Senior Living Magazine December 2013 by INSPIRED 55+ Lifestyle Magazine

DECEMBER 2013 TM

50+ Active Living Magazine

Christmas Mexican-style

Plus• Snowbird’s

Season’s Greetings from Senior Living

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Home Away From Home

• Purchasing US Property • Smartphone Travel Tips DECEMBER 2013

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Give a second chance at a happy life… there is no better holiday gift you can give an animal in need. Make a donation of stock or include a gift in your will to set tails wagging! Visit us today at spca.bc.ca/support or contact: Yolanda Benoit ybenoit@spca.bc.ca 1.800.665.1868 2

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Look Closer… What do you see people, what do you see Is it just an old man when you look at me Do you see that in my life I was brave, strong and true That I built a home and a family that I loved through and through That I could ﬁx anything, lead Sunday drives and was a huge hockey fan Do you know that I took pride in being a generous and kind man Now my wife has gone before me and I ﬁnd myself sad When I remember the joys and the great fun we often had Here I am left with a frail body and mind Depending on others and hoping they’ll be kind If I could ask you anything it would be to realize My life still has meaning, – I’m sure you can see it in my eyes I am still here and I am still that same guy But now what’s important has only come to be That you look closer, look close and…

See Me.

The Eldercare Foundation enhances the care, comfort, dignity and independence of hundreds of elderly residents living in care facilities and generally supports elderly persons living on Vancouver Island by funding community programs and education for seniors and their caregivers.

Outdated equipment needs to be replaced, community programs that allow people to stay in their homes longer need to be funded and care facilities need to feel more like home. It will require just over one million dollars to fill these urgent needs alone. Funds to provide valuable education and research to improve the way the elderly are cared for are also urgently needed. Please consider donating today. Your legacy will help us enhance quality of life for our valued elders for generations to come.

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FEATURES 6 Our Family Christmas Mexican Style

One family heads south for the holidays, where there is something for everyone – across the generations.

Helma Swinkels spearheaded a company that imports and sells terracotta ceramics, raising funds for charity.

10 Snowbird Real Estate Hints

32 Ageless India

Thinking of buying a US holiday home? Be sure to do your homework ﬁrst!

13 Home Away From Home

DEPARTMENTS

18 Snowbirds and Taxation

38 Classiﬁeds

How the IRS and CRA determines if you are a snowbird or simply a visitor.

20 Snowbird Smartphone Tips

COLUMNS 4 The Family Caregiver

Don’t come home to a shocking cellphone bill. Follow these tips for worry-free connections.

22 The Power to Create

Largely self-taught, Delta artist Jen Conway began to pursue art when she discovered her creative genes.

24 The Last Act Can Be the Best! Joy Coghill is of the pioneering generation that brought performing arts in Canada to a professional level. She is also co-founder of PAL Vancouver.

by Barbara Small

36 Courageous & Outrageous by Pat Nichol

37 Ask Goldie

by Goldie Carlow

39 Fit for the Adventure by Eve Lees

40 Reﬂections: Then & Now by Gipp Forster

Cover Photo: Rick and Irene Butler don sombreros during their family Mexican Christmas holiday. Story page 6. Photo: Glenda Biedler

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Senior Living is published by Stratis Publishing.

Editor Bobbie Jo Reid editor@seniorlivingmag.com Ofﬁce Manager Shayna Horne 250-479-4705 ofﬁce@seniorlivingmag.com Advertising Colevin Crause 250-479-4705 ext 102 Kathie Wagner 250-479-4705 ext 103 For advertising information, call 250-479-4705 sales@seniorlivingmag.com

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A short, action-packed week in India makes an impact and creates memories for a lifetime.

These snowbirds ﬁnd the perfect spot to park their RV to escape the wet West Coast winter.

Publishers Barbara Risto Barry Risto

28 When Fundraising is a Beautiful Dish

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Head Ofﬁce Contact Information: Box 153, 1581-H Hillside Ave., Victoria BC V8T 2C1 Phone 250-479-4705 Fax 250-479-4808 Toll-free 1-877-479-4705 E-mail ofﬁce@seniorlivingmag.com Website www.seniorlivingmag.com Subscriptions: $32 (includes GST, postage and handling) for 12 issues. Canadian residents only. No portion of this publication may be reproduced in whole or in part without written permission from the publisher. Senior Living is an independent publication and its articles imply no endorsement of any products or services. The views expressed herein are not necessarily those of the publisher. Unsolicited articles are welcome and should be e-mailed to editor@seniorlivingmag. com Senior Living is distributed free throughout British Columbia. Stratis Publishing Ltd. publishes Senior Living (12 issues per year). ISSN 17103584 (Print) ISSN 1911-6403 (Online)

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THE FAMILY CAREGIVER

Holiday Gift Ideas for the Family Caregiver

aregiving does not stop during the holiday season. Often it can become even more stressful with the added demands, expectations and emotions associated with this time of year. When it comes to gift giving, rather than simply buying another “thing” for the family and friend caregivers in your life – focus on gifts that will help reduce the demands of caregiving and allow the caregiver to get time away with an opportunity to enjoy and replenish themselves. Some of the following gift ideas will have a monetary price and others will simply mean giving your time and energy. Give the gift of: • Respite: Arrange to stay with the care recipient while the caregiver takes some time to do something for themselves – whether inside the home or elsewhere. Or give them a gift certificate from a home support agency so they can arrange to have a home support worker come in and supply respite. Also, most private residential care facilities have respite beds available for a fee for a few days or a few weeks. • Freedom from chores: Often the regular household chores and daily errands get pushed aside by the more essential requirements of caregiving. Either arrange to do some of the household chores yourself or purchase a gift certificate for a service that will take care of some of these daily demands such as cooking, house cleaning, grocery shopping or gardening. • Fun and laughter: Take the caregiver out for a meal, to a

play or a holiday event. Arrange for the care recipient to be cared for while the caregiver is out. Or bring fun to their home – bring dinner in, rent a funny video, play cards or have a games night. Include the person receiving care as BY BARBARA SMALL well if appropriate. This can give both people an opportunity to participate in an activity that is not focused on caregiving. • Relaxation: Treat the caregiver to a pedicure, massage or other relaxing experiences with a gift certificate. If finances are a concern, ask family members and friends to chip in. • Appreciation: Acknowledge the caregiver’s hard work with verbal appreciation or a thank you card. Recognition of their time and effort is often enough to make a caregiver feel appreciated. Taking time to show your gratitude to the family caregivers in your life can help them stay strong, healthy and better SL able to caregive for as long as is needed. Next month: The Importance of Your Own Health As Well Barbara Small is the Program Development Coordinator for Family Caregivers’ Network Society located in Victoria, BC. www.familycaregiversnetwork.org

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DECEMBER 2013

Holiday Travel

Our Family Christmas Mexican Style BY IRENE BUTLER

“H

ow about a Christmas of sun, surf and sand?” dren in tow go about their business. Tarp-covered souvenir gives rise to cheers louder than a mariachi vendors and snack-food wagons line the streets. We delight band from our five sons and their families. in our younger grandchildren making purchases with their Being scattered across Canada, it has been a long time gift of pesos – Ruby (aged 7) a sparkly pink purse, Breanna since all our children and grandchildren have spent a holi- (also 7) corn-row-braided hair, and Leif (aged 9) a handday season together. Most reside in Manitoba (brrrr), and woven name bracelet. Our daily routine is for each family breakfasting and since my husband Rick and I retired in British Columbia 12 years ago, we do our best to avoid prairie winters – add- lunching “when ready,” but come suppertime we all deing another sound reason to scend upon the buffet to round’em up and head’em heap our plates and swap down south. stories about our day like a The Royal Decameron flock of riotous macaws. Resort in Puerto Vallarta With turn-taking to care is the perfect spot to let’em for wee ones snuggled in loose, as with 18 family bed, evenings are for the members ranging in age rest of us to reminisce about from 7 to 68 (me) ideas younger years together over about what is considered a Mexican beer or cocktails fun differs, and each family with names like “No Way following their own agenda José” and “Pink Panther.” during the day is a sanityOur young teen grandson saver. Our three youngest tosses back wild fruit-juice grandchildren can’t get concoctions. Our over-18 enough pool and ocean grandkids strut their nascent time; their skin resembling adult status by taking in the potatoes left too long in a resort’s disco. No longer The Butler clan enjoys a Mexican-style Christmas feast. bin. Our older grandkids being night hawks, Rick and we adults cultivate tans (some more flaming red from and I mosey to our room before midnight, so not sure how not gauging the overzealous tropical sun). Rick often drags long the merry-making goes on… probably a good thing. me away for a walk along the shoreline; his ulterior moChristmas Eve calls for a formal à la carte feast at the tive is another go at hefting the beach bar-bells, and most resort’s Italian Restaurant. After divine shrimp risotto and mornings find us pondering moves on a giant outdoor chess beef medallion, topped-off with exquisite tiramisu, we hop taxi-vans to a small church, for which understanding Spanboard under palms rustled by ocean breezes. Rick and I forgo adrenaline-junkie escapades, such as ish is not needed to be caught up in the joyous celebration. when our flock leave on quads over teeth-rattling dirt paths, Santa found his way to Grandma and Grandpa’s room but we are always ready for fun walks with the whole gang during the night, much to the relief of three afore mentioned to the nearby town of Bucerias. En route the first time, I pint-size-ers, who gleefully shred wrapping paper and spend shout, “I may have sunstroke! Or does everyone see British hours absorbed in their new acquisitions. Columbia license plates on vehicles.” Locals have amusChristmas Day’s supper choice is Mexican Fusion – deingly dubbed their community BCerias for the volume of lectable tamale, shrimp-stuffed enchiladas, melt-in-yourpeople from our fair province frequenting the area, renting mouth sweets, ample good wine and much laughter. With apartments or purchasing condos. the exchanging of small gifts and loving sentiments, I don’t Over the “Kissing Bridge” (and a stop to follow tradition disappoint the family waiting for me to succumb to my ocuwith a smooch), the quaint town centre explodes with a taste lar version of Niagara Falls. of culture. Old men sit and smoke on benches facing the On our last full day together, all are on-board for the sea, seemingly reliving the past. Local families with chil- grand finale – a private whale watching/snorkeling char68

