUR ENJOYMENT ! WIDE RANGE OF ACTIVITIES INCLUDING EXERCISES OUTINGS YOUR ENJOYMENT ! WIDE RANGE OF ACTIVITIES INCLUDING EXERCISES OUTINGS AND ENTERTAINMENT AVAILABLE ! WONDERFUL NEW HOME TO MAKE FRIENDS AND ENTERTAINMENT AVAILABLE ! WONDERFUL NEW HOME TO MAKE FRIENDS DEVELOP FRESH INTERESTS ENJOY THE CLEAN AIR AND PASTORAL SURROUNDINGS DEVELOP FRESH INTERESTS ENJOY THE CLEAN AIR AND PASTORAL SURROUNDINGS ,OCATED A PLEASANT WALK OR SHORT DRIVE K FROM CHARMING 3AANICHTON ,OCATED A PLEASANT WALK OR SHORT DRIVE K FROM CHARMING 3AANICHTON OFFERING SHOPPING AND PROFESSIONAL SERVICES ,OW MONTHLY RATE OF OFFERING SHOPPING AND PROFESSIONAL SERVICES ,OW MONTHLY RATE OF MONTH SINGLE COUPLE INCLUDES MEALS HOUSEKEEPING MONTH SINGLE COUPLE INCLUDES MEALS HOUSEKEEPING UTILITIES AND CABLE 1UALITY CAN BE AFFORDABLE 7HY WAIT COME AND UTILITIES AND CABLE 1UALITY CAN BE AFFORDABLE 7HY WAIT COME AND COMPARE 7E THINK YOU LL AGREE ,EGION -ANOR 6ICTORIA OFFERS COMPARE 7E THINK YOU LL AGREE ,EGION -ANOR 6ICTORIA OFFERS EXTRAORDINARY VALUE EXTRAORDINARY VALUE E-mail: legionmanor@shaw.ca
NOW OPEN 68 one-bedroom suites with balcony
Monthly rate starting at $1850 (single), $2300 (couple)
To book a tour or for other info, contact Susan at 652-3261 !LL )NCLUSIVE website: www.legionmanorvictoria.com !LL )NCLUSIVE
RATE OF MONTH RATE OF MONTH WWW LEGIONMANORVICTORIA COM WWW LEGIONMANORVICTORIA COM #ONTACT 3USAN AT #ONTACT 3USAN AT SENIOR_LIVING_ISLAND_OCT07.indd 33
FOR FURTHER INFORMATION FOR FURTHER INFORMATION LEGIONMANOR SHAW CA LEGIONMANOR SHAW CA
OCTOBER 2007
33
21/09/2007 6:38:02 PM
HOME SUPPORT SERVICES DIRECTORY A concise reference guide of services and products offered by businesses and organizations on Vancouver Island that make it easier for seniors to stay longer in their own homes. t 3FBM &TUBUF 5SBOTGFST t .PSUHBHF 3FmOBODFT
Your Mobile Denturist HOME & HOSPITAL CALLS All Denture Services
/PUBSZ 1VCMJD • Companionship • Meal Prep. • Housekeeping • Shopping UBOEFSTPO!OPUBSJFT CD DB XXX TBBOJDIOPUBSZ DB • Errands • Respite & Personal Care
If you need our services, we’ll come to you. Call to set an appointment. Your Notary Public - Good Company to Keep
Tom Anderson Notary Public 727-0909
300-1095 McKenzie Ave.
tanderson@notaries.bc.ca www.saanichnotary.ca
*G ZPV OFFE PVS TFSWJDFT XF MM DPNF UP ZPV
Moving? Downsizing?
ROBIN ROZEL Denturist
We Can Help Get You Moving! SENIOR RELOCATION SERVICES
727-8477
Call Today for a Free Consultation
PROVIDING DENTURE CARE DIRECTLY TO YOU OR YOUR LOVED ONE SINCE 1994
Live safely and independently in your own home www.bclifeline.com
Contact one of the Lifeline Programs on Vancouver Island
(250)240-2816
• Reasonable Rates • Insured
Parksville, Nanaimo and Surrounding Areas
Angel Companion Services
Helping make life just a little easier We are caring, devoted, very reliable, and are always here for you! • Companionship • Errands • Light housekeeping • Shopping And much more! Greater Victoria 250-888-6523 angelcompanions@gmail.com
Lifeline Victoria Medical Alert 475-6415 ext.7783 South Vancouver Island to Malahat and Ladysmith
Comox Valley Lifeline Society 1-866-205-6160 North Island, Cowichan Valley and Chemainus/Crofton
WeCare ofďŹ ces on the Island welcome new clients and are there to serve you 24 hours a day, 7 days a week.
250-389-0202
250-740-0035
250-746-9224
250-334-8531
Victoria/Sidney/Sooke Cowichan Valley
Nanaimo
Comox Valley
250-830-1140 Campbell River
Where peace of mind has a home address TM
You’re Independent. We help.
Nanaimo Lifeline Program 753-3566 or 248-2332 ext.3208 Mid Island, Cassidy to Bowser
PROFESSIONAL NURSING, PERSONAL CARE AND HOMEMAKING
Home Care
We have qualiďŹ ed staff available for all your needs. Where you need us. When you need us.
24 Hrs 7 Days a Week (250) 480-1666
E-Mail: RN@a1HomeCare.ca
www.a1HomeCare.ca
With our equipment, you CAN stay at home! Providing trusted personal care, homemaking, post operation and palliative care since 1995. As members of the Better Business Bureau you can always count on ElderSafe for the highest quality professional, caring and compassionate home support.
• BATH LIFTS • PORCH LIFTS • GRAB BARS • WALKERS • STAIR LIFTS • WHEELCHAIRS • LIFT & RECLINE CHAIRS
Free In-Home Assessments
www.eldersafe.com
Call today for a free in-home assessment 34 SENIOR LIVING 4 SENIOR LIVING
“Someone to watch over you.�
Live-in caregivers, housekeepers/cooks, shopping & errands, medically trained, uent in English, extremely capable.
ElderSafe Support Services Victoria 385-0444xSidney 654-0444
Stewart’s Nannies & Caregivers
GREATER VICTORIA 250-384-8000 NORTH ISLAND 1-800-667-1406
For only $1,080/mo ($500/mo tax deductible) you’ll have peace of mind! 390-0778 or 619-8041
• TO LIST YOUR BUSINESS IN THIS DIRECTORY, CALL 250-479-4705 • ECONOMICAL 12-MONTH EXPOSURE
SENIOR_LIVING_ISLAND_OCT07.indd 34
21/09/2007 6:38:08 PM
A
• •
TORY
ations on .
