Create solutions perfect for real life.
You deserve tailer-made solutions, unique to every room in your home. With Pella® Lifestyle Series, pick and choose the right features, options and innovations to make solutions that fit your life, room by room Available performance solutions offer an unbeatable combination of energy efficiency, sound control and value.*
* Performance solutions require upgrades to triple-pane, AdvancedComfort Low-E and mixed glass thickness. Based on comparing product quotes and published STC/OITC and U-Factor ratings of leading national wood window and patio door brands. P m www .com
Our mission is to earn your trust and be your preferred lender when it comes to buying or building the house of your dreams! We have the knowledge and experience to recommend the best home loan solution for you. Stop in today or apply easily and quickly online at stockmanbank.com. stockmanbankc . om. Montana’s Brand of Banking Member FDIC | Equal Housing Lender YOUR TRUSTED LENDING TEAM! COURTNEY FRYLING KING AVE 406-655-3923 LAURIE HUFNAGEL KING AVE 406-655-2702 KEN BOESCHEN SHILOH & GRAND 406-655-3997 ACACIA MADILL KING AVE 406-371-8102 KIM TOMLJENOVICH SHILOH & GRAND 406-655-3902 ROSHON FORAN 14TH & GRAND 406-655-3915 MICHAEL MITCHELL 14TH & GRAND 406-371-8108 TAMI HARTMANN DOWNTOWN 406-896-4812 MONICA DOOLEY HILLTOP & MAIN 406-896-4801 APRIL PISK DOWNTOWN 406-896-4802 KIM LINDSETH HILLTOP & MAIN 406-655-2721
Home Equity OPEN THE DOOR TO $100OFF C S* CLOSING COSTS *Annual Percentage Rate accurate as of publication date and subject to credit approval APR may vary Maximum APR is 18% $399 document preparation cost Other fees may apply Consult a tax advisor regarding the deductibility of interest Limited time offer HOME EQUITY LOANS 3.99%* APR 1516 Main St. 2522 4th Ave. N 990 Grand Ave. 32nd & King Ave. W• • • STYLE IN EVER SROOM TYLE IN EVERY ROOM Weareyourhomedesignsolution Weareyourhomedesignsolution 2032 Grand Ave (www.cbarn.com 406) 656-2824
Step 1 Select a REALTOR®
Find an agent you mesh with to help navigate paperwork, market research, and negotiate on your behalf A reputable office with lots of agents is a good place to start!
Step 3 - List the Must Haves
Go over your Wants, Must Haves, and Can’t Haves. Your agent uses these to help find homes that fit your needs, and offers insight on things you didn’t think of initially
Step 5 Make an Offer
You found the one! Congrats!
Now you and your agent will work together to negotiate a strong offer, contingencies, and make sure nothing is left on the table.
Step 7 - Home Inspection
Usually a part of contingenies, a home inspector professionally inspects a house, from rafters to foundation, making sure there are no surprises like leaks, mold, etc.
Step 9 - Move in! Congratulations homeowner!
We knew you could do it. You should get the keys after closing and be free to move in! Store all documents somewhere safe
Step 2 - Select a Lender
Obtain a Pre Approval letter for a home-loan from a bank you trust. You can ask your REALTOR for a suggestion. This will help you define your budget
Step 4 Tour Houses
The fun part Your agent will contact sellers and seller agents to schedule times to view homes, usually attending alongside you to offer support and expertise.
Step 6 Finalize the Financials
Finish applying for your loan, and the bank will schedule an appraisal. Almost there. Make sure you don’t switch jobs or make a big purchase, like a car, before closing day
Step 8 - Closing Day
MORE paperwork Once you have your loan in order (or cash), you will make an appointment to close with the title company Sign final papers, and pay the closing costs.
BONUS! Home Warranty
If you just need that added bit of peace of mind, ask an agent about a Home Warranty to cover you from any surprises during the first year, like an appliance breaking.
