The Reminder January 28-February 3, 2020 by Beacon Media

FREE

SINCE 1954

REMINDER The

PRIME TIME is Here!

R.I.â&#x20AC;&#x2122;S FIRST WEEKLY SHOPPING GUIDE

January 28-February 3, 2020 â&#x20AC;˘ Volume 65 â&#x20AC;˘ Issue 38

Job Market ..............................8 Prime Time ...................... 19-26 Puzzle Page .............................6 Reader Ad Form ......................4 Real Estate ..............................9

At Your Service .......................7 Automart ...............................18 Business Spotlight.................13 Entertainment ........................27 Home Improvement .... 14 & 15

A BEACON COMMUNICATIONS PUBLICATION

PRESORT STANDARD U.S. POSTAGE PAID BRIDGEPORT, CT 06602-9644 PERMIT NO. 15

1049 Main Street, Coventry, Rhode Island 02816 â&#x20AC;˘ (401)821-2216 â&#x20AC;˘ www.rireminder.com

Spice Things Up this Valentineâ&#x20AC;&#x2122;s Day

Rochâ&#x20AC;&#x2122;s Own Homemade

Ready to Heat SOUPS $

SALE DATES: Jan. 31stFeb. 6th

â&#x20AC;&#x153;The Tastiest Deals in Townâ&#x20AC;?

THE FRESHEST MEATS

3.99

Qt.

DELICIOUS DELI DEALS

FRESH PRODUCE

3 lb. Bag

249

lb.

3 lbs. or more

Valentineâ&#x20AC;&#x2122;s Day is February 14th

Condesa

Open 7 Days a Week Lunch & Dinner

restaurante mexicano & tequila bar Authentic Mexican Cuisine - Vegetarian & Gluten Free Options Family Owned and Operated â&#x20AC;&#x201C; 2 Great locations

970 Douglas Pike, Smithfield 401.349.3935

721 Quaker Lane, West Warwick 401.828.1005

Coventry

Babe Ruth League Spring Ball Sign-Ups

Fresh

Fresh, Grade A Boneless

Chicken Breast 69

lb.

Lean

Stew Beef

399

lb.

Turkey Breast 99

r ificia

7 Inch

Genoa or Hard

Salami 99

lb.

Sandwich Style Pepperoni 99 lb.

Red Bliss Potato Salad 99

5/ 5

2/ 5

BAKERY

Fresh Baked, 8 Inch

32 oz. Fatherâ&#x20AC;&#x2122;s Table

Variety Cheesecake 99

Apple Pie 99

Chicken Parmesan 99

Chicken Wings 49

Because

We L VE Our Customers!

FREE DRY EVERY DAY* *with purchase of wash

Only

Â˘

Drop Off Any Size Comforter Only

per lb.

LETOWN B M U

LAUNDROMAT

WASH

DRY

FOLD

Â Â?

free wi-ďŹ

ea.

The Longest Running Babe Ruth Program in Rhode Island

5.3 oz.

Hood Cottage Cheese $

Not responsible for typographical errors. Art is for illustration purposes only. We reserve the right to limit quantities. All sale items while supplies last.

Open to players from Coventry, West Warwick, West Greenwich, East Greenwich, Scituate & Foster Ages 13-16

Managers and coaches needed

V8 Splash Juice $

1475 Main Street & Rte. 117 â&#x20AC;˘ West Warwick, RI â&#x20AC;˘ Tel: 401.822.2660 â&#x20AC;˘ rochsmarket.com

100/pp

Coventry Community Center (Rt. 117). Downstairs or Sign-Up Online at www.cbrl.org Call Jim 316-2712 for More Information

lb. lb. lb. STORE HOURS: Monday thru Saturday 7AM-9PM; Sunday 7AM-8PM Join our Mailing List to Receive Weekly Specials www.rochsmarket.com

Saturday, February 1st, 10am to 1pm Sunday, February 2nd, 1pm to 4pm Saturday, February 8th, 10am to 1pm Sunday, February 9th, 1pm to 4pm $

5/ 5

PREPARED FOODS Rochâ&#x20AC;&#x2122;s Own, Rochâ&#x20AC;&#x2122;s Own Rochâ&#x20AC;&#x2122;s Own Assorted Flavors

Margherita

Kraft Shredded Cheese 99

Half & Half $

asin

8 oz.

64 oz. Assorted Flavors

Carrot Cake 99

lb.

499

lb.

GROCERY

7 oz.

Rochâ&#x20AC;&#x2122;s Own

Oven Roasted

69Â˘

Best Yet, 16 oz.

Kelloggâ&#x20AC;&#x2122;s Special K Quiche 99

lb.

Crisp Halo Cucumbers Clementines

B&M Baked Beans $

2/ 3

699

Sirloin Tip Steak 99 lb.

lb.

Italian Prosciutto

lb.

16 oz.

Margherita

Porterhouse or T-Bone Steak 99

199

Provolone Cheese

Ground Beef

USDA Choice

Blueberries

Fresh Sliced, Mild

80% Lean

Reserve Your Table Today!

12 oz. Fresh

Â?Â?Â?Â ÂÂ&#x20AC;Â&#x201A; ÂÂ&#x192;Â&#x201E;Â&#x2026;Â&#x2020;Â&#x2026;Â&#x2021;Â?Â&#x2021; Â&#x2C6; Â&#x2030;Â&#x2030;Â&#x2021;Â?Â&#x201E;Â&#x2021;Â&#x160;

kids zone

For Effective Advertising Call 821-2216

Page 2..........The Reminder January 28-February 3, 2020

Happy Valentineâ&#x20AC;&#x2122;s Day

We Buy: Aluminum

Aluminum Cans, 12V Car Batteries, Brass, Copper, Catalytic Converters, Electric Motors, Transformers, Insulated Wire, Light Iron, Heavy Steel, Pewter, Radiators, Silver Plate, Hours: Mon.-Fri. 8:30am-4pm Stainless Steel, Closed for Lunch 12-12:30pm Zinc Saturday

@metalcommoditiesinc

8:30am-12:30pm

Metal Commodities, Inc. â&#x20AC;&#x153;Buyers of Scrap Metalsâ&#x20AC;?

220 Old Baptist Rd., North Kingstown, RI 401.885.8866 â&#x20AC;˘

THORPEâ&#x20AC;&#x2122;S

Let Us Do the Work!

WASH, DRY, FOLD

LAUNDROMAT & DRY CLEANING We Provide:

MONDAY & TUESDAY

Only

Includes soap, softener and bleach

Wash, Dry, Fold

W ANTED ANY JUNK VEHICLE Highest Prices Paid! Paying $100-$500 cash

Call 474-5723 anytime

CASH CASH CASH!! Buying: Antiques, Jewelry, Coins, Art, Paintings, Military, Guns, Knives, Medals, Silver, Gold, Watches, Old Fishing Lures. Estate Specialists. HIGHEST PRICES! Please call James, 401-412-1962. WANTED: Antiques and collectibles. Moving or just cleaning out? We pay more for your old jewelry, glassware, f u r n i t u re , p o t t e r y, clocks, paintings, military items, crocks, post cards, cameras, photos, old coins, etc. For prompt and courteous service call Bill, 821-0381.

HOME ENERGY ASSISTANCE PROGRAM (HEAP) Have trouble paying your heating bill? The Home Energy Assistance Program (HEAP) helps income eligible families pay their heating bills. The HEAP is a Primary Grant that is sent directly to your utility company or fuel provider, and it will be credited on your bill. You donâ&#x20AC;&#x2122;t need to have an unpaid bill, you can either rent or own your home, and must meet current gross income guidelines. Please call 732-4660, Ext. 175 for more information.

Pickup & Delivery

PROJECT LINUS Project Linus is a national, all volunteer, non-profit organization which brings comfort to seriously ill children in local hospitals through gifts of new, handmade security blankets! If you have blankets or donations of new fabric, yarn, etc. to donate, please drop them off at â&#x20AC;&#x153;The Reminderâ&#x20AC;? Office, 1049 Main Street, Coventry. â&#x20AC;&#x153;The Reminderâ&#x20AC;? is open Monday-Friday from 8:30AM-5PM and is the local drop off location for Project Linus donations. For more information, please call â&#x20AC;&#x153;The Reminderâ&#x20AC;? at 821-2216.

Dry Cleaning

Â˘*

560 Providence Street, West Warwick 401-826-7158

lb.

Mon.-Fri. 7:30am-9pm; Sat. 6:30am-9pm; Sun. 6:30am-8pm

POTVIN - QUINN FUNERAL HOME Family Owned and Operated Since 1857

Traditional Funerals to Simple Cremation Services Pre-Arrangements and Pre-Financing Available

Directors

Michael F. Quinn Patrick J. Quinn Jerome D. Quinn Christopher P. Quinn Paul C. Potvin

45 Curson St., West Warwick, RI www.PotvinQuinn FuneralHome.com

401-821-6868

U S E O U R FA X SERVICE to send or receive documents... i t â&#x20AC;&#x2122;s f a s t , e a s y, a n d affordable. Great for sending Insurance Forms, Mortgage Documents, Unemployment Forms, Time Sheets and any paperwork that needs to be received fast. Cost to send: $3 for 1st page, $1 each additional page (+ tax). Cost to receive: $.75/page (+ tax). The Reminder, 1049 Main Street, Coventry. Open Monday-Friday, 8:30AM-5PM. Phone 821-2216, Fax 8210397. There is 24 hour answering on either line.

VOLUNTEERS NEEDED AT GEN. NATHANAEL GREENE HOMESTEAD The Gen. Nathanael Greene Homestead in Coventry is looking for individuals interested in becoming Tour Guides for the season. The Homestead, also known as â&#x20AC;&#x153;Spell Hallâ&#x20AC;?, was built by Nathanael Greene in 1770 and has been authentically restored as a Museum dedicated to his memory. Tour Guides will learn about Gen. Greene, his family, and life in the 18th Century. Experience is not necessary. All information will be provided and scheduling is flexible. For more information, please email nathanaelgreenehmst@gmail.com Visit us at nathanaelgreenehomestead.org WEST WARWICK PUBLIC SCHOOLS MENTORS NEEDED Do you have an hour a week to share? Thatâ&#x20AC;&#x2122;s all it takes to volunteer with a child, in a school during school time! You can work with either a girl or boy in Elementary, Middle, or High School. For more information call Dana Papitto, 8228435 or 825-6530.

N E W S N O W BLOWER: Cub Cadet, 26â&#x20AC;? (3-stage). Used twice. $800. 397-3030. WA R M W E AT H E R I S YEAR ROUND IN ARUBA! The water is safe and the dining is fantastic. Walk out to the beach. 3 Bedroom weeks available. Sleeps 8. Email carolaction@aol.com for more information.

1ST ANNUAL COVER ME CRAFT SHOW & FILL A JEEP EVENT The 1st Annual Cover Me Craft Show & Fill A Jeep Event will be held on February 1 from 10AM-4PM at Church of the Apostles, 170 Fairview Avenue, Coventry. This event benefits homeless Veterans. Donations needed are coats, gloves, hats, scarves, socks, wipes & toiletries. Donations earn 25% off an item with the Vendor of your choice! There will also be food, games & door prizes. For more information, call 332-3364.

OVERLOOKING NARRAGANSETT BAY Eat-In or y Bu One Get One TakeWarwickâ&#x20AC;&#x2122;s Waterfront Dining Experience

OPEN DAILY at 11:30 AM 885 Oakland Beach Ave. 737-2895

FREE Lunch or Dinner Valid on Sandwiches and Entrees. (Of equal or lesser value)

*Offer valid Sunday-Thursday only at Iggyâ&#x20AC;&#x2122;s Boardwalk. Offer valid for lunch & dinner. Purchase of a beverage is required to receive offer. Excludes ALL Lobster dishes. 18% gratuity included on bill prior to discount. Not valid on take out. Not valid with any other offers. Not valid on Holidays. REM No separate checks allowed. Expires 2/29/20.

Out

IGGYâ&#x20AC;&#x2122;S

Doughboys & Chowder House

Gift Cards Available

www .iggysri.com

ITâ&#x20AC;&#x2122;S ALWAYS SUMMER AT IGGYâ&#x20AC;&#x2122;S!

Any 2 Dinners, Chowder or Salad with each & 6 Clam Cakes

May not be combined with any other offer. With coupon only. Not valid at Boardwalk. Expires 2/29/20.

plus tax REM

F R E E

Buy 6 Get 6

Doughboys, FREE

May not be combined with any other offer. With coupon only. Not valid at Boardwalk. Expires 2/29/20.

REM

Open Daily at 11:30 AM â&#x20AC;˘ 889 Oakland Beach Ave. â&#x20AC;˘ 737-9459

The Reminder January 28-February 3, 2020..........Page 3

SAY YOU SAW IT IN THE REMINDER

Last Will and Testament

FREE Leg Vein Screening Northeast Vein & Laser Center

worse than no will? Q.What’sA poorly A. drafted one.

and

George N. Cooper, Jr., MD, FACS introduce State-of-the-Art Treatment for Varicose and Spider Veins

Call for a FREE Review

Law Office of

Steven J. Hart

Learn about available treatment during our next leg vein screenings on

Wednesday, Feb. 12 & Feb. 26

Wills, Trusts, Estates, Divorce, Custody, Visitation Personal Injury • Landlord/Tenant • Bankruptcy

Space is limited. Ensure your spot by calling to book your 10-minute screening.

328 Cowesett Ave., Suite 3, West Warwick, RI

Call 828-9030

(401) 739-0011

www.hartlawri.com

• Endovenous Laser Ablation Therapy • Painless Injection Sclerotherapy

First Consultation at No Charge

• The only laser of its kind in RI

Northeast Vein and Laser Center 840 Greenwich Avenue, Warwick, RI

(401) 739-0011 Call for more details or to book a 10-minute screening (401) 739-0011

APPLYING FOR SOCIAL SECURITY DISABILITY or appealing a denied claim? Call Bill Gordon & Associates, Social Security Disability Attorneys! 1-866-945-2549! FREE Consultations. Local Attorneys nationwide. Mail: 2420 N St NW, Washington DC. Office: Broward Co. FL. Member TX/NM Bar.

GADZOOKS! Your favorite business doesn’t advertise in

THE REMINDER?

Well, why not bring them a copy of the paper and tell them how much you and your friends enjoy it?

TOM’S MARKET

pCOVENTRY

821 Tiogue Avenue, Coventry, RI 02816 401-826-0050 | 401-826-0051

WHAT!! Not a Misprint! All Varieties

Split Chicken Breast ¢

.99

1.99lb.

Fresh Ground Chuck

WOW!

USDA, Grade A

Center Cut Pork Chops $

$ 99

For Your Grill!! Fresh

Boneless Wings $

4.99lb

lb.

Think & Meaty lb.

Country Style Ribs .

Super Sides

$ 79

lb.

For the Game!!Tom’s Fresh

Baby Back Ribs ...... $399lb. Hamburger Patties ................... $399lb. US#1 1 lb. Package Hatﬁeld USDA Choice Sliced Bacon......... $399pkg Sirloin Tips ............ $899lb. Certiﬁed Angus Beef

Grill Time!!

Top Round Hillshire Farms London Broil ......... $459lb. Kielbasa .................. 2/$7 24 oz. All Varieties All Natural

Quick & Easy! 24-26 oz.

Organic Cooked Perfect Bone Broth ............... $699 Meatballs .............$699pkg. ! WOW

A Game Favorite!

Mini Meatballs or Sausage & Peppers $

4.99lb

Healthy

Chobani Yogurt

16 oz.

52 oz.

Haagen Dazs Ice Cream

2/ 4 $

64 oz.

3.99

All $1.99 Varieties

Almond Breeze Birds Eye Frozen Tropicana $ $ Orange Juice ........... 2/$7 Milk Alternative ...... 2/ 6 Bag Veggies ............ 3/ 5 Celeste Pizza ...... 10/ 10 Butter Quarters .........$399 Hood $ Cottage Cheese ......... 2/ 5 48 oz. 32 oz. Friendly’s 4-6 oz. Hood $ $ Country Creamer . 10/$10 Yoplait Yogurt............. 10/ 6 Ice Cream ................ 2/ 6 Land O Lakes

48 oz.

16 oz.

