3,805 listings
fort collins • loveland • windsor wellington • timnath
SATURDAY, MAY 17, 2014
COMMUNITY OPEN HOUSE
en es Op l Homday 1-4 PM e d o M n ay - Su Tuesd
Belmont Farms
SUNDAY, MAY 18TH 1-4 PM
The Patio Homes at
SU N O D P AY E N 14P M
39657 Hilltop Circle
Magnificent in every way! Elegant and luxurious, yet comfortable.
Hosted by: Kim Irwin 970-391-5050
M
39231 Rangeview Drive
Low Maintenance Living
SU
N O D P AY E N 14P
Beautiful custom home on just under 6 acres offers impressive panoramic mountain views!
spirit of Colorado. The expansive views of the reservoir and the Rocky Mountains create a stunning place to call home. The trails, parks, and greenbelts allow for full enjoyment of the abundant wildlife and surrounding natural beauty. This new home community provides the perfect escape into the Colorado outdoors, yet is situated only minutes from nearby cities and towns.
Hosted by: Kris Laine 970-443-1804
Main Floor Living
FC-0000384307
Shirley Watson
Nestled along the eastern shores of Timnath Reservoir in a spectacular setting, WildWing embodies the
WildWing truly is an extraordinary place to call home that will have you saying, “This is why I live in Colorado!�
Resort-style Living
970-227-1000
mobile: 970.481.8255 Shirley@ShirleyWatson.com www.ShirleyWatson.com
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FLAT FEE LISTINGS
Sell Your Home for Less than $500! FULL SERVICE LISTINGS FOR 1%!
E US :30 HO12-2 EN un OP & S t a S
Don’t pay 6% to Sell Your Home! It is Your Money! BUYER REBATES! 1% BACK to YOU!
We Contribute 1% of Your Purchase Price Back to You at Closing!
Michael Nicholson: Broker/Owner
970-691-8429
mnicholson@homesavingsrealty.net
It’s Time for Real Estate to be About the Consumer!
Home Savings Realty www.HomeSavingsRealty.net
Call
Sue Coburn
970.222.1773
Sue@SueCoburn.com
8126 Islander Ct, Fort Collins $512,000 • MLS#735228
Looking for something special? You found it! Cherry cabinets, hickory floors throughout the main level, top notch SS appliances including Dacor double ovens & gas cooktop plus gorgeous granite countertops are just a few of the features that make this home extraordinary. The unfinished basement gives you all kinds of options. This home backs to open space in one of northern Colorado’s favorite neighborhoods. Come see for yourself why this house is the one you will want to call home! FC-0000395010
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2 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
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Single Family and Patio Homes Ho Prices starting in the $400s
E Mulberry St
Amber Baray 970-213-0194
Each office independently owned & operated | 970-226-3990
Low maintenance patio homes in Trail Head by Triton Communities. Several models and options to choose from! Main level masters, ranch plan, open & spacious, perfect for entertaining, plus 9-foot ceilings throughout. Full unfinished basements and attached 2-car garages. All this and just 5 minutes from Old Town 1 mile east of 125 on Vine Dr. Sebrina Osilka - Onsite Sales at Trail Head 970.361.6786 sebrina@tritoncommunities.com www.TritonCommunities.com
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Manyy plans p to choose choo ch oose oo s from! se f ro r m!
Laura Gippert 970-222-8026
E Vine Dr
OLD TOWN
N Timberline Rd
N College Ave
Low Maintenance Homes in Trail Head
Highland Meadows Golf Course Community You Pick the Home... We Have the View! Eight Beautiful Models to Choose From Home Prices Starting in the low $400’s *Only 3 Lots Left in Phase 3 - Reserve Yours Today* Call for an appointment Today!
ABBCO BUILDERS ‌the Difference is in the Detail‌ )&
(970) 226-HOME (4663) www.abbcobuilders.com
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REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 3
Open Houses This Weekend W NE
SUNDAY 1-3
www.thegroupinc.com Harmony Office 970.229.0700
135 Sunflower Windsor-Terrific 4 bed/3 bath home in Windsor Village. With an updated kitchen and bathrooms. Private back yard with large covered patio and separate storage shed. New roof prior to closing.
G IN ST LI
SATURDAY 11-1
219 10th Street, Windsor-4 bed, 2 bath 2190 SF Ranch. Upstairs flooring updates includes hardwood, new vinyl, & carpet in 2011. Main bathroom also remodeled at that time. Features include central air, permitted well water for exterior lawn and gardens, large back yard.
SATURDAY & SUNDAY 12-5
260 Boattail Drive, FTC-$475,000$700,000 Gorgeous 2 story w/main flr mstr & study on 1/2 acre walk-out lot backing to open space in exciting new subdivision! Auburn Estates is Fort Collins newest premium executive estate subdivision.
SAT 12-2 & SUN 1-3
423 Buckeye Street, FTC-3 bdrm, 3 bath, ranch home. 2,594 SF. Newer kitchen, updated baths, finished bsmt. w/great rec room. New roof and furnace.
$175,000
$215,000
$629,720
Call Christopher Fry (970) 679-1656
Call Christopher Fry (970) 679-1656
Call Lisa O’Brien-Suchy Call Jessi Pitmon 217-2185 566-0995 Call Brent Duggar 286-8122
MLS#715443
499,900
MLS#735591
Horsetooth Office 970.223.0700 Mulberry Office 970.221.0700 Centerra Office 970.613.0700 Loveland Office 970.663.0700
SUNDAY 1-4
826 Heschel St #B, FTC-2 bed/3bath 2-story townhome. Contemporary design and decorating with marmoleum floors throughout main floor. Near Poudre Bike Trail with easy access to Old Town restaurants, shops and entertainment. Two master bedrooms with full bath in each.
