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contents

St. Lucie • S u m m e r / Fa l l I s s u e 2 0 1 8 ~ Au g u s t / S e p t e m b e r

Treasure Coast Safe Sales & Moving, Inc. & St. Lucie Shooting Center

Ed Henson, Owner & Retired NYPD Detective

features

columns

On the Cover ~ Treasure Coast Safe Sales & Moving, Inc.

Letter from the Publisher

8 8

Back to School Stress Busters

4 17 25

11 13

Explore the Coco Vista Plaza

26 31 34

I.T. Tech by Mike Lewis

Ask Bill ~ “What do I do when my Bank turns me down, or turns me away?

34 35

Pastor Mike’s Corner View

Spotlight on Business ~ Villafranco & Garcia, PLLC

Crime Prevention ~ A Discussion with Retired NYPD Detective Ed Henson

in every issue 6 18

The Taste Women in Business

20 23 32

The View by Dr. Lynne Erbe Business Grows in Spaces by Darrell Winfree, Commercial Real Estate

Holistic Health by Joanne Augusto From the Desk of Bob Leone, CBI Business Broker From Our Friends at Christian FM

Community Resource Connection

OME

Community Events Calendar

B A G E L B R O T H E R S O F N Y. C O M

Letter from T H E P U B L I S H E R ST. LUCIE

beginning soon, the subject of Crime Prevention was brought up. This led to a change of pace for our feature article. Retired NYPD Detective Ed Henson shares years of expertise. The content is eye opening and full of impressive information. He discusses situations most of us do not think or talk about in our daily lives. We don’t know what we don’t know. As a realtor myself, it gave me valuable insight, awareness and tools I will use. It’s hard to believe that this September will mark seventeen years since 9/11. I don’t think that there could be a single American that doesn’t remember. My thoughts and prayers to all of those lost, all those who survived and all who served! “Let every person be subject to the governing authorities. For there is no authority except from God, and those that exist have been instituted by God.” Romans 13:1

Hello dear readers, Hi Ho! Into August we go. It’s already been smokin’ hot! I don’t know about you, but enjoying the outdoors has been a little challenging for me. Of course! The heat index reads about 104o. Someone call the fire department! Seriously though, if you’re not hunkering down in the AC, keep hydrated and continually apply sunscreen. This will pay off, especially if you engage in activities outside. Now is the time that teachers, parents and students are likely preparing for “back to school”. There is a snippet on Back to School Stress Busters included on page 8. In simple conversation about school If you do not receive or have the time to pick up our magazine please log onto blmmag.com or email us at betterliving@betterliving.com for convenient home delivery.

As American citizens, I believe that it is our privilege and duty to participate in our upcoming elections. In the past, I have expressed the importance of educating ourselves. I have learned that a puzzle in pieces does not show the true picture. I want to hear and see all the pieces of the puzzle straight from the original source. “For all that is secret will eventually be brought into the open, and everything that is concealed will be brought to light and made known to all.” Luke 8:17

Primary elections are August 28th and are just as important as voting on Election Day itself. That’s my three cents worth, I hope you’ll go vote. See you in October. Stay cool! Happy Grandparents Day, Happy Labor Day! Happily,

If you are involved in a community program that is making a positive difference, please contact me @ Valerie@blmmag.com. You just might be the next story.

“The Lord gave the word; Great was the company of those who published it” Psalm 68:11 Please remember to support your local small businesses.

S U M M ER / FA LL I S S U E 2 0 1 8 A U G U S T / S EP T EM B ER

Publisher/Editor

Valerie Calabrese Creative/Graphic Designer

Cathy Azzarello/CAC Designs Feature Writers/Assistant Editor

Christine D’Occhio Joanna Johnson

Contributing Writers

Kim Gargano Joanne Augusto Bob Leone Pastor Mike Beath Darrell Winfree Dr. Lynn Erbe Brant Hansen Mike Lewis

Advertising Department

Valerie Calabrese Pete Previte

Better Living & Marketplace Magazine

1391 NW St Lucie West Blvd. Port St Lucie, FL 34986 772.475.6011

E-mail Valerie@blmmag.com Visit us at betterlivingandmarketplace.com facebook.com/ BetterLivingandMarketplace Better Living & Marketplace Magazine is published seasonally by Better Living & Marketplace, Inc. Copyright 2018, all rights reserved. Reproduction of contents in print or electronic transmission in whole or in part in any language or format must be by express

written permission of the publisher. All articles, descriptions and suggestions in this magazine are merely expression of opinions from contributors and advertisers and do not constitute the opinion of the publisher, editor or staff of Better Living & Marketplace Magazine, and under no circumstances constitutes assurances or guarantees concerning the quality of any service or product. Better Living & Marketplace Magazine specifically disclaims any liability related to these expressions and opinions. The advertiser agrees to hold harmless and indemnify the publishers from all liability. Letters from our readers are not only welcome but encouraged.

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B A G E L B R O T H E R S O F N Y. C O M

Business Spotlight By Julie White

Back to School Stress Busters

By Lori Van Dien

Service is their motivation. They strive to “do right by our clients and do right by the community,” explains Villafranco. Garcia adds “My desire to help people and help the community brought me here.” They demonstrate this commitment through action, both active in area churches. Villafranco is on the Board of Directors for MISS Project (Mothers, Infants, Striving for Success), provides pro bono work for Florida Rural Legal Services, and has been President of the Port Saint Lucie Bar Association. Garcia has also provided pro bono legal work for Florida Rural Legal Services, is on the board of his neighborhood’s property owners association, and is involved in several Hispanic business groups. He also volunteers as coach for his sons’ soccer and lacrosse teams. Combining their extensive experience and backgrounds allows them to serve you concentrating on Family, Business, and Criminal Law and Personal Injury. Garcia speaks Spanish (coming to the US from Uruguay at age 5).

SUMMERTIME RELAXATION IS ALMOST OVER AND SCHOOL IS BACK IN SESSION.

It would be wise to incorporate a few simple things right away to avoid feeling stressed, especially when getting ready in the mornings. Parents and children should plan a few good habits and be consistent with these routines until it becomes normal to everyone. During summer, families have generally relaxed their sleep and wake patterns. Now adults and children should reset into a more structured bedtime. Young or old when we are tired, normal daily activities can quickly unravel into outbursts of frustration. This has an undesirable effect and can hinder a child’s readiness to learn. Everyone – including teachers – should get plenty of rest to avoid problems arising due to lack of sleep. Studies show most people move about 30 percent slower after waking, so it makes sense to prepare whatever possible the night before.