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ter. We know a whale-of-a-time is in store when Kimi, our guide, has us in stiches within minutes with his humorous quips, while a focused “el captán” mans the wheel, and deckhands rig the sails.

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An early morning chess game between the author and her husband Rick.

Curious and playful dolphins crest the water in twos alongside the boat, some crossing underneath and popping up on the opposite side. Our captain suddenly veers to the right and steers us to the outer circle of a half-dozen whalewatching rigs. “Ha,ha, they don’t like your boat,” taunts Kimi as the whales leave the other boats already in the ring and move closer to ours.

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One gigantic fellow surfaces with a fire-hose velocity geyser of air and water from his blow hole. An eye the size of a dinner plate looks us over before his massive girth Granny and Gramps get in on family fun in the pool.

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swells out of the water, rounds downward and with a resounding tail slap leaves a large shimmering water-mirror in its wake. Squeals and cheers escape us! It is then onto the grey volcanic rock of the Marieta Islands. The ledges are heavy with Cormorants. Magnificent Frigates with two-metre wingspans surf the air waves, ready

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to swoop at lightning speed and snatch prey from the mouths of other species. Kimi points and shouts, “Blue-footed Boobies over there! They’re only found in two places in the world – the Galapagos and these Pacific islands.” The motorboat being towed behind our vessel is brought portside for us to board with our snorkel gear. Kimi doles out instructions on the way to an island with a sizable arch, which we are to snorkel through to a hidden beach. I nervously slip into the thrashing waves, but within moments my jitters are forgotten in this world of dazzling coral and colourful fishes. Leif, who had splurged on a disposable underwater camera, darts about like a red snapper capturing us in the deep blue. Back on board we swap notes about our exhilarating experience. With the next day’s dawn, flights take us back to the mundane. The prairie families are met with -35 degrees Celsius, making us Vancouverites thankful for our rainy +2. From morning smiles over full-bodied coffee to magical sunsets, much of Rick’s and my enjoyment entailed watching our brood frolicking in this carefree setting. Our Mexican Family Christmas is one that will long be remembered in our minds SL and hearts… and at least a thousand shared photos.

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Snowbird Travel

SNOWBIRD REAL ESTATE HINTS “W

BY JOHN THOMSON

e have games – snow golf, snow shoe racing and cattle roping,” says Canadian snowbird Dan Simpson from White Rock BC. “Last year we had pony rides.” Dan has emceed The Great Canadian Picnic, an annual get together just north of Scottsdale, Arizona for the past 10 years. The Picnic kicks off “Canada Week” every February and draws over 2,500 Canadians and their American hosts in a cross-border fun fest. Arizona, along with California, is a favourite destination for BC snowbirds. Dan bought his 2,100-square-foot winter retreat for US$210,000 16 years ago. The market’s gone up and down since then – right now it’s on the rebound – but there are still bargains to be had. The Canadian dollar is still strong, the Sun Belt is still beckoning and purchasing a US vacation home is still an attractive proposition. However, there are several things to consider, especially tax issues, before taking flight.

PURCHASING YOUR SNOWBIRD DREAM HOME

Dan paid cash for his Scottsdale property. So do a lot of snowbirds. “I wrote a cheque,” he says. That’s partly because American lenders are still smarting from the 2008 meltdown and have made it difficult for Canadians to get a mortgage. “On an investment home, there is slim to nil financing for a foreign national,” says realtor Diane Olson, originally from Winnipeg and now selling homes in the Scottsdale area. “Most people don’t want to be bothered with the fluctuations in the Canadian dollar,” she adds. Trusts are another way to purchase US property and while they’re a popular option for American snowbirds, trusts can be problematic for Canadians. “There’s usually special drafting in order to properly structure it for US exposure,” says cross-border tax expert Christa Walkden of 49th Parallel Tax Services. Trusts are do-able, she says, but they need special finessing to meet the buyer’s needs and financial situation.

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Regardless, buying a home is a little different in the States. Title companies use third-party escrow agents to seal the deal although Diane Olson says that doesn’t mean Canadians can’t hire a lawyer if it makes them feel better.

RENTING OUT YOUR HOME IN THE OFF-SEASON

“I’m paying a thousand a month when I’m not there,” says Dan, who is compelled to return to Canada six months of the year. His costs include homeowners insurance, taxes and US$115 a month to keep his pool clean. Nevertheless, Dan keeps his vacation home empty and loans it out to friends and relatives when he’s not there. A lot of snowbirds follow his example and use a property management company to keep the home ship shape. Others depend on rental income to maintain their property and hopefully turn a profit. “We only go out there six weeks a year in January and February,” says Marie Svindt from Okotoks, Alberta, “and then we rent it out for the remainder of the time.” Canadians meet and mingle in a sea of red and white at the annual Great Canadian Picnic.

Horticultural To ��

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Marie rents out her three-bedroom Scottsdale condo for a minimum stay of seven days. Because she’s a foreign national, her tenants are required to withhold 30 per cent of the rent and submit it to the IRS on her behalf. Canadian property owners can avoid this requirement by giving the tenant a special form and agreeing to file a return with the American tax collectors. “So then the amount of US tax assessed is on a net basis,” says Walkden. This allows the property owner to deduct expenses. In Marie’s case, she declares her rental income to both the IRS and Revenue Canada and, since expenses equal income, she has yet to pay any tax on her rental income in either country.

SELLING YOUR US VACATION HOME

Should the Svindts wish to sell in the future, though, it gets more complicated. Whoever buys their vacation home is required to withhold 10 per cent of the sale price at closing and remit it to the Internal Revenue Service. The Svindts are also required to pay tax on the capital gain. “If the tax on the gain or loss is less than 10 per cent of the selling price then they can apply for a withholding tax exemption certificate,” says Walkden. The tax on the gain or loss is

Your Legacy Is Her Future.

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Live Well. Age Well.

held in escrow until closing at which time the IRS releases the withholding tax exemptions. Whatever that number is, the escrow agent will remit it to the IRS and then the balance will go back to the seller. It’s a way to get your money sooner.” Revenue Canada will also tax the capital gain but any tax that is paid in the US is eligible for credit in Canada. It’s called the foreign tax credit. “So at the end of the day, you’re paying most of the tax to the US and then if the Canadian rate is a little higher you’re just paying that difference to the CRA,” says Walkden.

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In the US, estate tax is calculated on the value of the property at death, not on the capital gain, whereas Canada taxes on its appreciation. This exposes the estate to double taxation, but there are exemptions. “It’s the value of your property relative to your overall worldwide assets, so if you have worldwide assets of under $5 million in 2013, you’re probably good to go,” says Cheyenne Reese, a cross-border tax expert with Legacy Tax + Trust Lawyers. As for dealing with Revenue Canada, Reese says the easiest way to handle future capital gains is to incorporate estate planning into your will. “We often re-do their [snowbird] wills and do estate tax planning in their wills. Regular Canadian wills have probate provisions in them and so we can usually avoid the whole problem that way.”

GETTING YOUR DUCKS IN ORDER

“You helped me live my life, not my disease.” “The centre staff helped me discover how to enjoy life again.” ��

The bottom line? Do your homework. Revenue Canada is a great place to start. Its pamphlet Canadian Residents Going Down South is available on the CRA website. The Canadian Snowbird Association at www.snowbirds.org carries US tax forms. Above all, consult a cross-border tax expert on this side of the divide to bring you up to speed on present and future tax implications. And don’t forget that exploratory trip to check things out. Then you too, like North Vancouver snowbird Mark Shaughnessy, can have the best of both worlds. “We first went down to the area in late March 2009 on a two-week trip with my mother to escape the unusually cold winter,” says Mark. He bought his three-bedroom home in La Quinta, California three months later after dropping in on an open house. “We knew what we wanted in a vacation rental and decorated accordingly. We also wanted a place where we could go two to three times a year for a getaway from Vancouver. All of the 88 guests we‘ve had over the past four years have given us five-star reviews and all of them have loved the house.” Mark has it all – a winter retreat, rental income and peace SL of mind. This article is for information purposes only. For advice specific to your situation, contact your real estate professional, CRA and the IRS.