WOW 2/$6 Hood Ice Cream ................................ !

32 oz.

PRODUCE

All Regularly Priced $1.59 Varieties

Gatorade $

Barilla Pasta $

10/ 10

A Super Bowl Favorite! Large Ripe

Hass Avocados $

4/ 5

Extra Fancy

9-11 oz.

Coke ............................... 3/$12

DAIRY/FROZEN DELI

14 oz.

Daisy Sour Cream

10/$10

THE REMINDER, 1049 Main Street, Coventry. Our business is making your business successful!

Perfect for Salsa! Extra Large, Meaty

Plum Tomatoes $

1.49lb

Bursting with Flavor! Sweet Juicy, Pint Container

Yellow or Orange Progresso $ Peppers ................. $299lb. Grape Tomatoes ...... 2/ 5 New England Traditional Soups $ 99 $ 2 Coffee Bags ............. 4 Extra Fancy Excludes Veggie Classics.. 2/ 3 Sweet as Sugar, Royal Gala Apples . $149lb. Golden Ripe 32 oz. College Inn BBQ Grilled Kielbasa 5 lb. Dinners or Cups $ 99 Pineapples ............ 2 ea. Great for Dippin’, 1 lb. Bag BBQ Country Style Kraft Broths $ $ Ribs ........................ $499lb. A Real Treat! Mini Sweet Peppers $399bag $ 95 Mac & Cheese ... 10/ 10 Excludes Bone & Organics ... 2/ 5 Imported Jumbo Grilled Jumbo Shrimp 19 lb. ¢ Sweet Onions .......... 99 lb. 16 oz. Bag, Salted or Unsalted Quick & Easy, Grab n’ Go 28 oz. Contadina Rice a Roni or Grilled, Bourbon Glazed $ Pulled Pork with Crushed Hampton Farms Great for Dippin’ or Soups! Pasta Roni ........ 10/ 10 $ Steak Tips with Onions Tomatoes ............... 4/ 5 Fresh Crisp Peanuts ................ $199bag Black Beans & Rice .. $599ea. and Mushrooms ..... $1599lb. 8 oz. $ 79 Western Celery ...... 1 bu. 15 oz. Bumble Bee Great Combo Wishbone 14 oz. Container Sinful $ Snow’s Chowder..... 2/$3 Perfect Size for the Kids!! $ 99 New England Marzetti $ 99 Sloppy Joe Dip ........ 4 lb. Dressing ........... 10/ 10 Sweet Seedless, 4 lb. Bag Clam Chowder ....... 6 qt. 5.3 oz. 15-24 oz. (excludes Rustic Cuts) $ 99 Veggie Dips .............. $399 $ 99 Jumbo Navel Oranges ..... 3 bag Friskies Canned Clam Cakes .......... 6/ 4 . Steak & Cheese Bombs $699ea. Bertolli $ Pasta Sauce ............ 2/$5 Cat Food .............. 10/ 6 WOW ! ! ! W W O O All Varieties W All Varieties, 12 Pack Cans W Great for Dippin’, Sweet Crunchy Superfoods Slaw Potato or $ 99 Macaroni Salad, lb. $ 99 with Shrimp ........... Cole Slaw ................. lb. Delicious Game Snack $ 99 Finger Lickin’ Good

DAIRY/FROZEN DELI

4.5-5.3 oz.

Call 474-5723 anytime

tomsmarket.com

GROCERY

Eggrolls ...................... 10/$10

Classic Meat Franks ..10/$10. Bar S

Highest Prices Paid! Paying $100-$500 cash

WOW!

Tom’s Famous

Everyday Low Price

PREPARED

W ANTED ANY JUNK VEHICLE

Fresh. Local. Exceptional.

MEAT

WOW!

INVENTORS - FREE I N F O R M AT I O N PACKAGE: Have your product idea developed affordably by the Research & Development pros and presented to manufacturers. Call 1-855-380-5976 for a Free Idea Starter Guide. Submit your idea for a free consultation.

Oven Gold Turkey Breast or Vermont Cheddar

Domestic Ham

2.99lb.

Roast Beef ............

BAKERY SPECIALTY SPECIALTY DEPT.

SEAFOOD SEAFOOD

Boar’s Head

Hatﬁeld

Triple M, Rare & Juicy

Baby Peeled Carrots...........99¢1 lb. Bag.

6.99lb.

$ 99

Kayem

lb.

Legacy, All Natural

Turkey Breast........ Citterio

$ 99

lb.

12 oz. Mia’s Kitchen

Pizza Sauce $

2/ 5

Knorr Recipe Soup & Dip Mixes................ $189

For Your ”Game”!

Finger Sandwiches Split Finger Rolls $

2.99

Pkg

MUFFIN OF THE WEEK!

Tom’s Famous

Stufﬁes $

2/ 5 Bake, Grill, Broil or Fry

Apple Spice $ 99 Hot or Sweet 16 oz. Corned Beef or Cinnamon .............$3994 Pk. Fresh Swordﬁsh Tips. 7 lb. $ 99 Capicola ............... $599lb. Moe’s Pastrami Round ......... 6 lb. Tom’s Famous Salsa ......................... $429 Frash Baked, 26 oz. Kretschmar $ 99 Crab Cakes ................ 2/$3 Citterio Mixed Berry Pie .......... 4 Off the Bone Genoa Salami or $ 99 ! “For Grillin’” Mortadella ........... $499lb. Honey Ham .......... 5 lb. WOW Perfect for Your “Super Sub”

Boar’s Head, All Varieties

WO Pouch Pepperoni ................... 2/$5

We accept manufacturer’s coupons! Prices in effect Jan. 29th-Feb.4th

19 oz.

Guy Fieri $ 99 BBQ Sauce......

Fresh Baked

OW!

Marinated WOW!

W Jumbo Parisienne $ 99 Bread .............. 2/$5 Shrimp ........ 12 lb.

*Not Responsible for Typographic Errors. Some items may not be available in all locations.

Mon.-Sat. 8am-8pm, Sun. 8am-6pm

For Effective Advertising Call 821-2216

Page 4..........The Reminder January 28-February 3, 2020

Cutest Pet of the Week JANUARY 28, 2020

Looking for an Aggressive Family Law Attorney? Experience in DIVORCES, CUSTODY, VISITATION, RESTRAINING ORDERS & CHILD SUPPORT CASES Evening Appointments Available HEITKE COOK ANTOCH

CALL DAWN M. COOK, ESQ.

(401)454-4100

HCountry decorating simply done. H

937 Tiogue Avenue, Coventry • 823-0030 Mon., Wed.-Saturday 11-4, Closed Sundays & Tuesdays

“Lucy”

CLEANUPS of attics, cellars, garages, buildings, yards. Leaf Cleanups, etc. Some cleanouts for content. Anything hauled away. Antiques and furniture bought. Very reasonable. Free estimates. Call anytime for your small moving needs. 397-2781 or 741-2781.

Lucy is a Siberian Husky. She is very energetic and a smart pup! She is so fun to be around. Happy companion of the Mignacco/Martin Family!

Email your photos to melissam@rhodybeat.com, include both yours and your pets name and tell us what makes them so special! Please make sure your photos are in focus. Blurry photos cannot be reproduced.

SPONSOR THIS LONG RUNNING FEATURE

30/WEEK (4 week minimum)

OXYGEN-Anytime, anywhere. No tanks to refill. No deliveries. Only 2.8 pounds! FAA approved! FREE info kit: Call 1-855917-4693.

Call today for more info and to reserve! 821-2216

CLASSIFIED AD FORM

Household Item Classifieds Used Furniture, Tools, Exercise Equipment, Etc.

7.00for 10 words.

25¢ each additional word.

Business Classifieds

Help Wanted, Yard Sales, Wood for Sale, Real Estate, Home Improvement, Etc.

Autos, Motorcycles, Boats, Auto Service, Etc.

8.00for 10 words. 25¢ each additional word.

Household _______ Business _______ Automart _______ Please print clearly. One word per box.

Phone number equals one word. Not responsible for words we cannot read.

Automart Classifieds

8.00

for 10 words. 25¢ each additional word

COLOR BACKGROUND BOLD TYPE BORDER

ADD COLOR PHOTO

$8.00 per week extra for each.

How to Place a Novena.

Please indicate the prayer that you would like published, include your initials, and mail or bring to:

THE REMINDER

1049 Main Street, Coventry, RI 02816-5706 You may place your Novena by phone if you are using a credit card.

Don’t Forget

Prayer to the Blessed Virgin Your Initials! Prayer to St. Jude St. Jude Novena Indicate Initials Here Thanksgiving Novena to St. Jude $ Novena to the Sacred Heart per Novena Please enclose payment Other (indicate below or send a photo copy) Checks Payable to:

________________________________________

Beacon Communications

Deadline is Friday at 5pm for publication in the following Tuesdays edition of The Reminder

$1.50 per week extra for each.

REMINDER The

I s l a n d ’ s

F i r s t

B u y e r s

Free!

G u i d e

1049 Main Street, Coventry, Rhode Island 02816 (401) 821-2216 • www.rireminder.com

Established 1954 Published by Beacon Communications

******ECRWSS****** Local Postal Customer

R h o d e

PRESORT STANDARD U.S. POSTAGE PAID COVENTRY, RI PERMIT NO. 15

10 words

John Howell ......................................... Publisher Name ________________________________________________________________________________________ Address ______________________________________________________________________________________

OFFICE USE

Richard Fleischer.................... General Manager Donna Zarrella .....................Advertising Director Dawn Donnelly ..................................Front Desk

Town ______________________________________________________ Phone _____________________________ Price Per Week ____________________________ # of Weeks _____ Amount Paid __________________________

Check/Money Order Enclosed – Payable to: BEACON COMMUNICATIONS Circle One:

Account #___________________________________________________________ Security Code __________________

Expiration Date

____________________

Fax It! 821-0397 (Photocopy before Faxing)

Mail or bring your ad to:

THE REMINDER

1049 Main Street (intersection of Sandy Bottom Road and Rte. 117) Coventry, RI 02816-5706 E-Mail: mail@rireminder.com Website: www.rireminder.com

DEADLINE FOR ALL READER ADS IS MONDAY AT 12 NOON. (If there is a Monday Holiday, Deadline is Friday at 12 Noon) Office Hours: Monday - Friday 8:30-5 A mail slot is located on our front door for after hours drop off. Please include payment.

24 Hour Answering Available… Call 821-2216 Anytime

DISPLAY ADVERTISING Cheryl Petrarca, Melissa Miller ART DEPARTMENT Liz DeVonis, Monique Rice THE REMINDER is published every Tuesday. Open Monday through Friday 8:30am-5:00pm. We are not responsible for typographical errors, or the content of ads paid for in The Reminder. We do, however, reserve the right to edit. We will be responsible for errors appearing in ads only to the extent of correcting the same in the next issue. Opinions expressed in articles and advertisements are not necessarily those of the editor. Political ads and/or advertisements expressing an opinion of any type must be submitted at least one week before desired publication date. All copy for this type of ad is subject to the approval of the publisher. Advertisers are asked not to encourage other papers to copy ads from The Reminder.

THE REMINDER

1049 Main Street, Coventry, RI 02816-5706 (401) 821-2216 • FAX: 821-0397

The Reminder January 28-February 3, 2020..........Page 5

SAY YOU SAW IT IN THE REMINDER

With years of experience to provide you with prompt, courteous and professional service.

posted Antiques WE PAY MORE FOR YOUR

LIFE ALERT: 24/7. One press of a button sends help FAST! Medical, Fire, Burglar. Even if you can’t reach a phone! FREE Brochure. Call 1-800-4571917.

Military Items, Jewelry, Coins, Post Cards, Toys, Photos, Pottery, Furniture and More!

CARS/TRUCKS WANTED!!! All makes/ models, 2000-2019! Any condition. Running or not. Top $$ paid! Free towing! We’re nationwide! Call now, 1-888-513-1505. D O Y O U H AV E CHRONIC Knee or Back Pain? If you have insurance, you may qualify for the perfect brace at little to no cost. Get yours today! Call 1-800-217-0504.

860 Tiogue Avenue, Coventry

828-2020

Call Bill

821-0381

FAMILY COURT

JENNIFER HOOPIS D’AMBRA Attorney at Law DIVORCE • CHILD CUSTODY • VISITATION CHILD SUPPORT • ALL FAMILY COURT MATTERS FREE CONSULTATION • CREDIT CARDS ACCEPTED Rhode Island does not have a procedure for certification or recognition of specialization by lawyers

823-6266

Visit My Website: HoopisandHoopis.com DEALING WITH WATER DAMAGE requires immediate action: Local professionals that respond immediately. Nationwide & 24/7. No Mold Calls. 1-800-506-3367. D A C H S H U N D PUPPIES: $900. Home raised with children. Puppies will come with 1st vaccines, Vet checked and health certificate. Ready February 14. Please call or text 401391-7173.

A PLACE FOR MOM: T h e n a t i o n ’s l a r g e s t Senior Living Referral Service. Contact our trusted, local experts today! Our service is FREE/no obligation. CALL 1-855-799-4127.

Money Matters.

Invest in Smart Advertising. Each year, saving money is one of the most popular New Year’s resolutions people make. Ensure you’re reaching more of your potential customers with targeted advertising in The Reminder.

Chariho Care Associate e y & Optical Center

1171 Main Street, Wyoming

539-7900

“It’s Time for Your Eye Exam”

Also Looking to Purchase Estates ATTIC & CELLAR CLEANOUTS OUR SPECIALTY

STAY IN YOUR HOME LONGER with an American Standard Walk-In Bathtub: Receive up to $1500 off, including a free toilet & a lifetime warranty on the tub and installation! Call us at 1-866-945-3783. M O B I L E H E L P, AMERICA’S PREMIER MOBILE MEDICAL ALERT SYSTEM: Whether you’re home or away. For safety & peace of mind. No long term contracts! Free Brochure! Call today! 1-844-892-1017.

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Look to Someone You Can Trust

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IN PRINT and ONLINE WEEKLY Upcoming Specials Advertising Opportunities VALENTINE’S DAY - February 4 and 11, 2020 - Advertising Deadline January 30

EDUCATION - February 25 and March 3, 2020 - Advertising Deadline February 20

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Page 6..........The Reminder January 28-February 3, 2020

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The Reminder January 28-February 3, 2020..........Page 7

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ALARMS SYSTEMS __________________________

RI HOME SECURITY: Residential & Commercial Security Systems. Professional 24/7 Monitoring Services. Owner Operated. RI #1638. (833)472-3374 www.RIhomesecurity.com We appreciate the opportunity to earn your business!

CESSPOOL SERVICE ________________________

CHEVALIER CESSPOOL CLEANERS: Cesspools and septic tanks pumped. New systems installed. Sewer connections. 736-8313.

CLEANING SERVICE ________________________

LUCKY DUCKY CLEANING SERVICES: Licensed and insured. Residential, commercial, new construction, cleanouts, one-time deep clean. Weekly, bi-weekly, monthly, seasonal. Having a party? You plan, I clean. (401)787-2368 (Lori).

ELECTRICAL_________________________________

JADE ELECTRIC: Wiring, emergencies. Prompt and courteous. 8285908, 738-7835. Lic.# A1538. Insured. RICHARD J. PIZZI Electrical Contractor: 550 Providence Street, West Warwick. Residential Wiring (home repairs). No job too small. A145, insured. 580-8803.

FACSIMILE SERVICE ________________________

THE REMINDER’S FAX SERVICE. Now you can send or receive letters, statements, invoices, etc. in seconds by using The Reminder Fax Service. Want more details? Call The Reminder and ask about our fax: 821-2216. Fax Number: 821-0397. To Send: $3.00 (+tax) for the ﬁrst page, $1.00 for every additional page. To receive: 75¢ ea. page (+tax).

FENCE INSTALLATION & REPAIR ___________

VENTURA FENCE CO., INC.: Serving Rhode Island since 1975 for all your fencing needs. Insured. RI Reg #7260. Call anytime 8217200. K.C. FENCE COMPANY: Professional installations and repairs, all styles of fencing. Free estimates. RI Reg. #15748. Call Charlie 3975076.

FINANCIAL SERVICES ______________________

MOFFITT & ASSOCIATES, LLC.: Financial Services and Investments, Retirement Planning and 401K rollovers. www.mofﬁttassociates.com 1260 Main St. (Rte. 117), Coventry (401)828-0097.