Try incorporating a few after dinner routines on school nights even though you may be tired from a long day. Give children a list of specific tasks to prepare for morning. Have them choose what to eat for breakfast and set the table. Prepare school lunches and snacks. Children can get their own book bag ready at night and put it near their shoes. Let them choose and try on clothes the night before to ensure they like how it looks and feels. Don’t forget to check the weather channel. Set alarms to allow enough time for everyone to get ready. To avoid derailing your schedule, parents and children should make a rule not to check emails or go online before leaving for school.

Try a few little changes to bring more peace and happiness into your back to school routine.

Villafranco & Garcia are proud sponsors of the Boys and Girls Club of St Lucie County. They are conveniently located in Port Saint Lucie so wherever you are, in Martin, Saint Lucie, Indian River, Okeechobee or Palm Beach County, Villafranco & Garcia will help you with all your legal needs.

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A discussion with Ed Henson, retired NYPD Detective stin

hri

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’Oc eD

S C By

Summer of 2018 is coming to a close. Many families are planning their last trip before school resumes. The checklists are being created with flight and hotel arrangements, mail and newspaper holds, animal boarding, etc. We get so busy in our daily lives that we do not stop to think about safeguarding our valuables at home.

Ed Henson is the owner of the St Lucie Shooting Center and Treasure Coast Safe Sales & Moving, Inc. He is a retired Detective from the New York City Police Department. He has agreed to speak to us about crime prevention, tips and safety. According to Ed, “This is the time of year when children are returning to school and the house is left empty. So this is the time you are probably more vulnerable to a burglary [1]. Commonly reported stolen items are cash, prescription drugs, jewelry and firearms [2], and it would be foolish”, Ed says, “not to secure these items in a safe.” Not only can a safe protect your valuables and legal documents from burglary but also from a fire or flood. In most instances your legal documents can be a nightmare to replace.

Purchase a quality safe! A quality safe is a combination of things; larger door bolts, heavier

B A G E L B R O T H E R S O F N Y. C O M

gauge steel construction, a minimum of a 60-minute fire rating and a reputable locking mechanism whether it is a digital or a mechanical lock. Ed’s recommendation is to buy a safe that cannot be removed from your home easily. “Yes, anything is better than nothing, but in the same respect, a cheaper safe may just be a glorified lock box. My argument is this,” said Ed: “Get a safe, but remember, when you purchase your safe, keep in mind, that if YOU carried it into your home, the bad guy can carry it right back out.” Do you know who is delivering your safe? Most larger retail stores will not deliver a safe and if they will...they leave it curbside and do NOT bring it into the home, also you have no idea who that delivery person is, and most times it's an outside company contracted by the big box store. Thinking that purchasing a safe from a big box store will save you money is not always true. Remember the old saying; “You get what you pay for.” Many of these safes are made in mass quantities and tend to be lower end safes built to fit into a lower

budget. Most people don’t want to spend more than a couple hundred dollars and in the safe business, a couple hundred dollars is not going to buy you much of any quality. “You never know the intentions of people who are entering your home. Especially if you have home attendants, live in nurses or even contractors, but any safe or lockbox is better than none, and many times it keeps honest people honest [3].” First secure important documents, thumb-drives, etc. in a firebox and then place it inside your larger safe, which can add extra fire protection time. Many electronic devices and computer items are destroyed once a temperature goes above 150 degrees and paper starts to disintegrate at 350 degrees. The objective of most fire rated safes is to keep the temperature below 350 degrees inside the safe for a specified amount of time to survive a fire of 1200-1700 degrees. Another useful tip: “Take photographs of your valuables, record them, note serial numbers and anything unique about them. Keep receipts of those items. You just may need them

later to make a claim.” Recorded items make for a better recovery. You can store those pictures and information on a thumb drive/ port stick inside your firebox that you then put inside your safe. “My philosophy is; if you can’t afford to replace it, you better secure it.” Empty the contents of your wallet and place all your credit cards and Id’s on a copier and make a copy. Remember to turn them over and make a copy of the back of all these cards. In the event your wallet/ handbag is lost or stolen you have all the account numbers and contact numbers. If you have a firearm in your home, you want to secure it. It belongs in a safe if it’s not on your person. It doesn’t belong on your kitchen counter. When you leave your home, sticking the gun between the mattresses, or in the closet under some old shirt, or in a nightstand is not securing your firearm. “Bad guys know where to look. The last thing a person wants to face is their own gun pointed at themselves when they return home after being out.” says Ed.

Keep guns away from children

Safe storage of firearms is required if you have a child under the age of 16 in the home, or if you have knowledge that any child can gain access to the firearm. A lock is a minimum on a gun. “It is not just your own child; it’s his/her friend(s) who may also be in the home. The gun has to be locked up [4].” “Whether you are Pro or Con firearms here’s my opinion: Let’s say you have a 13-year-old son, and he’s curious.'Maybe you have a gun or maybe you don’t. Maybe he’s seen a gun with family or friends. I would rather know that my child is familiar and taught safety with a firearm than not. Look for local gun ranges and see if they offer safety classes for the appropriate age level. Educate your children about firearms! In my opinion, I’d rather take the curiosity out of the child with adult supervision. Make arrangements to have a day with your child at a gun range handling and firing firearms safely. A child may visit and stay over a friend’s house where there may be a firearm in the household and next thing the gun topic comes up while they're playing video games. Peer pressure issues arise and a gun comes out unbeknownst to the adult in the home. This is where accidents occur. Teach your children what to do in this type instance because it just may save a life.”

Lost Child/Child Abductions:

Have a plan in place if your child is ever lost or abducted. “Children should have a code word. Keep the code simple, simple enough to always remember.” If the child has a phone provide them with multiple phone numbers and set the ICE (In Case of Emergency) phone number to a parent. “When your child visits a friend's house, call and speak to the parent(s) on the phone. Or better yet, take a drive over and introduce yourself.” Fingerprint/handprint your children: Ed states: “A lot of parents are misinformed about where fingerprints are stored. The fingerprint card is given back to the parents. Police do not hold them. They are for you to store.” If anything should ever happen to your child this could be a lifesaver. Keep current photographs of your children and note if they have any scars or abnormalities. Limit your child’s access to the Internet and monitor the sites visited.

Tips for Business Owners:

People owning a small business like a jewelry store, a mom and pop grocery store, or a small restaurant should be alert when opening and closing their business. “Be aware of your surroundings. If you see something that doesn’t seem right such as someone lingering around the business or a car parked in a strange way, then wait.” Don’t be afraid to contact your local police. “People are creatures of habit, so the suggestion is you change your habit of the typical routine trip to the bank or home. If you make night deposits, consider leaving the business receipts in a secure safe at work and make the deposit during daylight hours. If you have employee’s I would recommend that you do a background check and contact any references they provide.”