$265,000
MLS#731454
Call Jo Carney 310-1836
SATURDAY 1-3PM
1076 Ridge West Dr, Windsor4bdm/4ba-5022 sq ft-2 story,.37 acres, backs to open space, mt views! 42” cherry cbnts, granite, bayed brkfst nook, refin HW flrs, new carp, gas fp, frml din & study. Upper lvl mstr/ste area/5 pc, 2 lg bdms w j/j ba & 4th bdm/ba. PSD.
SATURDAY 1-3
1227 Reeves Drive, FTC-4bd/4ba Bright home in Registry Ridge! Fully fenced backyard & complete with landscaping. Open great room with gas fireplace, high ceilings & open kitchen. Finished bsmt. Enjoy all the amenities, pool, clubhouse, 2 parks, walking paths & open space.
SUNDAY 2-4
1013 Shore Pine, FTC-This beautiful home offers flexibility of his & her’s offices in the lower level along w/ a rec room & bath. Lovely master suite & 2 lrg addt’l bdrms. Large sheltered & well landscaped lot w/patio & extended deck for relaxing & great entertainment.
$535,000
MLS#717343
Call Joy Willett (970) 305-7038
SATURDAY 1-3
1448 Bison Run Drive, Windsor-4 BD/5 BA 5,439 SF Ranch Custom home with beautiful wood flrs, soaring windows, magnificent mountain views! Spacious room for entertaining both on the main level and finished walk-out basement. Sun porch, trex deck and large patio!
SATURDAY & SUNDAY 12-4
1018 Waterfall Street, TimnathThree homes available with ranch and 2 story plans. Highly upgraded including slab granite, wood flooring, stainless steel appliances, 8 foot interior doors, and much more.
SATURDAY 11AM-1PM
1039 Nightingale Drive #6, FTCWorld class views (best views in Eagle Cliffs) from this spiffy, low maintenance 3BD/3BA condo in a premier area of town just north of Fossil Creek Park, looking west to Long’s Peak and Mt Meeker. Attached 2-car garage.
From the Mid $400’s
$375,000
MLS#727773
MLS#729801
Call Carole Newberry 443-4047 Call Nikki Onda 691-0176
Call Randy Albertz (970) 377-6030
SUNDAY 1-3
5901 Sacajawea Way, Loveland3bd/3ba ranch on great 2.3 acre property close to town with spectacular, unobstructed views of Devil’s Backbone. Detached 1,536 sf garage plus oversized attached 2 car garage. Walk-out basement with sink.
SAT 2-4 & SUN 1-3
1626 Beamreach Pl, FTC-3 BD/ 2 BA 3,580 SF RANCH. New plan by John Walz! Very open w/ split master, great living spaces, lots of hardwood flring, oversized garage & more! Lake Access & ONE BLOCK FROM COUNTRY CLUB! Enjoy quiet living at Richard’s Lake! The home is now complete!
$550,000
$285,000
$775,000
$565,000
MLS#734247
MLS#727394
Call Maribeth Bergan 690-1735
Call Adrienne Scharli 217-7350
Call Sheila Benshoof (970) 227-9802
Call Greg Bever (970) 215-1722
Call Randy Albertz 691-6901 Call Eric Hansen 342-3018
MLS#734791
SATURDAY 1-3
2001 Topanga Ct, FTC-4 BD/4 BA 3,429 SF 2 Story Wonderful cul-de-sac location in Willow Springs! Brand new kit upgrades incl new cabinets w/island & granite counters. Freshly painted throughout & newly refinished wood floors on main lvl. Backs to greenbelt & 2 blocks from pool!
MLS#735209
SATURDAY 11-1
4112 Saddle Notch Dr., FTC-4bd/3ba 2 story on corner lot in Willow Park. Updated kitchen with stainless steel appliances and kitchen island. Huge main floor master, hand scraped birch floors, vaulted ceilings and huge enclosed sun porch.
MLS#715740
SATURDAY 1-3
2072 Ridge West Dr., WindsorImmaculate 3 bedroom, 4 bath ranch style home on a quiet cul de sac with finished walkout basement. Custom & designer touches throughout, front courtyard patio w/fireplace. Basement features wet bar, family room, bdrm and bath. Heated 3-car garage.
$392,900
MON & FRI 1-5, SAT & SUN 1-5 SATURDAY & SUNDAY 1-3
2105 Nancy Gray Ave., FTC-Healthy lifestyle living with expansive trail system, pool, community gardens, open space, working farm, and artisan village (all coming soon). 3 models to choose from starting in the $220’s. Visit the sales office at Timberline Road and Sandbur Drive.
2159 Monte Vista Cl, LVD-Ranch in foothills, 4bdm/4ba/3-car grg open floor plan, form DR/LR, eat-in kit, ofc. Prof fin walkout bsmnt w/wet bar, media & game area, wine cellar & lg exercise rm. Trex deck w/views, stamped concrete patio, fire pit. Perfect for entertaining!
$425,000
MLS#734984
$280,000 MLS#735748
$615,000
Starting at $233,000 $420,000 MLS#711422
MLS#730817
Call Beth Phillips 449-3345
Call Michelle Hubbard (970) 690-6706
Call Jen Gamez 818-1265
Call Andrea Schaefer (970) 290-3758
Call Mitch Benner 214-8430 Call Jill Angelovic 619-0051
MLS#735219
4 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
Open Houses This Weekend SATURDAY 10:30-12
www.thegroupinc.com Harmony Office 970.229.0700
2714 Canby Way, FTC-4bd/3ba wonderfully upgraded ranch. Tastefully decorated with ample tile & wood flooring, granite counters in the kitchen and baths, newer appliances, master suite with walk-in closet. Nicely finished walk-out basement, oversized 2 car garage.
$427,500
SATURDAY 1-3PM
2738 William Neal Pkwy, FTC-Plenty of room with 5 bdrms, main floor study, flex-room/6th bdrm, butler’s pantry, and 3-car tandem garage. Main floor master bdrm has a 5-piece bath w/H&H’s walk-in closets. Newly finished bsmt & a 21x17 Trex deck. LOTS OF STORAGE AND UPGRADES!