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Snowbird Travel

Home Away From Home in Hemet BY JANE CASSIE

hen my husband, Brent, asks if I want to go on another RV vacation, I give him the two thumbs up. After breaking in our fifth wheel during a recent Kootenay trip, I know what we’re in for – wilderness campgrounds, untarnished landscapes, peace and solitude – being a “back-to-nature gal,” he has my approval! “I was thinking about something more civilized this time,” he responds. “How ’bout we try the snowbird thing?” Being freckled with RV parks, I’d heard that both Mesa and Palm Springs were magnets for golden rovers. And though I’m totally ready to escape our west coast drizzle, I’m not yet sold on the idea of senior summer camp. “Aren’t we a little premature for this laid-back lifestyle?” I ask skeptically, when picturing these scooter-friendly resorts. “Haven’t you heard?” he quickly quips back. “Sixty years old is now the new 40. Check out this action-packed oasis in Hemet.” I have to admit, even online, the Golden Village Palms RV Resort looks pretty impressive. A welcoming roadway, bordered by billowy palms, encircles the central clubhouse and leads to a thousand spacious sites. Just steps away are palatial pools, soothing hot tubs and

Daily happy hour.

pleasure pastimes that include everything from sand and water volleyball to yoga and Zumba classes. “Check out their new pickleball courts,” Brent baits, knowing this outdoor playpen will tweak my interest. The growing court sport, a combo of tennis, badminton and ping pong, is big in our community of South Surrey and, since retirement, has been our go-to activity. That’s pretty much the deciding factor. Before I know it, we’re packing up the gear, hitching up our tag-along and heading for I-5, a fast track freeway that, in just three days, leads us to sunny California and this home away from home. The city of Hemet, population 80,000, sprawls over the flatlands of Riverside County and is backed by scenic San Jacinto peaks. Orange trees flank Florida

Avenue, a main byway that links us from its once-thriving old town to the now bustling big boxes and chain stores. While whizzing past Target, Marshalls and Ross I make a mental note of their location. One thing is for certain – I can always default to shopping mode if this RV lifestyle isn’t my thing. Fortunately, these popular retail haunts are just a short stroll away. It doesn’t take long to realize this won’t be necessary. Soon after checking in and selecting our site, the action begins. At a wine and cheese welcome reception we’re given a run-down on the upcoming events and introduced to Manager, Michael Carle, staff, volunteers and our new neighbours, many of whom are Canadian and within our boomer age bracket – Sue and Neil from Chilliwack,

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Linda and Tom from Parksville, Janice and Dale from White Rock – so many new names and faces, it’s like playing a crazy game of memory when trying to recall who’s who. Everyone is friendly. All are happy. And after hearing what’s in store, it’s understandable – golf sessions, games nights, Sat-

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www.wellsgraytours.com urday dances. We can join the crafty and learn how to carve wood, paint canvases or sew quilts, challenge the gamey in bridge, shuffleboard and cribbage, take part in a ladies’ night, fashion show and talent hour, or compete in one of the many tournaments that covers the gamut from golf course to our favourite pickleball court. We discover that some events are freebies while others are a

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of Active Living

minimal charge – with most of the proceeds going to a worthy cause. Whether it’s benefitting cancer awareness, teen moms or, this year’s special project, a new canine unit for the Hemet Police Department, it’s clear – this resort is cohesive with the community and well-supported by helping hands. “There’s no excuse for boredom here,” Events Coordinator Tracie Rodgers says with a smile, when reviewing the jammedpacked calendar. “Just look over the selection, pick your passion and sign up in the activity office.” I can feel my Type-A personality kick into overdrive as a multi-coloured highlighter goes to work. For the first few days, we’re like a couple of kids at Christmastime – making a hearty attempt to try out every toy under this humungous activity tree. Between daily fitness and pool time, we squeeze in special events like a car show, Canada Day, horse races, a health fair – and dance to cover musicians who pay tribute to famed groups like Chicago, Fleetwood Mac and The Rolling Stones. Even Kalli, our canine, gets in on the fun. As well as strutting her stuff at the dog park and pet parade, she wags and sniffs while we schmooze and sip at Bark and Wine, a weekly gathering, put on by Happy Puppy Paradise. Complimentary libations also flow beyond this popular pup-pen. On taste-testing Fridays there’s everything from specialty cognacs and liqueurs to fine wines and moonshine. During bountiful Beerfest, the lagers, pilsners and stouts come out. And whenever the dangling cans from the freebie beer cart clank along our hedge-trimmed roadways, we’re all on full

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DECEMBER 2013

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LEGION MANOR VICTORIA

alert. Like the roving ice cream truck, this surprise treat-mobile is music to our ears – substituting dilly bars, of course, for a keg of thirst-quenching pale ale.

Your comfort is our goal.

A Great Place to Call Home Season’s Greetings from all of us at Legion Manor Victoria.

Devil’s Slide trail offers unsurpassed vistas.

Come by during the festive season for a personal tour and cup of good cheer!

7 6 0 1 E a s t S a a n i c h R o a d , S a a n i c h t o n BC

Call us today for information or to book a tour 250-652-3261 legionmanor@shaw.ca | www.legionmanorvictoria.com

Before long, our bio-rhythms fall into sync with this relaxing lifestyle and, like an RV land-cruise, we explore other ports beyond the resort’s iron gates. An hour-and-a-half drive south-

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Photos: Brent Cassie

Legion Membership not required

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west gets us to San Diego’s stunning beaches, with a must-see stop halfway at the western-replicated Old Town Temecula. An hour northeast leads to Palm Springs, where we pose beneath the mega statue of Marilyn Monroe and browse chichi shops along Palm Canyon Drive. Closer to Hemet, we tee off weekly at Golden Era, one of the dozen manicured, dirt-cheap, golf courses (a third the price of our green fees back home), bike the shoreline of man-made lakes and hike a few of the paths that score the valley’s boulder-studded backdrop. Two days before checkout, we take Highway 74, a curvy, queasy mile-high route that leads to the mountain town of Idyllwild. Funky galleries and gift shops link up along the pine-shaded streets and just beyond is a network of trails that weave throughout the San Jacinto Wilderness. “Here’s to peace and solitude,” Brent says, as we plod up Devil’s Slide, a 4km snow-laden ascent that offers unsurpassed vistas. “That’s what you were hoping for right?” There’s a momentary pause in the conversation as I reflect on more imminent issues – happy hour will be in full gear by the time we get back, the banquet room needs decorating for tomorrow’s pickleball potluck and we need to reserve our site for next year – doubling the length of our stay! “I’ve come to a new revelation,” I finally respond with a grin, “as well as being a ‘back-to-nature gal,’ I’m now a true blue snowbirder.” SL For IF YOU GO information, visit www.seniorlivingmag. com/articles/homeinhemet

Big Brothers Big Sisters of Victoria changes lives. And so do your donations. There are over 600 children in our community looking for a Big Brother or Big Sister.

You can help them reach their full potential by considering a charitable donation. For more information please visit us online at www.bbbsvictoria.com Or call our Executive Director, Rhonda Brown 250-475-1117 ext. 47

THE DIFFERENCE YOU MAKE COULD BE LIFE ITSELF

The gift you leave in your Will helps thousands of women and newborns each year. Every gift makes a real difference. With a legacy to BC Women’s Hospital Foundation you transform the lives of others for generations to come. LEARN MORE + MAKE A GIFT AT www.bcwomensfoundation.org OR CALL 604.875.2270 WWW.SENIORLIVINGMAG.COM

DECEMBER 2013

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Snowbirds and Taxation Why Study with a Registered Music Teacher?

Because You Deserve the Best !

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nowbirds” are retirees who, while maintaining residential ties with Canada, spend their winters in the United States. If you are one of these Canadian residents and were present in the US for 31 days or more in the current tax year, you may be considered to have a “substantial presence.” This means you could be subject to special reporting requirements with the Internal Revenue Service (IRS). To find out if you have a “substantial presence” in the United States, complete the following calculation: • Determine the number of days you were present in the United States in the current tax year. • To this figure, add 1/3 of the number of days you were present in the United States in the preceding year. • Then add 1/6 of the number of days you were present in the United States in the second preceding year. If the total number of days you were present in the US is more than 182, then you are substantially present. Here’s an example: If you were present in the United States for the following number of days: Current tax year 115 days Preceding year 150 days 2nd preceding year 120 days

To determine if there is a substantial presence, add the following numbers as shown: 115 days x 1 = 115 150 days x 1/3 = 50 120 days x 1/6 = 20 Total = 185 Because the total is more than 182, you are considered to have had a substantial presence in the United States in the current taxation year. If you do not have substantial presence, or are present in the United States for less than 31 days in the current year, nothing is required unless you have US income or income connected with the conduct of a US business. More Than 30, Less Than 183 If you are present in the United States for a period of time greater than 30 days and less than 183 days, and have a substantial presence, one of two following options must be taken: File Form 8840 – Closer Connection Exception Statement for Aliens; or claim an exemption from tax under the tie-breaker rules of the Canada – United States tax treaty. Tax rules change from time to time. Please verify this information with RevSL enue Canada or with the IRS.