BETTER LIVING & MARKETPLACE MAGAZINE • BLMMAG.COM

Realtors:

Ed suggests, “In many cases, a realtor shows properties alone. When showing property, does anyone from their office know with whom they are meeting or where they are going? In my opinion the brokerage should set up some sort of a phone number or email box that is open to all realtors in the office [5].” If your office does not have any safeguard systems set up, leave a note on your desk or a place where someone would see it. Some simple procedures can be as easy as downloading an app. If you must show property by yourself, take extra precautions. Try to take someone with you. “Discretely act as if you are on the phone when you arrive and if possible take a picture of the person and their vehicle and license plate.” Text or email those photos to a co-worker or prearranged email that gets checked daily. “Make or act as if you are making a phone call while you are there so the client can overhear and mention that you have

someone meeting you at the location. Choose a password, a code word with the people at work or someone in your family so if something feels strange and you need help they'll know. “

Seniors:

Ed continues, “criminals like to target senior citizens because many times their memories aren’t as sharp as they once were; their reflexes are a little slower. Seniors are most likely weaker and inferior in strength compared to someone who is say, 20 years old. At all times know who is coming into your home!” Look out for your neighbors. Use your gut feeling. “If something doesn’t look right, it probably isn’t!” Ed goes on, “A big problem today is that people are afraid to get involved. If you see something, say something. Call the police even if it’s the smallest thing out of the ordinary. No harm done when the police arrive and all is well. Better safe than sorry.”

“If you see your home or your neighbor’s home has been broken into, step away from the house and call 911. Do not go in, you could be walking in on the burglary, or you could contaminate the crime scene.” Ed advises.

Ed speaks of The Holiday Season: You guessed it; there’s

an increase in burglaries during the holiday season.

“Your house is full of unopened gifts. When someone wants those toys bad enough, they’ll come in and take them. When shopping, do not walk to your car with both arms full of bags. You won’t be able push someone off or even dial 911. Watch your surroundings at all times. If you must shop,

shop smaller and park your car in a more visible location, under a light or in the view of security cameras. If someone does come near you, fight and scream! Someone will see something.” In closing, “Firearms may not be for everyone. If you have a firearm, be trained in the use of that firearm. Be efficient with it. Know how to use it, and know the legality.”

The element of surprise is key against a perpetrator and the key to using a firearm is accessibility and proficiency. Some people are uncomfortable carrying a firearm, and there's nothing wrong with that. Consider carrying a less than lethal weapon as another option.” Have you considered

a can of mace, pepper spray, pocketknife or a stun gun? “I’d rather have something and not need it then need it and not have it.”

Ed’s Final thought; “Situational awareness is more important than anything else. When it comes to carrying a weapon; if you’re not ready for it, not expecting it, and you’re not aware of what’s going on around you, your weapon will not be any use to you.” [1] According to Uniform Crime Reporting, a burglary occurs somewhere in the United States every 15.4 seconds and most happen between 6 a.m. and 6p.m. [2] According to ATF there were 9,281 firearms reported stolen by federal firearms licensee nationwide in 2016. [3] According to FDLE, there were 88,878 burglaries in 2017 and according to City-Data.com; there were 400 burglaries in Port Saint Lucie/Saint Lucie County. [4] According to Florida law safe storage of firearms is required and a lock as a minimum on a gun. [5] According to the National Association of Realtors only 44% of brokerages have standard procedures in place.

B A G E L B R O T H E R S O F N Y. C O M

Source: https://ucr.fbi.gov/crime-in-the-u.s/2015/crime-in-the-u.s.-2015/resource-pages/crime-clock https://www.bjs.gov/content/pub/pdf/DRRC.PDF www.atf.gov http://www.fdle.state.fl.us/FSAC/Crime-Trends/Property-Crime http://www.city-data.com/crime/crime-Port-St.-Lucie-Florida.html https://www.flsenate.gov/Laws/Statutes/2011/790.174 https://www.nar.realtor/2017-member-safety-report

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Locally in Port St. Lucie* and reasonable rates outside the PSL area. *Certain restrictions may apply.

Call us for a quote to move Motorcycles, Scissor Jacks, Large Tool Boxes (Snap-On, etc.) and More.

Located inside the ST. LUCIE SHOOTING CENTER

GROUND LEVEL LOADING LOADS UP TO 10,000 LBS.

Visit Our New Website: www.StLucieShooting.com

Lic. & Ins. • FLA.REG # IM2872

SUMMER HOURS: CLOSED MONDAYS ( JUNE 1 - SEPTEMBER 30)

•

FedEx Ship Center

lvd. ock B Peac

I-95

Dr.

Pl.

rise

(772) 678-9238

tile

OPEN 7 DAYS A WEEK Mon-Fri 10am-7pm • Sat 9am-7pm • Sun 9am-6pm

(772) 340-4499

rca n

N Treasure Coast Conc W ou Safe Sales & Pl. rse Moving

Ent erp

(Conveniently lcoated near I-95)

490 NW Concourse Place Port St. Lucie, FL 34986

NW Stadium Dr.

First Data Field

BETTER LIVING & MARKETPLACE MAGAZINE • BLMMAG.COM

The View

BY LYNNE C. ERBE, O.D.

EYE FLOATERS TREATMENT, CAUSES

One of the most common complaints I get is “Hey doc there’s something floating in my eye” or “something is moving in my eye that looks like a hair”. These are commonly referred to as floaters and can be seen as dots, lines, cobwebs or spiders. They are most often seen when reading, looking at a blank wall or a clear sky.

can be visualized when light enters the eye and comes into contact with it causing a shadow to form on the retina. Floaters are common in patients who are nearsighted or have had a previous injury or after surgery. Less common types may be from inflammation or calcium deposits.

WHAT IS A FLOATER?

ARE FLOATERS EVER SERIOUS?

A floater is a small clump of gel in the vitreous behind the iris. The gel is helpful in transmitting light to the retina. As we get older the gel begins to dissolve and shrink. Floaters are formed when some of the gel clumps together and is suspended in the now more fluid vitreous. They

www.facebook.com/Dr-Lynne-Erbe www.eyedoctorstlucie.com

Usually floaters are not serious but sometimes can be a sign that something is wrong. As the gel shrinks it can pull on the retina causing flashes of light. This may cause a small tear or break in a blood vessel. In these cases

772.873.0037

B A G E L B R O T H E R S O F N Y. C O M

there will be a loss of vision associated with the floater. A complete dilated exam should be performed immediately to determine if it’s just the “garden variety” or require treatment. Lasers can be used to repair a tear and prevent further detachments or vision loss. Although annoying, floaters are usually not vision threatening and diminish over time. In most cases, treatment is not necessary.

