Bar Harbor Bank & Trust’s Approach to Business Lending

At Bar Harbor Bank & Trust, we want every business owner and entrepreneur who comes to us for financing for their business to be our next best client. Small businesses are the lifeblood of every community, and your success helps our communities grow and prosper. Our investment in you and your business is an investment in our community. There are many reasons why Bar Harbor Bank & Trust is the partner you need, including:

Fast, Local Decision Making

Entrepreneurs do everything for their business and securing financing is just another task on a long to-do list. That’s why we have streamlined our approval process to help you get the financing you need fast. For many of our small business clients, the process to apply, get approved, and get a loan can happen in a day or two.

Relationship Approach

We invest in and value long-term customer relationships. Our bankers take the time to truly understand your business and respective goals and challenges. Even after we approve your financing, we will be there to answer any questions you have or offer whatever assistance or guidance you might need.

Face-to-Face Interaction

Unlike the experience of borrowing from larger financial institutions, you will really know your banker when you work with us. Our bankers are more than just a name in your email inbox or voicemail. We are trusted advisors that you can sit down with during the application process and any time after.

Competitive rates

Small business loans are underwritten on a case-by-case basis. Every loan application is unique and evaluated on its own merits. Rates vary depending on the loan product.

Ready to get started?

We’re ready to help you meet all of your business goals. With more than 50 branches, including locations in Bangor, Brewer, Orono, Pittsfield, Ellsworth, and beyond, we are local and understand the local market.

If you’re unsure about what financing you need, contact any of our Community Bankers. If you are not sure who to talk to, give us a call at 207-669-681. Learn more at www.barharbor.bank.

All loans subject to application and credit approval. Member FDIC.

S.W. Cole Engineering wanted to add a new business line which was capital intensive. CFO Jason Richard called Bar Harbor Bank & Trust to finance their new drilling business. With our understanding of the company, we helped them expand into this new line, grow their geographic reach and streamline their cash management.

To see this and other success stories, go to www.barharbor.bank/success-stories.

Call 603-843-6811 today to connect with our Commercial Banking team.

Steve Gurin SVP, Director of Community Banking Bar Harbor Bank & Trust

www.barharbor.bank • 888-853-7100

Over 50 locations across northern New England

Member FDIC Equal Housing Lender

Additional terms/fees may apply for some services. All applications subject to approval.