Homecare and security for your loved ones.
Our professional live-in caregivers provide personal care and quality of life at an affordable rate. Call M. Harris BSc.N.
R.N. (ret.)
250-479-2456
CAREGIVER CONNECTION caregiverconnection@rogers.com
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+),(')#*/ -4 (0*!& 2'/& 4+0- /+0- â&#x20AC;&#x153;Your feet tell a story about your life and health.â&#x20AC;?
(250) 390-0430 Annie Kuznicki, RN, BSN
â&#x20AC;˘ CertiďŹ ed Foot Care Nurse â&#x20AC;˘ CertiďŹ ed Nurse Continence Advisor
Foot Care ReďŹ&#x201A;exology Ionic Foot Bath Blue Cross coverage for nursing services to Veterans
Mobile Service in Nanaimo & surrounding area
-' 5 +$ '!/+ / # * /&#
0 " -# 4 * +1 , ! ' $ ' ! ! ' . ' / ( ( + 0 - & + ) # . 2 2 2 * + 1 , ! ' $ ' ! !
OCTOBER 2007 APRIL 2005
SENIOR_LIVING_ISLAND_OCT07.indd 35
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21/09/2007 6:38:13 PM
Courageous Outrageous BY PAT NICHOL
The Journey
S
“It is the journey, not the arrival, which matters.” –Michel de Montaigne
Photo: Frances Litman
ome people come into our lives for a brief time and leave an indelible impression. Last month I wrote about meeting Cesaria Evora, the Barefoot Diva. This month, I want to share another courageous woman with you. While we only met face-toface once, we corresponded sporadically for over three years, until an envelope arrived addressed in her neat small handwriting, with a thin black band around it. Elizabeth Latham was the author of Silences of the Heart, a semifictional book about the Cowichan Valley. I had the opportunity to interview her about her book and
learn about her life before she found the shopped around to publishers. She only wrote letters when she letters she talks about in the book. She grew up in London, England and, felt positive so, during the last year in the late ’40s and early ’50s, worked of her life, we didn’t hear from her at the Covent Gardens Theatre as a often. In the envelope I received with stage manager – a position considered unsuitable for a woman. It was the first the thin black band was a short typed note: “Having been of many occupations my life a very in the theatre Elizabeth Make each day of all organized person, would enjoy. Later, she decided to immigrate your journey one I just wish you to that I am to Canada, but found you can look back know no longer on this out just before the ship earth.” sailed she could only on with joy, and My lesson from stay for six months. with friends who Elizabeth: It is the She quickly exchanged her one-way ticket for a still think of you journey, not the arrival, which matround trip and decided years later. ters. to explore Canada. VisMake each day iting an aging relative in Maple Bay, she discovered the letters of your journey one you can look that later became Silences of the Heart. back on with joy, and with friends Elizabeth spent her retirement years who still think of you years later. SL first in the Alps, and then later in a small village in southern Germany, but alPat Nichol is a speaker and published ways surrounded by her beloved moun- author. She makes her home in Victoria, tains. She continued to write both short but travels the world. She can be reached stories and a theatre biography that was at www.patnichol.com
EXCITEMENT YOU CAN BET ON!
With hundreds of slot machines and all your favourite table games, the fun never ends!
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SENIOR LIVING
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21/09/2007 6:38:16 PM
A Great Christmas Gift! Senior Living is pleased to announce the launch of Gipp Forster’s newest book
Reflections, Rejections, and Other Breakfast Foods Limited Edition!! , ns io Reflect 3FKFDUJPOT A collection of Gipp Forster’s st Foods and Other Breakfa Limited Edition
MAGAZINE
& Unpublished Writings A Collection of Published t Gipp Forster by Senior Living Columnis
published columns in Senior Living magazine, with other unpublished writings thrown in for good measure. A unique blend of humor and nostalgia, Gipp’s writings touch your heart in such an irresistible way, you will want to buy not only a copy for yourself, but as a wonderful gift for friends and family members. 128 pages Softcover Published by Senior Living Price: $14.95
Reflections, Rejections & Other Breakfast Foods ORDER FORM Name_______________________________________________ Address_____________________________________________ City_________________________________ Prov ___________ Postal Code_______________ Phone _____________________ Email _______________________________________________ ____ BOOKS @ $14.95 each
= $____________
GST (Add 6% on above total)
= $____________
SHIPPING & HANDLING FIRST BOOK @ $3.95
= $____________
ADDITIONAL BOOKS: ___ @ $1.95 = $____________ TOTAL
= $____________
___ CHEQUE (make payable to Senior Living) ___ CREDIT CARD
____VISA ____MC ____AMEX
CARD NUMBER ______________________________ EXPIRY DATE ________________ NAME ON CARD _____________________________ Please allow 2 weeks for shipping.
Mail to: Gipp Forster Book Offer c/o Senior Living Box 153, 1581–H Hillside Ave., Victoria BC V8T 2C1
Attend Our Free Lunch & Learn Series! Prepaying your monument or marker has never been so easy!
T
he FamilySide & Purple Shield plans, the recognized leaders of funeral and final expense funding plans in Canada, recently partnered with Remco, an established Canadian memorial and monuments’ company. With over 80 years of service, Remco has a reputation for outstanding quality and guaranteed products. Remco products can now be funded through the FamilySide or Purple Shield insurance plans with affordable payments over 1, 3, 5, and 10 years. No applicant of any age or health condition has ever been turned down for either plan’s benefits. Call now for information on our funeral expense funding plans or learn how you can add Remco’s monument products to your existing funeral expense coverage. Call: 800.661.8959 in Saskatchewan 888.690.7188 in Manitoba 888.579.2233 in British Columbia 888.257.2279 in Alberta
*Assurant Life of Canada is the underwriter for all policies issued by FamilySide or Purple Shield plans.
Thursday, Oct 11, 12:30 Building a Network of Friends Silver Threads Seniors Centres.
Tuesday, Oct 23, 12:30 Discover What You Might Be Missing
Learn about hearing loss and what solutions may be available to you. Lesley Peterson - Audiologist, Island Hearing Services.