SATURDAY 1:30-3:30
1441 Pikes Peak Ave., FTC-Great all brick ranch on 18,000 sf lot in desirable Prospect Estates. Five bedrooms, three baths, with a 20X14 sunroom to enjoy the back yard and mature landscaping. Located minutes from PVH, EPIC, CSU and I-25.
SUNDAY 12-2
2931 Redburn FTC- 4 bedroom, 4 bath home, yard with sprinkler system, patio and new hot tub. Other features: central A/C, humidifier, eat-in kitchen, dining room, 5-piece master bath, gas fireplace and vaulted ceilings.
MLS#735478
MLS#734655
$479,900
$467,900
$324,500
Call Katie Shea (720) 213-8179
Call Mark Miles (970) 227-8887
Call Greg Bever (970) 2151722
Call Kim Doll (970) 377-6023
MLS#732123
MLS#735557
Horsetooth Office 970.223.0700 Mulberry Office 970.221.0700 Centerra Office 970.613.0700 Loveland Office 970.663.0700
SATURDAY & SUNDAY 11-5
5422 Lulu City Drive, Timnath The Alcott plan features 4 beds, 4 baths, study, main floor guest suite, gas frplc & 3 car attached garage. Please visit the model home at 6334 Nokoni Court, Timnath, or call 970-204-0818. Available at the end of June.
SATURDAY 1-3
3210 Twin Wash Sq., FTC-5bd/4ba 2 story in Fossil Lake. Large lot surrounded by several fruit trees. Wonderfully maintained home featuring granite, hardwoods, solid wood steps and passive radon system. Neighborhood with many amenities including pool.
SATURDAY & SUNDAY 1-4
4301 Halleck Ln., Wellington - New model home by Sage. Roaring Fork plan with 4 bedrooms up, 3 car garage and options/upgrades. 10 plans to choose from starting at $223,000.
SUNDAY 1-3 PM
5024 Blackhawk Dr, Windsor-Just completed-move-in ready! New main floor master 2 story with dramatic high ceilings, 3 generous guest rooms up, main flr den/study and fantastic master suite,oversized 3 car garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!
SATURDAY 11-1
5227 Fox Hills Dr. FTC-One of a kind sprawling custom ranch in desirable Clarendon Hills. This home sits on almost a half acre lot and features 5 bedrooms, 4 bathrooms, formal living & dining rooms, finished walkout basement with foothills views. Large deck, newer furnace & A/C.
$490,000
$271,000
$525,000
$625,000
Call Nicole Huntsman (970) 402-0221
Call Jo Carney 310-1836 Call Michael Hurd 227-5932
Call Kurt Faulkner (970) 690-4226
Call Jaio Osborne (970) 999-4398
MLS#735559
SATURDAY 1-3
5620 Fossil Crk Pkwy, 6-106, FTCWonderful 1st floor walk-out condo in Fossil Creek Community. Open floor plan, with a large bedroom & bathroom with soaking tub. Walk off your patio to the pool/hot tub! Backs to clubhouse & private community greenspace.
SATURDAY & SUNDAY 11-5
5715 Coppervein Street, Kechter Crossing, FTC-Meritage Homes is now selling homes at Kechter Crossing from the low $400’s, 2 story and ranch plans. Visit our sales office or call Dana Edgerton at 970980-6524. Call to check the current construction status.
MLS#697135
SUNDAY 2-4
6207 Eagle Ridge Ct. FTC-Incredible views & privacy on upper Paragon Point. Custom built main floor master 2-story w/partially finished walkout basement. 5 beds, 6 baths, main floor study, hot tub off master, wood & tile floors. Close to park, pool, power trails & golf course.
MLS#733807
SUNDAY 12-2
6408 Garrison Ct. FTC-Wonderful 3bd, 3ba home backing to greenbelt in Westchase. Electric range, double oven, kitchen island, new windows, 2 fireplaces and the hot tub is included! Unfinished basement for future expansion.
$476,305
$124,500
MLS#731888
MLS#723821
$513,816
$925,000
$410,000
Call Adrienne Scharli 217-7350 Call Steve Bricker 218-1821
Call Jill Angelovic (970) 679-1637
Call Steve Bricker (970) 218-1821
Call Don Svitak (970) 215-1571
Call Todd Fields (970) 218-3535
MLS#732258
SUNDAY 10:30-12:30
6424 Mayfair, Timnath- Beautiful 3 BD/3 BA home in Summerfields Timnath Ranch. Featuring an upgraded kitchen with granite and SS appliances. Large master suite and second floor loft. Large, oversized three-car tandem garage. Expanded patio with nicely landscaped yard.
DAILY 1-5
6424 Murano Drive, Windsor-Stop & visit our MODEL HOME, open daily 1-5 pm. This Castello ranch plan has 2 beds, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.
SATURDAY 2-4
6717 Clovis Ct. Timnath- Located on a fantastic lot backing to greenbelt w/ awesome mountain views! Open floor plan w/designer touches, 3 beds/4 baths, high ceilings, 3 fireplaces. Walkout bsmt w/rec room, wet bar, bedroom & bath. Expansive solid surface deck for year-round enjoyment.
MLS#734874
EVERYDAY 10-6
6773 Rock River Road, Timnath Beautiful energy efficient home. Spacious kitchen with upgrades, SS appliances, gas range, eat-at island, breakfast nook. Expansive great room. Study & formal living room on main floor. Judy Guadagnoli at 720934-8393/970-286-6001.
MLS#728079
SATURDAY 12-2
6802 Nimitz Dr. #A-101, FTCWonderful 2bd/2ba ranch with hardwoods on the main. Corner unit, vaulted ceilings, hand troweled walls, views, new blinds in living & dining rooms, plantation shutters in the master. Full unfinished basement.