FIREWOOD __________________________________

VERRIER TREE SERVICE, INC.: Kiln Dried Firewood, Cut & Split. Pick-up or Delivered. Insect Free Guaranteed. The Driest Wood You Can Buy. Bulk or Bundled Indoor Hardwood or Outdoor Softwood for Campﬁres. 397-3942.

GARAGE DOORS ____________________________

CARR’S OVERHEAD DOOR, INC.: Residential and commercial garage doors & openers. Best prices, quality materials, factory authorized Lift Master and Wayne Dalton Dealers. Reg. #13612. 332 Nooseneck Hill Road, Exeter, RI (401) 397-6015.

HOME IMPROVEMENTS _____________________

LEWIS & CLARKE ENTERPRISES, INC.: New homes, additions, garages, kitchens, bathrooms, family rooms, roofs, and repairs. 3453227. RI Reg. #5646. BILL’S REMODELING: Additions, Formica, ﬁnish work, custom built vanities, siding. No job too small. Bill Langlais 397-9256 after 5pm. RI Registration #648. STEVE’S BUILDING & REMODELING CO.: Interior, exterior remodeling. Additions, garages, kitchen/baths. Complete services. Insured. RI Reg. #17997. Find us on Facebook. 392-3050. sbuilding1@verizon.net.

PLUMBING & HEATING _____________________

JOHN P. KEOGH PLUMBING & DRAIN CLEANING: Electric sewer rooter service. Master Plumber Lic. #1881. 401-862-8810. A GOOD PLUMBER: Plumbing, heating, drain cleaning. 401-8082284. RI Lic. #MP002399. MA Lic. #30436.

RATES & DEADLINE FOR AT YOUR SERVICE

$8.00 PER WEEK for 10 words (25¢ each add. word) Min. 1 Month. Deadline: Last Thursday of each month for ads starting the following month. Mail or bring your ad to The Reminder. 1049 Main St., Coventry, RI 02816. Phone: 821-2216. Fax: 821-0397.

ROOFING ____________________________________

L&L ROOFING CO.: Flat Rooﬁng, tar/gravel, all types of shingle roofs, tear-offs, new plywood, specialist at ﬂashing. Free estimates. Insured. Reg. #135. 1527 Main Street, West Warwick. 823-0490. DEPIETRO ROOFING, INC.: Specials Available. Quality work, free estimates. RI Reg. #22850. Call John 573-9328. MICELI ROOFING: Residential and Commercial. Winter specials. Free estimates. RI Reg. #10135. Call John 433-ROOF (7663).

SEPTIC SYSTEMS ___________________________

LAUNDRY SERVICE _________________________

TLC SEPTIC SYSTEMS: Design & Installation, Foundation Digging, Land Clearing & Grading. Class 1 License. Registered Contractor. Free Estimates. Call 392-3300 or visit www.tlcrhodeisland.com.

MASONRY ___________________________________

VICTOR MOFFITT & CO., INC.: Bookkeeping, Tax Services for individuals and businesses, 40 years experience. 1260 Main St. (Rte. 117), Coventry. 828-2155. www.vmcri.com.

Let us wash, dry and fold your laundry. Only 99¢ per lb. FREE pick up and delivery too. THORPE’S LAUNDROMAT AND DRY CLEANING. 401-826-7158. 560 Providence Street, West Warwick. B. TRAUTMAN MASONRY: Brick/block, stone, ﬁreplaces, and masonry landscaping. Residential and commercial. RI Reg. #7933. Visa and Mastercard accepted. 447-4645.

PEST CONTROL _____________________________

WINFIELD TERMITE & PEST CONTROL: All your pest needs. 8217800. KENT COUNTY PEST CONTROL, LLC: Residential and Commercial. Certiﬁed in Industrial, Structural and Health Related Pest Control. 100% Guaranteed. 401-569-0212.

TAX SERVICES ______________________________

TILE INSTALLATION ___________________________

TSU CONSTRUCTION: Tile, Marble, Granite Installation. Reg. #8795. Call Charlie 556-8134.

TREE SERVICE ______________________________

VERRIER TREE SERVICE, INC.: Total Tree Care - Removals, Pruning, Stump Grinding, Spraying, Land Clearing, Brush Mowing, Spring Clean-Ups, Licensed. Insured. 39 Years of Satisﬁed Customers. 24 Hour Every Day Service. Free Estimates. 397-3942.

Advertise your business in “At Your Service”

This handy directory lists businesses by category. If you don’t see yours, we will happily make a new category for you. SEE RATES & DEADLINE FOR AT YOUR SERVICE above or Call The Reminder, 401-821-2216 for more information

For Effective Advertising Call 821-2216

Page 8..........The Reminder January 28-February 3, 2020

Job Market Help Wanted

Help Wanted

Jobs Wanted

Childcare

Customer Service

Minimum 5 years experience for Carpet Cleaning company. Able to make appointments for residential & commercial customers.

Cranston area. Full-time. Excellent pay & benefits.

401-258-9648. H E L P WA N T E D : Monday-Friday, 1:306:30PM; Saturday & Sunday, 7:30AM1:30PM and 1:306:30PM. Apply at Starbrite Laundromat, 1612 Nooseneck Hill Road, Coventry. 8219857.

Santoro’s Pizza HIRING:

Experienced Cooks Waitstaff Drivers Apply Within:

Santoro’s Pizza 687 Tiogue Ave., Coventry

FLOOR MAN: MUST have strip & wax experience. Able to work independently. Must be available 2 nights per week & every Saturday. Clean BCI & Driverís License required. $15/ hour. 401-258-9648.

Help Wanted Help Wanted Jobs Wanted

JANITORIAL: Parttime, Childcare 1st shift, 18-25 hours/week. Clean BCI & valid Driver’s License required. $11.50/Hour. Call Paul, 301-1162. “ M A K E Y O U R L . I . F. E . FULFILLING!” L.I.F.E., Inc. is seeking compassionate, creative & energetic candidates to meaningfully assist individuals with disabilities in community settings throughout the State of Rhode Island and residential settings in Barrington, Bristol, Cranston, East Providence, Middletown, Tiverton & Warren as Direct Support Professionals (DSP). Full & parttime positions are available for all shifts. Earn up to $14.73/ hour (depending on schedule) plus extensive dental, medical & vision insurance, on-site training, paid time off, retirement benefits & step increases for length of service. Overtime available for those who qualify. High School Diploma (or equivalent) required. Visit lifeincri. org/careers.html to fill out an application or stop by our Main Office to pick one up in person at 490 Metacom Avenue, Bristol, RI 02809.

Help Wanted Jobs Wanted

OFFICE ASSISTANT: Full Childcare time, MondayFriday, 8AM-4:30PM. Must be dependable, self-reliant & willing to learn. $15-$18/hour depending on experience. 6 Paid holidays, partial medical, PTO after 1 year. Send resume to info@newenglandwater. com or call 392-0199.

Help Wanted Jobs Wanted

M D Childcare CLEANING: M o n d a y - S a t u r d a y, 9:30AM-7PM. Weekly, bi-weekly & monthly. References. 479-1966. CK’S CLEANING: Reasonable rates. Offices, homes, new construction. Call 572-2925.

Jobs Wanted Childcare

CLEANING: 18+ Years of experience. Thorough, reliable, with excellent references upon request. Call 2483839. PROFESSIONAL SALESPERSON Looking for parttime work from home. Marketing, advertising, etc. 5786552. HOUSECLEANING: T h o r o u g h & professional. References available. Free estimates. Call/ Text 644-6781.

1. U.S. STATES: Which two states share no borders with any other U.S. state? 2. TELEVISION: What is Richie’s last name in the 1970-80s series “Happy Days”? 3. FOOD & DRINK: What is whey? 4. GAMES: What are “bedposts” in bowling? 5. ANIMAL KINGDOM: What kind of creature is an ocelot? 6. U.S. PRESIDENTS: By how many Senate votes was President Andrew Johnson spared removal from office after he was impeached by the House? 7. LITERATURE: What is the end of the nursery rhyme that starts: “Humpty Dumpty sat on a wall/ Humpty Dumpty had a great fall ... “? 8. ASTRONOMY: Which is the largest planet in our solar system? 9. BIBLE: Who was John the Baptist’s father? 10. MUSIC: How many Top 10 songs were released on Michael Jackson’s “Thriller” album? Answers 1. Hawaii and Alaska 2. Cunningham 3. The watery part of milk that remains after cheese curds have formed 4. A 7-10 split 5. A small, wild cat 6. One vote short of the necessary two-thirds majority to convict 7. “... All the king’s horses and all the king’s men/ Couldn’t put Humpty together again.” 8. Jupiter 9. Zechariah 10. Seven © 2020 King Features Synd., Inc.

Hiring?

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THE REMINDER

1049 Main Street, Coventry, RI | www.RIReminder.com

AT THE LIBRARIES

WEST WARWICK PUBLIC LIBRARY TEEN PROGRAMS The West Warwick Public Library 1043 Main Street, West Warwick, will hold the following Teen Programs: Teen Paint Night - January 29, 6:30-8PM (sign-up required) Anime Movie Night - January 27, 6:30-8:30PM. .Home Schoolers Brown Bag Lunch Book Club - February 4, 12-1PM (sign-up required). For more information or to sign-up, call 828-3750, Ext. 2.

LITERACY VOLUNTEERS OF KENT COUNTY OFFERS ENGLISH LESSONS Learn to speak, read & write English. Enroll in Literacy Volunteers of Kent County’s free learning program. In just a few hours per week, you can improve your English skills in speaking, reading and writing. You will be paired with a Tutor who will instruct you, one-on-one according to your individual needs. Lessons are scheduled at your convenience and all information exchanged remains confidential. Please call 8229103 or email lvkc@coventrylibrary.org for more information.

VALENTINE’S FAMILY EVENING STORYTIME AT COVENTRY PUBLIC LIBRARY The Coventry Public Library, 1672 Flat River Road, Coventry, will hold a Family Evening Storytime on February 12 at 6:30PM. Valentine’s stories, fingerplays & a special holiday craft will be featured. Children are invited to wear their PJ’s & slippers. No Registration is required. Please call 822-9102 for more information.

COVENTRY PUBLIC LIBRARY HOMEBOUND SERVICES The Library Homebound Service is a program for Coventry residents who have a temporary or permanent physical impairment that prevents them from coming to the Library. The Homebound Coordinator visits private homes & Nursing Facilities, delivering books, music CD’s & magazines. Visits are typically made every 3 weeks. Books are available in regular print, large print & disc format. Contact the Library at 822-9463 or email homebound@coventrylibrary.org for more information. CREATIVE WRITING WORKSHOP AT WEST WARWICK PUBLIC LIBRARY West Warwick Public Library, 1043 Main Street, West Warwick will hold a Creative Writing Workshop every other Wednesday from January 29-April 22 beginning at 6PM. Students will have the opportunity to submit 2-3 pieces (up to 10 pages/2500 words) to be workshopped & critiqued over the length of the course. Space is very limited. Registration required by calling 828-3750, Ext. 1 or email amber@wwpl.org COLORING FOR ADULTS AT HOPE LIBRARY Hope Library, 374 North Road, Hope, invites adults to join them for Adult Coloring on Thursdays from 6:30-7:30PM. They supply the pencil crayons and coloring pages, you supply the inspiration!

PASSPORT APPLICATIONS ACCEPTED AT THE WEST WARWICK PUBLIC LIBRARY The West Warwick Public Library, 1043 Main Street, West Warwick is accepting Passport Applications (DS-11 Forms only) on behalf of the US Dept. of State. Please contact Information Services at 828-3750, Ext. 1 or email ref@wwpl. org to schedule an appointment or for more information. For even more information, you can call 1-577-487-2778 or visit travel.state.gov COVENTRY PUBLIC LIBRARY PRESENTS... Coventry Public Library, 1672 Flat River Road, Coventry, welcomes Loren Spears, Executive Director of Tomaquag Museum on February 7 at 6PM for a Tamoquag Johnnycakes Cooking Demonstration. Ms. Spears will present a lesson in Indigenous culture & cuisine while making these traditional pancakes called Johnnycakes! Inclement weather date February 21. To register for this event or for more information, call 822-9104 or email lwalker@coventrylibrary.org

BABYSITTER’S TRAINING COURSE AT COVENTRY PUBLIC LIBRARY Coventry Public Library, 1672 Flat River Road, Coventry, will offer a Babysitter’s Training Course conducted by the RI Chapter of the American Red Cross on February 20 from 9AM-4PM for boys & girls ages 11-16. A non-refundable fee of $90 is required at registration which begins January 27. Space is limited to 10 participants. Register in the Youth Services Department, or call 822-9102 for more information. ONGOING CHILDREN’S PROGRAMS AT GREENE PUBLIC LIBRARY Greene Public Library, 179 Hopkins Hollow Road, Greene invites you to attend one of their many ongoing children’s programs. Storytime - Wednesdays at 10AM. After-School Program - Thursdays from 4-5PM. Fun Time Friday - Fridays 11AM-12PM. Children’s Drop-In Craft - All ages are invited to drop in for the Craft of the Month. Teen volunteers are always welcome! For more information, please call 397-3873.

The Reminder January 28-February 3, 2020..........Page 9

SAY YOU SAW IT IN THE REMINDER

Real Estate Home Inspections 101

air conditioning unit, interior plumbing and electrical systems, roof (though inspectors will not climb onto the roof), attic and insulation will be examined. Inspectors also will examine walls, ceilings, floors, windows, doors, the foundation of the home, basement (or crawl space), and structural components.

The process of buying a home can be unlike any experience prospective buyers have ever had. After finding a home they like and coming to an agreement on a sale price with the seller, buyers can expect to add many items to their to-do list. One of the first things to jot down on that list is scheduling a home inspection. Home inspections are a vital part of the home buying process. Such inspections can protect buyers as they’re on the cusp of making what will likely be the most significant investment of their lives. Understanding the home inspection process can help buyers during an exciting yet potentially nervewracking time in their lives.

Can a home fail inspection? Homes cannot fail home inspections, which are just assessments of a home’s existing condition. Municipal inspections are separate inspections conducted by government agencies to verify that a property is in compliance with local codes. Home inspectors will provide detailed reports describing the condition of a home and indicate if any repairs are in order. Do I really need a home inspection? A home inspection is a vital component that can help buyers make the most informed decision possible. Forgoing an inspection can leave buyers vulnerable to potentially costly repairs and issues with a home that might have been detected with a proper home inspection. In addition, some lenders insist that buyers have home inspections conducted before they will allow them to borrow money. Home inspections can protect home buyers as they prepare to make the most significant financial investment of their lives. More information about inspections can be found at www.homeinspector.org.

What is a home inspection? The American Society of Home Inspectors defines a home inspection as an objective visual examination of the physical structure and systems of a house. Inspectors will conduct visual examinations from the roof to Realtors® and the foundation of the home. Vacation Rental Agents Additional structures on the Advertise Your Properties For Sale or Vacation Rentals throughout New property, such as sheds or England in free distribution newspapers with over 500,000 circulation detached outdoor living areas, FOR $ FOR A ONLY 25 - WORD CLASSIFIED are not typically included in the examination.

What do inspectors examine? The ASHI notes that inspectors will examine the condition of various parts of the home. The heating system, central

Community Papers of New England Call June at 877-423-6399 to place your ad today

Do You Have

Real Estate to Rent, Lease or Sell?

Apartment for Rent

COVENTRY & WEST WARWICK: 1, 2 & 3 Bedrooms, Applianced, No Pets.

From $700-$1,075

Bernard, 821-1500 WEST WARWICK: Newly renovated, spacious 1st floor, 2 bedrooms. Includes h e a t & h o t w a t e r, applianced, parking, private entrance. No pets please. $215/week. Security deposit $500. Won’t last! Call 3014465. C O V E N T RY: Ve r y nice, upscale 1 bed. Granite, S/S appliances, l a u n d r y, o f f - s t re e t parking. Great location. No pets/smoking. Must have good credit. $950. 580-2947. COVENTRY: 2-3 Bed, 2 bath, applianced, washer hook-up, enclosed porch, offstreet parking. $1125/ month plus security deposit. 385-3002.