Call Shelley at 478-4888 to reserve your lunch today. (Seating limited)
ALEXANDER MACKIE Lifestyle Residence
753 Station Ave • hayworth.ca
Lifestyle living among new friends! Wait list now available! OCTOBER 2007
SENIOR_LIVING_ISLAND_OCT07.indd 37
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21/09/2007 6:38:20 PM
TASTY Traditions
BY ELLEN NEAL
THANKSGIVING DINNER
TURKEY AND DRESSING
T
rying to impress my mother-in-law was not an easy task. She had given me a white, linen tablecloth that took hours to iron, and because she was there for Thanksgiving dinner, the crease-free tablecloth graced the table. Half of the turkey was carved and neatly laid out on our new platter, the other half sat on the counter for refills. The turnips (a necessity for a proper Thanksgiving dinner) were mashed and buttered and the cranberry sauce was sweetened to perfection. Mashed potatoes were in a bowl, and the gravy, with lumps removed, filled the gravy boat. Steam rose from a bowl of peas and carrots while red tomato juice sparkled in the crystal glasses (a new acquisition) in front of each plate. Pumpkin pie awaited on the counter for our dessert. There was even a small vase with the last rose from the garden as the centrepiece. Our house was small, so we dined in the kitchen. Twoyear-old Garrick sat in his high chair, ready for his “adult” food, while Carla, not quite one, had just finished her baby food; she still held the spoon in her hand to drum on her tray. Everything was ready. We sat with heads bowed, as I held Carla’s hand still, while Grandma said grace. We raised our heads and were about to begin dinner when Carla, with perfect aim, spewed a projectile of vomit all over the dinner table and the white tablecloth. Everything was still, until my husband and I laughed. It was so awful! Grandma Neal looked down at her plate of predigested food and sat pompously pursing her lips in disgust. The more she was “not amused,” the more my husband and I laughed. Dinner was a disaster! Impressing my mother-in-law never seemed to work. I bundled up the whole mess and put it in the sink. For dinner, we ate the other half of the turkey and the pumpkin pie. I threw out the linen tablecloth.
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Boil the turkey neck in 2 1/4 cups water When the neck is fully cooked, remove it from the water and push it into the turkey cavity. Add the following to the water: 1/2 cup diced celery 1 cubed apple (core removed) 2 carrots, sliced Cut-up turkey giblets 1 Tbsp lemon juice 2 Tbsp chopped fresh parsley 1 tsp sage 1 tsp thyme 1/4 tsp oregano 1 1/2 tsp salt 1/4 tsp pepper Raisins or cooked chestnuts (optional) In a fry pan, cook 1/2 cup of diced onion with 1/3 pound of sausage meat, and add this to the liquid portion. When thoroughly mixed, add 4 or 5 slices of bread torn into bite-size portions and 1 cup of uncooked oatmeal. If there is insufficient liquid to moisten the bread, add water. Before spooning the stuffing into the turkey, wipe the cavity and the outside of the turkey with a lemon-soaked cloth. Stuff the mixture into the turkey. To hold it in, tuck a full crust of bread over the cavity. Brush olive oil over the skin then sparingly sprinkle with salt. Place in a roasting pan and cover. Cook at 325F for 20 to 25 minutes per pound. Baste twice approximately 1 1/2 hours into the cooking and an hour later. Uncover an hour before the turkey is done. SL Please send us YOUR favourite Heritage Recipe along with the memories it evokes. Without your contributions, Tasty Traditions doesn’t exist. Contact us at editor@seniorlivingmag.com or 153, 1581-H Hillside Ave., Victoria, BC V8T 2C1
21/09/2007 6:38:21 PM
Crossword PUZZLE Across
1. Distance 6. Alleviates 11. Rearwards 14. Old tongue 15. Crop 16. Indian title 17. Smooths out 18. Expertise 19. Particle 20. Keepsake 22. Cultivated land 24. Branches 26. Glow 30. Unsound 34. Fleece 35. Determines 36. Galilean town 37. Wind instruments 39. Insulate 40. Child, pre-birth 41. Keenness
42. Minnesota city (2,4) 44. Wag 45. Organic compound 46. Single out 48. Regiment 49. Aper 54. (Trademark) a metal model construction set 59. Sheep 60. Coarse 62. Perforated 63. Hideaway 64. Colossus 65. Wipe off 66. New York time, sometimes 67. Hurdle 68. Pauses
Down 1. Slight 2. Trim 3. Speck
Mind GAMES 4. Film 5. Catches up 6. Laxative (5,5) 7. Large boat 8. Fit 9. Sumerian air god 10. Trade 11. Land mass 12. Decorative loop of braid 13. Projecting point 21. Large plant 23. Spear 25. De-icing tool 26. Stopped dead 27. Roundish divisions 28. Sub (1-4) 29. Booking 31. Religious decree 32. Eskimo 33. Discernment 38. Lament 40. John Gould --------, US poet 43. Impulse 47. Nigerian city 49. Give up 50. Due 51. Shut up 52. Type of television 53. Ballet skirt 55. Nub 56. Unfortunately 57. Gun emplacement 58. Poems 61. Lentil sauce
ANSWERS
OCTOBER 2007
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making the most of medical Visits: Tips for communicating with your doctor
T
hese days, health care is viewed as a partnership between patient and provider, with both parties responsible for ensuring a constructive relationship. Patients – also now referred to as health care consumers – are taking a more active role in this regard. Good communication is essential to any positive doctor-patient relationship, whether it involves a family physician or a recommended specialist. The following are ways to make the most of medical visits. Before an appointment • Make a list of the topics to discuss, in order of priority. Also, write down any symptoms. Include frequency, duration and intensity, past treatments and how they affect daily life. Always bring a list of your current medications – prescription, over-thecounter drugs and natural remedies – including the dosage. • Bring a notepad and pen for recording key information. • Consider asking a good friend or family member to accompany you; they can help with processing information and remembering instructions. They may also have questions that hadn’t occurred to you. During the visit • If you have a hearing or visual impairment, let the doctor know at the outset of the visit. If you have language impairment from a stroke or other condition, to the point that it’s hard for others to understand you, bring along someone who knows you well and can interpret your responses if necessary, or ask questions on your behalf. • Share information. Provide as much detail as possible about the medical problems you experience and how they affect you. Let the doctor decide what’s relevant. Share your list of medications, too. Be honest about your lifestyle, habits or if you haven’t taken medications as prescribed. Let the doctor know what may contribute to your situation, for example, a recent loss or another traumatic event that causes significant stress.
