Ask The Experts: Tabone Insurance Brokers Inc

When It Comes To Insurance . . . Customer Service Should Be The Policy

By Dave Halliday

Look at you! You survived college, found gainful employment, partnered with your ideal spouse, and basically are settling nicely into this thing we call adulthood.

It seems now your focus in life is achieving that next life goal.

You recently bought a beautiful new vehicle to replace the 1978 Plymouth Horizon you drove throughout your academic career.

Now, as your savings grow, the next big target is a home to replace your small apartment.

While you strive forward together, your partner — whom we mentioned is ideal — complements your drive with the ability to take care of the details associated with all that is occurring.

In this instance, ensuring that all your joint accomplishments are protected via appropriate and adequate insurance.

To assist in the matters of personal and property insurance, we at Biz X were able to sit and discuss some of the finer points with Jesmond Tabone, President of Tabone

Insurance Brokers Inc.

Working from a Windsor office located at 3012 Tecumseh Road East, Unit B, the company has been serving the needs of local residents for the past two and a half years (online information at their website: TaboneInsurance.com).

Jesmond was kind enough to share his 22 years of professional experience with us.

Jesmond Tabone, President of Tabone Insurance Brokers Inc. is pictured inside his Tecumseh Road East location. His diverse team has many business skill sets and they are able to service your insurance needs in five languages, including English, French, Maltese, Italian, and Arabic. Photo by Rod Denis.

What types of insurance do you offer? “We offer all types of insurance from personal insurance to business insurance, life, disability, critical illness insurance, and financial services,” replies Tabone. “We can accommodate all of our clients’ insurance needs.”

What do you feel are the key components to success in

your field? “Patience,” indicates Tabone, noting, “Just being there for the client and educating them as to why they need a certain coverage. As experienced Windsor insurance brokers, we can help you find the perfect insurance plan tailored to your specific needs.”

So how can you help a client in obtaining the level of insurance that is ideal for their situation?

“We have access to a number of different insurance companies where we can place our clients’ insurance needs and we will present them with a wide range of insurance plans so that they can compare prices and choose the most cost-efficient plan,” he explains. “We consider what the client needs are by first going through a litany of questions to help determine their requirements. We work as your personal assistant to make the process easy and hassle-free.”

Obviously, you deal with clients when they are often in situations that are stressful and trying. How can you assist a client who has experienced a loss of some

sort? “We strive to be there for our clients,” says Tabone, assuring, “We will be there to listen and even allow the client to vent as needed while we help guide them through the claims process and get them in touch with the right people, based on the type of loss they’ve experienced.”

Has this ever-advancing technical age we are in affected the ways in which you can interact with

your clientele? “We have many ways to interact with our clients,” he states. “Our best feature that we were able to launch recently is our brokerage app that can be downloaded from

the Apple App Store or the android Google Play store. In this app, clients are able to see their policies, contact their broker, submit a claim, and pull up their liability cards, if they don’t have them with them when needed.” There must be a certain level of personal satisfaction with providing these services to your clients. “Absolutely!” says Tabone. “(It’s) knowing the fact that our clients walk out our door (literally or figuratively) with the right coverage in place.” He concludes with: “I think that’s why I’ve loved working in insurance for over 20 years — it’s rewarding to help others — and the way I see it, I get to do just that every day.”

Well, as one would expect, your ideal partner worked closely with your insurance broker and put together the ideal insurance package for the little corner of the world the two of you are carving out together.

Life is on track, and you find yourself prepared for whatever it may wish to throw your way. Though, for some strange reason, you still miss the excited uncertainty of whether the old Plymouth was going to get you where you were going!

Crime Prevention Tips For Your Home

From Tabone Insurance Brokers Inc.

Burglary is always a crime of opportunity. To best protect your home, look at it from a burglar’s perspective.

What are the vulnerable parts?

Here are some tips to help you prevent a burglar from entering your home . . .

Close blinds and curtains at night so a burglar can’t scope your belongings.

Lock all doors and windows before leaving.

Home burglar alarm systems are a great deterrent, as are dogs. Even a strategically placed “Beware of Dog” sticker can make a burglar think twice.

Make your home look occupied at all times. Use timers to maintain normal lighting patterns. Leave a radio on when you are away from your home for short periods of time.

Protect your valuables. Consider marking your valuables indelibly (engraved) with your driver’s licence or social insurance number.

Take an inventory of your home with a videotape and/or photographs. Keep jewellery and negotiables in a safety deposit box or an unlikely place (i.e. not your bedroom!).

Keep your shrubbery cut back so that it doesn’t block windows and doors.

Illuminate as much of your property as possible.

Exterior doors should be solid, not hollow. Metal doors provide the best protection against forced entry.

Place hinged security bars over basement windows and pin sliding patio doors together when closed.