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970-243-8829 or submit online at www.BeaconSeniorNews.com To place your classified, call 970-243-8829 or submit at www.BeaconSeniorNews.com

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CLASSES

FREE WOMEN’S SELF-DEFENSE

INSTRUCTION. Because “NO MEANS NO!” Simple and effective methods to escape assault taught by a nationally certified black belt instructor with 4 decades of experience. Call Bob (no texts please) 970-261-2445. Leave your name and number and I’ll return your call.

FOR RENT

Impressive, one-level, spacious 3-bed, 2-bath home on quiet cul-de-sac minutes from top medical facilities, shopping. Enclosed garage. Very clean and bright. Annual or long-term lease. $2,350/mo. Includes city services, HOA fees. Senior discount offered 55+ tenants. Call or text Ken 808-597-4076 FOR RENT Rental in quiet, safe, clean senior community. 3bd, 2bth, large shady yard, carport and shed. 55+ senior community. W/S/T, irrigation water paid. Small pets allowed. 970-2105753.

FOR SALE

HANDMADE

PORCELAIN DOLLS for sale, all sizes/prices. Or make your own doll from start to finish! Classes, Supplies & Sales. *CERAMIC CLASSES also. Bring a friend! Call 970-778-8075. HOME SERVICES

AMBER’S HOUSE CLEANING, LLC.

Here making an honest living to help make your life easier. Licensed and insured. References available. Mesa County, 970-985-8178. HOME SERVICES KETTLE ELECTRIC New construction, remodeling, inspections, and troubleshooting. Reasonable prices. 970-241-4825. REAL ESTATE We buy houses, any condition, any situation. 970-316-2488.

Friendship Woods Senior Community: 2bd 2bth 1200sf home, newly renovated. 55+ only. Perfect condition. New paint, flooring, etc. Xeriscaped. Shade tree, dog run, shed, large carport. $215k. 970-210-5753

Friendship Woods Senior Community: 2bd 2bth 1200sf home, newly renovated. 55+ only. Perfect condition. New paint, wallpaper, tiled shower, etc. Wheelchair accessible. Grass Yard. Shade tree, dog run, 2 sheds. $215k. 970-210-5753 REAL ESTATE Friendship Woods Senior Community: 3bd 2bth 1600sf doublewide home, newly renovated. 55+ only. Perfect condition. New paint, wallpaper, etc. Large grassy yard. $225k. 970-2105753

SERVICES SENIOR BEAUTY SPECIAL. First-time clients receive $10 off single service, $15 off cut and color packages. Regan’s Regal Beauty, 2500 North Ave., #2, Grand Junction. Call Regan to schedule: 719-425-0543

ASSISTING SENIORS with housekeeping, cleaning, shopping, transportation service, housesitting, pet sitting, anything you may need help with! 20+ years’ experience. References. Serving Mesa County. Call 406-899-2586.

Deadline is the 15th of Each Month

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Family is forever – and we would like you to be a part of our family and your preferred provider for Alzheimer’s special care.

We understand aging and want to make a positive difference for you and your loved one. Call today to learn more.

Call us at (970) 640–7416 for more information or to schedule a tour!

Contact Us About Our Current Move-In Specials!

622 28 1/4 Rd | Grand Junction, CO 81506 (970) 640-7416 | aspenridgealz.com

Personalized investment services, designed to match your financial goals.

FINANCIAL COACHING

ASSET MANAGEMENT RETIREMENT INCOME PLANNING

GRAND JUNCTION 200 Grand Ave • 2903 Patterson Rd. 2452 Patterson Rd. • 970.245.1600 • bankofcolorado.com

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Bank of Colorado and Bank of Colorado Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc.

Congress needs to better protect Americans’ privacy

By Timothy Lee

Several members of Congress just introduced legislation that aims to protect consumer data from misuse and abuse.

Unfortunately, the American Data Privacy and Protection Act contains significant defects unrelated to much-needed privacy protections for consumers or businesses. Instead of simply safeguarding the personal information of ordinary Americans and simplifying legal obligations for companies, the bill would uncork a torrent of counterproductive lawsuits that would damage job creators and enrich trial lawyers.

There’s no question America needs a federal data privacy law. Currently, data privacy is governed by a patchwork of state laws and regulations. Consequently, American firms may needlessly spend up to $1 trillion over the next decade trying to navigate that legal maze and comply with the varying statutes with $200 billion of that burden falling on small businesses.

A single, streamlined federal law would help reassure consumers that their data remains secure, regardless of where they live or where a company is located.

The legislation under consideration, however, contains two massive flaws that would unleash endless class-action litigation over minor or technical violations, allowing lawyers to reap millions while class members receive just a few dollars or, in many cases, nothing at all.

First, the proposed legislation includes a ban on class-action waivers in arbitration agreements, which could prohibit companies and consumers from having their disputes resolved on an individual basis. Arbitration offers a more efficient alternative to court litigation, relying on independent third parties to mediate conflicts.

Arbitration is typically cheaper, quicker and less complicated than formal lawsuits. Consumers prevail 41% of the time in arbitration, versus 29% in court. Arbitration cases are also resolved 27% more quickly on average, and there’s often no need to involve a lawyer.

However, those benefits present big problems from trial lawyers’ perspective. They prefer huge, class-action lawsuits that net consumers an average of $32 while lawyers earn close to $1 million.