1721 SW Gatlin Blvd., Port St. Lucie 34953 At the light of Rosser & Gatlin. The house with the Red Roof.

• Foundation/Beginners • Flowstorative • Restorative Yoga • Sunrise Yoga • Yoga I & II Level • Yin Yoga • Monthly Workshops

WITH THIS AD ONLY. EXPIRES 9/29/18

(772) 224-2444

1649 SE Port Saint Lucie Blvd., 34952 downtoearthyogastudio@gmail.com www.dte-yoga.com Join us on facebook: www.facebook.com/DownToEarthYoga/

Your Destination for Specialty Chocolates & More!

Creating delectable handcrafted gourmet chocolates & more for all occasions.

Sit back and recline, breathe in the dry salt air and rest for 45 minutes in the most delightful roomin St. Lucie County. Salt therapy, also called halotherapy, is a therapeutic and 100%

PLANNING YOUR WEDDING, SHOWER, BIRTHDAY OR SPECIAL EVENT?

Let GG Sweet Treats meet your unique needs and WOW your guests!

EMBELLISHED PERSONALIZED

CHOCOLATES!!

Use a picture or personal photo of your choice. Call us today and let us help you make even more!

“your special”

The Gift Garden/GG Sweet Treats Port St Lucie, FL 34986

10 OFF

on orders over $50 Coupon good for online orders only. Use code: Sweet17 Exp. 9/29/18

772-529-7272

www.ggsweettreats.com

Connect With Your Archangels Angel Sessions with Patricia Alton, certified by Doreen Virtue, Ph.D as an ANGEL THERAPY PRACTITIONER® and Certified Spiritual Teacher by Charles Virtue, Patricia compassionately delivers you messages of love and light from the Angel Realm. Through claircognizance, clairaudience, clairvoyance and clairsentience, Patricia channels your message from the Angels to assist you with your life issues. Patricia states, “I channel the Archangels to give you divinely guided messages regarding your life purpose, career, health, finances, romance and relationships, and I can connect with your loved ones on the other side through Angelic Medium-ship,” she explains. She is also an Angel Healer specializing in Past Life Regressions a Spiritual Life Coach and Certified Fairyologist.

Angelic Custom Created Weddings & Ceremonies • House Blessings Angel Parties • Wise Women Circles & Retreats Contact Patricia Alton at 772-324-0377

for a private session or information regarding workshops and Angel Gatherings.

BETTER LIVING & MARKETPLACE MAGAZINE • BLMMAG.COM

We carry a full line of Womens, Mens & Childrens Western Apparel, Work & Fashion Boots, Accessories and so much more! Modestly Priced

Shop here for a full line of Pet Supplies & Feed. LAYAWAY ALWAYS AVAILABLE

20% OFF

772-461-7712

Conveniently located oﬀ I95, exit 131, go east, a 10 minute drive from SLW

6100 Orange Ave. • Ft. Pierce, FL 34947

Summer Special $19

45 min. session With ad only, exp. 9/29/18.

A Perfect Tan

natural, drug-free and non-invasive treatment. Salt therapy is a method of inhaling pure, dry, micronized salt air particles.These particles are inhaled into the sinuses and the lungs, absorbing bacteria and pollutants and providing an anti1707 NW St. Lucie W Blvd., #104 (Panera Bread shopping plaza) inflammatory and cleansing effect. This process supports and strengthens the body’s immune system by eliminating toxins and allergens that are trapped within the mucus lining of the respiratory system. Salt therapy also has amazing benefits for skin. If you are looking for relief from allergies, asthma, sinusitis, COPD, cystic fibrosis, skin issues, stress and more, call and book your 45 minute session now. It will be sure to leave you breathing easy! Laura B A G E L B R O T H E R S O F N Y. C O M

Entire purchase of regular & CLEARANCE items. Excludes Yeti, feed & salt. Valid with ad through 9-29-18.

Gift Certificates Available

Summer Savings $

10 OFF

Unlimited on the NEW 7 Minute Stand Up or High Pressure BED Expires 9/29/18

5 Tan Bucks

with the puchase of $40 or more Expires 9/29/18

Mystic Tan, Buy 3 Sessions

Get 1 FREE! Expires 9/29/18

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20% off Your Purchase

Nutrition World Voted #1

Health Food & Organic Marketplace 101 N. US 1, Suite 121 • Ft. Pierce 772-464-3598 Must present coupon. Valid on minimum purchase of $35, excludes HCG. Cannot be combined with any other offer. Exp. 9-29-18

COMMUNITY RESOURCE CONNECTION

BANQUET ROOMS

..............................................................

(772) 871-6850

8540 Commerce Centre Drive Port St Lucie, FL 34986 www.Hilton.com

Corporate Meeting & Events Package Includes: • Banquet Room Rental • Continental Breakfast • AV Equipment • Lunch • AM or PM Snack Starting @ $75 per person (min. of 25 people)

..............................................................

BUSINESS

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772.252.1045 www.tcbcc.biz

“I’ve been blessed to find people who are smarter than I am, and they help me to execute the vision I have.” R. Simmons We advocate and work on behalf of existing minority businesses and aspiring entrepreneurs. JOIN TODAY!

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CONCEALED CARRY CLASSES

Wedding Group Packages • Banquet Room Rental • Welcome Reception • Guest Welcome Bags • Banquet Dinner • Sunday Brunch $ 100 per person (min. of 50 people) St. Lucie

&Marketplace For the love of gold & silver on the Treasure Coast...

John Buys Gold, LLC Family Owned & Operated (Read more on page 7.)

S U M M E R I S S U E ~ J U N E / J U LY 2 018

Pastor Mike B. 772-418-2491 772-335-5166 ext. 126

mikebeath@morningsidechurch.com If you’re experiencing tough times or if you are sick and tired of being sick and tired… No matter what your Hurt, Habit or Hang-up… There is relief. You are not alone. Join us on Monday evenings. Call for more information.

OPPORTUNITIES AVAILABLE

..............................................................

St. Lucie Shooting Center 772-340-4499

(772) 871-6850

8540 Commerce Centre Drive Port St Lucie, FL 34986 www.Hilton.com

Chauncelor Howell, MSM President

RECOVERY

..............................................................

490 NW Concourse Place Port St. Lucie, FL

Indoor Shooting Range & Full Gun Store

Concealed Weapons Permit Classes offered Sat., Sun. and Wed., 10am and Wednesday evenings.

RECEIVE $5 OFF Concealed Weapons Permit Class. Regular price $55. Must present ad. One per customer. Valid through 9/29/18.