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C:\TIS 2013 NEW FILES\2013 Senior Living ad MAY final curves.cdr Thursday, May 09, 2013 3:38:34 PM

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DECEMBER 2013

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Snowbird Travel

Snowbird Smartphone Travel Tips BY DARCI LAROCQUE

id you know you can inadvertently incur a high wireless bill on your smartphone* when you travel outside Canada? If you travel internationally, even just across the border to the US and use your smartphone to talk, text, read email, browse the Internet, etc., you could possibly come home to a substantial bill. It happens more often than most people realize. When I am presenting about this topic I always ask the audience what is the largest bill they have received after a trip away and, inevitably, I hear anywhere from a few hundred dollars to as high as $17,000! When getting a wireless plan from the carrier, consumers usually choose a voice plan, a SMS/Texting plan and a data plan. You need to know the difference between these three parts of your plan or it could end up costing you a ton of money.

IN A NUTSHELL: VOICE allows talking and requires a phone number. SMS (also known as Texting) allows texting and requires a phone number. DATA is everything else! Anything you do that doesn’t require a phone number is data. For example, browsing, emailing, downloading apps, iMessage (iPhone/iPad Messaging) or BBM (BlackBerry Messenger), PIN message, etc. All of these use your data plan. It is important to know this because data can be free, if you understand how it works. Here are a few tips to help minimize costs when travelling. (Illustrated with the two most popular smartphones, 20 22

SENIOR LIVING

iPhone and BlackBerry, but all smartphones have the same ability).

that you can keep the same US number as long as you activate it annually.

1. CALL YOUR CARRIER Always call your carrier BEFORE you go on your trip. Find out how much an add-on plan will cost for the area you are travelling to. The carrier’s add-on plans can be expensive, but not as costly as going without a plan!

3. TURN DATA ROAMING OFF To avoid unwanted data roaming charges when you are outside your carrier’s network, you can turn data roaming off so your smartphone will only transmit data over Wi-Fi (once you have connected it to a Wi-Fi network). Here’s how: iPhone • Settings > General > Network > Data Roaming BlackBerry • Manage Connections > Mobile Network Options > While Roaming

TIP: People tend to think that unlimited plans means anywhere in the world. Generally, that is not the case. Usually unlimited means only in your home network (Canada), so you will probably incur roaming charges as soon as you pick up a foreign carrier like ATT, Verizon, etc. Even sitting at the border on the Canadian side, the US carrier’s signal strength is more powerful, so your device may pick that up and you may incur charges while still in Canada. 2. PURCHASE A SIM OR WI-FI HOTSPOT BEFORE YOU GO If you’re travelling to the US, contact your service provider about plans to save money. Many offer inexpensive voice, data and texting plans. Check out your carrier’s website or call them to speak to a live person. I purchase a SIM and a Wi-Fi hotspot. That means I don’t have to worry if the hotel has Wi-Fi or not, I just bring my own along. If you purchase a SIM card, check WWW.SENIORLIVINGMAG.COM

4. USE Wi-Fi There is often confusion around WiFi, also known as wireless. You probably know how to set up your laptop on a wireless network and your smartphone is no different. You can use a coffee shop or hotel network almost everywhere in the world now. Here’s how: iPhone • Settings > Wi-Fi > Choose a Network BlackBerry • Manage Connections > Enable Wi-Fi > Setup a Wi-Fi Network > Select a Wi-Fi Network to connect to TIP: To make sure you’re actually connected properly to a Wi-Fi network, you can temporarily disable the carrier connection and if you can still browse and get email you are good to go! 5. CALLING CARDS If you use your smartphone to make

FINAL THOUGHTS The CRTC has made some changes that will impact how carriers can charge their customers. I have been waiting for this for years, so let’s hope the carriers adhere to the new regulations that start this month. Find out more at www. crtc.gc.ca/eng/info_sht/t14.htm Start thinking smarter and using your devices’ capabilities to save money. That way, you can enjoy that second Pina Colada while relaxing worry-free on your favourite Florida beach.. TIDBIT: Voicemail indicator may not work in other countries, so if you are expecting a message, don’t rely on the indicator when travelling internationally. * A smartphone is a wireless device that lets you make telephone calls and text but also allows you the ability to email, browse the Internet, download apps, etc. Examples of Smartphones are iPhone, BlackBerry and Samsung GalSL axy phones.

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the call to the calling card number, you may still incur long distance roaming charges, so check with the calling card vendor first. It may be cheaper to use the hotel room phone, but check out their charges first.

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VAC, WCB accepted. * Registered under the College of Speech and Hearing Health Professionals of BC. No fees and no purchase necessary. Complimentary Hearing Screenings are only applicable for customers over 50 years of age. See clinic for details.®CAA and CAA logo trademarks owned by, and use is granted by, the Canadian Automobile Association. ™CAA Rewards is used by the Canadian Automobile Association.

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DECEMBER 2013

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Artist Proﬁle

THE POWER TO CREATE

BY BEV YAWORSKI

life-size paper maché giraffe she created became a show stopper standing outside a West Vancouver store – an art piece purchased by the shop owner. Artist Jen Conway creating in her home studio.

Photo: Bev Yaworski

elta artist Jen Conway describes herself as a late starter to the art world. “I am developing that which we all have within us: the power to create,” she says. “I am largely self-taught with the exception of that important first introduction to drawing, form and colour that lit the fire.” Born and raised in Africa, Jen has had the opportunity to experience a wide range of scenery, from the harsh, starkness of many African landscapes to the lush and rugged beauty of British Columbia. She has exhibited her art in a variety of Metro Vancouver shows and has also been commissioned to paint portraits in South Africa, London, England and Vancouver. Jen’s move toward art began in 2002. “My youngest son is an artist, and I was very interested in his art. Then it dawned on me, my sister was also an artist. I thought, oh we must have artistic genes on this side of my family. Why don’t I try art too? Around that time, a friend of mine, who had also emigrated from South Africa, was teaching art here in BC and she asked me to join in the class. She taught me the basics – such as how to draw a bottle, perspective, colour and other art aspects.” “Eventually, I got the hang of it,” says Jen. “I had about 15 lessons and then my friend said, ‘why don’t we join together and paint and you don’t have to pay me for lessons.’” Ten years later, Jen’s talent has blossomed into a colourfully, creative portfolio of watercolours, acrylic, oil and mixed media art. Her recent subject material has included her beloved grandchildren, Fraser River boats, African animals, beautiful landscapes and vibrant flowers. Now living in Ladner, near the Fraser River, water scenes are often subjects for her art. Elephants and giraffes re-appear in her images, reminiscent of her early life in South Africa. A stunning

From South Africa to West Vancouver, Jen’s journey is a story of sacrifice, struggle, strength and success – one often mirrored by other immigrants living through turbulent times in the ’70s and ’80s of South Africa’s apartheid conditions. Eventually, Jen left her family and moved to Rhodesia, where she met and married her husband, who owned and operated a coffee farm. Unfortunately, it wasn’t long before Rhodesia – a country that became Zimbabwe – also suffered human rights abuses and violent land reform measures. Jen, her husband, and their four young children fled Zimbabwe in 1982 during the turmoil of terrorism and political unrest.

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They arrived in West Vancouver with only a few suitcases and no assets as their African money was worthless. Jen’s husband found work as an accountant, while Jen raised the children and, later, worked as a secretary. The Conways continue to stay connected with Africa through family and friends, and are involved with the Rotary Club, a volunteer organization engaged in humanitarian projects. According to the United Nations, African countries such as Zimbabwe are in dire need of humanitarian assistance with food, health, water and sanitation. Jen donated a painting to the Tsawwassen Rotary Club for their charitable fundraising Valentine Auction in February. The picture she submitted shows a couple intertwined in a loving embrace at Ambleside Beach, West Vancouver. Jen loves to paint the human form. Her grandchildren are often favourite subjects. “I also enjoy painting outdoors,” she says. “I go out with my sketchbook and find subjects to draw as preliminary sketches and then take the ideas further at my home studio.” “For anyone starting out in art, travelling around with a sketchbook is a great idea,” says Jen. “It’s like a diary. I take my book along to a doctor’s office waiting room, to the beach, on the subway or even to a boring meeting – all great places to draw. It’s also a wonderful way to meet people when travelling. When I was in London and their underground tube was delayed, while waiting, I sketched. People would come up to me to talk and ask what I was doing.” As a member of the South Delta Artists Guild, Jen enjoys their weekly drop-in figure drawing sessions and the opportunity to experience an extensive range of models. She loves to paint portraits and continues to accept portrait commissions. Experimenting with some new creative techniques, Jen says, “I’m trying to paint some abstracts – trying to find ways to loosen up in my art.” Her art has been displayed at many Metro Vancouver locations including: the South Delta Artists Guild, North Delta Recreation Centre, West Vancouver Harmony Arts Festival, North Vancouver Capilano SL Mall and Tsawwassen Art Centre. To learn more about Jen Conway and her art, visit her gallery online: jenconway.ca

Leave a legacy in your Will to Variety - The Children’s Charity and help children who have special needs in the province. Your generosity will help us continue to provide hope, enrich lives, and build a better future for children like Xander. For more information on how to leave a legacy: Call 604 320 0505 or Toll-free 1 800 310-KIDS (5437) or visit our website at www.variety.bc.ca/legacy.htm Experience the power of giving.