9 Step Roadmap to Buying a Home Read more at: BHHSFloberg.com/Buying-Steps ©2022 BHH Affiliates, LLC An independently owned and operated franchisee of BHH Affiliates, LLC Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate Equal Housing Opportunity 444N9thSt,Columbus|201BroadwayAveS,RedLodge|1550PolyDr,Billings|406 254 1550|e mail:bhhs@flobergcom
Stop by and visit with Lisa, our Cabinet & Floor Plan Designer She is a Certified Kitchen & Bathroom Designer with the National Kitchen & Bathroom Association and one of the most creative, genuine and advantageous Designers you will ever meet. She loves helping clients create and update their living spaces to reflect their individual style! Billings 1009 Mullowney Lane 406-256-0740 Laurel 501 E Main 406-628-8224 6915 Entryway Dr, Billings 406-256-1540 Ask about our Mead Legacy Home Plan Collection, featuring 41 signature homes and cabins! 100% EMPLOYEE OWNED! meadcompanies com Free Estimates • Design Service Project Consultation • Reliable and Fast Delivery Knowledgeable Staff • Quality Materials
To
request a locate of underground facilities in your excavation (dig) area simply dial 811 or if you are calling from outside of Montana or having difficulties using 811, dial 800-424-5555. Or if you are a homeowner or DIY’er and prefer to submit a request online go Homeowner Online Request at Montana811.org.
NOT FDIC INSURED NOT A DEPOSIT ACCOUNT OR OTHER OBLIGATION NOT GUARANTEED OR INSURED BY ANY DEPOSITORY INSTITUTION OR AFFILIATE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, EXCEPT FOR FEDERAL FLOOD INSURANCE OR FEDERAL CROP INSURANCE. EQUAL OPPORTUNITY EMPLOYER AND PROVIDER. stockmaninsurance.stockmanbank.com • Home • Life • Auto • Business ockmanbank.com MONTANA’SBRAND OFINSURANCE • Workers’ Comp • Farm/Ranch • Crop Billings | 1405 Grand Avenue 406-371-8114 REMODELING YOUR RHOME? EMODELING HOME? WE CAN WHELP! E HELP! CENTRAL OFFERS… • New Systems • Maintenance • Repairs • Indoor Air Quality Products 1428½ GRAND AVE • BILLINGS • (406) 224-4425 www.centralheatingandairmt.com
REMOVE THE BOUNDARIES BETWEEN INDOORS AND OUT Big Doors from Andersen allow you to enjoy spectacular spaces for relaxing, entertaining or just being. LOVE THE LIFE YOU SEE. Learn more at andersenwindows.com/bigdoors “Andersen” and all other marks where denoted are trademarks of Andersen Corporation ©2020 Andersen Corporation All rights reserved TM Locally Owned and Proud to Serve the Billings and Surrounding Areas for over 30 Years! Your Trusted Source for all your Windows and Doors. 1305 4th Ave N Billings, MT 59101 406-248-2051 www.windorindustries.com
Need new flooring? We are excited to announce that we now have waterproof flooring MADE IN THE USA! We can now offer you our BEARTOOTH COLLECTION at the lowest price in Billings. •30 Mil •Waterproof •Lifetime Residential Warranty •Comes in Several Colors 2135 Grand Ave • 406.294.2955 Free Financing Available – Call For Details. Thank you Billings for your support over the last 18 years. Exciting News! Flooring Made in the USA! The best part is that the pricing will ABSOLUTELY FLOOR YOU (see what we did there?) www.MontanaFlooringLiquidators.com
TREE TRIMMING & REMOVAL SPECIAL! VERY COMPETITIVE RATES $100 OFF Applies to jobs $300 or more. We also do • Yard clean up & maintenance • Pruning, Fertilization & Nutrition • Stump Removal & Grinding • Insect & Disease Control • Senior Discounts WE SPECIALIZE IN DANGEROUS TREE REMOVAL! CALL US TODAY: (406) 651-9141 advancedarborcare@yahoo.com Your first trimming or removal job when you mention this ad.
LET'S LGET ET'S GET YOU YOU HOME HOME 2950 King Ave West 406-652-4666 www.pierceflooring.com If home is where the heart is, then...
DYNAPRO AT2 (RF11)
DYNAPRO MT2 (RT05)
Tire
3112 King Ave W Billings, MT 59102 (406) 656-9770 FOR YOUR ADVENTURES ON ROAD AND OFF
On-/Off-Road All-Terrain durability and versatility in varying surface conditions. The tread compound is formulated to improve fuel economy and provide cut and chip resistance on rough surfaces. Multi-directional grooves and sipes are arranged to find traction in any direction, while the independent tread blocks feature extra biting edges for grip off-road and in snow.