The bill’s second massive flaw would create a “private right of action,” which allows individuals to sue to enforce the law no matter how trivial the violation. It’s perfectly clear how that benefits lawyers. But it’s uncertain how it would advance consumer privacy and data protection.

Data security and privacy remain serious, complex issues, and Congress should absolutely pursue a uniform national policy. People who steal our data, and businesses that fail to adequately protect it, must be held accountable.

As currently drafted, however, the American Data Privacy and Protection Act contains unacceptable provisions that would enable rich trial lawyers while delivering scant benefits to ordinary Americans whose interests they claim to represent. ■

Timothy H. Lee is senior vice president of legal and public affairs at the Center for Individual Freedom. This piece was originally published by Inside Sources.

It’s a new experience, but Humana helps take It’s a new experience, but Humana helps take the mystery out of Medicare the mystery out of Medicare

Let your agent help guide you to the right health plan for you It’s a new experience, but Humana Let your agent help guide you to the right health plan for you It’s a new experience, but Humana Humana and your local, licensed Humana sales agent are here with professional helps take the mystery out of Medicare Humana and your local, licensed Humana sales agent are here with professional helps take the mystery out of Medicare advice to help you select and enroll in the right plan for your needs.Let your agent help guide you to the right health plan for youadvice to help you select and enroll in the right plan for your needs.Let your agent help guide you to the right health plan for you

Putting experience on your side: Humana and your local, licensed Humana sales agent are here with professional advice to help you select and enroll in the right plan for your needs. Putting experience on your side: Humana and your local, licensed Humana sales agent are here with professional advice to help you select and enroll in the right plan for your needs. While you’re new to Medicare, Humana is not. Over the years, millions of people Putting experience on your side: While you’re new to Medicare, Humana is not. Over the years, millions of people Putting experience on your side: have trusted Humana’s Medicare Advantage plans.* While you’re new to Medicare, Humana is not. Over the years, millions of people have trusted Humana’s Medicare Advantage plans.* While you’re new to Medicare, Humana is not. Over the years, millions of people WRONG SIZE Humana provides the healthcare benefits you want, prices them competitively and helps you understand your plan options. To view agent’s online profile, scan this QR code using the camera of your smartphone or tablet or visit humana.com/pzapf. have trusted Humana’s Medicare Advantage plans.* Humana provides the healthcare benefits you want, prices them competitively and helps you understand your plan options. Call a licensed Humana sales agent Patti Zapf To view agent's online profile, scan this QR code using the camera of your smartphone or tablet or visit humana.com/pzapf. Humana provides the healthcare benefits you want, prices them competitively and helps you understand your plan options. To view agent’s online profile, scan this QR code using the camera of your smartphone or tablet or visit humana.com/pzapf. have trusted Humana’s Medicare Advantage plans.* Humana provides the healthcare benefits you want, prices them competitively and helps you understand your plan options. Call a licensed Humana sales agent Patti Zapf To view agent's online profile, scan this QR code using the camera of your smartphone or tablet or visit humana.com/pzapf.

970-301-8752 (TTY: 711) 970-301-8752 (TTY: 711)

8 a.m. – 5 p.m. Call a licensed Humana sales agentCall a licensed Humana sales agent8 a.m. – 5 p.m. Call a licensed Humana sales agentCall a licensed Humana sales agent

Patti Zapf Patti Zapf Patti ZapfPatti Zapf

970-301-8752 (TTY: 711) pzapf@humana.com 970-301-8752 (TTY: 711)970-301-8752 (TTY: 711) pzapf@humana.com 970-301-8752 (TTY: 711) humana.com/pzapfMonday – Friday, 8 a.m. – 5 p.m. humana.com/pzapfMonday – Friday, 8 a.m. – 5 p.m. pzapf@humana.com pzapf@humana.com Humana.com/pzapf Humana.com/pzapf A more human way A more human way

to healthcare™ to healthcare™

*Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare A more human way *Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare A more human way contract. Enrollment in any Humana plan depends on contract renewal. Applicable to healthcare™ contract. Enrollment in any Humana plan depends on contract renewal. Applicable to healthcare™ to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language.English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1‑877‑320‑1235 （聽障專線：711）。 *Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Applicable to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language.English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 *Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Applicable to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language. English: ATTENTION: If you do not speak English, [[HumTaglineCal]] A more human way to healthcare™ (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1‑877‑320‑1235 （聽障專線：711）。 language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果 您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1-877-320-1235 （聽障專線：711）。 Y0040_GHHJ4GNEN_23_AD_M

to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language.English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1‑877‑320‑1235 （聽障專線：711）。 *Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Applicable to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language.English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 *Source: Humana Inc. First Quarter 2022 Earnings Release, April 27, 2022 Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Applicable to H5216-078-002. At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender, gender identity, ancestry, ethnicity, marital status, religion or language. English: ATTENTION: If you do not speak English, [[HumTaglineCal]] A more human way to healthcare™ (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1‑877‑320‑1235 （聽障專線：711）。 language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). Español (Spanish): ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-320-1235 (TTY: 711). 繁體中文 (Chinese): 注意：如果 您使用繁體中文 ，您可以免費獲得語言援助服務 。請致電 1-877-320-1235 （聽障專線：711）。