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putting life into days

Leave a legacy of compassionate care for those facing end-of-life experience. Your options include: • Donations In Memory • Monthly Giving • Wills and Bequests • Gifts of Securities • Gifts of Life Insurance • Gifts of RRSPs/RRIFs To request more information about planned giving options please call 604-945-0606 or email info@crossroadshospice.bc.ca

NOW OPEN in Downtown Nanaimo Honouring the Military service of Canadians, the members of the RCMP, and Merchant Navy for over a quarter of a century. Come See, Come Learn, Come Experience History

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DECEMBER 2013

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Arts & Entertainment

The Last Act Can Be the Best! BY ELLIE O’DAY

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at UBC. “Dorothy Somerset was my inspiration,” she recalls. Joy discovered she could get a Master’s degree in Theatre, though not in Canada. “We had to go away in order to pursue a career,” she says about a realization that came more than once.

Photo: Franz Linder

oy Coghill is of the pioneering generation that brought performing arts in Canada – 200 years behind the US and 400 years behind Europe – to a professional level. A veteran actor and trailblazer, Joy is a consummate stage and screen performer, teacher and director. An artist never really retires. Today, Joy’s prodigious energies are focused on PAL (Performing Arts Lodges) Vancouver, which she co-founded with Jane Heyman in 2001. It’s a home to more than 100 artists and art professionals, who find creative vitality by living and working together in affordable housing. Joy was born in 1926 to a nurse from London and a United Church Minister in Saskatchewan. They moved to Scotland for her father’s health. As war broke out, she was first packed off with a gas mask to Troon. Her father died, and as his pension was from Canada, her mother decided they’d head to Canada. They boarded the last boat to get through the U-boat blockade. Joy attended Kitsilano High, where classmates delighted in having her speak, just to hear her Scots accent. It got her a part in the Vancouver Little Theatre production of Bunty Pulls the Strings. She pursued her interest in theatre

Joy Coghill as “Puck” in Benjamin Britten’s opera A Midsummer Night’s Dream, 1961.

Joy was admitted to the Goodman Theatre at the Art Institute of Chicago. Coincidentally, she had recently met John Thorne, a fellow Canadian from Saskatchewan, who was studying television production at nearby Northwest-

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ern, and their relationship blossomed. But Joy was unhappy in Chicago, taught by disillusioned teachers in the wake of WWII. “On the day that I was to announce my leaving, a white-haired lady bounced down the hall, surrounded by a gang of laughing, energetic students! “Who is that?” – “Charlotte Chorpenning.” – “What does she do?” – “Children’s theatre.” “So I stayed and became Chorpie’s assistant. And that is how Canada got its first professional children’s theatre!” In 1953, at the invitation of Dr. Somerset at UBC, Holiday Theatre was born, where Joy continued as Artistic Director until 1966, producing mostly original works. John (Jack) and Joy married in 1955, and had three children. Holiday toured the province, while Joy also performed in radio and TV drama. In 1967, Joy became the first female director of the Playhouse. On her first day, George Ryga brought her the outline for what would become The Ecstasy of Rita Joe. First produced for Canada’s Centennial, it would also open the National Arts Centre in 1969, attended by Prime Minister Pierre Trudeau and all provincial premiers. In 1971, now a CBC producer, Jack was transferred to Montreal, and Joy

became the first woman director of the English Acting Section of the National Theatre School. “Jack and I were the pioneer generation,” she says. “This momentous change from amateur to professional in Canadian theatre, and the creation of a television and film industry, was rushing ahead. Meanwhile, we were challenged daily to get basic things done. I could never have done it without the support of my husband, my mother Dorothy, and my children – Debra, Gordon and David.”

Seek culture, creativity, community. Find it at the Farquhar Auditorium.

BARENAKED LADIES with special guest Ladies of the Canyon

January 15, 7:30pm

BRUCE McCULLOCH

Legendary Kid in the Hall in “Young Drunk Punk”

January 24, 8pm

NANA MOUSKOURI

celebrating her Happy Birthday Tour

March 30, 8pm

Joy and Jane Heyman, co-founders of PAL Vancouver, affordable retirement housing for some of Canada’s ﬁnest artists and technicians.

In the mid-’70s, the children growing up, Joy returned to acting. “The most challenging and satisfying were premieres, or new plays. Some of the most memorable were playing Ma Murray in Ma!, Sarah Bernhardt in John Murrell’s Memoir, Puck in both the Canadian and US premieres of Benjamin Britten’s opera A Midsummer Night’s Dream, and Miss Helen in The Road to Mecca.”

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Photo: Courtesy of Joy Coghill

In 1984, she worked with Anne Wheeler on the film Change of Heart, in 1987 she wrote Song of This Place about Emily Carr, and in 1994 founded Western Gold Theatre to showcase senior actors. Most recently Joy was seen playing in P.K. Page’s Unless the Eye Catch Fire, with François Houle.

The opening after-party of The Ecstasy of Rita Joe at the National Arts Centre. Joy in the black and white dress. Chief Dan George in the centre (his youngest son Leonard in the red shirt behind Joy), and PM Pierre Trudeau behind the Chief, 1969.

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Among the many awards Joy has received are The Order of Canada (1991) and the Governor General’s Performing Arts Award (2002). Retirement is an oxymoron for Joy, as she turned her attention to perhaps her most ambitious project yet: PAL Vancouver. She and co-founder, Jane Heyman, recognized that most performing artists have dedicated their lives to a career that enriches Canada, yet it rarely delivers personal financial rewards and no pension. They envisioned a place where artists could retire together with affordable housing, yet continue creating to live a productive life. Getting the housing with its theatre built was no small fundraising feat. “It is extraordinary to live in this community, a model for the sort of seniors housing that is becoming urgently needed. PAL is a miracle of creative will, and, with its long waiting list for admission, an impressive success. But it is a fragile success,” notes Joy, “unless governments realize that this is the most effective way for seniors to age gracefully and productively.” “Both Jane and I believe passionately in the importance of PAL Vancouver, not simply as a haven to some of the finest artists and technicians that Canada has produced, but as shining proof that the last act can be the best! At PAL we have seen art from dancers, acting from technicians, music SL from actors, and dancing from everyone!”

MAKE AN INVESTMENT IN HEART DISEASE AND STROKE RESEARCH. A donation of securities is a tax-effective way to create a legacy of meaning.

Often the most lively and interesting conversations take place at the dinner table. Are you missing the simple pleasure of a good laugh, a fresh meal prepared and served at the table of your choosing, or just the notion that you are only steps away from wonderful amenities and a friendly staff to serve you? Then you owe it to yourself to visit an Amica community near you. Come discuss your Winter move or Vacation stay with us. Call today to arrange your complimentary lunch and tour. Amica at Rideau Manor 1850 Rosser Avenue Burnaby, BC 604.291.1792

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DECEMBER 2013

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Community Service

WHEN FUNDRAISING IS A BEAUTIFUL DISH BY MARGARET GROWCOTT

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managed to trace Helma, now single, who was at her holiday home in Spain. Rick took a flight from Germany to the Costa Brava, and the couple found a spark that had been ignited years before. “The lost years faded away and we found we were soul mates.” Helma came to visit Vancouver Island in 2004. Already in love with Rick, head coach at the Hockey Canada Skills Academy in Port Alberni, she also fell in love with Canada and the Alberni Valley. Fundraising pioneer Helma Swinkels with the pottery that serves community.