Order Your Free Subscription Today! Receive all 6 of our bi-monthly publications delivered right to your home or office for free*.

rs & e h ap s ogr nalist t o Ph Jour

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To subscribe visit www.blmmag.com and click “Subscribe”.

or mail a check to Better Living for $14.95 • 1391 NW St. Lucie West Blvd., #184, Port St. Lucie, FL 34986

email: betterliving@blmmag.com

*excludes postage & handling

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What do I do when my Bank turns Ask Bill... me down, or turns me away?? I have been involved in many facets of lending in local banks for nearly 30 years. Banks are a wonderful place to go for your lending needs, IF you fit the customer model they are looking for. However, if you do not fit that mold, a bank can cause a wide range of emotions from confusion, to fear, and of course anger. I have read many reports on bank lending. A recent study completed in November of 2017, and published in Forbes magazine on December 12, 2017, stated that big banks â&#x20AC;&#x201C; institutions with more than $10 billion in assets â&#x20AC;&#x201C; approved 25.1 percent of small business applications. I can tell you from experience that as lenders at a bank we would interview potential borrowers first, and if they were not ready, we would have them come back at a later date to

Bill Casey

Chief Commercial Lender

make the formal application. This was about half of the people we met overall. Therefore, the statistic above could very likely be that banks approve 12.5% of all candidates for a loan that they encounter.

cash-flow. Or a lender located in Salt Lake City that is an expert at lending to business owners anywhere in the USA that had a bankruptcy, but no bad credit since.

If the 12.5% were studied and proven to be true, this would be a scary statistic if you are a hard-working small business entrepreneur, who probably knows very little about the world of lending and finance and has no other option than to trust their bank lender. Your bank lender is not a bad person; they can be very, very helpful. But they only know their company model, and what they are told from the underwriting department at their bank. They have no way of knowing there may be a bank in the next town actively seeking loans from borrowers with poor credit but great

My goal in this article, and many future articles will be to introduce the wonderful world of using a Loan Broker. I am a Commercial Loan Broker. I simply put together business owners and investors looking for a loan in the business name, together will lenders either in the local area, or anywhere in the country that are looking for loans of that type. Send your questions to: bill@caseyfunding.com

As I mentioned above, 12.5% of business loan possibilities are approved at a bank, whereas I have seen first-hand that a good Commercial Loan Broker can attain over 80% approval rates. Call me first; you still may end-up with a local bank loan if that is the best option. Call me today. I have lived on the Treasure Coast for nearly 50 years. I want to help you.

B A G E L B R O T H E R S O F N Y. C O M

To better understand the Selling or Buying process please call today for free Real Estate consultation and home market evaluation.

Sterling Silver ESTATE

South Florida’s Real Estate Leader since 1926.

BlowOut SA At Near Cost P ri

ces!!!

FREE Custom Jewelry Design Consultation Exp. 9/29/18

94¢ Watch Battery

Lithium $4.00 + tax. Unlimited. Exp. 9/29/18

772-621-7881

FREE Ring Polish & Inspection 1 Per Customer Exp. 9/29/18

WE BUY GOLD

Silver, Coins, Bullion, Flatware

For Online Shopping: lsojewelers.com

906 SW St. Lucie West Blvd.,PSL (in Walmart Neighborhood Plaza, Next to St. Lucie Cleaners)

INSTANT CREDIT • NO INTEREST FINANCING AVAILABLE

M-F 10-6 Sat. 10-5 Sun. by Appt.

OME

DIRECTORY AIR CONDITIONING Air Source One (772) 626-7604

INSURANCE State Farm-Mike Rice, Agent (772) 878-7888

CEILING FANS Indoor/Outdoor Dan’s Fan City (772) 335-8625

LANDSCAPE EDGING Permanent Lawn Edging (772) 285-7557

CLEANING & CONCIERGE SERVICES The Front Desk Belle 1 (844) 247-8332 FENCING Fenced In, LLC (772) 828-7715 FLOORING/KITCHEN/BATH Affordable Flooring (772) 201-1888 M.H. Services (772) 214-9120 HOME ITEMS-Buy/Sell Quick Drop (772) 419-0499 INSURANCE A Better Deal Insurance Agency (772) 871-1975

PEST CONTROL The Bug Guys (772) 336-0676 REAL ESTATE Residential/Commercial The Keyes Company (772) 343-7261 REALTOR Darrell Winfree, Commercial Real Estate (772) 349-7278 Karen Poates, Realtor® (772) 812-5427 Valerie Calabrese, Realtor® (772) 475-6011 WINDOW TINTING TNT Window & Tint (772) 236-9609

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B A G E L B R O T H E R S O F N Y. C O M

HOME HOME

This luxurious family friendly home is located in the desirable Tradition Community convenient to shopping, restaurants, hospital, and I-95. This spacious home includes 4 bedrooms, 2.5 bathroom, a media room, large family room open to the kitchen with breakfast nook, separate formal dining room and living room. Located upstairs are 3 bedrooms with a large master suite and spaciousness master bathroom to pamper yourself. Also include in the master suite is a massive walk-in closet. Included upstairs for family convenience is the Laundry room and a separate media room. Retreat to your own lakefront backyard oasis with its expansive covered patio to relax with your family for enjoyable cookouts. Lots of yard space for play or to add your own private pool. Victoria Parc is a gated community with sidewalks and under ground utilities.

HOME

Victoria Parc Lake Front Home 11382 SW Halton Street, PSL, FL 34987 4/2.5/2, Liv. Sq. Ft.: 2,714

HOME

HOME HOME

HOME

HOME HOME

&Marketplace

PERMANENT LAWN EDGING AFFORDABLE FLOORING If you are looking for beauty & durability, nothing compares to landscaping concrete edging!

10% OFF Must present ad. Exp. 9/29/18

More economical than traditional lawn edging.

before

• Carpet • Wood • Laminate • Tile • Complete Cabinet Design Service

Lenny Agin Sho pa E E Serv t Home Tile Marble FR TES Avai ice A la M I EST Serving the Treasure Coast for over 25 Years! ble 2014, 2015, 2015 & 2017 VOTED #1 FLOORING STORE in ST. LUCIE COUNTY

after

Call for a FREE Estimate Today

772-285-7557

• Over 20 colors to choose • More than 25 patterns • Successful root barrier

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CARPET

1899

$ WATERPROOF VINYL PLANKING

SQ.FT.

Installed

FULL Kitchen or Bathroom Remodel Available

SQ.YD.

Installed with Standard Pad

Starting at

$ 49

Starting at

MAKE OVER

WOOD-LOOK TILE

MADE IN THE USA

LAMINATE

$ 49

Starting at

$ 99

SQ.FT.

Installed with upgraded pad

SQ.FT.

