Sport and Fishing ………. 24 to Editorial …………………..2, What’s On …………….... 13 to 16 FIND ALL YOUR DAILY NEWS @ www.beagleweekly.com.au

Moruya River. Despite the minimal rainfall experienced in Moruya itself, the river has a large catchment that extends a good way into the mountains, as such the river is running a li le dirty as a result. Not as bad as the Clyde river is though. There have been good reports this week of 4kg salmon along the front sec ons of the river from the mouth up to Preddy’s wharf. This may be a result of last weekends big swells, but hopefully there are s ll a few big-un’s around to keep local anglers amused. The Flathead have gone a li le quiet this week as a result of the dropping water temps, so you will need to work the deeper holes with slower moving presenta ons to get the bite. Metal blades or plas cs hopped slowly the bo oms will s ll get the bite. Just remember that at this me of year mr flathead isn’t going to move a lot to chase a bait or lure.

Trevally con nue to enjoy the cooler condi ons, giving anglers something that pulls a bit of string and a tasty feed. Like the flathead, the bream have moved to the deeper holes and are not in an aggressive mood. Good oily baits or slowly worked lures will get the bite. Go deep, go slow!! Tuross river. The Mulloway are star ng to make their presence known down here this last few weeks, chasing the whitebait that seems to be in abundance at the moment. The holes at the boat shed and in front of fourways are both likely spots to prospect. Small live mullets or white bait, or ar ficials that represent both are good op ons here. Tuross is running clean for the most part, as the catchment didn’t as much rain as further north. Along this systems yet again the most produc ve one in the area. The estuary perch haven’t really shown up yet to my knowledge, fingers x’ed they do. Any deeper holes that are adjacent to an oyster rack system will be a good place to prospect a few bream this weekend.

Rock and Beach. Salmon have been the main draw card along the beaches, headlands and breakwalls this week. A good mix of Trevally and the odd flathead and bream have kept this fishing the Moruya breakwall amused. The number of anglers on the wall is always a dead giveaway if the fish are there or not. If the wall is packed with anglers, there is a really good chance the fish are bi ng. The Moruya bar cam gives a clear image of not only the bar crossing, but how many people are on the wall itself. Offshore. With a post swell glass-out this week, many mid week anglers have been ge ng into good numbers of snapper, flathead and the odd tuna out wide. With a very dis nct temperature break offshore, the game crews will no doubt be looking to the yellowfin that have been captured this last week. Are you ready for our 18th birthday sale tomorrow? I know a few of you are given the phone enquiries I’ve had this week. We will be having 20-60% off in store, with the excep on of bait and fishing licences. Our major prize will be drawn Saturday arvo and is worth $2500!! A $50 spend in store will get you a cket in the entry. Not to men on the other give away bags we also have. Kimmi from 2EC will be here between 9 am and 12 with a live broadcast and sausage sizzle. So come down save some money and stock up on gear you need!! Doors open at 7am. Stay safe everyone and remember, “everyday’s a good day for fishing…” Team Tackle World Moruya

South Coast Property Specialists (Carlene Franzen) Tips #1104: “Stabilise Rather Than Significantly Disturb”

As expected, by pretty much everyone, the Reserve Bank of Australia increased interest rates again by another 50 points (0.5%) as they did last month. However, the jury is still out on what impact this will have on the property market. The last two years saw incredible growth in house prices across the Australian property market at a rate that was certainly not sustainable and indeed was not usual. So, the impact of the increase in interest rates is being considered by some analysts to be one of “stabilising” the market rather than “significantly disturbing” it. In other words, the interest rate changes are bringing the market back to a level of “normality” (whatever that is). This means we are seeing a softening in buyer demand from the record high levels we saw over the last two years.

The other factors that are impacting the market are the government initiatives that are designed to assist first home buyers into the market. We have covered these in previous “Tips” but during the week we saw another change with the Federal Government announcing an expansion of the Home Guarantee Scheme. From the 1st July 2022 there will now be 35,000 places to assist first home buyers to purchase a home with a deposit of 5% and 5,000 places to assist single parents with dependents to purchase a home with a 2% deposit. They have also increased the property price caps by a further $100,000 to enable more people to qualify for the program.

The NAB has released some data regarding their customers which indicates that young singles are benefiting most from the Home Guarantee Scheme. According to NAB execu ve home ownership Andy Kerr, both younger and solo buyers are ge ng a foot on the property ladder sooner than later, thanks to the scheme. NAB data showed that 63% of proper es in the scheme were taken up by solo buyers in the last six months. The figures are significantly higher than the 49% of non-scheme purchases. Of the 63% of First Home Guarantee single mortgage holders, 59% were female and 41% were male.

So, the market is in an interesting position at the moment, with interest rates pulling the market back and government initiatives pushing the market forward, albeit focussed in the first home buyer sector.

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