• Write down important information. If you have brought someone along, ask him or her to do this so you can give the doctor your undivided attention. • If you’re diagnosed with a medical condition, inquire about what to expect, including how long it’s likely to last, treatment or management options and where you can get more information. For any recommended test or treatment, inquire about cost, where it must be done, what’s involved, benefits, risks and alternatives. • Request a layman’s explanation, if you don’t understand the medical jargon. Summarize aloud the information he or she gives you, to verify you have interpreted it correctly. • Don’t try to be an expert. While there’s a wealth of medical information readily available to consumers these days, and it’s good to be informed, don’t act as if you know more than the doctor. Be tactful if you wish to challenge findings or recommendations. For example, it’s much less threatening to say, “I’ve read about a new medication called X; what do you think of it for my situation?” rather than, “Why aren’t you prescribing X?” • Voice doubts, worries or fears. If, after your doctor addresses them, you’re still uncomfortable with a diagnosis or the treatment options presented to you, request a second opinion. •Don’t worry about taking up too much of your doctor’s time. Ask all of your questions and express any concerns. However, prioritize your issues (lower priority ones may have to wait for another appointment), be concise and don’t get off topic. • Before leaving, make sure you are clear about any next steps – for example, whether you should schedule another appointment, when and how you’ll learn of test results, and what you should do if your condition worsens or you experience an adverse reaction to a new medication. • Ask about the best time to call if any more questions come to SL mind after you leave the office. Lisa M. Petsche is a medical social worker and a freelance writer who specializes in health and seniors’ issues.
Diamonds are Forever Jewellery, especially stone-set rings, should be cleaned and checked regularly to ensure their safety and beauty. Don’t wait for a diamond to fall out before you have your jewellery inspected.
Updated insurance appraisals can help make sure your jewellery is insured for enough in case of loss. Insurance companies want some proof of what you had, and its replacement value, before settling a claim. * Member Better Business Bureau
Bring in this ad to have 2 rings polished, cleaned, and inspected FREE, or for a 10% DISCOUNT off regular repair prices. 40
BY LISA m. PETSCHE
...until you lose them! Call Ed at Shimmer Jewellery for expert advise, cleaning, insurance appraisals, and purchasing new jewellery. In the jewellery industry in Victoria since 1979, Ed has a reputation for honesty and integrity in repairing and making jewellery. A trained goldsmith, he personally advises customers on what is, and isn’t, needed to be done to make sure their jewellery is safe.
SHIMMER JEWELLERY 4th Floor, Yarrow Bldg.
380-1333
406 - 645 Fort St. (at Broad)
shimmer @ shaw .ca
SENIOR LIVING
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s: Come in with your
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Relax and enjoy a cup of our hot chocolate or coffee and a free newspaper while you wait. No appointment necessary. We are located in Country Club Centre, next to Future Shop. #130-3200 North Island Hwy, Nanaimo.
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ClassiďŹ eds COLLECTOR SEEKING vintage/collectable cameras, binoculars and microscopes. Nikon, Leica, Contax, RolleiďŹ&#x201A;ex, Zeiss, Canon, etc. Mike (250)383-6456 or e-mail: msymons6456@telus.net
REGAL GIFTS. Free Christmas catalogues available now! Call Sue, Your Independent Regal Representative. Telephone: (250) 5928917. Email: sue@regalsue.com. Website: www.regalsue.com
WWW.SENIORS101.CA Vancouver Island retirement guide includes recreation and travel, real estate, investments and health care information. www.seniors101.ca
ENJOY VITAMINS & MINERALS in nutritious liquid that contains Marine Phytoplankton. FrequenSea - a whole food from ocean and plant kingdom. 1-888-381-6867 or www. lornad.provibrant.com
WANTED: OLD POSTCARDS, stamp accumulations, and pre-1950 stamped envelopes. Also buying old coins, medals and badges. Please call Michael 652-9412 or e-mail fenian@shaw.ca
SNOWBIRD IN A LOVELY OAK BAY character bungalow in Victoria this Jan & Feb/08. $1600 a month includes all utilities. For photos view http://www.jsexton.blogspot.com/ 250-595-7406.
HAIRSTYLIST has a private and comfortable studio in her Sidney home. Christine offers a full, professional service. Special senior rates. Please call 882-4247.
RELOCATION PLANNERS. Addressing the changing needs of seniors. We bring a personalized and professional approach to your move, offering a complete, caring and competent support service. Call 656-1849 or www.smoothmoves.com
M.V. AURORA EXPLORER Freight Boat Cruises. Go where no big cruise ship will ever go â&#x20AC;&#x153;off the beaten trackâ&#x20AC;?, in coastal British Columbia. 5 day cruises, max 12 passengers. www. marinelinktours.com, info@marinelinktours. com, Phone 250-286-3347. HOME INSTEAD SENIOR CARE - Do you need a little assistance? Meal preparation, light housekeeping, laundry, shopping, errands, or respite. We also hire seniors. Call Alistair 382-6565. CUBA - Spanish Studies in Cuba (Havana). University age to seniors $3000 Cdn for 7 weeks. Hotel with breakfast and dinner, tuition. Flights not included. 250-478-0494 ssic@telus.net COME SAIL WITH US! Do you have a passion to Travel, do you like to Cruise? You be the boss, set your own hours, Independent Cruise and Travel Consultant(s) required for a Cruise Specialty OfďŹ ce located in Victoria, BC. Email: info@cruisevictoria.ca. Fax: 250592-0626. WANTED! Single lady to share large country home with senior lady. 3km from HorseďŹ&#x201A;y Village, Cariboo. Animals welcome. $500/ month, RR Call (250) 620-3484. MALE SINGERS â&#x20AC;&#x201C; Looking for love and appreciation? Join SPIRIT RISING Community Choir (mixed). Repertoire includes chant, gospel, pops and semi-classical songs. Mondays 7-9pm. Quadra & Mason. For more info, call Bev 385-9477. 42
#PYFE $MBTTJmFE "E
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CLASSIFIED ADVERTISING $30 for 20 words or less. $1.25 per extra word. Boxed Ad - Small (2.2 x 1.2) $95. Boxed Ad - Large (2.2 x 2.4) $180. Add Logo - $25 extra Plus 6% GST. All ClassiďŹ ed ads must be paid at time of booking. Cheque or Credit Card accepted. Ph. (250)479-4705. Deadline: 15th of the month. Make cheque payable to: Senior Living, 153, 1581-H Hillside Ave.,Victoria BC V8T 2C1
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SENIOR LIVING
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SeniorMoment
My Grandma spoils me.
"ECAUSE SHE CAN
Front to back, Meri Stewart, Pat Towne, Suzie Dufresne and Julie Klippinstein are part of a group of cyclists who came together to participate in the 2005 MS Grape Escape, a two-day cycling fundraising event for which they raised over $13,000. In May, they started training for a Bike Century event. One hundred miles is a magic number for cyclists. â&#x20AC;&#x153;We all wanted the 100-mile badge, and the bragging rights that go with it,â&#x20AC;? they say. The whole group completed the event, tired but proud.