20” x 20”

PORCLAIN TILE Any one eBay item selling for $75 or more. One offer per visit. Must present offer at time of item drop off. Expires 9/29/18. Better Living & Markeplace

$ 59

Installed

CERAMIC TILE 18” x 18”

$ 59

SQ.FT. Installed

(Over 25 Colors)

SQ.FT.

Installed

FINANCING NOW AVAILABLE

6-12-18 MONTHS SAME AS CASH!! CALL FOR DETAILS 1602 Village Green Dr. Port St. Lucie

772-398-1320

214 Orange Ave. Downtown Ft. Pierce Moving to Assisted Living? Down Sizing Your Home?

CALL US FOR DETAILS *Excludes Furniture

2424HOME

772-409-4117

Cell 772-201-1888

Visit Our Remodeled Showrooms in PSL & FP Lic. & Ins. PSL 4243

A+ Rating

BETTE R L I V I NHOME G & M A RHOME K E T P L A HOME CE MAGA ZINE • B L M M A GHOME .COM H HOME HOME HOME HOME

Business GROWS in

SPACES

LEASING ISN’T EASY…

BUT IT DOESN’T HAVE TO BE PAINFUL

So, you want to lease a space for your business…

About the property: 000 Easy Street• $255,000

Ma new small business owners attempt to Many nd and lease spaces for their businesses on their own, some are successful, more than a few are not happy with the terms of their new lease. e reasons for the dissatisfaction can boil down to a few main points.

Outstanding opportunity to own one of the best priced commerical parcels on US-1. Great exposure with US-1 frontage! Specializing in Commercial Real Estate, warehouse/flex

Darrell Winfree, Commercial Realtor Direct: (772) 349-7278 Email: DarrellWinfree@keyes.com Web: DarrellWinfree.keyes.com

e Process

Leasing commercial space is nothing like renting an apartment, there are expectations that a property manager has, that most laypersons do not know, which can save the tenant both time and money. Knowing what information to provide, how to provide it and when, can make the process simpler.

THE ST. LUCIE COMMERCIAL TEAM The Keyes Company Realtors 1850 SW Fountainview Blvd. Suite 200 Port St. Lucie, FL 34986 25 YEARS EXPERIENCE IN COMMERCIA COMMERCIAL REAL ESTATE

Keyes Commercial

B A G HOME

e Location

Kn Knowing where you want to be, and having the available space are two diﬀerent things, have a plan B. Often the price will change with the availability. Is the building zoned for the intended use? Is the area zoned for a speciic use? No business can occupy space if the zoning isn’t correct.

REAL ESTATE • MORTGAGE • TITLE

Residential • Luxury • Commercial • Property Management

e Lease

eee lease is the one document that causes the most heartburn to a user, why? Because it’s written for the best interest of the landlord. It’s full of unfamiliar terms, it has clauses and stipulations in it that a lawyer has written, for a professional, and the prospective tenant is under pressure to sign and get their business up and running.

The Keyes Company has been making real estate dreams come true in South Florida for over 90 years, but our reach doesn’t stop there. As a Founding Member and Shareholder of the Leading Real Estate Companies of the World® global network, Keyes can help you buy or sell your home here he or around the world.

Simplfy

Work with a professional commercial realtor to help you with you property needs Buying, selling, leasing or investing, your professional commercial realtor is here to help you.

by Darrell Winfree

772.343.7261

Commercial Realtor CIPS, MRP (772) 349-7278

1850 SW Fountainview Blvd., Suite 200 • St. Lucie West KEYES.COM • KEYESLUXURY.COM • KEYESCOMMERICAL.COM

E L B R O T HHOME E R S O F NHOME Y. C O M HOME

HOME

Keyes Commercial

HOME

Hurricane Insurance Now Available for Mobile Homes with our new provider. Over 20 Years in Business

Call Today! 772-871-1975

Call our toll free Health Insurance Division Today!

A BETTER DEAL INSURANCE AGENCY

Let us Customize Your Policy to your Specific Needs! Writing Homeowner’s Insurance for Any Age Home or Zip Code!

1034 SW Bayshore Blvd., PSL

855-397-2445

www.ABetterDealInsurancePSL.com

WE NEED INVENTORY HIGHEST PRICES PAID!

John Buys Gold LLC

772-446-1839

FREE

Buying & Selling on the Treasure Coast 15 Years Safe and Secure

Immediate Payment

WE BUY Gold • Silver • Coins • Flatware • Paper Currency • Scrap, Broken & Unwanted Jewelry Military Items • Unique Antiques and more...

IN-HOME EVALUATION Must present this ad. Expires 9/29/18.

I. T. Tech Tips Fake Support Calls

There has been an increase in customers that they have been receiving support calls regarding viruses and or malware on their computers. Microsoft and other computer companies are far too busy to cold call customers and offer support. Be very careful as these support calls usually want to connect to your computer to “troubleshoot the problem”. This opens your computer up to whatever the person on the other ends wants to install onto

2626HOME

your computer. Support technicians normally have to enter pass codes to gain access, these support technicians can install software to gain access to your computer anytime whether you are there or not. Once they have access they can literally copy all of your data, browsing history, etc. from your computer. It is very important that if you have ever allowed one of these phone call support specialist into your computer that you unplug the computer

from the Internet immediately and have it checked out for spyware/malware. Please make note of the phone number if available and Google the number to look for prior complaints about the caller. Good luck and safe computing. By Mike Lewis Mike’ Computers Downtown Ft. Pierce 772.448.8153

BETTE R L I V I NHOME G & M A RHOME K E T P L A HOME CE MAGA ZINE • B L M M A GHOME .COM H HOME HOME HOME HOME

B A G HOME

E L B R O T HHOME E R S O F NHOME Y. C O M HOME

HOME

LARGEST SELECTION OF INDOOR & OUTDOOR FANS ANYWHERE!

10762 S. US Hwy 1 Port St. Lucie 772335-8625 CUT OUT THIS AD FOR

IN-STORE DISCOUNTS DESIGN YOUR FAN ASK HOW!

M-Sat 9a-6p, Sun 11a-4p

www.dansfancity.com

See why millions trust us for Home & Auto. Mike Rice, Agent 974 SW St Lucie West Blvd Port Saint Lucie, FL 34986 Bus: 772-878-7888 mikerice.net

I’m here to help life go right , by saving you time and money when you combine your home and auto insurance. CALL ME TODAY. TM

State Farm Mutual Automobile Insurance Company State Farm Indemnity Company • State Farm Fire and Casualty Company State Farm General Insurance Company Bloomington, IL 1601486

TNT Window Tint DRIVING IN FLORIDA

Call Us Today!