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THE REMINDER To Advertise in Our Next Issue

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Homeowners Have Trusted Abbott Properties, LLC Since 1983 BEVERLY COURNOYER Real Estate Sales for Real People

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I BUY HOUSES THAT NEED HELP!

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Commercial For Sale/Rent/Lease

Room For Rent CENTER COVENTRY: 1300 Sq. ft. Perfect for Tradesman. $1000/ month. Call Joe, 6416582.

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Office Space for Rent/Lease

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Interested in a Real Estate Career?? Pre License Classes Starting Wednesday, February 26, $99 Call 828-2100 for details

CENTER COVENTRY: Office Space, 1600 sq. ft. Complete or share. Perfect for Contractor or Subcontractor, etc. Furnished! Call Joe for details, 641-6582.

East Side of Providence: Great 2 family, lower unit/1 bed & bath, upper unit/3 beds, 2 full baths, hardwoods, 2 car detached garage, $340,000

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Page 10..........The Reminder January 28-February 3, 2020

CBD oil and arthritis Health-conscious consumers have no doubt encountered advertisements for CBD oil at some point in recent memory. Supplement stores, pharmacies and even gyms may promote CBD oil, prompting consumers to wonder just what CBD is and how it may or may not play a role in the treatment of certain conditions, including arthritis. According to the Arthritis Foundation®, two kinds of the cannabis sativa plant, hemp and marijuana, produce cannabinoids, which Harvard Medical School notes is the second most prevalent of the active ingredients of cannabis. People unfamiliar with cannabidiol, or CBD, a type of cannabinoid, may assume it gets users high like marijuana. However, CBD doesn’t get users high, as another cannabinoid, a psychoactive part of the marijuana plant known as THC,

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is responsible for that effect. Advocates for CBD often note its potential to alleviate pain associated with arthritis. While animal studies have supported those claims, the Arthritis Foundation notes that such studies do not always translate to humans. In addition, the Arthritis Foundation notes that, thus far, human studies examining the potential efficacy of CBD in treating arthritis pain have produced mixed results, and the Harvard Medical School notes that more studies are necessary to determine the potential of CBD in treating pain, including that caused by arthritis. Laws also vary regarding the legality of CBD, though many places allow some form of CBD. Consumers should first consult with their physicians regarding their conditions and whether or not CBD might help them.

How to finance long-term care needs Failing to plan for long-term care expenses may leave aging men and women with little or no assets late in life. AARP says that the cost of long-term care continues to rise and the array of options can make it difficult for families to find the best, most affordable care. The median monthly costs for a semi-private room in a U.S. nursing facility hovered around $6,800 in 2016, according to The Genworth Cost of Care Survey. That adds up to roughly $82,000 per year. Individuals who only anticipate hiring a home health aide should know that such options cost an average $3,800 per month. Retirement savings can quickly dry up when long-term care is required. Individuals need to keep in mind that, in 2014, the Social Security Administration said the average month retirement income from Social Security was just $1,294. The National Care Planning Council says that at least 60 percent of all individuals will need extended help during their lifetimes.

Ongoing care can last for many months or years. Long-term care needs, including assisted living and nursing home stays beyond a few months, may not be covered by federal health insurance programs, such as Medicare. As a result, it is up to individuals to find ways to finance their care. Long-term care insurance Long-term care insurance is one of the ways to offset costs of care for later in life. But many people are unaware that this type of insurance exists. A survey conducted by Leger Marketing for the Canadian Life and Health Insurance Association found that 74 percent of respondents said they haven’t included provisions for long-term care in their retirement plans. Long-term care insurance is a safety precaution that can be purchased early in life to plan to help pay for expenses aging men and women may incur in their golden years. New York Life Insurance says that policy holders

will be reimbursed for qualified long-term care costs up to a maximum daily benefit amount. Coverage varies, but policy premiums generally increase with the age of applicant. Government aid Government aid is available for U.S. and Canadian residents but qualifications vary and it is usually limited to those with financial hardships. Medicaid pays for the largest share of long-term care services in the United States, according to the Administration on Aging. But to qualify, one’s income must be below a certain level and the person must meet minimum state eligibility requirements. Canadian provinces will assess one’s ability to pay and may subsidize care costs. Also, there may only be a handful facilities supported by the government, so applicants cannot be picky about accommodations. Financing long-term care is something individuals must consider as they make their plans for the future. It is a large expense that cannot go unaddressed even though the need for care might be in the distant future.

Jamie Italiane-DeCubellis, D.D.S. & Associates

ACCEPTING NEW PATIENTS Open Monday-Friday and Some Saturdays We Pride Ourselves in Gentle Dentistry for the Entire Family! Visit Our Website: www.healthyteethri.com to see a list of what we provide and to see what’s new at our office! We provide nitrous oxide

With this ad. Not vaild with other offers or prior purchases.

These statements have not been evaluated by the Food and Drug Administration. Products are not intended to diagnose, treat, cure, or prevent any disease. Consult your physician before use. For use by adults 18+.

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The Reminder January 28-February 3, 2020..........Page 11

SAY YOU SAW IT IN THE REMINDER

Exploring dental crowns

Many people visit their dentists and learn they have a tooth that requires a crown. In many instances, dental crowns are necessary for proper tooth care. Crowns were once widely referred to as “caps.” A crown is a permanent cover for a tooth that would otherwise require a very large filling after dental decay has been removed. Crowns also may be used to repair cracked or broken teeth so that extraction is not necessary. Sometimes crowns are used for cosmetic modifications or to hold a dental bridge in place. The crown itself can be made from different materials, like stainless steel, gold or metallic alloy, porcelain, porcelain fused to metal, and resin. A dentist will determine which material will work best depending on the application and tooth location. Understanding your appointment(s) Crowns are typically installed in two appointments. The first appointment requires prep work so the tooth can hold the crown. This is typically a painless procedure, and one in which the dentist will anesthetize the tooth and gum tissue and then file down the tooth along the chewing surface and sides to make room for the crown covering. If the tooth was decayed or insubstantial, the dentist may have to “build up” the tooth instead of filing it down. Again, these determinations are made by the dentist who has the expertise to gauge how much workable tooth is left. Once the tooth has been prepared, an impression will be made of the bite area. That’s because the permanent crown will be fabricated

in a laboratory and the fit/color will need to be exact for comfort — and also to ensure that bacteria and food debris do not get caught between the crown and tooth. The final component is a temporary cap that will keep the prepared tooth clean. This is molded in the office and will be worn only until the custom-made crown is ready. When the permanent crown is delivered, the patient will return to the office to have it checked for fit and then cemented into place. Full and partial crowns A partial crown may be used if only a portion of the tooth needs to be covered. Dentists will often rely on full crowns to get maximum coverage and strength. Cost factor Crowns can be expensive. According to the resource CostHelper, crowns can range from $500 to $3,000 depending on the material used and the patient’s insurance coverage. Dental insurance may cover a predetermined percentage of the cost when the crown is medically necessary, but insurance may not cover anything if the procedure is only cosmetic. It’s always a good idea for patients to express their concerns and ask questions about crowns prior to starting the procedure. Understanding the potential out-of-pocket costs is essential as well. Dental crowns can last several years and represent the best way to salvage a tooth that is cracked or damaged.

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Page 12..........The Reminder January 28-February 3, 2020

Recognize and avoid youth sports injuries Children benefit in various ways from their involvement in youth sports. Being part of a team fosters feelings of belonging, inspires collaborative play and strategy and can be an excellent form of exercise. Still, despite the benefits, parents often worry about the injury risk their children face on the playing fields. Those fears are justified. A Safe Kids Worldwide survey of emergency room visits found that a young athlete visits a hospital emergency room for a sports-related injury more than a million times a year, or about every 25 seconds. The Centers for Disease Control and Prevention says more than 2.6 million children 0 to 19 years old are treated in the emergency department each year for sports- and recreation-related injuries. Some of the more common injuries young children face have to do with the skeletal and muscular systems of the body. The American Academy of Orthopaedic Surgeons stresses that

children’s bones, muscles, tendons, and ligaments are still growing, making them more susceptible to injury. Fortunately, with some education, many youth-sport injuries can be prevented.

Sprains and strains Sprains are injuries to ligaments, or the bands of tough, fibrous tissue that connect two or more bones at a joint. Strains impact a muscle or a tendon, which connects muscles to bones. Clinical research has linked acute strains and sprains to improper warmup before sports, fatigue and previous injuries. Preparticipation conditioning and stretching can help reduce the risk of injury. Periostitis Periostitis is commonly known as “shin splints.” This is an overuse injury that occurs in athletes who are engaged in

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activities that involve rapid deceleration. Periostitis causes inflammation of the band of tissue that surrounds bones known as the periosteum, and typically affects people who repetitively jump, run or lift heavy weights. To head off potential pain in the shins, young athletes can gradually build up their tolerance for physical activity. Supportive shoes or orthotic inserts may also help. Incorporating crosstraining into a regimen also can work. Repetitive use activities Swimmers, tennis players, pitchers, and quarterbacks may experience something called a repetitive use injury. This is pain in an area of the body that is used over and over again. Inflammation of muscles and tendons may appear, but repetitive use injuries also may result in stress fractures, which the National Institute of Arthritis and Musculoskeletal and Skin Diseases defines as hairline fractures in bones that are subjected to repeated stress. Rest between exercises can help alleviate these types of injuries. Ice, compression, elevation and immobilization may be used if pain is persistent. Growth plate injuries Kids Health says growth plates are the areas of growing tissue near the ends of the long bones in the legs and arms in children and adolescents. A growth plate produces new bone tissue. If the growth plate is injured, it cannot do its job properly. That may contribute to deformed bones, shorter limbs or arthritis. Growth plate injuries most often result from falling or twisting. While there’s no surefire way to prevent growth plate injuries, getting proper and immediate care after an injury can help prevent future problems. An orthopedic surgeon has the expertise to diagnose and treat these injuries. Youth sports injuries are common but preventable. Warming up, being in good physical shape and not overtaxing a growing body can help kids avoid pain and impairment.

CHRONIC PAIN SELF-MANAGEMENT PROGRAM INFO SESSION AT COVENTRY SENIOR CENTER The Coventry Senior Center, 50 Wood Street, Coventry, will hold a Coffee Hour & Information Session on February 10 from 1-2PM discussing their free Chronic Pain SelfManagement Program. This program will be held on Mondays from 1-3:30PM from February 24-March 30. For more information and/or to register, call Pat at 822-9474 or email pfleming@coventryri.org SENIOR COMPANION PROGRAM The Senior Companion Program trains volunteers to serve isolated older adults in their own homes, Adult Day Centers & other community sites. Senior Companions are matched with a resident in need of socialization and companionship and will serve for 4 hours, 1 day/week at no cost to the participant. For more information, call Lynn at 822-9125. 55+ FITNESS CLASS AT HOPE LIBRARY Hope Library, 374 North Road, Hope is offering 55+ Fitness Classes on Mondays & Fridays from 2-3PM. Certified Senior Fitness Specialist, Myrna Moore will lead these classes that welcome all fitness levels. Class consists of stretching, body movement, light weight lifting, chair exercises, nutritional guidance & a touch of Yoga. Donation of $1/class is requested. Please bring a 2-3 lb. weight for the weight training. For more information, call 821-7910.

The Reminder January 28-February 3, 2020..........Page 13

SAY YOU SAW IT IN THE REMINDER

BUSINESSSpotlight THE CBD STORE

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Itâ&#x20AC;&#x2122;s a typical day at The CBD Store in Warwick and owner Michael Lanoue has been busy greeting customers all morning. At any given time, customers from all walks of life pass through the doors of Lanoueâ&#x20AC;&#x2122;s nearly one-year old store on Post Road to learn about how CBD can help them. These customers may come to The CBD Store for different reasons, but they all share at least one thing in common ~ they all need relief; relief from pain, relief from stress and anxiety, relief from the things that have compromised their quality of lives. CBD is the solution they are looking for, and Michael Lanoue is the one who will help them find it. For those unfamiliar with CBD, Michael explains that CBD is a natural, NON-psychoactive compound found in the flower of the cannabis plant. It is one of natureâ&#x20AC;&#x2122;s most effective remedies. It is safe, NON-addictive and completely legal. The CBD Store is home to a broad range of high-quality CBD products, namely CanameDÂŽ, a line of products made with Lanoueâ&#x20AC;&#x2122;s ongoing input and consultation. They are made with 100% organic ingredients and are free of gluten, sugar, dairy and nuts. These triple- tested, pharmaceutical-grade products come in varied forms including oils, water solubles, salves, candy and even pet treats. Michael also recently introduced CanameDÂŽ Gold, his Full Spectrum CBD that contains trace amounts of THC. All the cannabis used in these products is sourced straight from Colorado. CanameDÂŽ products are now also sold in Berlin, NH and Wakefield, RI. Proponents of CBD often experience life-altering results from using CBD-infused products. Many who come to the store do so upon the recommendation of their doctors. This was the experience of 75-year-old Warwick resident Donna who suffers

L D G

DS .

from chronic gastrointestinal problems, fibromyalgia and numerous other maladies. Her physician suggested CBD, her son helped her find The CBD Store, and Michael helped her find just the right formulation of products to address her problems. Donna has seen measurable improvements in the management of her symptoms and has become a loyal, repeat customer. Like Donna, 49-year-old customer Kim had been in unrelenting pain, though the cause of her condition is due to a lifetime of injuries and surgeries related to knee pain, a herniated disk in her back, and a painful rotator cuff, among others. She now faithfully uses drops of CBD oil to alleviate her

constant pain. In her words, â&#x20AC;&#x153;It helps with everything.â&#x20AC;? She also is grateful for the help and counsel of Lanoue as a trusted source of information and support. \CBD is used to mitigate the effects of many of debilitating conditions including chronic pain, anxiety, depression, arthritis, fibromyalgia, migraines, PTSD, attention deficits and much more. The CBD Store is found on 1845 Post Road in Warwick. For more information, call Michael Lanoue at 401-360-7093 or visit them at www.cbdofri.com. Open Mon. â&#x20AC;&#x201C; Sat. at 10:00am. Closed on Sundays.

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THE REMINDER

The Reminder January 28-February 3, 2020........Page 15

SAY YOU SAW IT IN THE REMINDER

Home Improvement David R. Laferriere â&#x20AC;˘ 378-4487 Finish Carpenter â&#x20AC;˘ Quality Finish Work Since 1980

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CURRENT PRICES Music box, jewelry, black forest, oak, ram, rocky ground, flowers, leaves, c. 1920, 13 x 7 1/2 inches, $196. Ivory, card case, pierced, curved, people in garden, different scenes on reverse, 4 x 2 inches, $630. Doctorâ&#x20AC;&#x2122;s stool, metal, round leather seat, nail back trim, adjustable, baluster post, scroll legs, steel castors, 1920s, 28 x 13 inches, $1,700. Advertising tray, Goebelâ&#x20AC;&#x2122;s Beer & Porter, blue and white, enamel, brass rim, 12 inches, $5,430. *** TIP: Candle wax on your antique metal candlesticks? Put them in the freezer. After a few hours, the wax will easily flake off. If there is a large lump of wax in the candle cup, run hot water on the stick until the wax melts. Do not let water get into the hollow. For more collecting news, tips and resources, visit www.Kovels.com

1. What did fans throw at the Beatles during their first U.S. concert? 2. When the Doors were on â&#x20AC;&#x153;The Ed Sullivan Showâ&#x20AC;? in 1967, they were asked to change the lyrics to which song? 3. How much more money does the operator want each time in â&#x20AC;&#x153;Sylviaâ&#x20AC;&#x2122;s Motherâ&#x20AC;?? 4. Who released â&#x20AC;&#x153;The One Who Really Loves Youâ&#x20AC;?? 5. Name the song that contains this lyric: â&#x20AC;&#x153;She tunes in to Bandstand every day to watch the kids dancinâ&#x20AC;&#x2122; â&#x20AC;&#x2DC;cross the USA.â&#x20AC;? Answers 1. Jelly beans. The boys had made the mistake of saying they loved them. Unfortunately they meant the U.K. version of soft jelly babies. The Beatles were on a round stage with no place to hide from the stinging barrage of hard jelly beans. 2. â&#x20AC;&#x153;Light My Fire.â&#x20AC;? But they didnâ&#x20AC;&#x2122;t, claiming they forgot. (The Rolling Stones also caused the show problems with their questionable lyrics.) 3. The operator keeps wanting â&#x20AC;&#x153;Forty cents more for the next three minutes.â&#x20AC;? 4. Mary Wells, in 1962. 5. â&#x20AC;&#x153;Queen of the Hop,â&#x20AC;? by Bobby Darin in 1958. Although written long ago, the song hasnâ&#x20AC;&#x2122;t been forgotten. It was used on the soundtrack to the â&#x20AC;&#x153;Porkyâ&#x20AC;&#x2122;s Revengeâ&#x20AC;? film in 1985 and Shakinâ&#x20AC;&#x2122; Stevensâ&#x20AC;&#x2122; 1987 â&#x20AC;&#x153;16 Rock â&#x20AC;&#x2DC;nâ&#x20AC;&#x2122; Roll Greats.â&#x20AC;?