JULY 2007 VANCOUVER ISLAND
Housing Guide for Seniors Up-to-date listings of senior housing facilities throughout Vancouver Island, including Independent/Supportive Living, Assisted Living and Residential Care. This guide is an indispensable resource to:
â&#x20AC;˘ seniors looking for alternative housing â&#x20AC;˘ seniors moving to Vancouver Island from other parts of BC or out of province â&#x20AC;˘ children of seniors who are assisting their parent to select a housing option â&#x20AC;˘ professionals who work with seniors or their families â&#x20AC;˘ businesses that provide services to seniors.
VANCOU
VER ISLA
ND GUIDE
TO SENIOR
THE VICTORIAN AT MCKENZIE
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#ALL FOR A COMPLIMENTARY MEAL AND TOUR 250-381-9496
Standing Up for Seniors For information or help regarding senior programs contact one of the ofďŹ ces below.
RESIDEN
Senior L ifestyles A Housin g Guide for Seni CES AND2005 CAR/ E2006 OPT
IONS
JULY 2007
ors
Alert Bay Campbell River Chemainus Cobble Hill Comox Courtenay Crofton Cumberla nd Duncan Gabriola Island Ladysmith Lake Cow ichan Nanaimo Parksville Port Albe rni Port Hard y Qualicum Beach Salt Sprin g Shawnigan Island Lake Sidney Sooke Victoria
An Annual
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Listings include addresses and contact information, housing costs, number of units in the housing complex, hospitality services, optional home care services, amenities and security features.
Order Your Copy...
Š 2007 Holiday Retirement 1811
Photo: Len Stewart
Active, Independent Retirement includes numerous amenities for one monthly rent without buy-in fees or long-term leases!
Senior Lifestyles can be ordered direct from our ofďŹ ce. Please mail a cheque for $5.30, along with your name and address, to Senior Living magazine, 153, 1581-H Hillside Ave., Victoria BC V8T 2C1. We will mail you a copy of this resourceful housing guide upon receipt of payment.
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Nanaimo OfďŹ ce 501-5800 Turner Rd. Phone: 250-729-7041
ron.cantelon.mla@leg.bc.ca
Parksville OfďŹ ce 120B Middleton Ave Phone: 250-951-6018
www.ron.cantelon.mla@leg.bc.ca
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events
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events
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ART The Works of Three Photographers – Margaret Nicholson, Sally Scott and Anne Weicker. 9am4pm. Artist’s reception Oct 14, 2–4pm. Goward House, 2495 Arbutus Rd. For info, call Rosemary 477-4401 or www.gowardhouse.com/ artshow
THE HOLD OF OUR HANDS Until Nov 15
The Malahat at Forty: Art from the Robin and Sylvia Skelton Collection, which marks the 10th anniversary of Skelton’s passing and the 40th anniversary of The Malahat Review, the literary journal Skelton helped create in 1967. The Maltwood Art Museum and Gallery, UVIC. MonFri, 10am-4pm. Admission free. For info, call 250-721-6562 or www.maltwood.uvic.ca
Community Radio For Seniors Thursday 2-3pm CFUV Radio 101.9 FM or 104.3 Cable Wind-Up Show – October 4
events
RUMMAGE SALE Oct 13
Find treasures galore and support your local Senior Centre. Donations of items gratefully accepted. 10am-1pm. Esquimalt Silver Threads, 527 Fraser St. For more info, call 386-6108.
2ND ANNUAL BALLET VICTORIA SPA SENSATION Oct 24 Enjoy an evening of wine and delicious hors d’oeuvres while indulging in spa samplers. Fashion presentation by Hilary Jordan of the Style File, musical entertainment, artisan demonstrations, astrology and tarot card reading. Fabulous door prizes. 6-9pm. $50 per person. The Willow Stream Spa Fairmont Empress Hotel. Tickets limited. For info, call 380-6063.
MISC BYOL
Kiyoshi Saito was the first modern Japanese printmaker to become popular in the West and is credited with being one of the main reasons why modern Japanese prints became a major success the world over. Seniors $10. The Art Gallery of Greater Victoria, 1040 Moss St. For more info, call 384-4101 or www.aggv.bc.ca
To avoid disappointment, check ahead to make sure the event you want to attend is still happening. If you have an event listing seniors might like to know about, e-mail info to office@seniorlivingmag.com
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FUNDRAISERS
ART SHOW AND SALE Until Oct 31
KIYOSHI SAITO–THE WOODBLOCK PRINTS Until Nov 18
events
Bring your own brown bag lunch, or buy a light lunch at Rec Centre Café and socialize with neighbours. Coffee & tea supplied. Membership not required, all seniors welcome. Admission free. First Tues of the month, noon –1pm. Esquimalt Silver Threads, 527 Fraser St. For info, call 386-6108.
CAFÉ PHILOSOPHY FALL SCHEDULE
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VICTORIA QUILTER’S GUILD Nov 2 & 3
Annual Christmas Sale. Fri, 3-8pm and Sat, 10am-5pm. Admission free. Salvation Army Citadel, 4030 Douglas St (off McKenzie Ave).
MUSIC PRESERVATION HALL JAZZ BAND Oct 24
This elite group of musicians from the Big Easy keeps the tradition and spirit of the classic New Orleans sound alive with all its funk, energy and virtuosity. While steeped in the history of great jazz-making, the Band is also part of the city’s current resurrection. 8pm. $37.50. Series tickets available. UVIC Centre’s Farquhar Auditorium, 3800 Finnerty Rd. For tickets & info, call 721-8480 or www.auditorium.uvic.ca
THE HARP IN CONCERT Oct 28
St Michael’s Presents invites you to join harpist Josh Layne and special guest Toshiko Tampo for an evening of late Romantic and 20th century music for the harp. 7pm. St. Michael’s Church, 2858 Mill St, Chemainus. Tickets seniors $15, at Dancing Bean, Chemainus, or Gallowglass Books, Duncan. For more info, call 246-9118.
SPEAKERS/SEMINARS/ WORKSHOPS
Oct 3–INTENTION / OUTCOME–What matters more–what you do, or what you intend. Oct 10– COMPETITION/COOPERATION–Should competition and cooperation compete, or cooperate. Oct 17–GIVING/RECEIVING–What more can we give, how shall we best receive. Oct 24–UNDERSTANDING/INTOLERANCE. Oct 31–INNOCENCE/EXPERIENCE–How was innocence lost. 7:30-9:15pm. The Solstice Café, 529 Pandora Ave. For info, call 385-2233.
