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The Original Valley Pennysaver - January 2012
January 7, 2012
Page 1 - Section B • ORIGINAL VALLEY PENNYSAVER • January 7, 2012
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1/21/12
63 Church St Canajoharie, NY 13317 • 518-673-5500
January 7, 2012 • ORIGINAL VALLEY PENNYSAVER • Section B - Page 2
DOLLARSAVER
(518) 673-0129 • Fax: (518) 673-2699
4 Distribution Coverage Areas
Amsterdam • Albany/Schenectady/Schoharie Counties
Fulton & Montgomery Counties • Saratoga County
Featuring the Best in Tabloid Newsprint
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Galway Crystal • Belleck China Aran Sweaters • Irish & Celtic Jewelry Pottery • Fragrances of Ireland Genuine Irish Linen • Men’s & Ladies Clothing • Celtic Wedding Planning • Hats
`àA cÄxtátÇà g{Ü|yà856 Crane St., Sch’dy 12303
518-377-0300
164 Jay St., Schenectady • 518-377-0064 (Pedestrian Walkway)
New & Used Furniture / Clothes / Electronics www.lennonsirishshop.com
Household / Tools / etc...
Albany-Schenectady-Schoharie
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BODY COMPOSITION SYSTEM
October
Show me your ways, O LORD, and teach me your paths. ~ Psalm 25: 3
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Deadline For February Issue is THURsday, JANUARY 19 TH
Call John Snyder for more information (518) 673-0129 or (518) 378-3279
BBB offers 10 resolutions for a scam-free New Year
A new year is a great time to resolve to be a smarter, safer consumer. The Better Business Bureau (BBB) has 10 resolutions that can help consumers fight scammers, prevent identity theft and save money in 2012.
“Consumers can save time, trouble and their money if they create a budget, research businesses before they buy and learn to recognize common red flags of frequent scams,” said David Polino, BBB President. The following resolutions can help consumers
have a scam-free 2012:
1. Always check a business out with the BBB before you buy. Nearly 400,000 businesses meet BBB standards and are qualified to use an Accredited Business seal on their websites and at business locations.
Visit www.bbb.org to find BBB Business Reviews for nearly 4 million businesses across North America.
2. Be skeptical of “job offers” that promise easy money. With high unemployment and long job
searches common, scammers are targeting people desperate to find jobs. Beware of any job offer, work-at-home scheme or business opportunity that promises big money for little work and no experience.
3. Always read the fine print — especially with “free” trial offers. Thousands of consumers complained to the BBB this year after signing up for a “free” trial offer online that resulted in repeated charges to their credit or debit cards, sometimes adding up to hundreds of dollars
Michael A. Rochet, MD Family Medicine Specialist Member - Christian Medical & Dental Association
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843-4000
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DrRochet.com 5010 State Hwy 30, Suite 102, Amsterdam
Arterial Lanes, Inc.
140 North Pine Street, Gloversville, NY
725-0512
Have Your Birthday Party With Us!
Only $10 Per Child
Birthday Party Package Includes:
• 2 Games of Bowling
• Free Shoe Rental
• Free game coupon for every child (to be used at a later date)
•All paper products w/ bowling graphics (Cups, Plates & Napkins)
• Each child receives 2 hotdogs or 2 slices of pizza and soda
• Free Happy Birthday Bowling Pin!
• 15 or more and birthday child is free!
every month. Read the terms and conditions of any “free” trial offer before handing over credit or debit card numbers.
4. Keep your computer safe. If you haven’t already done so, install anti-virus software on your computer and check regularly for software and operating system updates and patches. Don’t open attachments or click on links in emails unless you can confirm the email came from someone you trust.
Triple A Appliance
The Area’s Largest Selection of Reconditioned Appliances! NEW & USED APPLIANCES
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• 100 Day Warranty
• Layaway Available
Dr. Tara Harbeck D.P.M.
5. Never wire money to someone you don’t know. Many scams require that the victim wire money back to the scammers. Scammers know that tracking money sent via MoneyGram or Western Union is extremely difficult. Once you’ve wired the money, it’s nearly impossible to get it back.
6. Fight identity theft. Shred paper documents that include sensitive financial data and dispose of computers, cell
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(518) 848-7359 junkcarsbought@hotmail.com
Serving Fulton and Montgomery Counties
phones and digital data safely. The BBB offers tips and checklists on what to shred, and hosts annual Secure Your ID events nationwide to help you stay safe.
7. Ask the BBB for help. File a complaint with your BBB if you have a disagreement with a business or have been ripped off by a scammer.
8. Create a budget and stick to it. Setting a budget can help you stay afloat in 2012. The BBB has advice on how to create a budget to help you get out of debt and stay out of debt at www.bbb.org.
9. Fight fake check fraud. Thanks to advances in printing technology, scammers have the ability to create professional-looking phony checks. Educate yourself on the common types of check fraud and be extremely wary of checks that come with claims that you’ve won the lottery, are eligible for a government grant or have landed a job as a secret shopper. These are almost always scams.
10. Get everything in writing. Don’t just take a company’s word for it. Get every verbal agreement in writing to limit misunderstandings between what you expect and what the business delivers.
Consumers can learn how to protect themselves and find BBB Business Reviews of businesses or National charities by calling 800- 828-5000 or going online to www.bbb.org.
Feet Hurt?
They Shouldn’t! We Can Help!
2460 Riverfront Center, (Upper Level) Amsterdam Call 843-4214 For an Appointment or Consultation
Page 3 - Section B • ORIGINAL VALLEY PENNYSAVER • January 7, 2012
January 7, 2012 • ORIGINAL VALLEY PENNYSAVER • Section B - Page 4
JAN. 14, 2012 JAN. 14, 2012 JAN. 14, 2012 JAN. 14, 2012