Photo: Nancy Wilmot

ighteen years ago, Dutch-born Helma Swinkels of Port Alberni bought some colourful pottery at her holiday home in Spain. She never dreamed it would eventually lead to a nomination for the Prime Minister’s Social Innovator Award in Canada in 2013. With her friends and business partners, Val Startup and Deb Pearson, Helma spearheaded a company that not only imports and sells terracotta ceramics but, through a new concept, also raises funds for charity – hence the nomination for one of the Prime Minister’s Volunteer Awards. The winners will be announced in December 2013. A Canadian Citizen since 2012, Helma was born and raised in the city of Nijmegen, in Eastern Holland, near the border with Germany. Coming from a family that loved cooking, she wanted a career involving food, but not as a cook or a chef. Instead, Helma decided to become a dietician. After finishing her studies, with no full-time job, she filled in for people on leave from various hospitals. At the time, health authorities in Eastern Holland were looking for someone to set up a new kind of health education program for kindergarten and elementary schools. Helma developed a program emphasizing awareness of diet, food habits, and dental hygiene. It also included a very important aspect: how to address fearfulness in children about going to the dentist. The program was so successful that the school authorities in neighbouring Germany soon asked Helma to do the same thing in the city of Düsseldorf. It was a two-hour drive from Nijmegen and, eventually, she moved to Düsseldorf where she met her first husband, a dentist from Yugoslavia. The following years were spent running her own Day Spa, helping her husband in his dental office and travelling regularly to Holland to look after her mother who was dying of cancer. Not surprisingly, Helma found she was overburdened. The couple sold their businesses and moved to Kranenburg, a village with a more leisurely pace on the German/Dutch border. Spending many holidays in Spain, Helma built her dream vacation home on the edge of the Pyrenees, amidst olive groves and vineyards. In a neighbouring village, she discovered colourful pottery, practical and eye-catching and bought some for herself; decorative pieces that go from oven to table. It was so popular, famous people from all over the world bought it. And so began the path that led Helma to the nomination for a Prime Minister’s award. In 2003, Rick Schievink of Port Alberni was planning a visit to Europe. He hoped to contact the girl he had met in Holland, where he had lived for a year in the ’70s as a promising young hockey player. Of Dutch heritage, he had been invited to play in Nijmegen. On his arrival in Holland, 20-year-old Helma had been delegated to pick him up at Schiphol airport. They lost touch over the years after Rick’s return to Canada. In 2003, through family connections, he

Helma had always planned on retiring to Spain, but now, she and Rick have five acres in Cherry Creek on which they built a log home. “It is so beautiful,” she says, “I do not miss my house in Spain at all. I truly feel that Canada, and especially the Alberni Valley, is my home now. And we have a connection between Port Alberni and Spain: in 1790 Captain Pedro d’Alberni landed on the shores of Vancouver Island to rebuild the Spanish Fort San Miguel. He did such a great job, his naval commander named the nearby inlet and town after him. The Spanish captain came from Catalonia, where our pottery is made.” Settling into marriage and a new life, Helma worked as a volunteer at Abbeyfield, a Seniors Independent Living Home. When she heard of plans for a hospice in Port Alberni, she desperately wanted to help. Having taken care of her mother in the late stages of cancer, she knew she wanted to be involved in end-of-life care. The Port Alberni Hospice, Ty Watson House, was nearing completion and

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Helma did volunteer training there. She soon realized funds would be needed as Ty Watson House is a “stand-alone” hospice, the only one of its kind on Vancouver Island. VIHA (Vancouver Island Health Authority) provides medical staff but the Hospice Society owns the building and there is no government funding. Helma started a fundraising committee, but wanted to do something other than sell raffle tickets. She leaned towards a business and had an idea to sell the Spanish pottery she loved, but didn’t know how to go about it, knowing a charity cannot sell purchased goods for profit. As it happened, the B.C. Centre for Social Enterprise in Vancouver, was about to hold a workshop at Community Futures in Port Alberni. Helma made a bee-line for the workshop, especially one of the speakers, a lawyer from Nova Scotia. He listened to what Helma wanted to do and told her, “Research a co-operative structure, which could own a for-profit business as a social enterprise.” After diligent research, Helma and Val Startup founded the Port Alberni Fundraising Co-op, the first Community Service Co-op in Canada to operate a for-profit social enterprise with a non-profit status. The Co-op owns the cook and dinnerware company, Pot Luck Ceramics, which buys the terracotta pottery from four small family-owned factories in Spain. “We had fun creating our West Coast line,” says Helma, “sending images back and forth to our contacts in Spain to get exactly the right ‘touch of Vancouver Island’. Pot Luck’s West Coast dinnerware

Be involved today by planting seeds for future generations.

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Ask about our Pack N’ Move Special!

Great Food, More Fun.

“I was expecting mushy peas and a hard sell. What I got was chicken cordon bleu and a warm hug.” - Recent Visitor to a Holiday Community

is the same high quality as our other lines and depicts salmon, orcas, bear tracks and eagles. It is not available anywhere else in the world.” The Co-op runs the pottery business that gives its profits to charity. “First on the list is Ty Watson House,” says Helma, “but if profits allow, money will be given to other programs and services that improve the quality of life in the Alberni Valley.” The Port Alberni Fundraising Co-op has shareholders who are allowed one vote each at the Annual General Meeting, but the Co-op is not allowed to give dividends. These shareholders are volunteers who run the pottery sales business, which provides the funds for the Hospice. This is the only company of its kind in Canada and Helma is grateful to that Nova Scotia lawyer, who pointed the way of getting around loopholes. To date, $35,000 has been raised and donated to Ty Watson House. “The way everything has happened is due to hard work, some luck and a lot of help,” says Helma. ‘Val Startup was the one who helped me through the first months of setting up the Co-op, and I could not have done it without her support and motivation. Also huge thanks are due to Deb Pearson who helped me set up the pottery business.” “And I don’t mind that our boat is sitting in the driveway. When our first shipment from Spain arrived in a 40-foot truck, we desperately needed a place for the pallets of pottery and a sales area. Rick and I instantly decided the boat house we had built should be the Pot Luck Barn.” Spanish Captain Pedro d’Alberni would have approved! SL

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Plant your legacy today. Be forever. Find out how at vancouverfoundation.ca/belikealice or call Kristin at 604.629.5186

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Travel & Adventure

Ageless India

BY CHERIE THIESSEN

e’re swerving and bumping our way along one of the world’s oldest roads: the historic Silk Route, one of a network of connecting trade routes linking East, South, and Western Asia with Europe and North Africa. We’re only taking this impossibly congested road from Delhi as far as Agra, a mere 240 kilometres, but that will nevertheless take us all day. Here’s what will slow us down: • Cows lying in the middle of the road, nonchalantly munching on garbage. The drivers all manage to veer around them without altering their speed. • Two truckloads full of students, standing cheek-to-jowl in the back as they jerk and jostle to the music spilling out of the front. Every time the vehicles slow, some of the agile youths rappel out of the trucks and swap places, nonchalantly flicking in and out of traffic. Our driver brakes. • Women in rainbow saris balancing bales of chaff the size of Smart Cars on their heads, the edges of which scratch against our windows.

Children make their way to school on a rickshaw.

• Vehicles ahead of us abruptly stopping in the middle of the road to enable occupants to pray alongside three-storey Hindu statues whose large eyes eerily track our every move. • A school bus crammed with tidy,

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uniformed children, barreling down on us on wrong side of the freeway, forcing our two lanes of traffic to further divide into a very emaciated three. An overloaded fruit truck inching past the school bus so closely that a young arm

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is able to reach out and grab a banana from the teetering pile. We wave and the children wave back exuberantly. The third day into our whirlwind one-week tour of India’s Golden Triangle has us relaxing into the chaos and adjusting to sensory overload. Besides my partner, David, and me, there are 20 others, the majority in their 50s, although a few fit members claim to be in their 70s. This is good because as the week unfolds, it’s clear that a reasonable amount of fitness is required. Long walks, standing in the heat and postmonsoon humidity, climbing frequent flights of stairs, and putting in full days of activities, demand a reasonable level of fitness and we’re all too pumped to slow down. What drew us to this small but meaty tour was one big magnet – impossibly cheap prices. So while it may seem foolhardy to endure a 16-hour flight for such a short time away, wasn’t a week of India better than no India at all?

Locals visit the Taj Mahal.

And after a day in Delhi, we agree that day alone was worth the trip. Our first visit was to one of the venerable ancient city’s major attractions, the colourful and sprawling Hindu temple of Laxmi Narayan (Birla Temple) built in 1939 to honour the goddess of wealth and her consort, Vishnu; and our second was to the manicured gardens and revered memorial to Mahatma Gandhi.

You can make a difference.

The day heated up as we honked and jerked our way to the UNESCO heritage site of 900-year-old Qutab Minar, with its elaborately carved 238-foot red sandstone minaret and 1,400-year-old un-rusted iron pillar, dripping history but not showing its age. Made of 98 per cent iron, the fact that it has never rusted or decomposed is a tribute to ancient India’s metallurgy skill.

A Gift for the Future By including Victoria Hospice in your Will or estate plan, �� care in your community. �� the future of Victoria Hospice, please contact: Natasha Benn, SENIOR DEVELOPMENT OFFICER – PLANNED GIVING �� Email: Natasha.Benn@victoriahospice.org ��

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And then there was the madcap bicycle rickshaw ride down the constricted streets of old Delhi where we saw flashes of the country’s essence. As our driver careened around a man hauling a cart laden with cushions, we watched a mother trying to pacify a child while haggling over a luminous, silken expanse of turquoise and fuchsia cloth, winced at a merchant crossing between bicycles with arms laden with pots, waved at a group of laughing students festooned with street decorations for the upcoming festival of light, Diwali, and cheered other rickshaw kamikazes in their race for customers and in their ability to avoid makeshift ladders where do-it-yourself electricians were balancing with electric cables in their mouths.

The author’s partner David in front of Muslim Temple at the Taj Mahal.