$360,000
$750,000
MLS#660867
MLS#735475
$1,050,000
$395,327
$$240,000
Call Katie Moon (970) 377-6078
Call Dennis Pfeifer (970) 227-6646
Call Don Svitak (970) 215-1571
Call Chris McElroy (970) 227-5102
Call Emily Sockler (970) 581-5575
MLS#734642
MLS#725783
MLS#735560
REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 5
www.coloradoan.com/homes | An advertising supplement serving Northern Colorado
C3 Real Estate Solutions
OPEN HOUSE SAT 12-3PM
is proud to announce the addition of Chresa Anderson, Broker Associate After proudly graduating from FCHS in 2003, Chresa earned her degree in Practical Theology at Christ for the Nations Institute in Dallas with an emphasis in youth ministry and missions. She has been on mission trips to Mexico, South Africa, Colombia, Ireland, and The Republic of Georgia. She loves people, helping those in need, and building new relationships. Her people skills are a key strength! Chresa is a member of National Association of Realtors, the CO Association of Realtors, and the Fort Collins Board of Realtors.
37048 Golden Eagle Court, Severance
Custom built 4 bed 3 bath ranch style with a 3 car over-sized garage on a 2.85 acre corner lot, backs to open space. 2 master suites, lg family rm has fireplace, formal dining, main floor office, gourmet kitchen, 2 islands, pantry & more. Finished walk-out basement hobby/ flex room. Beautiful landscaping, deck, patio, fence, sprinklers.
Why I joined C3: C3 Real Estate is one of the few companies that operates with the utmost character and integrity. They value the person more than the sale.
$675,000 • MLS 733853
Chresa Anderson | 970-310-3091 | ChresaA@c3-re.com
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Lindsay Jackson 970-631-3458 LJackson@c3-re.com
YOUR TEAM OF PROFESSIONALS www.C3RealEstateSolutions.com
YOUR TEAM OF PROFESSIONALS www.C3RealEstateSolutions.com
Open Houses This Weekend SATURDAY 1-4
www.thegroupinc.com Harmony Office 970.229.0700 Horsetooth Office 970.223.0700
Streamside, FTC-Modern style homes with a comfortable feel. Ranches & 2 story single family homes starting in the 300’s. Open concept living & Old Town Charm! Stop at the sales trailer at Prospect & Ellis at the bottom of the hill. www.streamsidefortcollins.com
SATURDAY & SUNDAY 1-4
Loveland Office 970.663.0700
SUNDAY 1-3
6923 Winterpeak Ct., TimnathPeaceful and serene. Lovely low maintenance patio home. Open floorplan with main floor study. Granite countertops throughout, Bosch appliances, wood floors, covered Trex deck with views of reservoir and mountains. Beautiful
From the $300’s
$370,000-$670,000
$591,000
$635,000
Call Paul T. Versteeg 223-7777
Call Judy Bogaard 227-1000 Call Brian Bogaard 481-5376
Call Judy Bogaard 227-1000 Call Brian Bogaard 481-5376
Call Jack Tregenza (970) 631-9101
Mulberry Office 970.221.0700 Centerra Office 970.613.0700
SATURDAY & SUNDAY 1-4
6913 Water View Ct., Timnath Fabulous new patio homes being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2-story plans w/ some walkout basements. Priced from $370,000-$670,000 base. Patio homes w/some incredible views overlooking Timnath Reservoir.
SUNDAY 1-3
7108 Housmer Park Drive, FTC4 BD/4 BA 4,602 SF 2 Story Stonybrook’s popular Westfield plan. Lrg main floor office and formal dining room. 4 beds upstairs. Fabulous open and spacious kitchen w/walk-in pantry & butler’s pantry. Full landscaping & sprinkler system.
SATURDAY 1-3
383 Stoney Brook Rd - FTC-3 bdrm, 2 bath ranch on corner lot with full unfinished basement for future expansion. Open floor plan, light & bright with warm paint colors & fireplace. Low maintenance yard w/ xeriscape backyard & sprinkler system allows. Move in ready!
$635,000
$279,900
Call Pam Cass 222-6025
Call Kathy Boeding (970) 231-9073
MLS#724934
MLS#735232
MLS#720688
6926 Milner Mtn Ranch Rd-Wow, this is Colorado! Views from everywhere of the red sandstone foothills & snowcapped Rockies! Wonderful home on 35 acres offers two master suites. Kitchen offers knotty alder cabinetry & SS appliances. Great room w/high ceiling and lots of glass. MLS#731843
6 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
Mortgate Rates
May 15, 2014 May 16, 2013
U.S. Fixed-rate 30 year U.S. Fixed-rate 15 year Southwest Fixed-rate 30 year Southwest Fixed-rate 15 year
L
4.20% 3.29% 4.23% 3.33%
3.51% 2.69% 3.54% 2.74%
A dynamic market: Advice for sellers and buyers
ow supply and high demand has created a dynamic real estate market here in Northern Colorado. Of the 794 single family homes listed on the market in Fort Collins, 460 are under contract. Competing offers and bidding wars are common at price points below $350,000. As a result, homes are selling for more than asking price. In the Fort Collins market, 58% of all of the homes sold in April had a final sales price that was at least list price or above. There is opportunity for both buyers and sellers in today’s dynamic market. A successful outcome can be achieved with a solid understanding of the trends in the market and by committing to proven processes. Here is some advice for sellers and buyers today:
Advice for Sellers: Timing, timing, timing Conventional wisdom has long held the three most important factors in real estate to be “location, location, location.” Important? Of course. But we say timing trumps location if you’re considering selling in today’s market. Timing matters most when you want to get the most out of your property. Today represents an incredible time to sell that will not last. First off, we’ve arrived at the traditional “high season” in the housing market, as would-be buyers increase during the late spring and
Eric Thompson FOR REAL ESTATE WEEKLY
summer months. Next, with relatively few homes on the market today, competition among sellers is low. Inventory is down almost 10% compared to last year in Northern Colorado. And finally, interest rates remain low—for now—which means buyers qualify for larger loans and bring more buying power to the table. Advice for Buyers: The 7 Keys for Today’s Market Be pre-approved A “pre-approval” is much stronger than a “pre-qualification.” A lender can supply you with a written statement stating the lender’s preliminary determination shows that you qualify for a particular loan amount, based on income and credit information. Most pre-approval letters are good for 60 to 90 days. Sellers will also consider the source of the letter. Avoid obscure lenders and internet-based companies who are not as credible as well-known companies who have proven track records. Be fast and available Often times the best properties are already under contract by the time the weekend comes. The solution is to find time during the week
to look at properties that are fresh on the market. When the right opportunity comes along, act quickly to increase your odds of success. Be full price or higher In today’s highly competitive market where multiple offers are common, buyers are differentiating themselves by offering more than the list price. In the month of April, 58 percent of all the homes sold in Fort Collins had a final sales price of full list price or higher. Be prepared to escalate An escalator clause can help you in a competitive situation. The clause allows your offer price to escalate above other competing offers up to a pre-set cap. Ensure that the ceiling price in the clause aligns with the loan amount in your pre-approval letter. Be willing to eliminate contingencies There are seven contingencies in the Colorado Contract to Buy and Sell Real Estate. This means that after conducting their due diligence, a buyer has seven opportunities to cancel the contract and have their earnest money returned. If you’re willing to eliminate some of these contingencies from you offer, you can differentiate yourself and give the seller some peace of mind. Use a Cover Letter to the contract Some sellers appreciate a cover letter from the buyer that gives a little personal information about the buyer and whey they want to buy
List now
List later
Lower interest rates
Higher interest rates
Lower competition
Higher competition
Higher demand
Lower demand
At 4.21%*, 30-year Rates are expected to -fixed rates are well be- climb as high as 5.5% low the 7.2% average this year. since the 1960s.