772-236-9609

2733 SW Fondura Rd. Port St. Lucie, FL 34953

(Near I-95, off Gatlin Blvd.) www.stlucietint.com

2828HOME

BETTE R L I V I NHOME G & M A RHOME K E T P L A HOME CE MAGA ZINE • B L M M A GHOME .COM H HOME HOME HOME HOME

B A G HOME

$50

oﬀ

Initial Pest Control

With this coupon. Not valid with any other oﬀers or prior services. Exp. 9/29/18

D EA L

(772) BUG-GUYS

$100

oﬀ

All Termite Work

With this coupon. Not valid with any other oﬀers or prior services. Exp. 9/29/18

E L B R O T HHOME E R S O F NHOME Y. C O M HOME

HOME

Call to Advertise Today

772.475.6011

Log on to View Our Digital Magazine We are Mobile Ready, Social on + Business Links.

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Holistic Health

Tea Tree Oil

This essential oil is by far my favorite. I usually find a daily reason to use it on myself or my kids. Especially living in Florida with all of the wonderful insects! Tea tree is one of the top antibacterial essential oils. It has powerful antiseptic properties and ability to treat wounds. It has also been documented in numerous medical studies for its ability to kill many strains of bacteria, viruses and fungi. I love to use it mixed in my families shampoo to keep the scalps free of dandruff and remove anything that might be clogging the hair shaft. Research suggests that tea tree is able to improve symptoms of seborrheic dermatitis. My teenage son loves to use it on his face to keep acne away. I usually have him mix it with a tiny bit of fractionated coconut oil after he washes his face. A recent study showed that you only had to use the tea tree twice a week to have significantly fewer facial acne lesions. It is also very popular as an antiinflammatory so using a tiny bit on B A G E L B R O T H E R S O F N Y. C O M

feet and chest mixed with coconut oil during a cold is very helpful to fight an infection. Tea tree does has a strong smell so I suggest using it in a diffuser if the smell seems to strong to apply directly to your skin. Please consider buying organic and food grade essential oils. by Joanne Augusto Owner of Nutrition World 101 N. US 1, Suite 121 Fort Pierce, FL 34950 772-464-3598

community events $

OFF

CHECK OF $ 25 OR MORE

Cannot be combined with other offers. With ad only. Exp. 9/29/18

Port St. Lucie

1718 SW St. Lucie West Blvd. (Across from T.G.I. Friday’s)

772-336-5291

Hours: Mon.-Thurs. 8AM - 3PM • Fri.-Sun. 7AM - 3PM www.berryfreshcafe.biz

Join us at our OPEN HOUSE & Religious School Registration Sunday, August 12th, 2-4pm

High Holiday Schedule of Services 2018

Sun, Sept 9 Erev Rosh Hashanah 7pm

Mon, Sept 10 Rosh Hashanah - First Day 10am Tashlich followed by Children’s Service 2pm Tue, Sept 11 Rosh Hashanah - Second Day

10am

Sun, Sept 16 Kever Avot 1pm Memorial Service at Beth El Memorial Park Tue, Sept 18 Kol Nidre 7pm

Wed, Sept 19 Yom Kippur - Morning 10am Children’s Service 1pm Yom Kippur - Afternoon, Yizkor, Neilah 3pm Break the Fast (Reservations Required) Services led by Rabbi Bruce Benson with Professional choir throughout the holidays

august 4

Paint the Park Pink 6:30 - 11:59pm • First Data Field • 525 NW Peacock Blvd

6-10

Treasure Coast Political Pulse Begins 6pm • Regal Event Hall 582 NW University Boulevard, #350, St. Lucie West

First Day of School ~ St. Lucie County

St Lucie Mets; All You Can Eat & A Seat Night 6:30pm • First Data Field, 525 NW Peacock Blvd., PSL

Food Truck Invasion • 5 - 9pm • Tradition Square

Free Friday Concert 6 - 9pm • Civic Center, 9221 S.E. Civic Center Place, PSL

Treasure Coast Minority Business Expo 8am - 5pm • minorityexpofp@gmail.com Havert L. Fenn Center, 2000 Virginia Ave., Ft. Pierce

Fort Pierce Jazz & Blues Society Jazz Jams at The Gardens 6:30 - 9:30pm • Port St. Lucie Botanical Gardens 2410 SE Westmoreland Blvd., PSL

Annual Strike Out Hunger Night 6:30 - 9:00pm • First Data Field, 525 NW Peacock Blvd., PSL

26 Treasure Coast Fall Bridal Show 4 – 11:59pm • Port St. Lucie Civic Center, 9221 SE Civic Center

MONDAYS

FRIDAYS

Bingo Temple Beth El Israel Service Doors Open @ 5:30pm

Temple Beth El Israel Services @ 7:30pm

WEDNESDAYS Green Market, 12pm – 6pm Downtown Marina Square Ft. Pierce Live Entertainment, 6pm – 9pm Sam Snead’s

Temple Beth El Israel Call for information: 772-336-2424 551 SW Bethany Dr., St. Lucie West templebethelisrael.org

2ND FRIDAY of Every Month Morningside Car Show, 6pm Morningside Church 2180 SE Morningside Blvd.

SATURDAYS Ft. Pierce Farmer’s Market 8am-12pm • Marina Square Historic Downtown Ft. Pierce Temple Beth El Israel Services @ 10am

SUNDAYS Sunday Morning Worship WATCH ONLINE 9 & 11am Livestream ~ GRACECHURCHPSL livestream.com/gracechurchpsl/events

BETTER LIVING & MARKETPLACE MAGAZINE • BLMMAG.COM

28 PRIMARY ELECTION- Go Vote www.slcelections.com 29

Tunes @ Tradition - FREE CONCERT 6 – 9 pm • Tradition Square

september

Fishing For Futures Tournament and Day for Kids Celebration • 12 - 6pm Causeway Cove Marina, 601 Seaway Dr., Ft Pierce

Labor Day

Free Admission Day – St. Lucie Aquarium 10am - 4pm 8 St. Lucie Aquarium Smithsonian Marin Ecosystems Exhibit, Seaway Drive, Ft Pierce

Grandparent’s Day

Rosh Hashanah

We Remember! ~ 911 ~ Patriot’s Day

Hot Weelz 3rd Annual Tokyo Car Show 12 - 10pm • Civic Center, 9221 S.E. Civic Center Place, PSL

15 &16 Treasure Coast Comic Con Begins 10am, Sept. 15 Havert L. Fenn Center, 2000 Virginia Ave., Ft Pierce 18

Yom Kippur

Fort Pierce Jazz & Blues Society Jazz Jams at The Gardens 6:30 - 9:30pm • Port St. Lucie Botanical Gardens 2410 SE Westmoreland Blvd., PSL

26 &27

Treasure Coast GFNF Child Summit Begins 7:30 am, Sept. 26 info@gfnf4kids.org IRSC Treasure Coast Public Safety Training Complex, Frank & LeVan Fee Bldg., 4600 Kirby Loop Road, Ft Pierce

15th Annual San Juan Festival 12 - 10pm • Civic Center, 9221 S.E. Civic Center Place, PSL

For more information visit: www.facebook.com/regaleventhall/ www.gfnf4kids.org/events.asp www.visitstlucie.com/calendar/

www.pslbg.org/calendar.html www.cityofpsl.com www.bgcofslc.org

Events listed here, are only partial listing of events in the area. Better Living & Marketplace Inc. is not responsible for any typos, copy errors, omissions or cancellations of any listed events. Please contact the facilities directly for any question regarding these events.