OSTEOPOROSIS SUPPORT GROUP Oct 1
DARE TO CARE ISLAND GLOBAL MISSION EXPLOSION Oct 18–21
Learn how to manage your arthritis, instead of it managing you. 6 sessions–teaching coping strategies for arthritis. Run by trained volunteers. $27 comprehensive manual included. Tues, 1-3pm. Auditorium A, Shoal Centre, 10030 Resthaven Drive, Sidney. For info, call Cheryl 656-5537.
Hear from Rwanda Genocide survivor Regine King (Sat, 7-8:30pm); work with First Nations People; or Micro Credit projects with Grandmothers In Kenya at this Mission Event at Emmanuel Baptist Church, 2121 Cedar Hill Cross Rd. Starts Thurs, 7pm, ends Sat, 9:30pm. For info, call Ken/Luella Hillmer 519-0550 or lhillmer@shaw.ca
With guest speaker Dr. Marie-Claude Poirier, chiropractor. Bring a friend! The James Bay New Horizons Seniors Centre, 234 Menzies. Meetings begin at 7pm. $2 drop in. For info, call Pearl 721-0880.
ARTHRITIS SELF-MANAGEMENT PROGRAM Oct 2–Nov 6
COOKING FOR YOUR LIFE
A hands-on cooking and nutrition program, each series of four classes is for anyone interested in making healthy, informed food choices. Series 1 starts Oct 2 and Series 2 starts Nov 6.
Subscribe to Senior Living and bring your favourite magazine right to your door! Purchase a subscription to Senior Living for just $32 and never miss an issue! If you would like the convenience and reliability of having Senior Living - Vancouver Island mailed to you for a year (10 issues), complete and send this form, along with a cheque for $32, to: Senior Living 153, 1581-H Hillside Ave., Victoria BC V8T 2C1 44
SUBSCRIPTION ORDER FORM MAGAZINE
Yes, I would like to
subscribe to Senior Living Vancouver Island (10 issues) for the annual cost of $32.
Name __________________________________________________ Address ________________________________________________ City ___________________________________________________ Province ________________ Postal Code ____________________
Enclosed please find my cheque for $32. (Includes GST and S & H)
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events
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events
Colquitz School, 505 Dumeresq St, near Tillicum Mall. Cost $75. To register, call 475-5400, or contact any Saanich Recreation Centre, or register online at Saanich.ca
STRONG SENIORS; STRONG COMMUNITY PROJECT
This project supports seniors to be more assertive and advocate for themselves. By building skills, encouraging a network of peers and providing access to information, encouraging selfreliance and informed decisions in dealing with families, health care professionals and business people. Oct 4–How to Use the BBB Complaint Process. Oct 11–Communicating Effectively with Care Providers. 2-4pm. Yakamovich Centre, 1454 Hillside Ave. For info, 370-5641.
VICTORIA FLOWER ARRANGERS GUILD Oct 9
Annual General Meeting and short demonstration by Yukiyasu Kato. 7:30pm. New members and visitors welcome. Garth Homer Centre, 813 Darwin Rd. For more info, call 652-9334.
POWER OF PERSONAL STORY Oct 11
Monthly, light-hearted interactive workshops on the Power of Personal Story at the Oak Bay Library on the second Thurs. of each month, 2-3:30pm. Everyone has a story. $12, group rates available. Call Christopher 213-5340 to reserve a seat or visit powerofpersonalstory. com
COMPASS: EFFECTIVE CONFLICT MANAGEMENT WORKSHOP Oct 16–18
Offered by South Island Dispute Resolution Centre at St. John the Divine church hall, 9:30am–3pm. No charge for people with low income. Limited class size. For registration, call 383-4412.
CFUW OF VICTORIA Oct 17
Join the Canadian Federation of University Women Victoria to hear Dr. Verena Tunnicliffe, world-leading scientist, speak on “Living with Fire under the Sea.” New members welcome. 7pm. Salvation Army Citadel, 4030 Douglas. For info www.cfuw.org
WHY CARE ABOUT YOUR EYES Oct 23
CNIB information session presented by Teresa Balser. 1-3pm. Presentations include light refreshments and a tour of building. CNIB Auditorium, 2340 Richmond Ave. RSVP at 595-1100.
LIVING DONOR FORUM Oct 20
The Victoria Chapter of the Kidney Foundation of Canada is providing a free forum for everyone considering becoming a living organ donor, or seeking information on asking friends or loved ones to consider being a donor. 9am– noon. Woodward Room, Begbie Hall, Royal Jubilee Hospital. For info, call 474-1557.
THEATRE BELL, BOOK AND CANDLE Oct 24 – 27 & Oct 31–Nov 3
Presented by the St. Luke’s Players. A lighthearted romantic comedy, made popular by
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events
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events
Kim Novak/Jimmy Stewart movie and the inspiration for the TV classic, Bewitched. Evenings 8pm. Matinee Sat, Oct 27 at 2pm. St. Luke’s Hall, 3821 Cedar Hill X Rd. For info, call 8845484 or www.stlukeplayers.org
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events
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Discover the
Adventure
VOLUNTEERS VOLUNTEERS NEEDED
African AIDS Angels, a Victoria-based group, provides direct support to women, children and families affected by AIDS. Volunteers meet in homes or public sessions to make craft angels. All materials and instructions provided. Easy and fun. Call Mary 727-0226, Ronnie 381-8787 or africanaidsangels@googlepages.com
NORTH ISLAND EVENTS NANAIMO CHAPTER KIDNEY FOUNDATION LUNCH Oct 4
Speaker Jim Turley–Creating with Flowers. Noon at Kiwanis House, 1233 Kiwanis Crescent, Nanaimo. For info, call Marian 250-7584561.
over 250 Adventures await you
HOSPICE FUNDRAISER Oct 6
The dynamic Eric Dozier (former music director of the Harlem Choir) and his One Human Family Gospel Choir will create an evening filled with song celebrating World Hospice Palliative Care Day and the work of hospices everywhere. 7pm. $15. St Andrews United Church, corner of Fitzwilliam & Wesley St, Nanaimo. For info, call 250-758-8857.