Inventory of available homes is currently low.
April to September is peak season for homebuyers.
As more new homes coming under construction, competition will increase.
The volume of buyers decreases as the temperature cools.
*Source: Federal Reserve Bank of St. Louis. 30-Year Fixed Rate Mortgage Average in the United States as of May 8, 2014.
the home. The letter can evoke emotion and build a connection with the seller and buyer. Be prepared for appraisal issues Appraisers use ‘old’ information – comparable sales from the past – to make their value determination, while buyers and sellers make their value determination based on the present market and expectations for the future. If a property does not appraise for full value, a buyer needs to be prepared with additional cash for the down payment. For example, if a buyer is purchasing a home for $300,000 with a 20 percent down payment and the home appraises for $295,000, the buyer would need an additional $4,000 for the down payment.
Biggest Risk: Waiting In summary, we believe that biggest risk for buyers and sellers in today’s market is to wait. Waiting to sell means lower demand and increased competition. Waiting to buy means higher interest rates and higher monthly payments. We encourage you to reach out to a real estate professional to learn about the opportunities that exist in our market today. Eric Thompson is the president of The Group, Inc. Real Estate, which was founded in Fort Collins in 1976. In 2013 The Group’s Realtors assisted customers with 4,738 transactions. With five locations, and over 200 Realtors, the Group is the market leader in Northern Colorado.
www.coloradoan.com/homes | An advertising supplement serving Northern Colorado
REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 7
The value of my home went up: Do I need more home insurance? By Arthur Murray, financial advice blogger for Zillow.com ost homeowners keep track of changes in the estimated value of their homes. If the estimate increases, does it mean you should increase the limits of your home insurance coverage to accommodate the hike? The quick answer — maybe, maybe not. Why the hedge? It depends on why the value of your home has increased. The good news? If what increased is the possible sale value, you’re likely in good shape, insurance-wise. The amount of home insurance coverage you need doesn’t change based on real estate prices.
M
How real estate prices work Real estate prices focus on demand. The more demand there is for a house, the more a seller can ask to be paid. Demand depends on a number of factors and can change over time. An example: Location is one of the most important factors in real estate. If a home is in a trendy neighborhood, a great school district or near desirable shopping or entertainment venues, its market value could be greater than that of a house in another location. On the other hand, neighborhoods can fall off “popular� lists, school districts can be redrawn, and stores and theaters can
close. That same house likely wouldn’t sell for nearly as much. Most recently, home values have increased in many parts of the country as the real estate market heated back up after the recession. As more buyers enter the market, sellers can demand higher prices. How home insurance prices work When you buy home insurance, you don’t base your coverage limits on what you paid for the house. Instead, you buy enough dwelling coverage so that you can rebuild what’s likely your largest investment in case it is destroyed by a covered event such as fire or wind.
David T. Muth, CRS c: 970-481-5963 o: 970-229-0700
Factors taken into account in arriving at this amount — also called the replacement value of your house — include the size of the house and local construction costs. Insurance providers then consider the amount of risk presented by a particular home and policyholder. Again, location is important: It determines the types of threats a home can face. For example, it costs much more to insure a home in Tornado Alley than it would for a similar house in a region with less-volatile weather. One thing that’s not a consideration is the land that comes with the house. In most cases, events that could destroy a house leave the property under it relatively
unscathed. You still own it. So do I need more insurance coverage? It depends on which value of your home increased. If just the market value increased — because more people are buying houses in your neighborhood, new amenities are built there or for some other reason — then you don’t need to boost your coverage. However, there are two ways the replacement value of your home could change: • Local construction costs increase. If there’s a construction boom in your city, it’s possible that the increased demand could send prices soaring. That’s why it’s a good idea to occasionally See INSURANCE, page 16
“Defining Excellence One Customer At A Time�
WWW.MUTHREALESTATE.COM
5920 Snowy Plover Ct, Fort Collins, CO 80528
2035 Arroyo Ct, Windsor 80550
Dramatic 2-story 5 bed, 4 bath home. High-end finishes include: wood floors, formal dining room, large kitchen with granite countertops, wet bar, and an oversized pantry. Upstairs master retreat has a 5-piece master bath with a large jetted tub and walk-in closet. Finished walk-out basement with rec room, a wet bar, and tons of storage. Home backs to open space. $565,000 MLS#735142
Views, views, views! Open space on two sides. Kempas hardwood flooring, custom maple doors and trim, heated garage and driveway, 10’ ceilings, kitchen includes custom cabinetry, huge center island, granite countertops, stainless steel appliances, 2 master suites, 3 fireplaces and a walk out basement. You’ll enjoy this beautiful custom home overlooking the Arroyo and Longs Peak! $700,000. MLS # 726585
RE PR DU IC CE E D!
