ANNUAL ENROLLMENT: HEALTHCARE AND FINANCIAL CARE

By Cindy Perry

It’s that time again! Annual enrollment season! It’s the time of year when the benefits professionals at organizations around the country are missing office parties and happy hours in an attempt to get you to read the materials and make your benefit elections before the dreaded “deadline.” As a benefits professional with over 20 years in the game, I can tell you that we are very proud of what we do and we want you to read everything that we write. We know that if you do, you probably won’t have that many questions for us moving forward.

You have probably spent hours flipping through the pages of benefit charts and texts trying to determine the difference between a CDHP and PPO, HSA and HCFSA. You do all that research to find yourself picking the same plan without thought or using the eenie, meenie, miney moe method of choosing your benefits plan.

Not giving serious consideration to this choice could result in you spending thousands of dollars of unnecessary cost and missing out on opportunities to grow your savings. But we want to help you secure your financial future. I will give you a few tips that I hope will help you better navigate this annual rite of passage and be on your way to a better benefits future.