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Many 18th-century lamps used oil to get light. If whale oil was not available, the lamps could use olive oil. The oil was kept in a reservoir, usually metal, that had three or four burners with wicks. Several were needed to get enough light. A group of these lamps also had reflectors on a pole, usually shaped like a moth with spread wings. The pole held the needed tools, wick cutters, wick picks and snuffing caps, and could raise and lower the reflector to direct the light. Many were made of brass to withstand heat, and silver was added for decoration where it would not melt. This late-19th-century silver-plated lamp that burned fat has it all â&#x20AC;&#x201D; a silver-plated reflector brass pole, tools, moth reflector and a finial. *** I have a 1967 Barbie and Ken wedding set in the original unopened (but not perfect) box. It was made by Mattel. How do I get information on the value of this set, and how could I sell it? Quite a few Barbie bride dolls have been made since Barbie was introduced in 1959. Your wedding set is the 1964-1965 Barbie Wedding Party Gift Set (No. 1017) by Mattel. It is a set of four dolls dressed in wedding finery, which originally sold from about $14 to $20. The set includes a bubble-cut Barbie doll (with blond, brunette or titian hair) in the outfit called â&#x20AC;&#x153;Brideâ&#x20AC;&#x2122;s Dreamâ&#x20AC;? (No. 947); a painted-head Ken doll (in blond or brunette) in â&#x20AC;&#x153;Tuxedoâ&#x20AC;? (No. 7897); a Midge doll (with brunette or red hair) in â&#x20AC;&#x153;Orange Blossomâ&#x20AC;? (No. 987); and a Skipper doll (with blond, brunette or red hair) in â&#x20AC;&#x153;Flower Girlâ&#x20AC;? (No. 1904). The set came with a wire stand for each doll and a pillow with a wedding ring on it, which was exclusive to this set. Many Barbie and friends gift sets were offered between 1960 and 1974. Some were department-store exclusives. When found â&#x20AC;&#x153;mint in the box,â&#x20AC;? they are some of the priciest and hardest-to-find Barbie items. Theriaultâ&#x20AC;&#x2122;s, an auction company in Annapolis, Maryland, specializes in auctioning dolls and often sells Barbie and accessories. A wedding set like yours sold at Theriaultâ&#x20AC;&#x2122;s for $1,100 in 2009.

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The familiar click of the nozzle when filling up at the gas station is recognizable to anyone with a few miles of driving under their belt. Once that nozzle clicks, just about every driver faces the decision of whether or not to squeeze a few extra centsâ&#x20AC;&#x2122; worth of gas into their vehicles or remove the nozzle from their vehicles, place it back where it belongs and head off on their way. Such scenes play out every day across the globe, and itâ&#x20AC;&#x2122;s likely that the majority of drivers try to squeeze a few extra drops into their tank. While topping off can seem like a financially savvy way to delay your next trip to the filling station, doing so may only cost drivers and the planet they call home. The following are four great reasons to skip topping off the next time you pull into a filling station. 1. Topping off costs you money. According to the Environmental Protection Agency, drivers who top off at the pump are likely paying for gas theyâ&#x20AC;&#x2122;re not getting. Thatâ&#x20AC;&#x2122;s because gas station pumps have vapor recovery systems that feed gas vapors back into their tanks in an effort to decrease air pollution. So any gas that drivers try to pump into their tanks after the nozzle has clicked may only be drawn into the vapor line and fed back into the gas stationâ&#x20AC;&#x2122;s tanks and not your vehicleâ&#x20AC;&#x2122;s fuel tank. 2. Topping off may damage your car. Topping off wonâ&#x20AC;&#x2122;t just hurt your pocketbook; it can potentially damage your vehicle as well. Fuel tanks need extra room inside them so gas

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can expand while the car is being operated. Without room to expand, gas may evaporate into the vehicleâ&#x20AC;&#x2122;s vapor collection system, which can damage the system and produce greater gas emissions, thereby harming the planet. 3. Topping off can affect the air you breathe. If you had a choice, would you pay extra for more air pollution? Likely not. But the EPA notes that this is precisely what many people are doing when they top off their gas tanks. When vehiclesâ&#x20AC;&#x2122; fuel tanks are overfilled, gas vapors can escape into the air and produce toxic air pollutants. That adversely affects air quality, which ultimately affects your health as well. 4. Topping off can cost the gas station money. Many drivers may wonder why gas stations, who would seemingly benefit financially from topping off, post signs that forbid topping off. But the EPA notes that gas stations are likely to lose money due to drivers squeezing an extra few centsâ&#x20AC;&#x2122; worth of gas into their vehicles. Thatâ&#x20AC;&#x2122;s because topping off can damage the stationâ&#x20AC;&#x2122;s vapor recovery systems, causing them to operate improperly and requiring potentially costly maintenance. Topping off at the filling station may seem like a savvy move. But drivers, their vehicles and the planet are best served by taking the pump handle out of the tanks at the familiar sound of the nozzleâ&#x20AC;&#x2122;s click.

P RIMETIME Financial

The Reminder January 28-February 3, 2020........Page 19

SAY YOU SAW IT IN THE REMINDER

LIVI NG YOU R B E ST I N TH E P R I M E OF YOU R LI F E

R H O D Y B E AT. C O M

YOUR

MONEY

Planning

Helping seniors, spouses secure their financial future by DANIEL KITTREDGE

Financial planning can be a daunting prospect for people of any age. For older people and senior citizens, it often proves particularly challenging. From navigating investments to estate and retirement planning, there are a host of issues to consider â&#x20AC;&#x201C; and, increasingly, potential pitfalls of which to be aware. Thatâ&#x20AC;&#x2122;s where legal and financial professionals come into the picture, providing expertise and guidance to individuals, couples and families as members of the community enter their golden years. â&#x20AC;&#x153;We have such a big senior demographic in Rhode Island â&#x20AC;Ś Thereâ&#x20AC;&#x2122;s such a demand, and itâ&#x20AC;&#x2122;s such an important part of the law,â&#x20AC;? said elderl law attorney Laura M. Krohn, who is based in South Kingstown and has a satellite office in Warwick. Mary Quackenbush, an investment professional with Coventry-based Victor Moffitt & Associates LLC, agreed that communication and planning are essential elements in terms of aging comfortably and securely. â&#x20AC;&#x153;I feel like that might be the most important piece as people get older, is making sure you have those things in place,â&#x20AC;? she said. Krohnâ&#x20AC;&#x2122;s practice provides a range of services, including asset protection, designating powers of attorney, Medicaid planning, Medicaid applications, wills and trusts, probate of estates and family mediation. She periodically hosts seminars focused on specific issues, such as a discussion of qualifying for Medicaid and preserving assets during long-term care held at the Warwick Public Library on Jan. 25. â&#x20AC;&#x153;Theyâ&#x20AC;&#x2122;re very educational. Itâ&#x20AC;&#x2122;s a great thing to do,â&#x20AC;? she said. While tax time often brings finances to the forefront of

peopleâ&#x20AC;&#x2122;s minds, Krohn said her practice is far from seasonal in â&#x20AC;&#x153;They should always have a person with them that is hearing nature. She takes a â&#x20AC;&#x153;holisticâ&#x20AC;? approach to elder law, addressing what Iâ&#x20AC;&#x2122;m saying,â&#x20AC;? she said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s always good to have another everything from medical and financial needs to family issues. person there being part of it.â&#x20AC;? Krohn said a good deal of her work deals with â&#x20AC;&#x153;crisis planOne aspect of long-term planning that surprises some cliningâ&#x20AC;? â&#x20AC;&#x201C; helping people navigate complex decisions in terms of ents, Quackenbush said, is power of attorney. long-term care and asset protection in difficult circumstances. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s a medical power of attorney, and thereâ&#x20AC;&#x2122;s a financial The focus is often on protecting a spouse from the loss of in- power of attorney, and those are not interchangeable,â&#x20AC;? she said. come or a home, as well as providing support for families. She also urges clients to ensure that their personal papers With that in mind, Krohn are secure and that someone trusted has knowledge urged people to proactively of where to find them when the time comes. Otherengage in estate planning â&#x20AC;&#x201C; wise, she said, important accounts risk becoming unI feel like that might be the and, in the case of seniors, to most important piece as people claimed property â&#x20AC;&#x201C; and families can suffer as a result. enlist others who are trusted get older, is making sure you have In terms of tax season, Quackenbush said there to accompany them through are few changes of note for this yearâ&#x20AC;&#x2122;s filing period. those things in place the process and assume key reAs part of her tax work, she helps clients navigate â&#x20AC;&#x201C; mary quackenbush sponsibilities down the road. capital gains tax issues. â&#x20AC;&#x153;You want somebody reâ&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s always frustrating to see a loss at the end of sponsible who you can trustâ&#x20AC;Ś the year and then still have a capital gain you have to part of [elder law] counseling has to be advising the client to pay taxes on,â&#x20AC;? she said. choose the right person to handle their affairs,â&#x20AC;? she said. â&#x20AC;&#x153;You Quackenbush said at a time when people are exchanging want to know about the family. When weâ&#x20AC;&#x2122;re meeting with cli- paperwork and otherwise dealing with the federal government, ents, we look at the big picture. What are the family dynam- it is important to be aware of potential scams. Callers pretendics?â&#x20AC;? ing to be from the Social Security office and asking people for Quackenbush said her firm provides tax assistance as well their Social Security numbers is an issue she has heard about as investment and retirement planning services. She echoed frequently of late. Krohn in terms of the importance of planning and relying on â&#x20AC;&#x153;Any federal agency is never going to call you. Ever. Theyâ&#x20AC;&#x2122;re trusted people â&#x20AC;&#x201C; noting that exploitation of seniors, even at the always going to send a certified letter,â&#x20AC;? she said, urging people hands of loved ones, can too often be a sad reality. to keep a record of suspected scammers and share it with finanâ&#x20AC;&#x153;Unfortunately, Iâ&#x20AC;&#x2122;ve seen that a lot,â&#x20AC;? she said. cial professionals or law enforcement. Quackenbush said she advises older people to bring along More information about Krohn and her practice is available someone trusted during their planning sessions with her â&#x20AC;&#x201C; at seniorguideri.com. To learn more about Victor Moffitt & something that helps ensure she and the client are fully â&#x20AC;&#x153;in Associates LLC, visit victormoffitt.com. sync.â&#x20AC;?

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Page 20..........The Reminder January 28-February 3, 2020

For Effective Advertising Call 821-2216

WHAT DO YOU FINK by MIKE FINK

I Remember a Class Act She lives near me in summertime, along Narrow River in South Kingstown. I would read her name as a board member of Save the Bay and always thought, â&#x20AC;&#x153;I should meet up with Anna...sheâ&#x20AC;&#x2122;s of my generation, I could have dated her decades ago!â&#x20AC;? And now, I finally get to know her, through her splendid autobiography, titled â&#x20AC;&#x153;I Remember.â&#x20AC;? Itâ&#x20AC;&#x2122;s rich in family photographs and multi-layered memories, and I read the whole volume in one eventful evening, with total admiration. For every chapter, paragraph, word. â&#x20AC;&#x153;At the outbreak of the War, my father was in the Polish Army: not many Jewish men served in the Army...â&#x20AC;? I was hooked from the very first...until the last page. â&#x20AC;&#x153;No one close to me shares any of my early memories.â&#x20AC;? Her preface itself is succinct and frank. â&#x20AC;&#x153;My name is Anna Prager. I am a Holocaust survivor.â&#x20AC;? And her very last sentence reads, â&#x20AC;&#x153;I remember the family I lost and I rejoice in the family I have.â&#x20AC;? In between, Anna Prager recounts experiences of the bitterest pain and the most remarkable victories. Not a single syllable rings false, or evasive! Now, I have my English teacher resistance to easy sentimentality or even too much moral oversimplification, but â&#x20AC;&#x153;I Rememberâ&#x20AC;? strikes with clarity, dignity, the proper kind of pride,

and a kind of â&#x20AC;&#x153;existentialâ&#x20AC;? solitude mixed with society. With responsibility to tell the truth. After surviving numerous escapes from death, she returns to her roots and her property in Poland. The new home-owner threatens her with a gun. â&#x20AC;&#x153;Get out or Iâ&#x20AC;&#x2122;ll shoot you dead!â&#x20AC;? he declares. Unfazed, she asks, â&#x20AC;&#x153;Can I at least have the family portrait on the wall?â&#x20AC;? He refuses.....but years later, she receives a letter in her American house, asking for penicillin as a sure cure for whatever was ailing them in the postwar period. He promises to send the picture in return. She ignores the plea (properly so!). Easy forgiveness would be a falsehood and a betrayal. Annaâ&#x20AC;&#x2122;s story is inspiring without ever a fake note or a concession to the convention of the proverbial American â&#x20AC;&#x153;happy ending.â&#x20AC;? Yes, she discovers the joy of

learning, especially chemistry and the wisdom of science. And the commitment to the arts of peace--better communication with public transportation and more respect for the freedoms of â&#x20AC;&#x153;nature,â&#x20AC;? the rights of one and all and the pursuit of happiness for the diverse inhabitants of our shared Earth planet. How did this superb story get written, published, and distributed? Anna Prager thanks in print all who collaborated or encouraged her project, but she did not seek established grand profitdriven industries that edit, print, and publicize books that appeal to mass audiences. Like, how-to-do-it texts and handbooks, or the bios of celebrities, or the adventures of athletes and the careers of political climbers. Self-published memoirs donâ&#x20AC;&#x2122;t get acknowledged on the book page of major newspapers, nor do they add luster to the c.v. lists of accomplishments within Academia. And yet, for this reviewer, they are the very best of literature nowa-days! The noblest, truest, and most reliable tales... like documentary movies instead of the mob-pleasing over-produced products of our Hollywood. I send my congratulations to Anna Prager and to whoever finds a way to access her â&#x20AC;&#x153;I Remember.â&#x20AC;?