OCTOBER AT THE PORT
www.VIadventures.net
Oct 11–The Wailin’ Jennys. Three extraordinary voices. Seniors $23.75. 7:30pm. Oct 12–Luisa Marshall’s: TINA. A spectacular production, with band, dancers and big screen video imagery. All seats $38. 7:30pm. Oct 27–Yoruba Andabo. Red hot rhythms direct from Havanna. Member $32, non-members $36. 7:30pm. The Port Theatre, 125 Front Street, Nanaimo. Tickets & info, call 250-754-8550 or www.porttheatre.com SOCIETY OF ORGANIZED SERVICES Oct 13 OPEN HOUSE at the SOS Child, Youth & Family Centre, 245 West Hirst Ave, Parksville. Meet the staff and learn about SOS programs and services. Entertainment, refreshments. 1-3pm. Everyone Welcome. For info, call 248-2093. RHAPSODY Oct 20 Riveting season opener as the VI Symphony welcomes back pianist Ian Parker to play the robust Burleske by Richard Strauss and Gershwin’s phenomenal Rhapsody in Blue. Maestro Simard concludes this powerful evening with Kodály’s Háry János Suite. 7:30pm. Seniors $40. The Port Theatre, 125 Front St, Nanaimo. For tickets, call 250-754-8550 or www.porttheatre.com AN EVENING WITH WILLIAM JOSEPH Jan 16 Advance ticket sale. Classical Pianist and Classic Rocker–this performance follows on the heels of his national arena tour last month with Il Divo. Seniors $29.50. The Port Theatre, 125 Front St, Nanaimo. For tickets, call 250-7548550. OCTOBER 2007
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Senior-Friendly Services? Certified Senior Advisor (CSA)®
This can be YOUR GUARANTEE when you work with a CERTIFIED SENIOR ADVISOR (CSA) . ®
CSA’s are professionals from a variety of industries and services who have made the commitment and the investment to learn more about the processes of aging so that they can provide even greater levels of effective, sensitive, and relevant service to their mature clients. From Caregiving, Estate Planning, Spirituality, to Ethics, CSA’s study 24 different topics about aging. CSA’s must sign a Code of Professional Responsibility to commit to a higher standard of service, and must participate in a program of on-going continuing education.
CSA’s realize that “A life well lived deserves professionals well trained!” When you choose a professional who has earned the CSA designation, you can rest assured that you are working with someone who has committed to addressing the issues that are important to you. You are to be treated with respect, honesty and understanding. This is a relationship you can trust, and a referral you can make with confidence.
People First. Products Second. Seniors ALWAYS.
Make sure all professionals who serve you have obtained their Certified Senior Advisor (CSA)® designation.
You deserve no less.
CAROLE J. FARLEY, CSA
www.YoungAtHeartTravelClub.com
“Fun on the Fly for Over Fifty-Fives” (250)896-2109 Guaranteed Income with capital protection • Estate planning Bob Unwin PFP Senior Investment Executive at Scotia McLeod
(250)389-2110
MICHAEL D. FURLOT
HOME INSTEAD SENIOR CARE Non-medical companionship & home care
REAL ESTATE AGENT
TANYA STERLING, CA, CSA KPMG LLP
Royal LePage Coast Capital Realty Phone: (250) 592-4422 Toll Free 1 800 263-4753
(250)480-3562 • trsterling@kpmg.ca
CHERI CRAUSE, CFP, CSA
BARRY RISTO
Certified Financial Planner
(250)245-2052 • Ladysmith
(250)382-6565 victoria@homeinstead.com
bob_unwin@scotiamcleod.com
Don’t let your RRIF assets and other investments be decimated by the tax dept! Call 380-3096
Financial, Retirement & Estate Planning
Publisher, Senior Living magazine
Ad Sales - Vancouver (250)744-9545 or (604)807-8208 barryristo@seniorlivingmag.com
Rick Hoogendoorn, CSA
MATHIEU POWELL
Sales Rep, Senior Living magazine
Ad Sales - Vancouver Island (South) (250)704-6288 mpowell@seniorlivingmag.com
Obtain the CSA designation Your Way! 1) Live Class, 2) Self-Study Correspondence, or 3)46Fast Start SENIOR LIVING– Live Class with Self-Study. To learn more about our course offerings, go to www.CanadaCSA.com or call our toll free number at 1-877-272-9066 SENIOR_LIVING_ISLAND_OCT07.indd 46
Certified Senior Advisor (CSA)® 21/09/2007 6:38:48 PM
N
NEW K BOO
To Move or Not to Move? A Helpful Guide for Seniors Considering Their Residential Options
To Move or Not to Move?
To Move or Not to Move? A Helpful Guide for Seniors Considering Their Residential Options
MAGAZINE
Available
October 2007
Published by Senior Living
14.95 Buy it now! REG. PRICE: $
ONLY
$
9.95
If you are a senior who has been wondering lately whether you should consider moving - either because you find the maintenance of your current home more difficult due to diminishing ability or energy, or you simply want a lifestyle that allows you more freedom and less responsibility - then this is the book that can help you ask the right questions and find the solution that is right for you. • What residential options are available? • Define your current situation - What residential option is right for you? • How to research and assess Independent and Assisted Living residences. • What do Independent, Assisted Living and Complex Care facilities have to offer? • How much does it cost to live in an Assisted Living residence? What subsidies are available? • Thinking of moving in with family members? Questions to consider before making your decision. • Are there any other residential options besides Independent, Assisted Living and Complex Care facilities? • If you choose to stay in your own home, what are your options and what should you plan for? • Who can help you decide what you can or cannot afford? • Funding sources available to seniors - tax deductions, housing subsidies, home care subsidies, equipment loan programs, renovation grants, etc. • Selling your home - how to find the right realtor or relocation services to assist your move. • Plan your move - suggestions to make the process easier • Tax implications and/or benefits related to moving • Downsizing - Where do you start? How do you proceed? • Adapting your home to meet your mobility needs - tips and suggestions • Security measures; protecting your home; using medical alarm devices • Hiring home care services; do it yourself or hire an agency? • Legal matters - how to make sure you receive the care you desire should you not be able to communicate due to some incapacitating condition; appointing a trustee to make financial or medical decisions on your behalf. • AND MUCH MORE
Advice from professionals who are experts in the area of assisting seniors with their relocation questions and concerns. A handy reference guide for seniors and their families wrestling with the issues around whether relocation is the best optionThis 128-page book provides helpful, easy to read information and suggestions to help seniors and their families understand the decisions they need to make.