B A G E L B R O T H E R S O F N Y. C O M

Every day, hunger follows kids around at school, on the playground and wherever they may go. To volunteer or for assistance contact: director@gracepacks.org for more information.

Better Living’s Anniversary Brag Book Winner! Thanks Robin, and Congratulations!

It’s Brag Book Time! Post your favorite Father’s Day or “Back to School” photo with a sentence or two. Post on Better Living & Marketplace pg. by 8/30/18.

We are giving away prizes!!!

Better Living & Marketplace celebrating with a few of its original family of advertisers. Villafranco & Garcia, PLLC, Mike Rice State Farm & The Bug Guys, playing hooky from work! Thank you to Tim, owner of Berry Fresh for serving a delicious lunch in friendly atmosphere. Grateful

Pastor Mike’s Corner View Pastor Mike Beath

Facing Your Giants 10 TIPS TO PREPARE YOUR BUSINESS FOR SALE Ok so this is a very important topic, so I am going to have to break it up into two issues. Hope your summer is going great.

1 2

Number 1. Make sure you really “want” to sell. Ask yourself if you are bored, burned out, ill, have a new child, have aging parents that need your assistance, etc. Or are you simply unhappy with how much money you are making? If this is the case, you do not “need” to sell. All you need is some guidance getting back on the right track. An experienced business broker can help you refocus and see the forest for the trees. You might find out that once you start making enough money, you do not want to sell after all. But if you conclude that selling is what you want to do regardless of how much money you are making, then you need to proceed to the next step.

Number 2. After you are 100% sure that you want to sell your business, I suggest that you drive up to your business and determine the following if they apply to you. Are there any holes in your parking lot? If so, fix them before a buyer shows up. Is any of the shrubbery dead or out of control? If so, replace the dead with live shrubbery and make sure that all of them are properly trimmed. Are the windows clean? If not, get them washed. Is the building exterior clean? If not, get it pressure washed. Does the roof look old or damaged? If so, either get a new roof or replace the bad shingles. Does the building need to be painted? If so, do it. In brief, make sure the “curb appeal” of your business has no obvious and easily correctible issues.

We’ve all heard the story of David and Goliath. Goliath was a giant. David on the other hand was a skinny little runt of a teen-ager. We can all learn a lot from this story. When you look at the two individuals next to each other, there’s no way David stands a chance against this hulk of a human being. Most of the people who had seen Goliath just melted at the sight of him. They were overwhelmed by the strength and meanness of him. Goliath stares down from the hillside. He and his Philistine herd have rendered their half of the valley into a forest of spears; growling, bloodthirsty gang of hoodlums, boasting do-rags, BO, and barbed-wired tattoos. Goliath towers above them all; nine feet, nine inches tall in his stocking feet, wearing 125 pounds of armor, and snarling like the main contender at the World Wide Wrestling Federation championship night. He wears a size-20 collar, and a 56-inch belt, His biceps burst, thigh muscles ripple.

We all have our Goliaths. You know your Goliath. You recognize his walk, the thunder of his voice. He taunts you with bills you can’t pay, people you can’t please, habits you can’t break, failures you can’t forget, and a future you can’t face. But just like David, you can face your giant, even if you aren’t

the strongest, the smartest, the best equipped, or the holiest. David. You could read his story and wonder what God saw in him. His life has little to offer the unstained, straight “A” saint. He fell as often as he stood, stumbled as often as he conquered. But for those who know the sound of a Goliath, David gives this reminder: “Focus on Giants -You stumble” “Focus on God – Your Giants tumble” I am reminded in Psalm 46:110 “The Lord is my refuge, He is my strength” (He’s bigger than any giant that comes across my path. He is my safe place in the middle of any challenge. He is my source of strength that will get me through any problem, no matter what it is. Verse 10 seals it. “Be still and know that I am God” God reminds me that He’s bigger than any giant that may come across my path. I need to be reminded daily that God is bigger, stronger more equipped than I am to take on the Giants of this world I live in. The God who guided David guides you. The Lord says, “I will guide you along the best pathway for your life. I will advise you and watch over you.” (Psalm 32:8) God Bless, Pastor Mike Morningside Church Recovery Pastor

BETTER LIVING & MARKETPLACE MAGAZINE • BLMMAG.COM

1. Bad grades in high school will ruin my life.

Back to School:

3 Off-the-Top-of-My-Head Myths that Students Believe

No they won’t. I know I’m not supposed to say this. But you’ll live, and maybe even a fully functional life. Take it from me, God did not abandon me, remarkably, I still make a living. And you know what? If you don’t get into the college of your dreams, your life will not be ruined. If you don’t even get into college, your life will not be ruined. Your life, in fact, cannot be ruined by grades. It’s NO excuse for not being disciplined, but it’s true. The weird thing is that, even in “good, Christian families”, this sounds like a subversive thing to say, so brace yourself: “Success” really isn’t the highest good.

By Brant Hansen (weekday mornings from 6-10am on Christian FM)

2. Everyone’s looking at me all the time.

No they’re not. Everyone’s too busy thinking this about themselves to spend time studying you. Seriously, they’ve done research on this. It’s called the “imaginary audience”. High school students, in particular, tend to way over-estimate the attention they’re getting. Fact is, even the “together” people are super self-conscious, and that means someone who *isn’t*- someone who’s freed up to care about others- can have an impact like an earthquake.

B A G E L B R O T H E R S O F N Y. C O M

3. Whatever social group I’m in now- that’s just who I am.

Nope. It just doesn’t work out that way. This is why high school reunions and old yearbooks are so fascinating…and hilarious.

People can change. They do. A lot. Who you identity yourself as, now, does not lock you into a certain identity forever. And it’s a good thing, or a lot of people my age would still be wearing flannel-on-flannel and refusing to shower while listening strictly to Nirvana and Pearl Jam.

Everyone. Will. Change. 35

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