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Give back to seniors in your community The strongest communities tend to be those in which members make a concerted effort to give as much as they get. Giving back to oneâ&#x20AC;&#x2122;s community can foster strong relationships with fellow residents and ensure that everyone, including the less fortunate, is in position to live happy, healthy lives. Certain people in a community may be more vulnerable to issues that can adversely affect quality of life than others. For example, the National Institute on Aging notes that, as men and women age, many are alone more often than when they were younger, leaving them vulnerable to social isolation and loneliness. Such feelings can prove very harmful to their health, potentially contributing to problems such as depression, cognitive decline and heart disease. Volunteering to help the aging members of oneâ&#x20AC;&#x2122;s community is a great way to give back, and such efforts can prove rewarding for both seniors and the volunteers who lend them a hand. â&#x20AC;˘ Pull an extra chair up to the dinner table. Many a meaningful connection has been made and maintained over the dinner table. Breaking bread with a senior from your community is a great way to foster such connections and provide an avenue for social interaction for seniors. Seniors who live alone might not enjoy cooking for one each night, but they might jump at the chance to eat dinner with a neighbor and even help prepare the meal. Invite a senior over once per week, encouraging them to share stories about their lives as well as how the community has developed over the years. â&#x20AC;˘ Help seniors manage their finances. Many seniors struggle to manage their finances, as laws regarding taxes and investing are subject to routine changes. A little help in this area can go a long way for seniors. Adults who want to help but donĂ&#x2022;t know where to begin can do the legwork for their aging neighbors. Contact agencies such as AARP to determine if there are any financial assistance programs that can help seniors effectively manage their money and take advantage of age-specific perks, such as programs that may help seniors lower their energy costs. â&#x20AC;˘ Offer to help around the house. Seniors who reside in single-family homes may not be able to keep up with routine home maintenance. Neighbors who want to help can offer to mow the lawn, tend to the landscaping and tidy up inside. Keep an eye open for other issues, such as clogged gutters, that can be fixed easily but prove costly if they go ignored. Helping aging neighbors is a great way to give back and build strong communities. GB19B395

The Reminder January 28-February 3, 2020..........Page 21

SAY YOU SAW IT IN THE REMINDER

SENIOR ISSUES

RETIREMENT SPARKS

by LARRY GRIMALDI

by ELAINE M. DECKER

You Canâ&#x20AC;&#x2122;t Make It Up Sounds of Distant Memories CHAPTER II In April 2017, I penned a PrimeTime column titled â&#x20AC;&#x153;You Canâ&#x20AC;&#x2122;t Make It Up.â&#x20AC;? It chronicled a few of my ordinary, daily encounters with corporate America, statewide government, and poorly trained â&#x20AC;&#x153;customer serviceâ&#x20AC;? employees that left me utterly astounded and momentarily speechless! Welcome to â&#x20AC;&#x153;You Canâ&#x20AC;&#x2122;t Make It Up-Chapter II.â&#x20AC;? The Creeping Driver Syndrome: If youâ&#x20AC;&#x2122;re running late for an appointment, you CAN COUNT on being stuck behind a driver who thinks that 35 mph is just too fast for their Sunday driving habits. They are determined not to exceed the speed limit and crawl down the road at a tortoise-like pace of 25. These are the same overly-cautious navigators that set a pace of 55 mph on the highway while driving in the fast lane. If youâ&#x20AC;&#x2122;re en route to your annual physical and want your blood pressure and heart rate to approach normal, taking an alternate route is advisable. The Parking Lot Blockade: While we are on the subject of vehicular courtesy (or lack thereof ), you can always count on at least one rude or â&#x20AC;&#x153;entitledâ&#x20AC;? driver to park his vehicle across two spaces. This absence of consideration is especially aggravating during the annual commercial feeding frenzy known as Christmas shopping. The Gorilla Glued Folding Plastic Bag: We have all bought those rolls of plastic bags that need to be unfurled and unfolded before use. After considerable research and careful thought, I have concluded that the employees at bag manufacturing and packaging facilities surreptitiously smear a dab of super glue on some of the product before the cases are wheeled onto the loading dock to be trucked to your local stores. This diabolical plot inevitably leads to extreme frustration and a string of blue language that would make a sailor proud. Child Proof Caps: We have all had to use a crowbar or vice grip to open those Child Proof prescription bottle caps. A more honest advisory should read, â&#x20AC;&#x153;Virtually Impossible to Open.â&#x20AC;? The consumer would then be aware that determination, skill, and luck are required to access their medications. Slippery and Tiny Medicine Bottle Safety Tabs: These alleged safety tabs covering the tops of your medication bottles are a first cousin to the Child Proof Caps. Pulling back these tiny, folded eel-slippery tabs to peel back the twice-glued cover requires fingers equipped with exceptional gripping capabilities. Most of us finally resort to punching holes in the cap to avoid the inevitable frustration, permanent damage to our finger joints and scraped knuckles.

(or, more accurately unwilling) to count to 12 items or less to access the supermarket express check-out line. As a former grocery cashier who retired in 1969 at age 17 to attend college, I can tell you that the clerk is in a â&#x20AC;&#x153;no-winâ&#x20AC;? situation. While they realize that the arithmetic scofflaw is trying the patience, courtesy, and good will of others in the express lane who CAN count, the cashier must adhere to the â&#x20AC;&#x153;Customer is Always Rightâ&#x20AC;? mantra. The Time Challenged Physician: I am convinced that a doctor is required to discard ALL watches, clocks, and assorted time pieces when they earn their MDs. How else can you account for their lackadaisical approach to appointment times? One of my friends believes that he has solved this problem by calling ahead to the doctorâ&#x20AC;&#x2122;s office to find out how far behind the physicianâ&#x20AC;&#x2122;s appointments are running so he can minimize his wait time. He reports very minimal success. The Universal Robo Call: Recently, I had to change my telephone number. While I had to erase all memory traces of the number I had for 49 years from my memory bank, I was amazed to learn that my new exchange was an instant magnet for mysterious â&#x20AC;&#x153;800â&#x20AC;? numbers and calls from unfamiliar zip codes from the east, west, north, and south of the United States and other parts unknown. One such call â&#x20AC;&#x153;advised me that I would be arrested by the IRS for unpaid taxes and yet another threatened jail time over missed jury duty. (Iâ&#x20AC;&#x2122;ve never been called to jury duty). Still another call congratulated me on being included in the will of a Nigerian prince who had left me five million dollars. Good luck with that!

When we think about which of our senses bring back memories of our youth, we generally think of smells or tastes. Thatâ&#x20AC;&#x2122;s probably because much of our early years are spent in the kitchens and dining rooms of the homes we grew up in. Of course, our sense of sight also comes to mind, especially when weâ&#x20AC;&#x2122;re looking at photo albums (paper or electronic). I particularly remember the smell of lilacs and honeysuckle, which grew behind our house. My bedroom window faced our backyard and it was almost always open on summer nights. And of course, I think of the smell of a freshly cut evergreen when we brought the Christmas tree into the house. Thatâ&#x20AC;&#x2122;s what I miss most now that Iâ&#x20AC;&#x2122;ve done the previously unthinkable and gone artificial. Just one more capitulation brought about by an aging body. When we reflect on our past, most of us rarely think of the sounds of distant memories. But they can be just as powerful as sights and smells and tastes. When I was watering the plants on our deck this summer, a sound caught my attention. We had several small Amercian flags attached to the posts on the deck railings. What I heard was the flags gently snapping in the breeze. A wave of nostalgia washed over me. It took a minute to understand what was happening. I was remembering warm summer days on the lake where I grew up. On weekends, Iâ&#x20AC;&#x2122;d take my board boat out to a quiet area along the rocky shore, drop the sail and lie in the sun. The wind on the lake was highly changeable.

On the trip to my chosen spot, it often shifted direction with little warning, setting the sail to flapping with a sound much like the flags were making. That small snippet of sound brought back such wonderful memories, ones that seldom bubble up to the surface. Memories of other boats I owned, other places I sailed in the past. We also have a wind chime out on the deck. The tinkling sound it makes is soothing. It, too, brings back memories, though Iâ&#x20AC;&#x2122;m still trying to figure out where they are taking me. I know itâ&#x20AC;&#x2122;s somewhere I loved to be. Perhaps it was the first house I owned with my significant other. My sister gave us a Woodstock chime when we moved in. After we went our separate ways and I had a house on my own, I hung wind chimes as a welcoming gesture to myself. I often give these as housewarming or wedding presents to friends. Itâ&#x20AC;&#x2122;s impossible to feel stressed when you hear a wind chime. Some sounds send a slight chill up my spine, a frisson of pleasure remembered. One in particular that does that is the whining sound of motorcycle gears shifting in the distance. Then the sound of the machine accelerating, heading farther away from me. It reminds me of summer nights during my college years. Several young men I dated had bikes. Iâ&#x20AC;&#x2122;d sit behind them, arms around their chests, as we headed off on some adventure. That sound is somehow melancholy, especially at night. I think itâ&#x20AC;&#x2122;s because itâ&#x20AC;&#x2122;s what Iâ&#x20AC;&#x2122;d hear after the adventure was over, when the young man was heading home. These

Larry Grimaldi is a retired freelance writer living in North Providence. Comments can be e-mailed to lvgrimald2149@gmail.com.

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Elaine M. Deckerâ&#x20AC;&#x2122;s books include Retirement Sparks, Retirement Sparks Again, Retirement Sparks Redux and CANCER: A Coping Guide. Her essays appear in the anthologies: 80 Things To Do When You Turn 80 and 70 Things To Do When You Turn 70. All are available on Amazon.com. Contact her at: emdecker@ix.netcom.com

I wish you a very peaceful, joyous, and healthy New Year.

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Iâ&#x20AC;&#x2122;m sure youâ&#x20AC;&#x2122;ve all had your â&#x20AC;&#x153;You Canâ&#x20AC;&#x2122;t Make It Upâ&#x20AC;? moments in the past. No doubt that you will have many more in 2020. So remember to stay calm, breathe deeply, and retain your sense of humor!

The Mathematically Challenged Supermarket Customer: We have all encountered those â&#x20AC;&#x153;entitledâ&#x20AC;? customers that are unable

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days Iâ&#x20AC;&#x2122;m sad because Iâ&#x20AC;&#x2122;m not on the back of the bike that Iâ&#x20AC;&#x2122;m hearing. Some sounds trigger bittersweet memories. That happens when I hear metal scraping on asphalt. My best friend died of lung cancer when she was just sixty. Sheâ&#x20AC;&#x2122;d never smoked a day in her life. Sheâ&#x20AC;&#x2122;s been gone eleven years now and I still cry when I think about our lost friendship. We met when I lived in New Jersey and we both worked at a large corporation in Manhattan. For a short period of time before she moved back to Rhode Island where her husband lived, she stayed with me. The first week she was there, I was startled one night by sound of a metal trash barrel being dragged from behind the house, down the driveway to the street. It turned out that in Rhode Island, folks put their barrels on the curb on trash day. Not so where I lived in New Jersey; the men came around the house to get them. We were both laughing as we dragged those cans back up the driveway, making that distinctive sound again. Often when I hear that now, memories of my funny, smart and loyal friend come back to me. I cry a little; I smile a lot. And Iâ&#x20AC;&#x2122;m grateful for those sounds of distant memories.

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Page 22..........The Reminder January 28-February 3, 2020

FAMILY FEATURES

etirement is supposed to be a reward for decades of hard work, but if you havenâ&#x20AC;&#x2122;t planned well, the milestone may be a dark cloud on your horizon. In fact, new data shows that nearly 50 percent of Americans are most afraid of outliving their income or the inability to maintain their current lifestyle, and nearly 20 percent are worried about having enough money to cover health care expenses. The research, released by the Indexed Annuity Leadership Council (IALC), also found that despite these very real fears, Americans are failing to take action to address them. For example, a quarter of Baby Boomers, the age group closest to retirement, have less than $5,000 saved for retirement and nearly one in five Americans have no idea how much theyâ&#x20AC;&#x2122;ve saved. The findings indicate that Americans are afraid of the unknown when it comes to managing their money and retirement. While you can budget for leisure and travel, health care expenses and life expectancy are unpredictable. â&#x20AC;&#x153;Americans are living longer than ever, so itâ&#x20AC;&#x2122;s no surprise that the No. 1 retirement fear is that theyâ&#x20AC;&#x2122;ll run out of money in their final years,â&#x20AC;? said Jim Poolman, executive director of the IALC. â&#x20AC;&#x153;Thankfully, there are strategies and products out there that can help you create sufficient retirement income to last throughout your lifetime, which can help with this crippling fear.â&#x20AC;? To take control of the uncertainty and create peace of mind when it comes to retirement, here are some simple steps you can follow:

Make a budget.

Those who plan for retirement are estimated to save three times more than those who donâ&#x20AC;&#x2122;t. Take into account that your expenses may increase during retirement, specifically for items such as health care and travel. Also, be sure to revisit your budget periodically to make adjustments for new circumstances that affect how much you need to support the retirement lifestyle you desire.

Balance is key.

Investing in a 401(k) is a great way to start a retirement portfolio, but putting all your eggs in one basket is a common mistake. One method to provide balance to your retirement portfolio is to add some more conservative, lowrisk products, such as Fixed Indexed Annuities (FIAs), which protect your principal regardless of market ups and downs. According to the survey, FIAs are an attractive choice for consumers, with 45 percent of Americans surveyed interested in this type of retirement product.

Plan to adjust.

Understanding Fixed Indexed Annuities In todayâ&#x20AC;&#x2122;s economy, experts recommend ensuring you have a diversified retirement plan and balanced financial portfolio that includes conservative, low-risk products that are less impacted by stock market volatility. According to the Indexed Annuity Leadership Councilâ&#x20AC;&#x2122;s research, 45 percent of Americans are interested in retirement products, such as Fixed Indexed Annuities, that offer steady lifetime income and protect your principal even if the stock market goes down.

A savings strategy that makes sense today might not fit your needs in five, 10 or 20 years. Factors like market volatility, changes in your career or personal life, can impact the amount youâ&#x20AC;&#x2122;re able to save and how much you anticipate needing when you reach retirement age.

Monitor the balance.

While itâ&#x20AC;&#x2122;s not as critical to track the ups and downs of your portfolio in your younger years, the closer you are to retirement, the more important it becomes to be aware of your account values. Your level of risk should reflect your age and your retirement goals. Generally, the younger you are, the greater risk you may be able to tolerate because market cycles generally rebound losses over time. When the window of time before retirement is tighter, you may not be able to recover from a dip as easily.

Small changes count.

Even seemingly little adjustments can have a noticeable impact on your finances over time. For example, packing your own lunch and giving up an evening out with friends once weekly or monthly will allow you to direct that

money to a retirement account instead. Also, be sure to pay your credit card bills on time to avoid fees that not only affect your credit rating but deplete funds that could be directed to retirement savings.

retirement account as a debt you owe and be sure to pay yourself every month. If necessary, meet with a financial advisor who can help you determine a strategy to pay down debt without sacrificing your retirement planning.

Make it automatic.

Find more tips and tools to guide your retirement planning at FIAinsights.org.

Set up scheduled transfers so you donâ&#x20AC;&#x2122;t forget or arenâ&#x20AC;&#x2122;t tempted to spend the money you planned to save. Treat your

The Reminder January 28-February 3, 2020..........Page 23

SAY YOU SAW IT IN THE REMINDER

2020 NEW$YEAR 2020

Resolutions that Save Money

Ring In January Deals

New Yearâ&#x20AC;&#x2122;s resolutions are a tradition that many embrace but few stick with as the year progresses. The most successful resolutions are often those that make the most positive impacts on peoplesâ&#x20AC;&#x2122; lives, such as improving their overall health or altering their career paths. Resolutions that save men and women money also are likely to prove successful.Though saving money might not be the primary goal of many resolutions, savings can be an added benefit for those who resolve to make the following changes.

When the holiday shopping rush ends, there are plenty of people who are ready to retire their credit cards for awhile and take a break from the checkout lines. Still, others look forward to the sales that start the new year, eager to get great deals on many different products and services. There are many deals to be had when January arrives. Smart shoppers may want to wait until the dawn of the new year to get great deals on a wide variety of products.

