LOAN PRE-A P P ROVA L Our Forever Agentssm can connect you with our partners at Prosperity Home Mortgage to complete the pre-approval process and identify the right mortgage for you. The Prosperity Buyer Advantage program provides a commitment letter that can give you the competitive edge versus other potential buyers, and streamlines the closing process for the quickest closing timeframe. The Prosperity Home Mortgage Second Opinion Program compares rates from multiple lenders to ensure you are getting the best option to meet your needs.
PR E -A P P R OVA L Pre-approval serves three crucial purposes:
1. Setting the financial parameters for your search and helping you understand your buying power.
2. Informs sellers know that you are qualified to make an offer.
3. Strategically positions your offer ahead of other buyers.