5752 Nicklaus Dr, Fort Collins 80528
Golf course living on Ptarmigan 18th hole! Mountain views from every window, open floor plan, vaulted ceilings, hardwood floors + so much more. Master bedroom with walk-in closet, luxurious 5-piece bath. Gourmet kitchen with 6 gas burners, 2 ovens, granite counters & nook area. Main floor study. Walk-out basement. Current pool. Covered back patio. $895,000 MLS # 727601
5210 Vardon Way, Fort Collins 80528
6072 Trevino Ct, Fort Collins 80528
8435 Sand Dollar Dr, Windsor 80528
Cozy, elegant home in the golf course neighborhood Ptarmigan on the 1st hole. Kitchen with built-in wine rack, 6-burner stove and double oven. Master retreat with wet bar, fireplace, sitting area, huge walk in closet and luxury bath. Enjoy sunsets from the wrap around deck off living/kitchen. Basement with theatre room, workout room, large family room. Impressive views of the golf course and mountains. $575,000. MLS # 727750
Ranch-style home with walk-out basement overlooking the Ptarmigan Golf Course with mountain views. Kitchen features new granite, GE profile appliances, tile floors. Master suite has window seats and fireplace with access to the deck. Main floor study with fireplace. Basement with wet bar, theatre room and access to the patio. Backyard is partially fenced. 2 water heaters, 2 furnaces with humidifier. $700,000 MLS # 721774
2-story home located in the Highland Meadows. Kitchen features granite slab countertops, upgraded Tharp cabinet and butler’s pantry. Upstairs offers 2 master suites. Finished basement features a wet bar with wine storage, rec room and 2 bedrooms. This home has it all: vaulted ceilings, hardwood floors, formal living and dining rooms, main floor study and laundry/mud room off the 4-car garage. $599,000. MLS # 718351
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8 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
YOU CAN BE ON OPEN HOUSES TOO! A B&W ad on the Open House Guide Map is available to realtors and private party for only $30 per ad. For more information please call Lindsey at 970-224-7710.
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REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 9
www.coloradoan.com/homes | An advertising supplement serving Northern Colorado
Individual Listings
See These Homes At: ww.coloradoan.com/homes
1028 Ashford Court, Fort Collins 1328 Park Ridge Drive, Severance
Re/Max Listings The Group, Inc.
$395,000 Clarendon Hills $349,000
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Sunday 1-4pm Belmont Farms, Severance, CO 80610 39553 Rangeview Drive: $960,000 39882 Ridgecrest Court: $764,900 39003 Parkland Court: $575,000 39224 Longs Peak Court: $700,000 39231 Rangeview Drive: $790,000 39657 Hilltop Circle: Price upon request For more info, please call 970-566-0313
â&#x20AC;˘ 3,442 Total SqFt/2,366 Total Finished SqFt
Schedule your showing today! MLS# 734640 www.1328ParkRidge.com
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1515 Laporte Avenue, Old Town Appealing Old Town
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409 Mason Ct., Bld. C, Suite 121 | Fort Collins, CO 80521 | oldtownforsale.com
10 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
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REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 11
www.coloradoan.com/homes | An advertising supplement serving Northern Colorado E OUS 0PM N H 2:2 OP1E2:30SUN
1018 Centre Avenue Fort Collins, CO 80526 970.221.5995
ftcollinshomes.com WWW.FACEBOOK.COM/REMAXADVANCEDINC E OUS N H PM OPEAT 1-3 S
4
428 W OAK STREET
1
2625 FEATHERSTAR WAY FIRST TIME OFFERED!
E OUS N H 2PM OPEN 12SU
12
232 CLOVER LANE JUST LISTED!
Well maintained home w/ a welcoming Front Porch, 4br/2.5ba, 2 car garage, backing to acreage. Large kitchen/nook adjoins family room w/frplc, living & dining rooms, main flr laundry, all bedrooms up & loft. Full unfinished bsmt for expansion. Backyard offers garden, storage shed & covered trex deck. $322,500
Affordable & well maintained 1965 bi level presents 4 large bedrooms & 2 baths. New light fixtures & doors throughout & opportunity to update further to your preference. 2 spacious lvg areas & dng room addition make this property unique. Fenced yard & 1 car garage. Close to Old Town & City Park! MLS# 735673 $249,999
Judy Nelson 970-227-7887
Angie Spangler 970-402-6430 fortcollinsrealestatebyangie.com
5
BELMONT FARMS COMMUNITY OPEN HOUSE! E OUS N H PM OPEUN 1-4 S
E OUS N H PM OPEUN 1-4 S
39553 RANGEVIEW DRIVE
Welcome to this charming home in Old Town! 3 bedrooms and 2 bathrooms. Wood floors throughout and lots of historic character! Inviting front porch and private backyard with original stone paver patio, picket fence, gorgeous landscaping and irrigation system. 2013 roof and attached garage. MLS#735401 $479,900
Custom home in gated community features a matching outbuilding with guest quarters, a newly remodeled kitchen with professional grade appliances, cherry wood cabinetry & granite throughout, & heated floors in the luxury master bath. Horses are allowed on the 6.4 partially fenced lot with water views. MLS#720960 $960,000