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But now we’re in Agra where the tour’s siren awaits us, the pristine, gleaming monument to love – one of the new seventh wonders of the world, the Taj Mahal. Built between 1632 and 1658 as a mausoleum for the beloved Empress Mumtaz Mahal, the gleaming marble edifice is best viewed at sunrise, our guide tells us. So, 6 a.m. on Day 4 finds us lined up outside the gates, entranced by the passing scene: merchants leading their elephants, vibrantly “saried” women heading to the market, and disdainful camels lumbering by with dhoticlad riders high above our heads. It seems a perfect beginning to the tour’s highlight, and our anticipation builds as we enter the verdant gardens and get a first glimpse of the magnificent red sandstone gates that mark the entrance to the shrine itself. Located anywhere else, it would be a major attraction in its own right, but overshadowed by the Taj Mahal, it hunkers in resignation, just a frame for the monument itself. The Emperor, Shah Jahan, lost his wife as she was giving birth to their 14th child. Her dying wish was that he build her a beautiful tomb as a testament to their undying love. As we stand in awe looking down the avenue of trees and pools that lead to his fulfilled promise, I marvel at a love that great. I can understand now why it is so important to see the attraction at sunrise; the sky is tinting everything rose, and the

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monument seems to be absorbing it. Lime parakeets flit in and out of the buildings and, to complete the film, hornbills begin to chatter in the trees. We move, trancelike, toward our goal and are grateful that we have ample time to admire the semi-precious stones inlaid in the marble in beautiful gleaming patterns of red, blue, green and amber, and to marvel at the precision of the entire site. Two seemingly identical Muslim temples frame the jewel, but only one is a temple. The other is built simply with symmetry in mind. We wander behind the Taj, to admire the peaceful outlook and remark on how the Yamuna River and the park on its other shore make such perfect backdrops. So much peace in such a clamoring country! An hour later, as we leave, dripping sweat and reverence, we notice the blush has gone from the Taj. It’s now a brilliant gleaming white, sparkling as if it has just been laundered. Now, we are taken to a famous historical Sikh pilgrimage place, the temple, Guru Ka Taal. Our guide explains that the Sikhs believe in feeding everyone free regardless of caste or religion and takes us into a kitchen where three boys and a number of men are baking japatis. Beside them, on a long low table, sit two dozen women mixing and rolling the dough. Everyone is a volunteer.

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Photos: Cherie Thiessen

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Volunteers at the Sikh Temple, Agra.

Day 5 and 6 take us to Rajasthan’s capital, the pink city of Jaipur, so named because of its red sandstone buildings. Called the Paris of India, it woos us with camels, iconic snake charmers, elephant drivers, a palace in the middle of a lake, the 1,000-year-old hilltop Amber Fort that looms above the town, a vibrant bazaar that resonates with an ancient beat, and intricate facades, temples, and palaces that hint of a time of unimaginable wealth and power. SL And all of this in a week. For information on the tour go to www.friendlyplanet.com and for information on India, a good site is www.indiatourism.com WWW.SENIORLIVINGMAG.COM

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BY PAT NICHOL

GIVING AND RECEIVING

Photo: Frances Litman

COURAGEOUS and OUTRAGEOUS

hile growing up, folk wisdom told us it was bet- “thank you” when someone offers that Christmas cake; when ter to give than to receive. As a result, many of you are told how wonderful you look; or when you receive an us now find it easier to give. Part of this is be- offer to come to dinner. This is not the time to go inside your cause when we are giving we are in conhead and make excuses simply because trol and when we are receiving we lose you may not feel worthy. You are wor“Happiness is a by-product some of that control. It’s hard to let go. thy! Time to learn to accept graciously. You will be given an opportunity to give For years, I found it easier to find of an effort to make in return. It may not be to the same peoand give gifts, compliments and cersomeone else happy.” ple, but the opportunity will arise. tainly time, but I became uncomfortable when others tried to reciprocate. Most of the joy for me at this time –Gretta Brooker Palmer Only in the last year or so have I realof year comes from finding the perfect ized that refusing gifts of any kind may be causing angst to present for people in my life. Sometimes, it is simply a gift the person offering. of time, as most of us really don’t need more “stuff”; no Even when I don’t feel I deserve it, I have learned to re- fancy wrapping, just a hug filled with love. So by receiving, ceive with gratitude – and that is my response – “received we are also giving. Giving opportunity, giving love, giving SL with gratitude.” At times, I’m not sure I feel grateful. Some- joy to others. times, I even feel a little embarrassed, however, I am learning to receive graciously. Pat Nichol is a speaker and published author. Reach her at Here is a gift to give yourself any season of the year: say mpatnichol@gmail.com or visit www.patnichol.com

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ASK Goldie BY GOLDIE CARLOW, M.ED

Dear Goldie: I am troubled by a relationship I find myself in. I hope you can help. Although I am in my 80s, I am still highly active – physically and mentally. I walk every day and belong to a book club that meets weekly. Friends keep in touch and we meet often. A few months ago, a male resident moved in next door to me in our senior residence. He seemed very pleasant, and we often had a conversation in the hall. Eventually, he was knocking on my door to chat, and now I have no privacy. He is at my door continually. I’m sure this person is lonely, but I don’t wish to be in a close relationship. Can you advise me how I can handle the situation? –M.S. Dear M.S.: I am sure you are right in perceiving this situation as loneliness. However, you need to protect your own privacy rights. Speak to the manager of your residence about this situation as soon as possible. There are many social events and bus trips that can ease your neighbour’s situation. The gentleman will no doubt make new friends in the process. Dear Goldie: I am a widower in my 70s living on my own since my wife died a few years ago. My health is good and I am active, walking every day and interacting with friends often. The reason I am writing is that my daughter and son are trying to run my life! I love them dearly but I can still

make decisions about my daily life. They are insistent that I need to move into a senior home. How can I handle this? –W.C. Dear W.C.: I am sure your family is concerned about you living on your own. That concern can sometimes lead to friction. Your doctor may be the best person to persuade them that you are still able to manage on your own. Make an appointment and have one or both of them accompany you. If you are in good health, as you claim, he will reassure them. SL Goldie Carlow is a retired registered nurse, clinical counsellor and senior peer counselling trainer. Send letters to Senior Living, Box 153, 1581-H Hillside Ave., Victoria, BC V8T 2C1. Senior Peer Counselling Centres – Island Campbell River 250-287-3044 Courtenay/Comox 250-890-0099 Duncan 250-748-2133 Nanaimo 250-754-3331 Port Hardy 250-949-5110 Salt Spring Island 250-537-4607 Sidney 250-656-5537 Victoria 250-382-4331

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Senior Peer Counselling Centres – Mainland Burnaby 604-291-2258 Coquitlam – Tri-Cities 604-945-4480 New Westminster 604-519-1064 North Vancouver 604-987-8138 Richmond 604-279-7034 Vancouver West End 604-669-7339 Vancouver Westside 604-736-3588

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CLASSIFIEDS RUTH M.P HAIRSTYLING for Seniors in Greater Victoria. In the convenience of your own home! Certiﬁed Hairdresser. Please call - 250-893-7082. DEBI’S MOBILE HAIR SERVICES in the comfort of your home for everyone in your family. Serving the Victoria area. Please call Debi at 250-477-7505. ALWAYS GREAT FEET. Nanaimo’s professional mobile foot care nurses. Debbie Mason LPN and John Patterson LPN. Home, facility, and hospital visits. Experienced, qualiﬁed nursing foot care for toenails, corns, calluses and ingrown nails. Direct billing for DVA clients. 250-390-9266 WANTED: OLD POSTCARDS, old photographs, and pre-1950 stamped envelopes. Also buying old coins, medals and badges. Please call Michael 250-652-9412 or email fenian@shaw.ca DRIVING MISS DAISY VANCOUVER ISLAND Victoria 250-588-4638 - Sidney/Peninsula 250-507-2336 - Westshore 250-8130440 - Qualicum/Parksville 250-937-8812 - Comox Valley 250-650-2010 - Nanaimo 250-667-1446. HEALING FOOT CARE by Nurse Foot Care Specialist Marcia Goodwin R.N.,B.Sc.N. 35 yrs. Nsg. Experience • Caring • Comprehensive • Professional • Gentle 250-686-3081. (Victoria Area)

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NANAIMO - JEANNIE’S MOBILE HAIR STUDIO Affordable, Reliable, Certiﬁed Hairdresser. Hair services for men and women in your own home. 250-753-9733. FIFTH AVENUE COLLECTION Jewellery Click on my website and Place your order for any gifts for you or your family! Visit www.ﬁfthavenuecollection.com/mdouglas GALAPAGOS ISLANDS / HIGHLANDS of Ecuador/Rain forest lodge—travel with Galapagos Guidebook author, Marylee Stephenson – small group, guided, wonderful – Feb. 18-March 10, 2014 – contact marylee@axion. net for details.