QUIT SMOKING. Many people resolve to quit smoking to improve their overall health, as smoking has been linked to a number of health problems, including cancer. But quitting smoking also benefits your bottom line. Smokers who smoke a pack of cigarettes each day can expect to spend several thousand dollars a year on their habits.The cost of a pack of cigarettes depends on where a smoker lives, but a smoker who pays $10 per pack and smokes one pack each day will spend $3,650 in a year. Quitting smoking can put that money back in your pocket, potentially lower your insurance costs (the National Association of Health Underwriters estimates that smokers will spend 50 percent more on life insurance policies than nonsmokers) and improve your overall health considerably. EAT RIGHT AND EXERCISE. Making exercise a part of your weekly routine is another way to save money over the long haul. According to the National Association of Health Underwriters, men and women who combine a healthy diet with exercise three times per week can decrease their prescription medications costs by 70 percent and their overall medical costs by 30 percent. Exercise greatly reduces a personâ&#x20AC;&#x2122;s risk of diabetes, high blood pressure, high cholesterol, and heart disease. Each of those conditions is not only unhealthy but costly as well. But each also is largely preventable when men and women adhere to a healthy diet and exercise regularly. ELIMINATE DEBT. Debt costs money, and research has shown that debt can negatively affect quality of life. The longer men and women carry balances on their credit cards, the more interest theyâ&#x20AC;&#x2122;re paying on those debts. The dawn of a new year marks a great time to resolve your debt issues. If your debts are substantial, contact your creditors to discuss a payment plan that may help lower your obligations. Some credit card companies are willing to work with cardholders who are overwhelmed by their debts. Such companies may devise payment schedules that keep interest from accruing on existing debts so long as cardholders make predetermined minimum payments on time each month. START SAVING MORE MONEY. Resolving to set more money aside for savings can save men and women money over the long haul. When they have more money in savings accounts, men and women are more capable of handling emergencies or other unforeseen expenses on their own rather than relying on credit cards or lenders to help them make it through rough patches. Credit cards or bank loans come with interest charges, which will only make emergencies more expensive. If you are in a position to handle such emergencies on your own, then you wonâ&#x20AC;&#x2122;t feel the financial pinch like you would if you needed to borrow or take on debt to handle such situations. TF141870

YOUR

MONEY

ELECTRONICS: Although many electronics go on sale for the holiday season, once January arrives there is another round of major discounts on electronics, even high-end items that were not included in holiday sales. New items are unveiled each year at the Consumer Electronics Show in mid-January, and many stores begin to clear out older inventory to make room for the latest offerings in hometheater systems, televisions and the like. These sales are bound to continue into February. FURNITURE: New furniture designs are largely unveiled in February, so come the beginning of the new year homeowners and renters can score good prices on clearance inventory. Those looking to start out the new year with new designs can generally find good prices at the start of the year. LAST-MINUTE TRAVEL: Although the cost of travel, especially trips to warm weather locales, can increase in January, last-minute or fast-acting travel package combinations are often available at low prices this time of year. FITNESS GEAR: Many people make resolutions to get in shape; therefore, gyms, spas and manufacturers of fitness equipment may discount their products to take advantage of the trend toward getting in shape after a season of overindulgence. WINTER APPAREL: Many post-holiday sales focus on clearing out inventory of winter essentials, like coats, sweaters, hats and gloves. Now may be the time to update your winter wardrobe. CONTRACTORS: Many people renovate their homes in the fall right before the holidays. Therefore, contractors and other home renovators may be at a loss for work come January and may discount their services to generate new business. NEW HOME: The spring and summer are prime seasons for buying a new home. Few people want to brave the elements and look at homes with yards devoid of flowers and shrubbery. But buying a home in the winter may be more financially prudent. The new year presents new opportunities to save money on items that are deeply discounted or go on sale this time of the year. TF131797

Protect yourself from fraud this year

With a new decade upon us, it is natural to look to the past on lessons learned. When looking at cybercrime, criminals have advanced their techniques over the past 10 years and have become adept at stealing personal information and scamming innocent people. While we canâ&#x20AC;&#x2122;t control what they do, we can continue being smart and vigilant in protecting sensitive information like account numbers, expiration dates and three-digit security codes on the back of payment cards. As shoppers increasingly buy everything from clothes to gadgets and groceries through a combination of in-store and online merchants with payment cards, thereâ&#x20AC;&#x2122;s more urgency than ever to make sure everyone is aware of ways they can reduce the likelihood or prevent altogether, falling victim to fraud. â&#x20AC;&#x153;Fraudsters love to prey on distracted and unsuspecting consumers,â&#x20AC;? said Michael Jabbara, senior director, Global Risk, Visa. â&#x20AC;&#x153;Making smart choices and being vigilant whether shopping online or in stores will make a world of difference.â&#x20AC;?

Weâ&#x20AC;&#x2122;ve outlined several simple steps people can take to protect themselves from fraud when making purchases - no matter where they are or what theyâ&#x20AC;&#x2122;re buying. Keep Your Data Safe Shoppers can greatly reduce their chances of becoming a victim of a major data breach by making smart choices in how they are paying for purchases. Shoppers should use a payment card with a chip or contactless symbol on it to protect their payment card data from being stolen in case of a data breach, and chip-enabled checkout is proven to help reduce fraud by as much as 81%. Check Out Securely Online Online shopping remains an excellent option for convenient purchases, with many consumers increasingly heading to their favorite websites to get their shopping done. To stay safe when checking out online, it is critical to always check the URL and make sure it begins with â&#x20AC;&#x153;https://â&#x20AC;?. The â&#x20AC;&#x153;sâ&#x20AC;? at the end confirms a secure connec-

tion. Also, companies are adding ways to make it faster, easier and more importantly, safer to pay with a card. For example, Visa recently introduced a click to pay button for sites such as Cinemark, Movember, Rakuten, Saks Fifth Avenue, SHOP.com, BassPro, JoAnn Fabrics, Papa Johnâ&#x20AC;&#x2122;s, Staples and Tickets. com. This button not only speeds up the check-out process, but also adds an extra layer of protection. Stay Up-to-Date Fraudsters are always trying new tactics and approaches to access information, and shoppers need to stay vigilant. To stay safe, shoppers should make sure the device they are using, whether itâ&#x20AC;&#x2122;s a phone, tablet or laptop, has the latest software installed and the latest version of apps loaded to reduce the likelihood of a known vulnerability being present. Shoppers also need to regularly update passwords with strong combinations that are unique to each account. Better yet, switch to biometrics if itâ&#x20AC;&#x2122;s an option. Using fingerprint or facial recognition for account login and/or payments when

available makes it harder for fraudsters to gain unauthorized access to devices, apps and information, but easier and safer for shoppers. Watch Out for Phishing Scams With online shopping continuing to be popular, phishing scams are out in full force to take advantage. Shoppers need to be careful of unsolicited and suspicious emails or phone calls. Also, they should be wary of â&#x20AC;&#x153;one day onlyâ&#x20AC;? deals or fake delivery tracking emails that direct them to unknown URLs used to steal information like username and password. Keep Your Data to Yourself Itâ&#x20AC;&#x2122;s been said many times over that the best defense is a good offense, and that certainly holds true as fraudsters become more adept and technologically savvy. Over the next 10 years, cybercriminals will likely become more motivated to steal your payment information. Itâ&#x20AC;&#x2122;s crucial for people to know and stay up to date on the best ways to protect themselves, so your data remains yours - and yours only. (BPT) -

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Page 24..........The Reminder January 28-February 3, 2020

Beware of â&#x20AC;&#x2DC;Free Genetic Testingâ&#x20AC;&#x2122; Medicare Scam Over the past few years, DNA tests have become more popular across the country. However, unscrupulous people are taking advantage of the buzz around these tests to scam Medicare beneficiaries. Scammers target Medicare beneficiaries through telemarketing calls, booths at public events, health fairs and door-to-door visits. They offer â&#x20AC;&#x153;freeâ&#x20AC;? genetic testing to help recipients avoid diseases or find the right medications. The scammers claim the testing is covered by Medicare, and therefore is free to the beneficiary. In reality, Medicare only covers genetic testing in limited situations, and only when ordered by the beneficiaryâ&#x20AC;&#x2122;s physician. If a company bills Medicare for genetic testing, and Medicare denies the claim, the beneficiary could be responsible for the entire cost of the test, which can total around $10,000. In other cases, the scammers are simply trying to obtain Medicare numbers they can use to steal a beneficiaryâ&#x20AC;&#x2122;s medical identity or to fraudulently bill Medicare for services they did not provide. Such fraud can hurt not just Medicare beneficiaries, but all American taxpayers who contribute to Medicare. To avoid being scammed, the Administration for Community Living (ACL) offers this advice to beneficiaries:

â&#x20AC;˘ o not accept genetic testing ser ices, including a cheek swab, from someone at a community event, local fair, farmerâ&#x20AC;&#x2122;s market, parking lot or other large event. â&#x20AC;˘ lways be cautious about gi ing out your personal information, including your Medicare number. â&#x20AC;˘ f you recei e a genetic testing it in the mail, donâ&#x20AC;&#x2122;t accept it unless it was ordered by your physician. Refuse the delivery or return it to the sender and keep a record of the senderâ&#x20AC;&#x2122;s name and the date you returned the item. â&#x20AC;˘ lways re iew your Medicare Summary otice or explanation of benefits. The terms â&#x20AC;&#x153;gene analysisâ&#x20AC;? or â&#x20AC;&#x153;molecular pathologyâ&#x20AC;? may indicate questionable genetic testing. If you received a cheek swab or screening that was not ordered by a trusted provider or have concerns about billing errors or possible fraud, contact your local Senior Medicare Patrol (SMP). The SMP program, funded by ACL, helps Medicare beneficiaries protect themselves from fraud, errors and abuse, and detect and report problems if and when they occur. To find your local SMP, visit smpresource.org or call 1-877-808-2468. (Family Features)ing

DID YOU KNOW? According to the U.S. Securities and Exchange Commission, questions can be an investorâ&#x20AC;&#x2122;s best friend, particularly when it comes to fees. Fees might be referenced in the fine print when signing an investment agreement, but they can be anything but small as a portfolio grows and accumulates more assets. The SEC notes that, over a 20-year period in which investors invest $100,000, 1 percent annual fees can reduce the size of a portfolio by as much as $30,000 (based

YOUR

MONEY DID YOU KNOW?

Credit scores are important factors when lenders determine if individuals applying for credit or loans are worthy borrowers. Credit is used when purchasing a new home, buying a car, opening a business, or applying for new credit cards. A credit score is a three-digit number that corresponds to a certain range. The standards were established by FICOÂŽ, and the higher the score, the better (scores start at 300 and move upward to 850). Various things can impact credit score, and some weigh more heavily toward the final score than others. The following are the factors that influence credit score in order of their importance, according to Wells Fargo bank. Âˇ Payment history (making payments on time) Âˇ Current debts (carrying high balances) Âˇ Credit history Âˇ New credit application inquiries Âˇ Types of current credit (mixed forms of loans, credit cards, etc.)

on annual returns of 4 percent). In such a scenario, an investor paying 1 percent annual fees and netting annual return of 4 percent would have a portfolio worth $180,000 after 20 years. However, an investor who pays just 0.25 percent in annual fees and invests the same amount of money while earning the same returns would have a portfolio worth roughly $210,000 after 20 years. When opening an investment account, the SEC advises investors to ask about the total fees to purchase, maintain

and sell a given investment. In addition, investors are advised to ask if there are ways to reduce or avoid fees. The SEC also recommends that investors inquire if there are any ongoing maintenance fees related to an account and how much an investment has to increase in value before an investor can break even. MM19C470

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SAY YOU SAW IT IN THE REMINDER

Free Tax Help in Rhode Island YOUR TAXES by M E G C H E VA L I E R

More than 60 free tax preparation sites are open in Rhode Island this year as the Internal Revenue Service continues to expand its partnerships with nonprofit and community organizations. The sites provide vital tax preparation services for low- to-moderate-income and elderly taxpayers. The IRS Volunteer Income Tax Assistance (VITA) Program offers free tax help generally to people who earn $56,000 or less. The Tax Counseling for the Elderly (TCE) Program offers free tax help to taxpayers who are 60 and older. Taxpayers need to present the following items to have their returns prepared:

â&#x20AC;˘ Proof of identification photo â&#x20AC;˘ Social Security cards for you, your spouse and dependents â&#x20AC;˘ n ndi idual axpayer dentification umber (ITIN) assignment letter may be substituted for you, your spouse and your dependents if you do not have a Social Security number â&#x20AC;˘ Proof of foreign status, if applying for an â&#x20AC;˘ irth dates for you, your spouse and dependents on the tax return â&#x20AC;˘ age and earning statements orm - , W-2G, 1099-R,1099-Misc) from all employers â&#x20AC;˘ nterest and di idend statements from ban s (Forms 1099) â&#x20AC;˘ copy of last year s federal and state returns, if available â&#x20AC;˘ Proof of ban account routing and account numbers for direct deposit such as a blank check â&#x20AC;˘ o file taxes electronically on a married-filingjoint tax return, both spouses must be present to sign the required forms â&#x20AC;˘ otal amount paid for daycare ser ices and the daycare providerâ&#x20AC;&#x2122;s tax identifying number such as their Social Security number or business Employer

Identification Number â&#x20AC;˘ orms - , ffordable Health are Statement, if applicable â&#x20AC;˘ opies of income transcripts from S and state, if applicable

Trained and certified community volunteers can help eligible taxpayers with credits, such as the EITC, Child Tax Credit or Credit for the Elderly. The EITC is one of the federal governmentâ&#x20AC;&#x2122;s largest benefit programs for working families and individuals. Workers must file a tax return, even if they do not have a filing requirement, and specifically claim the credit to get the benefit. As part of the IRS-sponsored TCE Program, AARP offers the Tax-Aide counseling program at more than 34 sites throughout the filing season. Trained and certified AARP Tax-Aide volunteer counselors help all taxpayers with special attention to people age 60 and older. In addition to free tax return preparation assistance, sites will file returns electronically for free. E-file, when combined with direct deposit, is the fastest way to get a refund. The IRS expects to issue more than nine out of 10 refunds in less than 21 days. It takes longer to process paper returns and due to a reduction of the IRS budget, it will likely take an additional week or more to process paper returns meaning that those refunds are expected to be issued in seven weeks or more. Taxpayers who file electronically also can opt to file now and pay later. If taxpayers owe, they can make a payment by April 15, 2020, using one of many secure methods, like the IRS Direct Pay free service or by choosing an approved payment processor. For taxpayers who want to prepare and file their own tax returns electronically, there is IRS Free File. Everyone can use Free File, the free way to prepare and e-file federal taxes either through brand-name software or online

fillable forms. Individuals or families with 2019 adjusted gross incomes of $69,000 or less can use Free File software. Free File Fillable Forms, the electronic version of IRS paper forms, has no income restrictions. For either service, taxpayers must go through www. irs.gov/freefile to access the programs. Also, MyFreeTaxes is available at www.myfreetaxes. com with up to three free state tax returns.

YOUR

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Local VITA site information is available by calling the United Way number 2-1-1. Also at IRS.gov - search the word â&#x20AC;&#x153;VITAâ&#x20AC;? and then click on Free Tax Return Preparation for You by Volunteers. Site information is also available by calling the IRS at 800-906-9887. To locate the nearest AARP Tax-Aide site, visit aarp.org, or call 888-227-7669.

Know their filing status

When a taxpayer files their tax return, they need to know their filing status. What folks should remember is that a taxpayerâ&#x20AC;&#x2122;s status could change during the year. So, any time is a good a time for a taxpayer to learn about the different filing statuses and which one is best for them. Knowing the correct filing status can help taxpayers determine several things about filing their tax return: â&#x20AC;˘ s the taxpayer re uired to file a federal tax return or should they file to recei e a refund â&#x20AC;˘ hat is their standard deduction amount â&#x20AC;˘ s the taxpayer eligibility for certain credits â&#x20AC;˘ How much tax they should pay The taxpayerâ&#x20AC;&#x2122;s filing status generally depends on whether they are single or married on Dec. 31 and that is their status for the whole year.

Hereâ&#x20AC;&#x2122;s a list of filing statuses and a description of who claims them: â&#x20AC;˘ Single. ormally this status is for taxpayers who are unmarried, di orced or legally separated under a divorce or separate maintenance decree governed by state law. â&#x20AC;˘ Married filing ointly. f a taxpayer is married, they can file a oint tax return with their spouse. When a spouse passes away, the widowed spouse can usually file a joint return for that year. â&#x20AC;˘ Married filing separately. lternati ely, married couples can choose to file separate tax returns. t may result in less tax owed than filing a joint tax return. â&#x20AC;˘ Head of household. nmarried taxpayers may be able file using this status, but special rules apply. For example, the taxpayer must have paid more than half the cost of keeping up a home for themselves and a qualifying person living in the home for half the year. Taxpayers should check the rules to make sure they qualify. â&#x20AC;˘ ualifying widow er with dependent child. is status may apply to a taxpayer if their spouse died during one of the previous two years and they have a dependent child. Other conditions also apply.

More than one filing status may apply and taxpayers can generally choose the filing status the allows them to pay the least amount of tax. For additional information please visit IRS.gov/filing status and Publication 501, Standard Deduction and Filing Information.

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Alzheimerâ&#x20AC;&#x2122;s Disease Memory loss that disrupts daily life may be a symptom of Alzheimerâ&#x20AC;&#x2122;s or another dementia. Alzheimerâ&#x20AC;&#x2122;s is a brain disease that causes a slow decline in memory, thinking, and reasoning skills. There are 10 warning signs and symptoms. Every individual may experience one or more of these signs in a different degree. If you notice any of them, please see a doctor.