Carolina Westers 970-690-7667
Jill Marum 970-566-0313 www.39553rangeviewdr.com
6
39882 RIDGECREST COURT
2
828 TYLER STREET JUST LISTED!
Welcome home to this quiet street minutes to CSU, foothills & Old Town! Presenting 1630 square feet, 3 bedrooms & 2 updated baths. Huge master bdrm w/ walk in closet, lovely living room w/ wood burning fireplace, dining area off of kitchen and awesome yard. 1 car attached garage & mature landscape. MLS#735621 $239,999 Angie Spangler 970-402-6430 fortcollinsrealestatebyangie.com E OUS N H PM OPEAT 2-4 S
E OUS N H 1PM OPET 11SA
1309 NASSAU WAY GREAT NEIGHBORHOOD!
Welcome Home to 1309 Nassau Way! This Richmond built; 4bed/3bath home has an open floor plan. Kitchen has good storage, a large island & granite. 2nd floor: 3 bedrooms, huge master suite w/ fireplace. Basement: 1 bedroom & family room. Backyard has boundless space to relax & enjoy the great outdoors. MLS# 733962 $314,000 Scott Sutherland 970-980-1069
7
2828 SILVERPLUME DRIVE E-2
Immaculate custom ranch with a walkout GREAT 3 LEVEL TOWN HOME LIKE lower level. Mountain views & covered deck NO OTHER IN THE COMPLEX! on nicely landscaped 4.1 acre lot. High-end features include granite counters & knotty Walk out bsmt w/large covered patio wired for alder cabinets in the kitchen, hardwood/ hot tub backing to open space! Main flr has oak tile floors throughout, floors & huge deck! Great views from bedroom & kitchen, front room has year a luxury master round sunroom balcony! 1 suite & an additional car detached oversized separate garage/shop. garage w/workbench & MLS#725559 $764,900 over 200 sq ft of attic storage. Near bus, park & bike trail. MLS#732609 Jill Marum Scott Sutherland $200,000 970-566-0313 www.39882ridgecrest.com 970-980-1069
3
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54 GUARDIAN PEAK DRIVE GLACIER VIEW MEADOWS LIVERMORE
WOW VIEWS! Magical 1995 prow front 3 bdrm, 2 bath, 2.5 car gar. on 5 ac.,w/easy access. Hummingbirds delight. Bright open Great Rm/ tongue & groove paneling, cathedral ceilings, hrdwd flrs, wb insert/slate surround, hearth & entry, SS Energy Star appl, crafts rm, 50 yr roof, wrap around deck, Invisible Fence. MLS#733430 $349,900 Sandy Lee 970-227-0014
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An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
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â&#x20AC;˘ Convenient Front Range location with easy access to the I-25 corridor, shopping, healthcare, and community services
Gorgeous 5,268 sq. ft. custom home on a lovely landscaped one-acre lot, less than 2 miles to Old Town & close to Woodward. Complete remodel throughout. 5+ bedrooms, 3.5 baths, heated tile floors & HW flooring, sunroom/plant room, loft study, finished game room in lower level w/ walk-out to private patio. 1,000 sq. ft. trex deck overlooks a park-like fenced backyard. Energy efficient construction w/passive solar attributes. Gourmet kitchen w/SS appl, granite countertops, custom cherry cabinets, & elevator to lower level 3-car garage w/ shop. Visit zillow.com to see more photos. $695,000
â&#x20AC;˘ 4 bedrooms, 4 bathrooms, unfinished basement and 3-car garage with bonus area for workshop, hobbies, or storage â&#x20AC;˘ Five-star energy efficiency rating & superior construction
Two-story living 2,932 sq ft finished living space
â&#x20AC;˘ Large 34,299 sq ft lot backs up to community green space & trail â&#x20AC;˘ Outdoor recreation, parks, breathtaking mountain & water views
www.spanjer.com Each office independently owned and operated
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Contact Pam at 970-215-3439 or pam@pamcollier.com
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Serving the real estate needs in Northern Colorado since 1995, Pam's dedication and unwavering commitment to service have propelled her to this esteemed level within our company. Congratulations, Pam!
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An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
CLASS Classified 9 x 11
www.coloradoan.com/homes | An advertising supplement serving Northern Colorado
REAL ESTATE WEEKLY SATURDAY, MAY 17, 2014 15
HOT TO PLACE
AD
Lindsey Light 970.416.3916
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Randy Moser 970-590-0935 970-225-1190
June Lemmings 970-388-3692 or 970-225-1190
3 PM
New Price!
This home sits on a 2 acre estate lot & is a gardeners dream, with a vast array of perennials, organic garden beds, & koi pond. Dramatic high ceilings, gourmet kitchen, formal dining room, separate study w/private entrance, lots of hardwood flooring & a full unfinished basement. MLS#735534. $519,000.
Paula Harder 970-539-1315
Custom quality, amazing upgrades w/character & a comfortable floor plan on a 6.2 acre lot w/ irrigation water & mtn views. Main floor mstr suite has private access to back patio. Large 2-story great room, lg kitchen w/island/cherry cabinets & walk-in pantry. Hearth rm/ formal DR offers a wonderful gas stove frpl. Private office & amazing laundry room. MLS#730217 $700,000
39505 County Road 41, Ault
4.72 ACRES
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Beautiful 3 Bedroom 3 Bath Home. Large Equipment Garage, tack room, chicken house, Stalls and Pens for large animals. Private Hot Tub, Master Suite, Central Air )&
Josh Dowling
970-420-6473 www.joshdowling.com
E HOUS -4 OPEN& SUN 11 SAT
WWW.39505CR41.COM
6760 RODNEY ST., WINDSOR Beautiful All Brick Ranch
5220 SHAVANO CT, WINDSOR
Community Open House!