ORDER FORM
Name_______________________________________________ Address_____________________________________________ City_________________________________ Prov ___________ Postal Code_______________ Phone _____________________ Email _______________________________________________ ____ BOOKS @ $9.95 each
= $____________
GST (Add 6% on above total)
= $____________ TOTAL
= $____________
___ CHEQUE (make payable to Senior Living) ___ CREDIT CARD
____VISA ____MC ____AMEX
CARD NUMBER ______________________________ EXPIRY DATE ________________ NAME ON CARD _____________________________
Mail to: “To Move” Book Offer c/o Senior Living Box 153, 1581–H Hillside Ave., Victoria BC V8T 2C1 Free shipping to British Columbia addresses ONLY. To have book mailed to addresses outside of BC, please call Senior Living 250-479-4705 for shipping costs. Please allow 2 weeks for shipping. OCTOBER 2007
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Reflections
BY GIPP FORSTER
THEN & NOW
didn’t always need or wear glasses. I don’t need to now unless, of course, I want to see. When I was a kid, some other kids wore glasses and they went through some harassing times! They were called “four eyes,” “specs” and “professor.” So very glad I wasn’t part of the taunted, I joined the side of the taunters! I used to think anyone older than me who wore glasses was intelligent. You could always tell the smart ones by their glasses. Everybody knew that! I didn’t need my first pair of glasses until I was almost 40. So, I wasn’t too bright up ‘til then. I certainly improved after getting glasses though. We must think of glasses as an extra pair of eyes. Good eyes! It would be terrible if we had to get glasses for our glasses. A little while ago, I thought I was going to have to get glasses for my glasses. My vision was getting blurry and hazy – it was difficult to see. I complained to my wife, and she became concerned, too. She took my glasses to examine them and, lo and behold, when I put them on again, I could see clearly. I was elated! “What did you do?” I cried. “This is wonderful! You are a genius, a healer, perhaps even a prophet!” My wife, being a humble person, simply shook her head (almost sadly) and whispered, “I cleaned them, Einstein.” Then she quietly walked
away without further praise. (She calls me Einstein often, which proves just how much smarter I am since I started wearing glasses.) When I buy eyeglasses, I have to buy two pairs. Without an extra pair, how am I going to find my first pair when I misplace them? I tried wearing contact lenses, but I am nearsighted in one eye and farsighted in the other. With my contacts, I could see into the distance but I couldn’t read anything. So, I had to get a pair of reading glasses. Then, I kept losing a contact, so I had to get another pair of glasses to aid in the search for my lost contact. It all became so confusing that for a while I just walked around with my eyes closed. A little boy once told me that he really liked wearing glasses, especially at school. When asked why, he said, “Well, the boys don’t beat me up and the girls don’t try to kiss me.” It works when you are an adult, too! I haven’t been beaten up in years, and girls never try to kiss me. Even if they wanted to, I doubt they could catch me, now that I have a walker. Glasses used to make men seem sissified, at least to guys who didn’t wear them and who had their girlfriends’ names tattooed on their upper arms or chests – but not anymore. Many people wear glasses. Glasses are in. They’re stylish!
Order your Gipp Forster books, tape or CDs today from Senior Living’s Online Bookstore
www.seniorlivingmag.com Gift Yourself!
Also a thoughtful and inspiring Christmas or Birthday gift for family or friends. CDs - Gipp Forster’s Christmas Vol. 1 $16 - Gipp Forster’s Christmas Vol. 2 $16 BOOKS - “Gipp Forster’s Collected Ramblings” $10 - (New Release) “Reflections, Rejections and Other Breakfast Foods $14.95 GST and Shipping Costs will apply. Allow 2 weeks for delivery.
48
Photo: Krystle Wiseman
I
EYEGLASSES
Now, guys with tattoos wear them. As mentioned, I have had numerous pairs of glasses, but I’ve never had a tattoo. Just like glasses, tattoos are in too! Even the girls have them. I can’t imagine how, when eventually they become grandmothers or great-grandmothers, they will respond to their grandkids’ or great-grandkids’ request to see their tattoo! A sunrise when they first got it will be a sunset on a sea of relaxed skin when they unveil it to the inquisitive eyes of the future. Their grandkids and great-grandkids may need glasses to see it, but I hope they only need one pair. Now that I think of it, I might get a tattoo so my wife will look at me more as a sailor than a couch potato. I could have a sailboat tattooed on my arm and wear short-sleeved shirts. And when I shake the loose skin on my upper arm, it would look like the sailboat is in a violent storm. It would be impressive – especially if I had my glasses on while I did it. Intelligence and adventure all wrapped up in one package! She’d probably be struck with such admiration, she would be at a loss for words; just like when I gave her that three-way flashlight for her birthday! At any rate, I am going to get my other pair of glasses and watch a little television. Now, where did I put them? SL
SENIOR LIVING
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Come fly
with me A year ago, none of us knew each other. We weren’t looking for new friends when we came to Lifestyle. One day at lunch, we started talking about 5-cent ice-cream cones , the Eaton’s catalogue, our favourite hockey players when there were only six teams, and Frank Sinatra. The next thing we knew, we were singing “Come Fly With Me” at the piano. We drew quite a crowd. Now, we can’t imagine not knowing each other.
www.lrc.ca
The Kensington
Parkwood Place
Parkwood Court
3965 SHELBOURNE ST., VICTORIA (250) 477-1232
3051 SHELBOURNE ST., VICTORIA (250) 598-1565
3000 SHELBOURNE ST., VICTORIA (250) 598-1575
“Finding a friend is the best discovery of all”
Berwick House Victoria (250) 721-4062
–Chinese Proverb Independence, Comfort, Security and Companionship, this is what we offer at Berwick Retirement Communities. We provide you with a spacious apartment to furnish as you wish, do all the cooking and weekly cleaning, plan optional social and recreational activities for your enjoyment 7 days a week, and even provide good neighbours to share your time with. We're here to help you stay healthy, active and inspired to live life to the fullest!
Berwick On The Lake Nanaimo (250) 729-7995
Berwick On The Park Kamloops (250) 377-7275 Berwick Comox Valley Comox (250) 339-1690 Berwick Royal Oak [Opening Spring 2008] (250) 386-4680
Island Owned & Managed www.berwickrc.com
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A C M LM ON O O ST V S R E- T U IN CO CT LA M IO TE PL N 20 ETE 07 Construction is nearing completion of an enriching full-service rental retirement community. Opening in late 2007, Origin at Longwood boasts a tranquil forested setting with elegant dining, wellness spa featuring a ďŹ tness centre and indoor pool, among many other amenities. Origin at Longwood is designed to promote an enriching and vibrant lifestyle. Origin at Longwood Leasing Centre Longwood Station, #5-5769 Turner Road
751-7755 www.origin.ca
2 BEDROOM SUITES STILL AVAILABLE PROUDLY MANAGED BY
DEVELOPED BY
www.origin.ca
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