All-Season
The most extreme off-road tire Hankook offers to date, providing remarkable off-road traction maintaining on-road performance. Extended thicker shoulder, optimized off road compound, reinforced under-tread gauge, nylon-reinforced belts, high strength steel belt. Lisac’s Tire • 3112 King Ave W, Billings, MT 59102 • (406) 656-9770
WE ARE NOW AN INDEPENDENT FRANCHISE OF WE NOW CARRY 3127 Central Ave #3 (406) 656-8681 stuartshouseofvacuums.com CHECK OUT OUR MADE IN THE SHADE WEBSITE AT WWW.MITS406.COM IS PROUD TO ANNOUNCE: WE ALSO INSTALL AND SERVICE CENTRAL VACUMM SYSTEMS. AND MORE
Endless Possibilities. 2228 Grand Ave. 406-656-9540 davidsonhomefurnishings.com
WE BEAT THE WCOMPETITION! E COMPETITION! QUALITY “TOP OF THE LINE” STEEL PRODUCTS AT COMPETITIVE PRICES! 406-568-2500 • 100 GOLDEN VALLEY COLONY LANE - RYEGATE, MT • JOSH@VALLEYSTEELLLC.COM • WWW.VALLEYSTEELLLC.COM • ECONOMICAL & ENVIRONMENTAL BENEFITS! • LONGER LIFE CYCLE 40 YEARS OR MORE • ENERGY STAR® PERFORMANCE & SAVINGS! • CUSTOM MADE FIT TOGETHER TRIM UP TO 21’ IN LENGTH • NOW 26 STEEL COLORS, WITH 3 NEW COLORS TO CHOOSE FROM! • ACCESSORIES AVAILABLE! • FAST TURN AROUND! “NOT ALL SIDING IS CREATED EQUAL” YOUR LOCAL FENCING YEXPERTS OUR SCHEDULE YOUR FREE ESTIMATE TODAY! WE SPECIALIZE IN • VINYL • WOOD • IRON • RESIDENTIAL FENCING • COMMERCIAL FENCING • FARM & RANCH FENCING 1702 MONTANA AVE. | BILLINGS (406) 696-7571 WWW.BIGSKYBOUNDARIES.COM WE ARE PROUD TO BE YOUR EXPERT, LOCALLY OWNED AND OPERATED FENCING COMPANY! HELPING YOU SET BOUNDARIES!
A space where you can slow down. Relax in the warm sunlight. Recharge with a calming breeze. We believe that where we spend our time affects how we feel. That's why Marvin is committed to finding new ways to bring natural light and fresh air deeper into the home, refreshing those spaces most important to you.
Visit your local Marvin dealer to experience windows and doors differently.
©
2021
Marvin Lumber and Cedar Co., LLC. Architecture by Peterssen/Keller Architecture, Minneapolis, MN. Interior Design by Katie Bassett Interiors,
A FRESH PERSPECTIVE Billings
NEVER CLEAN YOUR GUTTERS AGAIN! Call us today and set up your FREE Estimate! Locally Montana and Veteran Owned 406-272-6101 www.spartangutterguards.com
Payments Start at $199/mo 2217 Grand Ave, Billings, MT 59102 (406) 652-7727 lovethetub.com O.A.C.
24 I 2020 HOLIDAY GIFT GUIDE From: Billings Gazette Communications 401 N Broadway Billings, MT 59101 (406) 657 1370 BIG R WEST 2600 Gabel Road (406) 652-9118 BIG R HEIGHTS 1908 Main Street (406) 384-0099 BIG R EAST 216 N. 14th Street (406) 252-0503 BIG R SHERIDAN 2049 Sugarland Dr (307) 674-6471 BIG R LEWISTOWN 825 NE Main Street (406) 350 4422 BIG R HARDIN 1001 N. Center Ave (406) 953-5111 www.shiptonsbigr.com GRILLSMARTER EAT BETTER! PelletGrills•MeatRubs PizzaOvens•Accessories ...andMore!