USE N HO OPESat 1-3
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39224 LONG PEAK CT. SEVERANCE
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Stanton Creek home has it all, plus the WOW factor! Over the top-5 bedrooms, 3 full baths, GIANT eat-in kitchen plus formal dining, vaulted ceilings, skylights, bay windows, main level laundry & master suite w/ French doors & 5 piece master bath! Finished walk out basement w/ customized theater room, additional rec room & a rough-in for wet bar or in-law kitchen completes this huge beauty! Lots of storage, bonus inclusions are hot tub and gun safe! High energy efficient upgrades-too many to list! MLS# 730493 $350,000
Beautiful 2 story in Sage Creek. Lots of updating and well cared for. New exterior paint, new granite counters, and new hardwood floors in this wonderful floor plan. Has a large upstairs family room, fully finished basement, and great backyard with a Trex deck. MLS# 735553 $379,900
Nanci Garnand 970-227-1327 Nanci@SellsRealEstate.com
MOVE-IN READY
4 PM
1232 BASSETERRE PL, FORT COLLINS
Open House SAT 1-3pm
Karla Tuggle 970-290-9909
3751 BANYAN CT LOVELAND Spacious 4 bdrm, 2 bath, 4 story home in Woodmere. Move-in ready w/ newer roof, updated baths & kitchen, new carpet in bdrms to be installed prior to closing. Large lot w/ RV-Boat parking. Central A/C, walk-in closet in mstr, lrg finished fam rm in bsmt w/ plenty of space. $229,900
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2621 SAGE CREEK RD, FORT COLLINS
Diana Audette 970.689.8444 diana@audette.com
Kay DeBey 970-371-1880 www.century21humpal.com
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Come take a look at this spacious 5 bedroom all brick ranch on just shy of an acre. Spectacular views of the mountain range from nearly every southern facing window of this home. Quiet rural neighborhood with ease of access to Fort Collins and Windsor. Light and bright finished walkout basement. MLS# 729360
Tremendous 2 Story!
Move-in ready 3 bdrm, 3 bath, 2 story home in Windsong. Two living spaces, central A/C, mstr bdrm w/ private bath and 2 more spacious bdrms on the upper lvl. Enjoy 2 patios and large fenced yard. Close to schools, shopping, Horseshoe and Boyd Lakes. $219,900
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Holli McDougal 970-988-1774
4345 SUNRIDGE DR, LOVELAND
READY FOR YOU!
Spacious open ranch home with Tharp Knotty Hickory cabinets, Stainless Steel appliances, lrg kitchen island, and corner pantry. Hardwood floors, gas fireplace, new furnace and AC in 2012. Backyard has private patio & garden area, landscaping complete with trees and perennials. $374,900 MLS731088
970-251-7124
Sell It FAST with a Hot Properties Ad! Call Today!
1397 RIPPLE CT FORT COLLINS CO 80521 FANTASTIC MT VIEW, HUGE Sunny Country Kitchen, WalkIn-Pantry, 2 Story Foyer, Vaulted ceiling in Main level study, Bridge to Private Master Bdrm, Lg Tiled Master shower w/ seat, Open Floor Plan, 3bd/3 ba, 3425 tot sq ft, 2 car gar, Large Redwood Deck 17x20, Walk-In Storage Shed Mt biking & hiking W across st a trail head. Mature Landscaping. MLS#735544
Monica W. Garibay 970-222-7516
Kay DeBey 970-371-1800
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1808 INDIAN MEADOWS LANE, FORT COLLINS DELIGHTFUL 2-STORY CONDO
2 Bd, 3 Ba, 1248 SF Lg. bright LR overlooks beaut. courtyard, charming kitchen w/3yr new appl. & ex. lg pantry. Laundry incl W/D. Open stairway to huge master w/3 closets, 3/4 bth & 2nd bdrm & full bth. Inviting covered porch in front & priv. fenced patio in back w/ex. storage. HOA incl incredible pool & great clubhouse. New roof in 2012 & ext. paint this summer. Superb quiet location a few steps from Spring Creek Trail & Park, close to CSU, shopping & the â&#x20AC;&#x153;Energy of Old Town.â&#x20AC;? This â&#x20AC;&#x2DC;hidden gemâ&#x20AC;&#x2122; is priced at $172,500! Donâ&#x20AC;&#x2122;t miss it!
Doris Emmerich 970-493-8233
USE M N HO -3P OPE18TH 1 MAY
708 BENTLEY DRIVE â&#x20AC;˘ FORT COLLINS Coventry Beauty!
Beautiful home just steps to McGraw Elementary. Over 3200 SF, 5 bdm, 4 ba + office. Eat-in kitchen w/large pantry, tile backsplash & newer SS appliances. Newer carpet & interior paint. Updated lighting. Tons of storage! Beautifully landscaped, fully fenced & irrigated, deck off kitchen, whole house vacuum, humidifier & central A/C. Offered at $345,000.
Dave Werner 970-581-8377
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3309 CUCHARA CT LOVELAND
MOVE-IN READY
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FC-0000394911
3751 BANYAN CT, LOVELAND Spacious 4 bdrm, 2 bath, 4 story home in Woodmere. Move-in ready w/ newer roof, updated baths & kitchen, new carpet in bdrms to be installed prior to closing. Large lot w/ RV-Boat parking. Central A/C, walk-in closet in mstr, lrg finished fam rm in bsmt w/ plenty of space. $229,900 MLS#733707
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16 SATURDAY, MAY 17, 2014 REAL ESTATE WEEKLY
An advertising supplement serving Northern Colorado | www.coloradoan.com/homes
Insurance
(Continued from page 7)
run the numbers on a coverage calculator. â&#x20AC;˘ You renovate or add to your house. Remodeling the kitchen, for example, can add $13,000 to $37,000 to your homeâ&#x20AC;&#x2122;s replacement cost. Under either of these scenarios, you should increase your home insurance coverage limits to
match the new replacement cost. Does this mean youâ&#x20AC;&#x2122;ll pay substantially more for your policy? Not necessarily. Shop your coverage with a number of providers; each uses different factors to determine quotes. Ask about discounts. Many companies offer substantial price breaks for buying home and auto cover-
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2828 Silverplume Drive B6, Fort Collins
2 bed 3 bath 1555 sqft. Unique sunroom/dining room with French doors, tile floor and walk out patio. Second floor loft area could be used as a 3rd bedroom. Living room w/wood burning fireplace and vaulted ceilings. 2nd floor bedroom w/walkout balcony. Bed & bath in basement too. HOA includes pool, tennis, clubhouse, water, sewer, trash, exterior maintenance. )W &ROOLQV 'HYRQVKLUH
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