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FAMILY CAREGIVER WORKSHOPS An endorsed program developed by dementia care experts. • Alzheimer’s Disease or Other Dementias • Capturing Life’s Journey • Techniques to Manage Behaviours • Activities to Encourage Engagement Call to register for January. These free family workshops are held at the Home Instead Senior Care Resource Centre. 250-382-6565

FAMILY MEMOIR EDITOR / WRITER: Document your family’s history. 20 years’ editing/writing experience; respect for family stories. Free consultation: Kari, 250-245-2751, karimagnuson@shaw.ca.

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OCTOBER 2009 39

Fit for the Adventure Control Holiday Stress

he best holiday gift to give family and friends is your own good health. After all, who wants to spend time with a grumpy, exhausted, sick person? We struggle to find the ideal gift, face mounting bills and patiently endure annoying company. The increase in social activities at this time of year can be draining. Practice good lifestyle habits and you’ll handle holiday stresses that can weaken your immune system and affect your mood. Here are suggestions to keep you relaxed, in control and in peak health! Get enough sleep. Lack of sleep contributes to poor health. Schedule your social activities so you’re not up late every night. Nap during the day, if you must. Relaxation time is important too. �� Escape to a warm bath, enjoy a good book or relax to music. Stretch tense muscles periodically throughout the day. Treat yourself to a relaxing reflexology or reiki session or enjoy the invigorating deep-tissue massage of rolfing. Avoid running last-minute overlooked errands. Plan ahead. Many foods can be prepared or purchased early and frozen. Reduce your workload by having a potluck get-together, or recruit help in some other way. Set a budget to avoid tolling up credit cards. Pick names or set price limits on gifts. Strapped for time? Shop during less busy times and one-stop shop if possible; this year, buy everyone on your list books, CDs, craft items at a

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craft fair, or gift certificates (i.e., for a massage or a pedicure). Shopping online or through catalogues is quick and convenient too. Useful gifts are always appreciated: pyjamas, bedding, tea towels and soap. Try practicing the real meaning of the season and focus less on the material aspect we’ve sadly created. Instead of spending money, spend your time with others. If the holidays have become humdrum, spice them up. Start new traditions, like carolling around your neighbourhood. For the meal, try a buffet-style instead of a formal sit-down affair. Skip the turkey, and serve fish – or how about Chinese or Mexican food? Ask a friend or relative who plays a musical instrument to provide live dinner music and/or a sing-along afterward. Eat healthfully. Food nurtures the mind to help keep you feeling energetic, thinking clearly and feeling happy. And sensible eating may also help avoid holiday weight gain.

BY EVE LEES

If you regularly exercise, try to stick with it. You’ll help burn extra Christmas calories. In addition, light to moderate activity actually boosts your immune system. Exercise strengthens your mind and body in many ways to help you stay in control during stressful events. However, very intense activity weakens the immune system, which may not be a good idea if you’re already holiday-stressed. No time for your usual one-hour workout? Try to fit in leisure activities like skating, skiing or brisk walks in the evening to admire neighbourhood lights. Consider a quick, effective 30minute workout offered at many fitness centres. Take care of yourself this season. It’s SL a gift that lasts a lifetime. Eve Lees was a Personal Trainer and Nutrition Counsellor for 30 years. Currently she is a Freelance Health Writer and Speaker. www.artnews-healthnews.com

Leaving a legacy to Covenant House is like being a Grandparent to over 1,400 kids a year. Your bequest to Covenant House ensures our young people a welcoming smile, a safe place, support and a chance for a new life. 575 Drake Street Vancouver, BC V6B 4K8 Phone: 604-638-GIFT (4438) www.covenanthousebc.org BN 89767 5625 RR 0001

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DECEMBER 2013

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Reﬂections THEN & NOW

BY GIPP FORSTER

A Gathering of Friends

y wife just accused me of playing with dolls. I’m in the midst of setting up our annual Christmas display in the garage. We have three decorated trees, fibre optic stuff, 40-plus animated dolls who wave lighted candles, a nativity surrounded by moving angels, miniature village houses on a shelf the length of the garage, stuffed toys galore, trains, two life-size Santas, little Santas and little sleighs with reindeer, two fake fireplaces, toys of every description and that’s not all! I like to think of my wife and myself as collectors. People call it our “Christmas” collection, and we smile and nod politely. Only we know we didn’t set out to “collect” per se; we simply got out of control. We are finished buying though. We are both adamant about that – unless, of course, we find an item we really like. But getting back to what I was saying: I told my wife I wasn’t “playing.” I was working, setting up the display, which is no easy task! When she came into the garage, unexpectedly, my back was to her. I was taking one of my frequent rests and holding an eight-inch Santa Claus in one hand and a five-inch reindeer in the other! Just because I was bouncing Santa Claus along and with one leap landed him on the back of the reindeer crying with great exuber-

�� by Gipp Forster A collection of Gipp’s humorous and nostalgic columns. A wonderful read for yourself, and Reflections, �� a thoughtful gift and Other Breakfast Foods for friends and family members.

ance, “Dash away, dash away,” does not constitute playing with dolls! I was simply rehashing Clement Clarke Moore’s 1822 poem, ’Twas the Night Before Christmas, in my mind and adding animation to secure accuracy. My wife considered that playing, failing to recognize the intellectual process of an ever-active mind. Just because I march our four black and red Nutcracker soldiers to their designated spots, imitating the sound of a bugle while I do so is simply adding ceremony to labour and should be recognized as such! Sure, I ask the lifesize Santa how his spring, summer and autumn went, but that’s just being polite. She raised her eyebrows, shook her head and went back into the house. I said a few words under my breath that even I couldn’t hear and went back to contemplating the work laid out before me. Playing with dolls indeed! I have to admit, though, that I am glad to see the moving dolls, stuffed toys and all the other treasures that have been sleeping in cases, on shelves and in corners and crevices. It’s like greeting old friends after a lengthy absence and reminiscing about old times as each is put in its designated spot. I’ve never considered it playing, simply a gathering of old friends.

“Reflections” MAIL-IN ORDER FORM Name_____________________________________ Address___________________________________ City______________________________ Prov ____ Postal Code____________ Ph _________________ ____ BOOKS @ $14.65 each = $_________ (incl. $3.95 shipping & GST)

I quit playing with lead soldiers and other toys over 60 years ago. It was the same time I gave up my dream of becoming a cowboy and owning a Palomino horse. I’m certainly not going to backtrack. After all, I have a beard now. But I have always known the secret of this magical season called Christmas. My aunt taught it to me and an old man on a park bench with a pocket full of peppermints taught it to me. Walt Disney taught it to me and my children taught it to me. The secret is the belief in possibility. Though most would see all these toys as simply inanimate objects, I see them as friends who speak without talking and giggle when silence is complete. Anyway, Christmas visits once more and reminds us of a child born in a manger, and toys, colours and red-striped candy reinforce the joy and the peace of this sacred season. Music abounds, goodwill flourishes and magic dances with imagination coaxing all minds, young and old, to come out and play. But I wasn’t playing with dolls as my wife says I was! I was simply helping that eight-inch Santa get to his designated spot in the display far faster than usual and, for a moment, failed to keep in check my enthusiastic imagination. It’s true I tell you! “Merry Christmas to all and to all a SL good night!”

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A Collection of Published & Unpublished Writings by Senior Living Columnist Gipp Forster

Senior Living 153, 1581-H Hillside Ave., Victoria BC V8T 2C1

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Sadly, Gipp passed away on April 15, 2013. He left us with some unpublished writings, so we are honoring his love of Senior Living and its readers by continuing to publish his work for as long as we can.

You’ll want to take note of this event. Join us for a Christmas Concert at Revera – Parkwood Place.

Music makes the heart grow fonder. Come out to enjoy a festive choir performance by The Canadian College of Performing Arts. Get into the Christmas spirit with the tastes and sounds of the Christmas season. Door prizes to be won!

Parkwood Place is now accepting non-perishable food donations for the Victoria Food Bank.

Call to RSVP today!

Parkwood Place 3051 Shelbourne St Victoria

250-598-1565 reveraliving.com

13406 11.13

Wednesday, December 11th, 2:45 pm – 4:00 pm

Working together to overcome ageism. Visit AgeIsMore.com

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Let your compassion live on.

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Help end the cycle of poverty and despair by supporting Our Place through a bequest. For more info contact Rhiannon Porcellato 919 Pandora Avenue Victoria, BC V8V 3P4

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t: 250-388-7112 Ext. 258 ourplacesociety.com WWW.SENIORLIVINGMAG.COM LEGACYad.indd 1

13-04-16 5:37 PM

DECEMBER 2013

Life.

Live it fully everyday at The Royale 604.239.3345 604.239.3345

2245 2245 Kelly Kelly Ave. Ave. Port Port Coquitlam, Coquitlam, BC BC

604.239.3366 604.239.3366

2525 2525 King King George George Blvd. Blvd. Surrey, Surrey, BC BC

604.200.5715 604.200.5715

2088 2088 152nd 152nd St. St. Surrey, Surrey, BC BC

Experience Experience our our vibrant vibrant communities communities today! today! 44 30

SENIOR LIVING

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