Bankruptcy in California – Misconceptions You Need to Know

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BANKRUPTCY IN CALIFORNIA MISCONCEPTIONS YOU NEED TO KNOW

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Contact us: 805.492.7045 3835-R Thousand Oaks Blvd #152, Westlake Village, CA United States


MISCONCEPTION

It is simply not true

Unless you own anything lavish that may be sold to cover the cost of your debts

In majority of bankruptcy cases, you are able to keep your assets and even reaffirm things

Your credit options may be limited compared to before you filed

You will be able to get minor credit lines

to rebuild your credit score after bankruptcy


MISCONCEPTION

You do not need to be concerned about losing your business

You can reaffirm loans while maintaining your business

You are not losing your business if you

file for bankruptcy, but you may need to restructure after you file

Married couples have the option of filing jointly or separately

You don't have to involve your spouse if

you file on your own

If you both have joint debts, it is often

best that you file together to get out of the debt


MISCONCEPTION

You can file for bankruptcy more than

once, but there are distinct time frames that apply to each case

A misconception is that once a

bankruptcy starts, it cannot stop. But it is wrong

You can end it any time, even after it has started and is on the way to completion


MISCONCEPTION

Bankruptcy laws do not require debtors to have a certain amount of debt to petition for bankruptcy

You can file for any amount of debt, but it is not exactly a great idea to file for small dues

If you are submitting a case on your own, it might be stressful. Having an

attorney on your side can make things a

lot easier


Many individuals with financial problems may consider filing for bankruptcy, but many are hesitant due to several misconceptions about the process.

You can evaluate the potential benefits of bankruptcy by clearing them.

805.492.7045

BERNEMANLAWFIRM.COM


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