1. Memory Loss that Disrupts Daily Life One of the

most common signs of Alzheimerâ&#x20AC;&#x2122;s is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; increasingly needing to rely on memory aids (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. Whatâ&#x20AC;&#x2122;s a typical age-related change? Sometimes forgetting names or appointments, but remember them later.

2. Challenges in Planning or Solving Problems Some people

may experience changes in their ability to develop and follow a plan or work with numbers. They may have

trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. Whatâ&#x20AC;&#x2122;s a typical age-related change? Making occasional errors when balancing a checkbook.

3. Difficulty Completing Familiar Tasks at Home, Work, or Leisure

People with Alzheimerâ&#x20AC;&#x2122;s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work or remembering the rules of a favorite game. Whatâ&#x20AC;&#x2122;s a typical age-related change? Occasionally needing help to use the settings on a microwave or to record a television show.

4. Confusion with Time or Place People with Alzheimerâ&#x20AC;&#x2122;s can lose track of dates, seasons, and the

passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there. Whatâ&#x20AC;&#x2122;s a typical age-related change? Getting confused about the day of the week but figuring it out later.

5. Trouble Understanding Visual Images & Spatial Relationships

For some people, having vision problems is a sign of Alzheimerâ&#x20AC;&#x2122;s. They may have difficulty reading, judging distance and determining color or contrast, which may cause problems with driving. Whatâ&#x20AC;&#x2122;s a typical agerelated change? Vision changes related to cataracts.

6. New Problems with Words in Speaking or Writing People

with Alzheimerâ&#x20AC;&#x2122;s may have trouble following or joining a conversation. They may stop in the middle of a conversation and have no idea how to continue or they may repeat themselves. They may struggle with vocabulary, have problems finding the right word or call things by the wrong name (e.g., calling a â&#x20AC;&#x153;watchâ&#x20AC;? a â&#x20AC;&#x153;hand-clockâ&#x20AC;?). Whatâ&#x20AC;&#x2122;s a typical age-

10 Early Signs & Symptoms

related change? Sometimes having trouble finding the right word.

7. Misplacing Things and Losing the Ability to Retrace Steps

A person with Alzheimerâ&#x20AC;&#x2122;s disease may put things in unusual places. They may lose things and be unable to go back over the steps to find them again. Sometimes, they may accuse others of stealing. This may occur more frequently over time. Whatâ&#x20AC;&#x2122;s a typical age-related change? Misplacing things from time to time and retracing steps to find them.

8. Decreased or Poor Judgment People with Alzheimerâ&#x20AC;&#x2122;s may

experience changes in judgment or decision-making. For example, they may use poor judgment when dealing with money, giving large amounts to telemarketers. They may pay less attention to grooming or keeping themselves clean. Whatâ&#x20AC;&#x2122;s a typical agerelated change? Making a bad decision once in a while.

9. Withdrawal from Work or Social Activities A person

with Alzheimerâ&#x20AC;&#x2122;s may start to remove themselves from hobbies, social activities, work projects or sports. They may have trouble keeping up with a favorite sports team or remembering

how to complete a favorite hobby. They may also avoid being social because of the changes they have experienced. Whatâ&#x20AC;&#x2122;s a typical age-related change? Sometimes feeling weary or work, family and social obligations.

10. Changes in Mood and Personality The mood and per-

sonalities of people with Alzheimerâ&#x20AC;&#x2122;s can change. They can become confused, suspicious, depressed, fearful or anxious. They may be easily upset at home, at work, with friends or in places where they are out of their comfort zone. Whatâ&#x20AC;&#x2122;s a typical age-related change? Developing very specific ways of doing things and becoming irritable when a routine is disrupted.

What to do if you notice these signs? If you notice any of the 10

Warning Signs of Alzheimerâ&#x20AC;&#x2122;s in yourself or someone you know, donâ&#x20AC;&#x2122;t ignore them. Schedule an appointment with your doctor. With early detection you can: Get the maximum benefit from available treatments You can explore treatments that may provide some relief of symptoms and help you maintain a level of independence longer. You may also increase your chances of participating in clinical drug trials that help advance research.

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The Reminder January 28-February 3, 2020..........Page 27

Entertainment PARTY STORE OUTLET TABLES & CHAIRS for any occasion!

Why pay full price & worry about storage??? We’ve got you C covered!!

losed n 8 - Feinclude: CharacterJaCostumes b6 Elmo, Frozen, Re-OMicky/Minnie, p e n in g W&emore! d n e s d a y, 716 Centre of New England Blvd., Coventry Fe823-1000 bruary 7

Cover Me - Craft Show & Fill-a-Jeep Event to benefit RI’s Homeless Veterans FOOD • GAMES • DOOR PRIZES Church of the Apostles 170 Fairview Ave., Coventry Feb. 1, 10am-4pm Donations needed for Jeep: Coats, gloves, hats, socks, wipes, toiletries Jeep donations earn 25% off item with vendor of choice 401-332-3364 January 20, 2020

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January 20, 2020

bring everyone closer, and there’s no one who’s better at making that happen than you. Accept (indeed, insist on!) help from others to get things off and running. SCORPIO (October 23 to November 21) Long-held habits are often HALL FOR RENT: difficult to break. But the change from how you to how C oalways v e ndidt rthings y M e nyou ’s can do them now can be liberating. So, C l uand b give a v ait ia ltry. able for be flexible SAGITTARIUS B a c h e l o(November r P a r t i22e sto, December 21) Someone you met in Weddings, Birthdays, your professional world last year and thought you would neverParties, hear from Retirement again could make a sudden reappearEtc. ance in your Menu life, alongavailable. with an interestingC offer. all 385-3536 CAPRICORN (December 22 to after 2PM for January 19) Once again, you more delight everyone by coming up with a solution information. for a problem that actually works. On another note, it’s not too early to get started on those travel plans. AQUARIUS (January 20 to February 18) Before you go ahead with finalizing your plans for your new project, check them over to see if you can make some improvements or if you can find ways to cut costs. PISCES (February 19 to March 20) The Fabulous Fish might have been out of the social swim for too long, and it’s time you plunge back in. Reinforce your old friendships and be open to starting new ones. BORN THIS WEEK: Your creative talents help bring beauty to the world and the people in it. On their behalf, thank you.

Comedians available for parties, fundraisers & restaurants! Call the Comedy Factory at 639-7726! comedyfactoryri.com

ARIES (March 21 to April 19) Mixed signals could create problems. Make sure your views are presented clearly, and insist others do the same. Don’t let an unanswered question go by without a full explanation. TAURUS (April 20 to May 20) Financial pressures ease, allowing for more budget flexibility. But as the money-wise Bovine will appreciate, thrift still beats out splurging. Expect news from someone special. GEMINI (May 21 to June 20) Getting things done is what you do so well. But be careful not to overtax your energy reserves. Take time out to relax or to do something different to help keep them at optimum levels. CANCER (June 21 to July 22) This is a good time to satisfy the Moon Child’s growing sense of wanderlust. Choose a really special place to go to, with a very special person to share it all with you. LEO (July 23 to August 22) You love being in the spotlight. But be careful it doesn’t blind you to the truth behind a seemingly wonderful opportunity. Look closer and you might be sadly surprised at what you find. VIRGO (August 23 to September 22) Isn’t it time to take a break from your hectic schedule? Sure it is. And the sooner you do, the sooner you can return fresh and more than ready to take on all those new projects. LIBRA (September 23 to October 22) A recent family incident can help bring everyone closer, and there’s no one who’s better at making that happen than you. Accept (indeed, insist on!) help from others to get things off and running. SCORPIO (October 23 to November 21) Long-held habits are often difficult to break. But the change from how you always did things to how you can do them now can be liberating. So, be flexible and give it a try. SAGITTARIUS (November 22 to December 21) Someone you met in your professional world last year and thought you would never hear from again could make a sudden reappearance in your life, along with an interesting offer. CAPRICORN (December 22 to January 19) Once again, you delight everyone by coming up with a solution for a problem that actually works. On another note, it’s not too early to get started on those travel plans. AQUARIUS (January 20 to February 18) Before you go ahead with finalizing your plans for your new project, check them over to see if you can make some improvements or if you can find ways to cut costs. PISCES (February 19 to March 20) The Fabulous Fish might have been out of the social swim for too long, and it’s time you plunge back in. Reinforce your old friendships and be open to starting new ones. BORN THIS WEEK: Your creative talents help bring beauty to the world and the people in it. On their behalf, thank you. © 2020 King Features Synd., Inc.

January 20, 2020

clearly, and insist others do the same. Don’t let an unanswered question go without a full explanation. BEGINNER LINE DANCE byCLASSES AT20THE TAURUS (April to May 20) Financial pressures ease, allowing COVENTRY-WEST GREENWICH ELKS for more budget flexibility. But as the The Coventry-West Greenwich Elks Lodge,Bovine 42 Nooseneck money-wise will appreciate, thrift hold still beats out splurging. Expect Hill Road, West Greenwich, will Beginner Line news from someone special. Dancing Classes every Sunday night (through GEMINI (May 21May) to Junefrom 20) Getting things is what you do so 6:30-8:30PM. Cost is $8 per person. Alldone ages welcome. well. But be careful not to overtax Call Lori at 250-6082 for moreyour information. Proceeds energy reserves. Take time out to relax or to do something different to benefit Elk Charities. help keep them at optimum levels. CANCER (June 21 to July 22) This is a good time to satisfy the Moon AARP CHAPTER 2210 Child’s growing sense of wanderlust. a really special place to go to, PORTLAND SYMPHONY’SChoose “THE MAGIC OF a very special person to share it CHRISTMAS”with TRIP all with you. to August 22) You love AARP 2210 is sponsoring a LEO trip(July to 23see Portland being in the spotlight. But be careful it Symphony’s “The Magic of Christmas” on December doesn’t blind you to the truth behind a seemingly opportunity. 10. The trip includes buffet lunch at the wonderful Merry Manor Look closer and you might be sadly Inn, Portland Symphony’s “Thesurprised Magic of Christmas” at what you find. VIRGO (August 23 toCost September & motorcoach transportation by Conway Tours. is 22) Isn’t it time to take a break from $128/person. $35 Deposit due your Julyhectic 24.schedule? Call Maureen, Sure it is. And sooner you do, the sooner 828-5188 or Madeline, 821-8766the for reservations or you forcan return fresh and more than ready to take on all those new projects. more information.

King Features Weekly Service

SEEKING MUSICIANS Are you 55 or over? Play harmonica, guitar, banjo, mandolin, ukulele or any other instrument? We need you! Senior volunteer band plays gigs at Senior Centers, ARIES (March 21orto Roger April 19) Nursing Homes, etc. Call David 368-6895 Mixed signals could create problems. (nights) 397-5157. Make sure your views are presented

5 Off 25 Purchase $ 10 Off 50 Purchase $

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2/28/20: Spirito’s Restaurant-Cranston at the Kelley Gazzerro Post “All You Can Eat-All You Can Laugh” Dinner-Comedy Show! Featuring: Bobby Braciola, John Perrotta, Mike Murray, & more! LIBRA (September 23 to October pm.incident $40 pp.canTickets 22) A recent 7:30 family help available now at Spirito’s. Call Gregory Spirito at 305-2333 or John Perrotta at 639-7726!

AARP CHAPTER 2210 TURNING STONE RESORT CASINO TRIP AARP Chapter 2210 has planned a trip to Turning Stone Resort Casino in Verona, NY from March 1-2. The Tour includes overnight accommodations, 2 $15 Meal Vouchers, Casino Bonus Package & Driver Escorted Deluxe Motorcoach Transportation. Cost is $219/person (double occupancy), $215/person (triple occupancy) or $299/ person (single occupancy). Payment due by January 31. For more information call Maureen at 828-5188.

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THE CHORUS OF KENT COUNTY The Chorus of Kent County, invites you to join them on Thursday nights from 7PM-9PM at the West Warwick High School. Open enrollment January 23-February 13. New members are asked to arrive at 6:30PM to allow time for sign up and registration. Dues are $25 per season. Visit chorusofkentcounty.com for more information.

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RI DAHLIA SOCIETY MEETING The RI Dahlia Society will have a meeting on Sunday, February 2, at the Cold Spring Community Center on Beach Street, North Kingstown at 2PM. The public is welcome to attend. Learn about growing dahlias from expert growers in the region, who will be happy to answer any questions. Please visit rhodeislanddahliasociety.org for more information and membership forms.

Join us during the game for Beer, Pizza & Wing Specials

SOUP-ER BOWL SUPPER AT SUMMIT BAPTIST CHURCH Summit Baptist Church, 1176 Victory Highway, Coventry, will hold a Soup-Er Bowl Supper on February 1 from 5-7PM. Come enjoy a variety of soups! Cost is $10/adult, $5/child (age 5-12), children under 5 are guests of the Church. Diners will enjoy bottomless bowl, including bread, desserts & beverage. You even get to vote for your favorite soup. Call Carol, 392-0232 or Barbara, 397-7069 for reservations/tickets.

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Page 28..........The Reminder January 28-February 3, 2020

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SHOW PEOPLE WHAT YOU’RE SELLING...

823-5996 VAL JUNK REMCO SERVI Es,SEtc. s, Shed Houses, Garage ES MAT TI ES EE FR -7214 9 3 6 y nd Ra Call

S TA I N E D G L A S S SUPPLIES: Tools, glass, lamp bases. $500 firm. 3322498. PAYING CASH FOR SPORTS CARDS: All years. Call 368-9922.

add a color photo to your Classified Ad for only $8!

THE REMINDER

Notice of the disposal and or sale of personal property in accordance with the provisions of the Rhode Island State Statutes, Chapter 42, Title 34-424 enforcement of the Self-Storage Facilities Operator’s Lien, the property in the listed units will be disposed of on 2/7/2020 at the premises of TLC Mini Storage, 389R Mishnock Rd., W. Greenwich, RI 02817 (401)392-3300. TLC Mini Storage reserves the right to cancel this sale at any time for any reason. Unit A11 Richard Roy

TWIN BED: Complete, with mattress & box spring. Medium color wood/black wrought iron headboard & footboard. Beautiful! Excellent condition, hardly used. $200. Call/Text 000-0000.

WOW!

WHAT A BARGAIN!

Your Reader Ad in The Reminder reaches over 24,000 local families for only $7.00.

Terms: Cash or Certified Check. Pre-registration required. TLC Mini Storage reserves the right to cancel this sale at any time for any reason, and hereby gives notice of it’s intention to bid at such sale and any postponement or adjournment there-of.

INMAN & TOURGEE AT T O R N E Y S AT L A W

Proudly Serving the Community for Over 29 Years

2019

AUTO ACCIDENTS • PERSONAL INJURY WORKERS’ COMPENSATION DIVORCE • CRIMINAL MATTERS DUI • BANKRUPTCY SOCIAL SECURITY • WILLS & TRUSTS PROBATE • ELDER LAW

FREE CONSULTATIONS 1500 Nooseneck Hill Rd., Coventry, RI 02816 Phone (401)823-9200 • Fax (401)823-9278 Visit Our Website at www.itwlaw.com

PROMOTIONAL PRODUCTS For Every Occasion

Turn your no longer used items into cash quickly and easily. See Page 4 for Details

ATTENTION

• Creative Products • Innovative Ideas • Personalized Service

RHODYPRINTS is proud to offer high quality PROMOTIONAL PRODUCTS to Advertise, Motivate and Recognize Your Business, Organization, Charity or Event!

Although our BUILDING is for Sale.... THE REMINDER is still OPEN FOR BUSINESS. For the time being we will continue to do business at our current location: 1049 Main Street

Stay tuned for updates as we look for a new home

in Coventry!

PROMOTIONAL PRODUCTS:

Embroidered & Screenprinted Apparel Uniforms • Drinkware • Magnets • Calendars Pens • Banners • Padfolios • Holiday Cards • Key Rings Tote Bags • Coolers • Watches • Flash Drives • MORE!

rhodyprints.com

BOB GIBERTI

Manager of Promotional Products With over 20 years experience, Bob will work with you to identify what products would best promote your business or organization.

Contact Bob for more info

401-732-3100 bobg@rhodybeat.com